First Financial Services, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, First Financial Services, Inc. of Charlotte, NC reported 9,522 mortgage applications totaling $2.4 billion, up 213% from 2011. The average application was for $250,318, and applicants reported an average income of $113,337. 57% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (581), Charlotte-Gastonia-Rock Hill, NC-SC (497) and Los Angeles-Long Beach-Glendale, CA (399) (applications in parentheses).
| Mortgage Company & Address | First Financial Services, Inc. 6230 Fairview Rd, 450 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 9,522 |
| Total Mortgage Loan Application Amount | $2,383,528,000 |
| Average Mortgage Loan Application Amount | $250,318 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $113,337 |
| Highest Applicant Income | $1,550,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 399 | $ 121,650,000 | $ 304,887 | $ 117,000 |
| Wake, North Carolina | 345 | $ 77,083,000 | $ 223,428 | $ 108,000 |
| Mecklenburg, North Carolina | 281 | $ 58,314,000 | $ 207,523 | $ 95,000 |
| New Castle, Delaware | 271 | $ 57,078,000 | $ 210,619 | $ 82,000 |
| Orange, California | 206 | $ 68,769,000 | $ 333,830 | $ 120,000 |
| San Diego, California | 206 | $ 60,963,000 | $ 295,936 | $ 121,000 |
| District of Columbia, District Of Columbia | 188 | $ 69,343,000 | $ 368,845 | $ 169,000 |
| Putnam, Tennessee | 165 | $ 22,146,000 | $ 134,218 | $ 61,000 |
| Santa Clara, California | 155 | $ 57,899,000 | $ 373,541 | $ 152,000 |
| Fairfax, Virginia | 155 | $ 49,974,000 | $ 322,412 | $ 137,000 |
| King, Washington | 147 | $ 43,507,000 | $ 295,965 | $ 128,000 |
| Montgomery, Maryland | 144 | $ 48,034,000 | $ 333,569 | $ 159,000 |
| Philadelphia, Pennsylvania | 132 | $ 22,377,000 | $ 169,522 | $ 57,000 |
| Harris, Texas | 131 | $ 27,688,000 | $ 211,358 | $ 121,000 |
| Camden, New Jersey | 111 | $ 18,250,000 | $ 164,414 | $ 90,000 |
| Sussex, Delaware | 109 | $ 22,475,000 | $ 206,192 | $ 87,000 |
| Burlington, New Jersey | 108 | $ 22,507,000 | $ 208,398 | $ 90,000 |
| Riverside, California | 104 | $ 26,132,000 | $ 251,269 | $ 101,000 |
| Union, North Carolina | 99 | $ 24,715,000 | $ 249,646 | $ 101,000 |
| Alameda, California | 93 | $ 34,240,000 | $ 368,172 | $ 137,000 |
| Loudoun, Virginia | 92 | $ 31,715,000 | $ 344,728 | $ 137,000 |
| Montgomery, Pennsylvania | 83 | $ 19,911,000 | $ 239,891 | $ 104,000 |
| Dallas, Texas | 83 | $ 18,086,000 | $ 217,903 | $ 116,000 |
| Kent, Delaware | 82 | $ 14,746,000 | $ 179,829 | $ 62,000 |
| Middlesex, New Jersey | 79 | $ 22,347,000 | $ 282,873 | $ 124,000 |
| Gloucester, New Jersey | 76 | $ 13,964,000 | $ 183,736 | $ 86,000 |
| Sacramento, California | 71 | $ 17,456,000 | $ 245,859 | $ 103,000 |
| Tarrant, Texas | 71 | $ 15,470,000 | $ 217,887 | $ 118,000 |
| Travis, Texas | 71 | $ 17,110,000 | $ 240,985 | $ 117,000 |
| Collin, Texas | 70 | $ 14,854,000 | $ 212,200 | $ 116,000 |
| Contra Costa, California | 67 | $ 23,593,000 | $ 352,134 | $ 159,000 |
| Oakland, Michigan | 66 | $ 15,710,000 | $ 238,030 | $ 133,000 |
| Ventura, California | 63 | $ 18,837,000 | $ 299,000 | $ 117,000 |
| Bucks, Pennsylvania | 61 | $ 14,624,000 | $ 239,737 | $ 112,000 |
| San Bernardino, California | 57 | $ 15,364,000 | $ 269,543 | $ 109,000 |
| Cook, Illinois | 56 | $ 16,088,000 | $ 287,285 | $ 134,000 |
| Denton, Texas | 56 | $ 11,385,000 | $ 203,303 | $ 98,000 |
| Howard, Maryland | 54 | $ 15,431,000 | $ 285,759 | $ 123,000 |
| Hennepin, Minnesota | 53 | $ 13,595,000 | $ 256,509 | $ 123,000 |
| Monmouth, New Jersey | 53 | $ 15,298,000 | $ 288,641 | $ 136,000 |
| Bergen, New Jersey | 52 | $ 15,669,000 | $ 301,326 | $ 125,000 |
| Fort Bend, Texas | 52 | $ 11,867,000 | $ 228,211 | $ 134,000 |
| Prince William, Virginia | 50 | $ 13,654,000 | $ 273,080 | $ 122,000 |
| Buncombe, North Carolina | 49 | $ 9,366,000 | $ 191,142 | $ 73,000 |
| Durham, North Carolina | 49 | $ 9,548,000 | $ 194,857 | $ 97,000 |
| York, South Carolina | 49 | $ 12,088,000 | $ 246,693 | $ 106,000 |
| Williamson, Tennessee | 48 | $ 12,925,000 | $ 269,270 | $ 102,000 |
| Guilford, North Carolina | 44 | $ 8,198,000 | $ 186,318 | $ 87,000 |
| Broward, Florida | 43 | $ 9,933,000 | $ 231,000 | $ 116,000 |
| Baltimore, Maryland | 43 | $ 11,762,000 | $ 273,534 | $ 126,000 |
| Boulder, Colorado | 42 | $ 11,329,000 | $ 269,738 | $ 112,000 |
| Atlantic, New Jersey | 42 | $ 7,580,000 | $ 180,476 | $ 90,000 |
| Ocean, New Jersey | 42 | $ 10,132,000 | $ 241,238 | $ 110,000 |
