First Interstate Bank Mortgage Lending & HMDA Data, 2023

In 2023, First Interstate Bank of Billings, MT reported 4,935 mortgage applications totaling $1.1 billion, down 46% from 2022. The average application was for $220,284, and applicants reported an average income of $152,703. 60% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Boise City, ID (227), Missoula, MT (212) and Billings, MT (207) (applications in parentheses).

Mortgage Company & Address First Interstate Bank
Po Box 30918
Billings, MT 59101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,935
Total Mortgage Loan Application Amount $1,087,105,000
Average Mortgage Loan Application Amount $220,284
Highest Mortgage Loan Application Amount $24,605,000
Average Applicant Income $152,703
Highest Applicant Income $4,593,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Interstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Interstate Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Missoula, Montana 212 $ 49,570,000 $ 233,820 $ 180,000
Laramie, Wyoming 163 $ 38,845,000 $ 238,312 $ 143,000
Yellowstone, Montana 156 $ 29,600,000 $ 189,743 $ 139,000
Gallatin, Montana 154 $ 71,390,000 $ 463,571 $ 226,000
Deschutes, Oregon 152 $ 59,860,000 $ 393,815 $ 240,000
Flathead, Montana 146 $ 45,160,000 $ 309,315 $ 203,000
Minnehaha, South Dakota 134 $ 14,850,000 $ 110,820 $ 107,000
Kootenai, Idaho 132 $ 38,120,000 $ 288,787 $ 171,000
Natrona, Wyoming 132 $ 25,460,000 $ 192,878 $ 151,000
Lewis and Clark, Montana 125 $ 25,525,000 $ 204,200 $ 155,000
Ada, Idaho 124 $ 26,240,000 $ 211,612 $ 180,000
Jackson, Oregon 124 $ 13,560,000 $ 109,354 $ 155,000
Sheridan, Wyoming 113 $ 20,215,000 $ 178,893 $ 117,000
Lawrence, South Dakota 96 $ 18,300,000 $ 190,625 $ 132,000
Pennington, South Dakota 87 $ 16,145,000 $ 185,574 $ 173,000
Fremont, Wyoming 86 $ 11,590,000 $ 134,767 $ 116,000
Spokane, Washington 83 $ 31,475,000 $ 379,216 $ 136,000
Park, Montana 82 $ 23,720,000 $ 289,268 $ 186,000
Douglas, Nebraska 76 $ 10,790,000 $ 141,973 $ 135,000
Canyon, Idaho 72 $ 11,340,000 $ 157,500 $ 130,000
Lancaster, Nebraska 66 $ 9,160,000 $ 138,787 $ 107,000
Teton, Wyoming 65 $ 30,205,000 $ 464,692 $ 320,000
Brown, South Dakota 56 $ 7,330,000 $ 130,892 $ 108,000
Webster, Iowa 54 $ 4,130,000 $ 76,481 $ 69,000
Meade, South Dakota 52 $ 8,960,000 $ 172,307 $ 100,000
Cascade, Montana 47 $ 8,895,000 $ 189,255 $ 127,000
Lincoln, South Dakota 47 $ 8,395,000 $ 178,617 $ 139,000
Albany, Wyoming 47 $ 10,425,000 $ 221,808 $ 139,000
Polk, Iowa 45 $ 5,385,000 $ 119,666 $ 120,000
Lake, Montana 45 $ 10,555,000 $ 234,555 $ 207,000
Campbell, Wyoming 45 $ 6,585,000 $ 146,333 $ 123,000
