First National Bank Of America
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank Of America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,664
Total Mortgage Loan Application Amount $545,575,000
Average Mortgage Loan Application Amount $140,333
Highest Mortgage Loan Application Amount $7,700,000
Average Applicant Income $42,000
Highest Applicant Income $2,373,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First National Bank Of America by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cedar County Iowa 1 $ 65,000 $ 65,000 $ 43,000
Cerro Gordo County Iowa 1 $ 161,000 $ 161,000 $ 86,000
Clarke County Iowa 1 $ 36,000 $ 36,000 $ 38,000
Franklin County Iowa 1 $ 161,000 $ 161,000 $ 90,000
Fremont County Iowa 1 $ 25,000 $ 25,000 $ 35,000
Hardin County Iowa 1 $ 25,000 $ 25,000 $ 58,000
Henry County Iowa 1 $ 83,000 $ 83,000 $ 46,000
Jasper County Iowa 1 $ 24,000 $ 24,000 $ 23,000
Jones County Iowa 1 $ 119,000 $ 119,000 $ 84,000
Linn County Iowa 1 $ 113,000 $ 113,000 $ 51,000
Polk County Iowa 1 $ 82,000 $ 82,000 $ 48,000
Pottawattamie County Iowa 1 $ 73,000 $ 73,000 $ 52,000
Sioux County Iowa 1 $ 93,000 $ 93,000 $ 90,000
Taylor County Iowa 1 $ 49,000 $ 49,000 $ 37,000
Union County Iowa 1 $ 27,000 $ 27,000 $ 21,000
Winnebago County Iowa 1 $ 63,000 $ 63,000 $ 97,000
Miami County Kansas 1 $ 380,000 $ 380,000 $ 98,000
Montgomery County Kansas 1 $ 26,000 $ 26,000 $ 67,000
Sedgwick County Kansas 1 $ 76,000 $ 76,000 $ 72,000
Trego County Kansas 1 $ 42,000 $ 42,000 $ 26,000
Clay County Kentucky 1 $ 25,000 $ 25,000 $ 11,000
Franklin County Kentucky 1 $ 25,000 $ 25,000 $ 0
Greenup County Kentucky 1 $ 40,000 $ 40,000 $ 18,000
Marshall County Kentucky 1 $ 40,000 $ 40,000 $ 6,000
McCreary County Kentucky 1 $ 49,000 $ 49,000 $ 31,000
Montgomery County Kentucky 1 $ 30,000 $ 30,000 $ 31,000
Pendleton County Kentucky 1 $ 156,000 $ 156,000 $ 118,000
Scott County Kentucky 1 $ 343,000 $ 343,000 $ 109,000
Beauregard County Louisiana 1 $ 179,000 $ 179,000 $ 0
Calcasieu County Louisiana 1 $ 36,000 $ 36,000 $ 30,000
East Baton Rouge County Louisiana 1 $ 42,000 $ 42,000 $ 0
St. Tammany County Louisiana 1 $ 111,000 $ 111,000 $ 0
Washington County Maine 1 $ 60,000 $ 60,000 $ 88,000
York County Maine 1 $ 135,000 $ 135,000 $ 80,000
Talbot County Maryland 1 $ 550,000 $ 550,000 $ 85,000
Dukes County Massachusetts 1 $ 249,000 $ 249,000 $ 86,000
Nantucket County Massachusetts 1 $ 581,000 $ 581,000 $ 248,000
Gratiot County Michigan 1 $ 40,000 $ 40,000 $ 55,000
Houghton County Michigan 1 $ 308,000 $ 308,000 $ 145,000
Iosco County Michigan 1 $ 79,000 $ 79,000 $ 41,000
Iron County Michigan 1 $ 9,000 $ 9,000 $ 33,000
Lake County Michigan 1 $ 20,000 $ 20,000 $ 16,000
Lapeer County Michigan 1 $ 500,000 $ 500,000 $ 42,000
Lenawee County Michigan 1 $ 150,000 $ 150,000 $ 0
Oceana County Michigan 1 $ 30,000 $ 30,000 $ 50,000