| Palm Beach, Florida | 41 | $ 10,883,000 | $ 265,439 | $ 149,000 |
| Anne Arundel, Maryland | 41 | $ 13,248,000 | $ 323,121 | $ 147,000 |
| Delaware, Pennsylvania | 40 | $ 8,919,000 | $ 222,975 | $ 94,000 |
| Denver, Colorado | 39 | $ 9,874,000 | $ 253,179 | $ 126,000 |
| Cobb, Georgia | 39 | $ 8,620,000 | $ 221,025 | $ 123,000 |
| Bexar, Texas | 39 | $ 8,515,000 | $ 218,333 | $ 122,000 |
| Essex, New Jersey | 38 | $ 11,183,000 | $ 294,289 | $ 155,000 |
| San Mateo, California | 37 | $ 14,774,000 | $ 399,297 | $ 164,000 |
| Douglas, Colorado | 37 | $ 10,000,000 | $ 270,270 | $ 137,000 |
| Fulton, Georgia | 37 | $ 9,422,000 | $ 254,648 | $ 129,000 |
| White, Tennessee | 37 | $ 3,651,000 | $ 98,675 | $ 36,000 |
| Snohomish, Washington | 37 | $ 9,748,000 | $ 263,459 | $ 116,000 |
| Cabarrus, North Carolina | 36 | $ 6,844,000 | $ 190,111 | $ 147,000 |
| Chester, Pennsylvania | 36 | $ 10,247,000 | $ 284,638 | $ 124,000 |
| Williamson, Texas | 36 | $ 7,591,000 | $ 210,861 | $ 97,000 |
| Morris, New Jersey | 35 | $ 10,853,000 | $ 310,085 | $ 149,000 |
| Gaston, North Carolina | 35 | $ 5,526,000 | $ 157,885 | $ 66,000 |
| Davidson, Tennessee | 35 | $ 8,525,000 | $ 243,571 | $ 124,000 |
| El Paso, Colorado | 34 | $ 7,937,000 | $ 233,441 | $ 99,000 |
| Charleston, South Carolina | 34 | $ 9,963,000 | $ 293,029 | $ 154,000 |
| Jefferson, Colorado | 33 | $ 8,589,000 | $ 260,272 | $ 108,000 |
| San Francisco, California | 31 | $ 12,121,000 | $ 391,000 | $ 142,000 |
| Mercer, New Jersey | 31 | $ 8,946,000 | $ 288,580 | $ 146,000 |
| Iredell, North Carolina | 31 | $ 6,944,000 | $ 224,000 | $ 97,000 |
| Greenville, South Carolina | 31 | $ 7,155,000 | $ 230,806 | $ 104,000 |
| Somerset, New Jersey | 30 | $ 8,791,000 | $ 293,033 | $ 117,000 |
| Union, New Jersey | 29 | $ 8,442,000 | $ 291,103 | $ 135,000 |
| New Hanover, North Carolina | 29 | $ 6,475,000 | $ 223,275 | $ 95,000 |
| Fairfield, Connecticut | 28 | $ 8,312,000 | $ 296,857 | $ 137,000 |
| Hartford, Connecticut | 28 | $ 7,608,000 | $ 271,714 | $ 134,000 |
| Forsyth, North Carolina | 28 | $ 5,424,000 | $ 193,714 | $ 92,000 |
| Shelby, Tennessee | 28 | $ 6,531,000 | $ 233,250 | $ 121,000 |
| Miami-Dade, Florida | 25 | $ 6,570,000 | $ 262,800 | $ 195,000 |
| Lancaster, Pennsylvania | 25 | $ 4,767,000 | $ 190,680 | $ 78,000 |
| Arapahoe, Colorado | 24 | $ 5,642,000 | $ 235,083 | $ 105,000 |
| Carroll, Maryland | 24 | $ 6,686,000 | $ 278,583 | $ 108,000 |
| Johnston, North Carolina | 24 | $ 4,042,000 | $ 168,416 | $ 58,000 |
| Arlington, Virginia | 24 | $ 7,823,000 | $ 325,958 | $ 148,000 |
| Henrico, Virginia | 24 | $ 5,564,000 | $ 231,833 | $ 103,000 |
| Pierce, Washington | 24 | $ 6,601,000 | $ 275,041 | $ 99,000 |
| Duval, Florida | 23 | $ 4,954,000 | $ 215,391 | $ 139,000 |
| Lehigh, Pennsylvania | 23 | $ 5,028,000 | $ 218,608 | $ 98,000 |
| Lexington, South Carolina | 23 | $ 4,494,000 | $ 195,391 | $ 89,000 |
| El Dorado, California | 22 | $ 5,921,000 | $ 269,136 | $ 129,000 |
| Placer, California | 22 | $ 6,124,000 | $ 278,363 | $ 142,000 |
| Orange, North Carolina | 22 | $ 5,063,000 | $ 230,136 | $ 130,000 |
| Allegheny, Pennsylvania | 22 | $ 4,577,000 | $ 208,045 | $ 96,000 |
| Sonoma, California | 21 | $ 5,500,000 | $ 261,904 | $ 107,000 |
| Hillsborough, Florida | 21 | $ 4,487,000 | $ 213,666 | $ 123,000 |
| Gwinnett, Georgia | 21 | $ 4,579,000 | $ 218,047 | $ 104,000 |
| Brunswick, North Carolina | 21 | $ 4,998,000 | $ 238,000 | $ 123,000 |
| York, Pennsylvania | 21 | $ 3,733,000 | $ 177,761 | $ 79,000 |
| Hamilton, Tennessee | 21 | $ 5,128,000 | $ 244,190 | $ 100,000 |
| Chesterfield, Virginia | 21 | $ 5,608,000 | $ 267,047 | $ 94,000 |
| Frederick, Maryland | 20 | $ 4,964,000 | $ 248,200 | $ 114,000 |
| Macomb, Michigan | 20 | $ 3,816,000 | $ 190,800 | $ 108,000 |
| Montgomery, Texas | 20 | $ 4,446,000 | $ 222,300 | $ 119,000 |
| Cumberland, New Jersey | 19 | $ 3,005,000 | $ 158,157 | $ 56,000 |
| Hudson, New Jersey | 19 | $ 4,926,000 | $ 259,263 | $ 131,000 |
| Cumberland, North Carolina | 19 | $ 3,076,000 | $ 161,894 | $ 80,000 |
| Richland, South Carolina | 19 | $ 4,820,000 | $ 253,684 | $ 105,000 |
| Knox, Tennessee | 19 | $ 4,577,000 | $ 240,894 | $ 116,000 |
| Clark, Washington | 19 | $ 4,361,000 | $ 229,526 | $ 118,000 |
| Santa Barbara, California | 18 | $ 5,602,000 | $ 311,222 | $ 119,000 |
| Solano, California | 18 | $ 4,387,000 | $ 243,722 | $ 124,000 |
| Larimer, Colorado | 18 | $ 4,273,000 | $ 237,388 | $ 107,000 |
| DeKalb, Georgia | 18 | $ 4,600,000 | $ 255,555 | $ 145,000 |
