First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Interstate Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,530 |
| Total Mortgage Loan Application Amount | $2,834,710,000 |
| Average Mortgage Loan Application Amount | $282,833 |
| Highest Mortgage Loan Application Amount | $30,655,000 |
| Average Applicant Income | $138,500 |
| Highest Applicant Income | $4,462,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 724 | $ 173,920,000 | $ 240,000 | $ 120,000 |
| Missoula County Montana | 541 | $ 136,535,000 | $ 252,000 | $ 151,000 |
| Natrona County Wyoming | 538 | $ 113,490,000 | $ 210,000 | $ 111,000 |
| Yellowstone County Montana | 506 | $ 110,720,000 | $ 218,000 | $ 123,000 |
| Gallatin County Montana | 465 | $ 140,435,000 | $ 302,000 | $ 145,000 |
| Deschutes County Oregon | 460 | $ 159,470,000 | $ 346,000 | $ 185,000 |
| Kootenai County Idaho | 448 | $ 221,910,000 | $ 495,000 | $ 172,000 |
| Flathead County Montana | 448 | $ 193,380,000 | $ 431,000 | $ 176,000 |
| Sheridan County Wyoming | 379 | $ 86,975,000 | $ 229,000 | $ 122,000 |
| Lewis and Clark County Montana | 370 | $ 88,310,000 | $ 238,000 | $ 108,000 |
| Lawrence County South Dakota | 279 | $ 57,535,000 | $ 206,000 | $ 145,000 |
| Spokane County Washington | 261 | $ 108,975,000 | $ 417,000 | $ 157,000 |
| Ada County Idaho | 251 | $ 82,055,000 | $ 326,000 | $ 177,000 |
| Fremont County Wyoming | 222 | $ 38,330,000 | $ 172,000 | $ 96,000 |
| Teton County Wyoming | 186 | $ 105,570,000 | $ 567,000 | $ 198,000 |
| Park County Montana | 173 | $ 43,855,000 | $ 253,000 | $ 133,000 |
| Campbell County Wyoming | 172 | $ 29,650,000 | $ 172,000 | $ 89,000 |
| Jackson County Oregon | 171 | $ 36,585,000 | $ 213,000 | $ 131,000 |
| Pennington County South Dakota | 160 | $ 30,930,000 | $ 193,000 | $ 159,000 |
| Albany County Wyoming | 153 | $ 33,575,000 | $ 219,000 | $ 134,000 |
| Cascade County Montana | 142 | $ 26,300,000 | $ 185,000 | $ 111,000 |
| Ravalli County Montana | 132 | $ 31,090,000 | $ 235,000 | $ 130,000 |
| Lake County Montana | 122 | $ 28,300,000 | $ 231,000 | $ 170,000 |
| Canyon County Idaho | 120 | $ 28,630,000 | $ 238,000 | $ 126,000 |
| Meade County South Dakota | 98 | $ 17,260,000 | $ 176,000 | $ 101,000 |
| Johnson County Wyoming | 96 | $ 17,750,000 | $ 184,000 | $ 119,000 |
| Carbon County Montana | 68 | $ 14,640,000 | $ 215,000 | $ 116,000 |
| Josephine County Oregon | 66 | $ 9,800,000 | $ 148,000 | $ 95,000 |
| Stillwater County Montana | 64 | $ 13,520,000 | $ 211,000 | $ 111,000 |
| Teton County Idaho | 55 | $ 21,765,000 | $ 395,000 | $ 185,000 |
| Klamath County Oregon | 52 | $ 4,800,000 | $ 92,000 | $ 70,000 |
| Butte County South Dakota | 52 | $ 12,410,000 | $ 238,000 | $ 98,000 |
| Jefferson County Montana | 50 | $ 14,170,000 | $ 283,000 | $ 138,000 |
| Fall River County South Dakota | 50 | $ 6,050,000 | $ 121,000 | $ 101,000 |
| Bonner County Idaho | 48 | $ 23,500,000 | $ 489,000 | $ 314,000 |
| Custer County Montana | 48 | $ 7,200,000 | $ 150,000 | $ 76,000 |
| Lincoln County Wyoming | 46 | $ 13,090,000 | $ 284,000 | $ 143,000 |
| Madison County Montana | 43 | $ 10,555,000 | $ 245,000 | $ 110,000 |
| Crook County Oregon | 42 | $ 16,460,000 | $ 391,000 | $ 216,000 |
| Coos County Oregon | 37 | $ 6,825,000 | $ 184,000 | $ 68,000 |
| Lane County Oregon | 35 | $ 10,715,000 | $ 306,000 | $ 131,000 |
| Gem County Idaho | 32 | $ 5,100,000 | $ 159,000 | $ 69,000 |
| Big Horn County Montana | 32 | $ 3,940,000 | $ 123,000 | $ 82,000 |
| Douglas County Oregon | 32 | $ 4,060,000 | $ 126,000 | $ 107,000 |
| Elmore County Idaho | 31 | $ 4,275,000 | $ 137,000 | $ 105,000 |
| Broadwater County Montana | 30 | $ 6,490,000 | $ 216,000 | $ 85,000 |
| Silver Bow County Montana | 30 | $ 7,720,000 | $ 257,000 | $ 129,000 |
| Custer County South Dakota | 30 | $ 5,900,000 | $ 196,000 | $ 95,000 |
| Multnomah County Oregon | 29 | $ 15,005,000 | $ 517,000 | $ 276,000 |
| Marion County Oregon | 24 | $ 5,080,000 | $ 211,000 | $ 131,000 |
| Crook County Wyoming | 24 | $ 5,230,000 | $ 217,000 | $ 124,000 |
| Larimer County Colorado | 22 | $ 8,560,000 | $ 389,000 | $ 277,000 |
