First National Bank of Arizona Mortgage Lending & HMDA Data, 2004
In 2004, First National Bank of Arizona of Scottsdale, AZ reported 47,655 mortgage applications totaling $9.9 billion, up 13% from 2003. The average application was for $206,736, and applicants reported an average income of $62,252. 52% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,749), New York-Wayne-White Plains, NY-NJ (2,247) and Chicago-Naperville-Joliet, IL (2,007) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Arizona 17600 North Perimeter Drive Scottsdale, AZ 85255 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 47,655 |
| Total Mortgage Loan Application Amount | $9,852,051,000 |
| Average Mortgage Loan Application Amount | $206,736 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $62,252 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 3,749 | $ 633,689,000 | $ 169,028 | $ 71,000 |
| New York-Wayne-White Plains, NY-NJ | 2,247 | $ 782,520,000 | $ 348,251 | $ 72,000 |
| Chicago-Naperville-Joliet, IL | 2,007 | $ 383,295,000 | $ 190,979 | $ 47,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,326 | $ 253,254,000 | $ 190,990 | $ 57,000 |
| Las Vegas-Paradise, NV | 1,310 | $ 274,583,000 | $ 209,605 | $ 37,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,286 | $ 446,965,000 | $ 347,562 | $ 106,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,277 | $ 446,990,000 | $ 350,031 | $ 128,000 |
| Miami-Miami Beach-Kendall, FL | 1,230 | $ 231,473,000 | $ 188,189 | $ 57,000 |
| Nassau-Suffolk, NY | 1,174 | $ 358,714,000 | $ 305,548 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 996 | $ 189,567,000 | $ 190,328 | $ 56,000 |
| Tampa-St. Petersburg-Clearwater, FL | 983 | $ 144,721,000 | $ 147,223 | $ 59,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 823 | $ 155,358,000 | $ 188,770 | $ 60,000 |
| Orlando, FL | 753 | $ 119,234,000 | $ 158,345 | $ 45,000 |
| Riverside-San Bernardino-Ontario, CA | 683 | $ 168,099,000 | $ 246,118 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 623 | $ 130,187,000 | $ 208,967 | $ 76,000 |
| Houston-Baytown-Sugar Land, TX | 549 | $ 70,823,000 | $ 129,003 | $ 56,000 |
| Santa Ana-Anaheim-Irvine, CA | 538 | $ 212,881,000 | $ 395,689 | $ 145,000 |
| Bridgeport-Stamford-Norwalk, CT | 536 | $ 147,015,000 | $ 274,281 | $ 71,000 |
| Newark-Union, NJ-PA | 524 | $ 138,257,000 | $ 263,849 | $ 60,000 |
| Warren-Farmington Hills-Troy, MI | 452 | $ 95,143,000 | $ 210,493 | $ 73,000 |
| Portland-Vancouver-Beaverton, OR-WA | 446 | $ 84,909,000 | $ 190,378 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 440 | $ 89,158,000 | $ 202,631 | $ 52,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 437 | $ 60,835,000 | $ 139,210 | $ 59,000 |
| Detroit-Livonia-Dearborn, MI | 419 | $ 45,645,000 | $ 108,937 | $ 52,000 |
| Baltimore-Towson, MD | 398 | $ 77,892,000 | $ 195,708 | $ 75,000 |
| Denver-Aurora, CO | 387 | $ 83,873,000 | $ 216,726 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 375 | $ 63,456,000 | $ 169,216 | $ 56,000 |
| Tucson, AZ | 358 | $ 56,440,000 | $ 157,653 | $ 101,000 |
| Jacksonville, FL | 353 | $ 55,090,000 | $ 156,062 | $ 49,000 |
| Edison, NJ | 344 | $ 97,254,000 | $ 282,715 | $ 75,000 |
| Nashville-Davidson--Murfreesboro, TN | 334 | $ 51,193,000 | $ 153,272 | $ 50,000 |
| Charlotte-Gastonia-Concord, NC-SC | 331 | $ 50,532,000 | $ 152,664 | $ 54,000 |
| Philadelphia, PA | 326 | $ 56,611,000 | $ 173,653 | $ 53,000 |
| Oakland-Fremont-Hayward, CA | 321 | $ 108,625,000 | $ 338,395 | $ 112,000 |
