First Midwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

First Midwest Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Midwest Bank
300 N. Hunt Club Road
Gurnee, IL 60031
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 11,968
Total Mortgage Loan Application Amount $2,987,160,000
Average Mortgage Loan Application Amount $214,833
Highest Mortgage Loan Application Amount $24,565,000
Average Applicant Income $106,500
Highest Applicant Income $6,212,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Midwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Midwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down First Midwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Midwest Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Midwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Midwest Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for First Midwest Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 2,974 $ 744,900,000 $ 250,000 $ 139,000
Will County Illinois 1,170 $ 165,480,000 $ 141,000 $ 106,000
Lake County Illinois 858 $ 174,220,000 $ 203,000 $ 128,000
Lake County Indiana 811 $ 83,475,000 $ 102,000 $ 86,000
DuPage County Illinois 506 $ 200,640,000 $ 396,000 $ 227,000
DeKalb County Illinois 297 $ 32,735,000 $ 110,000 $ 91,000
Grundy County Illinois 275 $ 40,435,000 $ 147,000 $ 113,000
McHenry County Illinois 211 $ 27,065,000 $ 128,000 $ 104,000
Kane County Illinois 200 $ 38,370,000 $ 191,000 $ 166,000
Los Angeles County California 143 $ 48,335,000 $ 338,000 $ 116,000
Kendall County Illinois 124 $ 21,790,000 $ 175,000 $ 120,000
Scott County Iowa 115 $ 12,145,000 $ 105,000 $ 100,000
Maricopa County Arizona 114 $ 34,720,000 $ 304,000 $ 207,000
Rock Island County Illinois 109 $ 9,065,000 $ 83,000 $ 79,000
Vermilion County Illinois 96 $ 7,290,000 $ 75,000 $ 59,000
Knox County Illinois 94 $ 7,270,000 $ 77,000 $ 67,000
LaSalle County Illinois 94 $ 11,460,000 $ 121,000 $ 83,000
Riverside County California 93 $ 26,235,000 $ 282,000 $ 139,000
Orange County California 89 $ 32,055,000 $ 360,000 $ 202,000
King County Washington 88 $ 35,820,000 $ 407,000 $ 0
San Diego County California 83 $ 28,395,000 $ 342,000 $ 153,000
Porter County Indiana 78 $ 15,260,000 $ 195,000 $ 126,000
Alameda County California 70 $ 20,990,000 $ 299,000 $ 153,000
San Bernardino County California 70 $ 16,380,000 $ 234,000 $ 98,000
Santa Clara County California 61 $ 20,595,000 $ 337,000 $ 160,000
Bergen County New Jersey 51 $ 27,655,000 $ 542,000 $ 0
Clark County Nevada 48 $ 8,810,000 $ 183,000 $ 148,000
San Joaquin County California 47 $ 7,695,000 $ 163,000 $ 101,000
Broward County Florida 45 $ 10,285,000 $ 228,000 $ 156,000
Miami-Dade County Florida 42 $ 10,340,000 $ 246,000 $ 509,000
Ocean County New Jersey 42 $ 28,430,000 $ 676,000 $ 0
Suffolk County New York 42 $ 22,350,000 $ 532,000 $ 0
Sacramento County California 41 $ 12,105,000 $ 295,000 $ 96,000
Douglas County Colorado 40 $ 18,230,000 $ 455,000 $ 188,000
Champaign County Illinois 40 $ 5,020,000 $ 125,000 $ 80,000
Nassau County New York 39 $ 22,585,000 $ 579,000 $ 0
Kankakee County Illinois 38 $ 5,410,000 $ 142,000 $ 89,000
Solano County California 37 $ 9,445,000 $ 255,000 $ 129,000
Johnson County Kansas 36 $ 8,870,000 $ 246,000 $ 120,000
Contra Costa County California 34 $ 12,570,000 $ 369,000 $ 263,000
Multnomah County Oregon 34 $ 9,120,000 $ 268,000 $ 0
Washington County Oregon 34 $ 9,570,000 $ 281,000 $ 0
Kenosha County Wisconsin 34 $ 5,690,000 $ 167,000 $ 125,000
Placer County California 33 $ 9,105,000 $ 275,000 $ 124,000
Palm Beach County Florida 32 $ 14,820,000 $ 463,000 $ 228,000
Denver County Colorado 31 $ 12,725,000 $ 410,000 $ 162,000
Morris County New Jersey 31 $ 15,205,000 $ 490,000 $ 0
Mecklenburg County North Carolina 30 $ 9,610,000 $ 320,000 $ 130,000
Pinellas County Florida 29 $ 15,295,000 $ 527,000 $ 297,000
El Dorado County California 28 $ 7,940,000 $ 283,000 $ 141,000
Utah County Utah 28 $ 6,690,000 $ 238,000 $ 0
