First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First National Bank Of America 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,552 |
| Total Mortgage Loan Application Amount | $163,662,000 |
| Average Mortgage Loan Application Amount | $89,000 |
| Highest Mortgage Loan Application Amount | $4,250,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $822,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LANSING-EAST LANSING, MI | 119 | $ 25,400,000 | $ 213,000 | $ 94,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 62 | $ 6,997,000 | $ 112,000 | $ 19,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 59 | $ 5,075,000 | $ 86,000 | $ 65,000 |
| GRAND RAPIDS-WYOMING, MI | 48 | $ 3,528,000 | $ 73,000 | $ 45,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 42 | $ 3,079,000 | $ 73,000 | $ 65,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 33 | $ 3,112,000 | $ 94,000 | $ 21,000 |
| CAPE CORAL-FORT MYERS, FL | 31 | $ 2,265,000 | $ 73,000 | $ 8,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 22 | $ 3,594,000 | $ 163,000 | $ 47,000 |
| ST. LOUIS, MO-IL | 18 | $ 1,707,000 | $ 121,000 | $ 39,000 |
| KALAMAZOO-PORTAGE, MI | 15 | $ 1,629,000 | $ 108,000 | $ 67,000 |
| OCALA, FL | 15 | $ 809,000 | $ 53,000 | $ 27,000 |
| ANN ARBOR, MI | 14 | $ 3,557,000 | $ 254,000 | $ 190,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 14 | $ 3,396,000 | $ 242,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 14 | $ 1,620,000 | $ 115,000 | $ 2,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 14 | $ 1,034,000 | $ 73,000 | $ 18,000 |
| LAKELAND-WINTER HAVEN, FL | 13 | $ 705,000 | $ 54,000 | $ 55,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13 | $ 2,904,000 | $ 223,000 | $ 0 |
| BATTLE CREEK, MI | 12 | $ 756,000 | $ 63,000 | $ 43,000 |
| FLINT, MI | 12 | $ 493,000 | $ 41,000 | $ 38,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 745,000 | $ 62,000 | $ 1,000 |
| JACKSON, MI | 12 | $ 594,000 | $ 49,000 | $ 48,000 |
| BALTIMORE-TOWSON, MD | 11 | $ 2,496,000 | $ 226,000 | $ 103,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 647,000 | $ 58,000 | $ 35,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 11 | $ 711,000 | $ 64,000 | $ 19,000 |
| COLUMBUS, OH | 10 | $ 2,057,000 | $ 205,000 | $ 46,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 687,000 | $ 68,000 | $ 60,000 |
| PHILADELPHIA, PA | 10 | $ 759,000 | $ 75,000 | $ 6,000 |
| PITTSBURGH, PA | 10 | $ 563,000 | $ 56,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10 | $ 1,103,000 | $ 110,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 9 | $ 3,013,000 | $ 334,000 | $ 60,000 |
| JACKSONVILLE, FL | 9 | $ 360,000 | $ 40,000 | $ 35,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 9 | $ 2,147,000 | $ 238,000 | $ 0 |
| KANSAS CITY, MO-KS | 8 | $ 1,086,000 | $ 147,500 | $ 25,000 |
| LAREDO, TX | 8 | $ 498,000 | $ 62,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8 | $ 1,440,000 | $ 180,000 | $ 119,000 |
| NASSAU-SUFFOLK, NY | 8 | $ 915,000 | $ 114,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 987,000 | $ 123,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 8 | $ 1,655,000 | $ 157,500 | $ 0 |
| AKRON, OH | 6 | $ 1,496,000 | $ 249,000 | $ 155,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 6 | $ 875,000 | $ 145,000 | $ 66,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 255,000 | $ 42,000 | $ 37,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 406,000 | $ 74,333 | $ 5,333 |
| MUSKEGON-NORTON SHORES, MI | 6 | $ 239,000 | $ 39,000 | $ 41,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 790,000 | $ 131,000 | $ 37,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 6 | $ 273,000 | $ 45,000 | $ 43,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 5 | $ 494,000 | $ 98,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 266,000 | $ 53,000 | $ 38,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 5 | $ 741,000 | $ 148,000 | $ 73,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 1,059,000 | $ 210,000 | $ 66,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5 | $ 1,452,000 | $ 290,000 | $ 60,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 256,000 | $ 51,000 | $ 17,000 |