Ontonagon County Michigan 1 $ 66,000 $ 66,000 $ 78,000
Osceola County Michigan 1 $ 38,000 $ 38,000 $ 92,000
Otsego County Michigan 1 $ 131,000 $ 131,000 $ 111,000
Saginaw County Michigan 1 $ 86,000 $ 86,000 $ 104,000
Schoolcraft County Michigan 1 $ 92,000 $ 92,000 $ 87,000
St. Joseph County Michigan 1 $ 55,000 $ 55,000 $ 42,000
Tuscola County Michigan 1 $ 25,000 $ 25,000 $ 18,000
McLeod County Minnesota 1 $ 90,000 $ 90,000 $ 65,000
Mower County Minnesota 1 $ 45,000 $ 45,000 $ 54,000
Olmsted County Minnesota 1 $ 26,000 $ 26,000 $ 0
Pipestone County Minnesota 1 $ 22,000 $ 22,000 $ 26,000
Polk County Minnesota 1 $ 22,000 $ 22,000 $ 0
Sherburne County Minnesota 1 $ 38,000 $ 38,000 $ 57,000
Todd County Minnesota 1 $ 84,000 $ 84,000 $ 43,000
Traverse County Minnesota 1 $ 63,000 $ 63,000 $ 55,000
Wright County Minnesota 1 $ 144,000 $ 144,000 $ 43,000
DeSoto County Mississippi 1 $ 24,000 $ 24,000 $ 0
Itawamba County Mississippi 1 $ 15,000 $ 15,000 $ 39,000
Jefferson Davis County Mississippi 1 $ 32,000 $ 32,000 $ 65,000
Madison County Mississippi 1 $ 46,000 $ 46,000 $ 52,000
Camden County Missouri 1 $ 158,000 $ 158,000 $ 109,000
Cape Girardeau County Missouri 1 $ 60,000 $ 60,000 $ 84,000
Cass County Missouri 1 $ 350,000 $ 350,000 $ 141,000
Jasper County Missouri 1 $ 81,000 $ 81,000 $ 0
Ozark County Missouri 1 $ 60,000 $ 60,000 $ 35,000
St. Charles County Missouri 1 $ 13,000 $ 13,000 $ 0
Ste. Genevieve County Missouri 1 $ 26,000 $ 26,000 $ 24,000
Flathead County Montana 1 $ 189,000 $ 189,000 $ 0
Sanders County Montana 1 $ 132,000 $ 132,000 $ 113,000
Lyon County Nevada 1 $ 36,000 $ 36,000 $ 0
Belknap County New Hampshire 1 $ 78,000 $ 78,000 $ 65,000
Cheshire County New Hampshire 1 $ 75,000 $ 75,000 $ 34,000
Coos County New Hampshire 1 $ 56,000 $ 56,000 $ 83,000
Merrimack County New Hampshire 1 $ 536,000 $ 536,000 $ 200,000
Rockingham County New Hampshire 1 $ 67,000 $ 67,000 $ 0
Sullivan County New Hampshire 1 $ 71,000 $ 71,000 $ 45,000
Camden County New Jersey 1 $ 112,000 $ 112,000 $ 41,000
Essex County New Jersey 1 $ 401,000 $ 401,000 $ 0
Hunterdon County New Jersey 1 $ 192,000 $ 192,000 $ 71,000
Warren County New Jersey 1 $ 65,000 $ 65,000 $ 46,000
Chaves County New Mexico 1 $ 50,000 $ 50,000 $ 30,000
Otero County New Mexico 1 $ 131,000 $ 131,000 $ 0
Sandoval County New Mexico 1 $ 128,000 $ 128,000 $ 30,000
Santa Fe County New Mexico 1 $ 467,000 $ 467,000 $ 0
Sierra County New Mexico 1 $ 90,000 $ 90,000 $ 85,000
Torrance County New Mexico 1 $ 100,000 $ 100,000 $ 60,000
Bronx County New York 1 $ 21,000 $ 21,000 $ 0
Delaware County New York 1 $ 6,000 $ 6,000 $ 0
Dutchess County New York 1 $ 184,000 $ 184,000 $ 98,000
Fulton County New York 1 $ 91,000 $ 91,000 $ 64,000
Saratoga County New York 1 $ 40,000 $ 40,000 $ 0
Schoharie County New York 1 $ 130,000 $ 130,000 $ 198,000