Waukesha County Wisconsin 28 $ 6,780,000 $ 242,000 $ 164,000
Jefferson County Colorado 27 $ 11,085,000 $ 410,000 $ 153,000
Fulton County Georgia 26 $ 10,420,000 $ 400,000 $ 85,000
El Paso County Colorado 25 $ 7,405,000 $ 296,000 $ 85,000
Walworth County Wisconsin 25 $ 8,715,000 $ 348,000 $ 469,000
Fairfield County Connecticut 24 $ 9,070,000 $ 377,000 $ 74,000
Wake County North Carolina 24 $ 7,120,000 $ 296,000 $ 104,000
Hillsborough County Florida 23 $ 11,535,000 $ 501,000 $ 606,000
Cape May County New Jersey 23 $ 16,535,000 $ 718,000 $ 0
Marin County California 21 $ 11,055,000 $ 526,000 $ 435,000
Arapahoe County Colorado 21 $ 8,615,000 $ 410,000 $ 133,000
Williamson County Tennessee 21 $ 9,795,000 $ 466,000 $ 130,000
Ventura County California 20 $ 4,370,000 $ 218,000 $ 103,000
Westchester County New York 20 $ 9,910,000 $ 495,000 $ 0
Essex County New Jersey 19 $ 9,405,000 $ 495,000 $ 0
Monmouth County New Jersey 19 $ 8,715,000 $ 458,000 $ 0
Salt Lake County Utah 19 $ 6,265,000 $ 329,000 $ 0
Fairfax County Virginia 19 $ 8,675,000 $ 456,000 $ 182,000
Clark County Washington 19 $ 3,795,000 $ 199,000 $ 147,000
Lee County Florida 18 $ 7,990,000 $ 443,000 $ 557,000
Queens County New York 18 $ 10,130,000 $ 562,000 $ 0
Santa Barbara County California 17 $ 6,985,000 $ 410,000 $ 78,000
Boulder County Colorado 17 $ 6,715,000 $ 395,000 $ 158,000
Snohomish County Washington 17 $ 5,925,000 $ 348,000 $ 0
Dane County Wisconsin 17 $ 5,775,000 $ 339,000 $ 150,000
Milwaukee County Wisconsin 17 $ 26,425,000 $ 1,554,000 $ 113,000
San Mateo County California 16 $ 7,150,000 $ 446,000 $ 327,000
Weld County Colorado 15 $ 6,175,000 $ 411,000 $ 149,000
Collier County Florida 15 $ 10,715,000 $ 714,000 $ 1,363,000
LaPorte County Indiana 15 $ 5,245,000 $ 349,000 $ 233,000
St. Joseph County Indiana 15 $ 6,515,000 $ 434,000 $ 47,000
Loudoun County Virginia 15 $ 6,755,000 $ 450,000 $ 120,000
Orange County Florida 14 $ 4,550,000 $ 325,000 $ 0
Clackamas County Oregon 14 $ 3,130,000 $ 223,000 $ 0
Chester County Pennsylvania 14 $ 3,960,000 $ 282,000 $ 58,000
Sarasota County Florida 13 $ 5,435,000 $ 418,000 $ 141,000
Middlesex County Massachusetts 13 $ 3,835,000 $ 295,000 $ 323,000
Union County North Carolina 13 $ 4,135,000 $ 318,000 $ 186,000
Sonoma County California 12 $ 4,110,000 $ 342,000 $ 94,000
Brevard County Florida 12 $ 3,300,000 $ 275,000 $ 122,000
DeKalb County Georgia 12 $ 4,830,000 $ 402,000 $ 0
Oakland County Michigan 12 $ 2,630,000 $ 219,000 $ 0
Greenville County South Carolina 12 $ 3,560,000 $ 296,000 $ 144,000
Davidson County Tennessee 12 $ 5,300,000 $ 441,000 $ 131,000
Racine County Wisconsin 12 $ 4,310,000 $ 359,000 $ 119,000
Pima County Arizona 11 $ 2,425,000 $ 220,000 $ 159,000
Fresno County California 11 $ 2,085,000 $ 189,000 $ 87,000
Larimer County Colorado 11 $ 3,545,000 $ 322,000 $ 318,000
Monroe County Florida 11 $ 5,235,000 $ 475,000 $ 1,259,000
Hamilton County Indiana 11 $ 3,325,000 $ 302,000 $ 110,000
Marion County Indiana 11 $ 2,535,000 $ 230,000 $ 82,000
Howard County Maryland 11 $ 6,275,000 $ 570,000 $ 0
Hudson County New Jersey 11 $ 6,805,000 $ 618,000 $ 0
Mercer County New Jersey 11 $ 2,455,000 $ 223,000 $ 0
Charleston County South Carolina 11 $ 3,335,000 $ 303,000 $ 122,000
Shelby County Tennessee 11 $ 1,735,000 $ 157,000 $ 128,000
Kern County California 10 $ 2,480,000 $ 248,000 $ 106,000
San Francisco County California 10 $ 5,900,000 $ 590,000 $ 0
Henry County Illinois 10 $ 960,000 $ 96,000 $ 69,000
Berrien County Michigan 10 $ 6,330,000 $ 633,000 $ 493,000
Jackson County Missouri 10 $ 10,410,000 $ 1,041,000 $ 164,000
St. Louis County Missouri 10 $ 4,400,000 $ 440,000 $ 0
Kings County New York 10 $ 5,090,000 $ 509,000 $ 0
Montgomery County Pennsylvania 10 $ 1,990,000 $ 199,000 $ 0
San Luis Obispo County California 9 $ 4,185,000 $ 465,000 $ 107,000
Adams County Colorado 9 $ 3,345,000 $ 371,000 $ 134,000
Kosciusko County Indiana 9 $ 6,175,000 $ 686,000 $ 78,000
Somerset County New Jersey 9 $ 3,505,000 $ 389,000 $ 0
