First National Bank of Anthony Mortgage Lending & HMDA Data, 2006

In 2006, First National Bank of Anthony of Anthony, KS reported 333 mortgage applications totaling $66.7 million, down 44% from 2005. The average application was for $200,354, and applicants reported an average income of $82,987. 54% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Kansas City, MO-KS (57), Wichita, KS (25) and Washington-Arlington-Alexandria, DC-VA-MD-WV (19) (applications in parentheses).

Mortgage Company & Address First National Bank of Anthony
203 W Main
Anthony, KS 67003
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 333
Total Mortgage Loan Application Amount $66,718,000
Average Mortgage Loan Application Amount $200,354
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $82,987
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Anthony filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Anthony by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 31 $ 2,266,000 $ 73,096 $ 31,000
Sedgwick, Kansas 20 $ 1,703,000 $ 85,150 $ 42,000
Harper, Kansas 18 $ 601,000 $ 33,388 $ 46,000
Johnson, Kansas 12 $ 2,321,000 $ 193,416 $ 90,000
Wyandotte, Kansas 11 $ 897,000 $ 81,545 $ 6,000
Broward, Florida 8 $ 1,514,000 $ 189,250 $ 127,000
Cook, Illinois 8 $ 1,575,000 $ 196,875 $ 88,000
Los Angeles, California 6 $ 1,665,000 $ 277,500 $ 84,000
Palm Beach, Florida 5 $ 1,362,000 $ 272,400 $ 105,000
Norfolk, Massachusetts 5 $ 1,881,000 $ 376,200 $ 148,000
Clark, Nevada 5 $ 1,520,000 $ 304,000 $ 125,000
York, Pennsylvania 5 $ 612,000 $ 122,400 $ 94,000
Fairfax, Virginia 5 $ 955,000 $ 191,000 $ 48,000
Maricopa, Arizona 4 $ 742,000 $ 185,500 $ 69,000
District of Columbia, District Of Columbia 4 $ 1,393,000 $ 348,250 $ 106,000
Charles, Maryland 4 $ 951,000 $ 237,750 $ 124,000
Montgomery, Maryland 4 $ 1,810,000 $ 452,500 $ 151,000
Lee, Mississippi 4 $ 221,000 $ 55,250 $ 116,000
King, Washington 4 $ 1,332,000 $ 333,000 $ 98,000
Snohomish, Washington 4 $ 780,000 $ 195,000 $ 35,000
Bay, Florida 3 $ 416,000 $ 138,666 $ 88,000
Volusia, Florida 3 $ 630,000 $ 210,000 $ 58,000
DuPage, Illinois 3 $ 509,000 $ 169,666 $ 80,000
Harvey, Kansas 3 $ 232,000 $ 77,333 $ 40,000
Baltimore, Maryland 3 $ 767,000 $ 255,666 $ 66,000
Carver, Minnesota 3 $ 878,000 $ 292,666 $ 115,000
Hennepin, Minnesota 3 $ 359,000 $ 119,666 $ 71,000
Denton, Texas 3 $ 307,000 $ 102,333 $ 106,000
York, Virginia 3 $ 507,000 $ 169,000 $ 72,000
Pima, Arizona 2 $ 675,000 $ 337,500 $ 28,000
Alameda, California 2 $ 904,000 $ 452,000 $ 85,000
Kern, California 2 $ 478,000 $ 239,000 $ 76,000
Riverside, California 2 $ 728,000 $ 364,000 $ 115,000
San Bernardino, California 2 $ 252,000 $ 126,000 $ 29,000
Arapahoe, Colorado 2 $ 540,000 $ 270,000 $ 56,000
Douglas, Colorado 2 $ 416,000 $ 208,000 $ 75,000
New Haven, Connecticut 2 $ 593,000 $ 296,500 $ 96,000
Miami-Dade, Florida 2 $ 408,000 $ 204,000 $ 57,000
Gwinnett, Georgia 2 $ 470,000 $ 235,000 $ 170,000
Hawaii, Hawaii 2 $ 322,000 $ 161,000 $ 95,000
Lake, Illinois 2 $ 819,000 $ 409,500 $ 40,000
McHenry, Illinois 2 $ 359,000 $ 179,500 $ 92,000
Clay, Missouri 2 $ 427,000 $ 213,500 $ 33,000
Brunswick, North Carolina 2 $ 375,000 $ 187,500 $ 81,000
Hamilton, Tennessee 2 $ 389,000 $ 194,500 $ 78,000
Salt Lake, Utah 2 $ 677,000 $ 338,500 $ 135,000
Windham, Vermont 2 $ 458,000 $ 229,000 $ 148,000
Prince William, Virginia 2 $ 998,000 $ 499,000 $ 170,000
Stafford, Virginia 2 $ 424,000 $ 212,000 $ 109,000
Pierce, Washington 2 $ 418,000 $ 209,000 $ 86,000
