First Midwest Bank Mortgage Lending & HMDA Data, 2019

In 2019, First Midwest Bank of Gurnee, IL reported 11,968 mortgage applications totaling $3.0 billion, up 25% from 2018. The average application was for $249,595, and applicants reported an average income of $131,159. 44% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Naperville, IL (5,136), Gary, IN (902) and Lake County-Kenosha County, IL-WI (892) (applications in parentheses).

Mortgage Company & Address First Midwest Bank
300 N. Hunt Club Road
Gurnee, IL 60031
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 11,968
Total Mortgage Loan Application Amount $2,987,160,000
Average Mortgage Loan Application Amount $249,595
Highest Mortgage Loan Application Amount $24,565,000
Average Applicant Income $131,159
Highest Applicant Income $6,212,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Midwest Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,974 $ 744,900,000 $ 250,470 $ 139,000
Will, Illinois 1,170 $ 165,480,000 $ 141,435 $ 106,000
Lake, Illinois 858 $ 174,220,000 $ 203,053 $ 128,000
Lake, Indiana 811 $ 83,475,000 $ 102,928 $ 86,000
DuPage, Illinois 506 $ 200,640,000 $ 396,521 $ 227,000
DeKalb, Illinois 297 $ 32,735,000 $ 110,218 $ 91,000
Grundy, Illinois 275 $ 40,435,000 $ 147,036 $ 113,000
McHenry, Illinois 211 $ 27,065,000 $ 128,270 $ 104,000
Kane, Illinois 200 $ 38,370,000 $ 191,850 $ 166,000
Los Angeles, California 143 $ 48,335,000 $ 338,006 $ 116,000
Kendall, Illinois 124 $ 21,790,000 $ 175,725 $ 120,000
Scott, Iowa 115 $ 12,145,000 $ 105,608 $ 100,000
Maricopa, Arizona 114 $ 34,720,000 $ 304,561 $ 207,000
Rock Island, Illinois 109 $ 9,065,000 $ 83,165 $ 79,000
Vermilion, Illinois 96 $ 7,290,000 $ 75,937 $ 59,000
Knox, Illinois 94 $ 7,270,000 $ 77,340 $ 67,000
LaSalle, Illinois 94 $ 11,460,000 $ 121,914 $ 83,000
Riverside, California 93 $ 26,235,000 $ 282,096 $ 139,000
Orange, California 89 $ 32,055,000 $ 360,168 $ 202,000
King, Washington 88 $ 35,820,000 $ 407,045 $ 0
San Diego, California 83 $ 28,395,000 $ 342,108 $ 153,000
Porter, Indiana 78 $ 15,260,000 $ 195,641 $ 126,000
Alameda, California 70 $ 20,990,000 $ 299,857 $ 153,000
San Bernardino, California 70 $ 16,380,000 $ 234,000 $ 98,000
Santa Clara, California 61 $ 20,595,000 $ 337,622 $ 160,000
Bergen, New Jersey 51 $ 27,655,000 $ 542,254 $ 0
Clark, Nevada 48 $ 8,810,000 $ 183,541 $ 148,000
San Joaquin, California 47 $ 7,695,000 $ 163,723 $ 101,000
Broward, Florida 45 $ 10,285,000 $ 228,555 $ 156,000
Miami-Dade, Florida 42 $ 10,340,000 $ 246,190 $ 509,000
Ocean, New Jersey 42 $ 28,430,000 $ 676,904 $ 0
Suffolk, New York 42 $ 22,350,000 $ 532,142 $ 0
Sacramento, California 41 $ 12,105,000 $ 295,243 $ 96,000
Douglas, Colorado 40 $ 18,230,000 $ 455,750 $ 188,000
Champaign, Illinois 40 $ 5,020,000 $ 125,500 $ 80,000
Nassau, New York 39 $ 22,585,000 $ 579,102 $ 0
Kankakee, Illinois 38 $ 5,410,000 $ 142,368 $ 89,000
Solano, California 37 $ 9,445,000 $ 255,270 $ 129,000
Johnson, Kansas 36 $ 8,870,000 $ 246,388 $ 120,000
Contra Costa, California 34 $ 12,570,000 $ 369,705 $ 263,000
Multnomah, Oregon 34 $ 9,120,000 $ 268,235 $ 0
Washington, Oregon 34 $ 9,570,000 $ 281,470 $ 0
Kenosha, Wisconsin 34 $ 5,690,000 $ 167,352 $ 125,000
Placer, California 33 $ 9,105,000 $ 275,909 $ 124,000
Palm Beach, Florida 32 $ 14,820,000 $ 463,125 $ 228,000
Denver, Colorado 31 $ 12,725,000 $ 410,483 $ 162,000
Morris, New Jersey 31 $ 15,205,000 $ 490,483 $ 0
Mecklenburg, North Carolina 30 $ 9,610,000 $ 320,333 $ 130,000
Pinellas, Florida 29 $ 15,295,000 $ 527,413 $ 297,000
El Dorado, California 28 $ 7,940,000 $ 283,571 $ 141,000
