Rbc Bank (Georgia), N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Rbc Bank (Georgia), N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. 8081 Arco Corporate Drive Raleigh, NC 27617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,147 |
| Total Mortgage Loan Application Amount | $343,625,000 |
| Average Mortgage Loan Application Amount | $294,500 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $225,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Rbc Bank (Georgia), N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank (Georgia), N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Rbc Bank (Georgia), N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank (Georgia), N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank (Georgia), N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank (Georgia), N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 104 | $ 28,207,000 | $ 271,000 | $ 252,000 |
| Lee County Florida | 64 | $ 14,525,000 | $ 226,000 | $ 185,000 |
| Riverside County California | 49 | $ 19,137,000 | $ 390,000 | $ 222,000 |
| Palm Beach County Florida | 38 | $ 12,972,000 | $ 341,000 | $ 219,000 |
| Collier County Florida | 37 | $ 10,417,000 | $ 281,000 | $ 280,000 |
| Broward County Florida | 33 | $ 7,621,000 | $ 230,000 | $ 202,000 |
| Fulton County Georgia | 26 | $ 3,231,000 | $ 124,000 | $ 75,000 |
| Manatee County Florida | 25 | $ 5,264,000 | $ 210,000 | $ 164,000 |
| Pinellas County Florida | 25 | $ 4,712,000 | $ 188,000 | $ 159,000 |
| Orange County Florida | 20 | $ 5,134,000 | $ 256,000 | $ 168,000 |
| Los Angeles County California | 19 | $ 13,465,000 | $ 708,000 | $ 698,000 |
| Sarasota County Florida | 19 | $ 4,667,000 | $ 245,000 | $ 188,000 |
| Miami-Dade County Florida | 18 | $ 10,128,000 | $ 562,000 | $ 870,000 |
| Polk County Florida | 18 | $ 3,919,000 | $ 217,000 | $ 124,000 |
| Orange County California | 17 | $ 9,776,000 | $ 575,000 | $ 414,000 |
| Osceola County Florida | 15 | $ 2,589,000 | $ 172,000 | $ 143,000 |
| Harris County Texas | 15 | $ 5,701,000 | $ 380,000 | $ 198,000 |
| King County Washington | 15 | $ 8,084,000 | $ 538,000 | $ 259,000 |
| Pinal County Arizona | 14 | $ 1,528,000 | $ 109,000 | $ 149,000 |
| San Diego County California | 14 | $ 8,855,000 | $ 632,000 | $ 242,000 |
| Gwinnett County Georgia | 14 | $ 1,835,000 | $ 131,000 | $ 55,000 |
| Clark County Nevada | 14 | $ 3,789,000 | $ 270,000 | $ 125,000 |
| Hillsborough County Florida | 13 | $ 3,175,000 | $ 244,000 | $ 362,000 |
| Wake County North Carolina | 12 | $ 4,170,000 | $ 347,000 | $ 174,000 |
| Cobb County Georgia | 11 | $ 1,665,000 | $ 151,000 | $ 48,000 |
| DeKalb County Georgia | 11 | $ 2,043,000 | $ 185,000 | $ 84,000 |
| Whatcom County Washington | 11 | $ 3,931,000 | $ 357,000 | $ 671,000 |
| Oakland County Michigan | 9 | $ 2,185,000 | $ 242,000 | $ 100,000 |
| Collin County Texas | 9 | $ 3,014,000 | $ 334,000 | $ 167,000 |
| Lake County Florida | 8 | $ 1,577,000 | $ 197,000 | $ 145,000 |
| Seminole County Florida | 8 | $ 1,313,000 | $ 164,000 | $ 137,000 |
| Horry County South Carolina | 8 | $ 1,173,000 | $ 146,000 | $ 145,000 |
| Fort Bend County Texas | 8 | $ 2,403,000 | $ 300,000 | $ 152,000 |
| Tarrant County Texas | 8 | $ 1,979,000 | $ 247,000 | $ 184,000 |
| Alameda County California | 7 | $ 3,603,000 | $ 514,000 | $ 168,000 |
| Pasco County Florida | 7 | $ 1,194,000 | $ 170,000 | $ 124,000 |
| Maui County Hawaii | 7 | $ 2,885,000 | $ 412,000 | $ 842,000 |
