First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First National Bank Of America 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,664 |
| Total Mortgage Loan Application Amount | $545,575,000 |
| Average Mortgage Loan Application Amount | $140,333 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $2,373,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 124 | $ 16,034,000 | $ 129,000 | $ 36,000 |
| Harrison County Mississippi | 117 | $ 4,928,000 | $ 42,000 | $ 0 |
| Broward County Florida | 82 | $ 16,701,000 | $ 203,000 | $ 80,000 |
| Jackson County Mississippi | 81 | $ 3,395,000 | $ 41,000 | $ 0 |
| Los Angeles County California | 70 | $ 18,819,000 | $ 268,000 | $ 6,000 |
| Clark County Nevada | 69 | $ 14,589,000 | $ 211,000 | $ 25,000 |
| Maricopa County Arizona | 66 | $ 13,867,000 | $ 210,000 | $ 23,000 |
| Miami-Dade County Florida | 61 | $ 13,305,000 | $ 218,000 | $ 78,000 |
| Orange County Florida | 55 | $ 10,711,000 | $ 194,000 | $ 69,000 |
| Palm Beach County Florida | 54 | $ 11,510,000 | $ 213,000 | $ 77,000 |
| Prince George's County Maryland | 49 | $ 5,897,000 | $ 120,000 | $ 33,000 |
| Oakland County Michigan | 49 | $ 9,586,000 | $ 195,000 | $ 129,000 |
| Harris County Texas | 44 | $ 5,314,000 | $ 120,000 | $ 10,000 |
| Hillsborough County Florida | 43 | $ 8,411,000 | $ 195,000 | $ 65,000 |
| Montgomery County Maryland | 43 | $ 5,737,000 | $ 133,000 | $ 30,000 |
| Kent County Michigan | 40 | $ 22,384,000 | $ 559,000 | $ 52,000 |
| Ingham County Michigan | 36 | $ 5,009,000 | $ 139,000 | $ 33,000 |
| Pinellas County Florida | 35 | $ 6,263,000 | $ 178,000 | $ 80,000 |
| Wayne County Michigan | 35 | $ 3,654,000 | $ 104,000 | $ 82,000 |
| Cobb County Georgia | 34 | $ 3,291,000 | $ 96,000 | $ 10,000 |
| Polk County Florida | 32 | $ 4,289,000 | $ 134,000 | $ 71,000 |
| Fulton County Georgia | 32 | $ 2,573,000 | $ 80,000 | $ 16,000 |
| Riverside County California | 30 | $ 7,538,000 | $ 251,000 | $ 0 |
| Lee County Florida | 30 | $ 3,875,000 | $ 129,000 | $ 48,000 |
| Gwinnett County Georgia | 30 | $ 3,440,000 | $ 114,000 | $ 23,000 |
| Volusia County Florida | 28 | $ 3,107,000 | $ 110,000 | $ 74,000 |
| San Bernardino County California | 25 | $ 6,184,000 | $ 247,000 | $ 15,000 |
| Osceola County Florida | 23 | $ 3,030,000 | $ 131,000 | $ 66,000 |
| Hennepin County Minnesota | 23 | $ 3,227,000 | $ 140,000 | $ 63,000 |
| Pasco County Florida | 22 | $ 2,947,000 | $ 133,000 | $ 47,000 |
| Middlesex County Massachusetts | 22 | $ 4,032,000 | $ 183,000 | $ 79,000 |
| Duval County Florida | 21 | $ 2,918,000 | $ 138,000 | $ 45,000 |
| Dallas County Texas | 21 | $ 2,833,000 | $ 134,000 | $ 9,000 |
| Fairfield County Connecticut | 20 | $ 3,750,000 | $ 187,000 | $ 84,000 |
| Brevard County Florida | 19 | $ 2,347,000 | $ 123,000 | $ 82,000 |
| Anne Arundel County Maryland | 19 | $ 1,395,000 | $ 73,000 | $ 7,000 |
| Hancock County Mississippi | 19 | $ 850,000 | $ 44,000 | $ 0 |
| Sarasota County Florida | 18 | $ 3,765,000 | $ 209,000 | $ 83,000 |
| Seminole County Florida | 18 | $ 3,824,000 | $ 212,000 | $ 86,000 |
| DeKalb County Georgia | 18 | $ 1,958,000 | $ 108,000 | $ 32,000 |
| Baltimore County Maryland | 17 | $ 1,877,000 | $ 110,000 | $ 32,000 |
| Eaton County Michigan | 17 | $ 2,810,000 | $ 165,000 | $ 50,000 |
| Collin County Texas | 16 | $ 2,761,000 | $ 172,000 | $ 3,000 |
| Orange County California | 15 | $ 7,303,000 | $ 486,000 | $ 70,000 |
| Frederick County Maryland | 15 | $ 1,877,000 | $ 125,000 | $ 46,000 |
| Macomb County Michigan | 15 | $ 2,891,000 | $ 192,000 | $ 111,000 |
| Montgomery County Pennsylvania | 15 | $ 1,171,000 | $ 78,000 | $ 14,000 |
| Manatee County Florida | 14 | $ 2,777,000 | $ 198,000 | $ 69,000 |
| St. Lucie County Florida | 14 | $ 1,911,000 | $ 136,000 | $ 48,000 |
| Baltimore City County Maryland | 14 | $ 1,186,000 | $ 84,000 | $ 79,000 |
| Genesee County Michigan | 14 | $ 1,049,000 | $ 74,000 | $ 53,000 |
| San Diego County California | 13 | $ 7,328,000 | $ 563,000 | $ 12,000 |
| Will County Illinois | 13 | $ 1,982,000 | $ 152,000 | $ 56,000 |
| Montcalm County Michigan | 13 | $ 782,000 | $ 60,000 | $ 54,000 |
| Mecklenburg County North Carolina | 13 | $ 1,218,000 | $ 93,000 | $ 21,000 |
| Berks County Pennsylvania | 13 | $ 383,000 | $ 29,000 | $ 4,000 |
| Prince William County Virginia | 13 | $ 2,093,000 | $ 161,000 | $ 23,000 |
| Sacramento County California | 12 | $ 2,436,000 | $ 203,000 | $ 21,000 |
| Lake County Florida | 12 | $ 1,832,000 | $ 152,000 | $ 87,000 |
| Kane County Illinois | 12 | $ 1,813,000 | $ 151,000 | $ 71,000 |
| Hernando County Florida | 11 | $ 1,003,000 | $ 91,000 | $ 52,000 |