Utah, Utah 28 $ 6,690,000 $ 238,928 $ 0
Waukesha, Wisconsin 28 $ 6,780,000 $ 242,142 $ 164,000
Jefferson, Colorado 27 $ 11,085,000 $ 410,555 $ 153,000
Fulton, Georgia 26 $ 10,420,000 $ 400,769 $ 85,000
El Paso, Colorado 25 $ 7,405,000 $ 296,200 $ 85,000
Walworth, Wisconsin 25 $ 8,715,000 $ 348,600 $ 469,000
Fairfield, Connecticut 24 $ 9,070,000 $ 377,916 $ 74,000
Wake, North Carolina 24 $ 7,120,000 $ 296,666 $ 104,000
Hillsborough, Florida 23 $ 11,535,000 $ 501,521 $ 606,000
Cape May, New Jersey 23 $ 16,535,000 $ 718,913 $ 0
Marin, California 21 $ 11,055,000 $ 526,428 $ 435,000
Arapahoe, Colorado 21 $ 8,615,000 $ 410,238 $ 133,000
Williamson, Tennessee 21 $ 9,795,000 $ 466,428 $ 130,000
Ventura, California 20 $ 4,370,000 $ 218,500 $ 103,000
Westchester, New York 20 $ 9,910,000 $ 495,500 $ 0
Essex, New Jersey 19 $ 9,405,000 $ 495,000 $ 0
Monmouth, New Jersey 19 $ 8,715,000 $ 458,684 $ 0
Salt Lake, Utah 19 $ 6,265,000 $ 329,736 $ 0
Fairfax, Virginia 19 $ 8,675,000 $ 456,578 $ 182,000
Clark, Washington 19 $ 3,795,000 $ 199,736 $ 147,000
Lee, Florida 18 $ 7,990,000 $ 443,888 $ 557,000
Queens, New York 18 $ 10,130,000 $ 562,777 $ 0
Santa Barbara, California 17 $ 6,985,000 $ 410,882 $ 78,000
Boulder, Colorado 17 $ 6,715,000 $ 395,000 $ 158,000
Snohomish, Washington 17 $ 5,925,000 $ 348,529 $ 0
Dane, Wisconsin 17 $ 5,775,000 $ 339,705 $ 150,000
Milwaukee, Wisconsin 17 $ 26,425,000 $ 1,554,411 $ 113,000
San Mateo, California 16 $ 7,150,000 $ 446,875 $ 327,000
Weld, Colorado 15 $ 6,175,000 $ 411,666 $ 149,000
Collier, Florida 15 $ 10,715,000 $ 714,333 $ 1,363,000
LaPorte, Indiana 15 $ 5,245,000 $ 349,666 $ 233,000
St. Joseph, Indiana 15 $ 6,515,000 $ 434,333 $ 47,000
Loudoun, Virginia 15 $ 6,755,000 $ 450,333 $ 120,000
Orange, Florida 14 $ 4,550,000 $ 325,000 $ 0
Clackamas, Oregon 14 $ 3,130,000 $ 223,571 $ 0
Chester, Pennsylvania 14 $ 3,960,000 $ 282,857 $ 58,000
Sarasota, Florida 13 $ 5,435,000 $ 418,076 $ 141,000
Middlesex, Massachusetts 13 $ 3,835,000 $ 295,000 $ 323,000
Union, North Carolina 13 $ 4,135,000 $ 318,076 $ 186,000
Sonoma, California 12 $ 4,110,000 $ 342,500 $ 94,000
Brevard, Florida 12 $ 3,300,000 $ 275,000 $ 122,000
DeKalb, Georgia 12 $ 4,830,000 $ 402,500 $ 0
Oakland, Michigan 12 $ 2,630,000 $ 219,166 $ 0
Greenville, South Carolina 12 $ 3,560,000 $ 296,666 $ 144,000
Davidson, Tennessee 12 $ 5,300,000 $ 441,666 $ 131,000
Racine, Wisconsin 12 $ 4,310,000 $ 359,166 $ 119,000
Pima, Arizona 11 $ 2,425,000 $ 220,454 $ 159,000
Fresno, California 11 $ 2,085,000 $ 189,545 $ 87,000
Larimer, Colorado 11 $ 3,545,000 $ 322,272 $ 318,000
Monroe, Florida 11 $ 5,235,000 $ 475,909 $ 1,259,000
Hamilton, Indiana 11 $ 3,325,000 $ 302,272 $ 110,000
Marion, Indiana 11 $ 2,535,000 $ 230,454 $ 82,000
Howard, Maryland 11 $ 6,275,000 $ 570,454 $ 0
Hudson, New Jersey 11 $ 6,805,000 $ 618,636 $ 0
Mercer, New Jersey 11 $ 2,455,000 $ 223,181 $ 0
Charleston, South Carolina 11 $ 3,335,000 $ 303,181 $ 122,000
Shelby, Tennessee 11 $ 1,735,000 $ 157,727 $ 128,000
Kern, California 10 $ 2,480,000 $ 248,000 $ 106,000
San Francisco, California 10 $ 5,900,000 $ 590,000 $ 0
Henry, Illinois 10 $ 960,000 $ 96,000 $ 69,000
Berrien, Michigan 10 $ 6,330,000 $ 633,000 $ 493,000
Jackson, Missouri 10 $ 10,410,000 $ 1,041,000 $ 164,000
St. Louis, Missouri 10 $ 4,400,000 $ 440,000 $ 0
Kings, New York 10 $ 5,090,000 $ 509,000 $ 0
Montgomery, Pennsylvania 10 $ 1,990,000 $ 199,000 $ 0
San Luis Obispo, California 9 $ 4,185,000 $ 465,000 $ 107,000
Adams, Colorado 9 $ 3,345,000 $ 371,666 $ 134,000
Kosciusko, Indiana 9 $ 6,175,000 $ 686,111 $ 78,000
