Rbc Bank (Georgia), N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Rbc Bank (Georgia), N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. 8081 Arco Corporate Drive Raleigh, NC 27617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 736 |
| Total Mortgage Loan Application Amount | $194,276,000 |
| Average Mortgage Loan Application Amount | $252,000 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $191,500 |
| Highest Applicant Income | $4,262,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Rbc Bank (Georgia), N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank (Georgia), N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Rbc Bank (Georgia), N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank (Georgia), N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank (Georgia), N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank (Georgia), N.A.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 50 | $ 10,343,000 | $ 206,000 | $ 211,000 |
| Cobb County Georgia | 34 | $ 5,138,000 | $ 151,000 | $ 82,000 |
| Fulton County Georgia | 29 | $ 6,853,000 | $ 236,000 | $ 164,000 |
| Lee County Florida | 28 | $ 5,466,000 | $ 195,000 | $ 194,000 |
| Gwinnett County Georgia | 25 | $ 3,560,000 | $ 142,000 | $ 66,000 |
| Osceola County Florida | 24 | $ 3,408,000 | $ 142,000 | $ 143,000 |
| DeKalb County Georgia | 24 | $ 3,465,000 | $ 144,000 | $ 89,000 |
| Los Angeles County California | 18 | $ 9,235,000 | $ 513,000 | $ 231,000 |
| Riverside County California | 15 | $ 3,915,000 | $ 261,000 | $ 196,000 |
| Cherokee County Georgia | 15 | $ 1,878,000 | $ 125,000 | $ 40,000 |
| Broward County Florida | 14 | $ 3,800,000 | $ 271,000 | $ 219,000 |
| Harris County Texas | 14 | $ 4,341,000 | $ 310,000 | $ 154,000 |
| Collier County Florida | 13 | $ 7,782,000 | $ 598,000 | $ 422,000 |
| Sarasota County Florida | 13 | $ 2,181,000 | $ 167,000 | $ 115,000 |
| Palm Beach County Florida | 12 | $ 8,212,000 | $ 684,000 | $ 539,000 |
| Clark County Nevada | 12 | $ 1,329,000 | $ 110,000 | $ 144,000 |
| San Diego County California | 11 | $ 5,218,000 | $ 474,000 | $ 258,000 |
| Miami-Dade County Florida | 11 | $ 4,889,000 | $ 444,000 | $ 326,000 |
| Polk County Florida | 10 | $ 1,420,000 | $ 142,000 | $ 173,000 |
| Forsyth County Georgia | 10 | $ 1,768,000 | $ 176,000 | $ 73,000 |
| Orange County California | 9 | $ 6,007,000 | $ 667,000 | $ 702,000 |
| King County Washington | 9 | $ 3,303,000 | $ 367,000 | $ 105,000 |
| Pinellas County Florida | 8 | $ 1,529,000 | $ 191,000 | $ 197,000 |
| Volusia County Florida | 7 | $ 1,195,000 | $ 170,000 | $ 97,000 |
| Fort Bend County Texas | 7 | $ 2,045,000 | $ 292,000 | $ 198,000 |
| Montgomery County Texas | 7 | $ 2,248,000 | $ 321,000 | $ 195,000 |
| Pinal County Arizona | 6 | $ 595,000 | $ 99,000 | $ 159,000 |
| Hillsborough County Florida | 6 | $ 950,000 | $ 158,000 | $ 118,000 |
| Henry County Georgia | 6 | $ 565,000 | $ 94,000 | $ 43,000 |
| Cook County Illinois | 6 | $ 1,308,000 | $ 218,000 | $ 90,000 |
| Oakland County Michigan | 6 | $ 2,054,000 | $ 342,000 | $ 366,000 |
| Wake County North Carolina | 6 | $ 2,055,000 | $ 342,000 | $ 142,000 |
| Whatcom County Washington | 6 | $ 1,279,000 | $ 213,000 | $ 116,000 |
| Contra Costa County California | 5 | $ 2,543,000 | $ 508,000 | $ 115,000 |
| Orange County Florida | 5 | $ 817,000 | $ 163,000 | $ 112,000 |
| Maui County Hawaii | 5 | $ 2,691,000 | $ 538,000 | $ 744,000 |
| Santa Clara County California | 4 | $ 3,762,000 | $ 940,000 | $ 239,000 |
| Ventura County California | 4 | $ 2,252,000 | $ 563,000 | $ 353,000 |
| Douglas County Colorado | 4 | $ 1,082,000 | $ 270,000 | $ 144,000 |
| Duval County Florida | 4 | $ 927,000 | $ 231,000 | $ 331,000 |
| Manatee County Florida | 4 | $ 1,224,000 | $ 306,000 | $ 250,000 |
| St. Lucie County Florida | 4 | $ 446,000 | $ 111,000 | $ 51,000 |
| Paulding County Georgia | 4 | $ 397,000 | $ 99,000 | $ 43,000 |
| Suffolk County Massachusetts | 4 | $ 2,124,000 | $ 531,000 | $ 1,145,000 |
| Horry County South Carolina | 4 | $ 586,000 | $ 146,000 | $ 101,000 |
| Denton County Texas | 4 | $ 1,458,000 | $ 364,000 | $ 517,000 |
| San Francisco County California | 3 | $ 1,741,000 | $ 580,000 | $ 188,000 |
