First Midwest Bank Mortgage Lending & HMDA Data, 2019
In 2019, First Midwest Bank of Gurnee, IL reported 11,968 mortgage applications totaling $3.0 billion, up 25% from 2018. The average application was for $249,595, and applicants reported an average income of $131,159. 44% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville, IL (5,136), Gary, IN (902) and Lake County-Kenosha County, IL-WI (892) (applications in parentheses).
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 11,968 |
| Total Mortgage Loan Application Amount | $2,987,160,000 |
| Average Mortgage Loan Application Amount | $249,595 |
| Highest Mortgage Loan Application Amount | $24,565,000 |
| Average Applicant Income | $131,159 |
| Highest Applicant Income | $6,212,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 5,136 | $ 1,178,520,000 | $ 229,462 | $ 137,000 |
| Gary, IN | 902 | $ 99,720,000 | $ 110,554 | $ 89,000 |
| Lake County-Kenosha County, IL-WI | 892 | $ 179,910,000 | $ 201,692 | $ 127,885 |
| Elgin, IL | 621 | $ 92,895,000 | $ 149,589 | $ 120,000 |
| Outside any metro area | 464 | $ 108,090,000 | $ 232,952 | $ 149,280 |
| Davenport-Moline-Rock Island, IA-IL | 240 | $ 22,540,000 | $ 93,916 | $ 88,020 |
| Riverside-San Bernardino-Ontario, CA | 163 | $ 42,615,000 | $ 261,441 | $ 125,000 |
| Los Angeles-Long Beach-Glendale, CA | 143 | $ 48,335,000 | $ 338,006 | $ 116,000 |
| Denver-Aurora-Lakewood, CO | 142 | $ 59,600,000 | $ 419,718 | $ 162,000 |
| New York-Jersey City-White Plains, NY-NJ | 127 | $ 68,475,000 | $ 539,173 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 118 | $ 35,410,000 | $ 300,084 | $ 197,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 106 | $ 30,920,000 | $ 291,698 | $ 111,000 |
| Seattle-Bellevue-Everett, WA | 105 | $ 41,745,000 | $ 397,571 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 104 | $ 33,560,000 | $ 322,692 | $ 190,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 102 | $ 25,690,000 | $ 251,862 | $ 147,000 |
| Danville, IL | 96 | $ 7,290,000 | $ 75,937 | $ 59,000 |
| Anaheim-Santa Ana-Irvine, CA | 89 | $ 32,055,000 | $ 360,168 | $ 202,000 |
| San Diego-Carlsbad, CA | 83 | $ 28,395,000 | $ 342,108 | $ 153,000 |
| Nassau County-Suffolk County, NY | 81 | $ 44,935,000 | $ 554,753 | $ 0 |
| New York-Newark, NY | 76 | $ 44,070,000 | $ 579,868 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 68 | $ 21,630,000 | $ 318,088 | $ 135,470 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 66 | $ 30,990,000 | $ 469,545 | $ 154,584 |
| Atlanta-Sandy Springs-Roswell, GA | 65 | $ 23,185,000 | $ 356,692 | $ 161,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 64 | $ 21,260,000 | $ 332,187 | $ 160,000 |
| Tampa-St. Petersburg-Clearwater, FL | 59 | $ 28,315,000 | $ 479,915 | $ 373,000 |
| Newark, NJ-PA | 58 | $ 28,610,000 | $ 493,275 | $ 69,000 |
| Kansas City, MO-KS | 55 | $ 21,045,000 | $ 382,636 | $ 128,709 |
| Milwaukee-Waukesha-West Allis, WI | 53 | $ 42,795,000 | $ 807,452 | $ 140,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 19,925,000 | $ 375,943 | $ 115,000 |
| Las Vegas-Henderson-Paradise, NV | 48 | $ 8,810,000 | $ 183,541 | $ 148,000 |
| Stockton-Lodi, CA | 47 | $ 7,695,000 | $ 163,723 | $ 101,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 45 | $ 10,285,000 | $ 228,555 | $ 156,000 |
| Miami-Miami Beach-Kendall, FL | 42 | $ 10,340,000 | $ 246,190 | $ 509,000 |
| Champaign-Urbana, IL | 40 | $ 5,020,000 | $ 125,500 | $ 80,000 |
| Kankakee, IL | 38 | $ 5,410,000 | $ 142,368 | $ 89,000 |
| Vallejo-Fairfield, CA | 37 | $ 9,445,000 | $ 255,270 | $ 129,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 32 | $ 14,820,000 | $ 463,125 | $ 228,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 8,790,000 | $ 293,000 | $ 93,000 |
| Montgomery County-Bucks County-Chester County, PA | 29 | $ 6,875,000 | $ 237,068 | $ 58,000 |