| Prince George's, Maryland | 18 | $ 4,876,000 | $ 270,888 | $ 116,000 |
| Wayne, Michigan | 18 | $ 4,436,000 | $ 246,444 | $ 128,000 |
| Overton, Tennessee | 18 | $ 1,841,000 | $ 102,277 | $ 40,000 |
| Hanover, Virginia | 17 | $ 3,928,000 | $ 231,058 | $ 98,000 |
| Stafford, Virginia | 17 | $ 5,257,000 | $ 309,235 | $ 128,000 |
| Kitsap, Washington | 17 | $ 5,023,000 | $ 295,470 | $ 132,000 |
| Fresno, California | 16 | $ 3,441,000 | $ 215,062 | $ 101,000 |
| Marin, California | 16 | $ 5,088,000 | $ 318,000 | $ 139,000 |
| Yolo, California | 16 | $ 4,736,000 | $ 296,000 | $ 134,000 |
| Lee, Florida | 16 | $ 3,611,000 | $ 225,687 | $ 129,000 |
| Lake, Illinois | 16 | $ 4,529,000 | $ 283,062 | $ 147,000 |
| Harford, Maryland | 16 | $ 3,885,000 | $ 242,812 | $ 105,000 |
| Catawba, North Carolina | 16 | $ 3,257,000 | $ 203,562 | $ 101,000 |
| Northampton, Pennsylvania | 16 | $ 3,031,000 | $ 189,437 | $ 60,000 |
| Dorchester, South Carolina | 16 | $ 3,360,000 | $ 210,000 | $ 85,000 |
| San Joaquin, California | 15 | $ 3,391,000 | $ 226,066 | $ 108,000 |
| Pinellas, Florida | 15 | $ 4,411,000 | $ 294,066 | $ 110,000 |
| Forsyth, Georgia | 15 | $ 4,117,000 | $ 274,466 | $ 164,000 |
| Dakota, Minnesota | 15 | $ 3,571,000 | $ 238,066 | $ 123,000 |
| Alamance, North Carolina | 15 | $ 2,394,000 | $ 159,600 | $ 71,000 |
| Washington, Oregon | 15 | $ 4,263,000 | $ 284,200 | $ 171,000 |
| Beaufort, South Carolina | 15 | $ 3,639,000 | $ 242,600 | $ 98,000 |
| Spokane, Washington | 15 | $ 3,438,000 | $ 229,200 | $ 127,000 |
| San Luis Obispo, California | 14 | $ 4,109,000 | $ 293,500 | $ 104,000 |
| Seminole, Florida | 14 | $ 3,143,000 | $ 224,500 | $ 106,000 |
| DuPage, Illinois | 14 | $ 3,747,000 | $ 267,642 | $ 135,000 |
| Washtenaw, Michigan | 14 | $ 3,309,000 | $ 236,357 | $ 117,000 |
| Horry, South Carolina | 14 | $ 2,868,000 | $ 204,857 | $ 107,000 |
| Galveston, Texas | 14 | $ 3,105,000 | $ 221,785 | $ 139,000 |
| Santa Cruz, California | 13 | $ 4,868,000 | $ 374,461 | $ 172,000 |
| Orange, Florida | 13 | $ 2,498,000 | $ 192,153 | $ 104,000 |
| Anoka, Minnesota | 13 | $ 3,071,000 | $ 236,230 | $ 93,000 |
| Washington, Minnesota | 13 | $ 2,896,000 | $ 222,769 | $ 103,000 |
| Kern, California | 12 | $ 2,089,000 | $ 174,083 | $ 84,000 |
| Monterey, California | 12 | $ 3,439,000 | $ 286,583 | $ 105,000 |
| Brevard, Florida | 12 | $ 2,936,000 | $ 244,666 | $ 95,000 |
| St. Johns, Florida | 12 | $ 3,369,000 | $ 280,750 | $ 133,000 |
| Ramsey, Minnesota | 12 | $ 2,755,000 | $ 229,583 | $ 89,000 |
| Passaic, New Jersey | 12 | $ 3,564,000 | $ 297,000 | $ 126,000 |
| Randolph, North Carolina | 12 | $ 2,533,000 | $ 211,083 | $ 79,000 |
| Cumberland, Pennsylvania | 12 | $ 2,651,000 | $ 220,916 | $ 145,000 |
| Rutherford, Tennessee | 12 | $ 2,427,000 | $ 202,250 | $ 90,000 |
| Wilson, Tennessee | 12 | $ 2,899,000 | $ 241,583 | $ 116,000 |
| Brazoria, Texas | 12 | $ 2,193,000 | $ 182,750 | $ 108,000 |
| Nevada, California | 11 | $ 2,983,000 | $ 271,181 | $ 110,000 |
| Weld, Colorado | 11 | $ 2,657,000 | $ 241,545 | $ 101,000 |
| New Haven, Connecticut | 11 | $ 2,927,000 | $ 266,090 | $ 109,000 |
| Will, Illinois | 11 | $ 3,071,000 | $ 279,181 | $ 131,000 |
| Cape May, New Jersey | 11 | $ 3,088,000 | $ 280,727 | $ 163,000 |
| Hunterdon, New Jersey | 11 | $ 3,141,000 | $ 285,545 | $ 129,000 |
| Currituck, North Carolina | 11 | $ 2,383,000 | $ 216,636 | $ 99,000 |
| Multnomah, Oregon | 11 | $ 2,729,000 | $ 248,090 | $ 115,000 |
| Berkeley, South Carolina | 11 | $ 2,815,000 | $ 255,909 | $ 92,000 |
| Jackson, Tennessee | 11 | $ 1,182,000 | $ 107,454 | $ 48,000 |
| Virginia Beach, Virginia | 11 | $ 3,655,000 | $ 332,272 | $ 107,000 |
| Adams, Colorado | 10 | $ 2,396,000 | $ 239,600 | $ 94,000 |
| Broomfield, Colorado | 10 | $ 2,996,000 | $ 299,600 | $ 116,000 |
| Sarasota, Florida | 10 | $ 2,892,000 | $ 289,200 | $ 131,000 |
| Cherokee, Georgia | 10 | $ 1,913,000 | $ 191,300 | $ 85,000 |
| Hamilton, Indiana | 10 | $ 2,839,000 | $ 283,900 | $ 205,000 |
| Cecil, Maryland | 10 | $ 2,306,000 | $ 230,600 | $ 77,000 |
| Charles, Maryland | 10 | $ 2,177,000 | $ 217,700 | $ 109,000 |
| Livingston, Michigan | 10 | $ 2,051,000 | $ 205,100 | $ 112,000 |
| Carver, Minnesota | 10 | $ 2,616,000 | $ 261,600 | $ 148,000 |
| Davidson, North Carolina | 10 | $ 1,823,000 | $ 182,300 | $ 91,000 |
| Harnett, North Carolina | 10 | $ 1,483,000 | $ 148,300 | $ 70,000 |
| Moore, North Carolina | 10 | $ 2,278,000 | $ 227,800 | $ 147,000 |
| Onslow, North Carolina | 10 | $ 1,934,000 | $ 193,400 | $ 131,000 |
