Rbc Bank (Georgia), N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Rbc Bank (Georgia), N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. 8081 Arco Corporate Drive Raleigh, NC 27617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,450 |
| Total Mortgage Loan Application Amount | $378,691,000 |
| Average Mortgage Loan Application Amount | $272,000 |
| Highest Mortgage Loan Application Amount | $3,879,000 |
| Average Applicant Income | $261,000 |
| Highest Applicant Income | $6,577,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Rbc Bank (Georgia), N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank (Georgia), N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Rbc Bank (Georgia), N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank (Georgia), N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank (Georgia), N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank (Georgia), N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 124 | $ 29,522,000 | $ 238,000 | $ 310,000 |
| Lee County Florida | 73 | $ 14,373,000 | $ 196,000 | $ 168,000 |
| Broward County Florida | 71 | $ 20,674,000 | $ 291,000 | $ 333,000 |
| Orange County Florida | 61 | $ 12,150,000 | $ 199,000 | $ 178,000 |
| Palm Beach County Florida | 59 | $ 22,791,000 | $ 386,000 | $ 269,000 |
| Osceola County Florida | 49 | $ 7,357,000 | $ 150,000 | $ 160,000 |
| Riverside County California | 41 | $ 16,701,000 | $ 407,000 | $ 417,000 |
| Collier County Florida | 41 | $ 10,117,000 | $ 246,000 | $ 262,000 |
| Wake County North Carolina | 40 | $ 12,653,000 | $ 316,000 | $ 206,000 |
| Polk County Florida | 39 | $ 4,737,000 | $ 121,000 | $ 118,000 |
| Pinellas County Florida | 38 | $ 8,492,000 | $ 223,000 | $ 251,000 |
| Horry County South Carolina | 37 | $ 6,074,000 | $ 164,000 | $ 194,000 |
| Sarasota County Florida | 36 | $ 9,748,000 | $ 270,000 | $ 292,000 |
| Miami-Dade County Florida | 35 | $ 14,228,000 | $ 406,000 | $ 368,000 |
| Manatee County Florida | 31 | $ 8,232,000 | $ 265,000 | $ 289,000 |
| Clark County Nevada | 25 | $ 4,352,000 | $ 174,000 | $ 166,000 |
| Brevard County Florida | 23 | $ 3,186,000 | $ 138,000 | $ 145,000 |
| Pinal County Arizona | 21 | $ 2,379,000 | $ 113,000 | $ 150,000 |
| Beaufort County South Carolina | 21 | $ 5,326,000 | $ 253,000 | $ 251,000 |
| Los Angeles County California | 20 | $ 16,859,000 | $ 842,000 | $ 770,000 |
| Charlotte County Florida | 16 | $ 2,406,000 | $ 150,000 | $ 248,000 |
| St. Lucie County Florida | 16 | $ 2,194,000 | $ 137,000 | $ 165,000 |
| Gwinnett County Georgia | 16 | $ 3,014,000 | $ 188,000 | $ 83,000 |
| Fulton County Georgia | 15 | $ 2,232,000 | $ 148,000 | $ 59,000 |
| Hillsborough County Florida | 13 | $ 4,662,000 | $ 358,000 | $ 168,000 |
| Lake County Florida | 13 | $ 1,594,000 | $ 122,000 | $ 149,000 |
| Volusia County Florida | 13 | $ 2,157,000 | $ 165,000 | $ 145,000 |
| Cobb County Georgia | 12 | $ 2,478,000 | $ 206,000 | $ 117,000 |
| Indian River County Florida | 10 | $ 1,374,000 | $ 137,000 | $ 156,000 |
| San Diego County California | 9 | $ 4,597,000 | $ 510,000 | $ 191,000 |
| Seminole County Florida | 8 | $ 1,295,000 | $ 161,000 | $ 139,000 |
| Cook County Illinois | 8 | $ 3,237,000 | $ 404,000 | $ 436,000 |
| Charleston County South Carolina | 8 | $ 3,994,000 | $ 499,000 | $ 368,000 |
| Harris County Texas | 8 | $ 3,382,000 | $ 422,000 | $ 199,000 |
| Flagler County Florida | 7 | $ 1,266,000 | $ 180,000 | $ 136,000 |
| Martin County Florida | 7 | $ 2,756,000 | $ 393,000 | $ 210,000 |
| Mecklenburg County North Carolina | 7 | $ 1,354,000 | $ 193,000 | $ 104,000 |
| King County Washington | 7 | $ 2,959,000 | $ 422,000 | $ 183,000 |
| Orange County California | 6 | $ 2,708,000 | $ 451,000 | $ 589,000 |
| Pasco County Florida | 6 | $ 702,000 | $ 117,000 | $ 96,000 |
| Forsyth County Georgia | 6 | $ 1,307,000 | $ 217,000 | $ 114,000 |
| Durham County North Carolina | 6 | $ 1,033,000 | $ 172,000 | $ 85,000 |
| DeKalb County Georgia | 5 | $ 1,073,000 | $ 214,000 | $ 102,000 |