| Payette County Idaho | 22 | $ 4,750,000 | $ 215,000 | $ 98,000 |
| Rosebud County Montana | 22 | $ 2,380,000 | $ 108,000 | $ 83,000 |
| Lincoln County Montana | 21 | $ 5,175,000 | $ 246,000 | $ 109,000 |
| Clark County Washington | 21 | $ 28,115,000 | $ 1,338,000 | $ 171,000 |
| Converse County Wyoming | 21 | $ 3,195,000 | $ 152,000 | $ 84,000 |
| Lincoln County Oregon | 19 | $ 3,415,000 | $ 179,000 | $ 139,000 |
| Clackamas County Oregon | 17 | $ 8,055,000 | $ 473,000 | $ 347,000 |
| Kittitas County Washington | 17 | $ 15,215,000 | $ 895,000 | $ 522,000 |
| Pacific County Washington | 17 | $ 2,405,000 | $ 141,000 | $ 102,000 |
| Maricopa County Arizona | 16 | $ 7,210,000 | $ 450,000 | $ 401,000 |
| King County Washington | 16 | $ 24,990,000 | $ 1,561,000 | $ 490,000 |
| Clatsop County Oregon | 14 | $ 3,330,000 | $ 237,000 | $ 152,000 |
| Blaine County Idaho | 13 | $ 5,475,000 | $ 421,000 | $ 233,000 |
| Grant County Washington | 13 | $ 2,065,000 | $ 158,000 | $ 157,000 |
| Park County Wyoming | 13 | $ 2,695,000 | $ 207,000 | $ 112,000 |
| Placer County California | 12 | $ 26,480,000 | $ 2,206,000 | $ 745,000 |
| Powell County Montana | 12 | $ 2,060,000 | $ 171,000 | $ 136,000 |
| Teton County Montana | 12 | $ 1,510,000 | $ 125,000 | $ 59,000 |
| Hood River County Oregon | 12 | $ 8,150,000 | $ 679,000 | $ 233,000 |
| Washington County Oregon | 12 | $ 45,230,000 | $ 3,769,000 | $ 177,000 |
| Glacier County Montana | 11 | $ 1,325,000 | $ 120,000 | $ 56,000 |
| Granite County Montana | 11 | $ 2,845,000 | $ 258,000 | $ 142,000 |
| Wasco County Oregon | 11 | $ 2,205,000 | $ 200,000 | $ 116,000 |
| Pima County Arizona | 10 | $ 2,690,000 | $ 269,000 | $ 236,000 |
| Shoshone County Idaho | 10 | $ 2,120,000 | $ 212,000 | $ 111,000 |
| Deer Lodge County Montana | 10 | $ 1,380,000 | $ 138,000 | $ 116,000 |
| Tillamook County Oregon | 10 | $ 2,610,000 | $ 261,000 | $ 200,000 |
| Carbon County Wyoming | 10 | $ 1,540,000 | $ 154,000 | $ 67,000 |
| Sweet Grass County Montana | 9 | $ 1,825,000 | $ 202,000 | $ 88,000 |
| Clark County Nevada | 9 | $ 2,805,000 | $ 311,000 | $ 236,000 |
| Jefferson County Oregon | 9 | $ 2,755,000 | $ 306,000 | $ 160,000 |
| Denver County Colorado | 8 | $ 3,130,000 | $ 391,000 | $ 120,000 |
| Valley County Idaho | 8 | $ 5,030,000 | $ 628,000 | $ 442,000 |
| Stevens County Washington | 8 | $ 1,790,000 | $ 223,000 | $ 107,000 |
| Sublette County Wyoming | 8 | $ 2,860,000 | $ 357,000 | $ 171,000 |
| Nevada County California | 7 | $ 8,155,000 | $ 1,165,000 | $ 391,000 |
| Benewah County Idaho | 7 | $ 2,065,000 | $ 295,000 | $ 351,000 |
| Owyhee County Idaho | 7 | $ 2,295,000 | $ 327,000 | $ 148,000 |
| Beaverhead County Montana | 7 | $ 2,885,000 | $ 412,000 | $ 71,000 |
| Fergus County Montana | 7 | $ 2,505,000 | $ 357,000 | $ 83,000 |
| Mineral County Montana | 7 | $ 2,395,000 | $ 342,000 | $ 105,000 |
| Sanders County Montana | 7 | $ 1,915,000 | $ 273,000 | $ 153,000 |
| Grays Harbor County Washington | 7 | $ 695,000 | $ 99,000 | $ 103,000 |
| Skamania County Washington | 7 | $ 1,495,000 | $ 213,000 | $ 137,000 |
| Snohomish County Washington | 7 | $ 1,585,000 | $ 226,000 | $ 157,000 |
| Yavapai County Arizona | 6 | $ 2,210,000 | $ 368,000 | $ 248,000 |
| Boise County Idaho | 6 | $ 1,080,000 | $ 180,000 | $ 156,000 |
| Boundary County Idaho | 6 | $ 1,690,000 | $ 281,000 | $ 60,000 |
| Malheur County Oregon | 6 | $ 900,000 | $ 150,000 | $ 118,000 |
| Pinal County Arizona | 5 | $ 1,425,000 | $ 285,000 | $ 127,000 |
| San Diego County California | 5 | $ 2,495,000 | $ 499,000 | $ 194,000 |
| Toole County Montana | 5 | $ 705,000 | $ 141,000 | $ 124,000 |
| Yamhill County Oregon | 5 | $ 9,565,000 | $ 1,913,000 | $ 188,000 |
| Benton County Washington | 5 | $ 4,185,000 | $ 837,000 | $ 161,000 |
| Hot Springs County Wyoming | 5 | $ 775,000 | $ 155,000 | $ 91,000 |
| Mohave County Arizona | 4 | $ 1,180,000 | $ 295,000 | $ 162,000 |
| Ventura County California | 4 | $ 3,120,000 | $ 780,000 | $ 386,000 |
| Weld County Colorado | 4 | $ 890,000 | $ 222,000 | $ 91,000 |
| Fremont County Idaho | 4 | $ 1,780,000 | $ 445,000 | $ 245,000 |