| Raleigh, NC | 29 | $ 8,525,000 | $ 293,965 | $ 115,000 |
| Provo-Orem, UT | 28 | $ 6,690,000 | $ 238,928 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 26 | $ 13,050,000 | $ 501,923 | $ 327,000 |
| Colorado Springs, CO | 25 | $ 7,405,000 | $ 296,200 | $ 85,000 |
| Baltimore-Columbia-Towson, MD | 24 | $ 11,410,000 | $ 475,416 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 9,070,000 | $ 377,916 | $ 74,000 |
| Orlando-Kissimmee-Sanford, FL | 24 | $ 6,160,000 | $ 256,666 | $ 88,000 |
| Ocean City, NJ | 23 | $ 16,535,000 | $ 718,913 | $ 0 |
| Richmond, VA | 22 | $ 5,640,000 | $ 256,363 | $ 101,000 |
| St. Louis, MO-IL | 22 | $ 6,880,000 | $ 312,727 | $ 103,000 |
| Cambridge-Newton-Framingham, MA | 21 | $ 6,035,000 | $ 287,380 | $ 323,000 |
| San Rafael, CA | 21 | $ 11,055,000 | $ 526,428 | $ 435,000 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 5,150,000 | $ 257,500 | $ 132,000 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 7,660,000 | $ 383,000 | $ 203,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 20 | $ 4,370,000 | $ 218,500 | $ 103,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 9,010,000 | $ 450,500 | $ 47,000 |
| Madison, WI | 19 | $ 6,165,000 | $ 324,473 | $ 146,000 |
| Salt Lake City, UT | 19 | $ 6,265,000 | $ 329,736 | $ 0 |
| Cape Coral-Fort Myers, FL | 18 | $ 7,990,000 | $ 443,888 | $ 557,000 |
| Ogden-Clearfield, UT | 18 | $ 7,120,000 | $ 395,555 | $ 0 |
| Boulder, CO | 17 | $ 6,715,000 | $ 395,000 | $ 158,000 |
| Santa Maria-Santa Barbara, CA | 17 | $ 6,985,000 | $ 410,882 | $ 78,000 |
| Charleston-North Charleston, SC | 16 | $ 4,680,000 | $ 292,500 | $ 124,000 |
| Memphis, TN-MS-AR | 16 | $ 2,840,000 | $ 177,500 | $ 116,000 |
| Greeley, CO | 15 | $ 6,175,000 | $ 411,666 | $ 149,000 |
| Michigan City-La Porte, IN | 15 | $ 5,245,000 | $ 349,666 | $ 233,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 10,715,000 | $ 714,333 | $ 1,363,000 |
| Peoria, IL | 13 | $ 1,135,000 | $ 87,307 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,895,000 | $ 222,692 | $ 67,000 |
| Asheville, NC | 12 | $ 4,030,000 | $ 335,833 | $ 106,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 3,300,000 | $ 275,000 | $ 122,000 |
| Racine, WI | 12 | $ 4,310,000 | $ 359,166 | $ 119,000 |
| Rockford, IL | 12 | $ 1,590,000 | $ 132,500 | $ 87,000 |
| Santa Rosa, CA | 12 | $ 4,110,000 | $ 342,500 | $ 94,000 |
| Dallas-Plano-Irving, TX | 11 | $ 6,625,000 | $ 602,272 | $ 153,000 |
| Durham-Chapel Hill, NC | 11 | $ 3,585,000 | $ 325,909 | $ 119,000 |
| Fort Collins, CO | 11 | $ 3,545,000 | $ 322,272 | $ 318,000 |
| Fresno, CA | 11 | $ 2,085,000 | $ 189,545 | $ 87,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 6,275,000 | $ 570,454 | $ 0 |
| Jacksonville, FL | 11 | $ 3,695,000 | $ 335,909 | $ 56,000 |
| Philadelphia, PA | 11 | $ 5,305,000 | $ 482,272 | $ 0 |
| Trenton, NJ | 11 | $ 2,455,000 | $ 223,181 | $ 0 |
| Tucson, AZ | 11 | $ 2,425,000 | $ 220,454 | $ 159,000 |
| Bakersfield, CA | 10 | $ 2,480,000 | $ 248,000 | $ 106,000 |
| Knoxville, TN | 10 | $ 2,190,000 | $ 219,000 | $ 108,000 |
| Niles-Benton Harbor, MI | 10 | $ 6,330,000 | $ 633,000 | $ 493,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 3,220,000 | $ 322,000 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,795,000 | $ 199,444 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 2,455,000 | $ 272,777 | $ 98,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 4,185,000 | $ 465,000 | $ 107,000 |
| Bloomington, IL | 8 | $ 1,600,000 | $ 200,000 | $ 151,000 |
| Bremerton-Silverdale, WA | 8 | $ 1,790,000 | $ 223,750 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 3,320,000 | $ 415,000 | $ 157,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,510,000 | $ 188,750 | $ 104,000 |
| Reno, NV | 8 | $ 2,260,000 | $ 282,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 8 | $ 2,290,000 | $ 286,250 | $ 0 |