| Boston-Quincy, MA | 312 | $ 84,246,000 | $ 270,019 | $ 50,000 |
| Albany-Schenectady-Troy, NY | 293 | $ 33,141,000 | $ 113,109 | $ 46,000 |
| Cleveland-Elyria-Mentor, OH | 288 | $ 32,533,000 | $ 112,961 | $ 34,000 |
| Dallas-Plano-Irving, TX | 250 | $ 52,570,000 | $ 210,280 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 226 | $ 68,428,000 | $ 302,778 | $ 60,000 |
| Hartford-West Hartford-East Hartford, CT | 226 | $ 40,072,000 | $ 177,309 | $ 59,000 |
| Charleston-North Charleston, SC | 223 | $ 43,828,000 | $ 196,538 | $ 64,000 |
| Raleigh-Cary, NC | 218 | $ 37,113,000 | $ 170,243 | $ 64,000 |
| Indianapolis, IN | 214 | $ 22,285,000 | $ 104,135 | $ 44,000 |
| Providence-New Bedford-Fall River, RI-MA | 214 | $ 43,656,000 | $ 204,000 | $ 51,000 |
| New Haven-Milford, CT | 213 | $ 36,262,000 | $ 170,244 | $ 52,000 |
| Sarasota-Bradenton-Venice, FL | 212 | $ 37,749,000 | $ 178,061 | $ 40,000 |
| Rochester, NY | 206 | $ 19,212,000 | $ 93,262 | $ 50,000 |
| Bethesda-Frederick-Gaithersburg, MD | 203 | $ 56,702,000 | $ 279,320 | $ 70,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 200 | $ 76,143,000 | $ 380,715 | $ 128,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 193 | $ 39,256,000 | $ 203,398 | $ 61,000 |
| McAllen-Edinburg-Pharr, TX | 192 | $ 21,425,000 | $ 111,588 | $ 22,000 |
| Richmond, VA | 179 | $ 25,080,000 | $ 140,111 | $ 43,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 175 | $ 42,011,000 | $ 240,062 | $ 74,000 |
| Port St. Lucie-Fort Pierce, FL | 168 | $ 29,879,000 | $ 177,851 | $ 40,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 163 | $ 58,683,000 | $ 360,018 | $ 115,000 |
| Columbia, SC | 161 | $ 21,615,000 | $ 134,254 | $ 57,000 |
| Prescott, AZ | 161 | $ 33,108,000 | $ 205,639 | $ 83,000 |
| Albuquerque, NM | 157 | $ 23,227,000 | $ 147,942 | $ 39,000 |
| St. Louis, MO-IL | 155 | $ 19,813,000 | $ 127,825 | $ 29,000 |
| Naples-Marco Island, FL | 154 | $ 34,533,000 | $ 224,240 | $ 88,000 |
| Worcester, MA | 154 | $ 31,652,000 | $ 205,532 | $ 51,000 |
| Columbus, OH | 150 | $ 18,005,000 | $ 120,033 | $ 47,000 |
| San Francisco-San Mateo-Redwood City, CA | 144 | $ 69,973,000 | $ 485,923 | $ 134,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 143 | $ 38,613,000 | $ 270,020 | $ 97,000 |
| Lake County-Kenosha County, IL-WI | 142 | $ 25,941,000 | $ 182,683 | $ 45,000 |
| Palm Bay-Melbourne-Titusville, FL | 139 | $ 23,184,000 | $ 166,791 | $ 40,000 |
| San Antonio, TX | 138 | $ 17,860,000 | $ 129,420 | $ 30,000 |
| Buffalo-Niagara Falls, NY | 136 | $ 11,520,000 | $ 84,705 | $ 50,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 133 | $ 25,946,000 | $ 195,082 | $ 66,000 |
| Essex County, MA | 131 | $ 33,518,000 | $ 255,862 | $ 61,000 |
| Santa Rosa-Petaluma, CA | 121 | $ 40,306,000 | $ 333,107 | $ 111,000 |
| Cincinnati-Middletown, OH-KY-IN | 119 | $ 15,928,000 | $ 133,848 | $ 52,000 |
| Kansas City, MO-KS | 117 | $ 13,282,000 | $ 113,521 | $ 37,000 |
| Colorado Springs, CO | 114 | $ 24,373,000 | $ 213,798 | $ 59,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 113 | $ 15,900,000 | $ 140,707 | $ 27,000 |
| Memphis, TN-MS-AR | 112 | $ 14,577,000 | $ 130,151 | $ 42,000 |
| Fort Collins-Loveland, CO | 110 | $ 21,360,000 | $ 194,181 | $ 68,000 |
| Lakeland, FL | 110 | $ 12,678,000 | $ 115,254 | $ 33,000 |
| El Paso, TX | 109 | $ 11,233,000 | $ 103,055 | $ 49,000 |
| Fort Worth-Arlington, TX | 106 | $ 13,364,000 | $ 126,075 | $ 41,000 |