| Washtenaw County Michigan | 11 | $ 1,491,000 | $ 135,000 | $ 80,000 |
| Ramsey County Minnesota | 11 | $ 1,342,000 | $ 122,000 | $ 37,000 |
| Philadelphia County Pennsylvania | 11 | $ 755,000 | $ 68,000 | $ 47,000 |
| Shelby County Tennessee | 11 | $ 4,261,000 | $ 387,000 | $ 171,000 |
| Ventura County California | 10 | $ 2,974,000 | $ 297,000 | $ 0 |
| New Haven County Connecticut | 10 | $ 1,875,000 | $ 187,000 | $ 131,000 |
| Collier County Florida | 10 | $ 2,108,000 | $ 210,000 | $ 178,000 |
| Marion County Florida | 10 | $ 897,000 | $ 89,000 | $ 66,000 |
| Lake County Illinois | 10 | $ 1,442,000 | $ 144,000 | $ 79,000 |
| Barry County Michigan | 10 | $ 986,000 | $ 98,000 | $ 94,000 |
| Jackson County Michigan | 10 | $ 957,000 | $ 95,000 | $ 56,000 |
| Ottawa County Michigan | 10 | $ 1,969,000 | $ 196,000 | $ 78,000 |
| Dakota County Minnesota | 10 | $ 1,555,000 | $ 155,000 | $ 68,000 |
| Davidson County Tennessee | 10 | $ 750,000 | $ 75,000 | $ 19,000 |
| Bexar County Texas | 10 | $ 1,187,000 | $ 118,000 | $ 14,000 |
| Fort Bend County Texas | 10 | $ 1,754,000 | $ 175,000 | $ 11,000 |
| King County Washington | 10 | $ 1,536,000 | $ 153,000 | $ 15,000 |
| DuPage County Illinois | 9 | $ 1,386,000 | $ 154,000 | $ 94,000 |
| Plymouth County Massachusetts | 9 | $ 1,032,000 | $ 114,000 | $ 29,000 |
| Bergen County New Jersey | 9 | $ 1,604,000 | $ 178,000 | $ 67,000 |
| Burlington County New Jersey | 9 | $ 1,107,000 | $ 123,000 | $ 53,000 |
| Travis County Texas | 9 | $ 2,090,000 | $ 232,000 | $ 60,000 |
| Fairfax County Virginia | 9 | $ 1,036,000 | $ 115,000 | $ 7,000 |
| Loudoun County Virginia | 9 | $ 684,000 | $ 76,000 | $ 33,000 |
| Mobile County Alabama | 8 | $ 618,000 | $ 77,000 | $ 2,000 |
| Walton County Florida | 8 | $ 1,283,000 | $ 160,000 | $ 14,000 |
| Cherokee County Georgia | 8 | $ 946,000 | $ 118,000 | $ 8,000 |
| Howard County Maryland | 8 | $ 1,562,000 | $ 195,000 | $ 36,000 |
| Newaygo County Michigan | 8 | $ 561,000 | $ 70,000 | $ 55,000 |
| Horry County South Carolina | 8 | $ 1,138,000 | $ 142,000 | $ 54,000 |
| Snohomish County Washington | 8 | $ 1,404,000 | $ 175,000 | $ 14,000 |
| Alameda County California | 7 | $ 1,858,000 | $ 265,000 | $ 10,000 |
| San Joaquin County California | 7 | $ 1,885,000 | $ 269,000 | $ 5,000 |
| Santa Clara County California | 7 | $ 4,063,000 | $ 580,000 | $ 0 |
| Stanislaus County California | 7 | $ 1,907,000 | $ 272,000 | $ 0 |
| New Castle County Delaware | 7 | $ 757,000 | $ 108,000 | $ 45,000 |
| Escambia County Florida | 7 | $ 327,000 | $ 46,000 | $ 23,000 |
| Martin County Florida | 7 | $ 1,810,000 | $ 258,000 | $ 110,000 |
| Clayton County Georgia | 7 | $ 469,000 | $ 67,000 | $ 14,000 |
| Barnstable County Massachusetts | 7 | $ 1,262,000 | $ 180,000 | $ 57,000 |
| Mecosta County Michigan | 7 | $ 655,000 | $ 93,000 | $ 41,000 |
| Washington County Minnesota | 7 | $ 1,059,000 | $ 151,000 | $ 57,000 |
| Gloucester County New Jersey | 7 | $ 1,271,000 | $ 181,000 | $ 99,000 |
| Union County New Jersey | 7 | $ 993,000 | $ 141,000 | $ 0 |
| Wake County North Carolina | 7 | $ 687,000 | $ 98,000 | $ 6,000 |
| Chester County Pennsylvania | 7 | $ 863,000 | $ 123,000 | $ 52,000 |
| Hunt County Texas | 7 | $ 271,000 | $ 38,000 | $ 43,000 |
| Tarrant County Texas | 7 | $ 874,000 | $ 124,000 | $ 0 |
| Contra Costa County California | 6 | $ 1,561,000 | $ 260,000 | $ 0 |
| Kern County California | 6 | $ 491,000 | $ 81,000 | $ 0 |
| Adams County Colorado | 6 | $ 700,000 | $ 116,000 | $ 26,000 |
| Denver County Colorado | 6 | $ 1,091,000 | $ 181,000 | $ 0 |
| District of Columbia County District Of Columbia | 6 | $ 1,011,000 | $ 168,000 | $ 89,000 |
| Bay County Florida | 6 | $ 491,000 | $ 81,000 | $ 55,000 |
| Citrus County Florida | 6 | $ 259,000 | $ 43,000 | $ 38,000 |
| Santa Rosa County Florida | 6 | $ 260,000 | $ 43,000 | $ 16,000 |
| St. Johns County Florida | 6 | $ 765,000 | $ 127,000 | $ 44,000 |
| Walton County Georgia | 6 | $ 673,000 | $ 112,000 | $ 6,000 |
| Lake County Indiana | 6 | $ 433,000 | $ 72,000 | $ 41,000 |
| Marion County Indiana | 6 | $ 297,000 | $ 49,000 | $ 13,000 |
| Harford County Maryland | 6 | $ 513,000 | $ 85,000 | $ 60,000 |
| Essex County Massachusetts | 6 | $ 796,000 | $ 132,000 | $ 81,000 |
| Suffolk County Massachusetts | 6 | $ 905,000 | $ 150,000 | $ 48,000 |
| Worcester County Massachusetts | 6 | $ 954,000 | $ 159,000 | $ 50,000 |
| Clinton County Michigan | 6 | $ 556,000 | $ 92,000 | $ 50,000 |
| St. Clair County Michigan | 6 | $ 216,000 | $ 36,000 | $ 24,000 |
| Anoka County Minnesota | 6 | $ 751,000 | $ 125,000 | $ 58,000 |
| Stone County Mississippi | 6 | $ 278,000 | $ 46,000 | $ 0 |