Ravalli, Montana 43 $ 13,245,000 $ 308,023 $ 172,000
Sarpy, Nebraska 42 $ 4,860,000 $ 115,714 $ 93,000
Johnson, Wyoming 37 $ 4,565,000 $ 123,378 $ 112,000
Fall River, South Dakota 36 $ 6,230,000 $ 173,055 $ 114,000
Codington, South Dakota 33 $ 4,735,000 $ 143,484 $ 96,000
Josephine, Oregon 32 $ 3,410,000 $ 106,562 $ 131,000
Maricopa, Arizona 31 $ 17,865,000 $ 576,290 $ 456,000
Custer, Montana 31 $ 3,835,000 $ 123,709 $ 72,000
Carbon, Montana 30 $ 4,020,000 $ 134,000 $ 158,000
Des Moines, Iowa 27 $ 1,365,000 $ 50,555 $ 70,000
Butte, South Dakota 27 $ 3,915,000 $ 145,000 $ 109,000
Elmore, Idaho 26 $ 2,040,000 $ 78,461 $ 108,000
Brule, South Dakota 26 $ 3,850,000 $ 148,076 $ 129,000
Gem, Idaho 25 $ 5,015,000 $ 200,600 $ 116,000
Story, Iowa 25 $ 3,105,000 $ 124,200 $ 251,000
Pottawattamie, Iowa 24 $ 2,400,000 $ 100,000 $ 92,000
Grant, South Dakota 24 $ 3,230,000 $ 134,583 $ 104,000
Weld, Colorado 23 $ 5,795,000 $ 251,956 $ 349,000
Madison, Montana 23 $ 6,005,000 $ 261,086 $ 145,000
Black Hawk, Iowa 22 $ 3,020,000 $ 137,272 $ 144,000
Stillwater, Montana 21 $ 2,825,000 $ 134,523 $ 116,000
Boulder, Colorado 20 $ 5,040,000 $ 252,000 $ 320,000
Custer, South Dakota 20 $ 5,010,000 $ 250,500 $ 206,000
Dawson, Nebraska 19 $ 1,845,000 $ 97,105 $ 97,000
Lincoln, Wyoming 19 $ 4,955,000 $ 260,789 $ 159,000
Jasper, Iowa 18 $ 1,100,000 $ 61,111 $ 90,000
Klamath, Oregon 18 $ 2,110,000 $ 117,222 $ 97,000
Brookings, South Dakota 18 $ 2,930,000 $ 162,777 $ 101,000
Larimer, Colorado 17 $ 2,795,000 $ 164,411 $ 187,000
Bonner, Idaho 17 $ 6,415,000 $ 377,352 $ 181,000
Lincoln, Montana 17 $ 2,295,000 $ 135,000 $ 78,000
Montgomery, Iowa 16 $ 700,000 $ 43,750 $ 81,000
Douglas, Oregon 16 $ 1,480,000 $ 92,500 $ 88,000
Pinal, Arizona 15 $ 1,635,000 $ 109,000 $ 161,000
Valley, Idaho 15 $ 10,005,000 $ 667,000 $ 364,000
Johnson, Iowa 15 $ 2,375,000 $ 158,333 $ 158,000
Marshall, Iowa 15 $ 935,000 $ 62,333 $ 70,000
Big Horn, Montana 15 $ 2,935,000 $ 195,666 $ 60,000
Adams, Nebraska 15 $ 1,215,000 $ 81,000 $ 112,000
Holt, Nebraska 15 $ 985,000 $ 65,666 $ 119,000
Lincoln, Oregon 15 $ 2,485,000 $ 165,666 $ 90,000
Spink, South Dakota 15 $ 1,125,000 $ 75,000 $ 70,000
Cass, Iowa 14 $ 780,000 $ 55,714 $ 73,000
Lane, Oregon 14 $ 3,940,000 $ 281,428 $ 172,000
Rosebud, Montana 13 $ 1,755,000 $ 135,000 $ 101,000
Hall, Nebraska 13 $ 1,705,000 $ 131,153 $ 67,000
Marion, Oregon 13 $ 2,285,000 $ 175,769 $ 181,000
Pima, Arizona 12 $ 4,690,000 $ 390,833 $ 254,000
Payette, Idaho 12 $ 1,370,000 $ 114,166 $ 102,000
Warren, Iowa 12 $ 1,400,000 $ 116,666 $ 126,000
Gentry, Missouri 12 $ 1,100,000 $ 91,666 $ 61,000
Jefferson, Montana 12 $ 3,010,000 $ 250,833 $ 151,000
