First Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Financial Services, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Services, Inc. 6230 Fairview Rd, 450 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 9,522 |
| Total Mortgage Loan Application Amount | $2,383,528,000 |
| Average Mortgage Loan Application Amount | $242,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Services, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 399 | $ 121,650,000 | $ 304,000 | $ 117,000 |
| Wake County North Carolina | 345 | $ 77,083,000 | $ 223,000 | $ 108,000 |
| Mecklenburg County North Carolina | 281 | $ 58,314,000 | $ 207,000 | $ 95,000 |
| New Castle County Delaware | 271 | $ 57,078,000 | $ 210,000 | $ 82,000 |
| Orange County California | 206 | $ 68,769,000 | $ 333,000 | $ 120,000 |
| San Diego County California | 206 | $ 60,963,000 | $ 295,000 | $ 121,000 |
| District of Columbia County District Of Columbia | 188 | $ 69,343,000 | $ 368,000 | $ 169,000 |
| Putnam County Tennessee | 165 | $ 22,146,000 | $ 134,000 | $ 61,000 |
| Santa Clara County California | 155 | $ 57,899,000 | $ 373,000 | $ 152,000 |
| Fairfax County Virginia | 155 | $ 49,974,000 | $ 322,000 | $ 137,000 |
| King County Washington | 147 | $ 43,507,000 | $ 295,000 | $ 128,000 |
| Montgomery County Maryland | 144 | $ 48,034,000 | $ 333,000 | $ 159,000 |
| Philadelphia County Pennsylvania | 132 | $ 22,377,000 | $ 169,000 | $ 57,000 |
| Harris County Texas | 131 | $ 27,688,000 | $ 211,000 | $ 121,000 |
| Camden County New Jersey | 111 | $ 18,250,000 | $ 164,000 | $ 90,000 |
| Sussex County Delaware | 109 | $ 22,475,000 | $ 206,000 | $ 87,000 |
| Burlington County New Jersey | 108 | $ 22,507,000 | $ 208,000 | $ 90,000 |
| Riverside County California | 104 | $ 26,132,000 | $ 251,000 | $ 101,000 |
| Union County North Carolina | 99 | $ 24,715,000 | $ 249,000 | $ 101,000 |
| Alameda County California | 93 | $ 34,240,000 | $ 368,000 | $ 137,000 |
| Loudoun County Virginia | 92 | $ 31,715,000 | $ 344,000 | $ 137,000 |
| Montgomery County Pennsylvania | 83 | $ 19,911,000 | $ 239,000 | $ 104,000 |
| Dallas County Texas | 83 | $ 18,086,000 | $ 217,000 | $ 116,000 |
| Kent County Delaware | 82 | $ 14,746,000 | $ 179,000 | $ 62,000 |
| Middlesex County New Jersey | 79 | $ 22,347,000 | $ 282,000 | $ 124,000 |
| Gloucester County New Jersey | 76 | $ 13,964,000 | $ 183,000 | $ 86,000 |
| Sacramento County California | 71 | $ 17,456,000 | $ 245,000 | $ 103,000 |
| Tarrant County Texas | 71 | $ 15,470,000 | $ 217,000 | $ 118,000 |
| Travis County Texas | 71 | $ 17,110,000 | $ 240,000 | $ 117,000 |
| Collin County Texas | 70 | $ 14,854,000 | $ 212,000 | $ 116,000 |
| Contra Costa County California | 67 | $ 23,593,000 | $ 352,000 | $ 159,000 |
| Oakland County Michigan | 66 | $ 15,710,000 | $ 238,000 | $ 133,000 |
| Ventura County California | 63 | $ 18,837,000 | $ 299,000 | $ 117,000 |
| Bucks County Pennsylvania | 61 | $ 14,624,000 | $ 239,000 | $ 112,000 |
| San Bernardino County California | 57 | $ 15,364,000 | $ 269,000 | $ 109,000 |
| Cook County Illinois | 56 | $ 16,088,000 | $ 287,000 | $ 134,000 |
| Denton County Texas | 56 | $ 11,385,000 | $ 203,000 | $ 98,000 |
| Howard County Maryland | 54 | $ 15,431,000 | $ 285,000 | $ 123,000 |
| Hennepin County Minnesota | 53 | $ 13,595,000 | $ 256,000 | $ 123,000 |
| Monmouth County New Jersey | 53 | $ 15,298,000 | $ 288,000 | $ 136,000 |
| Bergen County New Jersey | 52 | $ 15,669,000 | $ 301,000 | $ 125,000 |
| Fort Bend County Texas | 52 | $ 11,867,000 | $ 228,000 | $ 134,000 |
| Prince William County Virginia | 50 | $ 13,654,000 | $ 273,000 | $ 122,000 |
| Buncombe County North Carolina | 49 | $ 9,366,000 | $ 191,000 | $ 73,000 |
| Durham County North Carolina | 49 | $ 9,548,000 | $ 194,000 | $ 97,000 |
| York County South Carolina | 49 | $ 12,088,000 | $ 246,000 | $ 106,000 |
| Williamson County Tennessee | 48 | $ 12,925,000 | $ 269,000 | $ 102,000 |
| Guilford County North Carolina | 44 | $ 8,198,000 | $ 186,000 | $ 87,000 |
| Broward County Florida | 43 | $ 9,933,000 | $ 231,000 | $ 116,000 |
| Baltimore County Maryland | 43 | $ 11,762,000 | $ 273,000 | $ 126,000 |
| Boulder County Colorado | 42 | $ 11,329,000 | $ 269,000 | $ 112,000 |
| Atlantic County New Jersey | 42 | $ 7,580,000 | $ 180,000 | $ 90,000 |
| Ocean County New Jersey | 42 | $ 10,132,000 | $ 241,000 | $ 110,000 |
| Palm Beach County Florida | 41 | $ 10,883,000 | $ 265,000 | $ 149,000 |
| Anne Arundel County Maryland | 41 | $ 13,248,000 | $ 323,000 | $ 147,000 |
| Delaware County Pennsylvania | 40 | $ 8,919,000 | $ 222,000 | $ 94,000 |
| Denver County Colorado | 39 | $ 9,874,000 | $ 253,000 | $ 126,000 |
| Cobb County Georgia | 39 | $ 8,620,000 | $ 221,000 | $ 123,000 |
| Bexar County Texas | 39 | $ 8,515,000 | $ 218,000 | $ 122,000 |
| Essex County New Jersey | 38 | $ 11,183,000 | $ 294,000 | $ 155,000 |