| Seminole County Florida | 3 | $ 535,000 | $ 178,000 | $ 136,000 |
| Carroll County Georgia | 3 | $ 334,000 | $ 111,000 | $ 51,000 |
| Chatham County Georgia | 3 | $ 518,000 | $ 172,000 | $ 87,000 |
| Clayton County Georgia | 3 | $ 186,000 | $ 62,000 | $ 37,000 |
| Fayette County Georgia | 3 | $ 481,000 | $ 160,000 | $ 76,000 |
| Walton County Georgia | 3 | $ 453,000 | $ 151,000 | $ 43,000 |
| Middlesex County Massachusetts | 3 | $ 978,000 | $ 326,000 | $ 137,000 |
| Flathead County Montana | 3 | $ 389,000 | $ 129,000 | $ 185,000 |
| Hudson County New Jersey | 3 | $ 698,000 | $ 232,000 | $ 115,000 |
| Cattaraugus County New York | 3 | $ 432,000 | $ 144,000 | $ 168,000 |
| Davidson County Tennessee | 3 | $ 1,297,000 | $ 432,000 | $ 1,274,000 |
| Tarrant County Texas | 3 | $ 1,503,000 | $ 501,000 | $ 329,000 |
| Yavapai County Arizona | 2 | $ 184,000 | $ 92,000 | $ 100,000 |
| Alameda County California | 2 | $ 786,000 | $ 393,000 | $ 135,000 |
| Marin County California | 2 | $ 818,000 | $ 409,000 | $ 2,200,000 |
| Napa County California | 2 | $ 1,423,000 | $ 711,000 | $ 240,000 |
| Jefferson County Colorado | 2 | $ 792,000 | $ 396,000 | $ 147,000 |
| Bay County Florida | 2 | $ 256,000 | $ 128,000 | $ 50,000 |
| Charlotte County Florida | 2 | $ 238,000 | $ 119,000 | $ 77,000 |
| Pasco County Florida | 2 | $ 516,000 | $ 258,000 | $ 111,000 |
| Sumter County Florida | 2 | $ 432,000 | $ 216,000 | $ 199,000 |
| Walton County Florida | 2 | $ 363,000 | $ 181,000 | $ 101,000 |
| Dawson County Georgia | 2 | $ 373,000 | $ 186,000 | $ 68,000 |
| Meriwether County Georgia | 2 | $ 185,000 | $ 92,000 | $ 106,000 |
| Spalding County Georgia | 2 | $ 196,000 | $ 98,000 | $ 83,000 |
| Hawaii County Hawaii | 2 | $ 480,000 | $ 240,000 | $ 267,000 |
| Ada County Idaho | 2 | $ 495,000 | $ 247,000 | $ 148,000 |
| York County Maine | 2 | $ 344,000 | $ 172,000 | $ 133,000 |
| Ingham County Michigan | 2 | $ 596,000 | $ 298,000 | $ 145,000 |
| Lincoln County Montana | 2 | $ 490,000 | $ 245,000 | $ 224,000 |
| Lancaster County Nebraska | 2 | $ 202,000 | $ 101,000 | $ 183,000 |
| New York County New York | 2 | $ 1,717,000 | $ 858,000 | $ 1,208,000 |
| Chatham County North Carolina | 2 | $ 1,864,000 | $ 932,000 | $ 391,000 |
| Mecklenburg County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 179,000 |
| Multnomah County Oregon | 2 | $ 730,000 | $ 365,000 | $ 169,000 |
| Montgomery County Pennsylvania | 2 | $ 1,255,000 | $ 627,000 | $ 214,000 |
| Greenville County South Carolina | 2 | $ 484,000 | $ 242,000 | $ 84,000 |
| Collin County Texas | 2 | $ 363,000 | $ 181,000 | $ 93,000 |
| Galveston County Texas | 2 | $ 548,000 | $ 274,000 | $ 105,000 |
| Travis County Texas | 2 | $ 668,000 | $ 334,000 | $ 94,000 |
| Grand Isle County Vermont | 2 | $ 406,000 | $ 203,000 | $ 55,000 |
| Spotsylvania County Virginia | 2 | $ 333,000 | $ 166,000 | $ 69,000 |
| Pierce County Washington | 2 | $ 552,000 | $ 276,000 | $ 86,000 |
| Skagit County Washington | 2 | $ 761,000 | $ 380,000 | $ 201,000 |
| Lee County Alabama | 1 | $ 239,000 | $ 239,000 | $ 65,000 |
| Montgomery County Alabama | 1 | $ 37,000 | $ 37,000 | $ 40,000 |
| Shelby County Alabama | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| St. Clair County Alabama | 1 | $ 100,000 | $ 100,000 | $ 156,000 |
| Matanuska-Susitna County Alaska | 1 | $ 244,000 | $ 244,000 | $ 63,000 |
| Conway County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Monterey County California | 1 | $ 213,000 | $ 213,000 | $ 193,000 |
| Sacramento County California | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| San Bernardino County California | 1 | $ 238,000 | $ 238,000 | $ 128,000 |
| San Mateo County California | 1 | $ 975,000 | $ 975,000 | $ 354,000 |
| Santa Barbara County California | 1 | $ 327,000 | $ 327,000 | $ 162,000 |
| Stanislaus County California | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 256,000 | $ 256,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 1 | $ 469,000 | $ 469,000 | $ 170,000 |
| Brevard County Florida | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| Citrus County Florida | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Flagler County Florida | 1 | $ 150,000 | $ 150,000 | $ 218,000 |