Buncombe County North Carolina 9 $ 3,315,000 $ 368,000 $ 91,000
Moore County North Carolina 9 $ 2,795,000 $ 310,000 $ 142,000
Arlington County Virginia 9 $ 5,715,000 $ 635,000 $ 176,000
Santa Cruz County California 8 $ 2,290,000 $ 286,000 $ 0
Hartford County Connecticut 8 $ 1,260,000 $ 157,000 $ 0
Livingston County Illinois 8 $ 690,000 $ 86,000 $ 69,000
McLean County Illinois 8 $ 1,600,000 $ 200,000 $ 151,000
Steuben County Indiana 8 $ 2,510,000 $ 313,000 $ 154,000
Essex County Massachusetts 8 $ 2,200,000 $ 275,000 $ 0
Washoe County Nevada 8 $ 2,260,000 $ 282,000 $ 0
New York County New York 8 $ 5,260,000 $ 657,000 $ 0
Horry County South Carolina 8 $ 1,510,000 $ 188,000 $ 104,000
York County South Carolina 8 $ 2,150,000 $ 268,000 $ 112,000
Sumner County Tennessee 8 $ 2,120,000 $ 265,000 $ 100,000
Davis County Utah 8 $ 3,170,000 $ 396,000 $ 0
Kitsap County Washington 8 $ 1,790,000 $ 223,000 $ 0
Monterey County California 7 $ 2,945,000 $ 420,000 $ 209,000
Broomfield County Colorado 7 $ 2,755,000 $ 393,000 $ 161,000
Manatee County Florida 7 $ 2,225,000 $ 317,000 $ 387,000
Pasco County Florida 7 $ 1,485,000 $ 212,000 $ 60,000
St. Johns County Florida 7 $ 2,505,000 $ 357,000 $ 58,000
Cobb County Georgia 7 $ 1,665,000 $ 237,000 $ 0
Ogle County Illinois 7 $ 9,025,000 $ 1,289,000 $ 89,000
Newton County Indiana 7 $ 535,000 $ 76,000 $ 71,000
Worcester County Massachusetts 7 $ 1,625,000 $ 232,000 $ 0
Philadelphia County Pennsylvania 7 $ 2,025,000 $ 289,000 $ 0
Beaufort County South Carolina 7 $ 1,955,000 $ 279,000 $ 99,000
Hamilton County Tennessee 7 $ 1,415,000 $ 202,000 $ 84,000
Harris County Texas 7 $ 3,895,000 $ 556,000 $ 0
Wasatch County Utah 7 $ 3,175,000 $ 453,000 $ 0
Weber County Utah 7 $ 3,265,000 $ 466,000 $ 0
Pierce County Washington 7 $ 1,995,000 $ 285,000 $ 0
District of Columbia County District Of Columbia 6 $ 3,210,000 $ 535,000 $ 180,000
Seminole County Florida 6 $ 1,010,000 $ 168,000 $ 0
Forsyth County Georgia 6 $ 2,140,000 $ 356,000 $ 0
Ada County Idaho 6 $ 2,380,000 $ 396,000 $ 0
Boone County Illinois 6 $ 920,000 $ 153,000 $ 128,000
Mercer County Illinois 6 $ 370,000 $ 61,000 $ 54,000
Tazewell County Illinois 6 $ 600,000 $ 100,000 $ 64,000
Winnebago County Illinois 6 $ 670,000 $ 111,000 $ 47,000
Elkhart County Indiana 6 $ 2,560,000 $ 426,000 $ 56,000
Jasper County Indiana 6 $ 450,000 $ 75,000 $ 89,000
Anne Arundel County Maryland 6 $ 1,890,000 $ 315,000 $ 0
Montgomery County Maryland 6 $ 2,940,000 $ 490,000 $ 0
Ottawa County Michigan 6 $ 1,620,000 $ 270,000 $ 105,000
Wayne County Michigan 6 $ 2,270,000 $ 378,000 $ 0
St. Charles County Missouri 6 $ 1,900,000 $ 316,000 $ 0
Union County New Jersey 6 $ 3,510,000 $ 585,000 $ 0
Iredell County North Carolina 6 $ 2,440,000 $ 406,000 $ 104,000
Deschutes County Oregon 6 $ 1,790,000 $ 298,000 $ 0
Dallas County Texas 6 $ 4,160,000 $ 693,000 $ 0
Richmond City County Virginia 6 $ 1,390,000 $ 231,000 $ 142,000
Washington County Wisconsin 6 $ 9,450,000 $ 1,575,000 $ 126,000
Napa County California 5 $ 3,145,000 $ 629,000 $ 0
Nevada County California 5 $ 2,215,000 $ 443,000 $ 0
Stanislaus County California 5 $ 935,000 $ 187,000 $ 0
Bibb County Georgia 5 $ 1,005,000 $ 201,000 $ 191,000
Carroll County Illinois 5 $ 1,345,000 $ 269,000 $ 176,000
Cass County Michigan 5 $ 2,495,000 $ 499,000 $ 0
Hennepin County Minnesota 5 $ 2,395,000 $ 479,000 $ 157,000
Carteret County North Carolina 5 $ 1,145,000 $ 229,000 $ 229,000
Guilford County North Carolina 5 $ 1,665,000 $ 333,000 $ 98,000
New Hanover County North Carolina 5 $ 1,375,000 $ 275,000 $ 80,000
Jackson County Oregon 5 $ 1,355,000 $ 271,000 $ 75,000
Lane County Oregon 5 $ 1,335,000 $ 267,000 $ 0
Bucks County Pennsylvania 5 $ 925,000 $ 185,000 $ 0
Lancaster County South Carolina 5 $ 1,555,000 $ 311,000 $ 149,000
Pickens County South Carolina 5 $ 835,000 $ 167,000 $ 124,000
Knox County Tennessee 5 $ 1,265,000 $ 253,000 $ 123,000
Rutherford County Tennessee 5 $ 1,035,000 $ 207,000 $ 114,000
