First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

First National Bank Of America 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,524
Total Mortgage Loan Application Amount $164,489,000
Average Mortgage Loan Application Amount $50,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $45,000
Highest Applicant Income $743,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2009.

Mortgage Loan Application Totals for First National Bank Of America by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ingham County Michigan 91 $ 9,605,000 $ 105,000 $ 83,000
Polk County Florida 87 $ 4,262,000 $ 48,000 $ 42,000
Marion County Florida 60 $ 2,487,000 $ 41,000 $ 51,000
Hillsborough County Florida 58 $ 2,762,000 $ 47,000 $ 39,000
Genesee County Michigan 52 $ 1,292,000 $ 24,000 $ 31,000
Putnam County Florida 48 $ 1,710,000 $ 35,000 $ 47,000
Duval County Florida 45 $ 1,827,000 $ 40,000 $ 36,000
Jackson County Michigan 44 $ 1,661,000 $ 37,000 $ 37,000
Clare County Michigan 43 $ 1,180,000 $ 27,000 $ 29,000
Broward County Florida 42 $ 2,750,000 $ 65,000 $ 49,000
Van Buren County Michigan 42 $ 2,065,000 $ 49,000 $ 37,000
Montcalm County Michigan 36 $ 1,512,000 $ 42,000 $ 37,000
Pasco County Florida 34 $ 1,933,000 $ 56,000 $ 38,000
Pinellas County Florida 34 $ 1,786,000 $ 52,000 $ 48,000
Allegan County Michigan 34 $ 1,716,000 $ 50,000 $ 32,000
Kent County Michigan 33 $ 2,319,000 $ 70,000 $ 55,000
Orange County Florida 32 $ 1,742,000 $ 54,000 $ 47,000
Berrien County Michigan 32 $ 1,765,000 $ 55,000 $ 49,000
Newaygo County Michigan 31 $ 1,043,000 $ 33,000 $ 28,000
Levy County Florida 30 $ 1,326,000 $ 44,000 $ 41,000
Brevard County Florida 29 $ 1,067,000 $ 36,000 $ 31,000
Escambia County Florida 29 $ 981,000 $ 33,000 $ 31,000
Volusia County Florida 29 $ 1,349,000 $ 46,000 $ 45,000
Calhoun County Michigan 28 $ 902,000 $ 32,000 $ 30,000
Clay County Florida 27 $ 1,104,000 $ 40,000 $ 40,000
Lake County Florida 27 $ 1,324,000 $ 49,000 $ 42,000
Bay County Michigan 26 $ 850,000 $ 32,000 $ 35,000
Isabella County Michigan 26 $ 1,275,000 $ 49,000 $ 44,000
Muskegon County Michigan 26 $ 892,000 $ 34,000 $ 37,000
Citrus County Florida 25 $ 1,201,000 $ 48,000 $ 31,000
Hernando County Florida 25 $ 764,000 $ 30,000 $ 29,000
Lee County Florida 24 $ 1,201,000 $ 50,000 $ 43,000
Cass County Michigan 24 $ 1,049,000 $ 43,000 $ 31,000
Clinton County Michigan 24 $ 3,107,000 $ 129,000 $ 94,000
Columbia County Florida 23 $ 1,081,000 $ 47,000 $ 33,000
Miami-Dade County Florida 23 $ 1,432,000 $ 62,000 $ 46,000
Eaton County Michigan 23 $ 1,728,000 $ 75,000 $ 44,000
Gladwin County Michigan 23 $ 781,000 $ 33,000 $ 26,000
Alachua County Florida 22 $ 787,000 $ 35,000 $ 38,000
Arenac County Michigan 22 $ 769,000 $ 34,000 $ 36,000
Roscommon County Michigan 21 $ 734,000 $ 34,000 $ 45,000
Mecosta County Michigan 20 $ 724,000 $ 36,000 $ 34,000
Wayne County Michigan 20 $ 977,000 $ 48,000 $ 59,000
Wexford County Michigan 20 $ 522,000 $ 26,000 $ 26,000
Nassau County Florida 19 $ 1,288,000 $ 67,000 $ 71,000
Ionia County Michigan 19 $ 899,000 $ 47,000 $ 57,000
Oakland County Michigan 19 $ 1,440,000 $ 75,000 $ 49,000
Shelby County Tennessee 19 $ 1,070,000 $ 56,000 $ 53,000
Bay County Florida 18 $ 942,000 $ 52,000 $ 40,000
Suwannee County Florida 18 $ 764,000 $ 42,000 $ 37,000
Macomb County Michigan 18 $ 796,000 $ 44,000 $ 40,000
Santa Rosa County Florida 17 $ 527,000 $ 31,000 $ 26,000
Lake County Michigan 17 $ 588,000 $ 34,000 $ 35,000
Osceola County Michigan 17 $ 628,000 $ 36,000 $ 37,000
Saginaw County Michigan 17 $ 672,000 $ 39,000 $ 33,000
Tuscola County Michigan 17 $ 684,000 $ 40,000 $ 43,000
Iosco County Michigan 16 $ 640,000 $ 40,000 $ 39,000
Palm Beach County Florida 15 $ 1,029,000 $ 68,000 $ 58,000
