First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Interstate Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,135 |
| Total Mortgage Loan Application Amount | $3,477,265,000 |
| Average Mortgage Loan Application Amount | $222,500 |
| Highest Mortgage Loan Application Amount | $24,005,000 |
| Average Applicant Income | $112,166 |
| Highest Applicant Income | $4,085,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 1,012 | $ 243,120,000 | $ 240,000 | $ 110,000 |
| Yellowstone County Montana | 935 | $ 200,585,000 | $ 214,000 | $ 111,000 |
| Natrona County Wyoming | 913 | $ 202,075,000 | $ 221,000 | $ 114,000 |
| Deschutes County Oregon | 742 | $ 246,010,000 | $ 331,000 | $ 178,000 |
| Sheridan County Wyoming | 696 | $ 161,120,000 | $ 231,000 | $ 114,000 |
| Missoula County Montana | 677 | $ 165,415,000 | $ 244,000 | $ 152,000 |
| Kootenai County Idaho | 628 | $ 241,450,000 | $ 384,000 | $ 160,000 |
| Flathead County Montana | 622 | $ 184,160,000 | $ 296,000 | $ 155,000 |
| Lewis and Clark County Montana | 605 | $ 140,755,000 | $ 232,000 | $ 113,000 |
| Gallatin County Montana | 553 | $ 159,865,000 | $ 289,000 | $ 145,000 |
| Spokane County Washington | 311 | $ 127,395,000 | $ 409,000 | $ 129,000 |
| Lawrence County South Dakota | 295 | $ 62,425,000 | $ 211,000 | $ 141,000 |
| Ada County Idaho | 285 | $ 85,915,000 | $ 301,000 | $ 161,000 |
| Fremont County Wyoming | 281 | $ 49,385,000 | $ 175,000 | $ 94,000 |
| Teton County Wyoming | 276 | $ 115,240,000 | $ 417,000 | $ 220,000 |
| Park County Montana | 270 | $ 62,800,000 | $ 232,000 | $ 119,000 |
| Pennington County South Dakota | 240 | $ 69,210,000 | $ 288,000 | $ 176,000 |
| Campbell County Wyoming | 239 | $ 44,545,000 | $ 186,000 | $ 107,000 |
| Cascade County Montana | 226 | $ 42,290,000 | $ 187,000 | $ 124,000 |
| Albany County Wyoming | 182 | $ 43,300,000 | $ 237,000 | $ 138,000 |
| Jackson County Oregon | 180 | $ 35,660,000 | $ 198,000 | $ 121,000 |
| Johnson County Wyoming | 130 | $ 26,210,000 | $ 201,000 | $ 99,000 |
| Lake County Montana | 122 | $ 30,510,000 | $ 250,000 | $ 194,000 |
| Ravalli County Montana | 119 | $ 27,615,000 | $ 232,000 | $ 124,000 |
| Canyon County Idaho | 114 | $ 21,510,000 | $ 188,000 | $ 110,000 |
| Meade County South Dakota | 98 | $ 25,980,000 | $ 265,000 | $ 104,000 |
| Carbon County Montana | 89 | $ 19,795,000 | $ 222,000 | $ 112,000 |
| Lincoln County Wyoming | 86 | $ 23,550,000 | $ 273,000 | $ 110,000 |
| Teton County Idaho | 78 | $ 23,790,000 | $ 305,000 | $ 153,000 |
| Stillwater County Montana | 78 | $ 16,350,000 | $ 209,000 | $ 112,000 |
| Crook County Oregon | 75 | $ 26,895,000 | $ 358,000 | $ 151,000 |
| Custer County Montana | 72 | $ 9,640,000 | $ 133,000 | $ 79,000 |
| Jefferson County Montana | 66 | $ 20,000,000 | $ 303,000 | $ 137,000 |
| Butte County South Dakota | 63 | $ 11,465,000 | $ 181,000 | $ 91,000 |
| Josephine County Oregon | 61 | $ 9,635,000 | $ 157,000 | $ 114,000 |
| Custer County South Dakota | 58 | $ 11,430,000 | $ 197,000 | $ 135,000 |
| Maricopa County Arizona | 52 | $ 16,790,000 | $ 322,000 | $ 185,000 |
| Madison County Montana | 46 | $ 15,980,000 | $ 347,000 | $ 232,000 |
| Clark County Washington | 46 | $ 13,790,000 | $ 299,000 | $ 221,000 |
| Lincoln County Montana | 43 | $ 9,315,000 | $ 216,000 | $ 118,000 |
| Bonner County Idaho | 42 | $ 17,990,000 | $ 428,000 | $ 263,000 |
| Elmore County Idaho | 39 | $ 5,645,000 | $ 144,000 | $ 88,000 |
| Big Horn County Montana | 39 | $ 5,685,000 | $ 145,000 | $ 101,000 |