| Henry County Georgia | 5 | $ 449,000 | $ 89,000 | $ 55,000 |
| Oakland County Michigan | 5 | $ 1,416,000 | $ 283,000 | $ 760,000 |
| Moore County North Carolina | 5 | $ 838,000 | $ 167,000 | $ 191,000 |
| Fort Bend County Texas | 5 | $ 1,195,000 | $ 239,000 | $ 127,000 |
| Whatcom County Washington | 5 | $ 2,011,000 | $ 402,000 | $ 167,000 |
| Baldwin County Alabama | 4 | $ 560,000 | $ 140,000 | $ 85,000 |
| Madison County Alabama | 4 | $ 695,000 | $ 173,000 | $ 91,000 |
| Santa Clara County California | 4 | $ 1,524,000 | $ 381,000 | $ 163,000 |
| Ventura County California | 4 | $ 2,354,000 | $ 588,000 | $ 167,000 |
| Duval County Florida | 4 | $ 706,000 | $ 176,000 | $ 148,000 |
| Cherokee County Georgia | 4 | $ 580,000 | $ 145,000 | $ 83,000 |
| Lake County Illinois | 4 | $ 1,462,000 | $ 365,000 | $ 283,000 |
| Hennepin County Minnesota | 4 | $ 1,230,000 | $ 307,000 | $ 295,000 |
| Flathead County Montana | 4 | $ 1,829,000 | $ 457,000 | $ 205,000 |
| Brunswick County North Carolina | 4 | $ 587,000 | $ 146,000 | $ 130,000 |
| New Hanover County North Carolina | 4 | $ 967,000 | $ 241,000 | $ 107,000 |
| Orange County North Carolina | 4 | $ 1,400,000 | $ 350,000 | $ 122,000 |
| Greenville County South Carolina | 4 | $ 577,000 | $ 144,000 | $ 75,000 |
| Collin County Texas | 4 | $ 670,000 | $ 167,000 | $ 109,000 |
| Denton County Texas | 4 | $ 1,347,000 | $ 336,000 | $ 180,000 |
| Contra Costa County California | 3 | $ 1,678,000 | $ 559,000 | $ 190,000 |
| Denver County Colorado | 3 | $ 1,935,000 | $ 645,000 | $ 566,000 |
| Alachua County Florida | 3 | $ 497,000 | $ 165,000 | $ 28,000 |
| Escambia County Florida | 3 | $ 260,000 | $ 86,000 | $ 88,000 |
| Hernando County Florida | 3 | $ 174,000 | $ 58,000 | $ 107,000 |
| Leon County Florida | 3 | $ 323,000 | $ 107,000 | $ 67,000 |
| Marion County Florida | 3 | $ 445,000 | $ 148,000 | $ 88,000 |
| Monroe County Florida | 3 | $ 810,000 | $ 270,000 | $ 207,000 |
| Sumter County Florida | 3 | $ 512,000 | $ 170,000 | $ 137,000 |
| Maui County Hawaii | 3 | $ 2,919,000 | $ 973,000 | $ 508,000 |
| Suffolk County Massachusetts | 3 | $ 3,135,000 | $ 1,045,000 | $ 2,524,000 |
| Santa Fe County New Mexico | 3 | $ 836,000 | $ 278,000 | $ 109,000 |
| Monroe County New York | 3 | $ 184,000 | $ 61,000 | $ 107,000 |
| Pitt County North Carolina | 3 | $ 266,000 | $ 88,000 | $ 68,000 |
| Franklin County Ohio | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Georgetown County South Carolina | 3 | $ 360,000 | $ 120,000 | $ 106,000 |
| Richland County South Carolina | 3 | $ 372,000 | $ 124,000 | $ 118,000 |
| Bexar County Texas | 3 | $ 488,000 | $ 162,000 | $ 84,000 |
| Montgomery County Texas | 3 | $ 1,300,000 | $ 433,000 | $ 610,000 |
| Washington County Utah | 3 | $ 463,000 | $ 154,000 | $ 112,000 |
| Newport News County Virginia | 3 | $ 640,000 | $ 213,000 | $ 61,000 |
| Snohomish County Washington | 3 | $ 798,000 | $ 266,000 | $ 101,000 |
| Mobile County Alabama | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Shelby County Alabama | 2 | $ 352,000 | $ 176,000 | $ 98,000 |
| El Dorado County California | 2 | $ 470,000 | $ 235,000 | $ 155,000 |
| Sacramento County California | 2 | $ 282,000 | $ 141,000 | $ 291,000 |
| Bay County Florida | 2 | $ 999,000 | $ 499,000 | $ 337,000 |
| Fayette County Georgia | 2 | $ 846,000 | $ 423,000 | $ 157,000 |
| Paulding County Georgia | 2 | $ 323,000 | $ 161,000 | $ 65,000 |
| Hawaii County Hawaii | 2 | $ 232,000 | $ 116,000 | $ 65,000 |
| Will County Illinois | 2 | $ 559,000 | $ 279,000 | $ 215,000 |
| Montgomery County Maryland | 2 | $ 910,000 | $ 455,000 | $ 167,000 |
| Middlesex County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 116,000 |
| Washtenaw County Michigan | 2 | $ 244,000 | $ 122,000 | $ 48,000 |
| Jackson County Mississippi | 2 | $ 402,000 | $ 201,000 | $ 151,000 |
| Cattaraugus County New York | 2 | $ 352,000 | $ 176,000 | $ 417,000 |
| Erie County New York | 2 | $ 345,000 | $ 172,000 | $ 55,000 |
| Westchester County New York | 2 | $ 748,000 | $ 374,000 | $ 142,000 |