Somerset, New Jersey 9 $ 3,505,000 $ 389,444 $ 0
Buncombe, North Carolina 9 $ 3,315,000 $ 368,333 $ 91,000
Moore, North Carolina 9 $ 2,795,000 $ 310,555 $ 142,000
Arlington, Virginia 9 $ 5,715,000 $ 635,000 $ 176,000
Santa Cruz, California 8 $ 2,290,000 $ 286,250 $ 0
Hartford, Connecticut 8 $ 1,260,000 $ 157,500 $ 0
Livingston, Illinois 8 $ 690,000 $ 86,250 $ 69,000
McLean, Illinois 8 $ 1,600,000 $ 200,000 $ 151,000
Steuben, Indiana 8 $ 2,510,000 $ 313,750 $ 154,000
Essex, Massachusetts 8 $ 2,200,000 $ 275,000 $ 0
Washoe, Nevada 8 $ 2,260,000 $ 282,500 $ 0
New York, New York 8 $ 5,260,000 $ 657,500 $ 0
Horry, South Carolina 8 $ 1,510,000 $ 188,750 $ 104,000
York, South Carolina 8 $ 2,150,000 $ 268,750 $ 112,000
Sumner, Tennessee 8 $ 2,120,000 $ 265,000 $ 100,000
Davis, Utah 8 $ 3,170,000 $ 396,250 $ 0
Kitsap, Washington 8 $ 1,790,000 $ 223,750 $ 0
Monterey, California 7 $ 2,945,000 $ 420,714 $ 209,000
Broomfield, Colorado 7 $ 2,755,000 $ 393,571 $ 161,000
Manatee, Florida 7 $ 2,225,000 $ 317,857 $ 387,000
Pasco, Florida 7 $ 1,485,000 $ 212,142 $ 60,000
St. Johns, Florida 7 $ 2,505,000 $ 357,857 $ 58,000
Cobb, Georgia 7 $ 1,665,000 $ 237,857 $ 0
Ogle, Illinois 7 $ 9,025,000 $ 1,289,285 $ 89,000
Newton, Indiana 7 $ 535,000 $ 76,428 $ 71,000
Worcester, Massachusetts 7 $ 1,625,000 $ 232,142 $ 0
Philadelphia, Pennsylvania 7 $ 2,025,000 $ 289,285 $ 0
Beaufort, South Carolina 7 $ 1,955,000 $ 279,285 $ 99,000
Hamilton, Tennessee 7 $ 1,415,000 $ 202,142 $ 84,000
Harris, Texas 7 $ 3,895,000 $ 556,428 $ 0
Wasatch, Utah 7 $ 3,175,000 $ 453,571 $ 0
Weber, Utah 7 $ 3,265,000 $ 466,428 $ 0
Pierce, Washington 7 $ 1,995,000 $ 285,000 $ 0
District of Columbia, District Of Columbia 6 $ 3,210,000 $ 535,000 $ 180,000
Seminole, Florida 6 $ 1,010,000 $ 168,333 $ 0
Forsyth, Georgia 6 $ 2,140,000 $ 356,666 $ 0
Ada, Idaho 6 $ 2,380,000 $ 396,666 $ 0
Boone, Illinois 6 $ 920,000 $ 153,333 $ 128,000
Mercer, Illinois 6 $ 370,000 $ 61,666 $ 54,000
Tazewell, Illinois 6 $ 600,000 $ 100,000 $ 64,000
Winnebago, Illinois 6 $ 670,000 $ 111,666 $ 47,000
Elkhart, Indiana 6 $ 2,560,000 $ 426,666 $ 56,000
Jasper, Indiana 6 $ 450,000 $ 75,000 $ 89,000
Anne Arundel, Maryland 6 $ 1,890,000 $ 315,000 $ 0
Montgomery, Maryland 6 $ 2,940,000 $ 490,000 $ 0
Ottawa, Michigan 6 $ 1,620,000 $ 270,000 $ 105,000
Wayne, Michigan 6 $ 2,270,000 $ 378,333 $ 0
St. Charles, Missouri 6 $ 1,900,000 $ 316,666 $ 0
Union, New Jersey 6 $ 3,510,000 $ 585,000 $ 0
Iredell, North Carolina 6 $ 2,440,000 $ 406,666 $ 104,000
Deschutes, Oregon 6 $ 1,790,000 $ 298,333 $ 0
Dallas, Texas 6 $ 4,160,000 $ 693,333 $ 0
Richmond City, Virginia 6 $ 1,390,000 $ 231,666 $ 142,000
Washington, Wisconsin 6 $ 9,450,000 $ 1,575,000 $ 126,000
Napa, California 5 $ 3,145,000 $ 629,000 $ 0
Nevada, California 5 $ 2,215,000 $ 443,000 $ 0
Stanislaus, California 5 $ 935,000 $ 187,000 $ 0
Bibb, Georgia 5 $ 1,005,000 $ 201,000 $ 191,000
Carroll, Illinois 5 $ 1,345,000 $ 269,000 $ 176,000
Cass, Michigan 5 $ 2,495,000 $ 499,000 $ 0
Hennepin, Minnesota 5 $ 2,395,000 $ 479,000 $ 157,000
Carteret, North Carolina 5 $ 1,145,000 $ 229,000 $ 229,000
Guilford, North Carolina 5 $ 1,665,000 $ 333,000 $ 98,000
New Hanover, North Carolina 5 $ 1,375,000 $ 275,000 $ 80,000
Jackson, Oregon 5 $ 1,355,000 $ 271,000 $ 75,000
Lane, Oregon 5 $ 1,335,000 $ 267,000 $ 0
Bucks, Pennsylvania 5 $ 925,000 $ 185,000 $ 0
Lancaster, South Carolina 5 $ 1,555,000 $ 311,000 $ 149,000
Pickens, South Carolina 5 $ 835,000 $ 167,000 $ 124,000
Knox, Tennessee 5 $ 1,265,000 $ 253,000 $ 123,000
Rutherford, Tennessee 5 $ 1,035,000 $ 207,000 $ 114,000
Travis, Texas 5 $ 3,665,000 $ 733,000 $ 0
