First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Interstate Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,935 |
| Total Mortgage Loan Application Amount | $1,087,105,000 |
| Average Mortgage Loan Application Amount | $203,800 |
| Highest Mortgage Loan Application Amount | $24,605,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $4,593,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Missoula County Montana | 212 | $ 49,570,000 | $ 233,000 | $ 180,000 |
| Laramie County Wyoming | 163 | $ 38,845,000 | $ 238,000 | $ 143,000 |
| Yellowstone County Montana | 156 | $ 29,600,000 | $ 189,000 | $ 139,000 |
| Gallatin County Montana | 154 | $ 71,390,000 | $ 463,000 | $ 226,000 |
| Deschutes County Oregon | 152 | $ 59,860,000 | $ 393,000 | $ 240,000 |
| Flathead County Montana | 146 | $ 45,160,000 | $ 309,000 | $ 203,000 |
| Minnehaha County South Dakota | 134 | $ 14,850,000 | $ 110,000 | $ 107,000 |
| Kootenai County Idaho | 132 | $ 38,120,000 | $ 288,000 | $ 171,000 |
| Natrona County Wyoming | 132 | $ 25,460,000 | $ 192,000 | $ 151,000 |
| Lewis and Clark County Montana | 125 | $ 25,525,000 | $ 204,000 | $ 155,000 |
| Ada County Idaho | 124 | $ 26,240,000 | $ 211,000 | $ 180,000 |
| Jackson County Oregon | 124 | $ 13,560,000 | $ 109,000 | $ 155,000 |
| Sheridan County Wyoming | 113 | $ 20,215,000 | $ 178,000 | $ 117,000 |
| Lawrence County South Dakota | 96 | $ 18,300,000 | $ 190,000 | $ 132,000 |
| Pennington County South Dakota | 87 | $ 16,145,000 | $ 185,000 | $ 173,000 |
| Fremont County Wyoming | 86 | $ 11,590,000 | $ 134,000 | $ 116,000 |
| Spokane County Washington | 83 | $ 31,475,000 | $ 379,000 | $ 136,000 |
| Park County Montana | 82 | $ 23,720,000 | $ 289,000 | $ 186,000 |
| Douglas County Nebraska | 76 | $ 10,790,000 | $ 141,000 | $ 135,000 |
| Canyon County Idaho | 72 | $ 11,340,000 | $ 157,000 | $ 130,000 |
| Lancaster County Nebraska | 66 | $ 9,160,000 | $ 138,000 | $ 107,000 |
| Teton County Wyoming | 65 | $ 30,205,000 | $ 464,000 | $ 320,000 |
| Brown County South Dakota | 56 | $ 7,330,000 | $ 130,000 | $ 108,000 |
| Webster County Iowa | 54 | $ 4,130,000 | $ 76,000 | $ 69,000 |
| Meade County South Dakota | 52 | $ 8,960,000 | $ 172,000 | $ 100,000 |
| Cascade County Montana | 47 | $ 8,895,000 | $ 189,000 | $ 127,000 |
| Lincoln County South Dakota | 47 | $ 8,395,000 | $ 178,000 | $ 139,000 |
| Albany County Wyoming | 47 | $ 10,425,000 | $ 221,000 | $ 139,000 |
| Polk County Iowa | 45 | $ 5,385,000 | $ 119,000 | $ 120,000 |
| Lake County Montana | 45 | $ 10,555,000 | $ 234,000 | $ 207,000 |
| Campbell County Wyoming | 45 | $ 6,585,000 | $ 146,000 | $ 123,000 |
| Ravalli County Montana | 43 | $ 13,245,000 | $ 308,000 | $ 172,000 |
| Sarpy County Nebraska | 42 | $ 4,860,000 | $ 115,000 | $ 93,000 |
| Johnson County Wyoming | 37 | $ 4,565,000 | $ 123,000 | $ 112,000 |
| Fall River County South Dakota | 36 | $ 6,230,000 | $ 173,000 | $ 114,000 |
| Codington County South Dakota | 33 | $ 4,735,000 | $ 143,000 | $ 96,000 |
| Josephine County Oregon | 32 | $ 3,410,000 | $ 106,000 | $ 131,000 |
| Maricopa County Arizona | 31 | $ 17,865,000 | $ 576,000 | $ 456,000 |
| Custer County Montana | 31 | $ 3,835,000 | $ 123,000 | $ 72,000 |
| Carbon County Montana | 30 | $ 4,020,000 | $ 134,000 | $ 158,000 |
| Des Moines County Iowa | 27 | $ 1,365,000 | $ 50,000 | $ 70,000 |
| Butte County South Dakota | 27 | $ 3,915,000 | $ 145,000 | $ 109,000 |
| Elmore County Idaho | 26 | $ 2,040,000 | $ 78,000 | $ 108,000 |
| Brule County South Dakota | 26 | $ 3,850,000 | $ 148,000 | $ 129,000 |
| Gem County Idaho | 25 | $ 5,015,000 | $ 200,000 | $ 116,000 |
| Story County Iowa | 25 | $ 3,105,000 | $ 124,000 | $ 251,000 |
| Pottawattamie County Iowa | 24 | $ 2,400,000 | $ 100,000 | $ 92,000 |
| Grant County South Dakota | 24 | $ 3,230,000 | $ 134,000 | $ 104,000 |
| Weld County Colorado | 23 | $ 5,795,000 | $ 251,000 | $ 349,000 |
| Madison County Montana | 23 | $ 6,005,000 | $ 261,000 | $ 145,000 |