Steuben County New York 1 $ 116,000 $ 116,000 $ 70,000
Ulster County New York 1 $ 65,000 $ 65,000 $ 41,000
Washington County New York 1 $ 299,000 $ 299,000 $ 0
Wyoming County New York 1 $ 73,000 $ 73,000 $ 57,000
Alamance County North Carolina 1 $ 146,000 $ 146,000 $ 41,000
Alexander County North Carolina 1 $ 63,000 $ 63,000 $ 41,000
Cherokee County North Carolina 1 $ 55,000 $ 55,000 $ 31,000
Granville County North Carolina 1 $ 58,000 $ 58,000 $ 66,000
Harnett County North Carolina 1 $ 100,000 $ 100,000 $ 137,000
Henderson County North Carolina 1 $ 40,000 $ 40,000 $ 21,000
Hoke County North Carolina 1 $ 5,000 $ 5,000 $ 0
Iredell County North Carolina 1 $ 200,000 $ 200,000 $ 0
Johnston County North Carolina 1 $ 209,000 $ 209,000 $ 0
Montgomery County North Carolina 1 $ 84,000 $ 84,000 $ 32,000
New Hanover County North Carolina 1 $ 40,000 $ 40,000 $ 103,000
Pasquotank County North Carolina 1 $ 67,000 $ 67,000 $ 46,000
Robeson County North Carolina 1 $ 85,000 $ 85,000 $ 78,000
Rockingham County North Carolina 1 $ 102,000 $ 102,000 $ 91,000
Rutherford County North Carolina 1 $ 93,000 $ 93,000 $ 0
Sampson County North Carolina 1 $ 100,000 $ 100,000 $ 68,000
Stokes County North Carolina 1 $ 23,000 $ 23,000 $ 0
Warren County North Carolina 1 $ 249,000 $ 249,000 $ 148,000
Wilkes County North Carolina 1 $ 190,000 $ 190,000 $ 0
Yadkin County North Carolina 1 $ 33,000 $ 33,000 $ 43,000
Ashtabula County Ohio 1 $ 12,000 $ 12,000 $ 47,000
Belmont County Ohio 1 $ 26,000 $ 26,000 $ 15,000
Brown County Ohio 1 $ 40,000 $ 40,000 $ 70,000
Clermont County Ohio 1 $ 19,000 $ 19,000 $ 0
Columbiana County Ohio 1 $ 110,000 $ 110,000 $ 59,000
Fairfield County Ohio 1 $ 53,000 $ 53,000 $ 40,000
Hamilton County Ohio 1 $ 35,000 $ 35,000 $ 89,000
Harrison County Ohio 1 $ 26,000 $ 26,000 $ 25,000
Lake County Ohio 1 $ 10,000 $ 10,000 $ 0
Lorain County Ohio 1 $ 10,000 $ 10,000 $ 0
Muskingum County Ohio 1 $ 79,000 $ 79,000 $ 64,000
Perry County Ohio 1 $ 38,000 $ 38,000 $ 24,000
Pike County Ohio 1 $ 89,000 $ 89,000 $ 33,000
Trumbull County Ohio 1 $ 60,000 $ 60,000 $ 60,000
Union County Ohio 1 $ 80,000 $ 80,000 $ 117,000
Wayne County Ohio 1 $ 98,000 $ 98,000 $ 0
Carter County Oklahoma 1 $ 105,000 $ 105,000 $ 195,000
Ellis County Oklahoma 1 $ 39,000 $ 39,000 $ 36,000
Jackson County Oklahoma 1 $ 178,000 $ 178,000 $ 87,000
Lincoln County Oklahoma 1 $ 53,000 $ 53,000 $ 50,000
Marshall County Oklahoma 1 $ 46,000 $ 46,000 $ 47,000
McIntosh County Oklahoma 1 $ 50,000 $ 50,000 $ 0
Ottawa County Oklahoma 1 $ 35,000 $ 35,000 $ 58,000
Sequoyah County Oklahoma 1 $ 44,000 $ 44,000 $ 65,000
Tulsa County Oklahoma 1 $ 105,000 $ 105,000 $ 65,000
Columbia County Oregon 1 $ 400,000 $ 400,000 $ 200,000
Crook County Oregon 1 $ 85,000 $ 85,000 $ 52,000
Marion County Oregon 1 $ 218,000 $ 218,000 $ 140,000
Wasco County Oregon 1 $ 135,000 $ 135,000 $ 0