| San Mateo County California | 37 | $ 14,774,000 | $ 399,000 | $ 164,000 |
| Douglas County Colorado | 37 | $ 10,000,000 | $ 270,000 | $ 137,000 |
| Fulton County Georgia | 37 | $ 9,422,000 | $ 254,000 | $ 129,000 |
| White County Tennessee | 37 | $ 3,651,000 | $ 98,000 | $ 36,000 |
| Snohomish County Washington | 37 | $ 9,748,000 | $ 263,000 | $ 116,000 |
| Cabarrus County North Carolina | 36 | $ 6,844,000 | $ 190,000 | $ 147,000 |
| Chester County Pennsylvania | 36 | $ 10,247,000 | $ 284,000 | $ 124,000 |
| Williamson County Texas | 36 | $ 7,591,000 | $ 210,000 | $ 97,000 |
| Morris County New Jersey | 35 | $ 10,853,000 | $ 310,000 | $ 149,000 |
| Gaston County North Carolina | 35 | $ 5,526,000 | $ 157,000 | $ 66,000 |
| Davidson County Tennessee | 35 | $ 8,525,000 | $ 243,000 | $ 124,000 |
| El Paso County Colorado | 34 | $ 7,937,000 | $ 233,000 | $ 99,000 |
| Charleston County South Carolina | 34 | $ 9,963,000 | $ 293,000 | $ 154,000 |
| Jefferson County Colorado | 33 | $ 8,589,000 | $ 260,000 | $ 108,000 |
| San Francisco County California | 31 | $ 12,121,000 | $ 391,000 | $ 142,000 |
| Mercer County New Jersey | 31 | $ 8,946,000 | $ 288,000 | $ 146,000 |
| Iredell County North Carolina | 31 | $ 6,944,000 | $ 224,000 | $ 97,000 |
| Greenville County South Carolina | 31 | $ 7,155,000 | $ 230,000 | $ 104,000 |
| Somerset County New Jersey | 30 | $ 8,791,000 | $ 293,000 | $ 117,000 |
| Union County New Jersey | 29 | $ 8,442,000 | $ 291,000 | $ 135,000 |
| New Hanover County North Carolina | 29 | $ 6,475,000 | $ 223,000 | $ 95,000 |
| Fairfield County Connecticut | 28 | $ 8,312,000 | $ 296,000 | $ 137,000 |
| Hartford County Connecticut | 28 | $ 7,608,000 | $ 271,000 | $ 134,000 |
| Forsyth County North Carolina | 28 | $ 5,424,000 | $ 193,000 | $ 92,000 |
| Shelby County Tennessee | 28 | $ 6,531,000 | $ 233,000 | $ 121,000 |
| Miami-Dade County Florida | 25 | $ 6,570,000 | $ 262,000 | $ 195,000 |
| Lancaster County Pennsylvania | 25 | $ 4,767,000 | $ 190,000 | $ 78,000 |
| Arapahoe County Colorado | 24 | $ 5,642,000 | $ 235,000 | $ 105,000 |
| Carroll County Maryland | 24 | $ 6,686,000 | $ 278,000 | $ 108,000 |
| Johnston County North Carolina | 24 | $ 4,042,000 | $ 168,000 | $ 58,000 |
| Arlington County Virginia | 24 | $ 7,823,000 | $ 325,000 | $ 148,000 |
| Henrico County Virginia | 24 | $ 5,564,000 | $ 231,000 | $ 103,000 |
| Pierce County Washington | 24 | $ 6,601,000 | $ 275,000 | $ 99,000 |
| Duval County Florida | 23 | $ 4,954,000 | $ 215,000 | $ 139,000 |
| Lehigh County Pennsylvania | 23 | $ 5,028,000 | $ 218,000 | $ 98,000 |
| Lexington County South Carolina | 23 | $ 4,494,000 | $ 195,000 | $ 89,000 |
| El Dorado County California | 22 | $ 5,921,000 | $ 269,000 | $ 129,000 |
| Placer County California | 22 | $ 6,124,000 | $ 278,000 | $ 142,000 |
| Orange County North Carolina | 22 | $ 5,063,000 | $ 230,000 | $ 130,000 |
| Allegheny County Pennsylvania | 22 | $ 4,577,000 | $ 208,000 | $ 96,000 |
| Sonoma County California | 21 | $ 5,500,000 | $ 261,000 | $ 107,000 |
| Hillsborough County Florida | 21 | $ 4,487,000 | $ 213,000 | $ 123,000 |
| Gwinnett County Georgia | 21 | $ 4,579,000 | $ 218,000 | $ 104,000 |
| Brunswick County North Carolina | 21 | $ 4,998,000 | $ 238,000 | $ 123,000 |
| York County Pennsylvania | 21 | $ 3,733,000 | $ 177,000 | $ 79,000 |
| Hamilton County Tennessee | 21 | $ 5,128,000 | $ 244,000 | $ 100,000 |
| Chesterfield County Virginia | 21 | $ 5,608,000 | $ 267,000 | $ 94,000 |
| Frederick County Maryland | 20 | $ 4,964,000 | $ 248,000 | $ 114,000 |
| Macomb County Michigan | 20 | $ 3,816,000 | $ 190,000 | $ 108,000 |
| Montgomery County Texas | 20 | $ 4,446,000 | $ 222,000 | $ 119,000 |
| Cumberland County New Jersey | 19 | $ 3,005,000 | $ 158,000 | $ 56,000 |
| Hudson County New Jersey | 19 | $ 4,926,000 | $ 259,000 | $ 131,000 |
| Cumberland County North Carolina | 19 | $ 3,076,000 | $ 161,000 | $ 80,000 |
| Richland County South Carolina | 19 | $ 4,820,000 | $ 253,000 | $ 105,000 |
| Knox County Tennessee | 19 | $ 4,577,000 | $ 240,000 | $ 116,000 |
| Clark County Washington | 19 | $ 4,361,000 | $ 229,000 | $ 118,000 |
| Santa Barbara County California | 18 | $ 5,602,000 | $ 311,000 | $ 119,000 |
| Solano County California | 18 | $ 4,387,000 | $ 243,000 | $ 124,000 |
| Larimer County Colorado | 18 | $ 4,273,000 | $ 237,000 | $ 107,000 |
| DeKalb County Georgia | 18 | $ 4,600,000 | $ 255,000 | $ 145,000 |
| Prince George's County Maryland | 18 | $ 4,876,000 | $ 270,000 | $ 116,000 |
| Wayne County Michigan | 18 | $ 4,436,000 | $ 246,000 | $ 128,000 |
| Overton County Tennessee | 18 | $ 1,841,000 | $ 102,000 | $ 40,000 |
| Hanover County Virginia | 17 | $ 3,928,000 | $ 231,000 | $ 98,000 |
| Stafford County Virginia | 17 | $ 5,257,000 | $ 309,000 | $ 128,000 |