Travis County Texas 5 $ 3,665,000 $ 733,000 $ 0
Chesapeake County Virginia 5 $ 1,195,000 $ 239,000 $ 109,000
Fauquier County Virginia 5 $ 2,405,000 $ 481,000 $ 165,000
Pinal County Arizona 4 $ 690,000 $ 172,000 $ 94,000
Yavapai County Arizona 4 $ 510,000 $ 127,000 $ 30,000
Butte County California 4 $ 1,140,000 $ 285,000 $ 57,000
Yolo County California 4 $ 1,770,000 $ 442,000 $ 102,000
New Haven County Connecticut 4 $ 890,000 $ 222,000 $ 0
Lake County Florida 4 $ 600,000 $ 150,000 $ 88,000
Martin County Florida 4 $ 690,000 $ 172,000 $ 0
Cherokee County Georgia 4 $ 1,640,000 $ 410,000 $ 0
Gwinnett County Georgia 4 $ 800,000 $ 200,000 $ 0
Coles County Illinois 4 $ 5,240,000 $ 1,310,000 $ 92,000
Peoria County Illinois 4 $ 360,000 $ 90,000 $ 61,000
Sangamon County Illinois 4 $ 390,000 $ 97,000 $ 75,000
Williamson County Illinois 4 $ 610,000 $ 152,000 $ 80,000
Johnson County Indiana 4 $ 2,210,000 $ 552,000 $ 0
Starke County Indiana 4 $ 320,000 $ 80,000 $ 53,000
White County Indiana 4 $ 520,000 $ 130,000 $ 120,000
Johnson County Iowa 4 $ 850,000 $ 212,000 $ 103,000
Van Buren County Michigan 4 $ 990,000 $ 247,000 $ 153,000
Camden County Missouri 4 $ 1,140,000 $ 285,000 $ 129,000
Sullivan County New York 4 $ 680,000 $ 170,000 $ 113,000
Forsyth County North Carolina 4 $ 1,120,000 $ 280,000 $ 105,000
Orange County North Carolina 4 $ 1,370,000 $ 342,000 $ 128,000
Allegheny County Pennsylvania 4 $ 1,730,000 $ 432,000 $ 0
Delaware County Pennsylvania 4 $ 3,280,000 $ 820,000 $ 0
Berkeley County South Carolina 4 $ 860,000 $ 215,000 $ 133,000
Bedford County Tennessee 4 $ 740,000 $ 185,000 $ 69,000
Denton County Texas 4 $ 1,870,000 $ 467,000 $ 153,000
Washington County Utah 4 $ 1,490,000 $ 372,000 $ 0
Chesterfield County Virginia 4 $ 720,000 $ 180,000 $ 66,000
Thurston County Washington 4 $ 410,000 $ 102,000 $ 0
Sheboygan County Wisconsin 4 $ 400,000 $ 100,000 $ 82,000
San Benito County California 3 $ 665,000 $ 221,000 $ 0
Tulare County California 3 $ 435,000 $ 145,000 $ 20,000
Clear Creek County Colorado 3 $ 1,665,000 $ 555,000 $ 199,000
Grand County Colorado 3 $ 1,315,000 $ 438,000 $ 218,000
Mesa County Colorado 3 $ 1,085,000 $ 361,000 $ 136,000
Duval County Florida 3 $ 1,145,000 $ 381,000 $ 54,000
Indian River County Florida 3 $ 2,825,000 $ 941,000 $ 566,000
St. Lucie County Florida 3 $ 1,235,000 $ 411,000 $ 196,000
Walton County Florida 3 $ 395,000 $ 131,000 $ 131,000
Paulding County Georgia 3 $ 765,000 $ 255,000 $ 200,000
Ford County Illinois 3 $ 135,000 $ 45,000 $ 57,000
Iroquois County Illinois 3 $ 145,000 $ 48,000 $ 35,000
Macon County Illinois 3 $ 215,000 $ 71,000 $ 77,000
Marshall County Indiana 3 $ 2,355,000 $ 785,000 $ 217,000
Douglas County Kansas 3 $ 495,000 $ 165,000 $ 250,000
Jackson County Kansas 3 $ 375,000 $ 125,000 $ 58,000
Leavenworth County Kansas 3 $ 505,000 $ 168,000 $ 117,000
Wyandotte County Kansas 3 $ 235,000 $ 78,000 $ 66,000
Cumberland County Maine 3 $ 1,375,000 $ 458,000 $ 106,000
Harford County Maryland 3 $ 1,835,000 $ 611,000 $ 0
Norfolk County Massachusetts 3 $ 1,315,000 $ 438,000 $ 0
Washtenaw County Michigan 3 $ 1,405,000 $ 468,000 $ 109,000
Gallatin County Montana 3 $ 795,000 $ 265,000 $ 0
Douglas County Nevada 3 $ 605,000 $ 201,000 $ 0
Rockingham County New Hampshire 3 $ 1,015,000 $ 338,000 $ 0
Atlantic County New Jersey 3 $ 2,065,000 $ 688,000 $ 0
Middlesex County New Jersey 3 $ 1,785,000 $ 595,000 $ 0
Bernalillo County New Mexico 3 $ 2,035,000 $ 678,000 $ 0
Richmond County New York 3 $ 1,355,000 $ 451,000 $ 0
Rockland County New York 3 $ 1,145,000 $ 381,000 $ 0
Cabarrus County North Carolina 3 $ 855,000 $ 285,000 $ 124,000
Chatham County North Carolina 3 $ 965,000 $ 321,000 $ 131,000
Cumberland County North Carolina 3 $ 835,000 $ 278,000 $ 81,000
Durham County North Carolina 3 $ 945,000 $ 315,000 $ 65,000
Johnston County North Carolina 3 $ 875,000 $ 291,000 $ 168,000
Delaware County Ohio 3 $ 605,000 $ 201,000 $ 1,400,000
Franklin County Ohio 3 $ 1,485,000 $ 495,000 $ 0
