Rbc Bank (Georgia), N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Rbc Bank (Georgia), N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Rbc Bank (Georgia), N.A. 8081 Arco Corporate Drive Raleigh, NC 27617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,139 |
| Total Mortgage Loan Application Amount | $350,106,000 |
| Average Mortgage Loan Application Amount | $247,333 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Rbc Bank (Georgia), N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Rbc Bank (Georgia), N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Rbc Bank (Georgia), N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Rbc Bank (Georgia), N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Rbc Bank (Georgia), N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Rbc Bank (Georgia), N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 66 | $ 22,435,000 | $ 339,000 | $ 245,000 |
| Lee County Florida | 52 | $ 10,361,000 | $ 199,000 | $ 233,000 |
| Riverside County California | 42 | $ 13,676,000 | $ 325,000 | $ 263,000 |
| Collier County Florida | 38 | $ 11,371,000 | $ 299,000 | $ 261,000 |
| Broward County Florida | 32 | $ 9,760,000 | $ 305,000 | $ 171,000 |
| Sarasota County Florida | 29 | $ 9,631,000 | $ 332,000 | $ 245,000 |
| Fulton County Georgia | 28 | $ 6,759,000 | $ 241,000 | $ 93,000 |
| Palm Beach County Florida | 25 | $ 6,793,000 | $ 271,000 | $ 177,000 |
| DeKalb County Georgia | 25 | $ 3,687,000 | $ 147,000 | $ 74,000 |
| Manatee County Florida | 24 | $ 7,441,000 | $ 310,000 | $ 169,000 |
| Gwinnett County Georgia | 22 | $ 3,136,000 | $ 142,000 | $ 60,000 |
| Pinellas County Florida | 21 | $ 4,996,000 | $ 237,000 | $ 190,000 |
| Clark County Nevada | 20 | $ 5,347,000 | $ 267,000 | $ 238,000 |
| Osceola County Florida | 18 | $ 4,426,000 | $ 245,000 | $ 205,000 |
| Orange County Florida | 17 | $ 7,508,000 | $ 441,000 | $ 322,000 |
| Polk County Florida | 17 | $ 2,580,000 | $ 151,000 | $ 126,000 |
| Pinal County Arizona | 16 | $ 2,411,000 | $ 150,000 | $ 137,000 |
| Los Angeles County California | 15 | $ 10,119,000 | $ 674,000 | $ 327,000 |
| Cobb County Georgia | 15 | $ 1,968,000 | $ 131,000 | $ 45,000 |
| Fort Bend County Texas | 15 | $ 4,746,000 | $ 316,000 | $ 165,000 |
| Oakland County Michigan | 12 | $ 3,867,000 | $ 322,000 | $ 175,000 |
| Harris County Texas | 12 | $ 5,171,000 | $ 430,000 | $ 524,000 |
| Charlotte County Florida | 11 | $ 1,721,000 | $ 156,000 | $ 183,000 |
| Hillsborough County Florida | 11 | $ 1,822,000 | $ 165,000 | $ 90,000 |
| Miami-Dade County Florida | 11 | $ 4,953,000 | $ 450,000 | $ 226,000 |
| San Diego County California | 10 | $ 6,765,000 | $ 676,000 | $ 329,000 |
| King County Washington | 10 | $ 5,819,000 | $ 581,000 | $ 186,000 |
| Dallas County Texas | 9 | $ 3,554,000 | $ 394,000 | $ 173,000 |
| Whatcom County Washington | 9 | $ 2,843,000 | $ 315,000 | $ 193,000 |
| Paulding County Georgia | 8 | $ 999,000 | $ 124,000 | $ 42,000 |
| Cook County Illinois | 8 | $ 2,463,000 | $ 307,000 | $ 401,000 |
| Wayne County Michigan | 8 | $ 1,917,000 | $ 239,000 | $ 93,000 |
| Montgomery County Texas | 8 | $ 2,670,000 | $ 333,000 | $ 220,000 |
| Orange County California | 7 | $ 3,378,000 | $ 482,000 | $ 282,000 |
| Cherokee County Georgia | 7 | $ 1,526,000 | $ 218,000 | $ 70,000 |
| Forsyth County Georgia | 7 | $ 1,671,000 | $ 238,000 | $ 95,000 |
| Mecklenburg County North Carolina | 7 | $ 1,272,000 | $ 181,000 | $ 107,000 |
| Wake County North Carolina | 7 | $ 2,582,000 | $ 368,000 | $ 172,000 |
| Collin County Texas | 7 | $ 2,074,000 | $ 296,000 | $ 130,000 |
| Pasco County Florida | 6 | $ 1,221,000 | $ 203,000 | $ 182,000 |
| Maui County Hawaii | 6 | $ 5,236,000 | $ 872,000 | $ 491,000 |
| Orleans County Louisiana | 6 | $ 2,811,000 | $ 468,000 | $ 303,000 |
| Flathead County Montana | 6 | $ 2,612,000 | $ 435,000 | $ 386,000 |
