First Merchants Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Merchants Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Merchants Bank 200 E. Jackson St. Muncie, IN 47305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,457 |
| Total Mortgage Loan Application Amount | $819,164,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $17,413,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $6,975,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Merchants Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Merchants Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Merchants Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Merchants Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Merchants Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Merchants Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Indiana | 393 | $ 41,771,000 | $ 106,000 | $ 74,000 |
| Tippecanoe County Indiana | 363 | $ 52,592,000 | $ 144,000 | $ 74,000 |
| Hamilton County Indiana | 304 | $ 62,766,000 | $ 206,000 | $ 111,000 |
| Lake County Indiana | 265 | $ 36,665,000 | $ 138,000 | $ 73,000 |
| Madison County Indiana | 247 | $ 24,505,000 | $ 99,000 | $ 61,000 |
| Marion County Indiana | 244 | $ 46,725,000 | $ 191,000 | $ 104,000 |
| Franklin County Ohio | 160 | $ 51,439,000 | $ 321,000 | $ 147,000 |
| Cook County Illinois | 158 | $ 48,179,000 | $ 304,000 | $ 81,000 |
| Henry County Indiana | 153 | $ 12,410,000 | $ 81,000 | $ 64,000 |
| Johnson County Indiana | 116 | $ 15,487,000 | $ 133,000 | $ 97,000 |
| White County Indiana | 115 | $ 12,850,000 | $ 111,000 | $ 84,000 |
| Hendricks County Indiana | 102 | $ 13,945,000 | $ 136,000 | $ 77,000 |
| Adams County Indiana | 99 | $ 13,418,000 | $ 135,000 | $ 64,000 |
| Randolph County Indiana | 91 | $ 6,964,000 | $ 76,000 | $ 87,000 |
| Jay County Indiana | 78 | $ 4,683,000 | $ 60,000 | $ 55,000 |
| Wayne County Indiana | 59 | $ 11,043,000 | $ 187,000 | $ 112,000 |
| Carroll County Indiana | 55 | $ 6,202,000 | $ 112,000 | $ 79,000 |
| Hancock County Indiana | 55 | $ 8,740,000 | $ 158,000 | $ 87,000 |
| Clinton County Indiana | 50 | $ 3,568,000 | $ 71,000 | $ 54,000 |
| Shelby County Indiana | 49 | $ 4,690,000 | $ 95,000 | $ 67,000 |
| Porter County Indiana | 47 | $ 7,751,000 | $ 164,000 | $ 102,000 |
| Jasper County Indiana | 44 | $ 4,717,000 | $ 107,000 | $ 52,000 |
| Wabash County Indiana | 42 | $ 3,918,000 | $ 93,000 | $ 76,000 |
| Morgan County Indiana | 40 | $ 5,675,000 | $ 141,000 | $ 91,000 |
| Montgomery County Indiana | 39 | $ 3,701,000 | $ 94,000 | $ 64,000 |
| Fayette County Indiana | 34 | $ 1,676,000 | $ 49,000 | $ 58,000 |
| Delaware County Ohio | 32 | $ 7,791,000 | $ 243,000 | $ 141,000 |
| Boone County Indiana | 30 | $ 10,373,000 | $ 345,000 | $ 249,000 |
| Brown County Indiana | 25 | $ 3,336,000 | $ 133,000 | $ 102,000 |
| Union County Indiana | 24 | $ 2,150,000 | $ 89,000 | $ 80,000 |
| Fairfield County Ohio | 24 | $ 4,193,000 | $ 174,000 | $ 278,000 |
| DuPage County Illinois | 18 | $ 7,680,000 | $ 426,000 | $ 204,000 |
| Miami County Indiana | 18 | $ 1,305,000 | $ 72,000 | $ 77,000 |
| Wells County Indiana | 14 | $ 1,947,000 | $ 139,000 | $ 164,000 |
| Union County Ohio | 14 | $ 3,047,000 | $ 217,000 | $ 110,000 |
| Will County Illinois | 13 | $ 4,055,000 | $ 311,000 | $ 93,000 |
| Allen County Indiana | 13 | $ 1,833,000 | $ 141,000 | $ 92,000 |
| Howard County Indiana | 12 | $ 5,232,000 | $ 436,000 | $ 50,000 |
| Rush County Indiana | 12 | $ 1,058,000 | $ 88,000 | $ 84,000 |
| Butler County Ohio | 12 | $ 3,242,000 | $ 270,000 | $ 73,000 |
| Blackford County Indiana | 11 | $ 1,289,000 | $ 117,000 | $ 48,000 |
| Licking County Ohio | 9 | $ 1,930,000 | $ 214,000 | $ 93,000 |
| Fountain County Indiana | 8 | $ 878,000 | $ 109,000 | $ 55,000 |
| Bartholomew County Indiana | 7 | $ 912,000 | $ 130,000 | $ 53,000 |
| Newton County Indiana | 7 | $ 480,000 | $ 68,000 | $ 52,000 |
