First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First National Acceptance Company 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 428 |
| Total Mortgage Loan Application Amount | $12,810,000 |
| Average Mortgage Loan Application Amount | $34,000 |
| Highest Mortgage Loan Application Amount | $188,000 |
| Average Applicant Income | $13,886 |
| Highest Applicant Income | $120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 19 | $ 634,000 | $ 33,000 | $ 28,000 |
| Mohave County Arizona | 15 | $ 301,000 | $ 20,000 | $ 0 |
| Jefferson County Alabama | 12 | $ 400,000 | $ 33,000 | $ 20,000 |
| Hidalgo County Texas | 9 | $ 275,000 | $ 30,000 | $ 31,000 |
| Erie County New York | 8 | $ 136,000 | $ 17,000 | $ 0 |
| Highlands County Florida | 7 | $ 129,000 | $ 18,000 | $ 0 |
| Dallas County Texas | 7 | $ 327,000 | $ 46,000 | $ 32,000 |
| Jefferson County Texas | 7 | $ 206,000 | $ 29,000 | $ 10,000 |
| Mobile County Alabama | 6 | $ 179,000 | $ 29,000 | $ 0 |
| Putnam County Florida | 6 | $ 86,000 | $ 14,000 | $ 0 |
| Ector County Texas | 6 | $ 209,000 | $ 34,000 | $ 0 |
| Marion County Florida | 5 | $ 113,000 | $ 22,000 | $ 0 |
| Chautauqua County New York | 5 | $ 133,000 | $ 26,000 | $ 0 |
| Nueces County Texas | 5 | $ 149,000 | $ 29,000 | $ 0 |
| Citrus County Florida | 4 | $ 104,000 | $ 26,000 | $ 0 |
| Monroe County New York | 4 | $ 127,000 | $ 31,000 | $ 0 |
| Galveston County Texas | 4 | $ 113,000 | $ 28,000 | $ 0 |
| Kerr County Texas | 4 | $ 106,000 | $ 26,000 | $ 11,000 |
| Montgomery County Texas | 4 | $ 92,000 | $ 23,000 | $ 0 |
| Travis County Texas | 4 | $ 117,000 | $ 29,000 | $ 15,000 |
| Tyler County Texas | 4 | $ 90,000 | $ 22,000 | $ 5,000 |
| Riverside County California | 3 | $ 88,000 | $ 29,000 | $ 0 |
| Hernando County Florida | 3 | $ 77,000 | $ 25,000 | $ 9,000 |
| Fulton County Georgia | 3 | $ 198,000 | $ 66,000 | $ 0 |
| Oneida County New York | 3 | $ 61,000 | $ 20,000 | $ 12,000 |
| Edgecombe County North Carolina | 3 | $ 89,000 | $ 29,000 | $ 0 |
| Cherokee County South Carolina | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Angelina County Texas | 3 | $ 47,000 | $ 15,000 | $ 0 |
| Bexar County Texas | 3 | $ 50,000 | $ 16,000 | $ 0 |
| Brazoria County Texas | 3 | $ 82,000 | $ 27,000 | $ 8,000 |
| Brown County Texas | 3 | $ 53,000 | $ 17,000 | $ 0 |
| Collin County Texas | 3 | $ 102,000 | $ 34,000 | $ 18,000 |
| Eastland County Texas | 3 | $ 86,000 | $ 28,000 | $ 6,000 |
| Ellis County Texas | 3 | $ 60,000 | $ 20,000 | $ 0 |
| Gregg County Texas | 3 | $ 74,000 | $ 24,000 | $ 0 |
| Live Oak County Texas | 3 | $ 103,000 | $ 34,000 | $ 33,000 |
| Orange County Texas | 3 | $ 88,000 | $ 29,000 | $ 0 |
| Tarrant County Texas | 3 | $ 131,000 | $ 43,000 | $ 11,000 |
| Taylor County Texas | 3 | $ 52,000 | $ 17,000 | $ 0 |
| Baldwin County Alabama | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Covington County Alabama | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 70,000 | $ 35,000 | $ 0 |
| El Paso County Colorado | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Brevard County Florida | 2 | $ 47,000 | $ 23,000 | $ 5,000 |
| Duval County Florida | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 76,000 | $ 38,000 | $ 15,000 |
| Okeechobee County Florida | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Pasco County Florida | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Pinellas County Florida | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Polk County Florida | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Cobb County Georgia | 2 | $ 147,000 | $ 73,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Jackson County Missouri | 2 | $ 69,000 | $ 34,000 | $ 0 |
| Grafton County New Hampshire | 2 | $ 31,000 | $ 15,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Jefferson County New York | 2 | $ 63,000 | $ 31,000 | $ 7,000 |
| Buncombe County North Carolina | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Burke County North Carolina | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Pender County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Allendale County South Carolina | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Andrews County Texas | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Bosque County Texas | 2 | $ 30,000 | $ 15,000 | $ 4,000 |
| Caldwell County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Gaines County Texas | 2 | $ 35,000 | $ 17,000 | $ 0 |
| Henderson County Texas | 2 | $ 85,000 | $ 42,000 | $ 13,000 |
| Howard County Texas | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Kaufman County Texas | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Matagorda County Texas | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Medina County Texas | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Parker County Texas | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Smith County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Upshur County Texas | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Coffee County Alabama | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Dale County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Monroe County Alabama | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Russell County Alabama | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Anchorage County Alaska | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Coconino County Arizona | 1 | $ 9,000 | $ 9,000 | $ 18,000 |
| Maricopa County Arizona | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Pinal County Arizona | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Yuma County Arizona | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Imperial County California | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Kern County California | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lassen County California | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Mendocino County California | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Merced County California | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Moffat County Colorado | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Teller County Colorado | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Weld County Colorado | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Broward County Florida | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Clay County Florida | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Escambia County Florida | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Hendry County Florida | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Indian River County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Jackson County Florida | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Lake County Florida | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Levy County Florida | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Martin County Florida | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Monroe County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nassau County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Orange County Florida | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 11,000 | $ 11,000 | $ 28,000 |