| Pitt, North Carolina | 10 | $ 1,909,000 | $ 190,900 | $ 84,000 |
| Sumner, Tennessee | 10 | $ 2,265,000 | $ 226,500 | $ 80,000 |
| Manatee, Florida | 9 | $ 2,097,000 | $ 233,000 | $ 192,000 |
| Volusia, Florida | 9 | $ 1,587,000 | $ 176,333 | $ 97,000 |
| Baldwin, Georgia | 9 | $ 1,980,000 | $ 220,000 | $ 77,000 |
| Fayette, Georgia | 9 | $ 2,264,000 | $ 251,555 | $ 128,000 |
| Kent, Michigan | 9 | $ 1,660,000 | $ 184,444 | $ 125,000 |
| Dare, North Carolina | 9 | $ 2,292,000 | $ 254,666 | $ 124,000 |
| Watauga, North Carolina | 9 | $ 2,714,000 | $ 301,555 | $ 82,000 |
| El Paso, Texas | 9 | $ 1,555,000 | $ 172,777 | $ 94,000 |
| Frederick, Virginia | 9 | $ 2,483,000 | $ 275,888 | $ 98,000 |
| Thurston, Washington | 9 | $ 2,042,000 | $ 226,888 | $ 95,000 |
| Baltimore City, Maryland | 8 | $ 1,783,000 | $ 222,875 | $ 124,000 |
| Kalamazoo, Michigan | 8 | $ 1,560,000 | $ 195,000 | $ 145,000 |
| Sussex, New Jersey | 8 | $ 2,141,000 | $ 267,625 | $ 118,000 |
| Warren, New Jersey | 8 | $ 1,499,000 | $ 187,375 | $ 98,000 |
| Lincoln, North Carolina | 8 | $ 1,983,000 | $ 247,875 | $ 112,000 |
| Pender, North Carolina | 8 | $ 1,916,000 | $ 239,500 | $ 105,000 |
| Franklin, Ohio | 8 | $ 2,087,000 | $ 260,875 | $ 111,000 |
| Spartanburg, South Carolina | 8 | $ 1,729,000 | $ 216,125 | $ 100,000 |
| James City, Virginia | 8 | $ 2,053,000 | $ 256,625 | $ 85,000 |
| Collier, Florida | 7 | $ 1,739,000 | $ 248,428 | $ 107,000 |
| Lake, Florida | 7 | $ 1,443,000 | $ 206,142 | $ 109,000 |
| Leon, Florida | 7 | $ 1,289,000 | $ 184,142 | $ 118,000 |
| Pasco, Florida | 7 | $ 1,851,000 | $ 264,428 | $ 148,000 |
| St. Mary's, Maryland | 7 | $ 1,847,000 | $ 263,857 | $ 267,000 |
| Chatham, North Carolina | 7 | $ 1,595,000 | $ 227,857 | $ 98,000 |
| Henderson, North Carolina | 7 | $ 1,597,000 | $ 228,142 | $ 138,000 |
| Jackson, North Carolina | 7 | $ 1,701,000 | $ 243,000 | $ 93,000 |
| Centre, Pennsylvania | 7 | $ 1,493,000 | $ 213,285 | $ 136,000 |
| Florence, South Carolina | 7 | $ 1,653,000 | $ 236,142 | $ 98,000 |
| Hays, Texas | 7 | $ 1,241,000 | $ 177,285 | $ 99,000 |
| Alexandria, Virginia | 7 | $ 2,929,000 | $ 418,428 | $ 173,000 |
| Richmond City, Virginia | 7 | $ 1,564,000 | $ 223,428 | $ 96,000 |
| Benton, Washington | 7 | $ 1,311,000 | $ 187,285 | $ 100,000 |
| Butte, California | 6 | $ 1,524,000 | $ 254,000 | $ 90,000 |
| Tulare, California | 6 | $ 1,162,000 | $ 193,666 | $ 116,000 |
| New London, Connecticut | 6 | $ 1,954,000 | $ 325,666 | $ 194,000 |
| Alachua, Florida | 6 | $ 1,406,000 | $ 234,333 | $ 113,000 |
| Escambia, Florida | 6 | $ 1,415,000 | $ 235,833 | $ 137,000 |
| Martin, Florida | 6 | $ 1,370,000 | $ 228,333 | $ 144,000 |
| Polk, Florida | 6 | $ 1,052,000 | $ 175,333 | $ 82,000 |
| Scott, Minnesota | 6 | $ 1,562,000 | $ 260,333 | $ 127,000 |
| Franklin, North Carolina | 6 | $ 1,270,000 | $ 211,666 | $ 74,000 |
| Granville, North Carolina | 6 | $ 1,294,000 | $ 215,666 | $ 80,000 |
| Butler, Pennsylvania | 6 | $ 1,795,000 | $ 299,166 | $ 197,000 |
| Oconee, South Carolina | 6 | $ 1,904,000 | $ 317,333 | $ 124,000 |
| Pickens, South Carolina | 6 | $ 1,359,000 | $ 226,500 | $ 88,000 |
| Albemarle, Virginia | 6 | $ 2,226,000 | $ 371,000 | $ 108,000 |
| Chesapeake, Virginia | 6 | $ 1,527,000 | $ 254,500 | $ 78,000 |
| Norfolk, Virginia | 6 | $ 1,539,000 | $ 256,500 | $ 117,000 |
| Island, Washington | 6 | $ 1,736,000 | $ 289,333 | $ 95,000 |
| Whatcom, Washington | 6 | $ 1,330,000 | $ 221,666 | $ 77,000 |
| Humboldt, California | 5 | $ 1,238,000 | $ 247,600 | $ 79,000 |
| Merced, California | 5 | $ 902,000 | $ 180,400 | $ 77,000 |
| Tuolumne, California | 5 | $ 1,240,000 | $ 248,000 | $ 148,000 |
| Tolland, Connecticut | 5 | $ 1,755,000 | $ 351,000 | $ 240,000 |
| Clay, Florida | 5 | $ 1,176,000 | $ 235,200 | $ 97,000 |
| Okaloosa, Florida | 5 | $ 1,187,000 | $ 237,400 | $ 112,000 |
| Hall, Georgia | 5 | $ 929,000 | $ 185,800 | $ 82,000 |
| East Baton Rouge, Louisiana | 5 | $ 1,032,000 | $ 206,400 | $ 109,000 |
| Jefferson, Louisiana | 5 | $ 1,257,000 | $ 251,400 | $ 129,000 |
| Calvert, Maryland | 5 | $ 1,503,000 | $ 300,600 | $ 118,000 |
| Wright, Minnesota | 5 | $ 1,120,000 | $ 224,000 | $ 149,000 |
| Carteret, North Carolina | 5 | $ 1,060,000 | $ 212,000 | $ 90,000 |
| Craven, North Carolina | 5 | $ 1,010,000 | $ 202,000 | $ 100,000 |
| Person, North Carolina | 5 | $ 856,000 | $ 171,200 | $ 109,000 |
| Rowan, North Carolina | 5 | $ 1,046,000 | $ 209,200 | $ 61,000 |
| Warren, Ohio | 5 | $ 936,000 | $ 187,200 | $ 69,000 |