| Sarasota County Florida | 6 | $ 3,521,000 | $ 586,000 | $ 622,000 |
| Grant County Indiana | 6 | $ 1,190,000 | $ 198,000 | $ 64,000 |
| LaPorte County Indiana | 6 | $ 1,818,000 | $ 303,000 | $ 113,000 |
| Collier County Florida | 5 | $ 2,317,000 | $ 463,000 | $ 269,000 |
| Lee County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 229,000 |
| Cass County Indiana | 5 | $ 364,000 | $ 72,000 | $ 67,000 |
| Monroe County Indiana | 5 | $ 973,000 | $ 194,000 | $ 73,000 |
| Tipton County Indiana | 5 | $ 260,000 | $ 52,000 | $ 38,000 |
| Clark County Ohio | 5 | $ 1,649,000 | $ 329,000 | $ 68,000 |
| Madison County Ohio | 5 | $ 985,000 | $ 197,000 | $ 67,000 |
| Preble County Ohio | 5 | $ 365,000 | $ 73,000 | $ 54,000 |
| Benton County Indiana | 4 | $ 482,000 | $ 120,000 | $ 114,000 |
| Pulaski County Indiana | 4 | $ 414,000 | $ 103,000 | $ 61,000 |
| Whitley County Indiana | 4 | $ 828,000 | $ 207,000 | $ 162,000 |
| Ottawa County Michigan | 4 | $ 802,000 | $ 200,000 | $ 226,000 |
| Stark County Ohio | 4 | $ 593,000 | $ 148,000 | $ 61,000 |
| Decatur County Indiana | 3 | $ 249,000 | $ 83,000 | $ 41,000 |
| Kosciusko County Indiana | 3 | $ 625,000 | $ 208,000 | $ 200,000 |
| Parke County Indiana | 3 | $ 376,000 | $ 125,000 | $ 45,000 |
| Putnam County Indiana | 3 | $ 772,000 | $ 257,000 | $ 109,000 |
| Steuben County Indiana | 3 | $ 1,181,000 | $ 393,000 | $ 2,464,000 |
| Vigo County Indiana | 3 | $ 341,000 | $ 113,000 | $ 17,000 |
| Warren County Indiana | 3 | $ 218,000 | $ 72,000 | $ 32,000 |
| Van Buren County Michigan | 3 | $ 365,000 | $ 121,000 | $ 183,000 |
| Hamilton County Ohio | 3 | $ 152,000 | $ 50,000 | $ 97,000 |
| Mercer County Ohio | 3 | $ 296,000 | $ 98,000 | $ 40,000 |
| Montgomery County Ohio | 3 | $ 195,000 | $ 65,000 | $ 68,000 |
| Maricopa County Arizona | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
| Hillsborough County Florida | 2 | $ 161,000 | $ 80,000 | $ 81,000 |
| Manatee County Florida | 2 | $ 249,000 | $ 124,000 | $ 441,000 |
| Orange County Florida | 2 | $ 256,000 | $ 128,000 | $ 104,000 |
| Polk County Florida | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Kane County Illinois | 2 | $ 2,034,000 | $ 1,017,000 | $ 53,000 |
| Huntington County Indiana | 2 | $ 251,000 | $ 125,000 | $ 82,000 |
| Marshall County Indiana | 2 | $ 3,623,000 | $ 1,811,000 | $ 4,640,000 |
| Harrison County Kentucky | 2 | $ 286,000 | $ 143,000 | $ 34,000 |
| Gogebic County Michigan | 2 | $ 493,000 | $ 246,000 | $ 203,000 |
| Wayne County Michigan | 2 | $ 245,000 | $ 122,000 | $ 70,000 |
| St. Louis City County Missouri | 2 | $ 319,000 | $ 159,000 | $ 61,000 |
| Cuyahoga County Ohio | 2 | $ 273,000 | $ 136,000 | $ 57,000 |
| Hocking County Ohio | 2 | $ 368,000 | $ 184,000 | $ 26,000 |
| Knox County Ohio | 2 | $ 331,000 | $ 165,000 | $ 481,000 |
| Logan County Ohio | 2 | $ 381,000 | $ 190,000 | $ 75,000 |
| Allegheny County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 79,000 |
| Tyler County West Virginia | 2 | $ 188,000 | $ 94,000 | $ 153,000 |
| Pima County Arizona | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Adams County Colorado | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Denver County Colorado | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| El Paso County Colorado | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Summit County Colorado | 1 | $ 415,000 | $ 415,000 | $ 313,000 |
| Charlotte County Florida | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Marion County Florida | 1 | $ 84,000 | $ 84,000 | $ 247,000 |
| Miami-Dade County Florida | 1 | $ 500,000 | $ 500,000 | $ 332,000 |
| Okaloosa County Florida | 1 | $ 236,000 | $ 236,000 | $ 168,000 |
| Palm Beach County Florida | 1 | $ 167,000 | $ 167,000 | $ 490,000 |
| Pasco County Florida | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 220,000 | $ 220,000 | $ 1,211,000 |
| Sumter County Florida | 1 | $ 301,000 | $ 301,000 | $ 348,000 |