| Knoxville, TN | 106 | $ 13,167,000 | $ 124,216 | $ 45,000 |
| Laredo, TX | 102 | $ 11,423,000 | $ 111,990 | $ 43,000 |
| Pittsburgh, PA | 102 | $ 9,869,000 | $ 96,754 | $ 37,000 |
| Flagstaff, AZ | 101 | $ 20,690,000 | $ 204,851 | $ 68,000 |
| Brownsville-Harlingen, TX | 99 | $ 10,141,000 | $ 102,434 | $ 35,000 |
| Gary, IN | 89 | $ 10,353,000 | $ 116,325 | $ 33,000 |
| Birmingham-Hoover, AL | 87 | $ 12,764,000 | $ 146,712 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 86 | $ 10,190,000 | $ 118,488 | $ 30,000 |
| Tacoma, WA | 83 | $ 13,524,000 | $ 162,939 | $ 55,000 |
| Bellingham, WA | 81 | $ 13,679,000 | $ 168,876 | $ 64,000 |
| Wilmington, DE-MD-NJ | 81 | $ 12,802,000 | $ 158,049 | $ 41,000 |
| Bakersfield, CA | 77 | $ 10,517,000 | $ 136,584 | $ 64,000 |
| Camden, NJ | 76 | $ 13,010,000 | $ 171,184 | $ 50,000 |
| Chattanooga, TN-GA | 74 | $ 8,771,000 | $ 118,527 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 73 | $ 7,387,000 | $ 101,191 | $ 36,000 |
| Springfield, MA | 71 | $ 9,776,000 | $ 137,690 | $ 37,000 |
| New Orleans-Metairie-Kenner, LA | 69 | $ 11,481,000 | $ 166,391 | $ 41,000 |
| Austin-Round Rock, TX | 67 | $ 11,969,000 | $ 178,641 | $ 49,000 |
| Stockton, CA | 67 | $ 18,084,000 | $ 269,910 | $ 81,000 |
| Savannah, GA | 63 | $ 8,337,000 | $ 132,333 | $ 67,000 |
| Harrisburg-Carlisle, PA | 60 | $ 6,634,000 | $ 110,566 | $ 33,000 |
| Greensboro-High Point, NC | 59 | $ 6,735,000 | $ 114,152 | $ 32,000 |
| Manchester-Nashua, NH | 59 | $ 12,384,000 | $ 209,898 | $ 22,000 |
| Grand Rapids-Wyoming, MI | 58 | $ 6,163,000 | $ 106,258 | $ 51,000 |
| Akron, OH | 57 | $ 7,544,000 | $ 132,350 | $ 31,000 |
| South Bend-Mishawaka, IN-MI | 57 | $ 4,893,000 | $ 85,842 | $ 31,000 |
| Lancaster, PA | 56 | $ 6,722,000 | $ 120,035 | $ 29,000 |
| Syracuse, NY | 56 | $ 5,643,000 | $ 100,767 | $ 67,000 |
| Eugene-Springfield, OR | 54 | $ 8,214,000 | $ 152,111 | $ 47,000 |
| Reading, PA | 54 | $ 5,375,000 | $ 99,537 | $ 46,000 |
| Rockingham County-Strafford County, NH | 54 | $ 11,650,000 | $ 215,740 | $ 35,000 |
| Greenville, SC | 53 | $ 9,583,000 | $ 180,811 | $ 54,000 |
| Salt Lake City, UT | 53 | $ 19,610,000 | $ 370,000 | $ 77,000 |
| Salinas, CA | 52 | $ 19,572,000 | $ 376,384 | $ 98,000 |
| York-Hanover, PA | 52 | $ 6,173,000 | $ 118,711 | $ 23,000 |
| Asheville, NC | 51 | $ 6,747,000 | $ 132,294 | $ 36,000 |
| Durham, NC | 49 | $ 7,276,000 | $ 148,489 | $ 38,000 |
| Atlantic City, NJ | 48 | $ 8,412,000 | $ 175,250 | $ 44,000 |
| Jackson, MS | 48 | $ 4,585,000 | $ 95,520 | $ 49,000 |
| Kingston, NY | 48 | $ 9,755,000 | $ 203,229 | $ 36,000 |
| Scranton--Wilkes-Barre, PA | 48 | $ 4,169,000 | $ 86,854 | $ 20,000 |
| Toledo, OH | 48 | $ 4,780,000 | $ 99,583 | $ 60,000 |
| Barnstable Town, MA | 45 | $ 14,626,000 | $ 325,022 | $ 70,000 |
| Dayton, OH | 44 | $ 3,649,000 | $ 82,931 | $ 35,000 |
| El Centro, CA | 44 | $ 6,270,000 | $ 142,500 | $ 50,000 |
| Flint, MI | 42 | $ 4,878,000 | $ 116,142 | $ 36,000 |
| Punta Gorda, FL | 42 | $ 7,333,000 | $ 174,595 | $ 33,000 |
| Fort Wayne, IN | 40 | $ 3,594,000 | $ 89,850 | $ 41,000 |
| Glens Falls, NY | 39 | $ 4,196,000 | $ 107,589 | $ 37,000 |
| Baton Rouge, LA | 38 | $ 3,882,000 | $ 102,157 | $ 25,000 |
| Lansing-East Lansing, MI | 38 | $ 4,006,000 | $ 105,421 | $ 38,000 |
| Modesto, CA | 38 | $ 7,071,000 | $ 186,078 | $ 58,000 |
| Norwich-New London, CT | 38 | $ 9,755,000 | $ 256,710 | $ 71,000 |