| Washington-Baltimore-Arlington, DC | 8 | $ 3,180,000 | $ 397,500 | $ 0 |
| Worcester, MA-CT | 8 | $ 2,320,000 | $ 290,000 | $ 0 |
| Chattanooga, TN-GA | 7 | $ 1,415,000 | $ 202,142 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,705,000 | $ 243,571 | $ 105,000 |
| Port St. Lucie, FL | 7 | $ 1,925,000 | $ 275,000 | $ 196,000 |
| Providence-Warwick, RI-MA | 7 | $ 2,365,000 | $ 337,857 | $ 0 |
| Salinas, CA | 7 | $ 2,945,000 | $ 420,714 | $ 209,000 |
| Tacoma-Lakewood, WA | 7 | $ 1,995,000 | $ 285,000 | $ 0 |
| Bend-Redmond, OR | 6 | $ 1,790,000 | $ 298,333 | $ 0 |
| Boise City, ID | 6 | $ 2,380,000 | $ 396,666 | $ 0 |
| Columbus, OH | 6 | $ 2,090,000 | $ 348,333 | $ 1,400,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 2,270,000 | $ 378,333 | $ 0 |
| Elkhart-Goshen, IN | 6 | $ 2,560,000 | $ 426,666 | $ 56,000 |
| Greensboro-High Point, NC | 6 | $ 2,010,000 | $ 335,000 | $ 103,000 |
| Roanoke, VA | 6 | $ 970,000 | $ 161,666 | $ 88,000 |
| Wilmington, NC | 6 | $ 1,910,000 | $ 318,333 | $ 80,000 |
| Winston-Salem, NC | 6 | $ 1,430,000 | $ 238,333 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 345,000 | $ 69,000 | $ 0 |
| Austin-Round Rock, TX | 5 | $ 3,665,000 | $ 733,000 | $ 0 |
| Columbia, SC | 5 | $ 1,285,000 | $ 257,000 | $ 102,000 |
| Eugene, OR | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| Fayetteville, NC | 5 | $ 1,345,000 | $ 269,000 | $ 84,000 |
| Macon-Bibb County, GA | 5 | $ 1,005,000 | $ 201,000 | $ 191,000 |
| Medford, OR | 5 | $ 1,355,000 | $ 271,000 | $ 75,000 |
| Modesto, CA | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Napa, CA | 5 | $ 3,145,000 | $ 629,000 | $ 0 |
| Boston, MA | 4 | $ 1,770,000 | $ 442,500 | $ 191,000 |
| Carbondale-Marion, IL | 4 | $ 610,000 | $ 152,500 | $ 80,000 |
| Chico, CA | 4 | $ 1,140,000 | $ 285,000 | $ 57,000 |
| Cleveland-Elyria, OH | 4 | $ 710,000 | $ 177,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 710,000 | $ 177,500 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 540,000 | $ 135,000 | $ 116,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 750,000 | $ 187,500 | $ 106,000 |
| Iowa City, IA | 4 | $ 850,000 | $ 212,500 | $ 103,000 |
| New Haven-Milford, CT | 4 | $ 890,000 | $ 222,500 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 410,000 | $ 102,500 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 690,000 | $ 172,500 | $ 216,000 |
| Pittsburgh, PA | 4 | $ 1,730,000 | $ 432,500 | $ 0 |
| Prescott Valley-Prescott, AZ | 4 | $ 510,000 | $ 127,500 | $ 30,000 |
| Sheboygan, WI | 4 | $ 400,000 | $ 100,000 | $ 82,000 |
| Springfield, IL | 4 | $ 390,000 | $ 97,500 | $ 75,000 |
| St. George, UT | 4 | $ 1,490,000 | $ 372,500 | $ 0 |
| Topeka, KS | 4 | $ 530,000 | $ 132,500 | $ 62,000 |
| Winchester, VA-WV | 4 | $ 1,200,000 | $ 300,000 | $ 87,000 |
| Albuquerque, NM | 3 | $ 2,035,000 | $ 678,333 | $ 0 |
| Ann Arbor, MI | 3 | $ 1,405,000 | $ 468,333 | $ 109,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 2,065,000 | $ 688,333 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 1,275,000 | $ 425,000 | $ 48,000 |
| Cincinnati, OH-KY-IN | 3 | $ 905,000 | $ 301,666 | $ 32,000 |
| Decatur, IL | 3 | $ 215,000 | $ 71,666 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 505,000 | $ 168,333 | $ 74,000 |
| Fort Wayne, IN | 3 | $ 835,000 | $ 278,333 | $ 46,000 |
| Grand Junction, CO | 3 | $ 1,085,000 | $ 361,666 | $ 136,000 |
| Lawrence, KS | 3 | $ 495,000 | $ 165,000 | $ 250,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 1,725,000 | $ 575,000 | $ 128,000 |
| Lynchburg, VA | 3 | $ 1,535,000 | $ 511,666 | $ 23,000 |
| Oshkosh-Neenah, WI | 3 | $ 185,000 | $ 61,666 | $ 91,000 |
| Portland-South Portland, ME | 3 | $ 1,375,000 | $ 458,333 | $ 106,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,015,000 | $ 338,333 | $ 0 |