Georgetown County South Carolina 3 $ 605,000 $ 201,000 $ 156,000
Lexington County South Carolina 3 $ 815,000 $ 271,000 $ 122,000
Cheatham County Tennessee 3 $ 715,000 $ 238,000 $ 90,000
Montgomery County Texas 3 $ 1,755,000 $ 585,000 $ 0
Morgan County Utah 3 $ 685,000 $ 228,000 $ 0
Summit County Utah 3 $ 2,375,000 $ 791,000 $ 0
Alexandria County Virginia 3 $ 1,675,000 $ 558,000 $ 179,000
Frederick County Virginia 3 $ 715,000 $ 238,000 $ 87,000
Henrico County Virginia 3 $ 1,225,000 $ 408,000 $ 136,000
King William County Virginia 3 $ 535,000 $ 178,000 $ 52,000
Winnebago County Wisconsin 3 $ 185,000 $ 61,000 $ 91,000
Baldwin County Alabama 2 $ 1,240,000 $ 620,000 $ 0
Jefferson County Alabama 2 $ 1,170,000 $ 585,000 $ 0
Tallapoosa County Alabama 2 $ 1,270,000 $ 635,000 $ 0
Mohave County Arizona 2 $ 190,000 $ 95,000 $ 0
Benton County Arkansas 2 $ 320,000 $ 160,000 $ 116,000
Pulaski County Arkansas 2 $ 580,000 $ 290,000 $ 23,000
Washington County Arkansas 2 $ 220,000 $ 110,000 $ 0
Imperial County California 2 $ 410,000 $ 205,000 $ 83,000
Madera County California 2 $ 1,170,000 $ 585,000 $ 75,000
Tuolumne County California 2 $ 680,000 $ 340,000 $ 0
Eagle County Colorado 2 $ 950,000 $ 475,000 $ 108,000
La Plata County Colorado 2 $ 1,080,000 $ 540,000 $ 100,000
Park County Colorado 2 $ 920,000 $ 460,000 $ 202,000
Sussex County Delaware 2 $ 750,000 $ 375,000 $ 0
Polk County Florida 2 $ 600,000 $ 300,000 $ 0
Volusia County Florida 2 $ 230,000 $ 115,000 $ 0
Chatham County Georgia 2 $ 190,000 $ 95,000 $ 73,000
Greene County Georgia 2 $ 710,000 $ 355,000 $ 0
Hawaii County Hawaii 2 $ 1,480,000 $ 740,000 $ 0
Brown County Illinois 2 $ 510,000 $ 255,000 $ 265,000
Bureau County Illinois 2 $ 60,000 $ 30,000 $ 80,000
Franklin County Illinois 2 $ 30,000 $ 15,000 $ 33,000
Lee County Illinois 2 $ 60,000 $ 30,000 $ 34,000
Madison County Illinois 2 $ 30,000 $ 15,000 $ 75,000
Marshall County Illinois 2 $ 140,000 $ 70,000 $ 26,000
Montgomery County Illinois 2 $ 70,000 $ 35,000 $ 67,000
Putnam County Illinois 2 $ 520,000 $ 260,000 $ 131,000
St. Clair County Illinois 2 $ 270,000 $ 135,000 $ 112,000
Stephenson County Illinois 2 $ 790,000 $ 395,000 $ 103,000
Warren County Illinois 2 $ 80,000 $ 40,000 $ 21,000
Allen County Indiana 2 $ 200,000 $ 100,000 $ 46,000
Fountain County Indiana 2 $ 100,000 $ 50,000 $ 78,000
Grant County Indiana 2 $ 150,000 $ 75,000 $ 57,000
Hendricks County Indiana 2 $ 240,000 $ 120,000 $ 112,000
Henry County Indiana 2 $ 100,000 $ 50,000 $ 83,000
Huntington County Indiana 2 $ 170,000 $ 85,000 $ 77,000
Knox County Indiana 2 $ 80,000 $ 40,000 $ 56,000
Vermillion County Indiana 2 $ 230,000 $ 115,000 $ 74,000
Wabash County Indiana 2 $ 340,000 $ 170,000 $ 108,000
Black Hawk County Iowa 2 $ 150,000 $ 75,000 $ 138,000
Pottawattamie County Iowa 2 $ 70,000 $ 35,000 $ 216,000
Sedgwick County Kansas 2 $ 180,000 $ 90,000 $ 62,000
Jefferson County Kentucky 2 $ 1,550,000 $ 775,000 $ 0
Kenton County Kentucky 2 $ 780,000 $ 390,000 $ 32,000
Ascension County Louisiana 2 $ 720,000 $ 360,000 $ 156,000
Baltimore County Maryland 2 $ 700,000 $ 350,000 $ 0
Baltimore City County Maryland 2 $ 710,000 $ 355,000 $ 0
Frederick County Maryland 2 $ 240,000 $ 120,000 $ 0
Barnstable County Massachusetts 2 $ 630,000 $ 315,000 $ 0
Bristol County Massachusetts 2 $ 1,550,000 $ 775,000 $ 0
Carver County Minnesota 2 $ 810,000 $ 405,000 $ 0
Douglas County Nebraska 2 $ 620,000 $ 310,000 $ 0
Hillsborough County New Hampshire 2 $ 1,220,000 $ 610,000 $ 0
Passaic County New Jersey 2 $ 540,000 $ 270,000 $ 0
Orange County New York 2 $ 1,060,000 $ 530,000 $ 0
Caldwell County North Carolina 2 $ 230,000 $ 115,000 $ 50,000
Catawba County North Carolina 2 $ 520,000 $ 260,000 $ 161,000
Franklin County North Carolina 2 $ 530,000 $ 265,000 $ 118,000
Harnett County North Carolina 2 $ 510,000 $ 255,000 $ 87,000
Haywood County North Carolina 2 $ 550,000 $ 275,000 $ 164,000
Watauga County North Carolina 2 $ 690,000 $ 345,000 $ 50,000
Cuyahoga County Ohio 2 $ 470,000 $ 235,000 $ 0