| Kitsap County Washington | 17 | $ 5,023,000 | $ 295,000 | $ 132,000 |
| Fresno County California | 16 | $ 3,441,000 | $ 215,000 | $ 101,000 |
| Marin County California | 16 | $ 5,088,000 | $ 318,000 | $ 139,000 |
| Yolo County California | 16 | $ 4,736,000 | $ 296,000 | $ 134,000 |
| Lee County Florida | 16 | $ 3,611,000 | $ 225,000 | $ 129,000 |
| Lake County Illinois | 16 | $ 4,529,000 | $ 283,000 | $ 147,000 |
| Harford County Maryland | 16 | $ 3,885,000 | $ 242,000 | $ 105,000 |
| Catawba County North Carolina | 16 | $ 3,257,000 | $ 203,000 | $ 101,000 |
| Northampton County Pennsylvania | 16 | $ 3,031,000 | $ 189,000 | $ 60,000 |
| Dorchester County South Carolina | 16 | $ 3,360,000 | $ 210,000 | $ 85,000 |
| San Joaquin County California | 15 | $ 3,391,000 | $ 226,000 | $ 108,000 |
| Pinellas County Florida | 15 | $ 4,411,000 | $ 294,000 | $ 110,000 |
| Forsyth County Georgia | 15 | $ 4,117,000 | $ 274,000 | $ 164,000 |
| Dakota County Minnesota | 15 | $ 3,571,000 | $ 238,000 | $ 123,000 |
| Alamance County North Carolina | 15 | $ 2,394,000 | $ 159,000 | $ 71,000 |
| Washington County Oregon | 15 | $ 4,263,000 | $ 284,000 | $ 171,000 |
| Beaufort County South Carolina | 15 | $ 3,639,000 | $ 242,000 | $ 98,000 |
| Spokane County Washington | 15 | $ 3,438,000 | $ 229,000 | $ 127,000 |
| San Luis Obispo County California | 14 | $ 4,109,000 | $ 293,000 | $ 104,000 |
| Seminole County Florida | 14 | $ 3,143,000 | $ 224,000 | $ 106,000 |
| DuPage County Illinois | 14 | $ 3,747,000 | $ 267,000 | $ 135,000 |
| Washtenaw County Michigan | 14 | $ 3,309,000 | $ 236,000 | $ 117,000 |
| Horry County South Carolina | 14 | $ 2,868,000 | $ 204,000 | $ 107,000 |
| Galveston County Texas | 14 | $ 3,105,000 | $ 221,000 | $ 139,000 |
| Santa Cruz County California | 13 | $ 4,868,000 | $ 374,000 | $ 172,000 |
| Orange County Florida | 13 | $ 2,498,000 | $ 192,000 | $ 104,000 |
| Anoka County Minnesota | 13 | $ 3,071,000 | $ 236,000 | $ 93,000 |
| Washington County Minnesota | 13 | $ 2,896,000 | $ 222,000 | $ 103,000 |
| Kern County California | 12 | $ 2,089,000 | $ 174,000 | $ 84,000 |
| Monterey County California | 12 | $ 3,439,000 | $ 286,000 | $ 105,000 |
| Brevard County Florida | 12 | $ 2,936,000 | $ 244,000 | $ 95,000 |
| St. Johns County Florida | 12 | $ 3,369,000 | $ 280,000 | $ 133,000 |
| Ramsey County Minnesota | 12 | $ 2,755,000 | $ 229,000 | $ 89,000 |
| Passaic County New Jersey | 12 | $ 3,564,000 | $ 297,000 | $ 126,000 |
| Randolph County North Carolina | 12 | $ 2,533,000 | $ 211,000 | $ 79,000 |
| Cumberland County Pennsylvania | 12 | $ 2,651,000 | $ 220,000 | $ 145,000 |
| Rutherford County Tennessee | 12 | $ 2,427,000 | $ 202,000 | $ 90,000 |
| Wilson County Tennessee | 12 | $ 2,899,000 | $ 241,000 | $ 116,000 |
| Brazoria County Texas | 12 | $ 2,193,000 | $ 182,000 | $ 108,000 |
| Nevada County California | 11 | $ 2,983,000 | $ 271,000 | $ 110,000 |
| Weld County Colorado | 11 | $ 2,657,000 | $ 241,000 | $ 101,000 |
| New Haven County Connecticut | 11 | $ 2,927,000 | $ 266,000 | $ 109,000 |
| Will County Illinois | 11 | $ 3,071,000 | $ 279,000 | $ 131,000 |
| Cape May County New Jersey | 11 | $ 3,088,000 | $ 280,000 | $ 163,000 |
| Hunterdon County New Jersey | 11 | $ 3,141,000 | $ 285,000 | $ 129,000 |
| Currituck County North Carolina | 11 | $ 2,383,000 | $ 216,000 | $ 99,000 |
| Multnomah County Oregon | 11 | $ 2,729,000 | $ 248,000 | $ 115,000 |
| Berkeley County South Carolina | 11 | $ 2,815,000 | $ 255,000 | $ 92,000 |
| Jackson County Tennessee | 11 | $ 1,182,000 | $ 107,000 | $ 48,000 |
| Virginia Beach County Virginia | 11 | $ 3,655,000 | $ 332,000 | $ 107,000 |
| Adams County Colorado | 10 | $ 2,396,000 | $ 239,000 | $ 94,000 |
| Broomfield County Colorado | 10 | $ 2,996,000 | $ 299,000 | $ 116,000 |
| Sarasota County Florida | 10 | $ 2,892,000 | $ 289,000 | $ 131,000 |
| Cherokee County Georgia | 10 | $ 1,913,000 | $ 191,000 | $ 85,000 |
| Hamilton County Indiana | 10 | $ 2,839,000 | $ 283,000 | $ 205,000 |
| Cecil County Maryland | 10 | $ 2,306,000 | $ 230,000 | $ 77,000 |
| Charles County Maryland | 10 | $ 2,177,000 | $ 217,000 | $ 109,000 |
| Livingston County Michigan | 10 | $ 2,051,000 | $ 205,000 | $ 112,000 |
| Carver County Minnesota | 10 | $ 2,616,000 | $ 261,000 | $ 148,000 |
| Davidson County North Carolina | 10 | $ 1,823,000 | $ 182,000 | $ 91,000 |
| Harnett County North Carolina | 10 | $ 1,483,000 | $ 148,000 | $ 70,000 |
| Moore County North Carolina | 10 | $ 2,278,000 | $ 227,000 | $ 147,000 |
| Onslow County North Carolina | 10 | $ 1,934,000 | $ 193,000 | $ 131,000 |
| Pitt County North Carolina | 10 | $ 1,909,000 | $ 190,000 | $ 84,000 |
| Sumner County Tennessee | 10 | $ 2,265,000 | $ 226,000 | $ 80,000 |
| Manatee County Florida | 9 | $ 2,097,000 | $ 233,000 | $ 192,000 |
| Volusia County Florida | 9 | $ 1,587,000 | $ 176,000 | $ 97,000 |