| Salisbury, MD-DE | 3 | $ 1,595,000 | $ 531,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 2,825,000 | $ 941,666 | $ 566,000 |
| Visalia-Porterville, CA | 3 | $ 435,000 | $ 145,000 | $ 20,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Barnstable Town, MA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Baton Rouge, LA | 2 | $ 720,000 | $ 360,000 | $ 156,000 |
| Bellingham, WA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Burlington-South Burlington, VT | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Camden, NJ | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Charlottesville, VA | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| Clarksville, TN-KY | 2 | $ 350,000 | $ 175,000 | $ 107,000 |
| Corvallis, OR | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 860,000 | $ 430,000 | $ 153,000 |
| El Centro, CA | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Fort Worth-Arlington, TX | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 580,000 | $ 290,000 | $ 23,000 |
| Madera, CA | 2 | $ 1,170,000 | $ 585,000 | $ 75,000 |
| Manchester-Nashua, NH | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Savannah, GA | 2 | $ 190,000 | $ 95,000 | $ 73,000 |
| Spartanburg, SC | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Spokane-Spokane Valley, WA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 1,100,000 | $ 550,000 | $ 1,058,000 |
| Terre Haute, IN | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 150,000 | $ 75,000 | $ 138,000 |
| Wichita, KS | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Abilene, TX | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Anchorage, AK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Billings, MT | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Carson City, NV | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cheyenne, WY | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Cleveland, TN | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Coeur D'Alene, ID | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Decatur, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dover, DE | 1 | $ 125,000 | $ 125,000 | $ 0 |
| El Paso, TX | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Elmira, NY | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Enid, OK | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Flagstaff, AZ | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Gainesville, FL | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Gettysburg, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Green Bay, WI | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Greenville, NC | 1 | $ 85,000 | $ 85,000 | $ 163,000 |
| Homosassa Springs, FL | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Jacksonville, NC | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Janesville-Beloit, WI | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Johnson City, TN | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Kennewick-Richland, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kingston, NY | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Kokomo, IN | 1 | $ 55,000 | $ 55,000 | $ 418,000 |
| Lansing-East Lansing, MI | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Manhattan, KS | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Merced, CA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe, MI | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| New Orleans-Metairie, LA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Ocala, FL | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Oklahoma City, OK | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Pocatello, ID | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Reading, PA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Redding, CA | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Rochester, MN | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Saginaw, MI | 1 | $ 11,405,000 | $ 11,405,000 | $ 0 |