| Sumter County Florida | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Bibb County Georgia | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Butts County Georgia | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Chatham County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Crawford County Georgia | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Decatur County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Early County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Grady County Georgia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Walton County Georgia | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Washington County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Wayne County Georgia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Marion County Indiana | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Antrim County Michigan | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Clare County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Houghton County Michigan | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Iron County Michigan | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Jackson County Michigan | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Manistee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Oakland County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Oceana County Michigan | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Jasper County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Jones County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Madison County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Tate County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Ripley County Missouri | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Wayne County Missouri | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Gallatin County Montana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Clark County Nevada | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Burlington County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Essex County New York | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| Lewis County New York | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Niagara County New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Onondaga County New York | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Oswego County New York | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
| Seneca County New York | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Wyoming County New York | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Granville County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 89,000 |
| Guilford County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
| Pamlico County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Scotland County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 0 |
| York County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Horry County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Richland County South Carolina | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Bandera County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Bastrop County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bowie County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Brazos County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Burnet County Texas | 1 | $ 28,000 | $ 28,000 | $ 40,000 |
| Cameron County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| El Paso County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Fannin County Texas | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Gonzales County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Grayson County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| Hardin County Texas | 1 | $ 11,000 | $ 11,000 | $ 22,000 |
| Harrison County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Hill County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Hood County Texas | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Hopkins County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hunt County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Jack County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lamar County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Lampasas County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Liberty County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Llano County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Lubbock County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| McLennan County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Montague County Texas | 1 | $ 14,000 | $ 14,000 | $ 36,000 |
| Nacogdoches County Texas | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Navarro County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Nolan County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Polk County Texas | 1 | $ 11,000 | $ 11,000 | $ 15,000 |
| Reeves County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Sabine County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Walker County Texas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Washington County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Webb County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Williamson County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Utah County Utah | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Grayson County Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 13,000 | $ 13,000 | $ 61,000 |
| Richmond City County Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 378 | $11,136,000 | $34,379 | $187,000 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 41 | $1,382,000 | $32,454 | $188,000 | $43,181 | $120,000 |
| Home Improvement (one-to-four family) | 9 | $292,000 | $35,500 | $54,000 | $34,000 | $50,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 379 | $11,146,000 | $34,344 | $187,000 | $0 | $0 |
| White | 27 | $947,000 | $31,750 | $188,000 | $35,750 | $120,000 |
| Hispanic | 8 | $238,000 | $23,000 | $52,000 | $26,000 | $67,000 |
| Black | 7 | $205,000 | $26,750 | $50,000 | $38,500 | $61,000 |
| Information not provided by applicant in mail or telephone application | 5 | $253,000 | $50,000 | $70,000 | $61,500 | $102,000 |
| American Indian or Alaskan Native | 2 | $21,000 | $10,500 | $11,000 | $19,500 | $24,000 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 428 | $12,810,000 | $34,800 | $188,000 | $4,333 | $120,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 379 | $11,146,000 | $34,344 | $187,000 | $0 | $0 |
| Loan Originated | 49 | $1,664,000 | $31,636 | $188,000 | $41,000 | $120,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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