Chesapeake, Virginia 5 $ 1,195,000 $ 239,000 $ 109,000
Fauquier, Virginia 5 $ 2,405,000 $ 481,000 $ 165,000
Pinal, Arizona 4 $ 690,000 $ 172,500 $ 94,000
Yavapai, Arizona 4 $ 510,000 $ 127,500 $ 30,000
Butte, California 4 $ 1,140,000 $ 285,000 $ 57,000
Yolo, California 4 $ 1,770,000 $ 442,500 $ 102,000
New Haven, Connecticut 4 $ 890,000 $ 222,500 $ 0
Lake, Florida 4 $ 600,000 $ 150,000 $ 88,000
Martin, Florida 4 $ 690,000 $ 172,500 $ 0
Cherokee, Georgia 4 $ 1,640,000 $ 410,000 $ 0
Gwinnett, Georgia 4 $ 800,000 $ 200,000 $ 0
Coles, Illinois 4 $ 5,240,000 $ 1,310,000 $ 92,000
Peoria, Illinois 4 $ 360,000 $ 90,000 $ 61,000
Sangamon, Illinois 4 $ 390,000 $ 97,500 $ 75,000
Williamson, Illinois 4 $ 610,000 $ 152,500 $ 80,000
Johnson, Indiana 4 $ 2,210,000 $ 552,500 $ 0
Starke, Indiana 4 $ 320,000 $ 80,000 $ 53,000
White, Indiana 4 $ 520,000 $ 130,000 $ 120,000
Johnson, Iowa 4 $ 850,000 $ 212,500 $ 103,000
Van Buren, Michigan 4 $ 990,000 $ 247,500 $ 153,000
Camden, Missouri 4 $ 1,140,000 $ 285,000 $ 129,000
Sullivan, New York 4 $ 680,000 $ 170,000 $ 113,000
Forsyth, North Carolina 4 $ 1,120,000 $ 280,000 $ 105,000
Orange, North Carolina 4 $ 1,370,000 $ 342,500 $ 128,000
Allegheny, Pennsylvania 4 $ 1,730,000 $ 432,500 $ 0
Delaware, Pennsylvania 4 $ 3,280,000 $ 820,000 $ 0
Berkeley, South Carolina 4 $ 860,000 $ 215,000 $ 133,000
Bedford, Tennessee 4 $ 740,000 $ 185,000 $ 69,000
Denton, Texas 4 $ 1,870,000 $ 467,500 $ 153,000
Washington, Utah 4 $ 1,490,000 $ 372,500 $ 0
Chesterfield, Virginia 4 $ 720,000 $ 180,000 $ 66,000
Thurston, Washington 4 $ 410,000 $ 102,500 $ 0
Sheboygan, Wisconsin 4 $ 400,000 $ 100,000 $ 82,000
San Benito, California 3 $ 665,000 $ 221,666 $ 0
Tulare, California 3 $ 435,000 $ 145,000 $ 20,000
Clear Creek, Colorado 3 $ 1,665,000 $ 555,000 $ 199,000
Grand, Colorado 3 $ 1,315,000 $ 438,333 $ 218,000
Mesa, Colorado 3 $ 1,085,000 $ 361,666 $ 136,000
Duval, Florida 3 $ 1,145,000 $ 381,666 $ 54,000
Indian River, Florida 3 $ 2,825,000 $ 941,666 $ 566,000
St. Lucie, Florida 3 $ 1,235,000 $ 411,666 $ 196,000
Walton, Florida 3 $ 395,000 $ 131,666 $ 131,000
Paulding, Georgia 3 $ 765,000 $ 255,000 $ 200,000
Ford, Illinois 3 $ 135,000 $ 45,000 $ 57,000
Iroquois, Illinois 3 $ 145,000 $ 48,333 $ 35,000
Macon, Illinois 3 $ 215,000 $ 71,666 $ 77,000
Marshall, Indiana 3 $ 2,355,000 $ 785,000 $ 217,000
Douglas, Kansas 3 $ 495,000 $ 165,000 $ 250,000
Jackson, Kansas 3 $ 375,000 $ 125,000 $ 58,000
Leavenworth, Kansas 3 $ 505,000 $ 168,333 $ 117,000
Wyandotte, Kansas 3 $ 235,000 $ 78,333 $ 66,000
Cumberland, Maine 3 $ 1,375,000 $ 458,333 $ 106,000
Harford, Maryland 3 $ 1,835,000 $ 611,666 $ 0
Norfolk, Massachusetts 3 $ 1,315,000 $ 438,333 $ 0
Washtenaw, Michigan 3 $ 1,405,000 $ 468,333 $ 109,000
Gallatin, Montana 3 $ 795,000 $ 265,000 $ 0
Douglas, Nevada 3 $ 605,000 $ 201,666 $ 0
Rockingham, New Hampshire 3 $ 1,015,000 $ 338,333 $ 0
Atlantic, New Jersey 3 $ 2,065,000 $ 688,333 $ 0
Middlesex, New Jersey 3 $ 1,785,000 $ 595,000 $ 0
Bernalillo, New Mexico 3 $ 2,035,000 $ 678,333 $ 0
Richmond, New York 3 $ 1,355,000 $ 451,666 $ 0
Rockland, New York 3 $ 1,145,000 $ 381,666 $ 0
Cabarrus, North Carolina 3 $ 855,000 $ 285,000 $ 124,000
Chatham, North Carolina 3 $ 965,000 $ 321,666 $ 131,000
Cumberland, North Carolina 3 $ 835,000 $ 278,333 $ 81,000
Durham, North Carolina 3 $ 945,000 $ 315,000 $ 65,000
Johnston, North Carolina 3 $ 875,000 $ 291,666 $ 168,000
Delaware, Ohio 3 $ 605,000 $ 201,666 $ 1,400,000
Franklin, Ohio 3 $ 1,485,000 $ 495,000 $ 0
Georgetown, South Carolina 3 $ 605,000 $ 201,666 $ 156,000
Lexington, South Carolina 3 $ 815,000 $ 271,666 $ 122,000