| Hernando County Florida | 1 | $ 74,000 | $ 74,000 | $ 71,000 |
| Indian River County Florida | 1 | $ 160,000 | $ 160,000 | $ 864,000 |
| Lake County Florida | 1 | $ 120,000 | $ 120,000 | $ 170,000 |
| Leon County Florida | 1 | $ 500,000 | $ 500,000 | $ 238,000 |
| Marion County Florida | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Martin County Florida | 1 | $ 93,000 | $ 93,000 | $ 85,000 |
| Monroe County Florida | 1 | $ 227,000 | $ 227,000 | $ 88,000 |
| Barrow County Georgia | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Coweta County Georgia | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Douglas County Georgia | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Haralson County Georgia | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Lamar County Georgia | 1 | $ 136,000 | $ 136,000 | $ 62,000 |
| Pickens County Georgia | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Honolulu County Hawaii | 1 | $ 1,250,000 | $ 1,250,000 | $ 527,000 |
| Kootenai County Idaho | 1 | $ 228,000 | $ 228,000 | $ 98,000 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 584,000 |
| Kane County Illinois | 1 | $ 72,000 | $ 72,000 | $ 90,000 |
| Peoria County Illinois | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Porter County Indiana | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Johnson County Kansas | 1 | $ 106,000 | $ 106,000 | $ 113,000 |
| Riley County Kansas | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Sedgwick County Kansas | 1 | $ 168,000 | $ 168,000 | $ 129,000 |
| Hardin County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 146,000 |
| Warren County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Caddo County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| St. Tammany County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 133,000 |
| Cumberland County Maine | 1 | $ 1,335,000 | $ 1,335,000 | $ 236,000 |
| Baltimore County Maryland | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Essex County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Norfolk County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Plymouth County Massachusetts | 1 | $ 502,000 | $ 502,000 | $ 348,000 |
| Worcester County Massachusetts | 1 | $ 468,000 | $ 468,000 | $ 190,000 |
| Genesee County Michigan | 1 | $ 54,000 | $ 54,000 | $ 233,000 |
| Kalkaska County Michigan | 1 | $ 121,000 | $ 121,000 | $ 187,000 |
| Midland County Michigan | 1 | $ 251,000 | $ 251,000 | $ 300,000 |
| Otsego County Michigan | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Wayne County Michigan | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Hennepin County Minnesota | 1 | $ 750,000 | $ 750,000 | $ 1,297,000 |
| Lake County Montana | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Monmouth County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Essex County New York | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Franklin County New York | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Kings County New York | 1 | $ 400,000 | $ 400,000 | $ 125,000 |
| Nassau County New York | 1 | $ 456,000 | $ 456,000 | $ 1,248,000 |
| Niagara County New York | 1 | $ 128,000 | $ 128,000 | $ 92,000 |
| Orleans County New York | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Suffolk County New York | 1 | $ 550,000 | $ 550,000 | $ 341,000 |
| Tompkins County New York | 1 | $ 330,000 | $ 330,000 | $ 167,000 |
| Westchester County New York | 1 | $ 650,000 | $ 650,000 | $ 199,000 |
| McDowell County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 150,000 |
| Orange County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 89,000 |
| Pender County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 289,000 |
| Cass County North Dakota | 1 | $ 323,000 | $ 323,000 | $ 77,000 |
| Stark County North Dakota | 1 | $ 177,000 | $ 177,000 | $ 91,000 |
| Cuyahoga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Geauga County Ohio | 1 | $ 180,000 | $ 180,000 | $ 198,000 |
| Hamilton County Ohio | 1 | $ 59,000 | $ 59,000 | $ 109,000 |
| Portage County Ohio | 1 | $ 263,000 | $ 263,000 | $ 137,000 |
| Summit County Ohio | 1 | $ 139,000 | $ 139,000 | $ 124,000 |
| Washington County Oregon | 1 | $ 293,000 | $ 293,000 | $ 140,000 |
