First Financial Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Financial Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank, National Association 1401 S. Third St. Terre Haute, IN 47802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,411 |
| Total Mortgage Loan Application Amount | $346,305,000 |
| Average Mortgage Loan Application Amount | $111,400 |
| Highest Mortgage Loan Application Amount | $14,685,000 |
| Average Applicant Income | $79,800 |
| Highest Applicant Income | $2,568,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Financial Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Financial Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vigo County Indiana | 649 | $ 96,235,000 | $ 148,000 | $ 84,000 |
| Clay County Indiana | 136 | $ 14,530,000 | $ 106,000 | $ 75,000 |
| Sullivan County Indiana | 135 | $ 14,475,000 | $ 107,000 | $ 85,000 |
| Vermillion County Indiana | 118 | $ 8,160,000 | $ 69,000 | $ 59,000 |
| Vermilion County Illinois | 94 | $ 8,780,000 | $ 93,000 | $ 77,000 |
| Parke County Indiana | 79 | $ 8,705,000 | $ 110,000 | $ 82,000 |
| Greene County Indiana | 52 | $ 5,240,000 | $ 100,000 | $ 57,000 |
| Coles County Illinois | 50 | $ 4,680,000 | $ 93,000 | $ 84,000 |
| Knox County Indiana | 50 | $ 4,840,000 | $ 96,000 | $ 64,000 |
| Champaign County Illinois | 47 | $ 7,615,000 | $ 162,000 | $ 80,000 |
| Cheatham County Tennessee | 33 | $ 5,945,000 | $ 180,000 | $ 81,000 |
| Christian County Kentucky | 30 | $ 3,030,000 | $ 101,000 | $ 63,000 |
| Clark County Illinois | 28 | $ 3,630,000 | $ 129,000 | $ 82,000 |
| Jasper County Illinois | 28 | $ 2,300,000 | $ 82,000 | $ 63,000 |
| Calloway County Kentucky | 28 | $ 4,070,000 | $ 145,000 | $ 84,000 |
| Marshall County Kentucky | 28 | $ 3,870,000 | $ 138,000 | $ 138,000 |
| Crawford County Illinois | 27 | $ 2,435,000 | $ 90,000 | $ 66,000 |
| Wayne County Illinois | 27 | $ 1,645,000 | $ 60,000 | $ 53,000 |
| Putnam County Indiana | 27 | $ 3,555,000 | $ 131,000 | $ 72,000 |
| Marion County Indiana | 25 | $ 6,225,000 | $ 249,000 | $ 112,000 |
| McLean County Illinois | 21 | $ 3,695,000 | $ 175,000 | $ 160,000 |
| Montgomery County Tennessee | 21 | $ 7,325,000 | $ 348,000 | $ 126,000 |
| Lawrence County Illinois | 20 | $ 2,850,000 | $ 142,000 | $ 61,000 |
| Hamilton County Indiana | 20 | $ 6,990,000 | $ 349,000 | $ 180,000 |
| Owen County Indiana | 18 | $ 2,370,000 | $ 131,000 | $ 62,000 |
| Edgar County Illinois | 16 | $ 2,050,000 | $ 128,000 | $ 76,000 |
| Richland County Illinois | 16 | $ 1,500,000 | $ 93,000 | $ 73,000 |
| Davidson County Tennessee | 15 | $ 3,585,000 | $ 239,000 | $ 130,000 |
| Madison County Indiana | 14 | $ 2,230,000 | $ 159,000 | $ 67,000 |
| Jefferson County Illinois | 13 | $ 915,000 | $ 70,000 | $ 52,000 |
| Trigg County Kentucky | 13 | $ 1,515,000 | $ 116,000 | $ 60,000 |
| Franklin County Illinois | 11 | $ 735,000 | $ 66,000 | $ 59,000 |
| Fountain County Indiana | 11 | $ 1,545,000 | $ 140,000 | $ 82,000 |
| Hancock County Indiana | 10 | $ 1,950,000 | $ 195,000 | $ 103,000 |
| Hopkins County Kentucky | 10 | $ 1,040,000 | $ 104,000 | $ 77,000 |
| Todd County Kentucky | 10 | $ 1,400,000 | $ 140,000 | $ 72,000 |
| Marion County Illinois | 9 | $ 515,000 | $ 57,000 | $ 47,000 |
| Hendricks County Indiana | 9 | $ 3,615,000 | $ 401,000 | $ 108,000 |
| Warren County Indiana | 9 | $ 955,000 | $ 106,000 | $ 81,000 |
| Dickson County Tennessee | 9 | $ 1,685,000 | $ 187,000 | $ 56,000 |
| Monroe County Indiana | 8 | $ 3,060,000 | $ 382,000 | $ 96,000 |
| Vanderburgh County Indiana | 7 | $ 1,575,000 | $ 225,000 | $ 114,000 |
| Livingston County Illinois | 6 | $ 410,000 | $ 68,000 | $ 124,000 |
| Houston County Tennessee | 6 | $ 660,000 | $ 110,000 | $ 68,000 |
| Obion County Tennessee | 6 | $ 680,000 | $ 113,000 | $ 73,000 |
| Williamson County Tennessee | 6 | $ 2,360,000 | $ 393,000 | $ 112,000 |
| Cumberland County Illinois | 5 | $ 515,000 | $ 103,000 | $ 69,000 |
| Effingham County Illinois | 5 | $ 1,035,000 | $ 207,000 | $ 37,000 |
| Daviess County Indiana | 5 | $ 1,005,000 | $ 201,000 | $ 97,000 |
| Lake County Indiana | 5 | $ 1,025,000 | $ 205,000 | $ 85,000 |
| Montgomery County Indiana | 5 | $ 635,000 | $ 127,000 | $ 59,000 |
| McCracken County Kentucky | 5 | $ 825,000 | $ 165,000 | $ 167,000 |
| Clark County Indiana | 4 | $ 1,630,000 | $ 407,000 | $ 113,000 |
| Gibson County Indiana | 4 | $ 510,000 | $ 127,000 | $ 83,000 |
| Rutherford County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 88,000 |