| Lane, Oregon | 5 | $ 1,012,000 | $ 202,400 | $ 72,000 |
| Berks, Pennsylvania | 5 | $ 902,000 | $ 180,400 | $ 74,000 |
| Cumberland, Tennessee | 5 | $ 945,000 | $ 189,000 | $ 115,000 |
| Montgomery, Tennessee | 5 | $ 856,000 | $ 171,200 | $ 92,000 |
| Rockwall, Texas | 5 | $ 1,019,000 | $ 203,800 | $ 107,000 |
| Gloucester, Virginia | 5 | $ 1,399,000 | $ 279,800 | $ 91,000 |
| Isle of Wight, Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 84,000 |
| Inyo, California | 4 | $ 1,005,000 | $ 251,250 | $ 82,000 |
| Napa, California | 4 | $ 2,075,000 | $ 518,750 | $ 165,000 |
| Stanislaus, California | 4 | $ 936,000 | $ 234,000 | $ 123,000 |
| Routt, Colorado | 4 | $ 1,476,000 | $ 369,000 | $ 121,000 |
| Summit, Colorado | 4 | $ 1,450,000 | $ 362,500 | $ 142,000 |
| Osceola, Florida | 4 | $ 805,000 | $ 201,250 | $ 187,000 |
| Santa Rosa, Florida | 4 | $ 972,000 | $ 243,000 | $ 61,000 |
| St. Lucie, Florida | 4 | $ 845,000 | $ 211,250 | $ 102,000 |
| Kane, Illinois | 4 | $ 1,086,000 | $ 271,500 | $ 152,000 |
| Lake, Indiana | 4 | $ 1,113,000 | $ 278,250 | $ 113,000 |
| Marion, Indiana | 4 | $ 901,000 | $ 225,250 | $ 141,000 |
| Queen Anne's, Maryland | 4 | $ 1,097,000 | $ 274,250 | $ 113,000 |
| Olmsted, Minnesota | 4 | $ 768,000 | $ 192,000 | $ 95,000 |
| St. Louis, Minnesota | 4 | $ 799,000 | $ 199,750 | $ 281,000 |
| Salem, New Jersey | 4 | $ 894,000 | $ 223,500 | $ 76,000 |
| Alexander, North Carolina | 4 | $ 508,000 | $ 127,000 | $ 56,000 |
| Columbus, North Carolina | 4 | $ 653,000 | $ 163,250 | $ 67,000 |
| Davie, North Carolina | 4 | $ 829,000 | $ 207,250 | $ 99,000 |
| Halifax, North Carolina | 4 | $ 2,195,000 | $ 548,750 | $ 206,000 |
| Haywood, North Carolina | 4 | $ 836,000 | $ 209,000 | $ 66,000 |
| Rockingham, North Carolina | 4 | $ 541,000 | $ 135,250 | $ 58,000 |
| Sampson, North Carolina | 4 | $ 713,000 | $ 178,250 | $ 303,000 |
| Stanly, North Carolina | 4 | $ 694,000 | $ 173,500 | $ 91,000 |
| Hamilton, Ohio | 4 | $ 1,134,000 | $ 283,500 | $ 235,000 |
| Clackamas, Oregon | 4 | $ 1,295,000 | $ 323,750 | $ 150,000 |
| Washington, Pennsylvania | 4 | $ 764,000 | $ 191,000 | $ 83,000 |
| Westmoreland, Pennsylvania | 4 | $ 839,000 | $ 209,750 | $ 98,000 |
| Aiken, South Carolina | 4 | $ 1,043,000 | $ 260,750 | $ 98,000 |
| Anderson, South Carolina | 4 | $ 566,000 | $ 141,500 | $ 57,000 |
| Georgetown, South Carolina | 4 | $ 1,101,000 | $ 275,250 | $ 101,000 |
| Lancaster, South Carolina | 4 | $ 641,000 | $ 160,250 | $ 63,000 |
| Cheatham, Tennessee | 4 | $ 753,000 | $ 188,250 | $ 59,000 |
| Washington, Tennessee | 4 | $ 1,220,000 | $ 305,000 | $ 166,000 |
| Kendall, Texas | 4 | $ 1,138,000 | $ 284,500 | $ 106,000 |
| Medina, Texas | 4 | $ 886,000 | $ 221,500 | $ 98,000 |
| Nueces, Texas | 4 | $ 915,000 | $ 228,750 | $ 127,000 |
| Parker, Texas | 4 | $ 863,000 | $ 215,750 | $ 151,000 |
| Fauquier, Virginia | 4 | $ 1,522,000 | $ 380,500 | $ 133,000 |
| Suffolk, Virginia | 4 | $ 1,002,000 | $ 250,500 | $ 80,000 |
| Chelan, Washington | 4 | $ 1,073,000 | $ 268,250 | $ 121,000 |
| Calaveras, California | 3 | $ 531,000 | $ 177,000 | $ 94,000 |
| Mendocino, California | 3 | $ 633,000 | $ 211,000 | $ 82,000 |
| Elbert, Colorado | 3 | $ 910,000 | $ 303,333 | $ 85,000 |
| Grand, Colorado | 3 | $ 813,000 | $ 271,000 | $ 79,000 |
| Litchfield, Connecticut | 3 | $ 657,000 | $ 219,000 | $ 109,000 |
| Middlesex, Connecticut | 3 | $ 950,000 | $ 316,666 | $ 204,000 |
| Indian River, Florida | 3 | $ 1,229,000 | $ 409,666 | $ 186,000 |
| Coweta, Georgia | 3 | $ 605,000 | $ 201,666 | $ 94,000 |
| Houston, Georgia | 3 | $ 710,000 | $ 236,666 | $ 158,000 |
| McLean, Illinois | 3 | $ 567,000 | $ 189,000 | $ 114,000 |
| Boone, Indiana | 3 | $ 698,000 | $ 232,666 | $ 107,000 |
| Hendricks, Indiana | 3 | $ 507,000 | $ 169,000 | $ 85,000 |
| St. Joseph, Indiana | 3 | $ 518,000 | $ 172,666 | $ 78,000 |
| Tippecanoe, Indiana | 3 | $ 501,000 | $ 167,000 | $ 84,000 |
| Jefferson, Kentucky | 3 | $ 726,000 | $ 242,000 | $ 199,000 |
| Caddo, Louisiana | 3 | $ 704,000 | $ 234,666 | $ 89,000 |
| St. Tammany, Louisiana | 3 | $ 651,000 | $ 217,000 | $ 93,000 |
| Washington, Maryland | 3 | $ 570,000 | $ 190,000 | $ 40,000 |
| Barry, Michigan | 3 | $ 523,000 | $ 174,333 | $ 95,000 |
| Ingham, Michigan | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Ottawa, Michigan | 3 | $ 697,000 | $ 232,333 | $ 189,000 |
| Ashe, North Carolina | 3 | $ 678,000 | $ 226,000 | $ 99,000 |
| Burke, North Carolina | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Camden, North Carolina | 3 | $ 971,000 | $ 323,666 | $ 114,000 |