Antrim County Michigan 15 $ 768,000 $ 51,000 $ 31,000
Gratiot County Michigan 15 $ 561,000 $ 37,000 $ 30,000
Hillsdale County Michigan 15 $ 672,000 $ 44,000 $ 34,000
Kalamazoo County Michigan 15 $ 854,000 $ 56,000 $ 51,000
Midland County Michigan 15 $ 849,000 $ 56,000 $ 46,000
Gadsden County Florida 14 $ 474,000 $ 33,000 $ 32,000
Highlands County Florida 14 $ 267,000 $ 19,000 $ 25,000
Sumter County Florida 14 $ 414,000 $ 29,000 $ 35,000
Lenawee County Michigan 14 $ 846,000 $ 60,000 $ 71,000
St. Joseph County Michigan 14 $ 589,000 $ 42,000 $ 36,000
Hennepin County Minnesota 14 $ 876,000 $ 62,000 $ 43,000
Madison County Tennessee 14 $ 445,000 $ 31,000 $ 42,000
Juneau County Wisconsin 14 $ 751,000 $ 53,000 $ 38,000
Leon County Florida 13 $ 365,000 $ 28,000 $ 23,000
Osceola County Florida 13 $ 814,000 $ 62,000 $ 45,000
Barry County Michigan 13 $ 487,000 $ 37,000 $ 35,000
Cheboygan County Michigan 13 $ 707,000 $ 54,000 $ 41,000
Ogemaw County Michigan 13 $ 425,000 $ 32,000 $ 20,000
Sanilac County Michigan 13 $ 862,000 $ 66,000 $ 52,000
Adams County Wisconsin 13 $ 582,000 $ 44,000 $ 38,000
St. Johns County Florida 12 $ 502,000 $ 41,000 $ 49,000
Grant County Indiana 12 $ 317,000 $ 26,000 $ 29,000
Ottawa County Michigan 12 $ 809,000 $ 67,000 $ 41,000
Shiawassee County Michigan 12 $ 508,000 $ 42,000 $ 28,000
Roane County Tennessee 12 $ 361,000 $ 30,000 $ 28,000
Waushara County Wisconsin 12 $ 534,000 $ 44,000 $ 41,000
Hendry County Florida 11 $ 382,000 $ 34,000 $ 29,000
Sarasota County Florida 11 $ 1,307,000 $ 118,000 $ 50,000
Seminole County Florida 11 $ 653,000 $ 59,000 $ 39,000
Walton County Florida 11 $ 375,000 $ 34,000 $ 29,000
Emmet County Michigan 11 $ 965,000 $ 87,000 $ 62,000
Kalkaska County Michigan 11 $ 451,000 $ 41,000 $ 44,000
Missaukee County Michigan 11 $ 332,000 $ 30,000 $ 34,000
St. Clair County Michigan 11 $ 494,000 $ 44,000 $ 37,000
Marinette County Wisconsin 11 $ 565,000 $ 51,000 $ 45,000
Crawford County Michigan 10 $ 279,000 $ 27,000 $ 30,000
Becker County Minnesota 10 $ 267,000 $ 26,000 $ 31,000
Knox County Tennessee 10 $ 571,000 $ 57,000 $ 35,000
Monroe County Wisconsin 10 $ 702,000 $ 70,000 $ 50,000
Polk County Wisconsin 10 $ 626,000 $ 62,000 $ 38,000
Indian River County Florida 9 $ 811,000 $ 90,000 $ 43,000
Marquette County Michigan 9 $ 418,000 $ 46,000 $ 41,000
Otsego County Michigan 9 $ 443,000 $ 49,000 $ 43,000
McMinn County Tennessee 9 $ 352,000 $ 39,000 $ 33,000
Burnett County Wisconsin 9 $ 336,000 $ 37,000 $ 27,000
Lincoln County Wisconsin 9 $ 544,000 $ 60,000 $ 39,000
Marquette County Wisconsin 9 $ 479,000 $ 53,000 $ 36,000
Oneida County Wisconsin 9 $ 476,000 $ 52,000 $ 39,000
Manatee County Florida 8 $ 451,000 $ 56,000 $ 62,000
Okeechobee County Florida 8 $ 619,000 $ 77,000 $ 49,000
St. Lucie County Florida 8 $ 227,000 $ 28,000 $ 25,000
Taylor County Florida 8 $ 136,000 $ 17,000 $ 32,000
Kosciusko County Indiana 8 $ 237,000 $ 29,000 $ 61,000
Sullivan County Indiana 8 $ 215,000 $ 26,000 $ 34,000
Franklin County Kentucky 8 $ 188,000 $ 23,000 $ 23,000
Crow Wing County Minnesota 8 $ 335,000 $ 41,000 $ 28,000
Pine County Minnesota 8 $ 249,000 $ 31,000 $ 30,000
Buchanan County Missouri 8 $ 416,000 $ 52,000 $ 36,000
Jasper County Missouri 8 $ 245,000 $ 30,000 $ 27,000
Laclede County Missouri 8 $ 263,000 $ 32,000 $ 23,000
Dickson County Tennessee 8 $ 487,000 $ 60,000 $ 49,000
Collier County Florida 7 $ 517,000 $ 73,000 $ 138,000
Gilchrist County Florida 7 $ 544,000 $ 77,000 $ 106,000
Jefferson County Florida 7 $ 300,000 $ 42,000 $ 27,000
Vigo County Indiana 7 $ 256,000 $ 36,000 $ 39,000
Pike County Kentucky 7 $ 136,000 $ 19,000 $ 26,000
Whitley County Kentucky 7 $ 189,000 $ 27,000 $ 26,000
Branch County Michigan 7 $ 283,000 $ 40,000 $ 31,000