Washington County Oregon 1 $ 185,000 $ 185,000 $ 0
Blair County Pennsylvania 1 $ 70,000 $ 70,000 $ 36,000
Carbon County Pennsylvania 1 $ 111,000 $ 111,000 $ 0
Dauphin County Pennsylvania 1 $ 30,000 $ 30,000 $ 49,000
Lackawanna County Pennsylvania 1 $ 120,000 $ 120,000 $ 115,000
Lehigh County Pennsylvania 1 $ 242,000 $ 242,000 $ 124,000
Mifflin County Pennsylvania 1 $ 13,000 $ 13,000 $ 0
Northumberland County Pennsylvania 1 $ 76,000 $ 76,000 $ 58,000
Pike County Pennsylvania 1 $ 39,000 $ 39,000 $ 107,000
Snyder County Pennsylvania 1 $ 140,000 $ 140,000 $ 67,000
Union County Pennsylvania 1 $ 90,000 $ 90,000 $ 65,000
York County Pennsylvania 1 $ 156,000 $ 156,000 $ 0
Newport County Rhode Island 1 $ 44,000 $ 44,000 $ 0
Aiken County South Carolina 1 $ 28,000 $ 28,000 $ 23,000
Beaufort County South Carolina 1 $ 390,000 $ 390,000 $ 0
Berkeley County South Carolina 1 $ 82,000 $ 82,000 $ 0
Clarendon County South Carolina 1 $ 140,000 $ 140,000 $ 51,000
Fairfield County South Carolina 1 $ 122,000 $ 122,000 $ 0
Greenwood County South Carolina 1 $ 46,000 $ 46,000 $ 106,000
Jasper County South Carolina 1 $ 84,000 $ 84,000 $ 63,000
Kershaw County South Carolina 1 $ 32,000 $ 32,000 $ 0
Laurens County South Carolina 1 $ 56,000 $ 56,000 $ 93,000
Oconee County South Carolina 1 $ 62,000 $ 62,000 $ 0
Benton County Tennessee 1 $ 35,000 $ 35,000 $ 52,000
Blount County Tennessee 1 $ 128,000 $ 128,000 $ 43,000
Carroll County Tennessee 1 $ 23,000 $ 23,000 $ 28,000
DeKalb County Tennessee 1 $ 72,000 $ 72,000 $ 74,000
Fayette County Tennessee 1 $ 105,000 $ 105,000 $ 45,000
Hamblen County Tennessee 1 $ 53,000 $ 53,000 $ 0
Jackson County Tennessee 1 $ 146,000 $ 146,000 $ 135,000
Jefferson County Tennessee 1 $ 60,000 $ 60,000 $ 55,000
Lake County Tennessee 1 $ 28,000 $ 28,000 $ 35,000
Loudon County Tennessee 1 $ 75,000 $ 75,000 $ 0
Montgomery County Tennessee 1 $ 198,000 $ 198,000 $ 0
Morgan County Tennessee 1 $ 10,000 $ 10,000 $ 20,000
Sevier County Tennessee 1 $ 22,000 $ 22,000 $ 0
Tipton County Tennessee 1 $ 17,000 $ 17,000 $ 0
Warren County Tennessee 1 $ 32,000 $ 32,000 $ 35,000
Austin County Texas 1 $ 21,000 $ 21,000 $ 0
Bell County Texas 1 $ 16,000 $ 16,000 $ 0
Bosque County Texas 1 $ 74,000 $ 74,000 $ 37,000
Bowie County Texas 1 $ 42,000 $ 42,000 $ 21,000
Brazos County Texas 1 $ 141,000 $ 141,000 $ 0
Callahan County Texas 1 $ 64,000 $ 64,000 $ 48,000
Cameron County Texas 1 $ 74,000 $ 74,000 $ 0
Cherokee County Texas 1 $ 8,000 $ 8,000 $ 0
Comal County Texas 1 $ 28,000 $ 28,000 $ 0
Delta County Texas 1 $ 40,000 $ 40,000 $ 48,000
Ellis County Texas 1 $ 12,000 $ 12,000 $ 0
Fannin County Texas 1 $ 12,000 $ 12,000 $ 0
Grayson County Texas 1 $ 10,000 $ 10,000 $ 0
Hale County Texas 1 $ 32,000 $ 32,000 $ 34,000
Hardeman County Texas 1 $ 33,000 $ 33,000 $ 70,000
Hays County Texas 1 $ 199,000 $ 199,000 $ 0
