First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

First Financial Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Financial Bank, National Association
400 Pine St
Abilene, TX 79601
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,768
Total Mortgage Loan Application Amount $1,872,850,000
Average Mortgage Loan Application Amount $194,800
Highest Mortgage Loan Application Amount $6,595,000
Average Applicant Income $157,000
Highest Applicant Income $8,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2020.

Mortgage Loan Application Totals for First Financial Bank, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Taylor County Texas 1,296 $ 259,520,000 $ 200,000 $ 123,000
Tarrant County Texas 1,238 $ 343,170,000 $ 277,000 $ 185,000
Parker County Texas 472 $ 120,990,000 $ 256,000 $ 162,000
Montgomery County Texas 384 $ 91,690,000 $ 238,000 $ 182,000
Tom Green County Texas 381 $ 82,065,000 $ 215,000 $ 139,000
Dallas County Texas 357 $ 133,605,000 $ 374,000 $ 218,000
Hood County Texas 307 $ 69,535,000 $ 226,000 $ 144,000
Denton County Texas 222 $ 72,170,000 $ 325,000 $ 179,000
Erath County Texas 221 $ 47,365,000 $ 214,000 $ 168,000
Johnson County Texas 202 $ 37,540,000 $ 185,000 $ 127,000
Brazos County Texas 199 $ 48,705,000 $ 244,000 $ 174,000
Jefferson County Texas 180 $ 36,890,000 $ 204,000 $ 239,000
Harris County Texas 155 $ 45,705,000 $ 294,000 $ 232,000
Ellis County Texas 150 $ 30,350,000 $ 202,000 $ 138,000
Orange County Texas 148 $ 22,760,000 $ 153,000 $ 120,000
Palo Pinto County Texas 139 $ 33,465,000 $ 240,000 $ 159,000
Wise County Texas 136 $ 29,380,000 $ 216,000 $ 138,000
Collin County Texas 128 $ 39,060,000 $ 305,000 $ 207,000
Eastland County Texas 123 $ 14,865,000 $ 120,000 $ 86,000
Callahan County Texas 93 $ 17,255,000 $ 185,000 $ 100,000
Walker County Texas 80 $ 22,310,000 $ 278,000 $ 139,000
Travis County Texas 78 $ 27,160,000 $ 348,000 $ 180,000
Hays County Texas 77 $ 25,615,000 $ 332,000 $ 174,000
Nolan County Texas 69 $ 6,435,000 $ 93,000 $ 97,000
Somervell County Texas 55 $ 11,325,000 $ 205,000 $ 128,000
Galveston County Texas 53 $ 15,885,000 $ 299,000 $ 175,000
Jones County Texas 45 $ 6,935,000 $ 154,000 $ 82,000
Deaf Smith County Texas 38 $ 5,560,000 $ 146,000 $ 164,000
Williamson County Texas 31 $ 9,585,000 $ 309,000 $ 180,000
Hardin County Texas 28 $ 6,120,000 $ 218,000 $ 136,000
Fisher County Texas 26 $ 2,220,000 $ 85,000 $ 83,000
Fort Bend County Texas 26 $ 6,380,000 $ 245,000 $ 219,000
Midland County Texas 24 $ 6,180,000 $ 257,000 $ 166,000
Shackelford County Texas 24 $ 4,000,000 $ 166,000 $ 119,000
Grimes County Texas 23 $ 6,195,000 $ 269,000 $ 143,000
Lubbock County Texas 18 $ 3,150,000 $ 175,000 $ 140,000
Stephens County Texas 18 $ 2,560,000 $ 142,000 $ 84,000
Henderson County Texas 17 $ 5,285,000 $ 310,000 $ 277,000
Randall County Texas 17 $ 4,305,000 $ 253,000 $ 135,000
Wharton County Texas 17 $ 2,795,000 $ 164,000 $ 147,000
Brown County Texas 16 $ 4,010,000 $ 250,000 $ 185,000
Jack County Texas 15 $ 3,135,000 $ 209,000 $ 145,000
Bexar County Texas 13 $ 4,425,000 $ 340,000 $ 164,000
Comanche County Texas 13 $ 2,095,000 $ 161,000 $ 85,000
Hill County Texas 13 $ 2,415,000 $ 185,000 $ 89,000