| Denton County Texas | 7 | $ 2,027,000 | $ 289,000 | $ 226,000 |
| Montgomery County Texas | 7 | $ 2,254,000 | $ 322,000 | $ 155,000 |
| Henry County Georgia | 6 | $ 735,000 | $ 122,000 | $ 40,000 |
| Mecklenburg County North Carolina | 6 | $ 1,494,000 | $ 249,000 | $ 169,000 |
| Santa Clara County California | 5 | $ 5,498,000 | $ 1,099,000 | $ 318,000 |
| Charlotte County Florida | 5 | $ 1,251,000 | $ 250,000 | $ 166,000 |
| Volusia County Florida | 5 | $ 1,081,000 | $ 216,000 | $ 125,000 |
| Douglas County Georgia | 5 | $ 460,000 | $ 92,000 | $ 32,000 |
| Forsyth County Georgia | 5 | $ 1,200,000 | $ 240,000 | $ 84,000 |
| Hawaii County Hawaii | 5 | $ 2,518,000 | $ 503,000 | $ 245,000 |
| Honolulu County Hawaii | 5 | $ 1,777,000 | $ 355,000 | $ 212,000 |
| Hennepin County Minnesota | 5 | $ 1,462,000 | $ 292,000 | $ 118,000 |
| Flathead County Montana | 5 | $ 737,000 | $ 147,000 | $ 200,000 |
| Williamson County Tennessee | 5 | $ 1,599,000 | $ 319,000 | $ 155,000 |
| Pima County Arizona | 4 | $ 710,000 | $ 177,000 | $ 143,000 |
| San Francisco County California | 4 | $ 2,148,000 | $ 537,000 | $ 251,000 |
| Denver County Colorado | 4 | $ 3,097,000 | $ 774,000 | $ 629,000 |
| Jefferson County Colorado | 4 | $ 2,252,000 | $ 563,000 | $ 302,000 |
| Brevard County Florida | 4 | $ 860,000 | $ 215,000 | $ 124,000 |
| Indian River County Florida | 4 | $ 685,000 | $ 171,000 | $ 157,000 |
| Marion County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 130,000 |
| Clayton County Georgia | 4 | $ 358,000 | $ 89,000 | $ 39,000 |
| Cook County Illinois | 4 | $ 730,000 | $ 182,000 | $ 101,000 |
| Kalamazoo County Michigan | 4 | $ 1,036,000 | $ 259,000 | $ 143,000 |
| Erie County New York | 4 | $ 643,000 | $ 160,000 | $ 145,000 |
| New York County New York | 4 | $ 4,299,000 | $ 1,074,000 | $ 2,772,000 |
| Franklin County Ohio | 4 | $ 1,670,000 | $ 417,000 | $ 1,591,000 |
| Davidson County Tennessee | 4 | $ 1,194,000 | $ 298,000 | $ 161,000 |
| Bexar County Texas | 4 | $ 829,000 | $ 207,000 | $ 157,000 |
| Travis County Texas | 4 | $ 1,189,000 | $ 297,000 | $ 156,000 |
| Mohave County Arizona | 3 | $ 462,000 | $ 154,000 | $ 163,000 |
| El Paso County Colorado | 3 | $ 642,000 | $ 214,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,080,000 | $ 360,000 | $ 127,000 |
| St. Johns County Florida | 3 | $ 780,000 | $ 260,000 | $ 97,000 |
| St. Lucie County Florida | 3 | $ 726,000 | $ 242,000 | $ 199,000 |
| Cherokee County Georgia | 3 | $ 297,000 | $ 99,000 | $ 36,000 |
| Coweta County Georgia | 3 | $ 564,000 | $ 188,000 | $ 63,000 |
| Ada County Idaho | 3 | $ 801,000 | $ 267,000 | $ 151,000 |
| Baltimore City County Maryland | 3 | $ 824,000 | $ 274,000 | $ 373,000 |
| Lincoln County Montana | 3 | $ 687,000 | $ 229,000 | $ 162,000 |
| Middlesex County New Jersey | 3 | $ 815,000 | $ 271,000 | $ 85,000 |
| Washington County Oregon | 3 | $ 739,000 | $ 246,000 | $ 132,000 |
| Shelby County Tennessee | 3 | $ 854,000 | $ 284,000 | $ 161,000 |
| Dallas County Texas | 3 | $ 1,088,000 | $ 362,000 | $ 217,000 |
| Hays County Texas | 3 | $ 1,051,000 | $ 350,000 | $ 122,000 |
| Williamson County Texas | 3 | $ 630,000 | $ 210,000 | $ 104,000 |
| Skagit County Washington | 3 | $ 1,163,000 | $ 387,000 | $ 198,000 |
| Lee County Alabama | 2 | $ 585,000 | $ 292,000 | $ 100,000 |
| Contra Costa County California | 2 | $ 910,000 | $ 455,000 | $ 183,000 |
| El Dorado County California | 2 | $ 727,000 | $ 363,000 | $ 144,000 |