| Tarrant County Texas | 6 | $ 1,656,000 | $ 276,000 | $ 152,000 |
| Santa Clara County California | 5 | $ 4,187,000 | $ 837,000 | $ 211,000 |
| Lake County Florida | 5 | $ 885,000 | $ 177,000 | $ 156,000 |
| Sumter County Florida | 5 | $ 867,000 | $ 173,000 | $ 125,000 |
| Volusia County Florida | 5 | $ 1,148,000 | $ 229,000 | $ 153,000 |
| Clayton County Georgia | 5 | $ 333,000 | $ 66,000 | $ 35,000 |
| Douglas County Georgia | 5 | $ 479,000 | $ 95,000 | $ 34,000 |
| Hawaii County Hawaii | 5 | $ 2,454,000 | $ 490,000 | $ 216,000 |
| Beaufort County South Carolina | 5 | $ 1,523,000 | $ 304,000 | $ 166,000 |
| Mohave County Arizona | 4 | $ 1,045,000 | $ 261,000 | $ 205,000 |
| Contra Costa County California | 4 | $ 4,247,000 | $ 1,061,000 | $ 415,000 |
| San Joaquin County California | 4 | $ 1,106,000 | $ 276,000 | $ 65,000 |
| San Mateo County California | 4 | $ 3,676,000 | $ 919,000 | $ 227,000 |
| Barrow County Georgia | 4 | $ 504,000 | $ 126,000 | $ 54,000 |
| Fayette County Georgia | 4 | $ 1,266,000 | $ 316,000 | $ 98,000 |
| Kane County Illinois | 4 | $ 1,249,000 | $ 312,000 | $ 197,000 |
| Middlesex County Massachusetts | 4 | $ 3,605,000 | $ 901,000 | $ 1,204,000 |
| Horry County South Carolina | 4 | $ 333,000 | $ 83,000 | $ 96,000 |
| Davidson County Tennessee | 4 | $ 1,775,000 | $ 443,000 | $ 365,000 |
| Snohomish County Washington | 4 | $ 1,252,000 | $ 313,000 | $ 115,000 |
| Benton County Arkansas | 3 | $ 1,024,000 | $ 341,000 | $ 157,000 |
| Boulder County Colorado | 3 | $ 1,161,000 | $ 387,000 | $ 84,000 |
| Brevard County Florida | 3 | $ 343,000 | $ 114,000 | $ 82,000 |
| St. Lucie County Florida | 3 | $ 380,000 | $ 126,000 | $ 60,000 |
| Carroll County Georgia | 3 | $ 207,000 | $ 69,000 | $ 30,000 |
| Coweta County Georgia | 3 | $ 337,000 | $ 112,000 | $ 57,000 |
| Henry County Georgia | 3 | $ 267,000 | $ 89,000 | $ 51,000 |
| Howard County Maryland | 3 | $ 1,146,000 | $ 382,000 | $ 138,000 |
| Worcester County Massachusetts | 3 | $ 722,000 | $ 240,000 | $ 100,000 |
| Macomb County Michigan | 3 | $ 569,000 | $ 189,000 | $ 172,000 |
| Ocean County New Jersey | 3 | $ 1,086,000 | $ 362,000 | $ 617,000 |
| Santa Fe County New Mexico | 3 | $ 1,035,000 | $ 345,000 | $ 112,000 |
| Clinton County New York | 3 | $ 429,000 | $ 143,000 | $ 173,000 |
| Erie County New York | 3 | $ 817,000 | $ 272,000 | $ 99,000 |
| Kings County New York | 3 | $ 4,974,000 | $ 1,658,000 | $ 711,000 |
| Niagara County New York | 3 | $ 302,000 | $ 100,000 | $ 164,000 |
| Durham County North Carolina | 3 | $ 636,000 | $ 212,000 | $ 67,000 |
| Montgomery County Ohio | 3 | $ 428,000 | $ 142,000 | $ 59,000 |
| Clackamas County Oregon | 3 | $ 1,935,000 | $ 645,000 | $ 158,000 |
| Travis County Texas | 3 | $ 944,000 | $ 314,000 | $ 119,000 |
| Salt Lake County Utah | 3 | $ 1,202,000 | $ 400,000 | $ 167,000 |
| Grand Isle County Vermont | 3 | $ 843,000 | $ 281,000 | $ 309,000 |
| Chesapeake County Virginia | 3 | $ 604,000 | $ 201,000 | $ 71,000 |
| Okanogan County Washington | 3 | $ 1,152,000 | $ 384,000 | $ 421,000 |
| Madison County Alabama | 2 | $ 423,000 | $ 211,000 | $ 390,000 |
| Shelby County Alabama | 2 | $ 547,000 | $ 273,000 | $ 99,000 |
| Pima County Arizona | 2 | $ 701,000 | $ 350,000 | $ 274,000 |
| Alameda County California | 2 | $ 1,090,000 | $ 545,000 | $ 232,000 |
| Placer County California | 2 | $ 801,000 | $ 400,000 | $ 135,000 |
| San Luis Obispo County California | 2 | $ 1,280,000 | $ 640,000 | $ 254,000 |
| Santa Barbara County California | 2 | $ 2,274,000 | $ 1,137,000 | $ 282,000 |
| Solano County California | 2 | $ 342,000 | $ 171,000 | $ 68,000 |
| Arapahoe County Colorado | 2 | $ 764,000 | $ 382,000 | $ 161,000 |
| Douglas County Colorado | 2 | $ 782,000 | $ 391,000 | $ 145,000 |
| Hernando County Florida | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| Walton County Florida | 2 | $ 1,412,000 | $ 706,000 | $ 288,000 |