Llano County Texas 13 $ 6,385,000 $ 491,000 $ 354,000
Rockwall County Texas 13 $ 4,305,000 $ 331,000 $ 166,000
Jasper County Texas 12 $ 2,800,000 $ 233,000 $ 158,000
Brazoria County Texas 11 $ 2,565,000 $ 233,000 $ 264,000
Lincoln County New Mexico 9 $ 2,945,000 $ 327,000 $ 172,000
Comal County Texas 9 $ 3,105,000 $ 345,000 $ 225,000
Cooke County Texas 9 $ 2,985,000 $ 331,000 $ 273,000
Ector County Texas 9 $ 2,215,000 $ 246,000 $ 130,000
Howard County Texas 9 $ 1,475,000 $ 163,000 $ 105,000
Matagorda County Texas 9 $ 1,115,000 $ 123,000 $ 115,000
Young County Texas 9 $ 1,285,000 $ 142,000 $ 146,000
Bosque County Texas 8 $ 1,530,000 $ 191,000 $ 82,000
Runnels County Texas 8 $ 1,240,000 $ 155,000 $ 75,000
Waller County Texas 8 $ 2,320,000 $ 290,000 $ 182,000
Gillespie County Texas 7 $ 3,195,000 $ 456,000 $ 187,000
Robertson County Texas 7 $ 1,485,000 $ 212,000 $ 125,000
San Jacinto County Texas 7 $ 1,025,000 $ 146,000 $ 57,000
Austin County Texas 6 $ 3,110,000 $ 518,000 $ 218,000
Burleson County Texas 6 $ 1,350,000 $ 225,000 $ 135,000
McLennan County Texas 6 $ 1,310,000 $ 218,000 $ 112,000
Potter County Texas 6 $ 1,140,000 $ 190,000 $ 188,000
Wichita County Texas 6 $ 870,000 $ 145,000 $ 75,000
Burnet County Texas 5 $ 1,415,000 $ 283,000 $ 212,000
Concho County Texas 5 $ 1,145,000 $ 229,000 $ 112,000
Grayson County Texas 5 $ 955,000 $ 191,000 $ 169,000
Hamilton County Texas 5 $ 2,015,000 $ 403,000 $ 147,000
Kaufman County Texas 5 $ 1,065,000 $ 213,000 $ 174,000
Mitchell County Texas 5 $ 645,000 $ 129,000 $ 99,000
Navarro County Texas 5 $ 1,195,000 $ 239,000 $ 261,000
Newton County Texas 5 $ 485,000 $ 97,000 $ 105,000
Scurry County Texas 5 $ 665,000 $ 133,000 $ 152,000
Larimer County Colorado 4 $ 1,700,000 $ 425,000 $ 165,000
Coke County Texas 4 $ 550,000 $ 137,000 $ 267,000
Coleman County Texas 4 $ 600,000 $ 150,000 $ 67,000
Haskell County Texas 4 $ 520,000 $ 130,000 $ 135,000
Leon County Texas 4 $ 980,000 $ 245,000 $ 155,000
Liberty County Texas 4 $ 510,000 $ 127,000 $ 90,000
Limestone County Texas 4 $ 890,000 $ 222,000 $ 151,000
Montague County Texas 4 $ 910,000 $ 227,000 $ 82,000
Smith County Texas 4 $ 1,060,000 $ 265,000 $ 251,000
Tyler County Texas 4 $ 680,000 $ 170,000 $ 134,000
Santa Fe County New Mexico 3 $ 1,965,000 $ 655,000 $ 74,000
McCurtain County Oklahoma 3 $ 905,000 $ 301,000 $ 311,000
El Paso County Texas 3 $ 685,000 $ 228,000 $ 136,000
Houston County Texas 3 $ 325,000 $ 108,000 $ 85,000
Hunt County Texas 3 $ 395,000 $ 131,000 $ 161,000
Madison County Texas 3 $ 635,000 $ 211,000 $ 105,000
Nueces County Texas 3 $ 1,015,000 $ 338,000 $ 125,000
Parmer County Texas 3 $ 455,000 $ 151,000 $ 68,000
Polk County Texas 3 $ 675,000 $ 225,000 $ 116,000
Washington County Texas 3 $ 645,000 $ 215,000 $ 75,000
Pulaski County Arkansas 2 $ 210,000 $ 105,000 $ 84,000
Denver County Colorado 2 $ 580,000 $ 290,000 $ 85,000
St. Tammany County Louisiana 2 $ 390,000 $ 195,000 $ 225,000
Tulsa County Oklahoma 2 $ 460,000 $ 230,000 $ 181,000
Anderson County Texas 2 $ 310,000 $ 155,000 $ 97,000
Angelina County Texas 2 $ 160,000 $ 80,000 $ 95,000
Bell County Texas 2 $ 310,000 $ 155,000 $ 195,000