| Provo-Orem, UT | 38 | $ 9,142,000 | $ 240,578 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 38 | $ 13,865,000 | $ 364,868 | $ 116,000 |
| Winston-Salem, NC | 38 | $ 5,251,000 | $ 138,184 | $ 47,000 |
| Fresno, CA | 37 | $ 8,117,000 | $ 219,378 | $ 86,000 |
| Salem, OR | 37 | $ 5,999,000 | $ 162,135 | $ 75,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 37 | $ 21,299,000 | $ 575,648 | $ 482,000 |
| Boulder, CO | 36 | $ 10,794,000 | $ 299,833 | $ 83,000 |
| Elkhart-Goshen, IN | 35 | $ 4,673,000 | $ 133,514 | $ 13,000 |
| Rockford, IL | 35 | $ 3,744,000 | $ 106,971 | $ 31,000 |
| Wilmington, NC | 35 | $ 5,685,000 | $ 162,428 | $ 47,000 |
| Greeley, CO | 34 | $ 7,002,000 | $ 205,941 | $ 47,000 |
| Louisville, KY-IN | 34 | $ 3,477,000 | $ 102,264 | $ 50,000 |
| Oklahoma City, OK | 34 | $ 4,869,000 | $ 143,205 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 33 | $ 7,428,000 | $ 225,090 | $ 52,000 |
| Mount Vernon-Anacortes, WA | 33 | $ 4,834,000 | $ 146,484 | $ 82,000 |
| Bremerton-Silverdale, WA | 32 | $ 5,792,000 | $ 181,000 | $ 72,000 |
| Des Moines, IA | 31 | $ 3,771,000 | $ 121,645 | $ 40,000 |
| Mobile, AL | 31 | $ 3,106,000 | $ 100,193 | $ 64,000 |
| Trenton-Ewing, NJ | 31 | $ 6,696,000 | $ 216,000 | $ 54,000 |
| Ocala, FL | 30 | $ 3,764,000 | $ 125,466 | $ 51,000 |
| Portland-South Portland-Biddeford, ME | 30 | $ 6,120,000 | $ 204,000 | $ 50,000 |
| Reno-Sparks, NV | 30 | $ 7,881,000 | $ 262,700 | $ 64,000 |
| Vallejo-Fairfield, CA | 30 | $ 9,161,000 | $ 305,366 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 29 | $ 3,331,000 | $ 114,862 | $ 73,000 |
| Spartanburg, SC | 29 | $ 3,034,000 | $ 104,620 | $ 29,000 |
| Vero Beach, FL | 29 | $ 5,389,000 | $ 185,827 | $ 72,000 |
| Bend, OR | 28 | $ 4,567,000 | $ 163,107 | $ 59,000 |
| Utica-Rome, NY | 28 | $ 2,383,000 | $ 85,107 | $ 28,000 |
| Santa Fe, NM | 27 | $ 7,229,000 | $ 267,740 | $ 45,000 |
| Wichita, KS | 27 | $ 1,949,000 | $ 72,185 | $ 29,000 |
| Hickory-Lenoir-Morganton, NC | 25 | $ 4,097,000 | $ 163,880 | $ 57,000 |
| Lake Charles, LA | 25 | $ 2,397,000 | $ 95,880 | $ 38,000 |
| Olympia, WA | 25 | $ 3,461,000 | $ 138,440 | $ 56,000 |
| San Luis Obispo-Paso Robles, CA | 25 | $ 8,963,000 | $ 358,520 | $ 137,000 |
| Winchester, VA-WV | 25 | $ 4,318,000 | $ 172,720 | $ 46,000 |
| Ann Arbor, MI | 24 | $ 4,255,000 | $ 177,291 | $ 56,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 1,660,000 | $ 69,166 | $ 29,000 |
| Peoria, IL | 24 | $ 1,788,000 | $ 74,500 | $ 18,000 |
| Evansville, IN-KY | 23 | $ 1,445,000 | $ 62,826 | $ 46,000 |
| Jackson, MI | 23 | $ 2,613,000 | $ 113,608 | $ 20,000 |
| Lexington-Fayette, KY | 23 | $ 3,006,000 | $ 130,695 | $ 52,000 |
| Gainesville, FL | 22 | $ 3,235,000 | $ 147,045 | $ 37,000 |
| Ogden-Clearfield, UT | 22 | $ 5,821,000 | $ 264,590 | $ 85,000 |
| Springfield, MO | 22 | $ 2,962,000 | $ 134,636 | $ 38,000 |
| Tallahassee, FL | 22 | $ 2,899,000 | $ 131,772 | $ 41,000 |
| Hattiesburg, MS | 21 | $ 2,081,000 | $ 99,095 | $ 77,000 |
| Kankakee-Bradley, IL | 21 | $ 1,780,000 | $ 84,761 | $ 40,000 |
| Medford, OR | 21 | $ 3,478,000 | $ 165,619 | $ 56,000 |
| St. George, UT | 21 | $ 3,990,000 | $ 190,000 | $ 69,000 |
| Anderson, SC | 20 | $ 2,733,000 | $ 136,650 | $ 64,000 |
| Dover, DE | 19 | $ 2,290,000 | $ 120,526 | $ 67,000 |
| Florence, SC | 19 | $ 2,570,000 | $ 135,263 | $ 53,000 |
| Macon, GA | 19 | $ 2,094,000 | $ 110,210 | $ 35,000 |
| Lafayette, LA | 18 | $ 1,436,000 | $ 79,777 | $ 25,000 |
| Little Rock-North Little Rock, AR | 18 | $ 2,087,000 | $ 115,944 | $ 35,000 |
