First Financial Services, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Financial Services, Inc. 6230 Fairview Rd, 450 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 9,522 |
| Total Mortgage Loan Application Amount | $2,383,528,000 |
| Average Mortgage Loan Application Amount | $242,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,550,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Muscogee County Georgia | 1 | $ 284,000 | $ 284,000 | $ 130,000 |
| Oconee County Georgia | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Pierce County Georgia | 1 | $ 116,000 | $ 116,000 | $ 18,000 |
| Rockdale County Georgia | 1 | $ 330,000 | $ 330,000 | $ 157,000 |
| Seminole County Georgia | 1 | $ 200,000 | $ 200,000 | $ 437,000 |
| Sumter County Georgia | 1 | $ 122,000 | $ 122,000 | $ 26,000 |
| Taylor County Georgia | 1 | $ 224,000 | $ 224,000 | $ 183,000 |
| Toombs County Georgia | 1 | $ 223,000 | $ 223,000 | $ 77,000 |
| Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Ware County Georgia | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Washington County Georgia | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Wayne County Georgia | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Boone County Illinois | 1 | $ 240,000 | $ 240,000 | $ 600,000 |
| Carroll County Illinois | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| DeKalb County Illinois | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Kankakee County Illinois | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Kendall County Illinois | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Peoria County Illinois | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| St. Clair County Illinois | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Winnebago County Illinois | 1 | $ 151,000 | $ 151,000 | $ 96,000 |
| Clinton County Indiana | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| Dearborn County Indiana | 1 | $ 220,000 | $ 220,000 | $ 82,000 |
| Hancock County Indiana | 1 | $ 148,000 | $ 148,000 | $ 111,000 |
| Johnson County Indiana | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Kosciusko County Indiana | 1 | $ 212,000 | $ 212,000 | $ 100,000 |
| LaPorte County Indiana | 1 | $ 261,000 | $ 261,000 | $ 103,000 |
| Monroe County Indiana | 1 | $ 154,000 | $ 154,000 | $ 100,000 |
| Johnson County Iowa | 1 | $ 250,000 | $ 250,000 | $ 183,000 |
| Polk County Iowa | 1 | $ 276,000 | $ 276,000 | $ 97,000 |
| Bourbon County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Marshall County Kentucky | 1 | $ 259,000 | $ 259,000 | $ 184,000 |
| Nelson County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 145,000 |
| Ascension County Louisiana | 1 | $ 311,000 | $ 311,000 | $ 88,000 |
| Bossier County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 132,000 |
| Lafayette County Louisiana | 1 | $ 382,000 | $ 382,000 | $ 90,000 |
| Lafourche County Louisiana | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Ouachita County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| St. Charles County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 169,000 |
| St. Landry County Louisiana | 1 | $ 262,000 | $ 262,000 | $ 133,000 |
| Tangipahoa County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 396,000 |
| Caroline County Maryland | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Garrett County Maryland | 1 | $ 190,000 | $ 190,000 | $ 197,000 |
| Talbot County Maryland | 1 | $ 161,000 | $ 161,000 | $ 63,000 |
| Wicomico County Maryland | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Benzie County Michigan | 1 | $ 110,000 | $ 110,000 | $ 142,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Cheboygan County Michigan | 1 | $ 300,000 | $ 300,000 | $ 337,000 |
| Genesee County Michigan | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Hillsdale County Michigan | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
| Ionia County Michigan | 1 | $ 114,000 | $ 114,000 | $ 84,000 |
| Iron County Michigan | 1 | $ 146,000 | $ 146,000 | $ 167,000 |
| Kalkaska County Michigan | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Leelanau County Michigan | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Midland County Michigan | 1 | $ 219,000 | $ 219,000 | $ 169,000 |
| Newaygo County Michigan | 1 | $ 264,000 | $ 264,000 | $ 41,000 |
| Aitkin County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 123,000 |
| Blue Earth County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| Isanti County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 116,000 |
| Kandiyohi County Minnesota | 1 | $ 234,000 | $ 234,000 | $ 75,000 |
| Lake County Minnesota | 1 | $ 340,000 | $ 340,000 | $ 171,000 |
| Mille Lacs County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Morrison County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 283,000 |
| Beaufort County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 74,000 |
| Caldwell County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 96,000 |