| Monmouth County New Jersey | 6 | $ 1,155,000 | $ 192,000 | $ 59,000 |
| Morris County New Jersey | 6 | $ 1,342,000 | $ 223,000 | $ 51,000 |
| Passaic County New Jersey | 6 | $ 1,230,000 | $ 205,000 | $ 58,000 |
| Suffolk County New York | 6 | $ 3,120,000 | $ 520,000 | $ 28,000 |
| Lucas County Ohio | 6 | $ 325,000 | $ 54,000 | $ 16,000 |
| Salt Lake County Utah | 6 | $ 1,105,000 | $ 184,000 | $ 33,000 |
| Virginia Beach County Virginia | 6 | $ 1,299,000 | $ 216,000 | $ 32,000 |
| Clark County Washington | 6 | $ 699,000 | $ 116,000 | $ 36,000 |
| Fresno County California | 5 | $ 1,260,000 | $ 252,000 | $ 0 |
| Weld County Colorado | 5 | $ 504,000 | $ 100,000 | $ 18,000 |
| Hartford County Connecticut | 5 | $ 451,000 | $ 90,000 | $ 50,000 |
| Charlotte County Florida | 5 | $ 458,000 | $ 91,000 | $ 62,000 |
| Indian River County Florida | 5 | $ 670,000 | $ 134,000 | $ 84,000 |
| Chatham County Georgia | 5 | $ 1,001,000 | $ 200,000 | $ 47,000 |
| Douglas County Georgia | 5 | $ 398,000 | $ 79,000 | $ 19,000 |
| Fayette County Georgia | 5 | $ 697,000 | $ 139,000 | $ 36,000 |
| Forsyth County Georgia | 5 | $ 502,000 | $ 100,000 | $ 0 |
| Paulding County Georgia | 5 | $ 502,000 | $ 100,000 | $ 57,000 |
| Jefferson County Kentucky | 5 | $ 551,000 | $ 110,000 | $ 53,000 |
| Orleans County Louisiana | 5 | $ 1,404,000 | $ 280,000 | $ 183,000 |
| Calvert County Maryland | 5 | $ 542,000 | $ 108,000 | $ 41,000 |
| Norfolk County Massachusetts | 5 | $ 548,000 | $ 109,000 | $ 25,000 |
| Allegan County Michigan | 5 | $ 511,000 | $ 102,000 | $ 53,000 |
| Clare County Michigan | 5 | $ 123,000 | $ 24,000 | $ 47,000 |
| Gladwin County Michigan | 5 | $ 177,000 | $ 35,000 | $ 29,000 |
| Van Buren County Michigan | 5 | $ 387,000 | $ 77,000 | $ 76,000 |
| Wexford County Michigan | 5 | $ 226,000 | $ 45,000 | $ 32,000 |
| Pearl River County Mississippi | 5 | $ 248,000 | $ 49,000 | $ 8,000 |
| St. Louis County Missouri | 5 | $ 529,000 | $ 105,000 | $ 42,000 |
| Washoe County Nevada | 5 | $ 341,000 | $ 68,000 | $ 0 |
| Ocean County New Jersey | 5 | $ 800,000 | $ 160,000 | $ 35,000 |
| Franklin County Ohio | 5 | $ 633,000 | $ 126,000 | $ 60,000 |
| Deschutes County Oregon | 5 | $ 949,000 | $ 189,000 | $ 25,000 |
| Hamilton County Tennessee | 5 | $ 361,000 | $ 72,000 | $ 0 |
| Utah County Utah | 5 | $ 753,000 | $ 150,000 | $ 17,000 |
| Baldwin County Alabama | 4 | $ 577,000 | $ 144,000 | $ 14,000 |
| Pima County Arizona | 4 | $ 266,000 | $ 66,000 | $ 4,000 |
| Yavapai County Arizona | 4 | $ 931,000 | $ 232,000 | $ 22,000 |
| Placer County California | 4 | $ 998,000 | $ 249,000 | $ 0 |
| San Mateo County California | 4 | $ 4,940,000 | $ 1,235,000 | $ 0 |
| Solano County California | 4 | $ 796,000 | $ 199,000 | $ 20,000 |
| Flagler County Florida | 4 | $ 535,000 | $ 133,000 | $ 66,000 |
| Okaloosa County Florida | 4 | $ 381,000 | $ 95,000 | $ 0 |
| Carroll County Georgia | 4 | $ 354,000 | $ 88,000 | $ 36,000 |
| Clarke County Georgia | 4 | $ 147,000 | $ 36,000 | $ 0 |
| Hall County Georgia | 4 | $ 519,000 | $ 129,000 | $ 59,000 |
| Henry County Georgia | 4 | $ 1,194,000 | $ 298,000 | $ 62,000 |
| Shelby County Indiana | 4 | $ 522,000 | $ 130,000 | $ 123,000 |
| Fayette County Kentucky | 4 | $ 283,000 | $ 70,000 | $ 42,000 |
| Charles County Maryland | 4 | $ 478,000 | $ 119,000 | $ 15,000 |
| Alpena County Michigan | 4 | $ 147,000 | $ 36,000 | $ 39,000 |
| Calhoun County Michigan | 4 | $ 223,000 | $ 55,000 | $ 69,000 |
| Emmet County Michigan | 4 | $ 3,663,000 | $ 915,000 | $ 409,000 |
| Ionia County Michigan | 4 | $ 437,000 | $ 109,000 | $ 76,000 |
| Kalamazoo County Michigan | 4 | $ 287,000 | $ 71,000 | $ 46,000 |
| Monroe County Michigan | 4 | $ 143,000 | $ 35,000 | $ 20,000 |
| Muskegon County Michigan | 4 | $ 358,000 | $ 89,000 | $ 42,000 |
| Ogemaw County Michigan | 4 | $ 229,000 | $ 57,000 | $ 37,000 |
| Shiawassee County Michigan | 4 | $ 236,000 | $ 59,000 | $ 44,000 |
| St. Louis County Minnesota | 4 | $ 337,000 | $ 84,000 | $ 41,000 |
| George County Mississippi | 4 | $ 162,000 | $ 40,000 | $ 0 |
| Hillsborough County New Hampshire | 4 | $ 335,000 | $ 83,000 | $ 42,000 |
| Atlantic County New Jersey | 4 | $ 1,019,000 | $ 254,000 | $ 60,000 |
| Middlesex County New Jersey | 4 | $ 532,000 | $ 133,000 | $ 36,000 |
| Sussex County New Jersey | 4 | $ 427,000 | $ 106,000 | $ 67,000 |
| Bernalillo County New Mexico | 4 | $ 624,000 | $ 156,000 | $ 80,000 |
| Monroe County New York | 4 | $ 432,000 | $ 108,000 | $ 56,000 |
| Nassau County New York | 4 | $ 1,041,000 | $ 260,000 | $ 0 |
| Rensselaer County New York | 4 | $ 336,000 | $ 84,000 | $ 24,000 |