| Macon, North Carolina | 3 | $ 675,000 | $ 225,000 | $ 62,000 |
| Polk, North Carolina | 3 | $ 485,000 | $ 161,666 | $ 36,000 |
| Rutherford, North Carolina | 3 | $ 778,000 | $ 259,333 | $ 86,000 |
| Surry, North Carolina | 3 | $ 513,000 | $ 171,000 | $ 102,000 |
| Transylvania, North Carolina | 3 | $ 775,000 | $ 258,333 | $ 52,000 |
| Vance, North Carolina | 3 | $ 573,000 | $ 191,000 | $ 40,000 |
| Wayne, North Carolina | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| Wilkes, North Carolina | 3 | $ 582,000 | $ 194,000 | $ 122,000 |
| Wilson, North Carolina | 3 | $ 307,000 | $ 102,333 | $ 73,000 |
| Delaware, Ohio | 3 | $ 831,000 | $ 277,000 | $ 102,000 |
| Lorain, Ohio | 3 | $ 761,000 | $ 253,666 | $ 113,000 |
| Adams, Pennsylvania | 3 | $ 618,000 | $ 206,000 | $ 138,000 |
| Dauphin, Pennsylvania | 3 | $ 620,000 | $ 206,666 | $ 102,000 |
| Lackawanna, Pennsylvania | 3 | $ 724,000 | $ 241,333 | $ 59,000 |
| Lebanon, Pennsylvania | 3 | $ 742,000 | $ 247,333 | $ 90,000 |
| Luzerne, Pennsylvania | 3 | $ 559,000 | $ 186,333 | $ 85,000 |
| Mercer, Pennsylvania | 3 | $ 374,000 | $ 124,666 | $ 67,000 |
| Monroe, Pennsylvania | 3 | $ 561,000 | $ 187,000 | $ 143,000 |
| Pike, Pennsylvania | 3 | $ 647,000 | $ 215,666 | $ 76,000 |
| Schuylkill, Pennsylvania | 3 | $ 520,000 | $ 173,333 | $ 71,000 |
| Greenwood, South Carolina | 3 | $ 646,000 | $ 215,333 | $ 150,000 |
| Kershaw, South Carolina | 3 | $ 676,000 | $ 225,333 | $ 84,000 |
| Newberry, South Carolina | 3 | $ 762,000 | $ 254,000 | $ 101,000 |
| Orangeburg, South Carolina | 3 | $ 739,000 | $ 246,333 | $ 79,000 |
| Anderson, Tennessee | 3 | $ 754,000 | $ 251,333 | $ 99,000 |
| Blount, Tennessee | 3 | $ 541,000 | $ 180,333 | $ 61,000 |
| Bradley, Tennessee | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Clay, Tennessee | 3 | $ 529,000 | $ 176,333 | $ 111,000 |
| DeKalb, Tennessee | 3 | $ 336,000 | $ 112,000 | $ 45,000 |
| Hardin, Tennessee | 3 | $ 818,000 | $ 272,666 | $ 111,000 |
| Madison, Tennessee | 3 | $ 635,000 | $ 211,666 | $ 164,000 |
| Sevier, Tennessee | 3 | $ 486,000 | $ 162,000 | $ 49,000 |
| Sullivan, Tennessee | 3 | $ 778,000 | $ 259,333 | $ 127,000 |
| Bastrop, Texas | 3 | $ 450,000 | $ 150,000 | $ 41,000 |
| Bell, Texas | 3 | $ 711,000 | $ 237,000 | $ 187,000 |
| Chambers, Texas | 3 | $ 628,000 | $ 209,333 | $ 88,000 |
| Hidalgo, Texas | 3 | $ 453,000 | $ 151,000 | $ 30,000 |
| Kaufman, Texas | 3 | $ 578,000 | $ 192,666 | $ 78,000 |
| Llano, Texas | 3 | $ 775,000 | $ 258,333 | $ 160,000 |
| Midland, Texas | 3 | $ 517,000 | $ 172,333 | $ 62,000 |
| Bedford, Virginia | 3 | $ 906,000 | $ 302,000 | $ 115,000 |
| Charlottesville, Virginia | 3 | $ 667,000 | $ 222,333 | $ 115,000 |
| Hampton, Virginia | 3 | $ 577,000 | $ 192,333 | $ 94,000 |
| Harrisonburg, Virginia | 3 | $ 473,000 | $ 157,666 | $ 64,000 |
| Montgomery, Virginia | 3 | $ 743,000 | $ 247,666 | $ 123,000 |
| Shenandoah, Virginia | 3 | $ 518,000 | $ 172,666 | $ 112,000 |
| Spotsylvania, Virginia | 3 | $ 665,000 | $ 221,666 | $ 63,000 |
| Warren, Virginia | 3 | $ 775,000 | $ 258,333 | $ 118,000 |
| York, Virginia | 3 | $ 489,000 | $ 163,000 | $ 58,000 |
| Cowlitz, Washington | 3 | $ 638,000 | $ 212,666 | $ 80,000 |
| Lake, California | 2 | $ 680,000 | $ 340,000 | $ 104,000 |
| Mono, California | 2 | $ 624,000 | $ 312,000 | $ 310,000 |
| San Benito, California | 2 | $ 446,000 | $ 223,000 | $ 130,000 |
| Eagle, Colorado | 2 | $ 658,000 | $ 329,000 | $ 137,000 |
| La Plata, Colorado | 2 | $ 615,000 | $ 307,500 | $ 103,000 |
| Mesa, Colorado | 2 | $ 512,000 | $ 256,000 | $ 98,000 |
| Teller, Colorado | 2 | $ 557,000 | $ 278,500 | $ 87,000 |
| Windham, Connecticut | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Flagler, Florida | 2 | $ 262,000 | $ 131,000 | $ 90,000 |
| Monroe, Florida | 2 | $ 472,000 | $ 236,000 | $ 62,000 |
| Nassau, Florida | 2 | $ 462,000 | $ 231,000 | $ 108,000 |
| Sumter, Florida | 2 | $ 296,000 | $ 148,000 | $ 49,000 |
| Bibb, Georgia | 2 | $ 392,000 | $ 196,000 | $ 93,000 |
| Carroll, Georgia | 2 | $ 385,000 | $ 192,500 | $ 67,000 |
| Chatham, Georgia | 2 | $ 627,000 | $ 313,500 | $ 172,000 |
| Clarke, Georgia | 2 | $ 373,000 | $ 186,500 | $ 129,000 |
| Columbia, Georgia | 2 | $ 426,000 | $ 213,000 | $ 93,000 |
| Floyd, Georgia | 2 | $ 377,000 | $ 188,500 | $ 52,000 |
| Harris, Georgia | 2 | $ 462,000 | $ 231,000 | $ 83,000 |
| Henry, Georgia | 2 | $ 479,000 | $ 239,500 | $ 31,000 |