| Salem, OR | 1 | $ 535,000 | $ 535,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Santa Fe, NM | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 55,000 | $ 55,000 | $ 191,000 |
| Springfield, MO | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Wausau, WI | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Wilmington, DE-MD-NJ | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Yuba City, CA | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,075 | $1,278,455,000 | $313,000 | $8,225,000 | $134,000 | $6,212,000 |
| Refinancing | 2,899 | $943,755,000 | $325,000 | $24,565,000 | $143,000 | $4,746,000 |
| Other Purpose | 2,042 | $171,160,000 | $83,000 | $1,545,000 | $116,000 | $2,822,000 |
| Cash-out Refinancing | 1,269 | $388,595,000 | $306,000 | $2,805,000 | $135,000 | $3,284,000 |
| Home Improvement | 983 | $72,565,000 | $73,000 | $775,000 | $111,000 | $1,179,000 |
| Not Applicable | 700 | $132,630,000 | $189,000 | $1,695,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,256 | $1,235,110,000 | $197,000 | $3,765,000 | $139,000 | $6,212,000 |
| Not applicable | 2,947 | $1,316,465,000 | $446,000 | $24,565,000 | $0 | $0 |
| Hispanic | 1,179 | $145,525,000 | $123,000 | $1,365,000 | $76,000 | $1,400,000 |
| Not Provided | 770 | $148,350,000 | $192,000 | $1,965,000 | $159,000 | $2,072,000 |
| Black or African American | 497 | $47,275,000 | $95,000 | $975,000 | $82,000 | $685,000 |
| Asian | 276 | $87,920,000 | $318,000 | $3,755,000 | $163,000 | $1,400,000 |
| American Indian or Alaskan Native | 19 | $1,935,000 | $101,000 | $305,000 | $108,000 | $335,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,395,000 | $266,000 | $485,000 | $130,000 | $235,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,355 | $2,871,535,000 | $252,000 | $24,565,000 | $134,000 | $6,212,000 |
| FHA-insured (Federal Housing Administration) | 414 | $65,810,000 | $158,000 | $375,000 | $65,000 | $678,000 |
| VA-guaranteed (Veterans Administration) | 153 | $43,515,000 | $284,000 | $745,000 | $91,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $6,300,000 | $136,000 | $305,000 | $54,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,242 | $1,367,240,000 | $260,000 | $24,565,000 | $146,000 | $6,212,000 |
| Application Denied By Financial Institution | 2,988 | $411,360,000 | $137,000 | $2,435,000 | $105,000 | $3,639,000 |
| Loan Purchased By The Institution | 2,693 | $995,345,000 | $369,000 | $2,505,000 | $0 | $0 |
| Application Withdrawn By Applicant | 898 | $184,850,000 | $205,000 | $2,245,000 | $123,000 | $1,974,000 |
| Application Approved But Not Accepted | 135 | $25,675,000 | $190,000 | $4,045,000 | $133,000 | $700,000 |
| File Closed For Incompleteness | 12 | $2,690,000 | $224,000 | $975,000 | $86,000 | $220,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,980 | $2,575,800,000 | $286,000 | $24,565,000 | $142,000 | $6,212,000 |
| Debt-To-Income Ratio | 747 | $96,285,000 | $128,000 | $2,305,000 | $71,000 | $475,000 |
| Credit History | 743 | $69,905,000 | $94,000 | $2,005,000 | $83,000 | $1,003,000 |
| Collateral | 676 | $74,600,000 | $110,000 | $2,205,000 | $125,000 | $3,639,000 |
| Credit Application Incomplete | 642 | $130,840,000 | $203,000 | $2,435,000 | $133,000 | $2,556,000 |
| Other | 125 | $28,205,000 | $225,000 | $2,025,000 | $182,000 | $2,749,000 |
| Unverifiable Information | 32 | $6,820,000 | $213,000 | $1,325,000 | $97,000 | $850,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,965,000 | $228,000 | $685,000 | $125,000 | $278,000 |
| Employment History | 10 | $1,740,000 | $174,000 | $455,000 | $89,000 | $270,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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