| Cabarrus County North Carolina | 4 | $ 218,000 | $ 54,000 | $ 37,000 |
| Mahoning County Ohio | 4 | $ 172,000 | $ 43,000 | $ 31,000 |
| Stark County Ohio | 4 | $ 275,000 | $ 68,000 | $ 18,000 |
| Cleveland County Oklahoma | 4 | $ 318,000 | $ 79,000 | $ 34,000 |
| Clearfield County Pennsylvania | 4 | $ 277,000 | $ 69,000 | $ 63,000 |
| Lancaster County Pennsylvania | 4 | $ 254,000 | $ 63,000 | $ 34,000 |
| Monroe County Pennsylvania | 4 | $ 303,000 | $ 75,000 | $ 67,000 |
| Providence County Rhode Island | 4 | $ 393,000 | $ 98,000 | $ 7,000 |
| Charleston County South Carolina | 4 | $ 491,000 | $ 122,000 | $ 0 |
| Greenville County South Carolina | 4 | $ 599,000 | $ 149,000 | $ 111,000 |
| Spartanburg County South Carolina | 4 | $ 338,000 | $ 84,000 | $ 27,000 |
| York County South Carolina | 4 | $ 325,000 | $ 81,000 | $ 49,000 |
| Brazoria County Texas | 4 | $ 329,000 | $ 82,000 | $ 9,000 |
| Nueces County Texas | 4 | $ 145,000 | $ 36,000 | $ 17,000 |
| Williamson County Texas | 4 | $ 456,000 | $ 114,000 | $ 0 |
| Weber County Utah | 4 | $ 411,000 | $ 102,000 | $ 42,000 |
| Chesterfield County Virginia | 4 | $ 412,000 | $ 103,000 | $ 33,000 |
| Henrico County Virginia | 4 | $ 510,000 | $ 127,000 | $ 26,000 |
| Milwaukee County Wisconsin | 4 | $ 333,000 | $ 83,000 | $ 22,000 |
| Montgomery County Alabama | 3 | $ 235,000 | $ 78,000 | $ 45,000 |
| Cochise County Arizona | 3 | $ 155,000 | $ 51,000 | $ 23,000 |
| Pinal County Arizona | 3 | $ 873,000 | $ 291,000 | $ 22,000 |
| Merced County California | 3 | $ 347,000 | $ 115,000 | $ 0 |
| San Francisco County California | 3 | $ 676,000 | $ 225,000 | $ 26,000 |
| Arapahoe County Colorado | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 518,000 | $ 172,000 | $ 0 |
| Moffat County Colorado | 3 | $ 79,000 | $ 26,000 | $ 19,000 |
| Kent County Delaware | 3 | $ 111,000 | $ 37,000 | $ 0 |
| Columbia County Florida | 3 | $ 123,000 | $ 41,000 | $ 45,000 |
| Highlands County Florida | 3 | $ 364,000 | $ 121,000 | $ 61,000 |
| Monroe County Florida | 3 | $ 439,000 | $ 146,000 | $ 244,000 |
| Putnam County Florida | 3 | $ 184,000 | $ 61,000 | $ 52,000 |
| Honolulu County Hawaii | 3 | $ 1,482,000 | $ 494,000 | $ 418,000 |
| Peoria County Illinois | 3 | $ 107,000 | $ 35,000 | $ 47,000 |
| Clark County Indiana | 3 | $ 178,000 | $ 59,000 | $ 44,000 |
| Jasper County Indiana | 3 | $ 289,000 | $ 96,000 | $ 70,000 |
| St. Joseph County Indiana | 3 | $ 107,000 | $ 35,000 | $ 21,000 |
| Johnson County Kansas | 3 | $ 690,000 | $ 230,000 | $ 120,000 |
| Nelson County Kentucky | 3 | $ 166,000 | $ 55,000 | $ 56,000 |
| Jefferson County Louisiana | 3 | $ 1,085,000 | $ 361,000 | $ 64,000 |
| Bristol County Massachusetts | 3 | $ 655,000 | $ 218,000 | $ 37,000 |
| Hampden County Massachusetts | 3 | $ 417,000 | $ 139,000 | $ 10,000 |
| Bay County Michigan | 3 | $ 428,000 | $ 142,000 | $ 55,000 |
| Charlevoix County Michigan | 3 | $ 1,451,000 | $ 483,000 | $ 80,000 |
| Grand Traverse County Michigan | 3 | $ 310,000 | $ 103,000 | $ 93,000 |
| Kalkaska County Michigan | 3 | $ 99,000 | $ 33,000 | $ 29,000 |
| Midland County Michigan | 3 | $ 109,000 | $ 36,000 | $ 33,000 |
| Missaukee County Michigan | 3 | $ 1,196,000 | $ 398,000 | $ 20,000 |
| Roscommon County Michigan | 3 | $ 545,000 | $ 181,000 | $ 49,000 |
| Scott County Minnesota | 3 | $ 661,000 | $ 220,000 | $ 76,000 |
| Jackson County Missouri | 3 | $ 238,000 | $ 79,000 | $ 29,000 |
| Grafton County New Hampshire | 3 | $ 249,000 | $ 83,000 | $ 134,000 |
| Cape May County New Jersey | 3 | $ 951,000 | $ 317,000 | $ 199,000 |
| Cumberland County New Jersey | 3 | $ 313,000 | $ 104,000 | $ 17,000 |
| Hudson County New Jersey | 3 | $ 778,000 | $ 259,000 | $ 70,000 |
| Erie County New York | 3 | $ 188,000 | $ 62,000 | $ 28,000 |
| Kings County New York | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Queens County New York | 3 | $ 680,000 | $ 226,000 | $ 45,000 |
| Richmond County New York | 3 | $ 787,000 | $ 262,000 | $ 0 |
| Rockland County New York | 3 | $ 547,000 | $ 182,000 | $ 31,000 |
| Westchester County New York | 3 | $ 794,000 | $ 264,000 | $ 0 |
| Cumberland County North Carolina | 3 | $ 162,000 | $ 54,000 | $ 67,000 |
| Davidson County North Carolina | 3 | $ 327,000 | $ 109,000 | $ 78,000 |
| Randolph County North Carolina | 3 | $ 348,000 | $ 116,000 | $ 118,000 |
| Cuyahoga County Ohio | 3 | $ 550,000 | $ 183,000 | $ 80,000 |
| Oklahoma County Oklahoma | 3 | $ 144,000 | $ 48,000 | $ 26,000 |
| Cumberland County Pennsylvania | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 726,000 | $ 242,000 | $ 22,000 |
| Northampton County Pennsylvania | 3 | $ 260,000 | $ 86,000 | $ 41,000 |