| Baldwin County Georgia | 9 | $ 1,980,000 | $ 220,000 | $ 77,000 |
| Fayette County Georgia | 9 | $ 2,264,000 | $ 251,000 | $ 128,000 |
| Kent County Michigan | 9 | $ 1,660,000 | $ 184,000 | $ 125,000 |
| Dare County North Carolina | 9 | $ 2,292,000 | $ 254,000 | $ 124,000 |
| Watauga County North Carolina | 9 | $ 2,714,000 | $ 301,000 | $ 82,000 |
| El Paso County Texas | 9 | $ 1,555,000 | $ 172,000 | $ 94,000 |
| Frederick County Virginia | 9 | $ 2,483,000 | $ 275,000 | $ 98,000 |
| Thurston County Washington | 9 | $ 2,042,000 | $ 226,000 | $ 95,000 |
| Baltimore City County Maryland | 8 | $ 1,783,000 | $ 222,000 | $ 124,000 |
| Kalamazoo County Michigan | 8 | $ 1,560,000 | $ 195,000 | $ 145,000 |
| Sussex County New Jersey | 8 | $ 2,141,000 | $ 267,000 | $ 118,000 |
| Warren County New Jersey | 8 | $ 1,499,000 | $ 187,000 | $ 98,000 |
| Lincoln County North Carolina | 8 | $ 1,983,000 | $ 247,000 | $ 112,000 |
| Pender County North Carolina | 8 | $ 1,916,000 | $ 239,000 | $ 105,000 |
| Franklin County Ohio | 8 | $ 2,087,000 | $ 260,000 | $ 111,000 |
| Spartanburg County South Carolina | 8 | $ 1,729,000 | $ 216,000 | $ 100,000 |
| James City County Virginia | 8 | $ 2,053,000 | $ 256,000 | $ 85,000 |
| Collier County Florida | 7 | $ 1,739,000 | $ 248,000 | $ 107,000 |
| Lake County Florida | 7 | $ 1,443,000 | $ 206,000 | $ 109,000 |
| Leon County Florida | 7 | $ 1,289,000 | $ 184,000 | $ 118,000 |
| Pasco County Florida | 7 | $ 1,851,000 | $ 264,000 | $ 148,000 |
| St. Mary's County Maryland | 7 | $ 1,847,000 | $ 263,000 | $ 267,000 |
| Chatham County North Carolina | 7 | $ 1,595,000 | $ 227,000 | $ 98,000 |
| Henderson County North Carolina | 7 | $ 1,597,000 | $ 228,000 | $ 138,000 |
| Jackson County North Carolina | 7 | $ 1,701,000 | $ 243,000 | $ 93,000 |
| Centre County Pennsylvania | 7 | $ 1,493,000 | $ 213,000 | $ 136,000 |
| Florence County South Carolina | 7 | $ 1,653,000 | $ 236,000 | $ 98,000 |
| Hays County Texas | 7 | $ 1,241,000 | $ 177,000 | $ 99,000 |
| Alexandria County Virginia | 7 | $ 2,929,000 | $ 418,000 | $ 173,000 |
| Richmond City County Virginia | 7 | $ 1,564,000 | $ 223,000 | $ 96,000 |
| Benton County Washington | 7 | $ 1,311,000 | $ 187,000 | $ 100,000 |
| Butte County California | 6 | $ 1,524,000 | $ 254,000 | $ 90,000 |
| Tulare County California | 6 | $ 1,162,000 | $ 193,000 | $ 116,000 |
| New London County Connecticut | 6 | $ 1,954,000 | $ 325,000 | $ 194,000 |
| Alachua County Florida | 6 | $ 1,406,000 | $ 234,000 | $ 113,000 |
| Escambia County Florida | 6 | $ 1,415,000 | $ 235,000 | $ 137,000 |
| Martin County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 144,000 |
| Polk County Florida | 6 | $ 1,052,000 | $ 175,000 | $ 82,000 |
| Scott County Minnesota | 6 | $ 1,562,000 | $ 260,000 | $ 127,000 |
| Franklin County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 74,000 |
| Granville County North Carolina | 6 | $ 1,294,000 | $ 215,000 | $ 80,000 |
| Butler County Pennsylvania | 6 | $ 1,795,000 | $ 299,000 | $ 197,000 |
| Oconee County South Carolina | 6 | $ 1,904,000 | $ 317,000 | $ 124,000 |
| Pickens County South Carolina | 6 | $ 1,359,000 | $ 226,000 | $ 88,000 |
| Albemarle County Virginia | 6 | $ 2,226,000 | $ 371,000 | $ 108,000 |
| Chesapeake County Virginia | 6 | $ 1,527,000 | $ 254,000 | $ 78,000 |
| Norfolk County Virginia | 6 | $ 1,539,000 | $ 256,000 | $ 117,000 |
| Island County Washington | 6 | $ 1,736,000 | $ 289,000 | $ 95,000 |
| Whatcom County Washington | 6 | $ 1,330,000 | $ 221,000 | $ 77,000 |
| Humboldt County California | 5 | $ 1,238,000 | $ 247,000 | $ 79,000 |
| Merced County California | 5 | $ 902,000 | $ 180,000 | $ 77,000 |
| Tuolumne County California | 5 | $ 1,240,000 | $ 248,000 | $ 148,000 |
| Tolland County Connecticut | 5 | $ 1,755,000 | $ 351,000 | $ 240,000 |
| Clay County Florida | 5 | $ 1,176,000 | $ 235,000 | $ 97,000 |
| Okaloosa County Florida | 5 | $ 1,187,000 | $ 237,000 | $ 112,000 |
| Hall County Georgia | 5 | $ 929,000 | $ 185,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 5 | $ 1,032,000 | $ 206,000 | $ 109,000 |
| Jefferson County Louisiana | 5 | $ 1,257,000 | $ 251,000 | $ 129,000 |
| Calvert County Maryland | 5 | $ 1,503,000 | $ 300,000 | $ 118,000 |
| Wright County Minnesota | 5 | $ 1,120,000 | $ 224,000 | $ 149,000 |
| Carteret County North Carolina | 5 | $ 1,060,000 | $ 212,000 | $ 90,000 |
| Craven County North Carolina | 5 | $ 1,010,000 | $ 202,000 | $ 100,000 |
| Person County North Carolina | 5 | $ 856,000 | $ 171,000 | $ 109,000 |
| Rowan County North Carolina | 5 | $ 1,046,000 | $ 209,000 | $ 61,000 |
| Warren County Ohio | 5 | $ 936,000 | $ 187,000 | $ 69,000 |
| Lane County Oregon | 5 | $ 1,012,000 | $ 202,000 | $ 72,000 |
| Berks County Pennsylvania | 5 | $ 902,000 | $ 180,000 | $ 74,000 |
| Cumberland County Tennessee | 5 | $ 945,000 | $ 189,000 | $ 115,000 |