| Black Hawk County Iowa | 22 | $ 3,020,000 | $ 137,000 | $ 144,000 |
| Stillwater County Montana | 21 | $ 2,825,000 | $ 134,000 | $ 116,000 |
| Boulder County Colorado | 20 | $ 5,040,000 | $ 252,000 | $ 320,000 |
| Custer County South Dakota | 20 | $ 5,010,000 | $ 250,000 | $ 206,000 |
| Dawson County Nebraska | 19 | $ 1,845,000 | $ 97,000 | $ 97,000 |
| Lincoln County Wyoming | 19 | $ 4,955,000 | $ 260,000 | $ 159,000 |
| Jasper County Iowa | 18 | $ 1,100,000 | $ 61,000 | $ 90,000 |
| Klamath County Oregon | 18 | $ 2,110,000 | $ 117,000 | $ 97,000 |
| Brookings County South Dakota | 18 | $ 2,930,000 | $ 162,000 | $ 101,000 |
| Larimer County Colorado | 17 | $ 2,795,000 | $ 164,000 | $ 187,000 |
| Bonner County Idaho | 17 | $ 6,415,000 | $ 377,000 | $ 181,000 |
| Lincoln County Montana | 17 | $ 2,295,000 | $ 135,000 | $ 78,000 |
| Montgomery County Iowa | 16 | $ 700,000 | $ 43,000 | $ 81,000 |
| Douglas County Oregon | 16 | $ 1,480,000 | $ 92,000 | $ 88,000 |
| Pinal County Arizona | 15 | $ 1,635,000 | $ 109,000 | $ 161,000 |
| Valley County Idaho | 15 | $ 10,005,000 | $ 667,000 | $ 364,000 |
| Johnson County Iowa | 15 | $ 2,375,000 | $ 158,000 | $ 158,000 |
| Marshall County Iowa | 15 | $ 935,000 | $ 62,000 | $ 70,000 |
| Big Horn County Montana | 15 | $ 2,935,000 | $ 195,000 | $ 60,000 |
| Adams County Nebraska | 15 | $ 1,215,000 | $ 81,000 | $ 112,000 |
| Holt County Nebraska | 15 | $ 985,000 | $ 65,000 | $ 119,000 |
| Lincoln County Oregon | 15 | $ 2,485,000 | $ 165,000 | $ 90,000 |
| Spink County South Dakota | 15 | $ 1,125,000 | $ 75,000 | $ 70,000 |
| Cass County Iowa | 14 | $ 780,000 | $ 55,000 | $ 73,000 |
| Lane County Oregon | 14 | $ 3,940,000 | $ 281,000 | $ 172,000 |
| Rosebud County Montana | 13 | $ 1,755,000 | $ 135,000 | $ 101,000 |
| Hall County Nebraska | 13 | $ 1,705,000 | $ 131,000 | $ 67,000 |
| Marion County Oregon | 13 | $ 2,285,000 | $ 175,000 | $ 181,000 |
| Pima County Arizona | 12 | $ 4,690,000 | $ 390,000 | $ 254,000 |
| Payette County Idaho | 12 | $ 1,370,000 | $ 114,000 | $ 102,000 |
| Warren County Iowa | 12 | $ 1,400,000 | $ 116,000 | $ 126,000 |
| Gentry County Missouri | 12 | $ 1,100,000 | $ 91,000 | $ 61,000 |
| Jefferson County Montana | 12 | $ 3,010,000 | $ 250,000 | $ 151,000 |
| Teton County Idaho | 11 | $ 3,945,000 | $ 358,000 | $ 186,000 |
| Wayne County Iowa | 11 | $ 615,000 | $ 55,000 | $ 134,000 |
| Crook County Oregon | 11 | $ 3,225,000 | $ 293,000 | $ 179,000 |
| Lake County South Dakota | 11 | $ 1,045,000 | $ 95,000 | $ 199,000 |
| Dallas County Iowa | 10 | $ 1,500,000 | $ 150,000 | $ 81,000 |
| Broadwater County Montana | 10 | $ 2,470,000 | $ 247,000 | $ 155,000 |
| Madison County Nebraska | 10 | $ 930,000 | $ 93,000 | $ 57,000 |
| Coos County Oregon | 10 | $ 1,480,000 | $ 148,000 | $ 64,000 |
| Clarke County Iowa | 9 | $ 815,000 | $ 90,000 | $ 131,000 |
| Page County Iowa | 9 | $ 555,000 | $ 61,000 | $ 53,000 |
| Glacier County Montana | 9 | $ 795,000 | $ 88,000 | $ 149,000 |
| Custer County Nebraska | 9 | $ 855,000 | $ 95,000 | $ 87,000 |
| Lincoln County Nebraska | 9 | $ 955,000 | $ 106,000 | $ 89,000 |
| Otoe County Nebraska | 9 | $ 755,000 | $ 83,000 | $ 105,000 |
| Davison County South Dakota | 9 | $ 695,000 | $ 77,000 | $ 77,000 |
| Roberts County South Dakota | 9 | $ 1,215,000 | $ 135,000 | $ 151,000 |
| Grant County Washington | 9 | $ 1,455,000 | $ 161,000 | $ 208,000 |
| Fremont County Iowa | 8 | $ 720,000 | $ 90,000 | $ 72,000 |
| Lucas County Iowa | 8 | $ 500,000 | $ 62,000 | $ 195,000 |
| Ringgold County Iowa | 8 | $ 1,400,000 | $ 175,000 | $ 81,000 |
| Silver Bow County Montana | 8 | $ 1,580,000 | $ 197,000 | $ 121,000 |
| Cheyenne County Nebraska | 8 | $ 1,090,000 | $ 136,000 | $ 112,000 |
| Dodge County Nebraska | 8 | $ 560,000 | $ 70,000 | $ 74,000 |
| Saunders County Nebraska | 8 | $ 760,000 | $ 95,000 | $ 115,000 |
| Walworth County South Dakota | 8 | $ 740,000 | $ 92,000 | $ 81,000 |
| Yankton County South Dakota | 8 | $ 1,290,000 | $ 161,000 | $ 104,000 |