| Fall River County South Dakota | 39 | $ 5,835,000 | $ 149,000 | $ 93,000 |
| Converse County Wyoming | 39 | $ 7,895,000 | $ 202,000 | $ 72,000 |
| Crook County Wyoming | 38 | $ 7,420,000 | $ 195,000 | $ 109,000 |
| Multnomah County Oregon | 36 | $ 23,460,000 | $ 651,000 | $ 254,000 |
| Klamath County Oregon | 35 | $ 3,715,000 | $ 106,000 | $ 61,000 |
| Lane County Oregon | 35 | $ 14,965,000 | $ 427,000 | $ 137,000 |
| Coos County Oregon | 28 | $ 4,450,000 | $ 158,000 | $ 72,000 |
| Marion County Oregon | 28 | $ 7,000,000 | $ 250,000 | $ 100,000 |
| Rosebud County Montana | 26 | $ 2,830,000 | $ 108,000 | $ 101,000 |
| Broadwater County Montana | 25 | $ 5,965,000 | $ 238,000 | $ 75,000 |
| Douglas County Oregon | 25 | $ 4,215,000 | $ 168,000 | $ 85,000 |
| Washington County Oregon | 25 | $ 11,295,000 | $ 451,000 | $ 206,000 |
| Clackamas County Oregon | 24 | $ 10,950,000 | $ 456,000 | $ 246,000 |
| King County Washington | 24 | $ 37,900,000 | $ 1,579,000 | $ 384,000 |
| Silver Bow County Montana | 22 | $ 3,930,000 | $ 178,000 | $ 150,000 |
| Lincoln County Oregon | 22 | $ 3,800,000 | $ 172,000 | $ 117,000 |
| Kittitas County Washington | 22 | $ 17,550,000 | $ 797,000 | $ 325,000 |
| Larimer County Colorado | 21 | $ 6,245,000 | $ 297,000 | $ 160,000 |
| Gem County Idaho | 20 | $ 2,450,000 | $ 122,000 | $ 75,000 |
| Benton County Washington | 19 | $ 4,935,000 | $ 259,000 | $ 189,000 |
| Sublette County Wyoming | 19 | $ 6,295,000 | $ 331,000 | $ 144,000 |
| Wasco County Oregon | 18 | $ 4,260,000 | $ 236,000 | $ 95,000 |
| Valley County Idaho | 17 | $ 5,865,000 | $ 345,000 | $ 580,000 |
| Teton County Montana | 17 | $ 3,335,000 | $ 196,000 | $ 133,000 |
| Klickitat County Washington | 16 | $ 3,680,000 | $ 230,000 | $ 127,000 |
| Snohomish County Washington | 16 | $ 4,950,000 | $ 309,000 | $ 161,000 |
| Carbon County Wyoming | 16 | $ 2,230,000 | $ 139,000 | $ 189,000 |
| Blaine County Idaho | 15 | $ 5,895,000 | $ 393,000 | $ 380,000 |
| Glacier County Montana | 14 | $ 1,310,000 | $ 93,000 | $ 54,000 |
| Jefferson County Oregon | 14 | $ 3,540,000 | $ 252,000 | $ 96,000 |
| Shoshone County Idaho | 13 | $ 2,655,000 | $ 204,000 | $ 71,000 |
| Pacific County Washington | 13 | $ 1,605,000 | $ 123,000 | $ 68,000 |
| Weston County Wyoming | 13 | $ 2,155,000 | $ 165,000 | $ 92,000 |
| Mohave County Arizona | 12 | $ 2,770,000 | $ 230,000 | $ 215,000 |
| Mineral County Montana | 12 | $ 2,410,000 | $ 200,000 | $ 85,000 |
| Grant County Washington | 12 | $ 2,140,000 | $ 178,000 | $ 97,000 |
| Sweetwater County Wyoming | 12 | $ 2,090,000 | $ 174,000 | $ 96,000 |
| Weld County Colorado | 11 | $ 3,455,000 | $ 314,000 | $ 100,000 |
| Deer Lodge County Montana | 11 | $ 1,675,000 | $ 152,000 | $ 92,000 |
| Hood River County Oregon | 11 | $ 3,085,000 | $ 280,000 | $ 170,000 |
| Polk County Oregon | 11 | $ 2,415,000 | $ 219,000 | $ 122,000 |
| Park County Wyoming | 11 | $ 1,715,000 | $ 155,000 | $ 145,000 |
| Platte County Wyoming | 11 | $ 3,045,000 | $ 276,000 | $ 176,000 |
| Denver County Colorado | 10 | $ 3,800,000 | $ 380,000 | $ 214,000 |
| Musselshell County Montana | 10 | $ 1,120,000 | $ 112,000 | $ 68,000 |
| Nevada County California | 9 | $ 8,365,000 | $ 929,000 | $ 659,000 |
| Placer County California | 9 | $ 16,035,000 | $ 1,781,000 | $ 1,031,000 |
| Jefferson County Colorado | 9 | $ 2,165,000 | $ 240,000 | $ 153,000 |
| Payette County Idaho | 9 | $ 1,535,000 | $ 170,000 | $ 128,000 |
| Clatsop County Oregon | 9 | $ 1,245,000 | $ 138,000 | $ 139,000 |