| DULUTH, MN-WI | 5 | $ 218,000 | $ 41,000 | $ 18,000 |
| KNOXVILLE, TN | 5 | $ 514,000 | $ 102,000 | $ 65,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 816,000 | $ 108,500 | $ 55,500 |
| MOBILE, AL | 5 | $ 398,000 | $ 79,000 | $ 20,000 |
| PHOENIX-MESA-GLENDALE, AZ | 5 | $ 695,000 | $ 139,000 | $ 60,000 |
| PUNTA GORDA, FL | 5 | $ 481,000 | $ 96,000 | $ 68,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 229,000 | $ 45,000 | $ 46,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 687,000 | $ 137,000 | $ 19,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 211,000 | $ 52,000 | $ 17,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 340,000 | $ 85,000 | $ 0 |
| COLUMBIA, SC | 4 | $ 212,000 | $ 53,000 | $ 40,000 |
| FAYETTEVILLE, NC | 4 | $ 251,000 | $ 62,000 | $ 23,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 786,000 | $ 196,000 | $ 135,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 854,000 | $ 213,000 | $ 40,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,377,000 | $ 344,000 | $ 148,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 215,000 | $ 53,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 225,000 | $ 56,000 | $ 51,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 488,000 | $ 122,000 | $ 47,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 718,000 | $ 179,500 | $ 13,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 642,000 | $ 160,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 143,000 | $ 35,000 | $ 34,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4 | $ 1,015,000 | $ 253,000 | $ 0 |
| SPARTANBURG, SC | 4 | $ 127,000 | $ 31,000 | $ 36,000 |
| TALLAHASSEE, FL | 4 | $ 129,000 | $ 32,000 | $ 27,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 96,000 | $ 32,000 | $ 35,000 |
| BATON ROUGE, LA | 3 | $ 451,000 | $ 150,000 | $ 0 |
| BAY CITY, MI | 3 | $ 63,000 | $ 21,000 | $ 66,000 |
| BOSTON-QUINCY, MA | 3 | $ 747,000 | $ 249,000 | $ 0 |
| DENVER-AURORA-BROOMFIELD, CO | 3 | $ 508,000 | $ 169,000 | $ 0 |
| DOVER, DE | 3 | $ 193,000 | $ 64,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 77,000 | $ 25,000 | $ 12,500 |
| GARY, IN | 3 | $ 620,000 | $ 206,000 | $ 65,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 757,000 | $ 252,000 | $ 168,000 |
| HUNTSVILLE, AL | 3 | $ 146,000 | $ 48,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 140,000 | $ 46,000 | $ 12,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 737,000 | $ 245,000 | $ 0 |
| LONGVIEW, TX | 3 | $ 116,000 | $ 38,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 3 | $ 800,000 | $ 266,000 | $ 0 |
| PASCAGOULA, MS | 3 | $ 298,000 | $ 99,000 | $ 37,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3 | $ 420,000 | $ 140,000 | $ 0 |
| SALINAS, CA | 3 | $ 446,000 | $ 148,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 1,219,000 | $ 406,000 | $ 0 |
| SPRINGFIELD, MO | 3 | $ 90,000 | $ 30,000 | $ 27,000 |
| TERRE HAUTE, IN | 3 | $ 118,000 | $ 39,000 | $ 63,000 |
| ALBUQUERQUE, NM | 2 | $ 184,000 | $ 92,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 489,000 | $ 244,000 | $ 0 |
| ANDERSON, SC | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| BANGOR, ME | 2 | $ 132,000 | $ 66,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 355,000 | $ 177,000 | $ 24,000 |
| BLOOMINGTON, IN | 2 | $ 107,000 | $ 53,000 | $ 38,000 |
| CAMDEN, NJ | 2 | $ 110,000 | $ 55,000 | $ 0 |
| CHARLESTON, WV | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| CHATTANOOGA, TN-GA | 2 | $ 78,000 | $ 39,000 | $ 29,500 |
| DALTON, GA | 2 | $ 88,000 | $ 44,000 | $ 0 |
| DAYTON, OH | 2 | $ 43,000 | $ 21,000 | $ 0 |
| DECATUR, AL | 2 | $ 143,000 | $ 71,000 | $ 0 |
| EL CENTRO, CA | 2 | $ 80,000 | $ 40,000 | $ 17,000 |
| FORT WAYNE, IN | 2 | $ 245,000 | $ 122,000 | $ 22,000 |
| GAINESVILLE, FL | 2 | $ 149,000 | $ 74,000 | $ 12,000 |
| GREEN BAY, WI | 2 | $ 131,000 | $ 65,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 354,000 | $ 177,000 | $ 61,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 47,000 | $ 23,000 | $ 55,000 |
| JACKSON, MS | 2 | $ 174,000 | $ 87,000 | $ 0 |