| Paulding, Georgia | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| Putnam, Georgia | 2 | $ 320,000 | $ 160,000 | $ 117,000 |
| Richmond, Georgia | 2 | $ 717,000 | $ 358,500 | $ 159,000 |
| Thomas, Georgia | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Walton, Georgia | 2 | $ 413,000 | $ 206,500 | $ 78,000 |
| McHenry, Illinois | 2 | $ 311,000 | $ 155,500 | $ 39,000 |
| Allen, Indiana | 2 | $ 432,000 | $ 216,000 | $ 141,000 |
| Orleans, Louisiana | 2 | $ 427,000 | $ 213,500 | $ 75,000 |
| Clinton, Michigan | 2 | $ 388,000 | $ 194,000 | $ 59,000 |
| Eaton, Michigan | 2 | $ 228,000 | $ 114,000 | $ 54,000 |
| Grand Traverse, Michigan | 2 | $ 339,000 | $ 169,500 | $ 134,000 |
| Jackson, Michigan | 2 | $ 395,000 | $ 197,500 | $ 77,000 |
| Roscommon, Michigan | 2 | $ 507,000 | $ 253,500 | $ 375,000 |
| Crow Wing, Minnesota | 2 | $ 665,000 | $ 332,500 | $ 252,000 |
| Sherburne, Minnesota | 2 | $ 563,000 | $ 281,500 | $ 102,000 |
| Stearns, Minnesota | 2 | $ 349,000 | $ 174,500 | $ 125,000 |
| Avery, North Carolina | 2 | $ 335,000 | $ 167,500 | $ 74,000 |
| Cleveland, North Carolina | 2 | $ 516,000 | $ 258,000 | $ 146,000 |
| Hoke, North Carolina | 2 | $ 279,000 | $ 139,500 | $ 58,000 |
| Nash, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Pasquotank, North Carolina | 2 | $ 288,000 | $ 144,000 | $ 75,000 |
| Warren, North Carolina | 2 | $ 583,000 | $ 291,500 | $ 163,000 |
| Butler, Ohio | 2 | $ 542,000 | $ 271,000 | $ 96,000 |
| Cuyahoga, Ohio | 2 | $ 635,000 | $ 317,500 | $ 297,000 |
| Greene, Ohio | 2 | $ 505,000 | $ 252,500 | $ 121,000 |
| Highland, Ohio | 2 | $ 336,000 | $ 168,000 | $ 74,000 |
| Stark, Ohio | 2 | $ 534,000 | $ 267,000 | $ 161,000 |
| Deschutes, Oregon | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| Jackson, Oregon | 2 | $ 696,000 | $ 348,000 | $ 149,000 |
| Beaver, Pennsylvania | 2 | $ 525,000 | $ 262,500 | $ 125,000 |
| Erie, Pennsylvania | 2 | $ 498,000 | $ 249,000 | $ 112,000 |
| Fayette, Pennsylvania | 2 | $ 187,000 | $ 93,500 | $ 62,000 |
| Franklin, Pennsylvania | 2 | $ 486,000 | $ 243,000 | $ 102,000 |
| Huntingdon, Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 48,000 |
| Perry, Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Somerset, Pennsylvania | 2 | $ 485,000 | $ 242,500 | $ 160,000 |
| Wayne, Pennsylvania | 2 | $ 468,000 | $ 234,000 | $ 118,000 |
| Laurens, South Carolina | 2 | $ 358,000 | $ 179,000 | $ 376,000 |
| Bedford, Tennessee | 2 | $ 343,000 | $ 171,500 | $ 48,000 |
| Coffee, Tennessee | 2 | $ 336,000 | $ 168,000 | $ 76,000 |
| Decatur, Tennessee | 2 | $ 341,000 | $ 170,500 | $ 123,000 |
| Dickson, Tennessee | 2 | $ 424,000 | $ 212,000 | $ 61,000 |
| Fayette, Tennessee | 2 | $ 448,000 | $ 224,000 | $ 161,000 |
| Lincoln, Tennessee | 2 | $ 468,000 | $ 234,000 | $ 133,000 |
| Loudon, Tennessee | 2 | $ 558,000 | $ 279,000 | $ 87,000 |
| Robertson, Tennessee | 2 | $ 333,000 | $ 166,500 | $ 70,000 |
| Sequatchie, Tennessee | 2 | $ 481,000 | $ 240,500 | $ 60,000 |
| Smith, Tennessee | 2 | $ 365,000 | $ 182,500 | $ 70,000 |
| Cameron, Texas | 2 | $ 416,000 | $ 208,000 | $ 71,000 |
| Grayson, Texas | 2 | $ 390,000 | $ 195,000 | $ 201,000 |
| Harrison, Texas | 2 | $ 420,000 | $ 210,000 | $ 48,000 |
| Jefferson, Texas | 2 | $ 478,000 | $ 239,000 | $ 156,000 |
| Johnson, Texas | 2 | $ 431,000 | $ 215,500 | $ 100,000 |
| Lubbock, Texas | 2 | $ 401,000 | $ 200,500 | $ 170,000 |
| Randall, Texas | 2 | $ 344,000 | $ 172,000 | $ 94,000 |
| Val Verde, Texas | 2 | $ 476,000 | $ 238,000 | $ 101,000 |
| Walker, Texas | 2 | $ 238,000 | $ 119,000 | $ 63,000 |
| Wise, Texas | 2 | $ 383,000 | $ 191,500 | $ 116,000 |
| Fairfax City, Virginia | 2 | $ 521,000 | $ 260,500 | $ 94,000 |
| Franklin, Virginia | 2 | $ 686,000 | $ 343,000 | $ 150,000 |
| Louisa, Virginia | 2 | $ 506,000 | $ 253,000 | $ 76,000 |
| Mecklenburg, Virginia | 2 | $ 647,000 | $ 323,500 | $ 95,000 |
| New Kent, Virginia | 2 | $ 445,000 | $ 222,500 | $ 131,000 |
| Roanoke, Virginia | 2 | $ 295,000 | $ 147,500 | $ 73,000 |
| Franklin, Washington | 2 | $ 385,000 | $ 192,500 | $ 127,000 |
| Grant, Washington | 2 | $ 397,000 | $ 198,500 | $ 141,000 |
| Jefferson, Washington | 2 | $ 389,000 | $ 194,500 | $ 92,000 |
| Mason, Washington | 2 | $ 503,000 | $ 251,500 | $ 89,000 |
| San Juan, Washington | 2 | $ 568,000 | $ 284,000 | $ 99,000 |
| Skagit, Washington | 2 | $ 568,000 | $ 284,000 | $ 107,000 |
| Stevens, Washington | 2 | $ 429,000 | $ 214,500 | $ 100,000 |
| Walla Walla, Washington | 2 | $ 348,000 | $ 174,000 | $ 73,000 |
| Imperial, California | 1 | $ 176,000 | $ 176,000 | $ 171,000 |