Mackinac County Michigan 7 $ 227,000 $ 32,000 $ 33,000
Manistee County Michigan 7 $ 379,000 $ 54,000 $ 41,000
Mason County Michigan 7 $ 264,000 $ 37,000 $ 28,000
Schoolcraft County Michigan 7 $ 310,000 $ 44,000 $ 45,000
Carlton County Minnesota 7 $ 341,000 $ 48,000 $ 34,000
Greene County Tennessee 7 $ 254,000 $ 36,000 $ 36,000
Hawkins County Tennessee 7 $ 231,000 $ 33,000 $ 27,000
Henry County Tennessee 7 $ 142,000 $ 20,000 $ 39,000
Hickman County Tennessee 7 $ 192,000 $ 27,000 $ 31,000
Kenosha County Wisconsin 7 $ 601,000 $ 85,000 $ 88,000
Rock County Wisconsin 7 $ 294,000 $ 42,000 $ 23,000
Mobile County Alabama 6 $ 271,000 $ 45,000 $ 31,000
DeSoto County Florida 6 $ 197,000 $ 32,000 $ 29,000
Flagler County Florida 6 $ 298,000 $ 49,000 $ 52,000
Okaloosa County Florida 6 $ 235,000 $ 39,000 $ 42,000
Dearborn County Indiana 6 $ 196,000 $ 32,000 $ 47,000
Randolph County Indiana 6 $ 182,000 $ 30,000 $ 34,000
Estill County Kentucky 6 $ 287,000 $ 47,000 $ 33,000
Gallatin County Kentucky 6 $ 172,000 $ 28,000 $ 32,000
Greenup County Kentucky 6 $ 165,000 $ 27,000 $ 27,000
Lincoln County Kentucky 6 $ 189,000 $ 31,000 $ 40,000
Alcona County Michigan 6 $ 327,000 $ 54,000 $ 52,000
Dickinson County Michigan 6 $ 686,000 $ 114,000 $ 84,000
Itasca County Minnesota 6 $ 331,000 $ 55,000 $ 42,000
Otter Tail County Minnesota 6 $ 213,000 $ 35,000 $ 29,000
Pearl River County Mississippi 6 $ 248,000 $ 41,000 $ 19,000
Dallas County Missouri 6 $ 119,000 $ 19,000 $ 22,000
Campbell County Tennessee 6 $ 158,000 $ 26,000 $ 19,000
Carroll County Tennessee 6 $ 105,000 $ 17,000 $ 22,000
Carter County Tennessee 6 $ 148,000 $ 24,000 $ 38,000
Fentress County Tennessee 6 $ 187,000 $ 31,000 $ 33,000
Monroe County Tennessee 6 $ 216,000 $ 36,000 $ 37,000
Warren County Tennessee 6 $ 151,000 $ 25,000 $ 34,000
Chippewa County Wisconsin 6 $ 286,000 $ 47,000 $ 33,000
Outagamie County Wisconsin 6 $ 209,000 $ 34,000 $ 23,000
Portage County Wisconsin 6 $ 286,000 $ 47,000 $ 37,000
Racine County Wisconsin 6 $ 119,000 $ 19,000 $ 38,000
Wood County Wisconsin 6 $ 663,000 $ 110,000 $ 60,000
Charlotte County Florida 5 $ 354,000 $ 70,000 $ 37,000
Hamilton County Florida 5 $ 232,000 $ 46,000 $ 44,000
Holmes County Florida 5 $ 61,000 $ 12,000 $ 12,000
Washington County Florida 5 $ 198,000 $ 39,000 $ 36,000
Cass County Indiana 5 $ 80,000 $ 16,000 $ 32,000
Anderson County Kentucky 5 $ 253,000 $ 50,000 $ 30,000
Boyle County Kentucky 5 $ 243,000 $ 48,000 $ 43,000
Madison County Kentucky 5 $ 219,000 $ 43,000 $ 34,000
Alger County Michigan 5 $ 237,000 $ 47,000 $ 29,000
Chippewa County Michigan 5 $ 120,000 $ 24,000 $ 24,000
Monroe County Michigan 5 $ 228,000 $ 45,000 $ 43,000
Montmorency County Michigan 5 $ 121,000 $ 24,000 $ 28,000
Oceana County Michigan 5 $ 167,000 $ 33,000 $ 41,000
Oscoda County Michigan 5 $ 127,000 $ 25,000 $ 34,000
Washtenaw County Michigan 5 $ 75,000 $ 15,000 $ 53,000
Stearns County Minnesota 5 $ 232,000 $ 46,000 $ 31,000
Barry County Missouri 5 $ 236,000 $ 47,000 $ 27,000
St. Louis County Missouri 5 $ 361,000 $ 72,000 $ 48,000
Ste. Genevieve County Missouri 5 $ 190,000 $ 38,000 $ 37,000
Taney County Missouri 5 $ 143,000 $ 28,000 $ 20,000
Bradley County Tennessee 5 $ 352,000 $ 70,000 $ 78,000
Franklin County Tennessee 5 $ 224,000 $ 44,000 $ 29,000
Obion County Tennessee 5 $ 102,000 $ 20,000 $ 28,000
Rhea County Tennessee 5 $ 167,000 $ 33,000 $ 26,000
Trousdale County Tennessee 5 $ 222,000 $ 44,000 $ 42,000
Bayfield County Wisconsin 5 $ 267,000 $ 53,000 $ 43,000
Dane County Wisconsin 5 $ 253,000 $ 50,000 $ 46,000
Douglas County Wisconsin 5 $ 157,000 $ 31,000 $ 22,000
Langlade County Wisconsin 5 $ 133,000 $ 26,000 $ 33,000
Bradford County Florida 4 $ 155,000 $ 38,000 $ 39,000