| Adams County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 168,000 |
| Bradford County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 120,000 |
| Bucks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Dauphin County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Erie County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 130,000 |
| Lancaster County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 128,000 |
| Beaufort County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Charleston County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 117,000 |
| Georgetown County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 264,000 |
| Robertson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 140,000 |
| Williamson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Bell County Texas | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| Bexar County Texas | 1 | $ 307,000 | $ 307,000 | $ 130,000 |
| Hays County Texas | 1 | $ 129,000 | $ 129,000 | $ 35,000 |
| Midland County Texas | 1 | $ 372,000 | $ 372,000 | $ 84,000 |
| Parker County Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Rockwall County Texas | 1 | $ 270,000 | $ 270,000 | $ 154,000 |
| Summit County Utah | 1 | $ 151,000 | $ 151,000 | $ 117,000 |
| Washington County Utah | 1 | $ 114,000 | $ 114,000 | $ 83,000 |
| Chittenden County Vermont | 1 | $ 386,000 | $ 386,000 | $ 303,000 |
| Arlington County Virginia | 1 | $ 354,000 | $ 354,000 | $ 303,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 182,000 |
| Loudoun County Virginia | 1 | $ 200,000 | $ 200,000 | $ 170,000 |
| Jefferson County Washington | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Snohomish County Washington | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Kenosha County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 130,000 |
| Natrona County Wyoming | 1 | $ 234,000 | $ 234,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 526 | $146,698,000 | $278,000 | $2,500,000 | $204,000 | $4,000,000 |
| Refinancing | 210 | $47,578,000 | $226,000 | $2,700,000 | $179,000 | $4,262,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 436 | $121,863,000 | $279,000 | $2,700,000 | $217,000 | $4,000,000 |
| Not Provided | 198 | $51,122,000 | $258,000 | $1,873,000 | $186,000 | $4,262,000 |
| Asian | 68 | $14,344,000 | $210,000 | $975,000 | $139,000 | $1,182,000 |
| Black or African American | 21 | $2,952,000 | $140,000 | $250,000 | $91,000 | $255,000 |
| Hispanic | 10 | $2,287,000 | $228,000 | $550,000 | $169,000 | $341,000 |
| American Indian or Alaskan Native | 2 | $1,408,000 | $704,000 | $732,000 | $321,000 | $328,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $300,000 | $300,000 | $300,000 | $63,000 | $63,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 736 | $194,276,000 | $263,000 | $2,700,000 | $197,000 | $4,262,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 339 | $95,856,000 | $282,000 | $1,725,000 | $253,000 | $4,262,000 |
| Loan Purchased By The Institution | 147 | $20,091,000 | $136,000 | $408,000 | $64,000 | $910,000 |
| Application Denied By Financial Institution | 120 | $36,330,000 | $302,000 | $2,700,000 | $187,000 | $2,209,000 |
| Application Withdrawn By Applicant | 62 | $15,191,000 | $245,000 | $850,000 | $160,000 | $812,000 |
| Application Approved But Not Accepted | 62 | $24,522,000 | $395,000 | $2,500,000 | $270,000 | $3,263,000 |
| File Closed For Incompleteness | 6 | $2,286,000 | $381,000 | $1,250,000 | $175,000 | $527,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 43 | $10,624,000 | $247,000 | $1,335,000 | $151,000 | $2,209,000 |
| Collateral | 27 | $5,847,000 | $216,000 | $720,000 | $139,000 | $550,000 |
| Credit History | 18 | $7,438,000 | $413,000 | $1,664,000 | $222,000 | $708,000 |
| Unverifiable Information | 9 | $3,185,000 | $353,000 | $1,100,000 | $233,000 | $1,237,000 |
| Other | 7 | $830,000 | $118,000 | $244,000 | $176,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,970,000 | $281,000 | $684,000 | $132,000 | $231,000 |
| Credit Application Incomplete | 7 | $6,172,000 | $881,000 | $2,700,000 | $527,000 | $1,807,000 |
| Employment History | 2 | $264,000 | $132,000 | $192,000 | $113,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.