Cheatham, Tennessee 3 $ 715,000 $ 238,333 $ 90,000
Montgomery, Texas 3 $ 1,755,000 $ 585,000 $ 0
Morgan, Utah 3 $ 685,000 $ 228,333 $ 0
Summit, Utah 3 $ 2,375,000 $ 791,666 $ 0
Alexandria, Virginia 3 $ 1,675,000 $ 558,333 $ 179,000
Frederick, Virginia 3 $ 715,000 $ 238,333 $ 87,000
Henrico, Virginia 3 $ 1,225,000 $ 408,333 $ 136,000
King William, Virginia 3 $ 535,000 $ 178,333 $ 52,000
Winnebago, Wisconsin 3 $ 185,000 $ 61,666 $ 91,000
Baldwin, Alabama 2 $ 1,240,000 $ 620,000 $ 0
Jefferson, Alabama 2 $ 1,170,000 $ 585,000 $ 0
Tallapoosa, Alabama 2 $ 1,270,000 $ 635,000 $ 0
Mohave, Arizona 2 $ 190,000 $ 95,000 $ 0
Benton, Arkansas 2 $ 320,000 $ 160,000 $ 116,000
Pulaski, Arkansas 2 $ 580,000 $ 290,000 $ 23,000
Washington, Arkansas 2 $ 220,000 $ 110,000 $ 0
Imperial, California 2 $ 410,000 $ 205,000 $ 83,000
Madera, California 2 $ 1,170,000 $ 585,000 $ 75,000
Tuolumne, California 2 $ 680,000 $ 340,000 $ 0
Eagle, Colorado 2 $ 950,000 $ 475,000 $ 108,000
La Plata, Colorado 2 $ 1,080,000 $ 540,000 $ 100,000
Park, Colorado 2 $ 920,000 $ 460,000 $ 202,000
Sussex, Delaware 2 $ 750,000 $ 375,000 $ 0
Polk, Florida 2 $ 600,000 $ 300,000 $ 0
Volusia, Florida 2 $ 230,000 $ 115,000 $ 0
Chatham, Georgia 2 $ 190,000 $ 95,000 $ 73,000
Greene, Georgia 2 $ 710,000 $ 355,000 $ 0
Hawaii, Hawaii 2 $ 1,480,000 $ 740,000 $ 0
Brown, Illinois 2 $ 510,000 $ 255,000 $ 265,000
Bureau, Illinois 2 $ 60,000 $ 30,000 $ 80,000
Franklin, Illinois 2 $ 30,000 $ 15,000 $ 33,000
Lee, Illinois 2 $ 60,000 $ 30,000 $ 34,000
Madison, Illinois 2 $ 30,000 $ 15,000 $ 75,000
Marshall, Illinois 2 $ 140,000 $ 70,000 $ 26,000
Montgomery, Illinois 2 $ 70,000 $ 35,000 $ 67,000
Putnam, Illinois 2 $ 520,000 $ 260,000 $ 131,000
St. Clair, Illinois 2 $ 270,000 $ 135,000 $ 112,000
Stephenson, Illinois 2 $ 790,000 $ 395,000 $ 103,000
Warren, Illinois 2 $ 80,000 $ 40,000 $ 21,000
Allen, Indiana 2 $ 200,000 $ 100,000 $ 46,000
Fountain, Indiana 2 $ 100,000 $ 50,000 $ 78,000
Grant, Indiana 2 $ 150,000 $ 75,000 $ 57,000
Hendricks, Indiana 2 $ 240,000 $ 120,000 $ 112,000
Henry, Indiana 2 $ 100,000 $ 50,000 $ 83,000
Huntington, Indiana 2 $ 170,000 $ 85,000 $ 77,000
Knox, Indiana 2 $ 80,000 $ 40,000 $ 56,000
Vermillion, Indiana 2 $ 230,000 $ 115,000 $ 74,000
Wabash, Indiana 2 $ 340,000 $ 170,000 $ 108,000
Black Hawk, Iowa 2 $ 150,000 $ 75,000 $ 138,000
Pottawattamie, Iowa 2 $ 70,000 $ 35,000 $ 216,000
Sedgwick, Kansas 2 $ 180,000 $ 90,000 $ 62,000
Jefferson, Kentucky 2 $ 1,550,000 $ 775,000 $ 0
Kenton, Kentucky 2 $ 780,000 $ 390,000 $ 32,000
Ascension, Louisiana 2 $ 720,000 $ 360,000 $ 156,000
Baltimore, Maryland 2 $ 700,000 $ 350,000 $ 0
Baltimore City, Maryland 2 $ 710,000 $ 355,000 $ 0
Frederick, Maryland 2 $ 240,000 $ 120,000 $ 0
Barnstable, Massachusetts 2 $ 630,000 $ 315,000 $ 0
Bristol, Massachusetts 2 $ 1,550,000 $ 775,000 $ 0
Carver, Minnesota 2 $ 810,000 $ 405,000 $ 0
Douglas, Nebraska 2 $ 620,000 $ 310,000 $ 0
Hillsborough, New Hampshire 2 $ 1,220,000 $ 610,000 $ 0
Passaic, New Jersey 2 $ 540,000 $ 270,000 $ 0
Orange, New York 2 $ 1,060,000 $ 530,000 $ 0
Caldwell, North Carolina 2 $ 230,000 $ 115,000 $ 50,000
Catawba, North Carolina 2 $ 520,000 $ 260,000 $ 161,000
Franklin, North Carolina 2 $ 530,000 $ 265,000 $ 118,000
Harnett, North Carolina 2 $ 510,000 $ 255,000 $ 87,000
Haywood, North Carolina 2 $ 550,000 $ 275,000 $ 164,000
Watauga, North Carolina 2 $ 690,000 $ 345,000 $ 50,000
Cuyahoga, Ohio 2 $ 470,000 $ 235,000 $ 0
Benton, Oregon 2 $ 1,230,000 $ 615,000 $ 0
Lehigh, Pennsylvania 2 $ 180,000 $ 90,000 $ 0
Northampton, Pennsylvania 2 $ 110,000 $ 55,000 $ 0