| Pacific County Washington | 8 | $ 1,130,000 | $ 141,000 | $ 135,000 |
| Adams County Colorado | 7 | $ 2,215,000 | $ 316,000 | $ 406,000 |
| Washington County Idaho | 7 | $ 1,585,000 | $ 226,000 | $ 173,000 |
| Hamilton County Iowa | 7 | $ 625,000 | $ 89,000 | $ 83,000 |
| Harrison County Missouri | 7 | $ 655,000 | $ 93,000 | $ 70,000 |
| Mercer County Missouri | 7 | $ 355,000 | $ 50,000 | $ 57,000 |
| Buffalo County Nebraska | 7 | $ 1,135,000 | $ 162,000 | $ 207,000 |
| Platte County Nebraska | 7 | $ 325,000 | $ 46,000 | $ 78,000 |
| Grays Harbor County Washington | 7 | $ 1,005,000 | $ 143,000 | $ 98,000 |
| Denver County Colorado | 6 | $ 1,610,000 | $ 268,000 | $ 200,000 |
| Jefferson County Colorado | 6 | $ 650,000 | $ 108,000 | $ 120,000 |
| Shoshone County Idaho | 6 | $ 1,350,000 | $ 225,000 | $ 193,000 |
| Decatur County Iowa | 6 | $ 430,000 | $ 71,000 | $ 86,000 |
| Poweshiek County Iowa | 6 | $ 730,000 | $ 121,000 | $ 71,000 |
| Tama County Iowa | 6 | $ 530,000 | $ 88,000 | $ 47,000 |
| Washington County Minnesota | 6 | $ 2,640,000 | $ 440,000 | $ 233,000 |
| Gage County Nebraska | 6 | $ 820,000 | $ 136,000 | $ 96,000 |
| Scotts Bluff County Nebraska | 6 | $ 760,000 | $ 126,000 | $ 89,000 |
| Jefferson County Oregon | 6 | $ 990,000 | $ 165,000 | $ 122,000 |
| Deuel County South Dakota | 6 | $ 810,000 | $ 135,000 | $ 72,000 |
| Hamlin County South Dakota | 6 | $ 350,000 | $ 58,000 | $ 118,000 |
| Hutchinson County South Dakota | 6 | $ 460,000 | $ 76,000 | $ 102,000 |
| Potter County South Dakota | 6 | $ 600,000 | $ 100,000 | $ 68,000 |
| Arapahoe County Colorado | 5 | $ 1,025,000 | $ 205,000 | $ 243,000 |
| Henry County Iowa | 5 | $ 545,000 | $ 109,000 | $ 64,000 |
| Linn County Iowa | 5 | $ 1,115,000 | $ 223,000 | $ 110,000 |
| Johnson County Kansas | 5 | $ 2,175,000 | $ 435,000 | $ 161,000 |
| Mineral County Montana | 5 | $ 1,435,000 | $ 287,000 | $ 148,000 |
| Sweet Grass County Montana | 5 | $ 405,000 | $ 81,000 | $ 179,000 |
| Box Butte County Nebraska | 5 | $ 505,000 | $ 101,000 | $ 104,000 |
| Malheur County Oregon | 5 | $ 615,000 | $ 123,000 | $ 106,000 |
| Wasco County Oregon | 5 | $ 805,000 | $ 161,000 | $ 143,000 |
| Moody County South Dakota | 5 | $ 435,000 | $ 87,000 | $ 77,000 |
| San Juan County Washington | 5 | $ 3,765,000 | $ 753,000 | $ 323,000 |
| Stevens County Washington | 5 | $ 915,000 | $ 183,000 | $ 103,000 |
| Converse County Wyoming | 5 | $ 945,000 | $ 189,000 | $ 366,000 |
| Sublette County Wyoming | 5 | $ 1,485,000 | $ 297,000 | $ 204,000 |
| Douglas County Colorado | 4 | $ 1,850,000 | $ 462,000 | $ 566,000 |
| Boise County Idaho | 4 | $ 1,510,000 | $ 377,000 | $ 217,000 |
| Hardin County Iowa | 4 | $ 90,000 | $ 22,000 | $ 87,000 |
| Harrison County Iowa | 4 | $ 270,000 | $ 67,000 | $ 86,000 |
| Marion County Iowa | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
| Jackson County Missouri | 4 | $ 680,000 | $ 170,000 | $ 96,000 |
| Cass County Nebraska | 4 | $ 440,000 | $ 110,000 | $ 132,000 |
| Garfield County Nebraska | 4 | $ 320,000 | $ 80,000 | $ 97,000 |
| Phelps County Nebraska | 4 | $ 350,000 | $ 87,000 | $ 126,000 |
| Hood River County Oregon | 4 | $ 380,000 | $ 95,000 | $ 79,000 |
| Linn County Oregon | 4 | $ 720,000 | $ 180,000 | $ 321,000 |
| Multnomah County Oregon | 4 | $ 1,550,000 | $ 387,000 | $ 311,000 |
| Polk County Oregon | 4 | $ 580,000 | $ 145,000 | $ 212,000 |
| Day County South Dakota | 4 | $ 460,000 | $ 115,000 | $ 92,000 |
| Edmunds County South Dakota | 4 | $ 930,000 | $ 232,000 | $ 111,000 |
| Union County South Dakota | 4 | $ 440,000 | $ 110,000 | $ 94,000 |
| King County Washington | 4 | $ 9,400,000 | $ 2,350,000 | $ 143,000 |
| Klickitat County Washington | 4 | $ 820,000 | $ 205,000 | $ 111,000 |
| Crook County Wyoming | 4 | $ 410,000 | $ 102,000 | $ 85,000 |
| Washakie County Wyoming | 4 | $ 1,060,000 | $ 265,000 | $ 90,000 |
| Mohave County Arizona | 3 | $ 1,285,000 | $ 428,000 | $ 325,000 |
| El Paso County Colorado | 3 | $ 615,000 | $ 205,000 | $ 140,000 |