Camp County Texas 2 $ 910,000 $ 455,000 $ 347,000
Cherokee County Texas 2 $ 550,000 $ 275,000 $ 214,000
Coryell County Texas 2 $ 380,000 $ 190,000 $ 0
Fannin County Texas 2 $ 300,000 $ 150,000 $ 175,000
Franklin County Texas 2 $ 320,000 $ 160,000 $ 358,000
Gaines County Texas 2 $ 280,000 $ 140,000 $ 155,000
Gray County Texas 2 $ 300,000 $ 150,000 $ 105,000
Guadalupe County Texas 2 $ 450,000 $ 225,000 $ 85,000
Irion County Texas 2 $ 520,000 $ 260,000 $ 200,000
Moore County Texas 2 $ 390,000 $ 195,000 $ 69,000
Reagan County Texas 2 $ 270,000 $ 135,000 $ 113,000
Sabine County Texas 2 $ 100,000 $ 50,000 $ 136,000
San Augustine County Texas 2 $ 230,000 $ 115,000 $ 158,000
Schleicher County Texas 2 $ 560,000 $ 280,000 $ 89,000
Trinity County Texas 2 $ 520,000 $ 260,000 $ 132,000
Val Verde County Texas 2 $ 180,000 $ 90,000 $ 50,000
Van Zandt County Texas 2 $ 520,000 $ 260,000 $ 105,000
Maricopa County Arizona 1 $ 1,505,000 $ 1,505,000 $ 360,000
Clark County Arkansas 1 $ 165,000 $ 165,000 $ 50,000
Washington County Arkansas 1 $ 355,000 $ 355,000 $ 137,000
Archuleta County Colorado 1 $ 505,000 $ 505,000 $ 360,000
Douglas County Colorado 1 $ 365,000 $ 365,000 $ 75,000
Rio Grande County Colorado 1 $ 195,000 $ 195,000 $ 121,000
San Miguel County Colorado 1 $ 605,000 $ 605,000 $ 246,000
Summit County Colorado 1 $ 515,000 $ 515,000 $ 504,000
Weld County Colorado 1 $ 315,000 $ 315,000 $ 95,000
Leon County Florida 1 $ 655,000 $ 655,000 $ 495,000
Pinellas County Florida 1 $ 515,000 $ 515,000 $ 414,000
Clarke County Georgia 1 $ 365,000 $ 365,000 $ 576,000
Woodford County Kentucky 1 $ 155,000 $ 155,000 $ 108,000
East Baton Rouge County Louisiana 1 $ 255,000 $ 255,000 $ 1,951,000
Platte County Missouri 1 $ 255,000 $ 255,000 $ 256,000
St. Louis County Missouri 1 $ 75,000 $ 75,000 $ 107,000
Dona Ana County New Mexico 1 $ 175,000 $ 175,000 $ 83,000
Otero County New Mexico 1 $ 135,000 $ 135,000 $ 248,000
Mecklenburg County North Carolina 1 $ 385,000 $ 385,000 $ 254,000
Canadian County Oklahoma 1 $ 275,000 $ 275,000 $ 100,000
Cherokee County Oklahoma 1 $ 205,000 $ 205,000 $ 103,000
Oklahoma County Oklahoma 1 $ 335,000 $ 335,000 $ 143,000
Shelby County Tennessee 1 $ 105,000 $ 105,000 $ 69,000
Aransas County Texas 1 $ 255,000 $ 255,000 $ 250,000
Archer County Texas 1 $ 215,000 $ 215,000 $ 162,000
Atascosa County Texas 1 $ 905,000 $ 905,000 $ 0
Bastrop County Texas 1 $ 85,000 $ 85,000 $ 104,000
Blanco County Texas 1 $ 235,000 $ 235,000 $ 134,000
Borden County Texas 1 $ 285,000 $ 285,000 $ 133,000
Castro County Texas 1 $ 835,000 $ 835,000 $ 360,000
Chambers County Texas 1 $ 305,000 $ 305,000 $ 132,000
Clay County Texas 1 $ 255,000 $ 255,000 $ 53,000
Colorado County Texas 1 $ 265,000 $ 265,000 $ 146,000
Crane County Texas 1 $ 205,000 $ 205,000 $ 120,000
Crockett County Texas 1 $ 135,000 $ 135,000 $ 115,000
Delta County Texas 1 $ 355,000 $ 355,000 $ 0
Fayette County Texas 1 $ 305,000 $ 305,000 $ 80,000
Foard County Texas 1 $ 95,000 $ 95,000 $ 60,000
Freestone County Texas 1 $ 325,000 $ 325,000 $ 138,000
Gonzales County Texas 1 $ 345,000 $ 345,000 $ 142,000
Gregg County Texas 1 $ 325,000 $ 325,000 $ 115,000
Harrison County Texas 1 $ 255,000 $ 255,000 $ 95,000