Benton County Oregon 2 $ 1,230,000 $ 615,000 $ 0
Lehigh County Pennsylvania 2 $ 180,000 $ 90,000 $ 0
Northampton County Pennsylvania 2 $ 110,000 $ 55,000 $ 0
Bristol County Rhode Island 2 $ 260,000 $ 130,000 $ 0
Providence County Rhode Island 2 $ 130,000 $ 65,000 $ 0
Aiken County South Carolina 2 $ 330,000 $ 165,000 $ 72,000
Anderson County South Carolina 2 $ 460,000 $ 230,000 $ 106,000
Jasper County South Carolina 2 $ 500,000 $ 250,000 $ 94,000
Richland County South Carolina 2 $ 470,000 $ 235,000 $ 74,000
Spartanburg County South Carolina 2 $ 180,000 $ 90,000 $ 44,000
Blount County Tennessee 2 $ 460,000 $ 230,000 $ 104,000
Fayette County Tennessee 2 $ 740,000 $ 370,000 $ 127,000
Hawkins County Tennessee 2 $ 190,000 $ 95,000 $ 71,000
Montgomery County Tennessee 2 $ 350,000 $ 175,000 $ 107,000
Robertson County Tennessee 2 $ 600,000 $ 300,000 $ 84,000
Tipton County Tennessee 2 $ 230,000 $ 115,000 $ 51,000
Wilson County Tennessee 2 $ 360,000 $ 180,000 $ 97,000
Chittenden County Vermont 2 $ 760,000 $ 380,000 $ 0
Augusta County Virginia 2 $ 1,100,000 $ 550,000 $ 1,058,000
Dinwiddie County Virginia 2 $ 310,000 $ 155,000 $ 54,000
Franklin County Virginia 2 $ 250,000 $ 125,000 $ 61,000
Louisa County Virginia 2 $ 590,000 $ 295,000 $ 90,000
Lynchburg County Virginia 2 $ 1,390,000 $ 695,000 $ 0
Montgomery County Virginia 2 $ 270,000 $ 135,000 $ 57,000
Powhatan County Virginia 2 $ 1,000,000 $ 500,000 $ 145,000
Prince William County Virginia 2 $ 660,000 $ 330,000 $ 95,000
Roanoke County Virginia 2 $ 280,000 $ 140,000 $ 100,000
Spotsylvania County Virginia 2 $ 800,000 $ 400,000 $ 153,000
Stafford County Virginia 2 $ 550,000 $ 275,000 $ 124,000
York County Virginia 2 $ 860,000 $ 430,000 $ 215,000
Skagit County Washington 2 $ 250,000 $ 125,000 $ 0
Spokane County Washington 2 $ 740,000 $ 370,000 $ 0
Whatcom County Washington 2 $ 140,000 $ 70,000 $ 0
Marquette County Wisconsin 2 $ 320,000 $ 160,000 $ 112,000
Oneida County Wisconsin 2 $ 840,000 $ 420,000 $ 1,070,000
Ozaukee County Wisconsin 2 $ 140,000 $ 70,000 $ 28,000
Lee County Alabama 1 $ 645,000 $ 645,000 $ 0
Morgan County Alabama 1 $ 115,000 $ 115,000 $ 0
Shelby County Alabama 1 $ 105,000 $ 105,000 $ 48,000
Anchorage County Alaska 1 $ 125,000 $ 125,000 $ 0
Coconino County Arizona 1 $ 55,000 $ 55,000 $ 0
Crittenden County Arkansas 1 $ 135,000 $ 135,000 $ 0
Calaveras County California 1 $ 65,000 $ 65,000 $ 0
Merced County California 1 $ 75,000 $ 75,000 $ 0
Plumas County California 1 $ 75,000 $ 75,000 $ 146,000
Shasta County California 1 $ 645,000 $ 645,000 $ 0
Yuba County California 1 $ 245,000 $ 245,000 $ 150,000
Archuleta County Colorado 1 $ 285,000 $ 285,000 $ 0
Chaffee County Colorado 1 $ 255,000 $ 255,000 $ 141,000
Delta County Colorado 1 $ 155,000 $ 155,000 $ 46,000
Elbert County Colorado 1 $ 115,000 $ 115,000 $ 0
Fremont County Colorado 1 $ 185,000 $ 185,000 $ 37,000
Gilpin County Colorado 1 $ 145,000 $ 145,000 $ 0
Gunnison County Colorado 1 $ 445,000 $ 445,000 $ 0
Logan County Colorado 1 $ 365,000 $ 365,000 $ 107,000
Montezuma County Colorado 1 $ 365,000 $ 365,000 $ 90,000
Middlesex County Connecticut 1 $ 535,000 $ 535,000 $ 0
Windham County Connecticut 1 $ 695,000 $ 695,000 $ 0
Kent County Delaware 1 $ 125,000 $ 125,000 $ 0
New Castle County Delaware 1 $ 545,000 $ 545,000 $ 0
Alachua County Florida 1 $ 215,000 $ 215,000 $ 74,000
Charlotte County Florida 1 $ 695,000 $ 695,000 $ 0
Citrus County Florida 1 $ 545,000 $ 545,000 $ 0
Flagler County Florida 1 $ 275,000 $ 275,000 $ 74,000
Franklin County Florida 1 $ 975,000 $ 975,000 $ 0
Marion County Florida 1 $ 85,000 $ 85,000 $ 48,000
Nassau County Florida 1 $ 45,000 $ 45,000 $ 0
Okaloosa County Florida 1 $ 315,000 $ 315,000 $ 85,000
Carroll County Georgia 1 $ 185,000 $ 185,000 $ 0
Coweta County Georgia 1 $ 175,000 $ 175,000 $ 0
Fannin County Georgia 1 $ 685,000 $ 685,000 $ 0
Fayette County Georgia 1 $ 565,000 $ 565,000 $ 0
Oconee County Georgia 1 $ 135,000 $ 135,000 $ 0
Honolulu County Hawaii 1 $ 795,000 $ 795,000 $ 0