| Merced, CA | 18 | $ 3,395,000 | $ 188,611 | $ 79,000 |
| Niles-Benton Harbor, MI | 18 | $ 2,481,000 | $ 137,833 | $ 74,000 |
| Roanoke, VA | 18 | $ 2,162,000 | $ 120,111 | $ 40,000 |
| Shreveport-Bossier City, LA | 18 | $ 1,501,000 | $ 83,388 | $ 42,000 |
| Fayetteville, NC | 17 | $ 1,685,000 | $ 99,117 | $ 21,000 |
| Brunswick, GA | 16 | $ 2,721,000 | $ 170,062 | $ 50,000 |
| Muskegon-Norton Shores, MI | 16 | $ 2,167,000 | $ 135,437 | $ 26,000 |
| Boise City-Nampa, ID | 15 | $ 1,844,000 | $ 122,933 | $ 118,000 |
| Kalamazoo-Portage, MI | 15 | $ 2,035,000 | $ 135,666 | $ 31,000 |
| Gainesville, GA | 14 | $ 3,520,000 | $ 251,428 | $ 106,000 |
| Michigan City-La Porte, IN | 14 | $ 1,791,000 | $ 127,928 | $ 57,000 |
| Rome, GA | 14 | $ 1,196,000 | $ 85,428 | $ 53,000 |
| Visalia-Porterville, CA | 14 | $ 1,597,000 | $ 114,071 | $ 34,000 |
| Clarksville, TN-KY | 13 | $ 1,246,000 | $ 95,846 | $ 6,000 |
| Napa, CA | 13 | $ 6,284,000 | $ 483,384 | $ 182,000 |
| Panama City-Lynn Haven, FL | 13 | $ 2,604,000 | $ 200,307 | $ 47,000 |
| Pueblo, CO | 13 | $ 1,613,000 | $ 124,076 | $ 20,000 |
| Saginaw-Saginaw Township North, MI | 13 | $ 973,000 | $ 74,846 | $ 7,000 |
| Spokane, WA | 13 | $ 1,613,000 | $ 124,076 | $ 97,000 |
| Bloomington, IN | 12 | $ 1,094,000 | $ 91,166 | $ 16,000 |
| Canton-Massillon, OH | 12 | $ 1,183,000 | $ 98,583 | $ 6,000 |
| Charlottesville, VA | 12 | $ 1,841,000 | $ 153,416 | $ 41,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 1,679,000 | $ 139,916 | $ 38,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,276,000 | $ 106,333 | $ 14,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,193,000 | $ 182,750 | $ 41,000 |
| Hot Springs, AR | 12 | $ 1,195,000 | $ 99,583 | $ 25,000 |
| Kennewick-Richland-Pasco, WA | 12 | $ 1,518,000 | $ 126,500 | $ 42,000 |
| Lafayette, IN | 12 | $ 1,133,000 | $ 94,416 | $ 31,000 |
| Lebanon, PA | 12 | $ 1,116,000 | $ 93,000 | $ 42,000 |
| Monroe, MI | 12 | $ 1,970,000 | $ 164,166 | $ 23,000 |
| Racine, WI | 12 | $ 1,041,000 | $ 86,750 | $ 9,000 |
| Rochester, MN | 12 | $ 2,420,000 | $ 201,666 | $ 42,000 |
| Salisbury, MD | 12 | $ 1,785,000 | $ 148,750 | $ 40,000 |
| Springfield, OH | 12 | $ 876,000 | $ 73,000 | $ 41,000 |
| Tulsa, OK | 12 | $ 1,190,000 | $ 99,166 | $ 68,000 |
| Yuma, AZ | 12 | $ 1,240,000 | $ 103,333 | $ 53,000 |
| Chico, CA | 11 | $ 2,073,000 | $ 188,454 | $ 70,000 |
| Fort Walton Beach-Crestview-Destin, FL | 11 | $ 3,247,000 | $ 295,181 | $ 226,000 |
| Jackson, TN | 11 | $ 1,333,000 | $ 121,181 | $ 43,000 |
| Morristown, TN | 11 | $ 1,677,000 | $ 152,454 | $ 11,000 |
| Ocean City, NJ | 11 | $ 5,099,000 | $ 463,545 | $ 127,000 |
| Redding, CA | 11 | $ 1,619,000 | $ 147,181 | $ 67,000 |
| Rocky Mount, NC | 11 | $ 1,482,000 | $ 134,727 | $ 50,000 |
| Anderson, IN | 10 | $ 793,000 | $ 79,300 | $ 0 |
| Athens-Clarke County, GA | 10 | $ 1,913,000 | $ 191,300 | $ 101,000 |
| Burlington-South Burlington, VT | 10 | $ 2,248,000 | $ 224,800 | $ 49,000 |
| Honolulu, HI | 10 | $ 3,959,000 | $ 395,900 | $ 126,000 |
| Johnson City, TN | 10 | $ 1,807,000 | $ 180,700 | $ 17,000 |
| Lewiston-Auburn, ME | 10 | $ 1,296,000 | $ 129,600 | $ 47,000 |
| Monroe, LA | 10 | $ 1,367,000 | $ 136,700 | $ 52,000 |
| Sherman-Denison, TX | 10 | $ 727,000 | $ 72,700 | $ 2,000 |
| Vineland-Millville-Bridgeton, NJ | 10 | $ 783,000 | $ 78,300 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 2,716,000 | $ 271,600 | $ 203,000 |
| Altoona, PA | 9 | $ 1,078,000 | $ 119,777 | $ 26,000 |