Bristol, Rhode Island 2 $ 260,000 $ 130,000 $ 0
Providence, Rhode Island 2 $ 130,000 $ 65,000 $ 0
Aiken, South Carolina 2 $ 330,000 $ 165,000 $ 72,000
Anderson, South Carolina 2 $ 460,000 $ 230,000 $ 106,000
Jasper, South Carolina 2 $ 500,000 $ 250,000 $ 94,000
Richland, South Carolina 2 $ 470,000 $ 235,000 $ 74,000
Spartanburg, South Carolina 2 $ 180,000 $ 90,000 $ 44,000
Blount, Tennessee 2 $ 460,000 $ 230,000 $ 104,000
Fayette, Tennessee 2 $ 740,000 $ 370,000 $ 127,000
Hawkins, Tennessee 2 $ 190,000 $ 95,000 $ 71,000
Montgomery, Tennessee 2 $ 350,000 $ 175,000 $ 107,000
Robertson, Tennessee 2 $ 600,000 $ 300,000 $ 84,000
Tipton, Tennessee 2 $ 230,000 $ 115,000 $ 51,000
Wilson, Tennessee 2 $ 360,000 $ 180,000 $ 97,000
Chittenden, Vermont 2 $ 760,000 $ 380,000 $ 0
Augusta, Virginia 2 $ 1,100,000 $ 550,000 $ 1,058,000
Dinwiddie, Virginia 2 $ 310,000 $ 155,000 $ 54,000
Franklin, Virginia 2 $ 250,000 $ 125,000 $ 61,000
Louisa, Virginia 2 $ 590,000 $ 295,000 $ 90,000
Lynchburg, Virginia 2 $ 1,390,000 $ 695,000 $ 0
Montgomery, Virginia 2 $ 270,000 $ 135,000 $ 57,000
Powhatan, Virginia 2 $ 1,000,000 $ 500,000 $ 145,000
Prince William, Virginia 2 $ 660,000 $ 330,000 $ 95,000
Roanoke, Virginia 2 $ 280,000 $ 140,000 $ 100,000
Spotsylvania, Virginia 2 $ 800,000 $ 400,000 $ 153,000
Stafford, Virginia 2 $ 550,000 $ 275,000 $ 124,000
York, Virginia 2 $ 860,000 $ 430,000 $ 215,000
Skagit, Washington 2 $ 250,000 $ 125,000 $ 0
Spokane, Washington 2 $ 740,000 $ 370,000 $ 0
Whatcom, Washington 2 $ 140,000 $ 70,000 $ 0
Marquette, Wisconsin 2 $ 320,000 $ 160,000 $ 112,000
Oneida, Wisconsin 2 $ 840,000 $ 420,000 $ 1,070,000
Ozaukee, Wisconsin 2 $ 140,000 $ 70,000 $ 28,000
Lee, Alabama 1 $ 645,000 $ 645,000 $ 0
Morgan, Alabama 1 $ 115,000 $ 115,000 $ 0
Shelby, Alabama 1 $ 105,000 $ 105,000 $ 48,000
Anchorage, Alaska 1 $ 125,000 $ 125,000 $ 0
Coconino, Arizona 1 $ 55,000 $ 55,000 $ 0
Crittenden, Arkansas 1 $ 135,000 $ 135,000 $ 0
Calaveras, California 1 $ 65,000 $ 65,000 $ 0
Merced, California 1 $ 75,000 $ 75,000 $ 0
Plumas, California 1 $ 75,000 $ 75,000 $ 146,000
Shasta, California 1 $ 645,000 $ 645,000 $ 0
Yuba, California 1 $ 245,000 $ 245,000 $ 150,000
Archuleta, Colorado 1 $ 285,000 $ 285,000 $ 0
Chaffee, Colorado 1 $ 255,000 $ 255,000 $ 141,000
Delta, Colorado 1 $ 155,000 $ 155,000 $ 46,000
Elbert, Colorado 1 $ 115,000 $ 115,000 $ 0
Fremont, Colorado 1 $ 185,000 $ 185,000 $ 37,000
Gilpin, Colorado 1 $ 145,000 $ 145,000 $ 0
Gunnison, Colorado 1 $ 445,000 $ 445,000 $ 0
Logan, Colorado 1 $ 365,000 $ 365,000 $ 107,000
Montezuma, Colorado 1 $ 365,000 $ 365,000 $ 90,000
Middlesex, Connecticut 1 $ 535,000 $ 535,000 $ 0
Windham, Connecticut 1 $ 695,000 $ 695,000 $ 0
Kent, Delaware 1 $ 125,000 $ 125,000 $ 0
New Castle, Delaware 1 $ 545,000 $ 545,000 $ 0
Alachua, Florida 1 $ 215,000 $ 215,000 $ 74,000
Charlotte, Florida 1 $ 695,000 $ 695,000 $ 0
Citrus, Florida 1 $ 545,000 $ 545,000 $ 0
Flagler, Florida 1 $ 275,000 $ 275,000 $ 74,000
Franklin, Florida 1 $ 975,000 $ 975,000 $ 0
Marion, Florida 1 $ 85,000 $ 85,000 $ 48,000
Nassau, Florida 1 $ 45,000 $ 45,000 $ 0
Okaloosa, Florida 1 $ 315,000 $ 315,000 $ 85,000
Carroll, Georgia 1 $ 185,000 $ 185,000 $ 0
Coweta, Georgia 1 $ 175,000 $ 175,000 $ 0
Fannin, Georgia 1 $ 685,000 $ 685,000 $ 0
Fayette, Georgia 1 $ 565,000 $ 565,000 $ 0
Oconee, Georgia 1 $ 135,000 $ 135,000 $ 0
Honolulu, Hawaii 1 $ 795,000 $ 795,000 $ 0
Bannock, Idaho 1 $ 535,000 $ 535,000 $ 0
Bonner, Idaho 1 $ 745,000 $ 745,000 $ 0
Bonneville, Idaho 1 $ 625,000 $ 625,000 $ 0
Kootenai, Idaho 1 $ 165,000 $ 165,000 $ 0