| Bartow County Georgia | 2 | $ 544,000 | $ 272,000 | $ 107,000 |
| Glynn County Georgia | 2 | $ 331,000 | $ 165,000 | $ 58,000 |
| Houston County Georgia | 2 | $ 520,000 | $ 260,000 | $ 158,000 |
| Newton County Georgia | 2 | $ 153,000 | $ 76,000 | $ 26,000 |
| Oconee County Georgia | 2 | $ 793,000 | $ 396,000 | $ 162,000 |
| Pickens County Georgia | 2 | $ 449,000 | $ 224,000 | $ 78,000 |
| Kauai County Hawaii | 2 | $ 1,942,000 | $ 971,000 | $ 402,000 |
| Bonner County Idaho | 2 | $ 562,000 | $ 281,000 | $ 268,000 |
| Allen County Indiana | 2 | $ 748,000 | $ 374,000 | $ 124,000 |
| Jefferson County Louisiana | 2 | $ 1,852,000 | $ 926,000 | $ 9,999,000 |
| Genesee County Michigan | 2 | $ 1,086,000 | $ 543,000 | $ 333,000 |
| Kalamazoo County Michigan | 2 | $ 1,078,000 | $ 539,000 | $ 234,000 |
| Washtenaw County Michigan | 2 | $ 334,000 | $ 167,000 | $ 44,000 |
| Hennepin County Minnesota | 2 | $ 573,000 | $ 286,000 | $ 256,000 |
| Lincoln County Montana | 2 | $ 354,000 | $ 177,000 | $ 94,000 |
| Washoe County Nevada | 2 | $ 502,000 | $ 251,000 | $ 136,000 |
| Camden County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 123,000 |
| Chemung County New York | 2 | $ 160,000 | $ 80,000 | $ 52,000 |
| Monroe County New York | 2 | $ 634,000 | $ 317,000 | $ 346,000 |
| New York County New York | 2 | $ 1,620,000 | $ 810,000 | $ 681,000 |
| Onondaga County New York | 2 | $ 222,000 | $ 111,000 | $ 75,000 |
| Orange County New York | 2 | $ 687,000 | $ 343,000 | $ 140,000 |
| St. Lawrence County New York | 2 | $ 300,000 | $ 150,000 | $ 150,000 |
| New Hanover County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 248,000 |
| Cass County North Dakota | 2 | $ 637,000 | $ 318,000 | $ 143,000 |
| Franklin County Ohio | 2 | $ 868,000 | $ 434,000 | $ 150,000 |
| Stark County Ohio | 2 | $ 499,000 | $ 249,000 | $ 82,000 |
| Tulsa County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Allegheny County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| Berks County Pennsylvania | 2 | $ 1,675,000 | $ 837,000 | $ 207,000 |
| Chester County Pennsylvania | 2 | $ 663,000 | $ 331,000 | $ 154,000 |
| Shelby County Tennessee | 2 | $ 936,000 | $ 468,000 | $ 187,000 |
| Parker County Texas | 2 | $ 572,000 | $ 286,000 | $ 125,000 |
| Rockwall County Texas | 2 | $ 452,000 | $ 226,000 | $ 110,000 |
| Williamson County Texas | 2 | $ 329,000 | $ 164,000 | $ 111,000 |
| Wasatch County Utah | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Chittenden County Vermont | 2 | $ 694,000 | $ 347,000 | $ 181,000 |
| Loudoun County Virginia | 2 | $ 860,000 | $ 430,000 | $ 93,000 |
| Norfolk County Virginia | 2 | $ 757,000 | $ 378,000 | $ 160,000 |
| Spokane County Washington | 2 | $ 300,000 | $ 150,000 | $ 188,000 |
| Baldwin County Alabama | 1 | $ 334,000 | $ 334,000 | $ 354,000 |
| Jefferson County Alabama | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Mobile County Alabama | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Haines County Alaska | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Yavapai County Arizona | 1 | $ 104,000 | $ 104,000 | $ 200,000 |
| Marin County California | 1 | $ 575,000 | $ 575,000 | $ 220,000 |
| Santa Cruz County California | 1 | $ 675,000 | $ 675,000 | $ 160,000 |
| Ventura County California | 1 | $ 645,000 | $ 645,000 | $ 300,000 |
| Denver County Colorado | 1 | $ 550,000 | $ 550,000 | $ 264,000 |
| Park County Colorado | 1 | $ 399,000 | $ 399,000 | $ 140,000 |
| Summit County Colorado | 1 | $ 179,000 | $ 179,000 | $ 125,000 |
| Weld County Colorado | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| Fairfield County Connecticut | 1 | $ 1,500,000 | $ 1,500,000 | $ 390,000 |
| New Haven County Connecticut | 1 | $ 414,000 | $ 414,000 | $ 543,000 |