| Lincoln County Washington | 9 | $ 1,125,000 | $ 125,000 | $ 109,000 |
| Clark County Nevada | 8 | $ 2,970,000 | $ 371,000 | $ 154,000 |
| Franklin County Washington | 8 | $ 3,300,000 | $ 412,000 | $ 147,000 |
| Stevens County Washington | 8 | $ 1,840,000 | $ 230,000 | $ 141,000 |
| Hot Springs County Wyoming | 8 | $ 1,410,000 | $ 176,000 | $ 168,000 |
| Moffat County Colorado | 7 | $ 1,525,000 | $ 217,000 | $ 102,000 |
| Bonneville County Idaho | 7 | $ 1,675,000 | $ 239,000 | $ 132,000 |
| Owyhee County Idaho | 7 | $ 1,515,000 | $ 216,000 | $ 73,000 |
| Twin Falls County Idaho | 7 | $ 1,045,000 | $ 149,000 | $ 443,000 |
| Beaverhead County Montana | 7 | $ 1,085,000 | $ 155,000 | $ 133,000 |
| Meagher County Montana | 7 | $ 815,000 | $ 116,000 | $ 132,000 |
| Pierce County Washington | 7 | $ 3,085,000 | $ 440,000 | $ 120,000 |
| San Diego County California | 6 | $ 4,040,000 | $ 673,000 | $ 230,000 |
| Fergus County Montana | 6 | $ 940,000 | $ 156,000 | $ 94,000 |
| Granite County Montana | 6 | $ 1,240,000 | $ 206,000 | $ 115,000 |
| Phillips County Montana | 6 | $ 620,000 | $ 103,000 | $ 59,000 |
| Powell County Montana | 6 | $ 1,540,000 | $ 256,000 | $ 345,000 |
| Sanders County Montana | 6 | $ 1,250,000 | $ 208,000 | $ 212,000 |
| Sweet Grass County Montana | 6 | $ 1,530,000 | $ 255,000 | $ 140,000 |
| Washington County Utah | 6 | $ 1,490,000 | $ 248,000 | $ 80,000 |
| Skamania County Washington | 6 | $ 1,190,000 | $ 198,000 | $ 132,000 |
| Whitman County Washington | 6 | $ 1,310,000 | $ 218,000 | $ 62,000 |
| Pima County Arizona | 5 | $ 975,000 | $ 195,000 | $ 242,000 |
| Los Angeles County California | 5 | $ 3,305,000 | $ 661,000 | $ 334,000 |
| Boise County Idaho | 5 | $ 585,000 | $ 117,000 | $ 71,000 |
| Prairie County Montana | 5 | $ 515,000 | $ 103,000 | $ 71,000 |
| Valley County Montana | 5 | $ 735,000 | $ 147,000 | $ 77,000 |
| Benton County Oregon | 5 | $ 1,545,000 | $ 309,000 | $ 240,000 |
| Yamhill County Oregon | 5 | $ 8,425,000 | $ 1,685,000 | $ 148,000 |
| Goshen County Wyoming | 5 | $ 1,155,000 | $ 231,000 | $ 68,000 |
| Boulder County Colorado | 4 | $ 1,280,000 | $ 320,000 | $ 183,000 |
| Benewah County Idaho | 4 | $ 1,000,000 | $ 250,000 | $ 79,000 |
| Boundary County Idaho | 4 | $ 980,000 | $ 245,000 | $ 111,000 |
| Washington County Idaho | 4 | $ 700,000 | $ 175,000 | $ 58,000 |
| Scotts Bluff County Nebraska | 4 | $ 630,000 | $ 157,000 | $ 63,000 |
| Malheur County Oregon | 4 | $ 490,000 | $ 122,000 | $ 81,000 |
| Lincoln County South Dakota | 4 | $ 680,000 | $ 170,000 | $ 118,000 |
| Adams County Washington | 4 | $ 660,000 | $ 165,000 | $ 160,000 |
| Wahkiakum County Washington | 4 | $ 790,000 | $ 197,000 | $ 72,000 |
| Whatcom County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 131,000 |
| Yakima County Washington | 4 | $ 4,330,000 | $ 1,082,000 | $ 152,000 |
| Big Horn County Wyoming | 4 | $ 590,000 | $ 147,000 | $ 95,000 |
| Cochise County Arizona | 3 | $ 665,000 | $ 221,000 | $ 113,000 |
| Yavapai County Arizona | 3 | $ 1,375,000 | $ 458,000 | $ 576,000 |
| Monterey County California | 3 | $ 2,805,000 | $ 935,000 | $ 893,000 |
| Riverside County California | 3 | $ 1,075,000 | $ 358,000 | $ 138,000 |
| Arapahoe County Colorado | 3 | $ 725,000 | $ 241,000 | $ 212,000 |
| Douglas County Colorado | 3 | $ 1,405,000 | $ 468,000 | $ 186,000 |
| El Paso County Colorado | 3 | $ 955,000 | $ 318,000 | $ 87,000 |
| Chouteau County Montana | 3 | $ 465,000 | $ 155,000 | $ 132,000 |