Bannock County Idaho 1 $ 535,000 $ 535,000 $ 0
Bonner County Idaho 1 $ 745,000 $ 745,000 $ 0
Bonneville County Idaho 1 $ 625,000 $ 625,000 $ 0
Kootenai County Idaho 1 $ 165,000 $ 165,000 $ 0
Henderson County Illinois 1 $ 245,000 $ 245,000 $ 124,000
Monroe County Illinois 1 $ 115,000 $ 115,000 $ 141,000
Stark County Illinois 1 $ 35,000 $ 35,000 $ 32,000
Daviess County Indiana 1 $ 295,000 $ 295,000 $ 62,000
Hancock County Indiana 1 $ 475,000 $ 475,000 $ 0
Harrison County Indiana 1 $ 175,000 $ 175,000 $ 128,000
Howard County Indiana 1 $ 55,000 $ 55,000 $ 418,000
Madison County Indiana 1 $ 5,000 $ 5,000 $ 50,000
Pike County Indiana 1 $ 225,000 $ 225,000 $ 111,000
Whitley County Indiana 1 $ 635,000 $ 635,000 $ 0
Cedar County Iowa 1 $ 75,000 $ 75,000 $ 56,000
Cerro Gordo County Iowa 1 $ 15,000 $ 15,000 $ 44,000
Clinton County Iowa 1 $ 75,000 $ 75,000 $ 48,000
Dallas County Iowa 1 $ 225,000 $ 225,000 $ 146,000
Hamilton County Iowa 1 $ 25,000 $ 25,000 $ 76,000
Louisa County Iowa 1 $ 65,000 $ 65,000 $ 51,000
Muscatine County Iowa 1 $ 15,000 $ 15,000 $ 58,000
Polk County Iowa 1 $ 635,000 $ 635,000 $ 161,000
Shelby County Iowa 1 $ 65,000 $ 65,000 $ 126,000
Barton County Kansas 1 $ 235,000 $ 235,000 $ 125,000
Pottawatomie County Kansas 1 $ 365,000 $ 365,000 $ 90,000
Saline County Kansas 1 $ 205,000 $ 205,000 $ 106,000
Shawnee County Kansas 1 $ 155,000 $ 155,000 $ 73,000
Sheridan County Kansas 1 $ 185,000 $ 185,000 $ 46,000
Smith County Kansas 1 $ 55,000 $ 55,000 $ 66,000
Livingston County Kentucky 1 $ 145,000 $ 145,000 $ 94,000
Orleans County Louisiana 1 $ 525,000 $ 525,000 $ 0
Kent County Maryland 1 $ 885,000 $ 885,000 $ 0
Prince George's County Maryland 1 $ 65,000 $ 65,000 $ 0
Worcester County Maryland 1 $ 845,000 $ 845,000 $ 0
Plymouth County Massachusetts 1 $ 455,000 $ 455,000 $ 191,000
Allegan County Michigan 1 $ 125,000 $ 125,000 $ 224,000
Antrim County Michigan 1 $ 65,000 $ 65,000 $ 38,000
Delta County Michigan 1 $ 135,000 $ 135,000 $ 43,000
Houghton County Michigan 1 $ 335,000 $ 335,000 $ 54,000
Ingham County Michigan 1 $ 735,000 $ 735,000 $ 0
Kent County Michigan 1 $ 85,000 $ 85,000 $ 0
Livingston County Michigan 1 $ 265,000 $ 265,000 $ 67,000
Monroe County Michigan 1 $ 145,000 $ 145,000 $ 47,000
Saginaw County Michigan 1 $ 11,405,000 $ 11,405,000 $ 0
St. Joseph County Michigan 1 $ 55,000 $ 55,000 $ 47,000
Olmsted County Minnesota 1 $ 595,000 $ 595,000 $ 0
Washington County Minnesota 1 $ 115,000 $ 115,000 $ 0
Cass County Missouri 1 $ 355,000 $ 355,000 $ 212,000
Clay County Missouri 1 $ 505,000 $ 505,000 $ 0
Clinton County Missouri 1 $ 165,000 $ 165,000 $ 0
Greene County Missouri 1 $ 675,000 $ 675,000 $ 0
Henry County Missouri 1 $ 95,000 $ 95,000 $ 105,000
St. Louis City County Missouri 1 $ 165,000 $ 165,000 $ 0
Taney County Missouri 1 $ 435,000 $ 435,000 $ 220,000
Yellowstone County Montana 1 $ 745,000 $ 745,000 $ 0
Carson City County Nevada 1 $ 75,000 $ 75,000 $ 0
Nye County Nevada 1 $ 105,000 $ 105,000 $ 74,000
Burlington County New Jersey 1 $ 685,000 $ 685,000 $ 0
Camden County New Jersey 1 $ 695,000 $ 695,000 $ 0
Hunterdon County New Jersey 1 $ 195,000 $ 195,000 $ 0
Warren County New Jersey 1 $ 55,000 $ 55,000 $ 0
Los Alamos County New Mexico 1 $ 125,000 $ 125,000 $ 0
Santa Fe County New Mexico 1 $ 745,000 $ 745,000 $ 0
Chemung County New York 1 $ 55,000 $ 55,000 $ 0
Dutchess County New York 1 $ 575,000 $ 575,000 $ 0
Erie County New York 1 $ 605,000 $ 605,000 $ 0
Putnam County New York 1 $ 585,000 $ 585,000 $ 0
Ulster County New York 1 $ 275,000 $ 275,000 $ 128,000
Anson County North Carolina 1 $ 445,000 $ 445,000 $ 144,000
Cleveland County North Carolina 1 $ 225,000 $ 225,000 $ 127,000
Columbus County North Carolina 1 $ 115,000 $ 115,000 $ 62,000
Dare County North Carolina 1 $ 765,000 $ 765,000 $ 0
Davidson County North Carolina 1 $ 215,000 $ 215,000 $ 81,000
Duplin County North Carolina 1 $ 65,000 $ 65,000 $ 79,000
Gaston County North Carolina 1 $ 135,000 $ 135,000 $ 44,000