| Binghamton, NY | 9 | $ 829,000 | $ 92,111 | $ 15,000 |
| Columbus, IN | 9 | $ 647,000 | $ 71,888 | $ 19,000 |
| Corvallis, OR | 9 | $ 1,770,000 | $ 196,666 | $ 95,000 |
| Holland-Grand Haven, MI | 9 | $ 1,290,000 | $ 143,333 | $ 29,000 |
| Johnstown, PA | 9 | $ 722,000 | $ 80,222 | $ 27,000 |
| Alexandria, LA | 8 | $ 590,000 | $ 73,750 | $ 50,000 |
| Beaumont-Port Arthur, TX | 8 | $ 573,000 | $ 71,625 | $ 14,000 |
| Huntsville, AL | 8 | $ 735,000 | $ 91,875 | $ 36,000 |
| Lynchburg, VA | 8 | $ 867,000 | $ 108,375 | $ 18,000 |
| Pittsfield, MA | 8 | $ 1,205,000 | $ 150,625 | $ 39,000 |
| Springfield, IL | 8 | $ 697,000 | $ 87,125 | $ 37,000 |
| St. Cloud, MN | 8 | $ 1,144,000 | $ 143,000 | $ 22,000 |
| Yakima, WA | 8 | $ 937,000 | $ 117,125 | $ 33,000 |
| Cedar Rapids, IA | 7 | $ 541,000 | $ 77,285 | $ 17,000 |
| Champaign-Urbana, IL | 7 | $ 558,000 | $ 79,714 | $ 22,000 |
| Corpus Christi, TX | 7 | $ 622,000 | $ 88,857 | $ 73,000 |
| Duluth, MN-WI | 7 | $ 553,000 | $ 79,000 | $ 19,000 |
| Erie, PA | 7 | $ 871,000 | $ 124,428 | $ 58,000 |
| Jacksonville, NC | 7 | $ 1,087,000 | $ 155,285 | $ 92,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 713,000 | $ 101,857 | $ 31,000 |
| Madera, CA | 7 | $ 1,106,000 | $ 158,000 | $ 72,000 |
| Appleton, WI | 6 | $ 980,000 | $ 163,333 | $ 0 |
| Bay City, MI | 6 | $ 705,000 | $ 117,500 | $ 47,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 660,000 | $ 110,000 | $ 23,000 |
| Dalton, GA | 6 | $ 549,000 | $ 91,500 | $ 27,000 |
| Fond Du Lac, WI | 6 | $ 480,000 | $ 80,000 | $ 49,000 |
| Joplin, MO | 6 | $ 442,000 | $ 73,666 | $ 11,000 |
| Longview, TX | 6 | $ 599,000 | $ 99,833 | $ 24,000 |
| Mansfield, OH | 6 | $ 373,000 | $ 62,166 | $ 66,000 |
| Montgomery, AL | 6 | $ 878,000 | $ 146,333 | $ 63,000 |
| Muncie, IN | 6 | $ 334,000 | $ 55,666 | $ 22,000 |
| State College, PA | 6 | $ 609,000 | $ 101,500 | $ 17,000 |
| Terre Haute, IN | 6 | $ 344,000 | $ 57,333 | $ 13,000 |
| Topeka, KS | 6 | $ 601,000 | $ 100,166 | $ 45,000 |
| Eau Claire, WI | 5 | $ 608,000 | $ 121,600 | $ 53,000 |
| Florence-Muscle Shoals, AL | 5 | $ 629,000 | $ 125,800 | $ 26,000 |
| Grand Junction, CO | 5 | $ 947,000 | $ 189,400 | $ 61,000 |
| Greenville, NC | 5 | $ 714,000 | $ 142,800 | $ 48,000 |
| Idaho Falls, ID | 5 | $ 813,000 | $ 162,600 | $ 41,000 |
| Las Cruces, NM | 5 | $ 737,000 | $ 147,400 | $ 31,000 |
| Sandusky, OH | 5 | $ 516,000 | $ 103,200 | $ 45,000 |
| Tuscaloosa, AL | 5 | $ 557,000 | $ 111,400 | $ 48,000 |
| Tyler, TX | 5 | $ 447,000 | $ 89,400 | $ 0 |
| Victoria, TX | 5 | $ 483,000 | $ 96,600 | $ 21,000 |
| Waco, TX | 5 | $ 524,000 | $ 104,800 | $ 48,000 |
| Wausau, WI | 5 | $ 477,000 | $ 95,400 | $ 0 |
| Battle Creek, MI | 4 | $ 418,000 | $ 104,500 | $ 18,000 |
| Bloomington-Normal, IL | 4 | $ 430,000 | $ 107,500 | $ 26,000 |
| Charleston, WV | 4 | $ 1,007,000 | $ 251,750 | $ 0 |
| Fargo, ND-MN | 4 | $ 455,000 | $ 113,750 | $ 96,000 |
| Green Bay, WI | 4 | $ 334,000 | $ 83,500 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 634,000 | $ 158,500 | $ 41,000 |
| Ithaca, NY | 4 | $ 634,000 | $ 158,500 | $ 27,000 |
| Jefferson City, MO | 4 | $ 448,000 | $ 112,000 | $ 8,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 917,000 | $ 229,250 | $ 78,000 |
| Longview, WA | 4 | $ 559,000 | $ 139,750 | $ 59,000 |
| Lubbock, TX | 4 | $ 320,000 | $ 80,000 | $ 14,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,429,000 | $ 357,250 | $ 134,000 |