Gulf County Florida 4 $ 171,000 $ 42,000 $ 76,000
Hardee County Florida 4 $ 186,000 $ 46,000 $ 44,000
Wakulla County Florida 4 $ 96,000 $ 24,000 $ 20,000
Adams County Indiana 4 $ 110,000 $ 27,000 $ 28,000
Fulton County Indiana 4 $ 159,000 $ 39,000 $ 28,000
LaPorte County Indiana 4 $ 89,000 $ 22,000 $ 27,000
Madison County Indiana 4 $ 320,000 $ 80,000 $ 26,000
Marshall County Indiana 4 $ 70,000 $ 17,000 $ 26,000
Ripley County Indiana 4 $ 160,000 $ 40,000 $ 27,000
St. Joseph County Indiana 4 $ 166,000 $ 41,000 $ 39,000
Bourbon County Kentucky 4 $ 211,000 $ 52,000 $ 44,000
Daviess County Kentucky 4 $ 150,000 $ 37,000 $ 55,000
Owen County Kentucky 4 $ 82,000 $ 20,000 $ 19,000
Pulaski County Kentucky 4 $ 168,000 $ 42,000 $ 30,000
Alpena County Michigan 4 $ 139,000 $ 34,000 $ 30,000
Houghton County Michigan 4 $ 54,000 $ 13,000 $ 22,000
Huron County Michigan 4 $ 167,000 $ 41,000 $ 45,000
Lapeer County Michigan 4 $ 208,000 $ 52,000 $ 45,000
Ontonagon County Michigan 4 $ 117,000 $ 29,000 $ 30,000
Clearwater County Minnesota 4 $ 260,000 $ 65,000 $ 29,000
Boone County Missouri 4 $ 86,000 $ 21,000 $ 38,000
Webster County Missouri 4 $ 285,000 $ 71,000 $ 32,000
Benton County Tennessee 4 $ 62,000 $ 15,000 $ 22,000
Claiborne County Tennessee 4 $ 113,000 $ 28,000 $ 29,000
Coffee County Tennessee 4 $ 200,000 $ 50,000 $ 28,000
Fayette County Tennessee 4 $ 59,000 $ 14,000 $ 17,000
Gibson County Tennessee 4 $ 98,000 $ 24,000 $ 23,000
Hardeman County Tennessee 4 $ 78,000 $ 19,000 $ 26,000
Haywood County Tennessee 4 $ 194,000 $ 48,000 $ 47,000
Lewis County Tennessee 4 $ 93,000 $ 23,000 $ 25,000
Lincoln County Tennessee 4 $ 89,000 $ 22,000 $ 22,000
Maury County Tennessee 4 $ 267,000 $ 66,000 $ 40,000
McNairy County Tennessee 4 $ 123,000 $ 30,000 $ 59,000
Overton County Tennessee 4 $ 123,000 $ 30,000 $ 23,000
Polk County Tennessee 4 $ 253,000 $ 63,000 $ 32,000
Robertson County Tennessee 4 $ 345,000 $ 86,000 $ 51,000
Scott County Tennessee 4 $ 157,000 $ 39,000 $ 25,000
Sumner County Tennessee 4 $ 193,000 $ 48,000 $ 28,000
Wilson County Tennessee 4 $ 272,000 $ 68,000 $ 42,000
Columbia County Wisconsin 4 $ 368,000 $ 92,000 $ 58,000
Dunn County Wisconsin 4 $ 178,000 $ 44,000 $ 40,000
Jackson County Wisconsin 4 $ 205,000 $ 51,000 $ 46,000
Marathon County Wisconsin 4 $ 579,000 $ 144,000 $ 142,000
Milwaukee County Wisconsin 4 $ 155,000 $ 38,000 $ 77,000
Sheboygan County Wisconsin 4 $ 175,000 $ 43,000 $ 25,000
Walworth County Wisconsin 4 $ 246,000 $ 61,000 $ 30,000
Washburn County Wisconsin 4 $ 97,000 $ 24,000 $ 25,000
Allen County Indiana 3 $ 66,000 $ 22,000 $ 26,000
Clay County Indiana 3 $ 98,000 $ 32,000 $ 36,000
Daviess County Indiana 3 $ 342,000 $ 114,000 $ 50,000
Fountain County Indiana 3 $ 83,000 $ 27,000 $ 19,000
Jennings County Indiana 3 $ 98,000 $ 32,000 $ 26,000
Owen County Indiana 3 $ 105,000 $ 35,000 $ 21,000
Starke County Indiana 3 $ 132,000 $ 44,000 $ 35,000
Steuben County Indiana 3 $ 142,000 $ 47,000 $ 37,000
White County Indiana 3 $ 106,000 $ 35,000 $ 36,000
Casey County Kentucky 3 $ 81,000 $ 27,000 $ 54,000
Harrison County Kentucky 3 $ 85,000 $ 28,000 $ 32,000
Mercer County Kentucky 3 $ 204,000 $ 68,000 $ 46,000
Nelson County Kentucky 3 $ 64,000 $ 21,000 $ 30,000
Oldham County Kentucky 3 $ 35,000 $ 11,000 $ 33,000
Shelby County Kentucky 3 $ 108,000 $ 36,000 $ 22,000
Benzie County Michigan 3 $ 149,000 $ 49,000 $ 11,000
Delta County Michigan 3 $ 178,000 $ 59,000 $ 42,000
Livingston County Michigan 3 $ 100,000 $ 33,000 $ 83,000
Luce County Michigan 3 $ 79,000 $ 26,000 $ 43,000
Menominee County Michigan 3 $ 107,000 $ 35,000 $ 43,000
Beltrami County Minnesota 3 $ 64,000 $ 21,000 $ 22,000
Polk County Minnesota 3 $ 21,000 $ 7,000 $ 29,000
Renville County Minnesota 3 $ 55,000 $ 18,000 $ 29,000