| Dawson County Montana | 3 | $ 355,000 | $ 118,000 | $ 108,000 |
| Hill County Montana | 3 | $ 495,000 | $ 165,000 | $ 94,000 |
| Treasure County Montana | 3 | $ 715,000 | $ 238,000 | $ 48,000 |
| Lincoln County Nebraska | 3 | $ 625,000 | $ 208,000 | $ 98,000 |
| Tillamook County Oregon | 3 | $ 915,000 | $ 305,000 | $ 198,000 |
| Minnehaha County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 56,000 |
| Grays Harbor County Washington | 3 | $ 455,000 | $ 151,000 | $ 68,000 |
| Pend Oreille County Washington | 3 | $ 705,000 | $ 235,000 | $ 168,000 |
| Uinta County Wyoming | 3 | $ 275,000 | $ 91,000 | $ 46,000 |
| Pinal County Arizona | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Siskiyou County California | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Sonoma County California | 2 | $ 1,130,000 | $ 565,000 | $ 110,000 |
| Ventura County California | 2 | $ 1,180,000 | $ 590,000 | $ 506,000 |
| Grand County Colorado | 2 | $ 390,000 | $ 195,000 | $ 175,000 |
| Logan County Colorado | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Fremont County Idaho | 2 | $ 520,000 | $ 260,000 | $ 282,000 |
| Madison County Idaho | 2 | $ 180,000 | $ 90,000 | $ 180,000 |
| Fallon County Montana | 2 | $ 420,000 | $ 210,000 | $ 130,000 |
| Pondera County Montana | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Powder River County Montana | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Wheatland County Montana | 2 | $ 110,000 | $ 55,000 | $ 66,000 |
| Columbia County Oregon | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Curry County Oregon | 2 | $ 590,000 | $ 295,000 | $ 254,000 |
| Lake County Oregon | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Linn County Oregon | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Hughes County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| Spink County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Weber County Utah | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| Clallam County Washington | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Thurston County Washington | 2 | $ 790,000 | $ 395,000 | $ 262,000 |
| Washakie County Wyoming | 2 | $ 420,000 | $ 210,000 | $ 106,000 |
| Apache County Arizona | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Santa Cruz County Arizona | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Amador County California | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| El Dorado County California | 1 | $ 975,000 | $ 975,000 | $ 360,000 |
| Orange County California | 1 | $ 105,000 | $ 105,000 | $ 293,000 |
| San Francisco County California | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| San Luis Obispo County California | 1 | $ 535,000 | $ 535,000 | $ 274,000 |
| Santa Clara County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tulare County California | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Yolo County California | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Adams County Colorado | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Jackson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| La Plata County Colorado | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Mesa County Colorado | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| Rio Blanco County Colorado | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 219,000 |
| Cherokee County Georgia | 1 | $ 655,000 | $ 655,000 | $ 372,000 |
| Glynn County Georgia | 1 | $ 565,000 | $ 565,000 | $ 371,000 |