| Cobb County Georgia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 99,000 | $ 99,000 | $ 103,000 |
| Maui County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 211,000 |
| Canyon County Idaho | 1 | $ 50,000 | $ 50,000 | $ 886,000 |
| Grundy County Illinois | 1 | $ 709,000 | $ 709,000 | $ 0 |
| McLean County Illinois | 1 | $ 7,075,000 | $ 7,075,000 | $ 0 |
| DeKalb County Indiana | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| Elkhart County Indiana | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Franklin County Indiana | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Jefferson County Indiana | 1 | $ 270,000 | $ 270,000 | $ 136,000 |
| LaGrange County Indiana | 1 | $ 31,000 | $ 31,000 | $ 120,000 |
| Lawrence County Indiana | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Noble County Indiana | 1 | $ 193,000 | $ 193,000 | $ 124,000 |
| Owen County Indiana | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Ripley County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Spencer County Indiana | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| St. Joseph County Indiana | 1 | $ 192,000 | $ 192,000 | $ 146,000 |
| Vermillion County Indiana | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Dubuque County Iowa | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Bullitt County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Henderson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Rapides County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 227,000 |
| Barry County Michigan | 1 | $ 158,000 | $ 158,000 | $ 152,000 |
| Cass County Michigan | 1 | $ 193,000 | $ 193,000 | $ 132,000 |
| Cheboygan County Michigan | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Emmet County Michigan | 1 | $ 114,000 | $ 114,000 | $ 357,000 |
| Grand Traverse County Michigan | 1 | $ 364,000 | $ 364,000 | $ 544,000 |
| Jackson County Michigan | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Leelanau County Michigan | 1 | $ 490,000 | $ 490,000 | $ 743,000 |
| Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Oakland County Michigan | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| St. Joseph County Michigan | 1 | $ 417,000 | $ 417,000 | $ 531,000 |
| Cass County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 125,000 |
| Stearns County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 160,000 |
| Jackson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 198,000 |
| Platte County Missouri | 1 | $ 126,000 | $ 126,000 | $ 420,000 |
| Mineral County Montana | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Santa Fe County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Mecklenburg County North Carolina | 1 | $ 17,413,000 | $ 17,413,000 | $ 0 |
| Athens County Ohio | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Darke County Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Erie County Ohio | 1 | $ 124,000 | $ 124,000 | $ 104,000 |
| Geauga County Ohio | 1 | $ 516,000 | $ 516,000 | $ 173,000 |
| Hardin County Ohio | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Lucas County Ohio | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Medina County Ohio | 1 | $ 447,000 | $ 447,000 | $ 954,000 |
| Morrow County Ohio | 1 | $ 368,000 | $ 368,000 | $ 344,000 |
| Portage County Ohio | 1 | $ 170,000 | $ 170,000 | $ 293,000 |
| Shelby County Ohio | 1 | $ 136,000 | $ 136,000 | $ 121,000 |
| Van Wert County Ohio | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Warren County Ohio | 1 | $ 320,000 | $ 320,000 | $ 210,000 |
| Clackamas County Oregon | 1 | $ 407,000 | $ 407,000 | $ 373,000 |
| Douglas County Oregon | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Washington County Oregon | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 143,000 |
| Claiborne County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 491,000 |