| Fremont County Colorado | 3 | $ 155,000 | $ 51,000 | $ 96,000 |
| Blaine County Idaho | 3 | $ 345,000 | $ 115,000 | $ 136,000 |
| Bonneville County Idaho | 3 | $ 1,185,000 | $ 395,000 | $ 92,000 |
| Audubon County Iowa | 3 | $ 225,000 | $ 75,000 | $ 63,000 |
| Boone County Iowa | 3 | $ 245,000 | $ 81,000 | $ 124,000 |
| Calhoun County Iowa | 3 | $ 145,000 | $ 48,000 | $ 57,000 |
| Fayette County Iowa | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Madison County Iowa | 3 | $ 835,000 | $ 278,000 | $ 116,000 |
| Mills County Iowa | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Taylor County Iowa | 3 | $ 105,000 | $ 35,000 | $ 75,000 |
| Lincoln County Minnesota | 3 | $ 95,000 | $ 31,000 | $ 155,000 |
| Nodaway County Missouri | 3 | $ 85,000 | $ 28,000 | $ 123,000 |
| Sullivan County Missouri | 3 | $ 205,000 | $ 68,000 | $ 62,000 |
| Deer Lodge County Montana | 3 | $ 815,000 | $ 271,000 | $ 184,000 |
| Fallon County Montana | 3 | $ 475,000 | $ 158,000 | $ 147,000 |
| Fergus County Montana | 3 | $ 985,000 | $ 328,000 | $ 116,000 |
| Teton County Montana | 3 | $ 165,000 | $ 55,000 | $ 65,000 |
| Furnas County Nebraska | 3 | $ 145,000 | $ 48,000 | $ 101,000 |
| Kearney County Nebraska | 3 | $ 335,000 | $ 111,000 | $ 46,000 |
| Knox County Nebraska | 3 | $ 295,000 | $ 98,000 | $ 79,000 |
| Red Willow County Nebraska | 3 | $ 125,000 | $ 41,000 | $ 76,000 |
| Richardson County Nebraska | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Saline County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 83,000 |
| Clackamas County Oregon | 3 | $ 755,000 | $ 251,000 | $ 155,000 |
| Bon Homme County South Dakota | 3 | $ 385,000 | $ 128,000 | $ 142,000 |
| Kingsbury County South Dakota | 3 | $ 345,000 | $ 115,000 | $ 93,000 |
| Lyman County South Dakota | 3 | $ 165,000 | $ 55,000 | $ 96,000 |
| Turner County South Dakota | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Kittitas County Washington | 3 | $ 3,645,000 | $ 1,215,000 | $ 391,000 |
| Pend Oreille County Washington | 3 | $ 545,000 | $ 181,000 | $ 249,000 |
| Yakima County Washington | 3 | $ 925,000 | $ 308,000 | $ 80,000 |
| San Diego County California | 2 | $ 1,760,000 | $ 880,000 | $ 1,079,000 |
| Broomfield County Colorado | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Owyhee County Idaho | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Jo Daviess County Illinois | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Appanoose County Iowa | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Union County Iowa | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Woodbury County Iowa | 2 | $ 80,000 | $ 40,000 | $ 70,000 |
| Douglas County Kansas | 2 | $ 360,000 | $ 180,000 | $ 140,000 |
| Sedgwick County Kansas | 2 | $ 12,120,000 | $ 6,060,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Big Stone County Minnesota | 2 | $ 30,000 | $ 15,000 | $ 120,000 |
| Clay County Minnesota | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Lyon County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Nobles County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| Pipestone County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 107,000 |
| Rock County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 115,000 |
| Adair County Missouri | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Camden County Missouri | 2 | $ 630,000 | $ 315,000 | $ 265,000 |
| Scotland County Missouri | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Beaverhead County Montana | 2 | $ 670,000 | $ 335,000 | $ 89,000 |
| Granite County Montana | 2 | $ 1,180,000 | $ 590,000 | $ 177,000 |
| Phillips County Montana | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Powell County Montana | 2 | $ 1,440,000 | $ 720,000 | $ 444,000 |
| Sanders County Montana | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Toole County Montana | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Cedar County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Franklin County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Valley County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| Cass County North Dakota | 2 | $ 390,000 | $ 195,000 | $ 217,000 |