Teton, Idaho 11 $ 3,945,000 $ 358,636 $ 186,000
Wayne, Iowa 11 $ 615,000 $ 55,909 $ 134,000
Crook, Oregon 11 $ 3,225,000 $ 293,181 $ 179,000
Lake, South Dakota 11 $ 1,045,000 $ 95,000 $ 199,000
Dallas, Iowa 10 $ 1,500,000 $ 150,000 $ 81,000
Broadwater, Montana 10 $ 2,470,000 $ 247,000 $ 155,000
Madison, Nebraska 10 $ 930,000 $ 93,000 $ 57,000
Coos, Oregon 10 $ 1,480,000 $ 148,000 $ 64,000
Clarke, Iowa 9 $ 815,000 $ 90,555 $ 131,000
Page, Iowa 9 $ 555,000 $ 61,666 $ 53,000
Glacier, Montana 9 $ 795,000 $ 88,333 $ 149,000
Custer, Nebraska 9 $ 855,000 $ 95,000 $ 87,000
Lincoln, Nebraska 9 $ 955,000 $ 106,111 $ 89,000
Otoe, Nebraska 9 $ 755,000 $ 83,888 $ 105,000
Davison, South Dakota 9 $ 695,000 $ 77,222 $ 77,000
Roberts, South Dakota 9 $ 1,215,000 $ 135,000 $ 151,000
Grant, Washington 9 $ 1,455,000 $ 161,666 $ 208,000
Fremont, Iowa 8 $ 720,000 $ 90,000 $ 72,000
Lucas, Iowa 8 $ 500,000 $ 62,500 $ 195,000
Ringgold, Iowa 8 $ 1,400,000 $ 175,000 $ 81,000
Silver Bow, Montana 8 $ 1,580,000 $ 197,500 $ 121,000
Cheyenne, Nebraska 8 $ 1,090,000 $ 136,250 $ 112,000
Dodge, Nebraska 8 $ 560,000 $ 70,000 $ 74,000
Saunders, Nebraska 8 $ 760,000 $ 95,000 $ 115,000
Walworth, South Dakota 8 $ 740,000 $ 92,500 $ 81,000
Yankton, South Dakota 8 $ 1,290,000 $ 161,250 $ 104,000
Pacific, Washington 8 $ 1,130,000 $ 141,250 $ 135,000
Adams, Colorado 7 $ 2,215,000 $ 316,428 $ 406,000
Washington, Idaho 7 $ 1,585,000 $ 226,428 $ 173,000
Hamilton, Iowa 7 $ 625,000 $ 89,285 $ 83,000
Harrison, Missouri 7 $ 655,000 $ 93,571 $ 70,000
Mercer, Missouri 7 $ 355,000 $ 50,714 $ 57,000
Buffalo, Nebraska 7 $ 1,135,000 $ 162,142 $ 207,000
Platte, Nebraska 7 $ 325,000 $ 46,428 $ 78,000
Grays Harbor, Washington 7 $ 1,005,000 $ 143,571 $ 98,000
Denver, Colorado 6 $ 1,610,000 $ 268,333 $ 200,000
Jefferson, Colorado 6 $ 650,000 $ 108,333 $ 120,000
Shoshone, Idaho 6 $ 1,350,000 $ 225,000 $ 193,000
Decatur, Iowa 6 $ 430,000 $ 71,666 $ 86,000
Poweshiek, Iowa 6 $ 730,000 $ 121,666 $ 71,000
Tama, Iowa 6 $ 530,000 $ 88,333 $ 47,000
Washington, Minnesota 6 $ 2,640,000 $ 440,000 $ 233,000
Gage, Nebraska 6 $ 820,000 $ 136,666 $ 96,000
Scotts Bluff, Nebraska 6 $ 760,000 $ 126,666 $ 89,000
Jefferson, Oregon 6 $ 990,000 $ 165,000 $ 122,000
Deuel, South Dakota 6 $ 810,000 $ 135,000 $ 72,000
Hamlin, South Dakota 6 $ 350,000 $ 58,333 $ 118,000
Hutchinson, South Dakota 6 $ 460,000 $ 76,666 $ 102,000
Potter, South Dakota 6 $ 600,000 $ 100,000 $ 68,000
Arapahoe, Colorado 5 $ 1,025,000 $ 205,000 $ 243,000
Henry, Iowa 5 $ 545,000 $ 109,000 $ 64,000
Linn, Iowa 5 $ 1,115,000 $ 223,000 $ 110,000
Johnson, Kansas 5 $ 2,175,000 $ 435,000 $ 161,000