| Washington County Idaho | 4 | $ 620,000 | $ 155,000 | $ 143,000 |
| Musselshell County Montana | 4 | $ 660,000 | $ 165,000 | $ 70,000 |
| Richland County Montana | 4 | $ 840,000 | $ 210,000 | $ 122,000 |
| Benton County Oregon | 4 | $ 650,000 | $ 162,000 | $ 75,000 |
| Curry County Oregon | 4 | $ 1,870,000 | $ 467,000 | $ 195,000 |
| Minnehaha County South Dakota | 4 | $ 590,000 | $ 147,000 | $ 89,000 |
| Lincoln County Washington | 4 | $ 640,000 | $ 160,000 | $ 103,000 |
| Whatcom County Washington | 4 | $ 1,870,000 | $ 467,000 | $ 221,000 |
| Los Angeles County California | 3 | $ 3,805,000 | $ 1,268,000 | $ 567,000 |
| Orange County California | 3 | $ 2,985,000 | $ 995,000 | $ 274,000 |
| Riverside County California | 3 | $ 1,035,000 | $ 345,000 | $ 116,000 |
| Jefferson County Colorado | 3 | $ 585,000 | $ 195,000 | $ 234,000 |
| Bonneville County Idaho | 3 | $ 345,000 | $ 115,000 | $ 95,000 |
| Powder River County Montana | 3 | $ 495,000 | $ 165,000 | $ 81,000 |
| Sheridan County Montana | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| Valley County Montana | 3 | $ 685,000 | $ 228,000 | $ 99,000 |
| Linn County Oregon | 3 | $ 3,615,000 | $ 1,205,000 | $ 78,000 |
| Umatilla County Oregon | 3 | $ 905,000 | $ 301,000 | $ 180,000 |
| Island County Washington | 3 | $ 995,000 | $ 331,000 | $ 133,000 |
| Klickitat County Washington | 3 | $ 495,000 | $ 165,000 | $ 98,000 |
| Pierce County Washington | 3 | $ 2,565,000 | $ 855,000 | $ 295,000 |
| Wahkiakum County Washington | 3 | $ 525,000 | $ 175,000 | $ 86,000 |
| Big Horn County Wyoming | 3 | $ 785,000 | $ 261,000 | $ 96,000 |
| Platte County Wyoming | 3 | $ 805,000 | $ 268,000 | $ 123,000 |
| Sweetwater County Wyoming | 3 | $ 505,000 | $ 168,000 | $ 64,000 |
| Uinta County Wyoming | 3 | $ 295,000 | $ 98,000 | $ 66,000 |
| Weston County Wyoming | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Marin County California | 2 | $ 1,690,000 | $ 845,000 | $ 182,000 |
| San Francisco County California | 2 | $ 2,120,000 | $ 1,060,000 | $ 482,000 |
| Arapahoe County Colorado | 2 | $ 600,000 | $ 300,000 | $ 155,000 |
| El Paso County Colorado | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Jackson County Colorado | 2 | $ 650,000 | $ 325,000 | $ 109,000 |
| Idaho County Idaho | 2 | $ 830,000 | $ 415,000 | $ 975,000 |
| Jefferson County Idaho | 2 | $ 1,040,000 | $ 520,000 | $ 95,000 |
| Latah County Idaho | 2 | $ 780,000 | $ 390,000 | $ 55,000 |
| Nez Perce County Idaho | 2 | $ 270,000 | $ 135,000 | $ 235,000 |
| Blaine County Montana | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Garfield County Montana | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Golden Valley County Montana | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Hill County Montana | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Meagher County Montana | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Phillips County Montana | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Stark County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| Columbia County Oregon | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Polk County Oregon | 2 | $ 170,000 | $ 85,000 | $ 246,000 |
| Charles Mix County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 82,000 |
| Stanley County South Dakota | 2 | $ 560,000 | $ 280,000 | $ 180,000 |
| Yankton County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 125,000 |
| Rich County Utah | 2 | $ 680,000 | $ 340,000 | $ 818,000 |
| Summit County Utah | 2 | $ 1,110,000 | $ 555,000 | $ 203,000 |
| Utah County Utah | 2 | $ 1,020,000 | $ 510,000 | $ 415,000 |
| Adams County Washington | 2 | $ 470,000 | $ 235,000 | $ 182,000 |
| Clallam County Washington | 2 | $ 23,980,000 | $ 11,990,000 | $ 99,000 |
| Cowlitz County Washington | 2 | $ 540,000 | $ 270,000 | $ 83,000 |
| San Juan County Washington | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| Thurston County Washington | 2 | $ 750,000 | $ 375,000 | $ 152,000 |
| Walla Walla County Washington | 2 | $ 880,000 | $ 440,000 | $ 151,000 |