| Stewart County Tennessee | 4 | $ 420,000 | $ 105,000 | $ 655,000 |
| Wilson County Tennessee | 4 | $ 1,350,000 | $ 337,000 | $ 88,000 |
| Edwards County Illinois | 3 | $ 425,000 | $ 141,000 | $ 98,000 |
| Shelby County Illinois | 3 | $ 495,000 | $ 165,000 | $ 75,000 |
| Boone County Indiana | 3 | $ 1,475,000 | $ 491,000 | $ 305,000 |
| Johnson County Indiana | 3 | $ 1,595,000 | $ 531,000 | $ 164,000 |
| Martin County Indiana | 3 | $ 175,000 | $ 58,000 | $ 84,000 |
| Warrick County Indiana | 3 | $ 945,000 | $ 315,000 | $ 92,000 |
| Fulton County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 35,000 |
| Warren County Kentucky | 3 | $ 1,205,000 | $ 401,000 | $ 1,234,000 |
| Marshall County Tennessee | 3 | $ 835,000 | $ 278,000 | $ 211,000 |
| Fremont County Colorado | 2 | $ 310,000 | $ 155,000 | $ 269,000 |
| Bay County Florida | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Gulf County Florida | 2 | $ 1,240,000 | $ 620,000 | $ 1,356,000 |
| Pinellas County Florida | 2 | $ 2,770,000 | $ 1,385,000 | $ 347,000 |
| Cook County Illinois | 2 | $ 1,700,000 | $ 850,000 | $ 317,000 |
| Peoria County Illinois | 2 | $ 580,000 | $ 290,000 | $ 119,000 |
| Piatt County Illinois | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Williamson County Illinois | 2 | $ 380,000 | $ 190,000 | $ 129,000 |
| Woodford County Illinois | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Delaware County Indiana | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
| Morgan County Indiana | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Pike County Indiana | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Logan County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Iron County Michigan | 2 | $ 390,000 | $ 195,000 | $ 58,000 |
| Bedford County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Robertson County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 56,000 |
| Sumner County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 110,000 |
| Weakley County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Oneida County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 189,000 |
| Baldwin County Alabama | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Pike County Alabama | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Boulder County Colorado | 1 | $ 335,000 | $ 335,000 | $ 600,000 |
| Denver County Colorado | 1 | $ 585,000 | $ 585,000 | $ 171,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Washington County Florida | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Hart County Georgia | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Clay County Illinois | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Douglas County Illinois | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| DuPage County Illinois | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Hamilton County Illinois | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Iroquois County Illinois | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Jackson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Kane County Illinois | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Logan County Illinois | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Madison County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Wabash County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| White County Illinois | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 259,000 |
| Bartholomew County Indiana | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Brown County Indiana | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Elkhart County Indiana | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Floyd County Indiana | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Howard County Indiana | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Posey County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Steuben County Indiana | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Wayne County Indiana | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Breckinridge County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 221,000 |
| Bullitt County Kentucky | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Daviess County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Edmonson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Graves County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Henderson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Antrim County Michigan | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Kent County Michigan | 1 | $ 435,000 | $ 435,000 | $ 96,000 |