Mineral, Montana 5 $ 1,435,000 $ 287,000 $ 148,000
Sweet Grass, Montana 5 $ 405,000 $ 81,000 $ 179,000
Box Butte, Nebraska 5 $ 505,000 $ 101,000 $ 104,000
Malheur, Oregon 5 $ 615,000 $ 123,000 $ 106,000
Wasco, Oregon 5 $ 805,000 $ 161,000 $ 143,000
Moody, South Dakota 5 $ 435,000 $ 87,000 $ 77,000
San Juan, Washington 5 $ 3,765,000 $ 753,000 $ 323,000
Stevens, Washington 5 $ 915,000 $ 183,000 $ 103,000
Converse, Wyoming 5 $ 945,000 $ 189,000 $ 366,000
Sublette, Wyoming 5 $ 1,485,000 $ 297,000 $ 204,000
Douglas, Colorado 4 $ 1,850,000 $ 462,500 $ 566,000
Boise, Idaho 4 $ 1,510,000 $ 377,500 $ 217,000
Hardin, Iowa 4 $ 90,000 $ 22,500 $ 87,000
Harrison, Iowa 4 $ 270,000 $ 67,500 $ 86,000
Marion, Iowa 4 $ 590,000 $ 147,500 $ 63,000
Jackson, Missouri 4 $ 680,000 $ 170,000 $ 96,000
Cass, Nebraska 4 $ 440,000 $ 110,000 $ 132,000
Garfield, Nebraska 4 $ 320,000 $ 80,000 $ 97,000
Phelps, Nebraska 4 $ 350,000 $ 87,500 $ 126,000
Hood River, Oregon 4 $ 380,000 $ 95,000 $ 79,000
Linn, Oregon 4 $ 720,000 $ 180,000 $ 321,000
Multnomah, Oregon 4 $ 1,550,000 $ 387,500 $ 311,000
Polk, Oregon 4 $ 580,000 $ 145,000 $ 212,000
Day, South Dakota 4 $ 460,000 $ 115,000 $ 92,000
Edmunds, South Dakota 4 $ 930,000 $ 232,500 $ 111,000
Union, South Dakota 4 $ 440,000 $ 110,000 $ 94,000
King, Washington 4 $ 9,400,000 $ 2,350,000 $ 143,000
Klickitat, Washington 4 $ 820,000 $ 205,000 $ 111,000
Crook, Wyoming 4 $ 410,000 $ 102,500 $ 85,000
Washakie, Wyoming 4 $ 1,060,000 $ 265,000 $ 90,000
Mohave, Arizona 3 $ 1,285,000 $ 428,333 $ 325,000
El Paso, Colorado 3 $ 615,000 $ 205,000 $ 140,000
Fremont, Colorado 3 $ 155,000 $ 51,666 $ 96,000
Blaine, Idaho 3 $ 345,000 $ 115,000 $ 136,000
Bonneville, Idaho 3 $ 1,185,000 $ 395,000 $ 92,000
Audubon, Iowa 3 $ 225,000 $ 75,000 $ 63,000
Boone, Iowa 3 $ 245,000 $ 81,666 $ 124,000
Calhoun, Iowa 3 $ 145,000 $ 48,333 $ 57,000
Fayette, Iowa 3 $ 165,000 $ 55,000 $ 0
Madison, Iowa 3 $ 835,000 $ 278,333 $ 116,000
Mills, Iowa 3 $ 335,000 $ 111,666 $ 71,000
Taylor, Iowa 3 $ 105,000 $ 35,000 $ 75,000
Lincoln, Minnesota 3 $ 95,000 $ 31,666 $ 155,000
Nodaway, Missouri 3 $ 85,000 $ 28,333 $ 123,000
Sullivan, Missouri 3 $ 205,000 $ 68,333 $ 62,000
Deer Lodge, Montana 3 $ 815,000 $ 271,666 $ 184,000
Fallon, Montana 3 $ 475,000 $ 158,333 $ 147,000
Fergus, Montana 3 $ 985,000 $ 328,333 $ 116,000
Teton, Montana 3 $ 165,000 $ 55,000 $ 65,000
Furnas, Nebraska 3 $ 145,000 $ 48,333 $ 101,000
Kearney, Nebraska 3 $ 335,000 $ 111,666 $ 46,000
Knox, Nebraska 3 $ 295,000 $ 98,333 $ 79,000
Red Willow, Nebraska 3 $ 125,000 $ 41,666 $ 76,000
Richardson, Nebraska 3 $ 265,000 $ 88,333 $ 54,000
Saline, Nebraska 3 $ 205,000 $ 68,333 $ 83,000