| Placer County California | 2 | $ 626,000 | $ 313,000 | $ 261,000 |
| San Bernardino County California | 2 | $ 700,000 | $ 350,000 | $ 551,000 |
| San Mateo County California | 2 | $ 1,605,000 | $ 802,000 | $ 190,000 |
| Santa Barbara County California | 2 | $ 998,000 | $ 499,000 | $ 147,000 |
| Santa Cruz County California | 2 | $ 1,610,000 | $ 805,000 | $ 260,000 |
| Ventura County California | 2 | $ 907,000 | $ 453,000 | $ 150,000 |
| Arapahoe County Colorado | 2 | $ 2,670,000 | $ 1,335,000 | $ 3,000,000 |
| Boulder County Colorado | 2 | $ 1,027,000 | $ 513,000 | $ 162,000 |
| Fairfield County Connecticut | 2 | $ 764,000 | $ 382,000 | $ 129,000 |
| Clay County Florida | 2 | $ 258,000 | $ 129,000 | $ 50,000 |
| Duval County Florida | 2 | $ 163,000 | $ 81,000 | $ 56,000 |
| Monroe County Florida | 2 | $ 856,000 | $ 428,000 | $ 163,000 |
| Fayette County Georgia | 2 | $ 536,000 | $ 268,000 | $ 133,000 |
| Paulding County Georgia | 2 | $ 143,000 | $ 71,000 | $ 35,000 |
| DuPage County Illinois | 2 | $ 771,000 | $ 385,000 | $ 109,000 |
| Lake County Illinois | 2 | $ 1,450,000 | $ 725,000 | $ 479,000 |
| Scott County Iowa | 2 | $ 216,000 | $ 108,000 | $ 218,000 |
| Montgomery County Maryland | 2 | $ 588,000 | $ 294,000 | $ 198,000 |
| Essex County Massachusetts | 2 | $ 881,000 | $ 440,000 | $ 143,000 |
| Gladwin County Michigan | 2 | $ 181,000 | $ 90,000 | $ 119,000 |
| Kent County Michigan | 2 | $ 616,000 | $ 308,000 | $ 145,000 |
| Washtenaw County Michigan | 2 | $ 732,000 | $ 366,000 | $ 174,000 |
| Wayne County Michigan | 2 | $ 617,000 | $ 308,000 | $ 113,000 |
| Strafford County New Hampshire | 2 | $ 414,000 | $ 207,000 | $ 79,000 |
| Cattaraugus County New York | 2 | $ 332,000 | $ 166,000 | $ 237,000 |
| Dare County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 250,000 |
| Union County North Carolina | 2 | $ 559,000 | $ 279,000 | $ 173,000 |
| Wood County Ohio | 2 | $ 293,000 | $ 146,000 | $ 50,000 |
| Multnomah County Oregon | 2 | $ 1,026,000 | $ 513,000 | $ 355,000 |
| Delaware County Pennsylvania | 2 | $ 1,839,000 | $ 919,000 | $ 556,000 |
| Greenville County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 133,000 |
| York County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 122,000 |
| Salt Lake County Utah | 2 | $ 440,000 | $ 220,000 | $ 219,000 |
| Chesterfield County Virginia | 2 | $ 788,000 | $ 394,000 | $ 187,000 |
| Pierce County Washington | 2 | $ 200,000 | $ 100,000 | $ 111,000 |
| Baldwin County Alabama | 1 | $ 640,000 | $ 640,000 | $ 176,000 |
| Jefferson County Alabama | 1 | $ 188,000 | $ 188,000 | $ 96,000 |
| Madison County Alabama | 1 | $ 234,000 | $ 234,000 | $ 160,000 |
| Matanuska-Susitna County Alaska | 1 | $ 272,000 | $ 272,000 | $ 292,000 |
| Coconino County Arizona | 1 | $ 94,000 | $ 94,000 | $ 82,000 |
| Yuma County Arizona | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Crawford County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Pulaski County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Washington County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Kern County California | 1 | $ 279,000 | $ 279,000 | $ 130,000 |
| Monterey County California | 1 | $ 443,000 | $ 443,000 | $ 204,000 |
| San Joaquin County California | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Shasta County California | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Douglas County Colorado | 1 | $ 708,000 | $ 708,000 | $ 166,000 |