| Sioux City, IA-NE-SD | 4 | $ 306,000 | $ 76,500 | $ 7,000 |
| Sioux Falls, SD | 4 | $ 1,011,000 | $ 252,750 | $ 52,000 |
| St. Joseph, MO-KS | 4 | $ 269,000 | $ 67,250 | $ 7,000 |
| Sumter, SC | 4 | $ 419,000 | $ 104,750 | $ 68,000 |
| Warner Robins, GA | 4 | $ 330,000 | $ 82,500 | $ 33,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 373,000 | $ 93,250 | $ 12,000 |
| Williamsport, PA | 4 | $ 249,000 | $ 62,250 | $ 13,000 |
| Yuba City, CA | 4 | $ 1,094,000 | $ 273,500 | $ 47,000 |
| Anniston-Oxford, AL | 3 | $ 498,000 | $ 166,000 | $ 134,000 |
| Auburn-Opelika, AL | 3 | $ 471,000 | $ 157,000 | $ 19,000 |
| Carson City, NV | 3 | $ 341,000 | $ 113,666 | $ 30,000 |
| Cleveland, TN | 3 | $ 533,000 | $ 177,666 | $ 13,000 |
| Coeur D'Alene, ID | 3 | $ 1,193,000 | $ 397,666 | $ 0 |
| Decatur, AL | 3 | $ 402,000 | $ 134,000 | $ 39,000 |
| Decatur, IL | 3 | $ 389,000 | $ 129,666 | $ 25,000 |
| Iowa City, IA | 3 | $ 412,000 | $ 137,333 | $ 16,000 |
| Jonesboro, AR | 3 | $ 247,000 | $ 82,333 | $ 0 |
| Lawrence, KS | 3 | $ 447,000 | $ 149,000 | $ 32,000 |
| Lewiston, ID-WA | 3 | $ 246,000 | $ 82,000 | $ 52,000 |
| Madison, WI | 3 | $ 704,000 | $ 234,666 | $ 95,000 |
| Missoula, MT | 3 | $ 679,000 | $ 226,333 | $ 101,000 |
| Pocatello, ID | 3 | $ 386,000 | $ 128,666 | $ 43,000 |
| Rapid City, SD | 3 | $ 684,000 | $ 228,000 | $ 53,000 |
| Valdosta, GA | 3 | $ 370,000 | $ 123,333 | $ 94,000 |
| Wenatchee, WA | 3 | $ 325,000 | $ 108,333 | $ 62,000 |
| Albany, GA | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Amarillo, TX | 2 | $ 158,000 | $ 79,000 | $ 68,000 |
| Bangor, ME | 2 | $ 105,000 | $ 52,500 | $ 29,000 |
| Burlington, NC | 2 | $ 201,000 | $ 100,500 | $ 104,000 |
| College Station-Bryan, TX | 2 | $ 409,000 | $ 204,500 | $ 89,000 |
| Columbus, GA-AL | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Elmira, NY | 2 | $ 300,000 | $ 150,000 | $ 198,000 |
| Farmington, NM | 2 | $ 179,000 | $ 89,500 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 127,000 | $ 63,500 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 99,000 | $ 49,500 | $ 0 |
| La Crosse, WI-MN | 2 | $ 89,000 | $ 44,500 | $ 96,000 |
| Midland, TX | 2 | $ 950,000 | $ 475,000 | $ 120,000 |
| Oshkosh-Neenah, WI | 2 | $ 194,000 | $ 97,000 | $ 106,000 |
| Owensboro, KY | 2 | $ 161,000 | $ 80,500 | $ 36,000 |
| Pascagoula, MS | 2 | $ 204,000 | $ 102,000 | $ 67,000 |
| Sheboygan, WI | 2 | $ 157,000 | $ 78,500 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 234,000 | $ 117,000 | $ 17,000 |
| Wichita Falls, TX | 2 | $ 183,000 | $ 91,500 | $ 41,000 |
| Billings, MT | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Bowling Green, KY | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Columbia, MO | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Cumberland, MD-WV | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Danville, VA | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Dothan, AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dubuque, IA | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Elizabethtown, KY | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Gadsden, AL | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Goldsboro, NC | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 124,000 | $ 124,000 | $ 82,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Janesville, WI | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Lawton, OK | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Lima, OH | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Morgantown, WV | 1 | $ 147,000 | $ 147,000 | $ 396,000 |