| Montgomery County Tennessee | 5 | $ 856,000 | $ 171,000 | $ 92,000 |
| Rockwall County Texas | 5 | $ 1,019,000 | $ 203,000 | $ 107,000 |
| Gloucester County Virginia | 5 | $ 1,399,000 | $ 279,000 | $ 91,000 |
| Isle of Wight County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 84,000 |
| Inyo County California | 4 | $ 1,005,000 | $ 251,000 | $ 82,000 |
| Napa County California | 4 | $ 2,075,000 | $ 518,000 | $ 165,000 |
| Stanislaus County California | 4 | $ 936,000 | $ 234,000 | $ 123,000 |
| Routt County Colorado | 4 | $ 1,476,000 | $ 369,000 | $ 121,000 |
| Summit County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 142,000 |
| Osceola County Florida | 4 | $ 805,000 | $ 201,000 | $ 187,000 |
| Santa Rosa County Florida | 4 | $ 972,000 | $ 243,000 | $ 61,000 |
| St. Lucie County Florida | 4 | $ 845,000 | $ 211,000 | $ 102,000 |
| Kane County Illinois | 4 | $ 1,086,000 | $ 271,000 | $ 152,000 |
| Lake County Indiana | 4 | $ 1,113,000 | $ 278,000 | $ 113,000 |
| Marion County Indiana | 4 | $ 901,000 | $ 225,000 | $ 141,000 |
| Queen Anne's County Maryland | 4 | $ 1,097,000 | $ 274,000 | $ 113,000 |
| Olmsted County Minnesota | 4 | $ 768,000 | $ 192,000 | $ 95,000 |
| St. Louis County Minnesota | 4 | $ 799,000 | $ 199,000 | $ 281,000 |
| Salem County New Jersey | 4 | $ 894,000 | $ 223,000 | $ 76,000 |
| Alexander County North Carolina | 4 | $ 508,000 | $ 127,000 | $ 56,000 |
| Columbus County North Carolina | 4 | $ 653,000 | $ 163,000 | $ 67,000 |
| Davie County North Carolina | 4 | $ 829,000 | $ 207,000 | $ 99,000 |
| Halifax County North Carolina | 4 | $ 2,195,000 | $ 548,000 | $ 206,000 |
| Haywood County North Carolina | 4 | $ 836,000 | $ 209,000 | $ 66,000 |
| Rockingham County North Carolina | 4 | $ 541,000 | $ 135,000 | $ 58,000 |
| Sampson County North Carolina | 4 | $ 713,000 | $ 178,000 | $ 303,000 |
| Stanly County North Carolina | 4 | $ 694,000 | $ 173,000 | $ 91,000 |
| Hamilton County Ohio | 4 | $ 1,134,000 | $ 283,000 | $ 235,000 |
| Clackamas County Oregon | 4 | $ 1,295,000 | $ 323,000 | $ 150,000 |
| Washington County Pennsylvania | 4 | $ 764,000 | $ 191,000 | $ 83,000 |
| Westmoreland County Pennsylvania | 4 | $ 839,000 | $ 209,000 | $ 98,000 |
| Aiken County South Carolina | 4 | $ 1,043,000 | $ 260,000 | $ 98,000 |
| Anderson County South Carolina | 4 | $ 566,000 | $ 141,000 | $ 57,000 |
| Georgetown County South Carolina | 4 | $ 1,101,000 | $ 275,000 | $ 101,000 |
| Lancaster County South Carolina | 4 | $ 641,000 | $ 160,000 | $ 63,000 |
| Cheatham County Tennessee | 4 | $ 753,000 | $ 188,000 | $ 59,000 |
| Washington County Tennessee | 4 | $ 1,220,000 | $ 305,000 | $ 166,000 |
| Kendall County Texas | 4 | $ 1,138,000 | $ 284,000 | $ 106,000 |
| Medina County Texas | 4 | $ 886,000 | $ 221,000 | $ 98,000 |
| Nueces County Texas | 4 | $ 915,000 | $ 228,000 | $ 127,000 |
| Parker County Texas | 4 | $ 863,000 | $ 215,000 | $ 151,000 |
| Fauquier County Virginia | 4 | $ 1,522,000 | $ 380,000 | $ 133,000 |
| Suffolk County Virginia | 4 | $ 1,002,000 | $ 250,000 | $ 80,000 |
| Chelan County Washington | 4 | $ 1,073,000 | $ 268,000 | $ 121,000 |
| Calaveras County California | 3 | $ 531,000 | $ 177,000 | $ 94,000 |
| Mendocino County California | 3 | $ 633,000 | $ 211,000 | $ 82,000 |
| Elbert County Colorado | 3 | $ 910,000 | $ 303,000 | $ 85,000 |
| Grand County Colorado | 3 | $ 813,000 | $ 271,000 | $ 79,000 |
| Litchfield County Connecticut | 3 | $ 657,000 | $ 219,000 | $ 109,000 |
| Middlesex County Connecticut | 3 | $ 950,000 | $ 316,000 | $ 204,000 |
| Indian River County Florida | 3 | $ 1,229,000 | $ 409,000 | $ 186,000 |
| Coweta County Georgia | 3 | $ 605,000 | $ 201,000 | $ 94,000 |
| Houston County Georgia | 3 | $ 710,000 | $ 236,000 | $ 158,000 |
| McLean County Illinois | 3 | $ 567,000 | $ 189,000 | $ 114,000 |
| Boone County Indiana | 3 | $ 698,000 | $ 232,000 | $ 107,000 |
| Hendricks County Indiana | 3 | $ 507,000 | $ 169,000 | $ 85,000 |
| St. Joseph County Indiana | 3 | $ 518,000 | $ 172,000 | $ 78,000 |
| Tippecanoe County Indiana | 3 | $ 501,000 | $ 167,000 | $ 84,000 |
| Jefferson County Kentucky | 3 | $ 726,000 | $ 242,000 | $ 199,000 |
| Caddo County Louisiana | 3 | $ 704,000 | $ 234,000 | $ 89,000 |
| St. Tammany County Louisiana | 3 | $ 651,000 | $ 217,000 | $ 93,000 |
| Washington County Maryland | 3 | $ 570,000 | $ 190,000 | $ 40,000 |
| Barry County Michigan | 3 | $ 523,000 | $ 174,000 | $ 95,000 |
| Ingham County Michigan | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Ottawa County Michigan | 3 | $ 697,000 | $ 232,000 | $ 189,000 |
| Ashe County North Carolina | 3 | $ 678,000 | $ 226,000 | $ 99,000 |
| Burke County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Camden County North Carolina | 3 | $ 971,000 | $ 323,000 | $ 114,000 |