| Kent County Delaware | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| New Castle County Delaware | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Alachua County Florida | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Bay County Florida | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Duval County Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Escambia County Florida | 1 | $ 464,000 | $ 464,000 | $ 162,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Highlands County Florida | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Jackson County Florida | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Leon County Florida | 1 | $ 206,000 | $ 206,000 | $ 95,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 500,000 | $ 500,000 | $ 391,000 |
| Seminole County Florida | 1 | $ 291,000 | $ 291,000 | $ 115,000 |
| St. Johns County Florida | 1 | $ 400,000 | $ 400,000 | $ 185,000 |
| Butts County Georgia | 1 | $ 151,000 | $ 151,000 | $ 89,000 |
| Hall County Georgia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Lamar County Georgia | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Pike County Georgia | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Rockdale County Georgia | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Spalding County Georgia | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Walton County Georgia | 1 | $ 248,000 | $ 248,000 | $ 170,000 |
| Canyon County Idaho | 1 | $ 193,000 | $ 193,000 | $ 100,000 |
| Madison County Idaho | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Champaign County Illinois | 1 | $ 190,000 | $ 190,000 | $ 170,000 |
| Lake County Illinois | 1 | $ 326,000 | $ 326,000 | $ 141,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Grant County Indiana | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Hamilton County Indiana | 1 | $ 357,000 | $ 357,000 | $ 121,000 |
| St. Joseph County Indiana | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Jefferson County Iowa | 1 | $ 167,000 | $ 167,000 | $ 189,000 |
| Douglas County Kansas | 1 | $ 128,000 | $ 128,000 | $ 203,000 |
| Johnson County Kansas | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Jefferson County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 1 | $ 271,000 | $ 271,000 | $ 1,130,000 |
| St. Tammany County Louisiana | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Anne Arundel County Maryland | 1 | $ 812,000 | $ 812,000 | $ 345,000 |
| Baltimore County Maryland | 1 | $ 242,000 | $ 242,000 | $ 56,000 |
| Cecil County Maryland | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Dorchester County Maryland | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Frederick County Maryland | 1 | $ 387,000 | $ 387,000 | $ 104,000 |
| Montgomery County Maryland | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Plymouth County Massachusetts | 1 | $ 351,000 | $ 351,000 | $ 170,000 |
| Suffolk County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 98,000 |
| Antrim County Michigan | 1 | $ 360,000 | $ 360,000 | $ 146,000 |
| Barry County Michigan | 1 | $ 260,000 | $ 260,000 | $ 566,000 |
| Jackson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 87,000 |
| Kent County Michigan | 1 | $ 268,000 | $ 268,000 | $ 116,000 |
| Livingston County Michigan | 1 | $ 239,000 | $ 239,000 | $ 100,000 |
| Ottawa County Michigan | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Sanilac County Michigan | 1 | $ 101,000 | $ 101,000 | $ 103,000 |
| St. Clair County Michigan | 1 | $ 106,000 | $ 106,000 | $ 210,000 |
| Cass County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 139,000 |
| Dakota County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Olmsted County Minnesota | 1 | $ 316,000 | $ 316,000 | $ 63,000 |
| Rice County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 250,000 |
| Washington County Minnesota | 1 | $ 464,000 | $ 464,000 | $ 206,000 |
| Hinds County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 155,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 194,000 |
| Lake County Montana | 1 | $ 292,000 | $ 292,000 | $ 328,000 |