| Buncombe County North Carolina | 2 | $ 726,000 | $ 363,000 | $ 132,000 |
| Cabarrus County North Carolina | 2 | $ 344,000 | $ 172,000 | $ 90,000 |
| Cleveland County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 72,000 |
| Ward County North Dakota | 2 | $ 376,000 | $ 188,000 | $ 105,000 |
| Hamilton County Ohio | 2 | $ 313,000 | $ 156,000 | $ 95,000 |
| Multnomah County Oregon | 2 | $ 526,000 | $ 263,000 | $ 165,000 |
| Washington County Oregon | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Allegheny County Pennsylvania | 2 | $ 367,000 | $ 183,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 2 | $ 991,000 | $ 495,000 | $ 1,274,000 |
| Dorchester County South Carolina | 2 | $ 513,000 | $ 256,000 | $ 224,000 |
| Jefferson County Tennessee | 2 | $ 346,000 | $ 173,000 | $ 463,000 |
| Williamson County Tennessee | 2 | $ 796,000 | $ 398,000 | $ 1,540,000 |
| Travis County Texas | 2 | $ 441,000 | $ 220,000 | $ 117,000 |
| Arlington County Virginia | 2 | $ 2,067,000 | $ 1,033,000 | $ 1,183,000 |
| Fairfax County Virginia | 2 | $ 817,000 | $ 408,000 | $ 137,000 |
| Loudoun County Virginia | 2 | $ 592,000 | $ 296,000 | $ 128,000 |
| Virginia Beach County Virginia | 2 | $ 677,000 | $ 338,000 | $ 109,000 |
| Clark County Washington | 2 | $ 892,000 | $ 446,000 | $ 182,000 |
| Pierce County Washington | 2 | $ 614,000 | $ 307,000 | $ 94,000 |
| Dane County Wisconsin | 2 | $ 296,000 | $ 148,000 | $ 75,000 |
| Lee County Alabama | 1 | $ 148,000 | $ 148,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
| Mohave County Arizona | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Navajo County Arizona | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Pima County Arizona | 1 | $ 241,000 | $ 241,000 | $ 62,000 |
| Yuma County Arizona | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
| Alameda County California | 1 | $ 552,000 | $ 552,000 | $ 181,000 |
| Fresno County California | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 378,000 |
| San Bernardino County California | 1 | $ 346,000 | $ 346,000 | $ 100,000 |
| San Francisco County California | 1 | $ 552,000 | $ 552,000 | $ 130,000 |
| San Joaquin County California | 1 | $ 103,000 | $ 103,000 | $ 39,000 |
| Santa Barbara County California | 1 | $ 470,000 | $ 470,000 | $ 90,000 |
| Sonoma County California | 1 | $ 1,219,000 | $ 1,219,000 | $ 400,000 |
| Stanislaus County California | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Boulder County Colorado | 1 | $ 258,000 | $ 258,000 | $ 125,000 |
| El Paso County Colorado | 1 | $ 269,000 | $ 269,000 | $ 164,000 |
| Fairfield County Connecticut | 1 | $ 1,139,000 | $ 1,139,000 | $ 254,000 |
| New Haven County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 118,000 |
| Clay County Florida | 1 | $ 189,000 | $ 189,000 | $ 143,000 |
| Highlands County Florida | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Nassau County Florida | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Santa Rosa County Florida | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Walton County Florida | 1 | $ 189,000 | $ 189,000 | $ 232,000 |
| Bartow County Georgia | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Carroll County Georgia | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Chatham County Georgia | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Coweta County Georgia | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Douglas County Georgia | 1 | $ 363,000 | $ 363,000 | $ 100,000 |
| Newton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 340,000 |
| Rockdale County Georgia | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Treutlen County Georgia | 1 | $ 264,000 | $ 264,000 | $ 140,000 |
| Walton County Georgia | 1 | $ 116,000 | $ 116,000 | $ 35,000 |
| Whitfield County Georgia | 1 | $ 231,000 | $ 231,000 | $ 75,000 |
| Honolulu County Hawaii | 1 | $ 175,000 | $ 175,000 | $ 639,000 |
| Bonner County Idaho | 1 | $ 554,000 | $ 554,000 | $ 324,000 |