| Macon County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 62,000 |
| Polk County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 36,000 |
| Rutherford County North Carolina | 3 | $ 778,000 | $ 259,000 | $ 86,000 |
| Surry County North Carolina | 3 | $ 513,000 | $ 171,000 | $ 102,000 |
| Transylvania County North Carolina | 3 | $ 775,000 | $ 258,000 | $ 52,000 |
| Vance County North Carolina | 3 | $ 573,000 | $ 191,000 | $ 40,000 |
| Wayne County North Carolina | 3 | $ 444,000 | $ 148,000 | $ 56,000 |
| Wilkes County North Carolina | 3 | $ 582,000 | $ 194,000 | $ 122,000 |
| Wilson County North Carolina | 3 | $ 307,000 | $ 102,000 | $ 73,000 |
| Delaware County Ohio | 3 | $ 831,000 | $ 277,000 | $ 102,000 |
| Lorain County Ohio | 3 | $ 761,000 | $ 253,000 | $ 113,000 |
| Adams County Pennsylvania | 3 | $ 618,000 | $ 206,000 | $ 138,000 |
| Dauphin County Pennsylvania | 3 | $ 620,000 | $ 206,000 | $ 102,000 |
| Lackawanna County Pennsylvania | 3 | $ 724,000 | $ 241,000 | $ 59,000 |
| Lebanon County Pennsylvania | 3 | $ 742,000 | $ 247,000 | $ 90,000 |
| Luzerne County Pennsylvania | 3 | $ 559,000 | $ 186,000 | $ 85,000 |
| Mercer County Pennsylvania | 3 | $ 374,000 | $ 124,000 | $ 67,000 |
| Monroe County Pennsylvania | 3 | $ 561,000 | $ 187,000 | $ 143,000 |
| Pike County Pennsylvania | 3 | $ 647,000 | $ 215,000 | $ 76,000 |
| Schuylkill County Pennsylvania | 3 | $ 520,000 | $ 173,000 | $ 71,000 |
| Greenwood County South Carolina | 3 | $ 646,000 | $ 215,000 | $ 150,000 |
| Kershaw County South Carolina | 3 | $ 676,000 | $ 225,000 | $ 84,000 |
| Newberry County South Carolina | 3 | $ 762,000 | $ 254,000 | $ 101,000 |
| Orangeburg County South Carolina | 3 | $ 739,000 | $ 246,000 | $ 79,000 |
| Anderson County Tennessee | 3 | $ 754,000 | $ 251,000 | $ 99,000 |
| Blount County Tennessee | 3 | $ 541,000 | $ 180,000 | $ 61,000 |
| Bradley County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Clay County Tennessee | 3 | $ 529,000 | $ 176,000 | $ 111,000 |
| DeKalb County Tennessee | 3 | $ 336,000 | $ 112,000 | $ 45,000 |
| Hardin County Tennessee | 3 | $ 818,000 | $ 272,000 | $ 111,000 |
| Madison County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 164,000 |
| Sevier County Tennessee | 3 | $ 486,000 | $ 162,000 | $ 49,000 |
| Sullivan County Tennessee | 3 | $ 778,000 | $ 259,000 | $ 127,000 |
| Bastrop County Texas | 3 | $ 450,000 | $ 150,000 | $ 41,000 |
| Bell County Texas | 3 | $ 711,000 | $ 237,000 | $ 187,000 |
| Chambers County Texas | 3 | $ 628,000 | $ 209,000 | $ 88,000 |
| Hidalgo County Texas | 3 | $ 453,000 | $ 151,000 | $ 30,000 |
| Kaufman County Texas | 3 | $ 578,000 | $ 192,000 | $ 78,000 |
| Llano County Texas | 3 | $ 775,000 | $ 258,000 | $ 160,000 |
| Midland County Texas | 3 | $ 517,000 | $ 172,000 | $ 62,000 |
| Bedford County Virginia | 3 | $ 906,000 | $ 302,000 | $ 115,000 |
| Charlottesville County Virginia | 3 | $ 667,000 | $ 222,000 | $ 115,000 |
| Hampton County Virginia | 3 | $ 577,000 | $ 192,000 | $ 94,000 |
| Harrisonburg County Virginia | 3 | $ 473,000 | $ 157,000 | $ 64,000 |
| Montgomery County Virginia | 3 | $ 743,000 | $ 247,000 | $ 123,000 |
| Shenandoah County Virginia | 3 | $ 518,000 | $ 172,000 | $ 112,000 |
| Spotsylvania County Virginia | 3 | $ 665,000 | $ 221,000 | $ 63,000 |
| Warren County Virginia | 3 | $ 775,000 | $ 258,000 | $ 118,000 |
| York County Virginia | 3 | $ 489,000 | $ 163,000 | $ 58,000 |
| Cowlitz County Washington | 3 | $ 638,000 | $ 212,000 | $ 80,000 |
| Lake County California | 2 | $ 680,000 | $ 340,000 | $ 104,000 |
| Mono County California | 2 | $ 624,000 | $ 312,000 | $ 310,000 |
| San Benito County California | 2 | $ 446,000 | $ 223,000 | $ 130,000 |
| Eagle County Colorado | 2 | $ 658,000 | $ 329,000 | $ 137,000 |
| La Plata County Colorado | 2 | $ 615,000 | $ 307,000 | $ 103,000 |
| Mesa County Colorado | 2 | $ 512,000 | $ 256,000 | $ 98,000 |
| Teller County Colorado | 2 | $ 557,000 | $ 278,000 | $ 87,000 |
| Windham County Connecticut | 2 | $ 504,000 | $ 252,000 | $ 111,000 |
| Flagler County Florida | 2 | $ 262,000 | $ 131,000 | $ 90,000 |
| Monroe County Florida | 2 | $ 472,000 | $ 236,000 | $ 62,000 |
| Nassau County Florida | 2 | $ 462,000 | $ 231,000 | $ 108,000 |
| Sumter County Florida | 2 | $ 296,000 | $ 148,000 | $ 49,000 |
| Bibb County Georgia | 2 | $ 392,000 | $ 196,000 | $ 93,000 |
| Carroll County Georgia | 2 | $ 385,000 | $ 192,000 | $ 67,000 |
| Chatham County Georgia | 2 | $ 627,000 | $ 313,000 | $ 172,000 |
| Clarke County Georgia | 2 | $ 373,000 | $ 186,000 | $ 129,000 |
| Columbia County Georgia | 2 | $ 426,000 | $ 213,000 | $ 93,000 |
| Floyd County Georgia | 2 | $ 377,000 | $ 188,000 | $ 52,000 |
| Harris County Georgia | 2 | $ 462,000 | $ 231,000 | $ 83,000 |
| Henry County Georgia | 2 | $ 479,000 | $ 239,000 | $ 31,000 |
| Paulding County Georgia | 2 | $ 360,000 | $ 180,000 | $ 124,000 |