| Odessa, TX | 1 | $ 212,000 | $ 212,000 | $ 0 |
| San Angelo, TX | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 30,000 | $ 30,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,177 | $5,651,512,000 | $164,588 | $4,000,000 | $56,411 | $2,761,000 |
| Refinancing | 18,017 | $4,173,357,000 | $202,938 | $4,000,000 | $62,877 | $6,000,000 |
| Home Improvement | 461 | $27,182,000 | $216,909 | $825,000 | $60,545 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,089 | $4,945,570,000 | $187,215 | $4,000,000 | $65,039 | $3,000,000 |
| Hispanic | 8,381 | $1,640,236,000 | $156,088 | $2,000,000 | $42,644 | $6,000,000 |
| Black or African American | 5,283 | $980,466,000 | $156,925 | $3,510,000 | $48,125 | $1,200,000 |
| Not Provided | 3,766 | $926,086,000 | $180,224 | $3,438,000 | $58,000 | $2,045,000 |
| Not applicable | 3,567 | $703,234,000 | $177,369 | $1,750,000 | $26,043 | $1,380,000 |
| Asian | 2,158 | $564,772,000 | $186,186 | $2,542,000 | $62,534 | $2,074,000 |
| Native Hawaiian or Other Pacific Islander | 224 | $48,930,000 | $179,346 | $752,000 | $50,653 | $644,000 |
| American Indian or Alaskan Native | 187 | $42,757,000 | $199,468 | $1,425,000 | $48,718 | $564,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,517 | $9,833,328,000 | $178,352 | $4,000,000 | $57,803 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 107 | $13,299,000 | $158,428 | $267,000 | $79,000 | $686,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,175,000 | $157,333 | $297,000 | $36,833 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $249,000 | $124,000 | $143,000 | $46,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,761 | $5,100,074,000 | $173,061 | $4,000,000 | $55,346 | $3,000,000 |
| Application Withdrawn By Applicant | 10,713 | $2,356,271,000 | $196,260 | $4,000,000 | $60,300 | $2,761,000 |
| Application Denied By Financial Institution | 6,973 | $1,371,483,000 | $170,039 | $4,000,000 | $67,274 | $6,000,000 |
| Loan Purchased By The Institution | 3,476 | $677,385,000 | $175,955 | $1,000,000 | $24,733 | $1,380,000 |
| Application Approved But Not Accepted | 1,604 | $316,314,000 | $186,155 | $1,885,000 | $42,511 | $2,000,000 |
| File Closed For Incompleteness | 126 | $30,251,000 | $224,280 | $2,275,000 | $75,440 | $1,140,000 |
| Preapproval Approved but not Accepted | 2 | $273,000 | $136,000 | $192,000 | $16,000 | $32,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,324 | $450,240,000 | $164,782 | $3,500,000 | $67,543 | $6,000,000 |
| Credit History | 1,531 | $299,132,000 | $160,511 | $3,640,000 | $59,777 | $2,074,000 |
| Collateral | 1,303 | $259,298,000 | $175,469 | $4,000,000 | $64,918 | $1,440,000 |
| Credit Application Incomplete | 975 | $214,728,000 | $189,800 | $2,000,000 | $60,325 | $1,123,000 |
| Debt-To-Income Ratio | 510 | $88,738,000 | $184,923 | $2,000,000 | $68,333 | $600,000 |
| Employment History | 187 | $32,062,000 | $154,166 | $938,000 | $66,466 | $336,000 |
| Unverifiable Information | 105 | $20,968,000 | $208,066 | $1,330,000 | $59,733 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $6,005,000 | $145,166 | $390,000 | $67,333 | $288,000 |
| Mortgage Insurance Denied | 2 | $312,000 | $156,000 | $264,000 | $116,000 | $173,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Arizona's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
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