| Whitman County Washington | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Goshen County Wyoming | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Washakie County Wyoming | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| Apache County Arizona | 1 | $ 505,000 | $ 505,000 | $ 504,000 |
| Santa Cruz County Arizona | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 253,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 259,000 |
| El Dorado County California | 1 | $ 1,315,000 | $ 1,315,000 | $ 404,000 |
| Modoc County California | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Sacramento County California | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| San Bernardino County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,882,000 |
| Santa Clara County California | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Siskiyou County California | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Solano County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 201,000 |
| Sonoma County California | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| Tuolumne County California | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Boulder County Colorado | 1 | $ 535,000 | $ 535,000 | $ 133,000 |
| Grand County Colorado | 1 | $ 885,000 | $ 885,000 | $ 2,536,000 |
| Logan County Colorado | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Moffat County Colorado | 1 | $ 195,000 | $ 195,000 | $ 203,000 |
| Pueblo County Colorado | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Bannock County Idaho | 1 | $ 5,755,000 | $ 5,755,000 | $ 0 |
| Jerome County Idaho | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Lewis County Idaho | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Madison County Idaho | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 165,000 | $ 165,000 | $ 520,000 |
| Butler County Kansas | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Stevens County Kansas | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Kandiyohi County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Jackson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Chouteau County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dawson County Montana | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Fallon County Montana | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Petroleum County Montana | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Pondera County Montana | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| Prairie County Montana | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Treasure County Montana | 1 | $ 395,000 | $ 395,000 | $ 61,000 |
| Wheatland County Montana | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Jefferson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Kimball County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Scotts Bluff County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Douglas County Nevada | 1 | $ 3,005,000 | $ 3,005,000 | $ 969,000 |
| Washoe County Nevada | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| Sierra County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Burleigh County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Cass County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 320,000 |
| Walsh County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| McIntosh County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 143,000 |
| Baker County Oregon | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Wallowa County Oregon | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Bennett County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Clay County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Davison County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Haakon County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Hughes County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 221,000 |
| Jackson County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Lake County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Lincoln County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Perkins County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Walworth County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cache County Utah | 1 | $ 245,000 | $ 245,000 | $ 275,000 |