| Putnam County Georgia | 2 | $ 320,000 | $ 160,000 | $ 117,000 |
| Richmond County Georgia | 2 | $ 717,000 | $ 358,000 | $ 159,000 |
| Thomas County Georgia | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Walton County Georgia | 2 | $ 413,000 | $ 206,000 | $ 78,000 |
| McHenry County Illinois | 2 | $ 311,000 | $ 155,000 | $ 39,000 |
| Allen County Indiana | 2 | $ 432,000 | $ 216,000 | $ 141,000 |
| Orleans County Louisiana | 2 | $ 427,000 | $ 213,000 | $ 75,000 |
| Clinton County Michigan | 2 | $ 388,000 | $ 194,000 | $ 59,000 |
| Eaton County Michigan | 2 | $ 228,000 | $ 114,000 | $ 54,000 |
| Grand Traverse County Michigan | 2 | $ 339,000 | $ 169,000 | $ 134,000 |
| Jackson County Michigan | 2 | $ 395,000 | $ 197,000 | $ 77,000 |
| Roscommon County Michigan | 2 | $ 507,000 | $ 253,000 | $ 375,000 |
| Crow Wing County Minnesota | 2 | $ 665,000 | $ 332,000 | $ 252,000 |
| Sherburne County Minnesota | 2 | $ 563,000 | $ 281,000 | $ 102,000 |
| Stearns County Minnesota | 2 | $ 349,000 | $ 174,000 | $ 125,000 |
| Avery County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 74,000 |
| Cleveland County North Carolina | 2 | $ 516,000 | $ 258,000 | $ 146,000 |
| Hoke County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 58,000 |
| Nash County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Pasquotank County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 75,000 |
| Warren County North Carolina | 2 | $ 583,000 | $ 291,000 | $ 163,000 |
| Butler County Ohio | 2 | $ 542,000 | $ 271,000 | $ 96,000 |
| Cuyahoga County Ohio | 2 | $ 635,000 | $ 317,000 | $ 297,000 |
| Greene County Ohio | 2 | $ 505,000 | $ 252,000 | $ 121,000 |
| Highland County Ohio | 2 | $ 336,000 | $ 168,000 | $ 74,000 |
| Stark County Ohio | 2 | $ 534,000 | $ 267,000 | $ 161,000 |
| Deschutes County Oregon | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| Jackson County Oregon | 2 | $ 696,000 | $ 348,000 | $ 149,000 |
| Beaver County Pennsylvania | 2 | $ 525,000 | $ 262,000 | $ 125,000 |
| Erie County Pennsylvania | 2 | $ 498,000 | $ 249,000 | $ 112,000 |
| Fayette County Pennsylvania | 2 | $ 187,000 | $ 93,000 | $ 62,000 |
| Franklin County Pennsylvania | 2 | $ 486,000 | $ 243,000 | $ 102,000 |
| Huntingdon County Pennsylvania | 2 | $ 314,000 | $ 157,000 | $ 48,000 |
| Perry County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Somerset County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 160,000 |
| Wayne County Pennsylvania | 2 | $ 468,000 | $ 234,000 | $ 118,000 |
| Laurens County South Carolina | 2 | $ 358,000 | $ 179,000 | $ 376,000 |
| Bedford County Tennessee | 2 | $ 343,000 | $ 171,000 | $ 48,000 |
| Coffee County Tennessee | 2 | $ 336,000 | $ 168,000 | $ 76,000 |
| Decatur County Tennessee | 2 | $ 341,000 | $ 170,000 | $ 123,000 |
| Dickson County Tennessee | 2 | $ 424,000 | $ 212,000 | $ 61,000 |
| Fayette County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 161,000 |
| Lincoln County Tennessee | 2 | $ 468,000 | $ 234,000 | $ 133,000 |
| Loudon County Tennessee | 2 | $ 558,000 | $ 279,000 | $ 87,000 |
| Robertson County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 70,000 |
| Sequatchie County Tennessee | 2 | $ 481,000 | $ 240,000 | $ 60,000 |
| Smith County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 70,000 |
| Cameron County Texas | 2 | $ 416,000 | $ 208,000 | $ 71,000 |
| Grayson County Texas | 2 | $ 390,000 | $ 195,000 | $ 201,000 |
| Harrison County Texas | 2 | $ 420,000 | $ 210,000 | $ 48,000 |
| Jefferson County Texas | 2 | $ 478,000 | $ 239,000 | $ 156,000 |
| Johnson County Texas | 2 | $ 431,000 | $ 215,000 | $ 100,000 |
| Lubbock County Texas | 2 | $ 401,000 | $ 200,000 | $ 170,000 |
| Randall County Texas | 2 | $ 344,000 | $ 172,000 | $ 94,000 |
| Val Verde County Texas | 2 | $ 476,000 | $ 238,000 | $ 101,000 |
| Walker County Texas | 2 | $ 238,000 | $ 119,000 | $ 63,000 |
| Wise County Texas | 2 | $ 383,000 | $ 191,000 | $ 116,000 |
| Fairfax City County Virginia | 2 | $ 521,000 | $ 260,000 | $ 94,000 |
| Franklin County Virginia | 2 | $ 686,000 | $ 343,000 | $ 150,000 |
| Louisa County Virginia | 2 | $ 506,000 | $ 253,000 | $ 76,000 |
| Mecklenburg County Virginia | 2 | $ 647,000 | $ 323,000 | $ 95,000 |
| New Kent County Virginia | 2 | $ 445,000 | $ 222,000 | $ 131,000 |
| Roanoke County Virginia | 2 | $ 295,000 | $ 147,000 | $ 73,000 |
| Franklin County Washington | 2 | $ 385,000 | $ 192,000 | $ 127,000 |
| Grant County Washington | 2 | $ 397,000 | $ 198,000 | $ 141,000 |
| Jefferson County Washington | 2 | $ 389,000 | $ 194,000 | $ 92,000 |
| Mason County Washington | 2 | $ 503,000 | $ 251,000 | $ 89,000 |
| San Juan County Washington | 2 | $ 568,000 | $ 284,000 | $ 99,000 |
| Skagit County Washington | 2 | $ 568,000 | $ 284,000 | $ 107,000 |
| Stevens County Washington | 2 | $ 429,000 | $ 214,000 | $ 100,000 |