| Silver Bow County Montana | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Douglas County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Morrill County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
| Elko County Nevada | 1 | $ 190,000 | $ 190,000 | $ 484,000 |
| Grafton County New Hampshire | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Atlantic County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 259,000 |
| Bergen County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 144,000 |
| Essex County New Jersey | 1 | $ 324,000 | $ 324,000 | $ 182,000 |
| Hunterdon County New Jersey | 1 | $ 596,000 | $ 596,000 | $ 188,000 |
| Middlesex County New Jersey | 1 | $ 443,000 | $ 443,000 | $ 315,000 |
| Monmouth County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 166,000 |
| Somerset County New Jersey | 1 | $ 609,000 | $ 609,000 | $ 172,000 |
| Taos County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 63,000 |
| Albany County New York | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Jefferson County New York | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Oneida County New York | 1 | $ 168,000 | $ 168,000 | $ 165,000 |
| Ontario County New York | 1 | $ 266,000 | $ 266,000 | $ 193,000 |
| Orleans County New York | 1 | $ 75,000 | $ 75,000 | $ 189,000 |
| Suffolk County New York | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Westchester County New York | 1 | $ 492,000 | $ 492,000 | $ 132,000 |
| Iredell County North Carolina | 1 | $ 644,000 | $ 644,000 | $ 237,000 |
| Orange County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 87,000 |
| Williams County North Dakota | 1 | $ 360,000 | $ 360,000 | $ 117,000 |
| Butler County Ohio | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Cuyahoga County Ohio | 1 | $ 276,000 | $ 276,000 | $ 135,000 |
| Delaware County Ohio | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
| Lucas County Ohio | 1 | $ 555,000 | $ 555,000 | $ 51,000 |
| Mahoning County Ohio | 1 | $ 104,000 | $ 104,000 | $ 137,000 |
| Scioto County Ohio | 1 | $ 234,000 | $ 234,000 | $ 95,000 |
| Summit County Ohio | 1 | $ 288,000 | $ 288,000 | $ 133,000 |
| Union County Ohio | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Washington County Ohio | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Deschutes County Oregon | 1 | $ 600,000 | $ 600,000 | $ 36,000 |
| Jackson County Oregon | 1 | $ 261,000 | $ 261,000 | $ 104,000 |
| Multnomah County Oregon | 1 | $ 314,000 | $ 314,000 | $ 82,000 |
| Umatilla County Oregon | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Washington County Oregon | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| Butler County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 117,000 |
| Cumberland County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Elk County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 8,000 |
| Lehigh County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Northampton County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 233,000 |
| Philadelphia County Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Kent County Rhode Island | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Newport County Rhode Island | 1 | $ 986,000 | $ 986,000 | $ 149,000 |
| Chesterfield County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 1,700,000 |
| Greenville County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| Lancaster County South Carolina | 1 | $ 339,000 | $ 339,000 | $ 130,000 |
| Clay County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 176,000 |
| Monroe County Tennessee | 1 | $ 510,000 | $ 510,000 | $ 133,000 |
| Rutherford County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Bexar County Texas | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Denton County Texas | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Hays County Texas | 1 | $ 170,000 | $ 170,000 | $ 170,000 |