| Tillamook County Oregon | 2 | $ 960,000 | $ 480,000 | $ 210,000 |
| Yamhill County Oregon | 2 | $ 14,690,000 | $ 7,345,000 | $ 83,000 |
| Clay County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| McCook County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 147,000 |
| Washington County Utah | 2 | $ 1,050,000 | $ 525,000 | $ 153,000 |
| Clark County Washington | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Lincoln County Washington | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Mason County Washington | 2 | $ 1,000,000 | $ 500,000 | $ 181,000 |
| Snohomish County Washington | 2 | $ 130,000 | $ 65,000 | $ 130,000 |
| Wahkiakum County Washington | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Whitman County Washington | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Carbon County Wyoming | 2 | $ 700,000 | $ 350,000 | $ 151,000 |
| Goshen County Wyoming | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Park County Wyoming | 2 | $ 810,000 | $ 405,000 | $ 112,000 |
| Gila County Arizona | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Graham County Arizona | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Greenlee County Arizona | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Santa Cruz County Arizona | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Yuma County Arizona | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Placer County California | 1 | $ 1,995,000 | $ 1,995,000 | $ 1,137,000 |
| Siskiyou County California | 1 | $ 205,000 | $ 205,000 | $ 523,000 |
| Tulare County California | 1 | $ 725,000 | $ 725,000 | $ 266,000 |
| Garfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 84,000 |
| Jackson County Colorado | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Lake County Colorado | 1 | $ 505,000 | $ 505,000 | $ 158,000 |
| Mesa County Colorado | 1 | $ 24,605,000 | $ 24,605,000 | $ 0 |
| Adams County Idaho | 1 | $ 105,000 | $ 105,000 | $ 244,000 |
| Benewah County Idaho | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Boundary County Idaho | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Fremont County Idaho | 1 | $ 415,000 | $ 415,000 | $ 75,000 |
| Idaho County Idaho | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Lemhi County Idaho | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Twin Falls County Idaho | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Henderson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 137,000 |
| McDonough County Illinois | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Adair County Iowa | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Cedar County Iowa | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Cerro Gordo County Iowa | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cherokee County Iowa | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Chickasaw County Iowa | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Dubuque County Iowa | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Guthrie County Iowa | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| Humboldt County Iowa | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Iowa County Iowa | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Jefferson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Jones County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Kossuth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Lee County Iowa | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Monona County Iowa | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Monroe County Iowa | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Pocahontas County Iowa | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Shelby County Iowa | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Winneshiek County Iowa | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Wright County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Crow Wing County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 443,000 |