| Adams County Idaho | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Bannock County Idaho | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Camas County Idaho | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Gooding County Idaho | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Idaho County Idaho | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Jefferson County Idaho | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Jerome County Idaho | 1 | $ 135,000 | $ 135,000 | $ 520,000 |
| Latah County Idaho | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Lake County Illinois | 1 | $ 45,000 | $ 45,000 | $ 420,000 |
| Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Butler County Kansas | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Saline County Kansas | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Cass County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 114,000 |
| Rice County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| St. Louis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 290,000 |
| Golden Valley County Montana | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Judith Basin County Montana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Liberty County Montana | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
| Sheridan County Montana | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Dawson County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Perkins County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 228,000 |
| York County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Lyon County Nevada | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Washoe County Nevada | 1 | $ 1,455,000 | $ 1,455,000 | $ 383,000 |
| Wake County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| McKenzie County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
| Stark County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Stutsman County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Ward County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Williams County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Baker County Oregon | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Grant County Oregon | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Harney County Oregon | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sherman County Oregon | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Allegheny County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Colleton County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 346,000 |
| Beadle County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Brookings County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Davison County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 537,000 |
| Haakon County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Harding County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Roberts County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Union County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Cache County Utah | 1 | $ 285,000 | $ 285,000 | $ 351,000 |
| Salt Lake County Utah | 1 | $ 325,000 | $ 325,000 | $ 284,000 |
| Utah County Utah | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