| Madison County Idaho | 1 | $ 73,000 | $ 73,000 | $ 84,000 |
| Kane County Illinois | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Perry County Illinois | 1 | $ 189,000 | $ 189,000 | $ 146,000 |
| Lake County Indiana | 1 | $ 199,000 | $ 199,000 | $ 82,000 |
| Steuben County Indiana | 1 | $ 224,000 | $ 224,000 | $ 178,000 |
| Pottawattamie County Iowa | 1 | $ 281,000 | $ 281,000 | $ 75,000 |
| Jessamine County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Plymouth County Massachusetts | 1 | $ 523,000 | $ 523,000 | $ 656,000 |
| Worcester County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Genesee County Michigan | 1 | $ 1,031,000 | $ 1,031,000 | $ 225,000 |
| Grand Traverse County Michigan | 1 | $ 270,000 | $ 270,000 | $ 262,000 |
| Houghton County Michigan | 1 | $ 171,000 | $ 171,000 | $ 85,000 |
| Lapeer County Michigan | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Livingston County Michigan | 1 | $ 292,000 | $ 292,000 | $ 526,000 |
| Macomb County Michigan | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Ogemaw County Michigan | 1 | $ 40,000 | $ 40,000 | $ 103,000 |
| Otsego County Michigan | 1 | $ 189,000 | $ 189,000 | $ 306,000 |
| St. Clair County Michigan | 1 | $ 121,000 | $ 121,000 | $ 117,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Cook County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 201,000 |
| St. Louis County Missouri | 1 | $ 339,000 | $ 339,000 | $ 185,000 |
| Lake County Montana | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Washoe County Nevada | 1 | $ 190,000 | $ 190,000 | $ 135,000 |
| Essex County New Jersey | 1 | $ 753,000 | $ 753,000 | $ 668,000 |
| Morris County New Jersey | 1 | $ 813,000 | $ 813,000 | $ 1,000,000 |
| Clinton County New York | 1 | $ 573,000 | $ 573,000 | $ 265,000 |
| New York County New York | 1 | $ 1,850,000 | $ 1,850,000 | $ 434,000 |
| Orleans County New York | 1 | $ 111,000 | $ 111,000 | $ 168,000 |
| Queens County New York | 1 | $ 319,000 | $ 319,000 | $ 105,000 |
| Suffolk County New York | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
| Warren County New York | 1 | $ 381,000 | $ 381,000 | $ 318,000 |
| Wayne County New York | 1 | $ 48,000 | $ 48,000 | $ 97,000 |
| Alamance County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Carteret County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Chatham County North Carolina | 1 | $ 1,796,000 | $ 1,796,000 | $ 347,000 |
| Craven County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Davidson County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
| Forsyth County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 140,000 |
| Guilford County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 125,000 |
| Harnett County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 595,000 |
| Johnston County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Rockingham County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Scotland County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 45,000 |
| Union County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 163,000 |
| Yancey County North Carolina | 1 | $ 518,000 | $ 518,000 | $ 252,000 |
| Mercer County North Dakota | 1 | $ 140,000 | $ 140,000 | $ 166,000 |
| Geauga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 205,000 |
| Oklahoma County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 125,000 |
| Tulsa County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Wasco County Oregon | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
| Cumberland County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 67,000 |
| Dauphin County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 195,000 |
| Lawrence County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Lycoming County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 130,000 |
| Colleton County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Darlington County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 95,000 |