Henderson, Illinois 1 $ 245,000 $ 245,000 $ 124,000
Monroe, Illinois 1 $ 115,000 $ 115,000 $ 141,000
Stark, Illinois 1 $ 35,000 $ 35,000 $ 32,000
Daviess, Indiana 1 $ 295,000 $ 295,000 $ 62,000
Hancock, Indiana 1 $ 475,000 $ 475,000 $ 0
Harrison, Indiana 1 $ 175,000 $ 175,000 $ 128,000
Howard, Indiana 1 $ 55,000 $ 55,000 $ 418,000
Madison, Indiana 1 $ 5,000 $ 5,000 $ 50,000
Pike, Indiana 1 $ 225,000 $ 225,000 $ 111,000
Whitley, Indiana 1 $ 635,000 $ 635,000 $ 0
Cedar, Iowa 1 $ 75,000 $ 75,000 $ 56,000
Cerro Gordo, Iowa 1 $ 15,000 $ 15,000 $ 44,000
Clinton, Iowa 1 $ 75,000 $ 75,000 $ 48,000
Dallas, Iowa 1 $ 225,000 $ 225,000 $ 146,000
Hamilton, Iowa 1 $ 25,000 $ 25,000 $ 76,000
Louisa, Iowa 1 $ 65,000 $ 65,000 $ 51,000
Muscatine, Iowa 1 $ 15,000 $ 15,000 $ 58,000
Polk, Iowa 1 $ 635,000 $ 635,000 $ 161,000
Shelby, Iowa 1 $ 65,000 $ 65,000 $ 126,000
Barton, Kansas 1 $ 235,000 $ 235,000 $ 125,000
Pottawatomie, Kansas 1 $ 365,000 $ 365,000 $ 90,000
Saline, Kansas 1 $ 205,000 $ 205,000 $ 106,000
Shawnee, Kansas 1 $ 155,000 $ 155,000 $ 73,000
Sheridan, Kansas 1 $ 185,000 $ 185,000 $ 46,000
Smith, Kansas 1 $ 55,000 $ 55,000 $ 66,000
Livingston, Kentucky 1 $ 145,000 $ 145,000 $ 94,000
Orleans, Louisiana 1 $ 525,000 $ 525,000 $ 0
Kent, Maryland 1 $ 885,000 $ 885,000 $ 0
Prince George's, Maryland 1 $ 65,000 $ 65,000 $ 0
Worcester, Maryland 1 $ 845,000 $ 845,000 $ 0
Plymouth, Massachusetts 1 $ 455,000 $ 455,000 $ 191,000
Allegan, Michigan 1 $ 125,000 $ 125,000 $ 224,000
Antrim, Michigan 1 $ 65,000 $ 65,000 $ 38,000
Delta, Michigan 1 $ 135,000 $ 135,000 $ 43,000
Houghton, Michigan 1 $ 335,000 $ 335,000 $ 54,000
Ingham, Michigan 1 $ 735,000 $ 735,000 $ 0
Kent, Michigan 1 $ 85,000 $ 85,000 $ 0
Livingston, Michigan 1 $ 265,000 $ 265,000 $ 67,000
Monroe, Michigan 1 $ 145,000 $ 145,000 $ 47,000
Saginaw, Michigan 1 $ 11,405,000 $ 11,405,000 $ 0
St. Joseph, Michigan 1 $ 55,000 $ 55,000 $ 47,000
Olmsted, Minnesota 1 $ 595,000 $ 595,000 $ 0
Washington, Minnesota 1 $ 115,000 $ 115,000 $ 0
Cass, Missouri 1 $ 355,000 $ 355,000 $ 212,000
Clay, Missouri 1 $ 505,000 $ 505,000 $ 0
Clinton, Missouri 1 $ 165,000 $ 165,000 $ 0
Greene, Missouri 1 $ 675,000 $ 675,000 $ 0
Henry, Missouri 1 $ 95,000 $ 95,000 $ 105,000
St. Louis City, Missouri 1 $ 165,000 $ 165,000 $ 0
Taney, Missouri 1 $ 435,000 $ 435,000 $ 220,000
Yellowstone, Montana 1 $ 745,000 $ 745,000 $ 0
Carson City, Nevada 1 $ 75,000 $ 75,000 $ 0
Nye, Nevada 1 $ 105,000 $ 105,000 $ 74,000
Burlington, New Jersey 1 $ 685,000 $ 685,000 $ 0
Camden, New Jersey 1 $ 695,000 $ 695,000 $ 0
Hunterdon, New Jersey 1 $ 195,000 $ 195,000 $ 0
Warren, New Jersey 1 $ 55,000 $ 55,000 $ 0
Los Alamos, New Mexico 1 $ 125,000 $ 125,000 $ 0
Santa Fe, New Mexico 1 $ 745,000 $ 745,000 $ 0
Chemung, New York 1 $ 55,000 $ 55,000 $ 0
Dutchess, New York 1 $ 575,000 $ 575,000 $ 0
Erie, New York 1 $ 605,000 $ 605,000 $ 0
Putnam, New York 1 $ 585,000 $ 585,000 $ 0
Ulster, New York 1 $ 275,000 $ 275,000 $ 128,000
Anson, North Carolina 1 $ 445,000 $ 445,000 $ 144,000
Cleveland, North Carolina 1 $ 225,000 $ 225,000 $ 127,000
Columbus, North Carolina 1 $ 115,000 $ 115,000 $ 62,000
Dare, North Carolina 1 $ 765,000 $ 765,000 $ 0
Davidson, North Carolina 1 $ 215,000 $ 215,000 $ 81,000
Duplin, North Carolina 1 $ 65,000 $ 65,000 $ 79,000
Gaston, North Carolina 1 $ 135,000 $ 135,000 $ 44,000
Granville, North Carolina 1 $ 305,000 $ 305,000 $ 168,000
Henderson, North Carolina 1 $ 165,000 $ 165,000 $ 77,000
Lincoln, North Carolina 1 $ 305,000 $ 305,000 $ 48,000
Onslow, North Carolina 1 $ 55,000 $ 55,000 $ 114,000
Pender, North Carolina 1 $ 535,000 $ 535,000 $ 0