| Lexington County South Carolina | 3 | $ 308,000 | $ 102,000 | $ 31,000 |
| Galveston County Texas | 3 | $ 750,000 | $ 250,000 | $ 49,000 |
| Montgomery County Texas | 3 | $ 100,000 | $ 33,000 | $ 47,000 |
| Orange County Texas | 3 | $ 57,000 | $ 19,000 | $ 42,000 |
| Pierce County Washington | 3 | $ 351,000 | $ 117,000 | $ 65,000 |
| Spokane County Washington | 3 | $ 373,000 | $ 124,000 | $ 0 |
| Ashland County Wisconsin | 3 | $ 158,000 | $ 52,000 | $ 60,000 |
| Walworth County Wisconsin | 3 | $ 282,000 | $ 94,000 | $ 51,000 |
| Tuscaloosa County Alabama | 2 | $ 145,000 | $ 72,000 | $ 32,000 |
| Coconino County Arizona | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Garland County Arkansas | 2 | $ 149,000 | $ 74,000 | $ 28,000 |
| El Dorado County California | 2 | $ 1,153,000 | $ 576,000 | $ 0 |
| Lake County California | 2 | $ 298,000 | $ 149,000 | $ 130,000 |
| San Luis Obispo County California | 2 | $ 664,000 | $ 332,000 | $ 0 |
| Santa Barbara County California | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Trinity County California | 2 | $ 342,000 | $ 171,000 | $ 71,000 |
| Tulare County California | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Boulder County Colorado | 2 | $ 559,000 | $ 279,000 | $ 62,000 |
| El Paso County Colorado | 2 | $ 933,000 | $ 466,000 | $ 0 |
| Park County Colorado | 2 | $ 100,000 | $ 50,000 | $ 21,000 |
| New London County Connecticut | 2 | $ 304,000 | $ 152,000 | $ 98,000 |
| Clay County Florida | 2 | $ 181,000 | $ 90,000 | $ 16,000 |
| Gilchrist County Florida | 2 | $ 139,000 | $ 69,000 | $ 37,000 |
| Levy County Florida | 2 | $ 139,000 | $ 69,000 | $ 28,000 |
| Nassau County Florida | 2 | $ 112,000 | $ 56,000 | $ 45,000 |
| Union County Florida | 2 | $ 88,000 | $ 44,000 | $ 36,000 |
| Barrow County Georgia | 2 | $ 154,000 | $ 77,000 | $ 29,000 |
| Dawson County Georgia | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Hancock County Georgia | 2 | $ 805,000 | $ 402,000 | $ 127,000 |
| Newton County Georgia | 2 | $ 196,000 | $ 98,000 | $ 22,000 |
| Spalding County Georgia | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Walker County Georgia | 2 | $ 166,000 | $ 83,000 | $ 58,000 |
| Kootenai County Idaho | 2 | $ 360,000 | $ 180,000 | $ 26,000 |
| Teton County Idaho | 2 | $ 304,000 | $ 152,000 | $ 57,000 |
| Jackson County Illinois | 2 | $ 109,000 | $ 54,000 | $ 38,000 |
| Kendall County Illinois | 2 | $ 316,000 | $ 158,000 | $ 40,000 |
| McHenry County Illinois | 2 | $ 243,000 | $ 121,000 | $ 66,000 |
| Allen County Indiana | 2 | $ 92,000 | $ 46,000 | $ 56,000 |
| DeKalb County Indiana | 2 | $ 271,000 | $ 135,000 | $ 66,000 |
| Delaware County Indiana | 2 | $ 161,000 | $ 80,000 | $ 77,000 |
| Fayette County Indiana | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Noble County Indiana | 2 | $ 239,000 | $ 119,000 | $ 84,000 |
| Vanderburgh County Indiana | 2 | $ 136,000 | $ 68,000 | $ 38,000 |
| Vigo County Indiana | 2 | $ 103,000 | $ 51,000 | $ 17,000 |
| Marion County Iowa | 2 | $ 298,000 | $ 149,000 | $ 71,000 |
| Montgomery County Iowa | 2 | $ 216,000 | $ 108,000 | $ 71,000 |
| Daviess County Kentucky | 2 | $ 56,000 | $ 28,000 | $ 23,000 |
| Hardin County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 63,000 |
| Kenton County Kentucky | 2 | $ 193,000 | $ 96,000 | $ 48,000 |
| Oldham County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Livingston County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Cumberland County Maine | 2 | $ 363,000 | $ 181,000 | $ 69,000 |
| Penobscot County Maine | 2 | $ 39,000 | $ 19,000 | $ 26,000 |
| Carroll County Maryland | 2 | $ 254,000 | $ 127,000 | $ 49,000 |
| Washington County Maryland | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| Alcona County Michigan | 2 | $ 62,000 | $ 31,000 | $ 28,000 |
| Antrim County Michigan | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Berrien County Michigan | 2 | $ 176,000 | $ 88,000 | $ 34,000 |
| Cass County Michigan | 2 | $ 201,000 | $ 100,000 | $ 47,000 |
| Cheboygan County Michigan | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Chippewa County Michigan | 2 | $ 68,000 | $ 34,000 | $ 73,000 |
| Crawford County Michigan | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Hillsdale County Michigan | 2 | $ 98,000 | $ 49,000 | $ 53,000 |
| Isabella County Michigan | 2 | $ 73,000 | $ 36,000 | $ 56,000 |
| Livingston County Michigan | 2 | $ 230,000 | $ 115,000 | $ 22,000 |
| Mackinac County Michigan | 2 | $ 147,000 | $ 73,000 | $ 171,000 |
| Manistee County Michigan | 2 | $ 93,000 | $ 46,000 | $ 57,000 |
| Mason County Michigan | 2 | $ 149,000 | $ 74,000 | $ 46,000 |