Roseau County Minnesota 3 $ 100,000 $ 33,000 $ 34,000
Sherburne County Minnesota 3 $ 128,000 $ 42,000 $ 44,000
Chickasaw County Mississippi 3 $ 67,000 $ 22,000 $ 25,000
Lauderdale County Mississippi 3 $ 49,000 $ 16,000 $ 30,000
Marshall County Mississippi 3 $ 100,000 $ 33,000 $ 45,000
Washington County Mississippi 3 $ 84,000 $ 28,000 $ 27,000
Camden County Missouri 3 $ 98,000 $ 32,000 $ 51,000
Cass County Missouri 3 $ 103,000 $ 34,000 $ 26,000
Christian County Missouri 3 $ 139,000 $ 46,000 $ 21,000
Greene County Missouri 3 $ 150,000 $ 50,000 $ 31,000
Lawrence County Missouri 3 $ 57,000 $ 19,000 $ 24,000
Morgan County Missouri 3 $ 104,000 $ 34,000 $ 37,000
St. Francois County Missouri 3 $ 112,000 $ 37,000 $ 21,000
St. Louis City County Missouri 3 $ 349,000 $ 116,000 $ 48,000
Stone County Missouri 3 $ 36,000 $ 12,000 $ 19,000
Bedford County Tennessee 3 $ 62,000 $ 20,000 $ 14,000
Blount County Tennessee 3 $ 108,000 $ 36,000 $ 78,000
Davidson County Tennessee 3 $ 246,000 $ 82,000 $ 47,000
Giles County Tennessee 3 $ 104,000 $ 34,000 $ 31,000
Hamilton County Tennessee 3 $ 150,000 $ 50,000 $ 31,000
Hardin County Tennessee 3 $ 115,000 $ 38,000 $ 42,000
Henderson County Tennessee 3 $ 121,000 $ 40,000 $ 37,000
Jefferson County Tennessee 3 $ 42,000 $ 14,000 $ 20,000
Lauderdale County Tennessee 3 $ 75,000 $ 25,000 $ 29,000
Marshall County Tennessee 3 $ 97,000 $ 32,000 $ 27,000
Sevier County Tennessee 3 $ 102,000 $ 34,000 $ 27,000
Smith County Tennessee 3 $ 180,000 $ 60,000 $ 36,000
Tipton County Tennessee 3 $ 132,000 $ 44,000 $ 50,000
Wayne County West Virginia 3 $ 96,000 $ 32,000 $ 32,000
Barron County Wisconsin 3 $ 74,000 $ 24,000 $ 30,000
Brown County Wisconsin 3 $ 423,000 $ 141,000 $ 40,000
Green Lake County Wisconsin 3 $ 203,000 $ 67,000 $ 54,000
Pierce County Wisconsin 3 $ 291,000 $ 97,000 $ 35,000
Richland County Wisconsin 3 $ 168,000 $ 56,000 $ 26,000
Rusk County Wisconsin 3 $ 232,000 $ 77,000 $ 60,000
Trempealeau County Wisconsin 3 $ 133,000 $ 44,000 $ 22,000
Waukesha County Wisconsin 3 $ 525,000 $ 175,000 $ 64,000
Baldwin County Alabama 2 $ 82,000 $ 41,000 $ 22,000
DeKalb County Alabama 2 $ 54,000 $ 27,000 $ 29,000
Crawford County Arkansas 2 $ 86,000 $ 43,000 $ 30,000
Dixie County Florida 2 $ 64,000 $ 32,000 $ 43,000
Glades County Florida 2 $ 12,000 $ 6,000 $ 28,000
Jackson County Florida 2 $ 75,000 $ 37,000 $ 32,000
Monroe County Florida 2 $ 40,000 $ 20,000 $ 43,000
Jackson County Indiana 2 $ 117,000 $ 58,000 $ 27,000
Marion County Indiana 2 $ 53,000 $ 26,000 $ 37,000
Noble County Indiana 2 $ 177,000 $ 88,000 $ 34,000
Bullitt County Kentucky 2 $ 150,000 $ 75,000 $ 39,000
Garrard County Kentucky 2 $ 88,000 $ 44,000 $ 33,000
Grant County Kentucky 2 $ 61,000 $ 30,000 $ 50,000
Montgomery County Kentucky 2 $ 42,000 $ 21,000 $ 21,000
Scott County Kentucky 2 $ 132,000 $ 66,000 $ 39,000
Spencer County Kentucky 2 $ 78,000 $ 39,000 $ 44,000
Woodford County Kentucky 2 $ 32,000 $ 16,000 $ 19,000
Charlevoix County Michigan 2 $ 176,000 $ 88,000 $ 77,000
Grand Traverse County Michigan 2 $ 227,000 $ 113,000 $ 47,000
Iron County Michigan 2 $ 40,000 $ 20,000 $ 37,000
Presque Isle County Michigan 2 $ 92,000 $ 46,000 $ 17,000
Brown County Minnesota 2 $ 90,000 $ 45,000 $ 20,000
Chisago County Minnesota 2 $ 87,000 $ 43,000 $ 27,000
Clay County Minnesota 2 $ 23,000 $ 11,000 $ 31,000
Cottonwood County Minnesota 2 $ 42,000 $ 21,000 $ 11,000
Dakota County Minnesota 2 $ 194,000 $ 97,000 $ 49,000
Isanti County Minnesota 2 $ 167,000 $ 83,000 $ 73,000
Lake of the Woods County Minnesota 2 $ 28,000 $ 14,000 $ 45,000
Martin County Minnesota 2 $ 28,000 $ 14,000 $ 40,000
Meeker County Minnesota 2 $ 78,000 $ 39,000 $ 28,000
Morrison County Minnesota 2 $ 82,000 $ 41,000 $ 22,000