Hidalgo County Texas 1 $ 235,000 $ 235,000 $ 49,000
Kendall County Texas 1 $ 65,000 $ 65,000 $ 168,000
Kerr County Texas 1 $ 315,000 $ 315,000 $ 157,000
Lampasas County Texas 1 $ 205,000 $ 205,000 $ 93,000
Medina County Texas 1 $ 285,000 $ 285,000 $ 65,000
Menard County Texas 1 $ 25,000 $ 25,000 $ 194,000
Oldham County Texas 1 $ 115,000 $ 115,000 $ 76,000
Stonewall County Texas 1 $ 45,000 $ 45,000 $ 42,000
Upshur County Texas 1 $ 155,000 $ 155,000 $ 103,000
Upton County Texas 1 $ 95,000 $ 95,000 $ 137,000
Wood County Texas 1 $ 105,000 $ 105,000 $ 232,000

Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,305 $833,935,000 $252,000 $6,595,000 $151,000 $8,500,000
Refinancing 2,675 $726,175,000 $271,000 $2,495,000 $174,000 $3,336,000
Cash-out Refinancing 965 $227,385,000 $235,000 $2,555,000 $153,000 $8,100,000
Home Improvement 630 $62,750,000 $99,000 $1,445,000 $158,000 $1,540,000
Other Purpose 193 $22,605,000 $117,000 $1,605,000 $149,000 $1,946,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,683 $1,391,795,000 $244,000 $6,595,000 $160,000 $8,100,000
Not Provided 734 $191,280,000 $260,000 $2,055,000 $177,000 $2,253,000
Hispanic 594 $112,460,000 $189,000 $935,000 $117,000 $939,000
Not applicable 425 $98,805,000 $232,000 $2,555,000 $78,000 $78,000
Asian 158 $44,870,000 $283,000 $1,865,000 $221,000 $1,946,000
Black or African American 136 $26,600,000 $195,000 $1,915,000 $185,000 $8,500,000
American Indian or Alaskan Native 21 $3,015,000 $143,000 $355,000 $103,000 $282,000
Native Hawaiian or Other Pacific Islander 8 $1,950,000 $243,000 $395,000 $130,000 $184,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,172 $1,733,210,000 $241,000 $6,595,000 $165,000 $8,500,000
VA-guaranteed (Veterans Administration) 312 $88,340,000 $283,000 $1,265,000 $99,000 $418,000
FHA-insured (Federal Housing Administration) 278 $50,290,000 $180,000 $395,000 $72,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,010,000 $168,000 $275,000 $60,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,408 $1,551,160,000 $242,000 $6,595,000 $163,000 $8,500,000
Application Withdrawn By Applicant 816 $225,080,000 $275,000 $2,605,000 $162,000 $2,253,000
Application Denied By Financial Institution 387 $68,595,000 $177,000 $1,755,000 $101,000 $1,080,000
Application Approved But Not Accepted 119 $19,505,000 $163,000 $1,045,000 $171,000 $838,000
File Closed For Incompleteness 38 $8,510,000 $223,000 $2,495,000 $133,000 $780,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,381 $1,804,255,000 $244,000 $6,595,000 $163,000 $8,500,000
Credit History 159 $25,225,000 $158,000 $1,755,000 $103,000 $1,080,000
Debt-To-Income Ratio 153 $31,935,000 $208,000 $1,055,000 $88,000 $578,000
Collateral 54 $7,020,000 $130,000 $575,000 $138,000 $623,000
Other 9 $1,675,000 $186,000 $505,000 $110,000 $230,000
Employment History 7 $1,465,000 $209,000 $465,000 $61,000 $115,000
Unverifiable Information 3 $795,000 $265,000 $445,000 $72,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 2 $480,000 $240,000 $275,000 $45,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Financial Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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