| Sanilac County Michigan | 2 | $ 85,000 | $ 42,000 | $ 57,000 |
| Christian County Missouri | 2 | $ 134,000 | $ 67,000 | $ 145,000 |
| Douglas County Nebraska | 2 | $ 134,000 | $ 67,000 | $ 43,000 |
| Lancaster County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 65,000 |
| Humboldt County Nevada | 2 | $ 425,000 | $ 212,000 | $ 44,000 |
| Mercer County New Jersey | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Eddy County New Mexico | 2 | $ 44,000 | $ 22,000 | $ 30,000 |
| Buncombe County North Carolina | 2 | $ 161,000 | $ 80,000 | $ 5,000 |
| Chatham County North Carolina | 2 | $ 794,000 | $ 397,000 | $ 581,000 |
| Durham County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 76,000 |
| Forsyth County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 26,000 |
| Guilford County North Carolina | 2 | $ 493,000 | $ 246,000 | $ 0 |
| Union County North Carolina | 2 | $ 607,000 | $ 303,000 | $ 0 |
| Meigs County Ohio | 2 | $ 43,000 | $ 21,000 | $ 68,000 |
| Montgomery County Ohio | 2 | $ 133,000 | $ 66,000 | $ 84,000 |
| Morrow County Ohio | 2 | $ 49,000 | $ 24,000 | $ 28,000 |
| Summit County Ohio | 2 | $ 228,000 | $ 114,000 | $ 33,000 |
| Wood County Ohio | 2 | $ 99,000 | $ 49,000 | $ 33,000 |
| Creek County Oklahoma | 2 | $ 341,000 | $ 170,000 | $ 46,000 |
| Clackamas County Oregon | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 728,000 | $ 364,000 | $ 40,000 |
| Allegheny County Pennsylvania | 2 | $ 91,000 | $ 45,000 | $ 21,000 |
| Beaver County Pennsylvania | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
| Luzerne County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 33,000 |
| Washington County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 26,000 |
| Westmoreland County Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 142,000 |
| Kent County Rhode Island | 2 | $ 600,000 | $ 300,000 | $ 53,000 |
| Dorchester County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Richland County South Carolina | 2 | $ 259,000 | $ 129,000 | $ 0 |
| Bradley County Tennessee | 2 | $ 108,000 | $ 54,000 | $ 44,000 |
| Sullivan County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Atascosa County Texas | 2 | $ 171,000 | $ 85,000 | $ 57,000 |
| Bastrop County Texas | 2 | $ 139,000 | $ 69,000 | $ 0 |
| Denton County Texas | 2 | $ 525,000 | $ 262,000 | $ 0 |
| El Paso County Texas | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Hardin County Texas | 2 | $ 138,000 | $ 69,000 | $ 91,000 |
| Henderson County Texas | 2 | $ 72,000 | $ 36,000 | $ 43,000 |
| Jefferson County Texas | 2 | $ 33,000 | $ 16,000 | $ 68,000 |
| Lubbock County Texas | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Polk County Texas | 2 | $ 49,000 | $ 24,000 | $ 57,000 |
| Scurry County Texas | 2 | $ 124,000 | $ 62,000 | $ 87,000 |
| Webb County Texas | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Wise County Texas | 2 | $ 470,000 | $ 235,000 | $ 26,000 |
| Wood County Texas | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Summit County Utah | 2 | $ 2,396,000 | $ 1,198,000 | $ 235,000 |
| Alexandria County Virginia | 2 | $ 703,000 | $ 351,000 | $ 42,000 |
| Chesapeake County Virginia | 2 | $ 417,000 | $ 208,000 | $ 0 |
| Lexington County Virginia | 2 | $ 772,000 | $ 386,000 | $ 75,000 |
| Portsmouth County Virginia | 2 | $ 392,000 | $ 196,000 | $ 31,000 |
| Berkeley County West Virginia | 2 | $ 229,000 | $ 114,000 | $ 66,000 |
| Kanawha County West Virginia | 2 | $ 60,000 | $ 30,000 | $ 23,000 |
| Mineral County West Virginia | 2 | $ 209,000 | $ 104,000 | $ 32,000 |
| Florence County Wisconsin | 2 | $ 39,000 | $ 19,000 | $ 21,000 |
| Langlade County Wisconsin | 2 | $ 77,000 | $ 38,000 | $ 50,000 |
| Marathon County Wisconsin | 2 | $ 136,000 | $ 68,000 | $ 26,000 |
| Outagamie County Wisconsin | 2 | $ 211,000 | $ 105,000 | $ 69,000 |
| Vernon County Wisconsin | 2 | $ 113,000 | $ 56,000 | $ 24,000 |
| Washington County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Waupaca County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 62,000 |
| Waushara County Wisconsin | 2 | $ 188,000 | $ 94,000 | $ 54,000 |
| Chambers County Alabama | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Dallas County Alabama | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Elmore County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Etowah County Alabama | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Jefferson County Alabama | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Lauderdale County Alabama | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