Clackamas, Oregon 3 $ 755,000 $ 251,666 $ 155,000
Bon Homme, South Dakota 3 $ 385,000 $ 128,333 $ 142,000
Kingsbury, South Dakota 3 $ 345,000 $ 115,000 $ 93,000
Lyman, South Dakota 3 $ 165,000 $ 55,000 $ 96,000
Turner, South Dakota 3 $ 465,000 $ 155,000 $ 82,000
Kittitas, Washington 3 $ 3,645,000 $ 1,215,000 $ 391,000
Pend Oreille, Washington 3 $ 545,000 $ 181,666 $ 249,000
Yakima, Washington 3 $ 925,000 $ 308,333 $ 80,000
San Diego, California 2 $ 1,760,000 $ 880,000 $ 1,079,000
Broomfield, Colorado 2 $ 380,000 $ 190,000 $ 145,000
Owyhee, Idaho 2 $ 240,000 $ 120,000 $ 72,000
Jo Daviess, Illinois 2 $ 210,000 $ 105,000 $ 46,000
Appanoose, Iowa 2 $ 230,000 $ 115,000 $ 36,000
Union, Iowa 2 $ 80,000 $ 40,000 $ 39,000
Woodbury, Iowa 2 $ 80,000 $ 40,000 $ 70,000
Douglas, Kansas 2 $ 360,000 $ 180,000 $ 140,000
Sedgwick, Kansas 2 $ 12,120,000 $ 6,060,000 $ 0
Anoka, Minnesota 2 $ 940,000 $ 470,000 $ 0
Big Stone, Minnesota 2 $ 30,000 $ 15,000 $ 120,000
Clay, Minnesota 2 $ 760,000 $ 380,000 $ 0
Hennepin, Minnesota 2 $ 520,000 $ 260,000 $ 60,000
Lyon, Minnesota 2 $ 220,000 $ 110,000 $ 113,000
Nobles, Minnesota 2 $ 490,000 $ 245,000 $ 60,000
Pipestone, Minnesota 2 $ 120,000 $ 60,000 $ 107,000
Rock, Minnesota 2 $ 120,000 $ 60,000 $ 115,000
Adair, Missouri 2 $ 160,000 $ 80,000 $ 0
Camden, Missouri 2 $ 630,000 $ 315,000 $ 265,000
Scotland, Missouri 2 $ 160,000 $ 80,000 $ 0
Beaverhead, Montana 2 $ 670,000 $ 335,000 $ 89,000
Granite, Montana 2 $ 1,180,000 $ 590,000 $ 177,000
Phillips, Montana 2 $ 310,000 $ 155,000 $ 67,000
Powell, Montana 2 $ 1,440,000 $ 720,000 $ 444,000
Sanders, Montana 2 $ 110,000 $ 55,000 $ 33,000
Toole, Montana 2 $ 80,000 $ 40,000 $ 113,000
Cedar, Nebraska 2 $ 190,000 $ 95,000 $ 99,000
Franklin, Nebraska 2 $ 260,000 $ 130,000 $ 75,000
Valley, Nebraska 2 $ 160,000 $ 80,000 $ 97,000
Cass, North Dakota 2 $ 390,000 $ 195,000 $ 217,000
Tillamook, Oregon 2 $ 960,000 $ 480,000 $ 210,000
Yamhill, Oregon 2 $ 14,690,000 $ 7,345,000 $ 83,000
Clay, South Dakota 2 $ 250,000 $ 125,000 $ 106,000
McCook, South Dakota 2 $ 230,000 $ 115,000 $ 147,000
Washington, Utah 2 $ 1,050,000 $ 525,000 $ 153,000
Clark, Washington 2 $ 320,000 $ 160,000 $ 108,000
Lincoln, Washington 2 $ 300,000 $ 150,000 $ 52,000
Mason, Washington 2 $ 1,000,000 $ 500,000 $ 181,000
Snohomish, Washington 2 $ 130,000 $ 65,000 $ 130,000
Wahkiakum, Washington 2 $ 140,000 $ 70,000 $ 53,000
Whitman, Washington 2 $ 180,000 $ 90,000 $ 45,000
Carbon, Wyoming 2 $ 700,000 $ 350,000 $ 151,000
Goshen, Wyoming 2 $ 180,000 $ 90,000 $ 79,000
Park, Wyoming 2 $ 810,000 $ 405,000 $ 112,000
Gila, Arizona 1 $ 105,000 $ 105,000 $ 23,000
Graham, Arizona 1 $ 205,000 $ 205,000 $ 77,000