Mower County Minnesota 2 $ 37,000 $ 18,000 $ 48,000
Olmsted County Minnesota 2 $ 87,000 $ 43,000 $ 25,000
Pipestone County Minnesota 2 $ 18,000 $ 9,000 $ 14,000
Washington County Minnesota 2 $ 139,000 $ 69,000 $ 68,000
Wright County Minnesota 2 $ 100,000 $ 50,000 $ 33,000
Adams County Mississippi 2 $ 13,000 $ 6,000 $ 23,000
Alcorn County Mississippi 2 $ 115,000 $ 57,000 $ 39,000
Harrison County Mississippi 2 $ 135,000 $ 67,000 $ 41,000
Hinds County Mississippi 2 $ 149,000 $ 74,000 $ 53,000
Jackson County Mississippi 2 $ 90,000 $ 45,000 $ 38,000
Jones County Mississippi 2 $ 140,000 $ 70,000 $ 40,000
Kemper County Mississippi 2 $ 65,000 $ 32,000 $ 25,000
Marion County Mississippi 2 $ 16,000 $ 8,000 $ 19,000
Rankin County Mississippi 2 $ 55,000 $ 27,000 $ 70,000
Bledsoe County Tennessee 2 $ 74,000 $ 37,000 $ 21,000
Cannon County Tennessee 2 $ 180,000 $ 90,000 $ 45,000
Cheatham County Tennessee 2 $ 148,000 $ 74,000 $ 49,000
Grainger County Tennessee 2 $ 25,000 $ 12,000 $ 14,000
Jackson County Tennessee 2 $ 103,000 $ 51,000 $ 42,000
Lawrence County Tennessee 2 $ 91,000 $ 45,000 $ 33,000
Loudon County Tennessee 2 $ 10,000 $ 5,000 $ 14,000
Macon County Tennessee 2 $ 39,000 $ 19,000 $ 18,000
Marion County Tennessee 2 $ 145,000 $ 72,000 $ 20,000
Morgan County Tennessee 2 $ 46,000 $ 23,000 $ 21,000
Putnam County Tennessee 2 $ 225,000 $ 112,000 $ 50,000
Stewart County Tennessee 2 $ 95,000 $ 47,000 $ 35,000
Weakley County Tennessee 2 $ 49,000 $ 24,000 $ 31,000
Jackson County West Virginia 2 $ 143,000 $ 71,000 $ 38,000
Kanawha County West Virginia 2 $ 29,000 $ 14,000 $ 32,000
Mingo County West Virginia 2 $ 54,000 $ 27,000 $ 25,000
Ashland County Wisconsin 2 $ 129,000 $ 64,000 $ 44,000
Door County Wisconsin 2 $ 78,000 $ 39,000 $ 34,000
Fond du Lac County Wisconsin 2 $ 146,000 $ 73,000 $ 51,000
Forest County Wisconsin 2 $ 73,000 $ 36,000 $ 46,000
Iron County Wisconsin 2 $ 61,000 $ 30,000 $ 31,000
Jefferson County Wisconsin 2 $ 22,000 $ 11,000 $ 47,000
Price County Wisconsin 2 $ 78,000 $ 39,000 $ 22,000
Sawyer County Wisconsin 2 $ 151,000 $ 75,000 $ 72,000
Vernon County Wisconsin 2 $ 52,000 $ 26,000 $ 26,000
Winnebago County Wisconsin 2 $ 183,000 $ 91,000 $ 53,000
Calhoun County Alabama 1 $ 17,000 $ 17,000 $ 17,000
Coffee County Alabama 1 $ 50,000 $ 50,000 $ 52,000
Jefferson County Alabama 1 $ 34,000 $ 34,000 $ 27,000
Lauderdale County Alabama 1 $ 5,000 $ 5,000 $ 20,000
Lee County Alabama 1 $ 45,000 $ 45,000 $ 96,000
Madison County Alabama 1 $ 10,000 $ 10,000 $ 28,000
Marshall County Alabama 1 $ 18,000 $ 18,000 $ 103,000
Morgan County Alabama 1 $ 25,000 $ 25,000 $ 22,000
Shelby County Alabama 1 $ 15,000 $ 15,000 $ 22,000
Mohave County Arizona 1 $ 27,000 $ 27,000 $ 18,000
Garland County Arkansas 1 $ 35,000 $ 35,000 $ 32,000
Riverside County California 1 $ 30,000 $ 30,000 $ 27,000
Trinity County California 1 $ 248,000 $ 248,000 $ 190,000
Pueblo County Colorado 1 $ 31,000 $ 31,000 $ 48,000
Franklin County Florida 1 $ 51,000 $ 51,000 $ 33,000
Martin County Florida 1 $ 13,000 $ 13,000 $ 27,000
Barrow County Georgia 1 $ 38,000 $ 38,000 $ 34,000
Clarke County Georgia 1 $ 11,000 $ 11,000 $ 20,000
Houston County Georgia 1 $ 15,000 $ 15,000 $ 31,000
Bonneville County Idaho 1 $ 65,000 $ 65,000 $ 48,000
Cook County Illinois 1 $ 95,000 $ 95,000 $ 40,000
McHenry County Illinois 1 $ 60,000 $ 60,000 $ 111,000
Sangamon County Illinois 1 $ 22,000 $ 22,000 $ 38,000
Benton County Indiana 1 $ 30,000 $ 30,000 $ 26,000
Delaware County Indiana 1 $ 48,000 $ 48,000 $ 28,000
Elkhart County Indiana 1 $ 255,000 $ 255,000 $ 67,000
Fayette County Indiana 1 $ 21,000 $ 21,000 $ 0
Gibson County Indiana 1 $ 70,000 $ 70,000 $ 30,000
Greene County Indiana 1 $ 34,000 $ 34,000 $ 30,000