Hidalgo County Texas 1 $ 114,000 $ 114,000 $ 0
Hutchinson County Texas 1 $ 270,000 $ 270,000 $ 0
Johnson County Texas 1 $ 26,000 $ 26,000 $ 0
Kaufman County Texas 1 $ 10,000 $ 10,000 $ 0
Kendall County Texas 1 $ 360,000 $ 360,000 $ 161,000
Lavaca County Texas 1 $ 10,000 $ 10,000 $ 0
Llano County Texas 1 $ 42,000 $ 42,000 $ 0
Randall County Texas 1 $ 35,000 $ 35,000 $ 58,000
Taylor County Texas 1 $ 36,000 $ 36,000 $ 60,000
Terry County Texas 1 $ 24,000 $ 24,000 $ 67,000
Tom Green County Texas 1 $ 61,000 $ 61,000 $ 46,000
Trinity County Texas 1 $ 75,000 $ 75,000 $ 136,000
Van Zandt County Texas 1 $ 30,000 $ 30,000 $ 67,000
Waller County Texas 1 $ 25,000 $ 25,000 $ 0
Young County Texas 1 $ 11,000 $ 11,000 $ 0
Box Elder County Utah 1 $ 197,000 $ 197,000 $ 0
Cache County Utah 1 $ 118,000 $ 118,000 $ 35,000
Davis County Utah 1 $ 219,000 $ 219,000 $ 81,000
Sevier County Utah 1 $ 72,000 $ 72,000 $ 0
Uintah County Utah 1 $ 31,000 $ 31,000 $ 118,000
Orange County Vermont 1 $ 110,000 $ 110,000 $ 70,000
Accomack County Virginia 1 $ 65,000 $ 65,000 $ 42,000
Albemarle County Virginia 1 $ 120,000 $ 120,000 $ 53,000
Campbell County Virginia 1 $ 33,000 $ 33,000 $ 0
Franklin County Virginia 1 $ 86,000 $ 86,000 $ 33,000
Fredericksburg County Virginia 1 $ 17,000 $ 17,000 $ 0
Goochland County Virginia 1 $ 1,300,000 $ 1,300,000 $ 342,000
Hampton County Virginia 1 $ 141,000 $ 141,000 $ 50,000
Hopewell County Virginia 1 $ 11,000 $ 11,000 $ 0
Newport News County Virginia 1 $ 13,000 $ 13,000 $ 0
Norfolk County Virginia 1 $ 6,000 $ 6,000 $ 0
Powhatan County Virginia 1 $ 15,000 $ 15,000 $ 0
Richmond City County Virginia 1 $ 192,000 $ 192,000 $ 119,000
Spotsylvania County Virginia 1 $ 295,000 $ 295,000 $ 0
Stafford County Virginia 1 $ 20,000 $ 20,000 $ 0
Suffolk County Virginia 1 $ 6,000 $ 6,000 $ 0
Westmoreland County Virginia 1 $ 220,000 $ 220,000 $ 82,000
York County Virginia 1 $ 78,000 $ 78,000 $ 0
Clallam County Washington 1 $ 364,000 $ 364,000 $ 158,000
Cowlitz County Washington 1 $ 28,000 $ 28,000 $ 0
Franklin County Washington 1 $ 80,000 $ 80,000 $ 0
Jefferson County Washington 1 $ 98,000 $ 98,000 $ 0
Kitsap County Washington 1 $ 183,000 $ 183,000 $ 0
Kittitas County Washington 1 $ 112,000 $ 112,000 $ 113,000
Lincoln County Washington 1 $ 112,000 $ 112,000 $ 177,000
Walla Walla County Washington 1 $ 129,000 $ 129,000 $ 0
Whatcom County Washington 1 $ 112,000 $ 112,000 $ 146,000
Yakima County Washington 1 $ 17,000 $ 17,000 $ 0
Nicholas County West Virginia 1 $ 46,000 $ 46,000 $ 64,000
Preston County West Virginia 1 $ 105,000 $ 105,000 $ 75,000
Roane County West Virginia 1 $ 22,000 $ 22,000 $ 16,000
Adams County Wisconsin 1 $ 42,000 $ 42,000 $ 52,000
Brown County Wisconsin 1 $ 56,000 $ 56,000 $ 37,000
Douglas County Wisconsin 1 $ 43,000 $ 43,000 $ 30,000
Fond du Lac County Wisconsin 1 $ 63,000 $ 63,000 $ 48,000