| Van Buren County Michigan | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Buchanan County Missouri | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Jefferson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| St. Charles County Missouri | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Preble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Anderson County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 275,000 |
| Charleston County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Cannon County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Cumberland County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Fentress County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 35,000 |
| Hamilton County Tennessee | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Henry County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Humphreys County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Knox County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Lawrence County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 217,000 |
| Vilas County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for First Financial Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,072 | $193,460,000 | $180,000 | $14,685,000 | $88,000 | $2,442,000 |
| Refinancing | 679 | $82,405,000 | $121,000 | $1,795,000 | $86,000 | $2,568,000 |
| Cash-out Refinancing | 383 | $55,935,000 | $146,000 | $1,505,000 | $82,000 | $1,328,000 |
| Home Improvement | 171 | $7,145,000 | $41,000 | $635,000 | $73,000 | $1,174,000 |
| Other Purpose | 106 | $7,360,000 | $69,000 | $485,000 | $70,000 | $528,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,109 | $266,805,000 | $126,000 | $2,645,000 | $84,000 | $2,568,000 |
| Not Provided | 113 | $19,835,000 | $175,000 | $1,355,000 | $85,000 | $535,000 |
| Not applicable | 83 | $39,085,000 | $470,000 | $14,685,000 | $106,000 | $258,000 |
| Black or African American | 41 | $5,125,000 | $125,000 | $355,000 | $63,000 | $300,000 |
| Hispanic | 25 | $4,215,000 | $168,000 | $475,000 | $102,000 | $399,000 |
| Asian | 21 | $7,635,000 | $363,000 | $1,795,000 | $167,000 | $550,000 |
| American Indian or Alaskan Native | 5 | $875,000 | $175,000 | $245,000 | $56,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $50,000 | $25,000 | $25,000 | $39,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,154 | $312,290,000 | $144,000 | $14,685,000 | $89,000 | $2,568,000 |
| FHA-insured (Federal Housing Administration) | 123 | $15,585,000 | $126,000 | $295,000 | $53,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 101 | $11,285,000 | $111,000 | $275,000 | $45,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 33 | $7,145,000 | $216,000 | $545,000 | $70,000 | $211,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,513 | $204,815,000 | $135,000 | $2,645,000 | $90,000 | $2,568,000 |
| Application Denied By Financial Institution | 320 | $34,240,000 | $107,000 | $1,205,000 | $62,000 | $720,000 |
| Application Withdrawn By Applicant | 172 | $45,430,000 | $264,000 | $14,685,000 | $88,000 | $550,000 |
| Application Approved But Not Accepted | 167 | $23,055,000 | $138,000 | $1,715,000 | $96,000 | $2,459,000 |
| Preapproval Denied by Financial Institution | 130 | $17,480,000 | $134,000 | $1,355,000 | $55,000 | $269,000 |
| Preapproval Approved but not Accepted | 98 | $19,840,000 | $202,000 | $2,005,000 | $100,000 | $1,215,000 |
| Loan Purchased By The Institution | 10 | $1,390,000 | $139,000 | $375,000 | $106,000 | $258,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $90,000 | $90,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,961 | $294,585,000 | $150,000 | $14,685,000 | $91,000 | $2,568,000 |
| Credit History | 189 | $18,165,000 | $96,000 | $405,000 | $61,000 | $463,000 |
| Debt-To-Income Ratio | 126 | $15,610,000 | $123,000 | $525,000 | $45,000 | $240,000 |
| Other | 45 | $7,715,000 | $171,000 | $1,355,000 | $83,000 | $720,000 |
| Collateral | 39 | $3,565,000 | $91,000 | $585,000 | $71,000 | $306,000 |
| Credit Application Incomplete | 19 | $3,415,000 | $179,000 | $725,000 | $73,000 | $163,000 |
| Employment History | 16 | $1,740,000 | $108,000 | $275,000 | $46,000 | $108,000 |
| Unverifiable Information | 13 | $955,000 | $73,000 | $255,000 | $57,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $555,000 | $185,000 | $455,000 | $160,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.