Granville County North Carolina 1 $ 305,000 $ 305,000 $ 168,000
Henderson County North Carolina 1 $ 165,000 $ 165,000 $ 77,000
Lincoln County North Carolina 1 $ 305,000 $ 305,000 $ 48,000
Onslow County North Carolina 1 $ 55,000 $ 55,000 $ 114,000
Pender County North Carolina 1 $ 535,000 $ 535,000 $ 0
Pitt County North Carolina 1 $ 85,000 $ 85,000 $ 163,000
Polk County North Carolina 1 $ 105,000 $ 105,000 $ 31,000
Rockingham County North Carolina 1 $ 345,000 $ 345,000 $ 119,000
Stanly County North Carolina 1 $ 195,000 $ 195,000 $ 54,000
Wilson County North Carolina 1 $ 305,000 $ 305,000 $ 184,000
Yadkin County North Carolina 1 $ 95,000 $ 95,000 $ 99,000
Stark County North Dakota 1 $ 235,000 $ 235,000 $ 0
Clermont County Ohio 1 $ 125,000 $ 125,000 $ 0
Geauga County Ohio 1 $ 135,000 $ 135,000 $ 0
Medina County Ohio 1 $ 105,000 $ 105,000 $ 0
Montgomery County Ohio 1 $ 95,000 $ 95,000 $ 113,000
Garfield County Oklahoma 1 $ 295,000 $ 295,000 $ 150,000
Oklahoma County Oklahoma 1 $ 785,000 $ 785,000 $ 0
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Mortgage Loan Application Detail Totals for First Midwest Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,075 $1,278,455,000 $313,000 $8,225,000 $134,000 $6,212,000
Refinancing 2,899 $943,755,000 $325,000 $24,565,000 $143,000 $4,746,000
Other Purpose 2,042 $171,160,000 $83,000 $1,545,000 $116,000 $2,822,000
Cash-out Refinancing 1,269 $388,595,000 $306,000 $2,805,000 $135,000 $3,284,000
Home Improvement 983 $72,565,000 $73,000 $775,000 $111,000 $1,179,000
Not Applicable 700 $132,630,000 $189,000 $1,695,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,256 $1,235,110,000 $197,000 $3,765,000 $139,000 $6,212,000
Not applicable 2,947 $1,316,465,000 $446,000 $24,565,000 $0 $0
Hispanic 1,179 $145,525,000 $123,000 $1,365,000 $76,000 $1,400,000
Not Provided 770 $148,350,000 $192,000 $1,965,000 $159,000 $2,072,000
Black or African American 497 $47,275,000 $95,000 $975,000 $82,000 $685,000
Asian 276 $87,920,000 $318,000 $3,755,000 $163,000 $1,400,000
American Indian or Alaskan Native 19 $1,935,000 $101,000 $305,000 $108,000 $335,000
Native Hawaiian or Other Pacific Islander 9 $2,395,000 $266,000 $485,000 $130,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,355 $2,871,535,000 $252,000 $24,565,000 $134,000 $6,212,000
FHA-insured (Federal Housing Administration) 414 $65,810,000 $158,000 $375,000 $65,000 $678,000
VA-guaranteed (Veterans Administration) 153 $43,515,000 $284,000 $745,000 $91,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $6,300,000 $136,000 $305,000 $54,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,242 $1,367,240,000 $260,000 $24,565,000 $146,000 $6,212,000
Application Denied By Financial Institution 2,988 $411,360,000 $137,000 $2,435,000 $105,000 $3,639,000
Loan Purchased By The Institution 2,693 $995,345,000 $369,000 $2,505,000 $0 $0
Application Withdrawn By Applicant 898 $184,850,000 $205,000 $2,245,000 $123,000 $1,974,000
Application Approved But Not Accepted 135 $25,675,000 $190,000 $4,045,000 $133,000 $700,000
File Closed For Incompleteness 12 $2,690,000 $224,000 $975,000 $86,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,980 $2,575,800,000 $286,000 $24,565,000 $142,000 $6,212,000
Debt-To-Income Ratio 747 $96,285,000 $128,000 $2,305,000 $71,000 $475,000
Credit History 743 $69,905,000 $94,000 $2,005,000 $83,000 $1,003,000
Collateral 676 $74,600,000 $110,000 $2,205,000 $125,000 $3,639,000
Credit Application Incomplete 642 $130,840,000 $203,000 $2,435,000 $133,000 $2,556,000
Other 125 $28,205,000 $225,000 $2,025,000 $182,000 $2,749,000
Unverifiable Information 32 $6,820,000 $213,000 $1,325,000 $97,000 $850,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,965,000 $228,000 $685,000 $125,000 $278,000
Employment History 10 $1,740,000 $174,000 $455,000 $89,000 $270,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Midwest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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