Pitt, North Carolina 1 $ 85,000 $ 85,000 $ 163,000
Polk, North Carolina 1 $ 105,000 $ 105,000 $ 31,000
Rockingham, North Carolina 1 $ 345,000 $ 345,000 $ 119,000
Stanly, North Carolina 1 $ 195,000 $ 195,000 $ 54,000
Wilson, North Carolina 1 $ 305,000 $ 305,000 $ 184,000
Yadkin, North Carolina 1 $ 95,000 $ 95,000 $ 99,000
Stark, North Dakota 1 $ 235,000 $ 235,000 $ 0
Clermont, Ohio 1 $ 125,000 $ 125,000 $ 0
Geauga, Ohio 1 $ 135,000 $ 135,000 $ 0
Medina, Ohio 1 $ 105,000 $ 105,000 $ 0
Montgomery, Ohio 1 $ 95,000 $ 95,000 $ 113,000
Garfield, Oklahoma 1 $ 295,000 $ 295,000 $ 150,000
Oklahoma, Oklahoma 1 $ 785,000 $ 785,000 $ 0
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Mortgage Loan Application Detail Totals for First Midwest Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,075 $1,278,455,000 $313,000 $8,225,000 $134,000 $6,212,000
Refinancing 2,899 $943,755,000 $325,000 $24,565,000 $143,000 $4,746,000
Other Purpose 2,042 $171,160,000 $83,000 $1,545,000 $116,000 $2,822,000
Cash-out Refinancing 1,269 $388,595,000 $306,000 $2,805,000 $135,000 $3,284,000
Home Improvement 983 $72,565,000 $73,000 $775,000 $111,000 $1,179,000
Not Applicable 700 $132,630,000 $189,000 $1,695,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,256 $1,235,110,000 $197,000 $3,765,000 $139,000 $6,212,000
Not applicable 2,947 $1,316,465,000 $446,000 $24,565,000 $0 $0
Hispanic 1,179 $145,525,000 $123,000 $1,365,000 $76,000 $1,400,000
Not Provided 770 $148,350,000 $192,000 $1,965,000 $159,000 $2,072,000
Black or African American 497 $47,275,000 $95,000 $975,000 $82,000 $685,000
Asian 276 $87,920,000 $318,000 $3,755,000 $163,000 $1,400,000
American Indian or Alaskan Native 19 $1,935,000 $101,000 $305,000 $108,000 $335,000
Native Hawaiian or Other Pacific Islander 9 $2,395,000 $266,000 $485,000 $130,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,355 $2,871,535,000 $252,000 $24,565,000 $134,000 $6,212,000
FHA-insured (Federal Housing Administration) 414 $65,810,000 $158,000 $375,000 $65,000 $678,000
VA-guaranteed (Veterans Administration) 153 $43,515,000 $284,000 $745,000 $91,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $6,300,000 $136,000 $305,000 $54,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,242 $1,367,240,000 $260,000 $24,565,000 $146,000 $6,212,000
Application Denied By Financial Institution 2,988 $411,360,000 $137,000 $2,435,000 $105,000 $3,639,000
Loan Purchased By The Institution 2,693 $995,345,000 $369,000 $2,505,000 $0 $0
Application Withdrawn By Applicant 898 $184,850,000 $205,000 $2,245,000 $123,000 $1,974,000
Application Approved But Not Accepted 135 $25,675,000 $190,000 $4,045,000 $133,000 $700,000
File Closed For Incompleteness 12 $2,690,000 $224,000 $975,000 $86,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,980 $2,575,800,000 $286,000 $24,565,000 $142,000 $6,212,000
Debt-To-Income Ratio 747 $96,285,000 $128,000 $2,305,000 $71,000 $475,000
Credit History 743 $69,905,000 $94,000 $2,005,000 $83,000 $1,003,000
Collateral 676 $74,600,000 $110,000 $2,205,000 $125,000 $3,639,000
Credit Application Incomplete 642 $130,840,000 $203,000 $2,435,000 $133,000 $2,556,000
Other 125 $28,205,000 $225,000 $2,025,000 $182,000 $2,749,000
Unverifiable Information 32 $6,820,000 $213,000 $1,325,000 $97,000 $850,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,965,000 $228,000 $685,000 $125,000 $278,000
Employment History 10 $1,740,000 $174,000 $455,000 $89,000 $270,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Midwest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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