| Cherokee County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Gates County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Graham County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 85,000 |
| Greene County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Hertford County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Madison County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| McDowell County North Carolina | 1 | $ 281,000 | $ 281,000 | $ 62,000 |
| Perquimans County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 56,000 |
| Richmond County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Scotland County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 167,000 |
| Stokes County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 100,000 |
| Yadkin County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Clermont County Ohio | 1 | $ 234,000 | $ 234,000 | $ 120,000 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Mahoning County Ohio | 1 | $ 89,000 | $ 89,000 | $ 97,000 |
| Medina County Ohio | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Montgomery County Ohio | 1 | $ 270,000 | $ 270,000 | $ 85,000 |
| Summit County Ohio | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Josephine County Oregon | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Yamhill County Oregon | 1 | $ 290,000 | $ 290,000 | $ 112,000 |
| Bedford County Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 92,000 |
| Cambria County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 79,000 |
| Clearfield County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 55,000 |
| Venango County Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 85,000 |
| Chesterfield County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Clarendon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Darlington County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Sumter County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Campbell County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Carroll County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 62,000 |
| Cocke County Tennessee | 1 | $ 343,000 | $ 343,000 | $ 64,000 |
| Fentress County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Franklin County Tennessee | 1 | $ 257,000 | $ 257,000 | $ 255,000 |
| Giles County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 174,000 |
| Grainger County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 91,000 |
| Greene County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Hardeman County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Henry County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 112,000 |
| Houston County Tennessee | 1 | $ 293,000 | $ 293,000 | $ 230,000 |
| Jefferson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Johnson County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Marion County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 101,000 |
| Maury County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 168,000 |
| McMinn County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Monroe County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Moore County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Pickett County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 178,000 |
| Polk County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 18,000 |
| Roane County Tennessee | 1 | $ 406,000 | $ 406,000 | $ 100,000 |
| Tipton County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 160,000 |
| Van Buren County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Warren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Angelina County Texas | 1 | $ 276,000 | $ 276,000 | $ 124,000 |
| Archer County Texas | 1 | $ 177,000 | $ 177,000 | $ 85,000 |
| Atascosa County Texas | 1 | $ 231,000 | $ 231,000 | $ 102,000 |
| Austin County Texas | 1 | $ 292,000 | $ 292,000 | $ 131,000 |
| Brazos County Texas | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Caldwell County Texas | 1 | $ 194,000 | $ 194,000 | $ 126,000 |
| Comal County Texas | 1 | $ 186,000 | $ 186,000 | $ 188,000 |
| Goliad County Texas | 1 | $ 349,000 | $ 349,000 | $ 96,000 |
| Gregg County Texas | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Guadalupe County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Hood County Texas | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Hunt County Texas | 1 | $ 258,000 | $ 258,000 | $ 115,000 |
| Kleberg County Texas | 1 | $ 190,000 | $ 190,000 | $ 122,000 |
| Mason County Texas | 1 | $ 184,000 | $ 184,000 | $ 123,000 |
| McLennan County Texas | 1 | $ 325,000 | $ 325,000 | $ 257,000 |
| Navarro County Texas | 1 | $ 383,000 | $ 383,000 | $ 163,000 |
| Orange County Texas | 1 | $ 93,000 | $ 93,000 | $ 107,000 |
| Panola County Texas | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Rains County Texas | 1 | $ 200,000 | $ 200,000 | $ 215,000 |
| San Jacinto County Texas | 1 | $ 184,000 | $ 184,000 | $ 185,000 |
