First Internet Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Internet Bank Of Indiana 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Internet Bank Of Indiana 11201 Usa Parkway Fishers, IN 46037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 383 |
| Total Mortgage Loan Application Amount | $111,225,000 |
| Average Mortgage Loan Application Amount | $315,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $161,500 |
| Highest Applicant Income | $1,321,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Internet Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Internet Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Internet Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Internet Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by First Internet Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Internet Bank Of Indiana's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 71 | $ 14,205,000 | $ 200,000 | $ 61,000 |
| Maricopa County Arizona | 7 | $ 2,585,000 | $ 369,000 | $ 120,000 |
| Los Angeles County California | 5 | $ 1,405,000 | $ 281,000 | $ 319,000 |
| Cook County Illinois | 5 | $ 1,955,000 | $ 391,000 | $ 185,000 |
| Hamilton County Indiana | 5 | $ 2,185,000 | $ 437,000 | $ 183,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,300,000 | $ 325,000 | $ 180,000 |
| Broward County Florida | 4 | $ 2,060,000 | $ 515,000 | $ 170,000 |
| Palm Beach County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 240,000 |
| Hancock County Indiana | 4 | $ 1,210,000 | $ 302,000 | $ 103,000 |
| St. Louis County Missouri | 4 | $ 540,000 | $ 135,000 | $ 127,000 |
| Montgomery County Texas | 4 | $ 1,830,000 | $ 457,000 | $ 154,000 |
| Denver County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 201,000 |
| Ada County Idaho | 3 | $ 1,085,000 | $ 361,000 | $ 204,000 |
| Boone County Indiana | 3 | $ 1,975,000 | $ 658,000 | $ 262,000 |
| Hennepin County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 128,000 |
| Westchester County New York | 3 | $ 2,235,000 | $ 745,000 | $ 291,000 |
| Dallas County Texas | 3 | $ 1,595,000 | $ 531,000 | $ 228,000 |
| Pima County Arizona | 2 | $ 720,000 | $ 360,000 | $ 112,000 |
| Orange County California | 2 | $ 1,160,000 | $ 580,000 | $ 176,000 |
| Lee County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 134,000 |
| Seminole County Florida | 2 | $ 790,000 | $ 395,000 | $ 156,000 |
| Shelby County Indiana | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| St. Tammany County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| York County Maine | 2 | $ 810,000 | $ 405,000 | $ 144,000 |
| Essex County Massachusetts | 2 | $ 1,150,000 | $ 575,000 | $ 226,000 |
| Worcester County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 126,000 |
| Ingham County Michigan | 2 | $ 280,000 | $ 140,000 | $ 84,000 |
| Middlesex County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 246,000 |
| Morris County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Union County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 174,000 |
| Cass County North Dakota | 2 | $ 840,000 | $ 420,000 | $ 200,000 |
| Cuyahoga County Ohio | 2 | $ 690,000 | $ 345,000 | $ 238,000 |
| Franklin County Ohio | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Bucks County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 2 | $ 900,000 | $ 450,000 | $ 180,000 |
| Providence County Rhode Island | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
| Horry County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 163,000 |
| Denton County Texas | 2 | $ 750,000 | $ 375,000 | $ 218,000 |
| King County Washington | 2 | $ 750,000 | $ 375,000 | $ 114,000 |
| Snohomish County Washington | 2 | $ 1,110,000 | $ 555,000 | $ 259,000 |
| Anchorage County Alaska | 1 | $ 555,000 | $ 555,000 | $ 150,000 |
| Benton County Arkansas | 1 | $ 725,000 | $ 725,000 | $ 336,000 |
| Lawrence County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Contra Costa County California | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 402,000 |
| Riverside County California | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Sacramento County California | 1 | $ 225,000 | $ 225,000 | $ 386,000 |
| San Bernardino County California | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| San Francisco County California | 1 | $ 325,000 | $ 325,000 | $ 261,000 |
| San Joaquin County California | 1 | $ 585,000 | $ 585,000 | $ 115,000 |
| San Luis Obispo County California | 1 | $ 425,000 | $ 425,000 | $ 67,000 |
| San Mateo County California | 1 | $ 805,000 | $ 805,000 | $ 235,000 |
| Santa Barbara County California | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Santa Clara County California | 1 | $ 785,000 | $ 785,000 | $ 170,000 |
| El Paso County Colorado | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Jefferson County Colorado | 1 | $ 605,000 | $ 605,000 | $ 136,000 |
| Tolland County Connecticut | 1 | $ 465,000 | $ 465,000 | $ 219,000 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 152,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Duval County Florida | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Manatee County Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 1,321,000 |
| Marion County Florida | 1 | $ 955,000 | $ 955,000 | $ 210,000 |
| Miami-Dade County Florida | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Okaloosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 142,000 |
| Polk County Florida | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| St. Johns County Florida | 1 | $ 645,000 | $ 645,000 | $ 198,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Bibb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| DeKalb County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Jackson County Georgia | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Oconee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Canyon County Idaho | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Kendall County Illinois | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Winnebago County Illinois | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Grant County Indiana | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Henry County Indiana | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Johnson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Kosciusko County Indiana | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Madison County Indiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Butler County Kansas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| St. John the Baptist County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Androscoggin County Maine | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Cumberland County Maine | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Baltimore City County Maryland | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Montgomery County Maryland | 1 | $ 405,000 | $ 405,000 | $ 111,000 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Wicomico County Maryland | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Suffolk County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 187,000 |