| San Miguel County Colorado | 1 | $ 240,000 | $ 240,000 | $ 308,000 |
| Hartford County Connecticut | 1 | $ 51,000 | $ 51,000 | $ 115,000 |
| Tolland County Connecticut | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Citrus County Florida | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 226,000 |
| Highlands County Florida | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Martin County Florida | 1 | $ 188,000 | $ 188,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 497,000 | $ 497,000 | $ 106,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| Walton County Florida | 1 | $ 240,000 | $ 240,000 | $ 131,000 |
| Barrow County Georgia | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Brooks County Georgia | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Carroll County Georgia | 1 | $ 299,000 | $ 299,000 | $ 89,000 |
| Chatham County Georgia | 1 | $ 236,000 | $ 236,000 | $ 133,000 |
| Dawson County Georgia | 1 | $ 372,000 | $ 372,000 | $ 220,000 |
| Houston County Georgia | 1 | $ 247,000 | $ 247,000 | $ 160,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Rockdale County Georgia | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Spalding County Georgia | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Champaign County Illinois | 1 | $ 62,000 | $ 62,000 | $ 142,000 |
| McHenry County Illinois | 1 | $ 320,000 | $ 320,000 | $ 135,000 |
| Will County Illinois | 1 | $ 390,000 | $ 390,000 | $ 104,000 |
| Clark County Indiana | 1 | $ 172,000 | $ 172,000 | $ 85,000 |
| Marion County Indiana | 1 | $ 160,000 | $ 160,000 | $ 240,000 |
| St. Joseph County Indiana | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Jefferson County Kansas | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Johnson County Kansas | 1 | $ 392,000 | $ 392,000 | $ 156,000 |
| Sedgwick County Kansas | 1 | $ 340,000 | $ 340,000 | $ 128,000 |
| Fayette County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Jefferson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Kenton County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 69,000 |
| Ascension County Louisiana | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| East Baton Rouge County Louisiana | 1 | $ 380,000 | $ 380,000 | $ 232,000 |
| Lafayette County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Orleans County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Red River County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 64,000 |
| Cumberland County Maine | 1 | $ 101,000 | $ 101,000 | $ 173,000 |
| Penobscot County Maine | 1 | $ 81,000 | $ 81,000 | $ 158,000 |
| York County Maine | 1 | $ 156,000 | $ 156,000 | $ 47,000 |
| Frederick County Maryland | 1 | $ 424,000 | $ 424,000 | $ 103,000 |
| Harford County Maryland | 1 | $ 467,000 | $ 467,000 | $ 696,000 |
| Barnstable County Massachusetts | 1 | $ 492,000 | $ 492,000 | $ 259,000 |
| Hampden County Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 232,000 |
| Worcester County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 145,000 |
| Clare County Michigan | 1 | $ 79,000 | $ 79,000 | $ 143,000 |
| Macomb County Michigan | 1 | $ 101,000 | $ 101,000 | $ 80,000 |
| Carver County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 180,000 |
| Cook County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Olmsted County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Scott County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 64,000 |