| Madison County Alabama | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Shelby County Alabama | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Talladega County Alabama | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| Fairbanks North Star County Alaska | 1 | $ 78,000 | $ 78,000 | $ 118,000 |
| Matanuska-Susitna County Alaska | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Yuma County Arizona | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
| Benton County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Chicot County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Washington County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Butte County California | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Marin County California | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Monterey County California | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Napa County California | 1 | $ 297,000 | $ 297,000 | $ 79,000 |
| Nevada County California | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| San Benito County California | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Santa Cruz County California | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Sonoma County California | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Sutter County California | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Tuolumne County California | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Douglas County Colorado | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Eagle County Colorado | 1 | $ 1,495,000 | $ 1,495,000 | $ 657,000 |
| Larimer County Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Teller County Colorado | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Litchfield County Connecticut | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Middlesex County Connecticut | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Sussex County Delaware | 1 | $ 300,000 | $ 300,000 | $ 221,000 |
| Alachua County Florida | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Calhoun County Florida | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| DeSoto County Florida | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
| Dixie County Florida | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Franklin County Florida | 1 | $ 54,000 | $ 54,000 | $ 65,000 |
| Gadsden County Florida | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Hamilton County Florida | 1 | $ 106,000 | $ 106,000 | $ 121,000 |
| Lafayette County Florida | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Washington County Florida | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Banks County Georgia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Bartow County Georgia | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Bibb County Georgia | 1 | $ 83,000 | $ 83,000 | $ 137,000 |
| Butts County Georgia | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
| Camden County Georgia | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Catoosa County Georgia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Coweta County Georgia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Dooly County Georgia | 1 | $ 41,000 | $ 41,000 | $ 47,000 |
| Dougherty County Georgia | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Effingham County Georgia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Fannin County Georgia | 1 | $ 136,000 | $ 136,000 | $ 138,000 |
| Gilmer County Georgia | 1 | $ 132,000 | $ 132,000 | $ 78,000 |
| Glascock County Georgia | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Glynn County Georgia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Habersham County Georgia | 1 | $ 70,000 | $ 70,000 | $ 74,000 |
| Houston County Georgia | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Jefferson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Lowndes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Lumpkin County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Putnam County Georgia | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Rockdale County Georgia | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Toombs County Georgia | 1 | $ 166,000 | $ 166,000 | $ 171,000 |
| Twiggs County Georgia | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Ware County Georgia | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| Wayne County Georgia | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Whitfield County Georgia | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Hawaii County Hawaii | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Maui County Hawaii | 1 | $ 42,000 | $ 42,000 | $ 68,000 |