Thurston, Washington 2 $ 410,000 $ 205,000 $ 75,000
Mohave, Arizona 1 $ 215,000 $ 215,000 $ 46,000
Pinal, Arizona 1 $ 322,000 $ 322,000 $ 127,000
Colusa, California 1 $ 214,000 $ 214,000 $ 100,000
Mariposa, California 1 $ 197,000 $ 197,000 $ 55,000
San Diego, California 1 $ 350,000 $ 350,000 $ 0
San Joaquin, California 1 $ 280,000 $ 280,000 $ 176,000
Ventura, California 1 $ 540,000 $ 540,000 $ 129,000
Broomfield, Colorado 1 $ 83,000 $ 83,000 $ 116,000
Fremont, Colorado 1 $ 158,000 $ 158,000 $ 105,000
Fairfield, Connecticut 1 $ 2,100,000 $ 2,100,000 $ 1,000,000
Hartford, Connecticut 1 $ 180,000 $ 180,000 $ 85,000
Litchfield, Connecticut 1 $ 200,000 $ 200,000 $ 233,000
Middlesex, Connecticut 1 $ 410,000 $ 410,000 $ 112,000
Collier, Florida 1 $ 130,000 $ 130,000 $ 67,000
Duval, Florida 1 $ 220,000 $ 220,000 $ 60,000
Escambia, Florida 1 $ 261,000 $ 261,000 $ 100,000
Flagler, Florida 1 $ 255,000 $ 255,000 $ 91,000
Gulf, Florida 1 $ 380,000 $ 380,000 $ 103,000
Hillsborough, Florida 1 $ 163,000 $ 163,000 $ 99,000
Indian River, Florida 1 $ 155,000 $ 155,000 $ 98,000
Manatee, Florida 1 $ 382,000 $ 382,000 $ 216,000
Monroe, Florida 1 $ 103,000 $ 103,000 $ 63,000
St. Lucie, Florida 1 $ 258,000 $ 258,000 $ 82,000
Grady, Georgia 1 $ 255,000 $ 255,000 $ 93,000
Ada, Idaho 1 $ 527,000 $ 527,000 $ 222,000
Kootenai, Idaho 1 $ 160,000 $ 160,000 $ 51,000
Sangamon, Illinois 1 $ 195,000 $ 195,000 $ 90,000
Williamson, Illinois 1 $ 156,000 $ 156,000 $ 84,000
Vigo, Indiana 1 $ 160,000 $ 160,000 $ 72,000
Bourbon, Kansas 1 $ 153,000 $ 153,000 $ 92,000
Butler, Kansas 1 $ 129,000 $ 129,000 $ 120,000
Douglas, Kansas 1 $ 635,000 $ 635,000 $ 98,000
Lyon, Kansas 1 $ 120,000 $ 120,000 $ 72,000
Reno, Kansas 1 $ 36,000 $ 36,000 $ 84,000
Sumner, Kansas 1 $ 76,000 $ 76,000 $ 70,000
Anne Arundel, Maryland 1 $ 255,000 $ 255,000 $ 70,000
Carroll, Maryland 1 $ 284,000 $ 284,000 $ 120,000
Howard, Maryland 1 $ 395,000 $ 395,000 $ 103,000
Prince George's, Maryland 1 $ 187,000 $ 187,000 $ 0
St. Mary's, Maryland 1 $ 332,000 $ 332,000 $ 103,000
Dukes, Massachusetts 1 $ 360,000 $ 360,000 $ 300,000
Plymouth, Massachusetts 1 $ 255,000 $ 255,000 $ 252,000
Worcester, Massachusetts 1 $ 276,000 $ 276,000 $ 52,000
Mason, Michigan 1 $ 155,000 $ 155,000 $ 40,000
Dakota, Minnesota 1 $ 54,000 $ 54,000 $ 85,000
Washington, Minnesota 1 $ 337,000 $ 337,000 $ 98,000
Yazoo, Mississippi 1 $ 71,000 $ 71,000 $ 32,000
Barry, Missouri 1 $ 55,000 $ 55,000 $ 121,000
Cass, Missouri 1 $ 78,000 $ 78,000 $ 0
St. Charles, Missouri 1 $ 185,000 $ 185,000 $ 103,000
Washoe, Nevada 1 $ 400,000 $ 400,000 $ 60,000
Merrimack, New Hampshire 1 $ 192,000 $ 192,000 $ 56,000
Rockingham, New Hampshire 1 $ 303,000 $ 303,000 $ 241,000
Burlington, New Jersey 1 $ 130,000 $ 130,000 $ 201,000
Essex, New Jersey 1 $ 475,000 $ 475,000 $ 302,000
Morris, New Jersey 1 $ 225,000 $ 225,000 $ 69,000
Buncombe, North Carolina 1 $ 289,000 $ 289,000 $ 161,000
Cabarrus, North Carolina 1 $ 200,000 $ 200,000 $ 0
Catawba, North Carolina 1 $ 295,000 $ 295,000 $ 84,000
Dare, North Carolina 1 $ 191,000 $ 191,000 $ 42,000
Durham, North Carolina 1 $ 247,000 $ 247,000 $ 97,000
Guilford, North Carolina 1 $ 140,000 $ 140,000 $ 61,000
New Hanover, North Carolina 1 $ 185,000 $ 185,000 $ 320,000
Union, North Carolina 1 $ 500,000 $ 500,000 $ 200,000
Wake, North Carolina 1 $ 140,000 $ 140,000 $ 120,000
Butler, Ohio 1 $ 164,000 $ 164,000 $ 55,000
Clark, Ohio 1 $ 270,000 $ 270,000 $ 50,000
Fairfield, Ohio 1 $ 287,000 $ 287,000 $ 180,000