| Chelan County Washington | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Columbia County Washington | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Douglas County Washington | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Okanogan County Washington | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Skagit County Washington | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Walla Walla County Washington | 1 | $ 185,000 | $ 185,000 | $ 239,000 |
| Burnett County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Niobrara County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,518 | $1,239,000,000 | $274,000 | $24,005,000 | $138,000 | $3,466,000 |
| Home Purchase | 4,169 | $1,382,135,000 | $331,000 | $14,775,000 | $148,000 | $3,298,000 |
| Cash-out Refinancing | 2,381 | $615,615,000 | $258,000 | $1,955,000 | $120,000 | $1,735,000 |
| Home Improvement | 1,147 | $129,505,000 | $112,000 | $1,505,000 | $127,000 | $4,085,000 |
| Other Purpose | 916 | $110,050,000 | $120,000 | $1,805,000 | $140,000 | $3,266,000 |
| Not Applicable | 4 | $960,000 | $240,000 | $475,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,133 | $2,709,375,000 | $243,000 | $5,555,000 | $135,000 | $4,085,000 |
| Not Provided | 1,267 | $360,435,000 | $284,000 | $3,005,000 | $163,000 | $2,337,000 |
| Not applicable | 249 | $297,275,000 | $1,193,000 | $24,005,000 | $0 | $0 |
| Hispanic | 246 | $58,830,000 | $239,000 | $2,005,000 | $120,000 | $1,953,000 |
| American Indian or Alaskan Native | 90 | $13,930,000 | $154,000 | $515,000 | $88,000 | $215,000 |
| Asian | 89 | $23,395,000 | $262,000 | $3,005,000 | $144,000 | $1,776,000 |
| Black or African American | 41 | $10,105,000 | $246,000 | $965,000 | $146,000 | $663,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,625,000 | $180,000 | $305,000 | $66,000 | $116,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,255 | $3,247,475,000 | $264,000 | $24,005,000 | $142,000 | $4,085,000 |
| VA-guaranteed (Veterans Administration) | 421 | $129,875,000 | $308,000 | $1,235,000 | $85,000 | $1,105,000 |
| FHA-insured (Federal Housing Administration) | 334 | $74,330,000 | $222,000 | $695,000 | $65,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $25,585,000 | $204,000 | $445,000 | $61,000 | $265,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,885 | $2,671,425,000 | $270,000 | $24,005,000 | $138,000 | $4,085,000 |
| Application Withdrawn By Applicant | 1,964 | $559,470,000 | $284,000 | $3,005,000 | $152,000 | $3,466,000 |
| Application Denied By Financial Institution | 983 | $183,315,000 | $186,000 | $2,105,000 | $93,000 | $1,500,000 |
| File Closed For Incompleteness | 175 | $39,855,000 | $227,000 | $1,165,000 | $158,000 | $2,208,000 |
| Application Approved But Not Accepted | 119 | $21,745,000 | $182,000 | $1,155,000 | $146,000 | $1,312,000 |
| Loan Purchased By The Institution | 9 | $1,455,000 | $161,000 | $475,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,152 | $3,293,950,000 | $271,000 | $24,005,000 | $141,000 | $4,085,000 |
| Debt-To-Income Ratio | 377 | $83,185,000 | $220,000 | $2,105,000 | $71,000 | $1,500,000 |
| Credit History | 263 | $42,565,000 | $161,000 | $1,005,000 | $94,000 | $1,320,000 |
| Collateral | 205 | $31,015,000 | $151,000 | $835,000 | $128,000 | $885,000 |
| Other | 70 | $11,880,000 | $169,000 | $1,825,000 | $125,000 | $911,000 |
| Employment History | 38 | $7,660,000 | $201,000 | $515,000 | $60,000 | $179,000 |
| Unverifiable Information | 21 | $4,405,000 | $209,000 | $475,000 | $92,000 | $469,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,300,000 | $287,000 | $515,000 | $113,000 | $281,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.