| Pickett County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 800,000 | $ 800,000 | $ 96,000 |
| Dallas County Texas | 1 | $ 70,000 | $ 70,000 | $ 180,000 |
| Hood County Texas | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Matagorda County Texas | 1 | $ 236,000 | $ 236,000 | $ 287,000 |
| McLennan County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Parker County Texas | 1 | $ 409,000 | $ 409,000 | $ 250,000 |
| Taylor County Texas | 1 | $ 5,000 | $ 5,000 | $ 105,000 |
| Roanoke County Virginia | 1 | $ 10,000 | $ 10,000 | $ 8,000 |
| Dane County Wisconsin | 1 | $ 271,000 | $ 271,000 | $ 93,000 |
| Door County Wisconsin | 1 | $ 340,000 | $ 340,000 | $ 179,000 |
| Iron County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 464,000 |
Mortgage Loan Application Detail Totals for First Merchants Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,056 | $444,315,000 | $145,000 | $17,413,000 | $76,000 | $6,975,000 |
| Refinancing | 1,840 | $348,073,000 | $189,000 | $13,600,000 | $106,000 | $4,722,000 |
| Home Improvement | 561 | $26,776,000 | $47,000 | $2,207,000 | $56,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,933 | $504,503,000 | $128,000 | $2,554,000 | $94,000 | $6,975,000 |
| Not Provided | 825 | $107,966,000 | $130,000 | $800,000 | $79,000 | $1,800,000 |
| Not applicable | 298 | $162,852,000 | $546,000 | $17,413,000 | $0 | $83,000 |
| Hispanic | 176 | $16,665,000 | $94,000 | $405,000 | $59,000 | $318,000 |
| Black or African American | 152 | $12,805,000 | $84,000 | $400,000 | $54,000 | $600,000 |
| Asian | 57 | $12,095,000 | $212,000 | $1,270,000 | $140,000 | $1,211,000 |
| American Indian or Alaskan Native | 12 | $1,069,000 | $89,000 | $250,000 | $46,000 | $92,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $1,209,000 | $302,000 | $800,000 | $88,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,173 | $672,355,000 | $161,000 | $17,413,000 | $95,000 | $6,975,000 |
| FHA-insured (Federal Housing Administration) | 736 | $86,620,000 | $117,000 | $344,000 | $52,000 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 416 | $39,151,000 | $94,000 | $325,000 | $42,000 | $527,000 |
| VA-guaranteed (Veterans Administration) | 132 | $21,038,000 | $159,000 | $667,000 | $64,000 | $226,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,741 | $470,541,000 | $171,000 | $17,413,000 | $100,000 | $6,975,000 |
| Preapproval Denied by Financial Institution | 1,489 | $172,091,000 | $115,000 | $784,000 | $57,000 | $1,800,000 |
| Application Denied By Financial Institution | 770 | $90,763,000 | $117,000 | $2,220,000 | $66,000 | $1,350,000 |
| Application Withdrawn By Applicant | 296 | $55,170,000 | $186,000 | $1,520,000 | $122,000 | $4,722,000 |
| Application Approved But Not Accepted | 87 | $16,339,000 | $187,000 | $2,405,000 | $101,000 | $1,418,000 |
| File Closed For Incompleteness | 42 | $8,757,000 | $208,000 | $2,100,000 | $90,000 | $540,000 |
| Preapproval Approved but not Accepted | 32 | $5,503,000 | $171,000 | $718,000 | $108,000 | $1,098,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 872 | $119,708,000 | $137,000 | $1,240,000 | $68,000 | $1,350,000 |
| Credit History | 821 | $74,478,000 | $90,000 | $2,032,000 | $54,000 | $1,800,000 |
| Debt-To-Income Ratio | 301 | $34,281,000 | $113,000 | $1,900,000 | $42,000 | $235,000 |
| Collateral | 161 | $22,307,000 | $138,000 | $2,220,000 | $82,000 | $544,000 |
| Employment History | 44 | $4,830,000 | $109,000 | $620,000 | $47,000 | $165,000 |
| Unverifiable Information | 27 | $3,007,000 | $111,000 | $238,000 | $53,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,246,000 | $132,000 | $600,000 | $93,000 | $745,000 |
| Other | 16 | $1,997,000 | $124,000 | $353,000 | $47,000 | $141,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Merchants Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Merchants Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.