| Lancaster County South Carolina | 1 | $ 321,000 | $ 321,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 135,000 |
| El Paso County Texas | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Erath County Texas | 1 | $ 200,000 | $ 200,000 | $ 230,000 |
| Galveston County Texas | 1 | $ 290,000 | $ 290,000 | $ 190,000 |
| Guadalupe County Texas | 1 | $ 230,000 | $ 230,000 | $ 142,000 |
| Jefferson County Texas | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
| Parker County Texas | 1 | $ 168,000 | $ 168,000 | $ 170,000 |
| Duchesne County Utah | 1 | $ 73,000 | $ 73,000 | $ 99,000 |
| Wasatch County Utah | 1 | $ 228,000 | $ 228,000 | $ 275,000 |
| Lamoille County Vermont | 1 | $ 325,000 | $ 325,000 | $ 504,000 |
| Orange County Vermont | 1 | $ 197,000 | $ 197,000 | $ 155,000 |
| Alexandria County Virginia | 1 | $ 572,000 | $ 572,000 | $ 429,000 |
| Bedford County Virginia | 1 | $ 173,000 | $ 173,000 | $ 244,000 |
| Chesapeake County Virginia | 1 | $ 292,000 | $ 292,000 | $ 142,000 |
| Hampton County Virginia | 1 | $ 773,000 | $ 773,000 | $ 250,000 |
| Lynchburg County Virginia | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Manassas County Virginia | 1 | $ 102,000 | $ 102,000 | $ 119,000 |
| Prince William County Virginia | 1 | $ 120,000 | $ 120,000 | $ 81,000 |
| Spotsylvania County Virginia | 1 | $ 319,000 | $ 319,000 | $ 305,000 |
| Cowlitz County Washington | 1 | $ 29,000 | $ 29,000 | $ 57,000 |
| Island County Washington | 1 | $ 257,000 | $ 257,000 | $ 168,000 |
| Spokane County Washington | 1 | $ 561,000 | $ 561,000 | $ 270,000 |
| Yakima County Washington | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Racine County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,135 | $286,661,000 | $252,000 | $3,879,000 | $215,000 | $4,159,000 |
| Refinancing | 315 | $92,030,000 | $292,000 | $2,500,000 | $307,000 | $6,577,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,051 | $282,330,000 | $268,000 | $3,348,000 | $258,000 | $6,577,000 |
| Not Provided | 232 | $61,177,000 | $263,000 | $3,879,000 | $233,000 | $4,159,000 |
| Asian | 89 | $18,262,000 | $205,000 | $2,400,000 | $127,000 | $966,000 |
| Black or African American | 34 | $6,141,000 | $180,000 | $1,034,000 | $100,000 | $359,000 |
| Not applicable | 34 | $8,960,000 | $263,000 | $1,071,000 | $6,000 | $63,000 |
| Hispanic | 6 | $1,075,000 | $179,000 | $500,000 | $106,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $334,000 | $167,000 | $203,000 | $70,000 | $81,000 |
| American Indian or Alaskan Native | 2 | $412,000 | $206,000 | $252,000 | $31,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,450 | $378,691,000 | $261,000 | $3,879,000 | $235,000 | $6,577,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,058 | $280,668,000 | $265,000 | $3,879,000 | $243,000 | $6,577,000 |
| Loan Originated | 218 | $54,941,000 | $252,000 | $1,031,000 | $230,000 | $3,250,000 |
| Application Denied By Financial Institution | 80 | $20,225,000 | $252,000 | $2,400,000 | $186,000 | $1,705,000 |
| Application Withdrawn By Applicant | 51 | $12,773,000 | $250,000 | $1,850,000 | $186,000 | $678,000 |
| Application Approved But Not Accepted | 35 | $9,183,000 | $262,000 | $2,000,000 | $190,000 | $936,000 |
| File Closed For Incompleteness | 8 | $901,000 | $112,000 | $257,000 | $229,000 | $639,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $5,946,000 | $312,000 | $2,400,000 | $249,000 | $966,000 |
| Debt-To-Income Ratio | 19 | $6,501,000 | $342,000 | $1,500,000 | $128,000 | $446,000 |
| Credit Application Incomplete | 18 | $4,182,000 | $232,000 | $1,359,000 | $257,000 | $1,705,000 |
| Other | 10 | $1,651,000 | $165,000 | $650,000 | $150,000 | $211,000 |
| Collateral | 9 | $1,138,000 | $126,000 | $350,000 | $128,000 | $359,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $660,000 | $220,000 | $279,000 | $116,000 | $140,000 |
| Unverifiable Information | 1 | $109,000 | $109,000 | $109,000 | $61,000 | $61,000 |
| Employment History | 1 | $38,000 | $38,000 | $38,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.