First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Financial Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 400 Pine St Abilene, TX 79601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,250 |
| Total Mortgage Loan Application Amount | $1,822,240,000 |
| Average Mortgage Loan Application Amount | $194,166 |
| Highest Mortgage Loan Application Amount | $4,835,000 |
| Average Applicant Income | $148,500 |
| Highest Applicant Income | $6,396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Taylor County Texas | 1,224 | $ 250,430,000 | $ 204,000 | $ 121,000 |
| Tarrant County Texas | 943 | $ 273,205,000 | $ 289,000 | $ 187,000 |
| Parker County Texas | 439 | $ 123,475,000 | $ 281,000 | $ 163,000 |
| Tom Green County Texas | 398 | $ 94,850,000 | $ 238,000 | $ 134,000 |
| Montgomery County Texas | 323 | $ 86,075,000 | $ 266,000 | $ 187,000 |
| Hood County Texas | 267 | $ 68,425,000 | $ 256,000 | $ 155,000 |
| Brazos County Texas | 245 | $ 66,905,000 | $ 273,000 | $ 169,000 |
| Dallas County Texas | 243 | $ 84,685,000 | $ 348,000 | $ 193,000 |
| Erath County Texas | 228 | $ 50,880,000 | $ 223,000 | $ 131,000 |
| Jefferson County Texas | 189 | $ 45,095,000 | $ 238,000 | $ 142,000 |
| Johnson County Texas | 182 | $ 42,760,000 | $ 234,000 | $ 132,000 |
| Harris County Texas | 177 | $ 45,865,000 | $ 259,000 | $ 241,000 |
| Denton County Texas | 175 | $ 62,715,000 | $ 358,000 | $ 183,000 |
| Ellis County Texas | 171 | $ 44,795,000 | $ 261,000 | $ 144,000 |
| Eastland County Texas | 161 | $ 27,405,000 | $ 170,000 | $ 104,000 |
| Orange County Texas | 150 | $ 23,200,000 | $ 154,000 | $ 118,000 |
| Wise County Texas | 126 | $ 27,570,000 | $ 218,000 | $ 120,000 |
| Collin County Texas | 122 | $ 40,270,000 | $ 330,000 | $ 179,000 |
| Palo Pinto County Texas | 111 | $ 21,575,000 | $ 194,000 | $ 154,000 |
| Callahan County Texas | 96 | $ 16,390,000 | $ 170,000 | $ 116,000 |
| Nolan County Texas | 91 | $ 13,245,000 | $ 145,000 | $ 126,000 |
| Walker County Texas | 83 | $ 17,855,000 | $ 215,000 | $ 171,000 |
| Hays County Texas | 65 | $ 23,535,000 | $ 362,000 | $ 184,000 |
| Travis County Texas | 62 | $ 23,180,000 | $ 373,000 | $ 177,000 |
| Jones County Texas | 54 | $ 9,880,000 | $ 182,000 | $ 119,000 |
| Somervell County Texas | 49 | $ 12,475,000 | $ 254,000 | $ 139,000 |
| Hardin County Texas | 42 | $ 11,070,000 | $ 263,000 | $ 142,000 |
| Galveston County Texas | 39 | $ 11,885,000 | $ 304,000 | $ 217,000 |
| Deaf Smith County Texas | 30 | $ 3,560,000 | $ 118,000 | $ 98,000 |
| Brown County Texas | 25 | $ 5,825,000 | $ 233,000 | $ 219,000 |
| Grimes County Texas | 25 | $ 6,915,000 | $ 276,000 | $ 142,000 |
| Fort Bend County Texas | 23 | $ 5,915,000 | $ 257,000 | $ 137,000 |
| Comanche County Texas | 22 | $ 4,200,000 | $ 190,000 | $ 81,000 |
| Fisher County Texas | 22 | $ 3,220,000 | $ 146,000 | $ 101,000 |
| Williamson County Texas | 20 | $ 7,060,000 | $ 353,000 | $ 175,000 |
| Bexar County Texas | 19 | $ 5,235,000 | $ 275,000 | $ 129,000 |
| Lubbock County Texas | 19 | $ 4,145,000 | $ 218,000 | $ 129,000 |
| Shackelford County Texas | 19 | $ 3,045,000 | $ 160,000 | $ 113,000 |
| Comal County Texas | 18 | $ 6,360,000 | $ 353,000 | $ 193,000 |
| Midland County Texas | 18 | $ 6,260,000 | $ 347,000 | $ 165,000 |
| Rockwall County Texas | 16 | $ 4,920,000 | $ 307,000 | $ 170,000 |
| Wharton County Texas | 16 | $ 3,010,000 | $ 188,000 | $ 112,000 |
| Hamilton County Texas | 14 | $ 2,570,000 | $ 183,000 | $ 95,000 |
| Jasper County Texas | 14 | $ 2,790,000 | $ 199,000 | $ 139,000 |
| Bosque County Texas | 13 | $ 2,325,000 | $ 178,000 | $ 101,000 |
| Stephens County Texas | 13 | $ 2,495,000 | $ 191,000 | $ 115,000 |
| Grayson County Texas | 12 | $ 2,310,000 | $ 192,000 | $ 149,000 |
| McLennan County Texas | 12 | $ 2,020,000 | $ 168,000 | $ 461,000 |
| Polk County Texas | 12 | $ 3,030,000 | $ 252,000 | $ 153,000 |
| Ector County Texas | 11 | $ 2,285,000 | $ 207,000 | $ 100,000 |
| Newton County Texas | 11 | $ 1,485,000 | $ 135,000 | $ 111,000 |
| San Jacinto County Texas | 11 | $ 2,565,000 | $ 233,000 | $ 135,000 |
| Smith County Texas | 11 | $ 2,555,000 | $ 232,000 | $ 120,000 |