| San Patricio County Texas | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| Smith County Texas | 1 | $ 278,000 | $ 278,000 | $ 104,000 |
| Cache County Utah | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Davis County Utah | 1 | $ 256,000 | $ 256,000 | $ 781,000 |
| Utah County Utah | 1 | $ 378,000 | $ 378,000 | $ 180,000 |
| Arlington County Virginia | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Charlottesville County Virginia | 1 | $ 372,000 | $ 372,000 | $ 190,000 |
| Prince William County Virginia | 1 | $ 672,000 | $ 672,000 | $ 191,000 |
| Kitsap County Washington | 1 | $ 286,000 | $ 286,000 | $ 120,000 |
| Pacific County Washington | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Pend Oreille County Washington | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Pierce County Washington | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Putnam County West Virginia | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Albany County Wyoming | 1 | $ 270,000 | $ 270,000 | $ 231,000 |
Mortgage Loan Application Detail Totals for Rbc Bank (Georgia), N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 855 | $275,930,000 | $322,000 | $2,500,000 | $207,000 | $9,999,000 |
| Refinancing | 283 | $74,017,000 | $261,000 | $1,750,000 | $223,000 | $9,999,000 |
| Home Improvement | 1 | $159,000 | $159,000 | $159,000 | $92,000 | $92,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 662 | $216,004,000 | $326,000 | $2,400,000 | $208,000 | $4,000,000 |
| Not Provided | 208 | $70,277,000 | $337,000 | $2,500,000 | $216,000 | $3,254,000 |
| Not applicable | 113 | $15,040,000 | $133,000 | $377,000 | $60,000 | $235,000 |
| Asian | 106 | $36,189,000 | $341,000 | $1,250,000 | $162,000 | $952,000 |
| Black or African American | 30 | $7,819,000 | $260,000 | $1,750,000 | $973,000 | $9,999,000 |
| Hispanic | 16 | $3,794,000 | $237,000 | $1,050,000 | $253,000 | $1,917,000 |
| American Indian or Alaskan Native | 3 | $668,000 | $222,000 | $500,000 | $221,000 | $395,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $315,000 | $315,000 | $315,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,135 | $348,110,000 | $306,000 | $2,500,000 | $211,000 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $1,584,000 | $792,000 | $1,086,000 | $275,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 2 | $412,000 | $206,000 | $212,000 | $129,000 | $174,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 515 | $179,233,000 | $348,000 | $2,500,000 | $244,000 | $9,999,000 |
| Application Denied By Financial Institution | 262 | $76,145,000 | $290,000 | $2,340,000 | $186,000 | $3,254,000 |
| Application Withdrawn By Applicant | 191 | $56,283,000 | $294,000 | $1,500,000 | $199,000 | $1,917,000 |
| Loan Purchased By The Institution | 113 | $15,040,000 | $133,000 | $377,000 | $60,000 | $235,000 |
| Application Approved But Not Accepted | 58 | $23,405,000 | $403,000 | $2,400,000 | $366,000 | $9,999,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 96 | $28,227,000 | $294,000 | $1,303,000 | $97,000 | $482,000 |
| Credit History | 57 | $13,906,000 | $243,000 | $946,000 | $266,000 | $3,254,000 |
| Credit Application Incomplete | 50 | $16,023,000 | $320,000 | $2,340,000 | $238,000 | $2,564,000 |
| Other | 32 | $8,377,000 | $261,000 | $926,000 | $216,000 | $1,051,000 |
| Collateral | 14 | $3,488,000 | $249,000 | $750,000 | $143,000 | $325,000 |
| Unverifiable Information | 5 | $2,650,000 | $530,000 | $1,750,000 | $303,000 | $960,000 |
| Employment History | 5 | $1,105,000 | $221,000 | $400,000 | $213,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,369,000 | $789,000 | $1,838,000 | $249,000 | $499,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank (Georgia), N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rbc Bank (Georgia), N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.