| Kings, California | 1 | $ 199,000 | $ 199,000 | $ 88,000 |
| Madera, California | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Mariposa, California | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Shasta, California | 1 | $ 291,000 | $ 291,000 | $ 202,000 |
| Sutter, California | 1 | $ 324,000 | $ 324,000 | $ 100,000 |
| Tehama, California | 1 | $ 261,000 | $ 261,000 | $ 109,000 |
| Yuba, California | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Gunnison, Colorado | 1 | $ 302,000 | $ 302,000 | $ 135,000 |
| Logan, Colorado | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Morgan, Colorado | 1 | $ 279,000 | $ 279,000 | $ 199,000 |
| Park, Colorado | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Pueblo, Colorado | 1 | $ 187,000 | $ 187,000 | $ 85,000 |
| Bay, Florida | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Charlotte, Florida | 1 | $ 340,000 | $ 340,000 | $ 295,000 |
| Citrus, Florida | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Columbia, Florida | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Marion, Florida | 1 | $ 263,000 | $ 263,000 | $ 180,000 |
| Walton, Florida | 1 | $ 417,000 | $ 417,000 | $ 319,000 |
| Bartow, Georgia | 1 | $ 167,000 | $ 167,000 | $ 130,000 |
| Bryan, Georgia | 1 | $ 336,000 | $ 336,000 | $ 89,000 |
| Crawford, Georgia | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Dawson, Georgia | 1 | $ 236,000 | $ 236,000 | $ 60,000 |
| Douglas, Georgia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Effingham, Georgia | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| Glynn, Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Habersham, Georgia | 1 | $ 166,000 | $ 166,000 | $ 30,000 |
| Jackson, Georgia | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Monroe, Georgia | 1 | $ 238,000 | $ 238,000 | $ 86,000 |
| Morgan, Georgia | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,471 | $2,139,007,000 | $252,000 | $1,200,000 | $114,000 | $1,550,000 |
| Home Purchase | 1,051 | $244,521,000 | $232,000 | $800,000 | $108,000 | $1,294,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,157 | $1,279,886,000 | $248,000 | $1,200,000 | $117,000 | $1,550,000 |
| Not Provided | 2,954 | $733,424,000 | $248,000 | $989,000 | $107,000 | $1,294,000 |
| Asian | 855 | $245,974,000 | $287,000 | $799,000 | $122,000 | $420,000 |
| Hispanic | 271 | $65,361,000 | $241,000 | $615,000 | $103,000 | $681,000 |
| Black or African American | 248 | $48,216,000 | $194,000 | $588,000 | $78,000 | $474,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,730,000 | $305,000 | $626,000 | $122,000 | $500,000 |
| American Indian or Alaskan Native | 15 | $3,937,000 | $262,000 | $417,000 | $89,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,895 | $2,064,915,000 | $261,000 | $1,200,000 | $123,000 | $1,550,000 |
| FHA-insured (Federal Housing Administration) | 1,335 | $259,514,000 | $194,000 | $707,000 | $67,000 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 202 | $48,213,000 | $238,000 | $672,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $10,886,000 | $120,000 | $276,000 | $39,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,404 | $1,392,213,000 | $257,000 | $784,000 | $121,000 | $1,550,000 |
| Application Withdrawn By Applicant | 2,672 | $654,024,000 | $244,000 | $950,000 | $109,000 | $1,175,000 |
| Application Denied By Financial Institution | 1,193 | $276,485,000 | $231,000 | $1,200,000 | $90,000 | $1,210,000 |
| File Closed For Incompleteness | 253 | $60,806,000 | $240,000 | $613,000 | $100,000 | $437,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 378 | $77,313,000 | $204,000 | $1,200,000 | $65,000 | $1,210,000 |
| Debt-To-Income Ratio | 218 | $54,666,000 | $250,000 | $599,000 | $68,000 | $302,000 |
| Collateral | 211 | $52,579,000 | $249,000 | $989,000 | $129,000 | $738,000 |
| Credit Application Incomplete | 196 | $48,655,000 | $248,000 | $626,000 | $118,000 | $509,000 |
| Other | 117 | $26,802,000 | $229,000 | $622,000 | $99,000 | $486,000 |
| Unverifiable Information | 36 | $8,342,000 | $231,000 | $417,000 | $97,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,253,000 | $212,000 | $860,000 | $83,000 | $356,000 |
| Employment History | 15 | $3,551,000 | $236,000 | $398,000 | $77,000 | $176,000 |
| Mortgage Insurance Denied | 2 | $324,000 | $162,000 | $165,000 | $83,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Services, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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