| Randall County Texas | 10 | $ 2,390,000 | $ 239,000 | $ 125,000 |
| Robertson County Texas | 10 | $ 2,250,000 | $ 225,000 | $ 115,000 |
| Brazoria County Texas | 9 | $ 2,115,000 | $ 235,000 | $ 142,000 |
| Hill County Texas | 8 | $ 1,760,000 | $ 220,000 | $ 110,000 |
| Matagorda County Texas | 8 | $ 2,070,000 | $ 258,000 | $ 112,000 |
| Runnels County Texas | 8 | $ 1,020,000 | $ 127,000 | $ 68,000 |
| Young County Texas | 8 | $ 1,480,000 | $ 185,000 | $ 205,000 |
| Cooke County Texas | 7 | $ 2,225,000 | $ 317,000 | $ 277,000 |
| Henderson County Texas | 7 | $ 2,235,000 | $ 319,000 | $ 249,000 |
| Llano County Texas | 7 | $ 3,195,000 | $ 456,000 | $ 447,000 |
| Lincoln County New Mexico | 6 | $ 2,110,000 | $ 351,000 | $ 543,000 |
| Coleman County Texas | 6 | $ 610,000 | $ 101,000 | $ 79,000 |
| Howard County Texas | 6 | $ 610,000 | $ 101,000 | $ 142,000 |
| Kerr County Texas | 6 | $ 2,420,000 | $ 403,000 | $ 368,000 |
| Montague County Texas | 6 | $ 3,340,000 | $ 556,000 | $ 104,000 |
| Potter County Texas | 6 | $ 1,860,000 | $ 310,000 | $ 85,000 |
| Scurry County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 169,000 |
| Bell County Texas | 5 | $ 1,305,000 | $ 261,000 | $ 95,000 |
| Burnet County Texas | 5 | $ 1,885,000 | $ 377,000 | $ 186,000 |
| Cameron County Texas | 5 | $ 1,715,000 | $ 343,000 | $ 325,000 |
| El Paso County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 152,000 |
| Gillespie County Texas | 5 | $ 2,225,000 | $ 445,000 | $ 337,000 |
| Haskell County Texas | 5 | $ 575,000 | $ 115,000 | $ 107,000 |
| Houston County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 100,000 |
| Madison County Texas | 5 | $ 1,445,000 | $ 289,000 | $ 104,000 |
| Trinity County Texas | 5 | $ 815,000 | $ 163,000 | $ 120,000 |
| Tyler County Texas | 5 | $ 605,000 | $ 121,000 | $ 82,000 |
| Wichita County Texas | 5 | $ 605,000 | $ 121,000 | $ 70,000 |
| Flathead County Montana | 4 | $ 2,810,000 | $ 702,000 | $ 1,245,000 |
| Castro County Texas | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| Chambers County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 86,000 |
| Coke County Texas | 4 | $ 340,000 | $ 85,000 | $ 93,000 |
| Irion County Texas | 4 | $ 960,000 | $ 240,000 | $ 193,000 |
| Jack County Texas | 4 | $ 980,000 | $ 245,000 | $ 312,000 |
| Jackson County Texas | 4 | $ 890,000 | $ 222,000 | $ 84,000 |
| Kaufman County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 146,000 |
| Leon County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 155,000 |
| Nueces County Texas | 4 | $ 990,000 | $ 247,000 | $ 190,000 |
| Waller County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 143,000 |
| Archuleta County Colorado | 3 | $ 1,745,000 | $ 581,000 | $ 213,000 |
| Walton County Florida | 3 | $ 2,995,000 | $ 998,000 | $ 1,077,000 |
| Lea County New Mexico | 3 | $ 845,000 | $ 281,000 | $ 137,000 |
| McCurtain County Oklahoma | 3 | $ 1,265,000 | $ 421,000 | $ 156,000 |
| Burleson County Texas | 3 | $ 905,000 | $ 301,000 | $ 216,000 |
| Concho County Texas | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Hunt County Texas | 3 | $ 405,000 | $ 135,000 | $ 116,000 |
| Liberty County Texas | 3 | $ 625,000 | $ 208,000 | $ 149,000 |
| Limestone County Texas | 3 | $ 715,000 | $ 238,000 | $ 149,000 |
| Mitchell County Texas | 3 | $ 435,000 | $ 145,000 | $ 115,000 |
| Navarro County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 188,000 |
| Parmer County Texas | 3 | $ 355,000 | $ 118,000 | $ 104,000 |
| Rusk County Texas | 3 | $ 265,000 | $ 88,000 | $ 109,000 |
| San Patricio County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 162,000 |
| Washington County Texas | 3 | $ 505,000 | $ 168,000 | $ 129,000 |
| Eagle County Colorado | 2 | $ 4,490,000 | $ 2,245,000 | $ 936,000 |
| Escambia County Florida | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Hall County Georgia | 2 | $ 960,000 | $ 480,000 | $ 323,000 |
| Angelina County Texas | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
| Aransas County Texas | 2 | $ 580,000 | $ 290,000 | $ 148,000 |
| Baylor County Texas | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Calhoun County Texas | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Fannin County Texas | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