Franklin, Ohio 1 $ 208,000 $ 208,000 $ 35,000
Hamilton, Ohio 1 $ 175,000 $ 175,000 $ 51,000
Muskingum, Ohio 1 $ 335,000 $ 335,000 $ 108,000
Richland, Ohio 1 $ 190,000 $ 190,000 $ 182,000
Grant, Oklahoma 1 $ 46,000 $ 46,000 $ 37,000
Bucks, Pennsylvania 1 $ 318,000 $ 318,000 $ 0
Franklin, Pennsylvania 1 $ 175,000 $ 175,000 $ 83,000
Lackawanna, Pennsylvania 1 $ 178,000 $ 178,000 $ 104,000
Montgomery, Pennsylvania 1 $ 173,000 $ 173,000 $ 40,000
Georgetown, South Carolina 1 $ 247,000 $ 247,000 $ 0
Horry, South Carolina 1 $ 225,000 $ 225,000 $ 149,000
Giles, Tennessee 1 $ 208,000 $ 208,000 $ 0
Wilson, Tennessee 1 $ 270,000 $ 270,000 $ 50,000
Brazos, Texas 1 $ 192,000 $ 192,000 $ 137,000
Collin, Texas 1 $ 238,000 $ 238,000 $ 94,000
Dallas, Texas 1 $ 133,000 $ 133,000 $ 131,000
Harris, Texas 1 $ 331,000 $ 331,000 $ 90,000
Williamson, Texas 1 $ 130,000 $ 130,000 $ 80,000
Washington, Utah 1 $ 382,000 $ 382,000 $ 0
Lamoille, Vermont 1 $ 413,000 $ 413,000 $ 144,000
King George, Virginia 1 $ 266,000 $ 266,000 $ 52,000
Loudoun, Virginia 1 $ 444,000 $ 444,000 $ 143,000
Mathews, Virginia 1 $ 95,000 $ 95,000 $ 83,000
Newport News, Virginia 1 $ 297,000 $ 297,000 $ 0
Spokane, Washington 1 $ 300,000 $ 300,000 $ 0
Dane, Wisconsin 1 $ 128,000 $ 128,000 $ 225,000
Ozaukee, Wisconsin 1 $ 305,000 $ 305,000 $ 125,000

Mortgage Loan Application Detail Totals for First National Bank of Anthony in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 205 $49,104,000 $239,000 $2,100,000 $89,000 $1,000,000
Home Purchase 118 $17,449,000 $147,000 $900,000 $75,000 $336,000
Home Improvement 10 $165,000 $16,000 $51,000 $54,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 160 $29,922,000 $187,000 $680,000 $92,000 $336,000
Not Provided 113 $29,443,000 $260,000 $2,100,000 $99,000 $1,000,000
Not applicable 41 $3,668,000 $89,000 $320,000 $0 $0
Hispanic 9 $1,779,000 $197,000 $325,000 $78,000 $225,000
Asian 5 $607,000 $121,000 $286,000 $102,000 $120,000
Black or African American 4 $751,000 $187,000 $270,000 $58,000 $73,000
American Indian or Alaskan Native 1 $548,000 $548,000 $548,000 $220,000 $220,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 332 $65,818,000 $198,000 $2,100,000 $82,000 $1,000,000
VA-guaranteed (Veterans Administration) 1 $900,000 $900,000 $900,000 $244,000 $244,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 181 $30,535,000 $168,000 $527,000 $74,000 $336,000
Application Withdrawn By Applicant 122 $30,956,000 $253,000 $2,100,000 $99,000 $1,000,000
Application Denied By Financial Institution 24 $4,266,000 $177,000 $680,000 $71,000 $318,000
Application Approved But Not Accepted 4 $630,000 $157,000 $492,000 $57,000 $120,000
File Closed For Incompleteness 2 $331,000 $165,000 $295,000 $84,000 $84,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $1,409,000 $201,000 $680,000 $73,000 $318,000
Collateral 6 $1,122,000 $187,000 $500,000 $88,000 $167,000
Other 3 $855,000 $285,000 $635,000 $115,000 $145,000
Unverifiable Information 3 $523,000 $174,000 $312,000 $24,000 $74,000
Credit Application Incomplete 2 $44,000 $22,000 $37,000 $74,000 $102,000
Debt-To-Income Ratio 2 $270,000 $135,000 $208,000 $18,000 $35,000
Insufficient Cash (Downpayment, Closing Cost) 1 $43,000 $43,000 $43,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Anthony's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Anthony's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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