| Dakota County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Scott County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Traverse County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Atchison County Missouri | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Grundy County Missouri | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Knox County Missouri | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Livingston County Missouri | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 9,000 |
| Platte County Missouri | 1 | $ 485,000 | $ 485,000 | $ 283,000 |
| Putnam County Missouri | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Worth County Missouri | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Carter County Montana | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Dawson County Montana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Hill County Montana | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| McCone County Montana | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Pondera County Montana | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Powder River County Montana | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Roosevelt County Montana | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Wheatland County Montana | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Brown County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Butler County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Clay County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Colfax County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Cuming County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Dawes County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 223,000 |
| Deuel County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Gosper County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Jefferson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Loup County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Pierce County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Rock County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Sherman County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Washington County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 226,000 |
| Wayne County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Webster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| York County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Bernalillo County New Mexico | 1 | $ 5,505,000 | $ 5,505,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| McIntosh County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Stutsman County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Ward County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 198,000 |
| Williams County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 379,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Curry County Oregon | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Wallowa County Oregon | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Aurora County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bennett County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Charles Mix County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Gregory County South Dakota | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Haakon County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Jackson County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Miner County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Sanborn County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 258,000 |
| Sully County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Comal County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Davis County Utah | 1 | $ 485,000 | $ 485,000 | $ 226,000 |