| Washington County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 136,000 |
| Clay County Missouri | 1 | $ 58,000 | $ 58,000 | $ 76,000 |
| St. Louis City County Missouri | 1 | $ 306,000 | $ 306,000 | $ 150,000 |
| Rockingham County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 195,000 |
| Bergen County New Jersey | 1 | $ 800,000 | $ 800,000 | $ 103,000 |
| Burlington County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 201,000 |
| Ocean County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Somerset County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 280,000 |
| Grant County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| Santa Fe County New Mexico | 1 | $ 223,000 | $ 223,000 | $ 56,000 |
| Chemung County New York | 1 | $ 119,000 | $ 119,000 | $ 64,000 |
| Monroe County New York | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| Nassau County New York | 1 | $ 310,000 | $ 310,000 | $ 244,000 |
| Niagara County New York | 1 | $ 153,000 | $ 153,000 | $ 92,000 |
| St. Lawrence County New York | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Westchester County New York | 1 | $ 708,000 | $ 708,000 | $ 190,000 |
| Cleveland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Guilford County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Robeson County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 91,000 |
| Williams County North Dakota | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Butler County Ohio | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Champaign County Ohio | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Cuyahoga County Ohio | 1 | $ 396,000 | $ 396,000 | $ 256,000 |
| Montgomery County Ohio | 1 | $ 207,000 | $ 207,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 252,000 | $ 252,000 | $ 290,000 |
| Clatsop County Oregon | 1 | $ 559,000 | $ 559,000 | $ 844,000 |
| Allegheny County Pennsylvania | 1 | $ 334,000 | $ 334,000 | $ 250,000 |
| Bedford County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 113,000 |
| Blair County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Butler County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| York County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 143,000 |
| Dorchester County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| McCormick County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Richland County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 177,000 |
| Bradley County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Comal County Texas | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| Galveston County Texas | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Grayson County Texas | 1 | $ 392,000 | $ 392,000 | $ 216,000 |
| Hood County Texas | 1 | $ 296,000 | $ 296,000 | $ 132,000 |
| Johnson County Texas | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Rockwall County Texas | 1 | $ 476,000 | $ 476,000 | $ 192,000 |
| Taylor County Texas | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Summit County Utah | 1 | $ 330,000 | $ 330,000 | $ 95,000 |
| Utah County Utah | 1 | $ 276,000 | $ 276,000 | $ 77,000 |
| Wasatch County Utah | 1 | $ 154,000 | $ 154,000 | $ 84,000 |
| Chittenden County Vermont | 1 | $ 352,000 | $ 352,000 | $ 153,000 |
| Lamoille County Vermont | 1 | $ 210,000 | $ 210,000 | $ 200,000 |
| Fairfax County Virginia | 1 | $ 338,000 | $ 338,000 | $ 100,000 |
| Hanover County Virginia | 1 | $ 503,000 | $ 503,000 | $ 136,000 |