| Franklin County Texas | 2 | $ 700,000 | $ 350,000 | $ 428,000 |
| Gaines County Texas | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Guadalupe County Texas | 2 | $ 330,000 | $ 165,000 | $ 250,000 |
| Lamar County Texas | 2 | $ 250,000 | $ 125,000 | $ 215,000 |
| Mason County Texas | 2 | $ 730,000 | $ 365,000 | $ 79,000 |
| Mills County Texas | 2 | $ 640,000 | $ 320,000 | $ 141,000 |
| Nacogdoches County Texas | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| Throckmorton County Texas | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Upton County Texas | 2 | $ 100,000 | $ 50,000 | $ 102,000 |
| Baldwin County Alabama | 1 | $ 495,000 | $ 495,000 | $ 385,000 |
| Benton County Arkansas | 1 | $ 385,000 | $ 385,000 | $ 45,000 |
| Pulaski County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Washington County Arkansas | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Chaffee County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| El Paso County Colorado | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Jefferson County Colorado | 1 | $ 545,000 | $ 545,000 | $ 161,000 |
| Ouray County Colorado | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Osceola County Iowa | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Saline County Kansas | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Woodford County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Calcasieu County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Livingston County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Orleans County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Ramsey County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Greene County Missouri | 1 | $ 965,000 | $ 965,000 | $ 425,000 |
| St. Louis County Missouri | 1 | $ 435,000 | $ 435,000 | $ 252,000 |
| Bernalillo County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 378,000 |
| Curry County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Taos County New Mexico | 1 | $ 2,755,000 | $ 2,755,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 254,000 |
| Cleveland County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Craig County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Murray County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 218,000 |
| Rogers County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Tulsa County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Charleston County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 184,000 |
| Williamson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 150,000 |
| Anderson County Texas | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Archer County Texas | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Bandera County Texas | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Bastrop County Texas | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Bowie County Texas | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Caldwell County Texas | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Camp County Texas | 1 | $ 325,000 | $ 325,000 | $ 354,000 |
| Colorado County Texas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Coryell County Texas | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| DeWitt County Texas | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Donley County Texas | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Fayette County Texas | 1 | $ 475,000 | $ 475,000 | $ 350,000 |
| Hale County Texas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Hardeman County Texas | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Hopkins County Texas | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Kendall County Texas | 1 | $ 335,000 | $ 335,000 | $ 721,000 |
| Kent County Texas | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Lamb County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Lampasas County Texas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Lee County Texas | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| McCulloch County Texas | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Medina County Texas | 1 | $ 465,000 | $ 465,000 | $ 195,000 |