| Ada County Idaho | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Bonner County Idaho | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Iroquois County Illinois | 1 | $ 28,000 | $ 28,000 | $ 53,000 |
| Jersey County Illinois | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Kankakee County Illinois | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| LaSalle County Illinois | 1 | $ 174,000 | $ 174,000 | $ 94,000 |
| Lawrence County Illinois | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Macon County Illinois | 1 | $ 46,000 | $ 46,000 | $ 45,000 |
| Rock Island County Illinois | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Sangamon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Tazewell County Illinois | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Carroll County Indiana | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Clinton County Indiana | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Dearborn County Indiana | 1 | $ 21,000 | $ 21,000 | $ 79,000 |
| Dubois County Indiana | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| Elkhart County Indiana | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Fountain County Indiana | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Hancock County Indiana | 1 | $ 46,000 | $ 46,000 | $ 74,000 |
| Hendricks County Indiana | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Howard County Indiana | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Johnson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Knox County Indiana | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| LaPorte County Indiana | 1 | $ 435,000 | $ 435,000 | $ 51,000 |
| Owen County Indiana | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Porter County Indiana | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Putnam County Indiana | 1 | $ 134,000 | $ 134,000 | $ 115,000 |
| Adams County Iowa | 1 | $ 62,000 | $ 62,000 | $ 44,000 |
| Buchanan County Iowa | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Cass County Iowa | 1 | $ 42,000 | $ 42,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,520 | $384,915,000 | $152,000 | $7,700,000 | $46,000 | $818,000 |
| Refinancing | 626 | $120,825,000 | $193,000 | $3,300,000 | $51,000 | $2,373,000 |
| Home Improvement | 518 | $39,835,000 | $76,000 | $1,457,000 | $29,000 | $304,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,705 | $257,209,000 | $150,000 | $7,700,000 | $0 | $0 |
| White | 974 | $153,875,000 | $157,000 | $3,450,000 | $94,000 | $2,373,000 |
| Hispanic | 386 | $55,947,000 | $144,000 | $709,000 | $67,000 | $433,000 |
| Not Provided | 354 | $45,607,000 | $128,000 | $1,900,000 | $76,000 | $613,000 |
| Black or African American | 187 | $22,866,000 | $122,000 | $508,000 | $74,000 | $375,000 |
| Asian | 36 | $7,866,000 | $218,000 | $623,000 | $129,000 | $818,000 |
| American Indian or Alaskan Native | 20 | $2,003,000 | $100,000 | $328,000 | $67,000 | $215,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $202,000 | $101,000 | $130,000 | $64,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,647 | $543,457,000 | $149,000 | $7,700,000 | $45,000 | $2,373,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,327,000 | $110,000 | $256,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 5 | $791,000 | $158,000 | $295,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,666 | $229,337,000 | $137,000 | $3,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 909 | $134,637,000 | $148,000 | $3,450,000 | $79,000 | $2,373,000 |
| Loan Originated | 662 | $109,220,000 | $164,000 | $3,000,000 | $84,000 | $818,000 |
| Application Withdrawn By Applicant | 227 | $47,042,000 | $207,000 | $7,700,000 | $87,000 | $1,261,000 |
| Application Approved But Not Accepted | 200 | $25,339,000 | $126,000 | $728,000 | $88,000 | $609,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 368 | $47,789,000 | $129,000 | $1,400,000 | $86,000 | $2,373,000 |
| Debt-To-Income Ratio | 242 | $39,750,000 | $164,000 | $3,450,000 | $55,000 | $708,000 |
| Collateral | 108 | $14,643,000 | $135,000 | $1,495,000 | $89,000 | $657,000 |
| Other | 102 | $21,130,000 | $207,000 | $3,300,000 | $110,000 | $1,246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $4,932,000 | $137,000 | $536,000 | $77,000 | $375,000 |
| Unverifiable Information | 31 | $4,342,000 | $140,000 | $294,000 | $57,000 | $180,000 |
| Employment History | 12 | $1,266,000 | $105,000 | $300,000 | $64,000 | $221,000 |
| Credit Application Incomplete | 10 | $785,000 | $78,000 | $400,000 | $53,000 | $149,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.