| Grand County Utah | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Salt Lake County Utah | 1 | $ 1,115,000 | $ 1,115,000 | $ 734,000 |
| Benton County Washington | 1 | $ 295,000 | $ 295,000 | $ 972,000 |
| Cowlitz County Washington | 1 | $ 95,000 | $ 95,000 | $ 192,000 |
| Kitsap County Washington | 1 | $ 1,815,000 | $ 1,815,000 | $ 913,000 |
| Lewis County Washington | 1 | $ 555,000 | $ 555,000 | $ 137,000 |
| Okanogan County Washington | 1 | $ 905,000 | $ 905,000 | $ 346,000 |
| Thurston County Washington | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Whatcom County Washington | 1 | $ 105,000 | $ 105,000 | $ 228,000 |
| Big Horn County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Hot Springs County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Sweetwater County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 223,000 |
| Weston County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,680 | $176,210,000 | $104,000 | $1,655,000 | $142,000 | $3,312,000 |
| Home Purchase | 1,589 | $658,045,000 | $414,000 | $24,605,000 | $169,000 | $4,593,000 |
| Refinancing | 949 | $156,985,000 | $165,000 | $2,005,000 | $159,000 | $1,919,000 |
| Other Purpose | 518 | $46,570,000 | $89,000 | $1,005,000 | $130,000 | $1,285,000 |
| Cash-out Refinancing | 199 | $49,295,000 | $247,000 | $2,465,000 | $142,000 | $1,826,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,897 | $698,585,000 | $179,000 | $5,005,000 | $150,000 | $4,593,000 |
| Not Provided | 532 | $156,990,000 | $295,000 | $5,005,000 | $175,000 | $1,918,000 |
| Not applicable | 221 | $176,725,000 | $799,000 | $24,605,000 | $0 | $0 |
| Hispanic | 138 | $23,040,000 | $166,000 | $1,735,000 | $124,000 | $833,000 |
| American Indian or Alaskan Native | 58 | $8,630,000 | $148,000 | $1,945,000 | $117,000 | $1,354,000 |
| Asian | 45 | $13,605,000 | $302,000 | $2,005,000 | $252,000 | $1,200,000 |
| Black or African American | 26 | $4,200,000 | $161,000 | $655,000 | $101,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $560,000 | $140,000 | $205,000 | $97,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,749 | $1,039,995,000 | $218,000 | $24,605,000 | $155,000 | $4,593,000 |
| FHA-insured (Federal Housing Administration) | 114 | $25,950,000 | $227,000 | $765,000 | $79,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 51 | $18,215,000 | $357,000 | $695,000 | $96,000 | $231,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,945,000 | $140,000 | $285,000 | $53,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,943 | $656,545,000 | $223,000 | $24,605,000 | $162,000 | $4,593,000 |
| Application Denied By Financial Institution | 1,173 | $182,095,000 | $155,000 | $2,305,000 | $111,000 | $3,312,000 |
| Application Withdrawn By Applicant | 592 | $202,110,000 | $341,000 | $5,005,000 | $185,000 | $2,481,000 |
| File Closed For Incompleteness | 129 | $32,175,000 | $249,000 | $3,005,000 | $167,000 | $1,250,000 |
| Application Approved But Not Accepted | 90 | $11,230,000 | $124,000 | $625,000 | $148,000 | $650,000 |
| Loan Purchased By The Institution | 8 | $2,950,000 | $368,000 | $495,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,762 | $905,010,000 | $240,000 | $24,605,000 | $166,000 | $4,593,000 |
| Debt-To-Income Ratio | 574 | $105,890,000 | $184,000 | $1,555,000 | $86,000 | $829,000 |
| Credit History | 335 | $32,255,000 | $96,000 | $2,305,000 | $117,000 | $3,312,000 |
| Collateral | 212 | $28,960,000 | $136,000 | $1,345,000 | $160,000 | $780,000 |
| Other | 25 | $8,435,000 | $337,000 | $2,005,000 | $210,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,145,000 | $195,000 | $555,000 | $56,000 | $130,000 |
| Unverifiable Information | 8 | $3,260,000 | $407,000 | $1,995,000 | $146,000 | $419,000 |
| Employment History | 7 | $1,045,000 | $149,000 | $505,000 | $55,000 | $165,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $156,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.