| Menard County Texas | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Milam County Texas | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Oldham County Texas | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Reagan County Texas | 1 | $ 275,000 | $ 275,000 | $ 194,000 |
| Sabine County Texas | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| San Saba County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Schleicher County Texas | 1 | $ 205,000 | $ 205,000 | $ 364,000 |
| Sterling County Texas | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Stonewall County Texas | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Uvalde County Texas | 1 | $ 485,000 | $ 485,000 | $ 141,000 |
| Val Verde County Texas | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Van Zandt County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Wilbarger County Texas | 1 | $ 55,000 | $ 55,000 | $ 213,000 |
| Wilson County Texas | 1 | $ 545,000 | $ 545,000 | $ 162,000 |
| Wood County Texas | 1 | $ 235,000 | $ 235,000 | $ 318,000 |
| Summit County Utah | 1 | $ 195,000 | $ 195,000 | $ 400,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,382 | $941,020,000 | $278,000 | $4,835,000 | $153,000 | $4,800,000 |
| Refinancing | 1,827 | $472,235,000 | $258,000 | $1,755,000 | $157,000 | $1,771,000 |
| Cash-out Refinancing | 1,142 | $303,790,000 | $266,000 | $3,905,000 | $157,000 | $6,396,000 |
| Home Improvement | 634 | $71,610,000 | $112,000 | $2,805,000 | $161,000 | $1,516,000 |
| Other Purpose | 264 | $33,460,000 | $126,000 | $2,245,000 | $143,000 | $1,682,000 |
| Not Applicable | 1 | $125,000 | $125,000 | $125,000 | $120,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,158 | $1,298,760,000 | $251,000 | $2,805,000 | $159,000 | $3,819,000 |
| Not Provided | 669 | $176,605,000 | $263,000 | $1,205,000 | $167,000 | $6,396,000 |
| Hispanic | 627 | $121,455,000 | $193,000 | $925,000 | $108,000 | $1,603,000 |
| Not applicable | 481 | $152,515,000 | $317,000 | $4,835,000 | $0 | $0 |
| Black or African American | 134 | $29,990,000 | $223,000 | $1,695,000 | $179,000 | $4,800,000 |
| Asian | 125 | $29,905,000 | $239,000 | $685,000 | $154,000 | $747,000 |
| American Indian or Alaskan Native | 37 | $8,035,000 | $217,000 | $505,000 | $129,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $970,000 | $242,000 | $345,000 | $109,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,718 | $1,690,170,000 | $251,000 | $4,835,000 | $160,000 | $6,396,000 |
| VA-guaranteed (Veterans Administration) | 264 | $79,520,000 | $301,000 | $965,000 | $103,000 | $425,000 |
| FHA-insured (Federal Housing Administration) | 259 | $51,245,000 | $197,000 | $415,000 | $78,000 | $438,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,305,000 | $145,000 | $295,000 | $46,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,133 | $1,553,425,000 | $253,000 | $4,835,000 | $155,000 | $3,819,000 |
| Application Withdrawn By Applicant | 671 | $179,565,000 | $267,000 | $1,465,000 | $172,000 | $6,396,000 |
| Application Denied By Financial Institution | 302 | $61,960,000 | $205,000 | $1,755,000 | $98,000 | $580,000 |
| Application Approved But Not Accepted | 98 | $19,890,000 | $202,000 | $1,085,000 | $205,000 | $4,800,000 |
| File Closed For Incompleteness | 46 | $7,400,000 | $160,000 | $605,000 | $120,000 | $356,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,948 | $1,760,280,000 | $253,000 | $4,835,000 | $158,000 | $6,396,000 |
| Credit History | 114 | $18,770,000 | $164,000 | $915,000 | $91,000 | $580,000 |
| Debt-To-Income Ratio | 93 | $23,585,000 | $253,000 | $1,755,000 | $75,000 | $303,000 |
| Collateral | 72 | $14,910,000 | $207,000 | $545,000 | $130,000 | $403,000 |
| Unverifiable Information | 8 | $2,140,000 | $267,000 | $545,000 | $101,000 | $194,000 |
| Employment History | 7 | $1,555,000 | $222,000 | $545,000 | $58,000 | $101,000 |
| Other | 6 | $590,000 | $98,000 | $165,000 | $203,000 | $488,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $196,000 | $196,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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