| Henrico County Virginia | 1 | $ 315,000 | $ 315,000 | $ 382,000 |
| Newport News County Virginia | 1 | $ 170,000 | $ 170,000 | $ 121,000 |
| Roanoke County Virginia | 1 | $ 120,000 | $ 120,000 | $ 112,000 |
| Clark County Washington | 1 | $ 279,000 | $ 279,000 | $ 438,000 |
| Grays Harbor County Washington | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| Kitsap County Washington | 1 | $ 474,000 | $ 474,000 | $ 160,000 |
| Okanogan County Washington | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Pend Oreille County Washington | 1 | $ 282,000 | $ 282,000 | $ 297,000 |
| Snohomish County Washington | 1 | $ 360,000 | $ 360,000 | $ 196,000 |
| Whitman County Washington | 1 | $ 436,000 | $ 436,000 | $ 180,000 |
| Harrison County West Virginia | 1 | $ 210,000 | $ 210,000 | $ 163,000 |
| Milwaukee County Wisconsin | 1 | $ 536,000 | $ 536,000 | $ 398,000 |
| Oneida County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 395,000 |
| Waukesha County Wisconsin | 1 | $ 863,000 | $ 863,000 | $ 317,000 |
| Laramie County Wyoming | 1 | $ 296,000 | $ 296,000 | $ 106,000 |
| Washakie County Wyoming | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 853 | $259,587,000 | $304,000 | $2,000,000 | $236,000 | $9,999,000 |
| Refinancing | 294 | $84,038,000 | $285,000 | $2,600,000 | $214,000 | $5,883,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 708 | $222,478,000 | $314,000 | $2,600,000 | $251,000 | $9,999,000 |
| Not Provided | 231 | $71,149,000 | $308,000 | $1,960,000 | $213,000 | $2,032,000 |
| Asian | 112 | $35,205,000 | $314,000 | $1,245,000 | $273,000 | $7,524,000 |
| Not applicable | 43 | $5,607,000 | $130,000 | $299,000 | $54,000 | $166,000 |
| Black or African American | 37 | $5,393,000 | $145,000 | $500,000 | $72,000 | $302,000 |
| Hispanic | 14 | $3,432,000 | $245,000 | $500,000 | $132,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $361,000 | $180,000 | $252,000 | $106,000 | $106,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,147 | $343,625,000 | $299,000 | $2,600,000 | $231,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 508 | $162,753,000 | $320,000 | $1,725,000 | $261,000 | $7,524,000 |
| Application Denied By Financial Institution | 321 | $87,138,000 | $271,000 | $2,600,000 | $155,000 | $1,166,000 |
| Application Withdrawn By Applicant | 223 | $68,222,000 | $305,000 | $2,000,000 | $241,000 | $4,500,000 |
| Application Approved But Not Accepted | 47 | $18,821,000 | $400,000 | $2,000,000 | $532,000 | $9,999,000 |
| Loan Purchased By The Institution | 46 | $6,377,000 | $138,000 | $299,000 | $58,000 | $200,000 |
| File Closed For Incompleteness | 2 | $314,000 | $157,000 | $187,000 | $204,000 | $209,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 93 | $29,419,000 | $316,000 | $2,600,000 | $185,000 | $841,000 |
| Debt-To-Income Ratio | 75 | $22,368,000 | $298,000 | $1,960,000 | $105,000 | $1,166,000 |
| Other | 62 | $14,355,000 | $231,000 | $1,500,000 | $179,000 | $976,000 |
| Credit History | 52 | $10,949,000 | $210,000 | $580,000 | $158,000 | $760,000 |
| Collateral | 18 | $4,779,000 | $265,000 | $1,369,000 | $161,000 | $542,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,202,000 | $275,000 | $1,040,000 | $153,000 | $722,000 |
| Unverifiable Information | 7 | $1,501,000 | $214,000 | $660,000 | $90,000 | $123,000 |
| Employment History | 6 | $1,565,000 | $260,000 | $503,000 | $117,000 | $163,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.