Greenlee, Arizona 1 $ 55,000 $ 55,000 $ 85,000
Santa Cruz, Arizona 1 $ 45,000 $ 45,000 $ 180,000
Yuma, Arizona 1 $ 85,000 $ 85,000 $ 74,000
Placer, California 1 $ 1,995,000 $ 1,995,000 $ 1,137,000
Siskiyou, California 1 $ 205,000 $ 205,000 $ 523,000
Tulare, California 1 $ 725,000 $ 725,000 $ 266,000
Garfield, Colorado 1 $ 335,000 $ 335,000 $ 84,000
Jackson, Colorado 1 $ 15,000 $ 15,000 $ 66,000
Lake, Colorado 1 $ 505,000 $ 505,000 $ 158,000
Mesa, Colorado 1 $ 24,605,000 $ 24,605,000 $ 0
Adams, Idaho 1 $ 105,000 $ 105,000 $ 244,000
Benewah, Idaho 1 $ 75,000 $ 75,000 $ 106,000
Boundary, Idaho 1 $ 105,000 $ 105,000 $ 43,000
Fremont, Idaho 1 $ 415,000 $ 415,000 $ 75,000
Idaho, Idaho 1 $ 55,000 $ 55,000 $ 120,000
Lemhi, Idaho 1 $ 185,000 $ 185,000 $ 36,000
Twin Falls, Idaho 1 $ 65,000 $ 65,000 $ 14,000
Henderson, Illinois 1 $ 15,000 $ 15,000 $ 137,000
McDonough, Illinois 1 $ 15,000 $ 15,000 $ 14,000
Adair, Iowa 1 $ 35,000 $ 35,000 $ 54,000
Cedar, Iowa 1 $ 805,000 $ 805,000 $ 0
Cerro Gordo, Iowa 1 $ 255,000 $ 255,000 $ 0
Cherokee, Iowa 1 $ 25,000 $ 25,000 $ 59,000
Chickasaw, Iowa 1 $ 15,000 $ 15,000 $ 59,000
Dubuque, Iowa 1 $ 105,000 $ 105,000 $ 52,000
Guthrie, Iowa 1 $ 255,000 $ 255,000 $ 155,000
Humboldt, Iowa 1 $ 15,000 $ 15,000 $ 64,000
Iowa, Iowa 1 $ 115,000 $ 115,000 $ 45,000
Jefferson, Iowa 1 $ 75,000 $ 75,000 $ 91,000
Jones, Iowa 1 $ 15,000 $ 15,000 $ 0
Kossuth, Iowa 1 $ 85,000 $ 85,000 $ 45,000
Lee, Iowa 1 $ 15,000 $ 15,000 $ 38,000
Monona, Iowa 1 $ 55,000 $ 55,000 $ 70,000
Monroe, Iowa 1 $ 195,000 $ 195,000 $ 71,000
Pocahontas, Iowa 1 $ 25,000 $ 25,000 $ 57,000
Shelby, Iowa 1 $ 45,000 $ 45,000 $ 54,000
Winneshiek, Iowa 1 $ 165,000 $ 165,000 $ 46,000
Wright, Iowa 1 $ 135,000 $ 135,000 $ 38,000
Crow Wing, Minnesota 1 $ 605,000 $ 605,000 $ 443,000
Dakota, Minnesota 1 $ 415,000 $ 415,000 $ 0
Scott, Minnesota 1 $ 135,000 $ 135,000 $ 0
Traverse, Minnesota 1 $ 25,000 $ 25,000 $ 84,000
Atchison, Missouri 1 $ 35,000 $ 35,000 $ 37,000
Grundy, Missouri 1 $ 55,000 $ 55,000 $ 134,000
Knox, Missouri 1 $ 55,000 $ 55,000 $ 34,000
Livingston, Missouri 1 $ 85,000 $ 85,000 $ 43,000
Morgan, Missouri 1 $ 135,000 $ 135,000 $ 9,000
Platte, Missouri 1 $ 485,000 $ 485,000 $ 283,000
Putnam, Missouri 1 $ 55,000 $ 55,000 $ 34,000
Worth, Missouri 1 $ 105,000 $ 105,000 $ 267,000
Carter, Montana 1 $ 65,000 $ 65,000 $ 36,000
Dawson, Montana 1 $ 95,000 $ 95,000 $ 40,000
Hill, Montana 1 $ 95,000 $ 95,000 $ 62,000
McCone, Montana 1 $ 115,000 $ 115,000 $ 36,000
Pondera, Montana 1 $ 265,000 $ 265,000 $ 74,000
Powder River, Montana 1 $ 135,000 $ 135,000 $ 75,000
Roosevelt, Montana 1 $ 365,000 $ 365,000 $ 123,000