| Walla Walla County Washington | 2 | $ 348,000 | $ 174,000 | $ 73,000 |
| Imperial County California | 1 | $ 176,000 | $ 176,000 | $ 171,000 |
| Kings County California | 1 | $ 199,000 | $ 199,000 | $ 88,000 |
| Madera County California | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Mariposa County California | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Shasta County California | 1 | $ 291,000 | $ 291,000 | $ 202,000 |
| Sutter County California | 1 | $ 324,000 | $ 324,000 | $ 100,000 |
| Tehama County California | 1 | $ 261,000 | $ 261,000 | $ 109,000 |
| Yuba County California | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Gunnison County Colorado | 1 | $ 302,000 | $ 302,000 | $ 135,000 |
| Logan County Colorado | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Morgan County Colorado | 1 | $ 279,000 | $ 279,000 | $ 199,000 |
| Park County Colorado | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Pueblo County Colorado | 1 | $ 187,000 | $ 187,000 | $ 85,000 |
| Bay County Florida | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Charlotte County Florida | 1 | $ 340,000 | $ 340,000 | $ 295,000 |
| Citrus County Florida | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Columbia County Florida | 1 | $ 82,000 | $ 82,000 | $ 62,000 |
| Marion County Florida | 1 | $ 263,000 | $ 263,000 | $ 180,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 319,000 |
| Bartow County Georgia | 1 | $ 167,000 | $ 167,000 | $ 130,000 |
| Bryan County Georgia | 1 | $ 336,000 | $ 336,000 | $ 89,000 |
| Crawford County Georgia | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Dawson County Georgia | 1 | $ 236,000 | $ 236,000 | $ 60,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Effingham County Georgia | 1 | $ 266,000 | $ 266,000 | $ 111,000 |
| Glynn County Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Habersham County Georgia | 1 | $ 166,000 | $ 166,000 | $ 30,000 |
| Jackson County Georgia | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Monroe County Georgia | 1 | $ 238,000 | $ 238,000 | $ 86,000 |
| Morgan County Georgia | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for First Financial Services, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,471 | $2,139,007,000 | $252,000 | $1,200,000 | $114,000 | $1,550,000 |
| Home Purchase | 1,051 | $244,521,000 | $232,000 | $800,000 | $108,000 | $1,294,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,157 | $1,279,886,000 | $248,000 | $1,200,000 | $117,000 | $1,550,000 |
| Not Provided | 2,954 | $733,424,000 | $248,000 | $989,000 | $107,000 | $1,294,000 |
| Asian | 855 | $245,974,000 | $287,000 | $799,000 | $122,000 | $420,000 |
| Hispanic | 271 | $65,361,000 | $241,000 | $615,000 | $103,000 | $681,000 |
| Black or African American | 248 | $48,216,000 | $194,000 | $588,000 | $78,000 | $474,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,730,000 | $305,000 | $626,000 | $122,000 | $500,000 |
| American Indian or Alaskan Native | 15 | $3,937,000 | $262,000 | $417,000 | $89,000 | $197,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,895 | $2,064,915,000 | $261,000 | $1,200,000 | $123,000 | $1,550,000 |
| FHA-insured (Federal Housing Administration) | 1,335 | $259,514,000 | $194,000 | $707,000 | $67,000 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 202 | $48,213,000 | $238,000 | $672,000 | $77,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $10,886,000 | $120,000 | $276,000 | $39,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,404 | $1,392,213,000 | $257,000 | $784,000 | $121,000 | $1,550,000 |
| Application Withdrawn By Applicant | 2,672 | $654,024,000 | $244,000 | $950,000 | $109,000 | $1,175,000 |
| Application Denied By Financial Institution | 1,193 | $276,485,000 | $231,000 | $1,200,000 | $90,000 | $1,210,000 |
| File Closed For Incompleteness | 253 | $60,806,000 | $240,000 | $613,000 | $100,000 | $437,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 378 | $77,313,000 | $204,000 | $1,200,000 | $65,000 | $1,210,000 |
| Debt-To-Income Ratio | 218 | $54,666,000 | $250,000 | $599,000 | $68,000 | $302,000 |
| Collateral | 211 | $52,579,000 | $249,000 | $989,000 | $129,000 | $738,000 |
| Credit Application Incomplete | 196 | $48,655,000 | $248,000 | $626,000 | $118,000 | $509,000 |
| Other | 117 | $26,802,000 | $229,000 | $622,000 | $99,000 | $486,000 |
| Unverifiable Information | 36 | $8,342,000 | $231,000 | $417,000 | $97,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $4,253,000 | $212,000 | $860,000 | $83,000 | $356,000 |
| Employment History | 15 | $3,551,000 | $236,000 | $398,000 | $77,000 | $176,000 |
| Mortgage Insurance Denied | 2 | $324,000 | $162,000 | $165,000 | $83,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Services, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.