Hamilton County Indiana 1 $ 209,000 $ 209,000 $ 0
Hendricks County Indiana 1 $ 190,000 $ 190,000 $ 88,000
Henry County Indiana 1 $ 18,000 $ 18,000 $ 11,000
Howard County Indiana 1 $ 33,000 $ 33,000 $ 48,000
Lawrence County Indiana 1 $ 27,000 $ 27,000 $ 18,000
Monroe County Indiana 1 $ 56,000 $ 56,000 $ 46,000
Morgan County Indiana 1 $ 103,000 $ 103,000 $ 40,000
Orange County Indiana 1 $ 20,000 $ 20,000 $ 46,000
Porter County Indiana 1 $ 82,000 $ 82,000 $ 24,000
Scott County Indiana 1 $ 59,000 $ 59,000 $ 24,000
Spencer County Indiana 1 $ 67,000 $ 67,000 $ 58,000
Tippecanoe County Indiana 1 $ 25,000 $ 25,000 $ 13,000
Warren County Indiana 1 $ 43,000 $ 43,000 $ 34,000
Warrick County Indiana 1 $ 125,000 $ 125,000 $ 59,000
Washington County Indiana 1 $ 20,000 $ 20,000 $ 19,000
Wayne County Indiana 1 $ 15,000 $ 15,000 $ 27,000
Whitley County Indiana 1 $ 16,000 $ 16,000 $ 25,000
Polk County Iowa 1 $ 39,000 $ 39,000 $ 29,000
Webster County Iowa 1 $ 18,000 $ 18,000 $ 19,000
Ballard County Kentucky 1 $ 18,000 $ 18,000 $ 46,000
Carroll County Kentucky 1 $ 70,000 $ 70,000 $ 84,000
Graves County Kentucky 1 $ 15,000 $ 15,000 $ 104,000
Henry County Kentucky 1 $ 14,000 $ 14,000 $ 35,000
Hopkins County Kentucky 1 $ 74,000 $ 74,000 $ 28,000
Jessamine County Kentucky 1 $ 13,000 $ 13,000 $ 28,000
Laurel County Kentucky 1 $ 68,000 $ 68,000 $ 44,000
Marion County Kentucky 1 $ 95,000 $ 95,000 $ 71,000
McCreary County Kentucky 1 $ 30,000 $ 30,000 $ 38,000
McLean County Kentucky 1 $ 29,000 $ 29,000 $ 65,000
Rapides County Louisiana 1 $ 25,000 $ 25,000 $ 14,000
Baraga County Michigan 1 $ 10,000 $ 10,000 $ 20,000
Gogebic County Michigan 1 $ 14,000 $ 14,000 $ 10,000
Aitkin County Minnesota 1 $ 9,000 $ 9,000 $ 59,000
Benton County Minnesota 1 $ 35,000 $ 35,000 $ 55,000
Blue Earth County Minnesota 1 $ 32,000 $ 32,000 $ 11,000
Cass County Minnesota 1 $ 17,000 $ 17,000 $ 11,000
Faribault County Minnesota 1 $ 10,000 $ 10,000 $ 21,000
Freeborn County Minnesota 1 $ 7,000 $ 7,000 $ 21,000
Houston County Minnesota 1 $ 26,000 $ 26,000 $ 27,000
Hubbard County Minnesota 1 $ 133,000 $ 133,000 $ 72,000
Kanabec County Minnesota 1 $ 15,000 $ 15,000 $ 20,000
Kittson County Minnesota 1 $ 13,000 $ 13,000 $ 19,000
Lac qui Parle County Minnesota 1 $ 12,000 $ 12,000 $ 27,000
Marshall County Minnesota 1 $ 11,000 $ 11,000 $ 24,000
Pope County Minnesota 1 $ 38,000 $ 38,000 $ 31,000
Ramsey County Minnesota 1 $ 30,000 $ 30,000 $ 41,000
Red Lake County Minnesota 1 $ 23,000 $ 23,000 $ 36,000
Todd County Minnesota 1 $ 20,000 $ 20,000 $ 23,000
Watonwan County Minnesota 1 $ 55,000 $ 55,000 $ 65,000
Yellow Medicine County Minnesota 1 $ 13,000 $ 13,000 $ 30,000
Amite County Mississippi 1 $ 5,000 $ 5,000 $ 11,000
Clarke County Mississippi 1 $ 180,000 $ 180,000 $ 54,000
Franklin County Mississippi 1 $ 5,000 $ 5,000 $ 23,000
Lamar County Mississippi 1 $ 20,000 $ 20,000 $ 34,000
Leake County Mississippi 1 $ 37,000 $ 37,000 $ 29,000
Lincoln County Mississippi 1 $ 64,000 $ 64,000 $ 0
Lowndes County Mississippi 1 $ 11,000 $ 11,000 $ 15,000
Madison County Mississippi 1 $ 17,000 $ 17,000 $ 29,000
Monroe County Mississippi 1 $ 29,000 $ 29,000 $ 24,000
Oktibbeha County Mississippi 1 $ 10,000 $ 10,000 $ 29,000
Prentiss County Mississippi 1 $ 7,000 $ 7,000 $ 14,000
Walthall County Mississippi 1 $ 30,000 $ 30,000 $ 48,000
Audrain County Missouri 1 $ 49,000 $ 49,000 $ 191,000
Cape Girardeau County Missouri 1 $ 86,000 $ 86,000 $ 28,000
Clinton County Missouri 1 $ 69,000 $ 69,000 $ 33,000
Marion County Missouri 1 $ 55,000 $ 55,000 $ 18,000
Newton County Missouri 1 $ 40,000 $ 40,000 $ 30,000
Phelps County Missouri 1 $ 5,000 $ 5,000 $ 11,000
Washington County Missouri 1 $ 19,000 $ 19,000 $ 37,000
Wayne County Missouri 1 $ 54,000 $ 54,000 $ 27,000