| JANESVILLE, WI | 2 | $ 73,000 | $ 36,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 108,000 | $ 54,000 | $ 39,000 |
| LAFAYETTE, LA | 2 | $ 234,000 | $ 117,000 | $ 0 |
| MACON, GA | 2 | $ 56,000 | $ 28,000 | $ 12,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 173,000 | $ 86,000 | $ 23,000 |
| MONROE, MI | 2 | $ 89,000 | $ 44,000 | $ 15,000 |
| MUNCIE, IN | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 401,000 | $ 200,000 | $ 28,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 174,000 | $ 87,000 | $ 19,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 231,000 | $ 115,000 | $ 0 |
| OKLAHOMA CITY, OK | 2 | $ 186,000 | $ 93,000 | $ 17,000 |
| PALM COAST, FL | 2 | $ 60,000 | $ 30,000 | $ 26,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 64,000 | $ 32,000 | $ 14,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 99,000 | $ 49,000 | $ 40,000 |
| PEORIA, IL | 2 | $ 109,000 | $ 54,000 | $ 11,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 553,000 | $ 276,000 | $ 0 |
| RICHMOND, VA | 2 | $ 409,000 | $ 204,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 589,000 | $ 294,000 | $ 0 |
| SALT LAKE CITY, UT | 2 | $ 254,000 | $ 127,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 166,000 | $ 83,000 | $ 13,000 |
| TUCSON, AZ | 2 | $ 48,000 | $ 24,000 | $ 0 |
| WACO, TX | 2 | $ 94,000 | $ 47,000 | $ 30,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 489,000 | $ 244,500 | $ 61,500 |
| YUMA, AZ | 2 | $ 60,000 | $ 30,000 | $ 12,000 |
| ALBANY, GA | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| ALEXANDRIA, LA | 1 | $ 46,000 | $ 46,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 121,000 | $ 121,000 | $ 0 |
| ANNISTON-OXFORD, AL | 1 | $ 16,000 | $ 16,000 | $ 30,000 |
| APPLETON, WI | 1 | $ 182,000 | $ 182,000 | $ 93,000 |
| ASHEVILLE, NC | 1 | $ 173,000 | $ 173,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| AUBURN-OPELIKA, AL | 1 | $ 56,000 | $ 56,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 280,000 | $ 280,000 | $ 104,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 28,000 | $ 28,000 | $ 5,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 396,000 | $ 396,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| COEUR D'ALENE, ID | 1 | $ 104,000 | $ 104,000 | $ 0 |
| COLORADO SPRINGS, CO | 1 | $ 130,000 | $ 130,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 66,000 | $ 66,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 61,000 | $ 61,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 52,000 | $ 52,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| EL PASO, TX | 1 | $ 81,000 | $ 81,000 | $ 0 |
| ELIZABETHTOWN, KY | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| ERIE, PA | 1 | $ 41,000 | $ 41,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 57,000 | $ 57,000 | $ 0 |
| GREELEY, CO | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 73,000 | $ 73,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 101,000 | $ 101,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 149,000 | $ 149,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| HONOLULU, HI | 1 | $ 236,000 | $ 236,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 79,000 | $ 79,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 1 | $ 218,000 | $ 218,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 33,000 | $ 33,000 | $ 27,000 |
| LEBANON, PA | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| LEWISTON-AUBURN, ME | 1 | $ 29,000 | $ 29,000 | $ 48,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 87,000 | $ 87,000 | $ 0 |
| LUBBOCK, TX | 1 | $ 93,000 | $ 93,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 84,000 | $ 84,000 | $ 0 |
| MANHATTAN, KS | 1 | $ 141,000 | $ 141,000 | $ 0 |
| MIDLAND, TX | 1 | $ 15,000 | $ 15,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 99,000 | $ 99,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 59,000 | $ 59,000 | $ 58,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 64,000 | $ 64,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 24,000 | $ 24,000 | $ 0 |
| ODESSA, TX | 1 | $ 14,000 | $ 14,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| PEABODY, MA | 1 | $ 359,000 | $ 359,000 | $ 0 |