Juneau County Wisconsin 1 $ 17,000 $ 17,000 $ 46,000
La Crosse County Wisconsin 1 $ 130,000 $ 130,000 $ 102,000
Marquette County Wisconsin 1 $ 28,000 $ 28,000 $ 95,000
Oconto County Wisconsin 1 $ 47,000 $ 47,000 $ 35,000
Oneida County Wisconsin 1 $ 35,000 $ 35,000 $ 85,000
Pierce County Wisconsin 1 $ 22,000 $ 22,000 $ 0
Racine County Wisconsin 1 $ 80,000 $ 80,000 $ 80,000
Washburn County Wisconsin 1 $ 312,000 $ 312,000 $ 0
Winnebago County Wisconsin 1 $ 18,000 $ 18,000 $ 55,000
Teton County Wyoming 1 $ 240,000 $ 240,000 $ 132,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First National Bank Of America in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,520 $384,915,000 $152,000 $7,700,000 $46,000 $818,000
Refinancing 626 $120,825,000 $193,000 $3,300,000 $51,000 $2,373,000
Home Improvement 518 $39,835,000 $76,000 $1,457,000 $29,000 $304,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,705 $257,209,000 $150,000 $7,700,000 $0 $0
White 974 $153,875,000 $157,000 $3,450,000 $94,000 $2,373,000
Hispanic 386 $55,947,000 $144,000 $709,000 $67,000 $433,000
Not Provided 354 $45,607,000 $128,000 $1,900,000 $76,000 $613,000
Black or African American 187 $22,866,000 $122,000 $508,000 $74,000 $375,000
Asian 36 $7,866,000 $218,000 $623,000 $129,000 $818,000
American Indian or Alaskan Native 20 $2,003,000 $100,000 $328,000 $67,000 $215,000
Native Hawaiin or Other Pacific Islander 2 $202,000 $101,000 $130,000 $64,000 $72,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,647 $543,457,000 $149,000 $7,700,000 $45,000 $2,373,000
FHA-insured (Federal Housing Administration) 12 $1,327,000 $110,000 $256,000 $0 $0
VA-guaranteed (Veterans Administration) 5 $791,000 $158,000 $295,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,666 $229,337,000 $137,000 $3,000,000 $0 $0
Application Denied By Financial Institution 909 $134,637,000 $148,000 $3,450,000 $79,000 $2,373,000
Loan Originated 662 $109,220,000 $164,000 $3,000,000 $84,000 $818,000
Application Withdrawn By Applicant 227 $47,042,000 $207,000 $7,700,000 $87,000 $1,261,000
Application Approved But Not Accepted 200 $25,339,000 $126,000 $728,000 $88,000 $609,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 368 $47,789,000 $129,000 $1,400,000 $86,000 $2,373,000
Debt-To-Income Ratio 242 $39,750,000 $164,000 $3,450,000 $55,000 $708,000
Collateral 108 $14,643,000 $135,000 $1,495,000 $89,000 $657,000
Other 102 $21,130,000 $207,000 $3,300,000 $110,000 $1,246,000
Insufficient Cash (Downpayment, Closing Cost) 36 $4,932,000 $137,000 $536,000 $77,000 $375,000
Unverifiable Information 31 $4,342,000 $140,000 $294,000 $57,000 $180,000
Employment History 12 $1,266,000 $105,000 $300,000 $64,000 $221,000
Credit Application Incomplete 10 $785,000 $78,000 $400,000 $53,000 $149,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List