| Grand County Utah | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Wasatch County Utah | 1 | $ 1,775,000 | $ 1,775,000 | $ 918,000 |
| Washington County Utah | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Asotin County Washington | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Chelan County Washington | 1 | $ 1,105,000 | $ 1,105,000 | $ 625,000 |
| Franklin County Washington | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lewis County Washington | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Pend Oreille County Washington | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Yakima County Washington | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Niobrara County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,231 | $1,479,355,000 | $457,000 | $30,655,000 | $162,000 | $2,631,000 |
| Refinancing | 2,410 | $612,300,000 | $254,000 | $6,715,000 | $132,000 | $1,916,000 |
| Home Improvement | 1,597 | $237,305,000 | $148,000 | $27,875,000 | $141,000 | $2,604,000 |
| Cash-out Refinancing | 1,522 | $408,670,000 | $268,000 | $2,135,000 | $118,000 | $2,398,000 |
| Other Purpose | 769 | $96,635,000 | $125,000 | $1,405,000 | $145,000 | $4,462,000 |
| Not Applicable | 1 | $445,000 | $445,000 | $445,000 | $133,000 | $133,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,671 | $1,890,445,000 | $246,000 | $6,715,000 | $141,000 | $4,462,000 |
| Not Provided | 1,208 | $395,950,000 | $327,000 | $3,005,000 | $161,000 | $2,536,000 |
| Not applicable | 237 | $457,855,000 | $1,931,000 | $30,655,000 | $0 | $0 |
| Hispanic | 219 | $48,885,000 | $223,000 | $2,605,000 | $119,000 | $1,250,000 |
| Asian | 91 | $20,515,000 | $225,000 | $855,000 | $151,000 | $800,000 |
| American Indian or Alaskan Native | 69 | $11,595,000 | $168,000 | $965,000 | $112,000 | $1,152,000 |
| Black or African American | 25 | $7,225,000 | $289,000 | $1,685,000 | $150,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $885,000 | $177,000 | $525,000 | $100,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,994 | $2,684,750,000 | $298,000 | $30,655,000 | $146,000 | $4,462,000 |
| VA-guaranteed (Veterans Administration) | 265 | $89,925,000 | $339,000 | $1,185,000 | $93,000 | $389,000 |
| FHA-insured (Federal Housing Administration) | 192 | $44,010,000 | $229,000 | $415,000 | $75,000 | $665,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $16,025,000 | $202,000 | $395,000 | $55,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,288 | $2,232,090,000 | $306,000 | $30,655,000 | $145,000 | $4,462,000 |
| Application Withdrawn By Applicant | 1,211 | $388,255,000 | $320,000 | $6,715,000 | $151,000 | $2,534,000 |
| Application Denied By Financial Institution | 755 | $141,675,000 | $187,000 | $2,135,000 | $105,000 | $1,200,000 |
| File Closed For Incompleteness | 156 | $44,780,000 | $287,000 | $1,715,000 | $157,000 | $1,916,000 |
| Application Approved But Not Accepted | 111 | $24,925,000 | $224,000 | $3,005,000 | $148,000 | $1,570,000 |
| Loan Purchased By The Institution | 9 | $2,985,000 | $331,000 | $605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,775 | $2,693,035,000 | $306,000 | $30,655,000 | $146,000 | $4,462,000 |
| Debt-To-Income Ratio | 296 | $71,640,000 | $242,000 | $1,615,000 | $67,000 | $774,000 |
| Collateral | 214 | $31,910,000 | $149,000 | $1,805,000 | $144,000 | $1,057,000 |
| Credit History | 194 | $21,770,000 | $112,000 | $795,000 | $109,000 | $1,200,000 |
| Other | 28 | $7,440,000 | $265,000 | $1,205,000 | $179,000 | $677,000 |
| Employment History | 10 | $2,690,000 | $269,000 | $545,000 | $52,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,230,000 | $205,000 | $325,000 | $53,000 | $87,000 |
| Unverifiable Information | 6 | $3,360,000 | $560,000 | $2,135,000 | $235,000 | $630,000 |
| Credit Application Incomplete | 1 | $1,635,000 | $1,635,000 | $1,635,000 | $491,000 | $491,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.