Wheatland, Montana 1 $ 415,000 $ 415,000 $ 119,000
Brown, Nebraska 1 $ 105,000 $ 105,000 $ 86,000
Butler, Nebraska 1 $ 55,000 $ 55,000 $ 66,000
Clay, Nebraska 1 $ 35,000 $ 35,000 $ 98,000
Colfax, Nebraska 1 $ 85,000 $ 85,000 $ 67,000
Cuming, Nebraska 1 $ 25,000 $ 25,000 $ 36,000
Dawes, Nebraska 1 $ 145,000 $ 145,000 $ 223,000
Deuel, Nebraska 1 $ 55,000 $ 55,000 $ 92,000
Gosper, Nebraska 1 $ 45,000 $ 45,000 $ 60,000
Jefferson, Nebraska 1 $ 25,000 $ 25,000 $ 28,000
Loup, Nebraska 1 $ 105,000 $ 105,000 $ 199,000
Pierce, Nebraska 1 $ 25,000 $ 25,000 $ 48,000
Rock, Nebraska 1 $ 15,000 $ 15,000 $ 36,000
Sherman, Nebraska 1 $ 65,000 $ 65,000 $ 90,000
Washington, Nebraska 1 $ 275,000 $ 275,000 $ 226,000
Wayne, Nebraska 1 $ 105,000 $ 105,000 $ 132,000
Webster, Nebraska 1 $ 85,000 $ 85,000 $ 124,000
York, Nebraska 1 $ 205,000 $ 205,000 $ 56,000
Bernalillo, New Mexico 1 $ 5,505,000 $ 5,505,000 $ 0
Sampson, North Carolina 1 $ 175,000 $ 175,000 $ 81,000
McIntosh, North Dakota 1 $ 125,000 $ 125,000 $ 89,000
Stutsman, North Dakota 1 $ 85,000 $ 85,000 $ 31,000
Ward, North Dakota 1 $ 35,000 $ 35,000 $ 198,000
Williams, North Dakota 1 $ 45,000 $ 45,000 $ 379,000
Clatsop, Oregon 1 $ 125,000 $ 125,000 $ 127,000
Curry, Oregon 1 $ 255,000 $ 255,000 $ 85,000
Wallowa, Oregon 1 $ 365,000 $ 365,000 $ 156,000
Aurora, South Dakota 1 $ 105,000 $ 105,000 $ 36,000
Bennett, South Dakota 1 $ 165,000 $ 165,000 $ 37,000
Charles Mix, South Dakota 1 $ 165,000 $ 165,000 $ 57,000
Gregory, South Dakota 1 $ 1,055,000 $ 1,055,000 $ 0
Haakon, South Dakota 1 $ 135,000 $ 135,000 $ 86,000
Jackson, South Dakota 1 $ 145,000 $ 145,000 $ 47,000
Miner, South Dakota 1 $ 35,000 $ 35,000 $ 32,000
Sanborn, South Dakota 1 $ 205,000 $ 205,000 $ 258,000
Sully, South Dakota 1 $ 55,000 $ 55,000 $ 0
Comal, Texas 1 $ 65,000 $ 65,000 $ 77,000
Davis, Utah 1 $ 485,000 $ 485,000 $ 226,000
Grand, Utah 1 $ 105,000 $ 105,000 $ 168,000
Salt Lake, Utah 1 $ 1,115,000 $ 1,115,000 $ 734,000
Benton, Washington 1 $ 295,000 $ 295,000 $ 972,000
Cowlitz, Washington 1 $ 95,000 $ 95,000 $ 192,000
Kitsap, Washington 1 $ 1,815,000 $ 1,815,000 $ 913,000
Lewis, Washington 1 $ 555,000 $ 555,000 $ 137,000
Okanogan, Washington 1 $ 905,000 $ 905,000 $ 346,000
Thurston, Washington 1 $ 155,000 $ 155,000 $ 186,000
Whatcom, Washington 1 $ 105,000 $ 105,000 $ 228,000
Big Horn, Wyoming 1 $ 95,000 $ 95,000 $ 60,000
Hot Springs, Wyoming 1 $ 105,000 $ 105,000 $ 44,000
Sweetwater, Wyoming 1 $ 35,000 $ 35,000 $ 223,000
Weston, Wyoming 1 $ 205,000 $ 205,000 $ 183,000

Mortgage Loan Application Detail Totals for First Interstate Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,680 $176,210,000 $104,000 $1,655,000 $142,000 $3,312,000