| San Patricio County Texas | 1 | $ 193,000 | $ 193,000 | $ 69,000 |
| Smith County Texas | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Tom Green County Texas | 1 | $ 241,000 | $ 241,000 | $ 175,000 |
| Upshur County Texas | 1 | $ 212,000 | $ 212,000 | $ 77,000 |
| Waller County Texas | 1 | $ 287,000 | $ 287,000 | $ 85,000 |
| Webb County Texas | 1 | $ 172,000 | $ 172,000 | $ 18,000 |
| Wichita County Texas | 1 | $ 163,000 | $ 163,000 | $ 18,000 |
| Augusta County Virginia | 1 | $ 323,000 | $ 323,000 | $ 170,000 |
| Botetourt County Virginia | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Campbell County Virginia | 1 | $ 183,000 | $ 183,000 | $ 18,000 |
| Charlotte County Virginia | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Culpeper County Virginia | 1 | $ 273,000 | $ 273,000 | $ 170,000 |
| Danville County Virginia | 1 | $ 159,000 | $ 159,000 | $ 30,000 |
| Dinwiddie County Virginia | 1 | $ 310,000 | $ 310,000 | $ 200,000 |
| Falls Church County Virginia | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Floyd County Virginia | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Goochland County Virginia | 1 | $ 284,000 | $ 284,000 | $ 117,000 |
| King George County Virginia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Lynchburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Manassas County Virginia | 1 | $ 248,000 | $ 248,000 | $ 171,000 |
| Manassas Park County Virginia | 1 | $ 254,000 | $ 254,000 | $ 232,000 |
| Newport News County Virginia | 1 | $ 210,000 | $ 210,000 | $ 192,000 |
| Northumberland County Virginia | 1 | $ 417,000 | $ 417,000 | $ 62,000 |
| Prince George County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 116,000 | $ 116,000 | $ 123,000 |
| Roanoke City County Virginia | 1 | $ 348,000 | $ 348,000 | $ 322,000 |
| Rockbridge County Virginia | 1 | $ 172,000 | $ 172,000 | $ 207,000 |
| Westmoreland County Virginia | 1 | $ 270,000 | $ 270,000 | $ 111,000 |
| Williamsburg County Virginia | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Adams County Washington | 1 | $ 224,000 | $ 224,000 | $ 127,000 |
| Clallam County Washington | 1 | $ 249,000 | $ 249,000 | $ 70,000 |
| Skamania County Washington | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Yakima County Washington | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| Dane County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| Waukesha County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 168,000 |
| Winnebago County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,471 | $2,139,007,000 | $252,000 | $1,200,000 | $114,000 | $1,550,000 |
| Home Purchase | 1,051 | $244,521,000 | $232,000 | $800,000 | $108,000 | $1,294,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,157 | $1,279,886,000 | $248,000 | $1,200,000 | $117,000 | $1,550,000 |
| Not Provided | 2,954 | $733,424,000 | $248,000 | $989,000 | $107,000 | $1,294,000 |
| Asian | 855 | $245,974,000 | $287,000 | $799,000 | $122,000 | $420,000 |
| Hispanic | 271 | $65,361,000 | $241,000 | $615,000 | $103,000 | $681,000 |
| Black or African American | 248 | $48,216,000 | $194,000 | $588,000 | $78,000 | $474,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,730,000 | $305,000 | $626,000 | $122,000 | $500,000 |
| American Indian or Alaskan Native | 15 | $3,937,000 | $262,000 | $417,000 | $89,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,895 | $2,064,915,000 | $261,000 | $1,200,000 | $123,000 | $1,550,000 |
| FHA-insured (Federal Housing Administration) | 1,335 | $259,514,000 | $194,000 | $707,000 | $67,000 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 202 | $48,213,000 | $238,000 | $672,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $10,886,000 | $120,000 | $276,000 | $39,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,404 | $1,392,213,000 | $257,000 | $784,000 | $121,000 | $1,550,000 |
| Application Withdrawn By Applicant | 2,672 | $654,024,000 | $244,000 | $950,000 | $109,000 | $1,175,000 |
| Application Denied By Financial Institution | 1,193 | $276,485,000 | $231,000 | $1,200,000 | $90,000 | $1,210,000 |
| File Closed For Incompleteness | 253 | $60,806,000 | $240,000 | $613,000 | $100,000 | $437,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 378 | $77,313,000 | $204,000 | $1,200,000 | $65,000 | $1,210,000 |
| Debt-To-Income Ratio | 218 | $54,666,000 | $250,000 | $599,000 | $68,000 | $302,000 |
| Collateral | 211 | $52,579,000 | $249,000 | $989,000 | $129,000 | $738,000 |
| Credit Application Incomplete | 196 | $48,655,000 | $248,000 | $626,000 | $118,000 | $509,000 |
| Other | 117 | $26,802,000 | $229,000 | $622,000 | $99,000 | $486,000 |
| Unverifiable Information | 36 | $8,342,000 | $231,000 | $417,000 | $97,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,253,000 | $212,000 | $860,000 | $83,000 | $356,000 |
| Employment History | 15 | $3,551,000 | $236,000 | $398,000 | $77,000 | $176,000 |
| Mortgage Insurance Denied | 2 | $324,000 | $162,000 | $165,000 | $83,000 | $86,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.