| PORT ST. LUCIE, FL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 96,000 | $ 96,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 92,000 | $ 92,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 142,000 | $ 142,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 93,000 | $ 93,000 | $ 0 |
| RALEIGH-CARY, NC | 1 | $ 91,000 | $ 91,000 | $ 0 |
| READING, PA | 1 | $ 47,000 | $ 47,000 | $ 0 |
| ROANOKE, VA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
| ROCHESTER, NY | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 217,000 | $ 217,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 9,000 | $ 9,000 | $ 0 |
| ROME, GA | 1 | $ 21,000 | $ 21,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 154,000 | $ 154,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 603,000 | $ 603,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| SPOKANE, WA | 1 | $ 90,000 | $ 90,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 44,000 | $ 44,000 | $ 0 |
| SPRINGFIELD, MA | 1 | $ 182,000 | $ 182,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 161,000 | $ 161,000 | $ 0 |
| STOCKTON, CA | 1 | $ 88,000 | $ 88,000 | $ 0 |
| SUMTER, SC | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| TACOMA, WA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| TOLEDO, OH | 1 | $ 14,000 | $ 14,000 | $ 16,000 |
| TULSA, OK | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| VALDOSTA, GA | 1 | $ 16,000 | $ 16,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 6,000 | $ 6,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 11,000 | $ 11,000 | $ 10,000 |
| WICHITA, KS | 1 | $ 67,000 | $ 67,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 210,000 | $ 210,000 | $ 243,000 |
| WINSTON-SALEM, NC | 1 | $ 10,000 | $ 10,000 | $ 0 |
| YAKIMA, WA | 1 | $ 128,000 | $ 128,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of America in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 691 | $64,505,000 | $93,000 | $4,250,000 | $41,000 | $822,000 |
| Refinancing | 673 | $91,930,000 | $136,000 | $2,560,000 | $42,000 | $485,000 |
| Home Improvement | 188 | $7,227,000 | $38,000 | $251,000 | $37,000 | $146,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 668 | $69,702,000 | $104,000 | $938,000 | $68,000 | $485,000 |
| Not applicable | 565 | $72,118,000 | $127,000 | $4,250,000 | $0 | $60,000 |
| Not Provided | 125 | $6,875,000 | $55,000 | $414,000 | $59,000 | $813,000 |
| Black or African American | 98 | $6,655,000 | $67,000 | $390,000 | $55,000 | $822,000 |
| Hispanic | 62 | $4,119,000 | $66,000 | $210,000 | $52,000 | $233,000 |
| American Indian or Alaskan Native | 21 | $1,023,000 | $48,000 | $228,000 | $42,000 | $92,000 |
| Asian | 13 | $3,170,000 | $243,000 | $399,000 | $129,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,552 | $163,662,000 | $105,000 | $4,250,000 | $41,000 | $822,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 558 | $62,671,000 | $112,000 | $603,000 | $0 | $0 |
| Application Denied By Financial Institution | 508 | $37,644,000 | $74,000 | $650,000 | $54,000 | $822,000 |
| Loan Originated | 344 | $42,326,000 | $123,000 | $2,560,000 | $81,000 | $485,000 |
| Application Approved But Not Accepted | 95 | $9,770,000 | $102,000 | $2,000,000 | $50,000 | $292,000 |
| Application Withdrawn By Applicant | 40 | $11,015,000 | $275,000 | $4,250,000 | $90,000 | $311,000 |
| File Closed For Incompleteness | 7 | $236,000 | $33,000 | $52,000 | $30,000 | $84,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 247 | $14,629,000 | $59,000 | $338,000 | $53,000 | $822,000 |
| Debt-To-Income Ratio | 116 | $10,637,000 | $91,000 | $650,000 | $46,000 | $813,000 |
| Collateral | 68 | $6,036,000 | $88,000 | $414,000 | $65,000 | $288,000 |
| Other | 61 | $3,691,000 | $60,000 | $500,000 | $55,000 | $150,000 |
| Unverifiable Information | 8 | $1,300,000 | $162,000 | $500,000 | $112,000 | $317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $321,000 | $80,000 | $174,000 | $41,000 | $62,000 |
| Credit Application Incomplete | 4 | $1,030,000 | $257,000 | $336,000 | $101,000 | $128,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.