Home Purchase 1,589 $658,045,000 $414,000 $24,605,000 $169,000 $4,593,000
Refinancing 949 $156,985,000 $165,000 $2,005,000 $159,000 $1,919,000
Other Purpose 518 $46,570,000 $89,000 $1,005,000 $130,000 $1,285,000
Cash-out Refinancing 199 $49,295,000 $247,000 $2,465,000 $142,000 $1,826,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,897 $698,585,000 $179,000 $5,005,000 $150,000 $4,593,000
Not Provided 532 $156,990,000 $295,000 $5,005,000 $175,000 $1,918,000
Not applicable 221 $176,725,000 $799,000 $24,605,000 $0 $0
Hispanic 138 $23,040,000 $166,000 $1,735,000 $124,000 $833,000
American Indian or Alaskan Native 58 $8,630,000 $148,000 $1,945,000 $117,000 $1,354,000
Asian 45 $13,605,000 $302,000 $2,005,000 $252,000 $1,200,000
Black or African American 26 $4,200,000 $161,000 $655,000 $101,000 $255,000
Native Hawaiian or Other Pacific Islander 4 $560,000 $140,000 $205,000 $97,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,749 $1,039,995,000 $218,000 $24,605,000 $155,000 $4,593,000
FHA-insured (Federal Housing Administration) 114 $25,950,000 $227,000 $765,000 $79,000 $204,000
VA-guaranteed (Veterans Administration) 51 $18,215,000 $357,000 $695,000 $96,000 $231,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $2,945,000 $140,000 $285,000 $53,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,943 $656,545,000 $223,000 $24,605,000 $162,000 $4,593,000
Application Denied By Financial Institution 1,173 $182,095,000 $155,000 $2,305,000 $111,000 $3,312,000
Application Withdrawn By Applicant 592 $202,110,000 $341,000 $5,005,000 $185,000 $2,481,000
File Closed For Incompleteness 129 $32,175,000 $249,000 $3,005,000 $167,000 $1,250,000
Application Approved But Not Accepted 90 $11,230,000 $124,000 $625,000 $148,000 $650,000
Loan Purchased By The Institution 8 $2,950,000 $368,000 $495,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,762 $905,010,000 $240,000 $24,605,000 $166,000 $4,593,000
Debt-To-Income Ratio 574 $105,890,000 $184,000 $1,555,000 $86,000 $829,000
Credit History 335 $32,255,000 $96,000 $2,305,000 $117,000 $3,312,000
Collateral 212 $28,960,000 $136,000 $1,345,000 $160,000 $780,000
Other 25 $8,435,000 $337,000 $2,005,000 $210,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,145,000 $195,000 $555,000 $56,000 $130,000
Unverifiable Information 8 $3,260,000 $407,000 $1,995,000 $146,000 $419,000
Employment History 7 $1,045,000 $149,000 $505,000 $55,000 $165,000
Credit Application Incomplete 1 $105,000 $105,000 $105,000 $156,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Interstate Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Montana Lender List