| Macomb County Michigan | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Oakland County Michigan | 1 | $ 375,000 | $ 375,000 | $ 238,000 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 185,000 |
| Crow Wing County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Wright County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 309,000 |
| Oktibbeha County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Greene County Missouri | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Texas County Missouri | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Flathead County Montana | 1 | $ 725,000 | $ 725,000 | $ 340,000 |
| Yellowstone County Montana | 1 | $ 535,000 | $ 535,000 | $ 144,000 |
| Nye County Nevada | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Washoe County Nevada | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Camden County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Essex County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 291,000 |
| Hudson County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 297,000 |
| Monmouth County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Ocean County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 221,000 |
| Somerset County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 109,000 |
| Sussex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Dona Ana County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 290,000 |
| Bronx County New York | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Nassau County New York | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Onondaga County New York | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| Orange County New York | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Queens County New York | 1 | $ 215,000 | $ 215,000 | $ 185,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Craven County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Durham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Gaston County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 226,000 |
| Guilford County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Moore County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Pender County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 190,000 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Lake County Ohio | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Chester County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 284,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Schuylkill County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| York County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Spartanburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Anderson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Lake County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Putnam County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 277,000 |
| Brazoria County Texas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Brazos County Texas | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Collin County Texas | 1 | $ 485,000 | $ 485,000 | $ 144,000 |
| Harris County Texas | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Orange County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Parker County Texas | 1 | $ 685,000 | $ 685,000 | $ 380,000 |
| Tarrant County Texas | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Waller County Texas | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Salt Lake County Utah | 1 | $ 65,000 | $ 65,000 | $ 235,000 |
| Fairfax County Virginia | 1 | $ 565,000 | $ 565,000 | $ 139,000 |
| Hanover County Virginia | 1 | $ 595,000 | $ 595,000 | $ 132,000 |
| Roanoke County Virginia | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Cabell County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| McDowell County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Natrona County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for First Internet Bank Of Indiana in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 300 | $89,790,000 | $299,000 | $1,445,000 | $112,000 | $1,321,000 |
| Other Purpose | 38 | $5,010,000 | $131,000 | $605,000 | $151,000 | $404,000 |
| Cash-out Refinancing | 35 | $11,375,000 | $325,000 | $945,000 | $159,000 | $1,152,000 |
| Refinancing | 10 | $5,050,000 | $505,000 | $1,085,000 | $224,000 | $445,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 167 | $47,995,000 | $287,000 | $1,445,000 | $134,000 | $1,321,000 |
| Black or African American | 82 | $18,850,000 | $229,000 | $725,000 | $71,000 | $318,000 |
| Not Provided | 63 | $19,815,000 | $314,000 | $1,205,000 | $145,000 | $500,000 |
| Hispanic | 37 | $11,875,000 | $320,000 | $955,000 | $113,000 | $277,000 |
| Asian | 19 | $7,015,000 | $369,000 | $805,000 | $153,000 | $386,000 |
| American Indian or Alaskan Native | 3 | $565,000 | $188,000 | $205,000 | $59,000 | $80,000 |
| Not applicable | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 326 | $93,880,000 | $287,000 | $1,445,000 | $126,000 | $1,321,000 |
| FHA-insured (Federal Housing Administration) | 42 | $11,520,000 | $274,000 | $585,000 | $94,000 | $291,000 |
| VA-guaranteed (Veterans Administration) | 15 | $5,825,000 | $388,000 | $775,000 | $125,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 143 | $46,535,000 | $325,000 | $1,445,000 | $151,000 | $1,321,000 |
| Preapproval Denied by Financial Institution | 84 | $21,110,000 | $251,000 | $1,205,000 | $84,000 | $500,000 |
| Application Denied By Financial Institution | 62 | $18,860,000 | $304,000 | $955,000 | $138,000 | $1,152,000 |
| File Closed For Incompleteness | 48 | $15,480,000 | $322,000 | $725,000 | $146,000 | $350,000 |
| Loan Purchased By The Institution | 32 | $6,140,000 | $191,000 | $355,000 | $43,000 | $66,000 |
| Application Approved But Not Accepted | 11 | $2,695,000 | $245,000 | $595,000 | $98,000 | $318,000 |
| Application Withdrawn By Applicant | 3 | $405,000 | $135,000 | $155,000 | $112,000 | $185,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 237 | $71,255,000 | $300,000 | $1,445,000 | $133,000 | $1,321,000 |
| Other | 110 | $30,000,000 | $272,000 | $1,205,000 | $113,000 | $1,152,000 |
| Debt-To-Income Ratio | 15 | $4,955,000 | $330,000 | $955,000 | $75,000 | $210,000 |
| Credit History | 12 | $2,300,000 | $191,000 | $605,000 | $96,000 | $192,000 |
| Collateral | 3 | $855,000 | $285,000 | $305,000 | $88,000 | $96,000 |
| Credit Application Incomplete | 3 | $945,000 | $315,000 | $465,000 | $116,000 | $219,000 |
| Unverifiable Information | 2 | $810,000 | $405,000 | $635,000 | $143,000 | $230,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Internet Bank Of Indiana's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Internet Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.