Merrimack County New Hampshire 1 $ 10,000 $ 10,000 $ 48,000
Strafford County New Hampshire 1 $ 70,000 $ 70,000 $ 51,000
Essex County New Jersey 1 $ 33,000 $ 33,000 $ 88,000
Suffolk County New York 1 $ 30,000 $ 30,000 $ 52,000
Brunswick County North Carolina 1 $ 50,000 $ 50,000 $ 62,000
Cumberland County North Carolina 1 $ 46,000 $ 46,000 $ 38,000
Richmond County North Carolina 1 $ 12,000 $ 12,000 $ 49,000
Robeson County North Carolina 1 $ 8,000 $ 8,000 $ 50,000
Sampson County North Carolina 1 $ 49,000 $ 49,000 $ 67,000
Towner County North Dakota 1 $ 45,000 $ 45,000 $ 0
Athens County Ohio 1 $ 43,000 $ 43,000 $ 25,000
Brown County Ohio 1 $ 66,000 $ 66,000 $ 53,000
Marion County Ohio 1 $ 39,000 $ 39,000 $ 59,000
Grady County Oklahoma 1 $ 29,000 $ 29,000 $ 19,000
Haskell County Oklahoma 1 $ 113,000 $ 113,000 $ 26,000
Stephens County Oklahoma 1 $ 18,000 $ 18,000 $ 59,000
Bedford County Pennsylvania 1 $ 41,000 $ 41,000 $ 43,000
Cambria County Pennsylvania 1 $ 9,000 $ 9,000 $ 18,000
Fayette County Pennsylvania 1 $ 36,000 $ 36,000 $ 80,000
Montgomery County Pennsylvania 1 $ 48,000 $ 48,000 $ 19,000
Clarendon County South Carolina 1 $ 35,000 $ 35,000 $ 18,000
Chester County Tennessee 1 $ 8,000 $ 8,000 $ 27,000
Clay County Tennessee 1 $ 30,000 $ 30,000 $ 15,000
Crockett County Tennessee 1 $ 40,000 $ 40,000 $ 40,000
DeKalb County Tennessee 1 $ 10,000 $ 10,000 $ 54,000
Dyer County Tennessee 1 $ 5,000 $ 5,000 $ 28,000
Grundy County Tennessee 1 $ 5,000 $ 5,000 $ 13,000
Houston County Tennessee 1 $ 37,000 $ 37,000 $ 31,000
Johnson County Tennessee 1 $ 10,000 $ 10,000 $ 32,000
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Mortgage Loan Application Detail Totals for First National Bank Of America in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,778 $55,167,000 $31,000 $250,000 $33,000 $262,000
Refinancing 1,267 $83,344,000 $65,000 $500,000 $46,000 $743,000
Home Purchase 479 $25,978,000 $54,000 $417,000 $56,000 $553,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,079 $99,289,000 $47,000 $500,000 $42,000 $561,000
Not Provided 828 $38,467,000 $46,000 $410,000 $38,000 $743,000
Black or African American 355 $14,309,000 $40,000 $309,000 $38,000 $300,000
American Indian or Alaskan Native 134 $5,128,000 $38,000 $250,000 $30,000 $141,000
Hispanic 111 $5,993,000 $53,000 $320,000 $48,000 $516,000
Asian 13 $1,069,000 $82,000 $125,000 $74,000 $223,000
Native Hawaiian or Other Pacific Islander 3 $169,000 $56,000 $126,000 $23,000 $38,000
Not applicable 1 $65,000 $65,000 $65,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,524 $164,489,000 $46,000 $500,000 $40,000 $743,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,520 $120,146,000 $47,000 $410,000 $39,000 $743,000
Loan Originated 560 $31,788,000 $56,000 $417,000 $51,000 $561,000
Application Approved But Not Accepted 403 $9,568,000 $23,000 $210,000 $31,000 $147,000
Application Withdrawn By Applicant 24 $1,095,000 $45,000 $150,000 $37,000 $167,000
File Closed For Incompleteness 17 $1,892,000 $111,000 $500,000 $37,000 $120,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,231 $54,722,000 $44,000 $375,000 $37,000 $243,000
Debt-To-Income Ratio 487 $26,514,000 $54,000 $400,000 $32,000 $512,000
Other 462 $22,867,000 $49,000 $410,000 $48,000 $743,000
Collateral 278 $12,819,000 $46,000 $343,000 $47,000 $553,000
Unverifiable Information 42 $2,443,000 $58,000 $209,000 $56,000 $260,000
Employment History 16 $626,000 $39,000 $150,000 $30,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 2 $118,000 $59,000 $70,000 $65,000 $102,000
Credit Application Incomplete 2 $37,000 $18,000 $22,000 $13,000 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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