First National Bank of Arizona Mortgage Lending & HMDA Data, 2004

In 2004, First National Bank of Arizona of Scottsdale, AZ reported 47,655 mortgage applications totaling $9.9 billion, up 13% from 2003. The average application was for $206,736, and applicants reported an average income of $62,252. 52% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,749), New York-Wayne-White Plains, NY-NJ (2,247) and Chicago-Naperville-Joliet, IL (2,007) (applications in parentheses).

Mortgage Company & Address First National Bank of Arizona
17600 North Perimeter Drive
Scottsdale, AZ 85255
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 47,655
Total Mortgage Loan Application Amount $9,852,051,000
Average Mortgage Loan Application Amount $206,736
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $62,252
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Arizona by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 3,525 $ 605,304,000 $ 171,717 $ 78,000
Cook, Illinois 1,601 $ 308,770,000 $ 192,860 $ 62,000
Clark, Nevada 1,310 $ 274,583,000 $ 209,605 $ 37,000
San Diego, California 1,286 $ 446,965,000 $ 347,562 $ 106,000
Los Angeles, California 1,277 $ 446,990,000 $ 350,031 $ 128,000
Miami-Dade, Florida 1,230 $ 231,473,000 $ 188,189 $ 57,000
Broward, Florida 996 $ 189,567,000 $ 190,328 $ 56,000
Palm Beach, Florida 823 $ 155,358,000 $ 188,770 $ 60,000
Suffolk, New York 752 $ 218,658,000 $ 290,768 $ 64,000
Queens, New York 699 $ 242,869,000 $ 347,452 $ 55,000
Kings, New York 691 $ 251,427,000 $ 363,859 $ 68,000
Orange, California 538 $ 212,881,000 $ 395,689 $ 145,000
Fairfield, Connecticut 536 $ 147,015,000 $ 274,281 $ 71,000
Hillsborough, Florida 455 $ 64,443,000 $ 141,632 $ 50,000
Mohave, Arizona 427 $ 60,807,000 $ 142,405 $ 64,000
Nassau, New York 422 $ 140,056,000 $ 331,886 $ 102,000
Riverside, California 419 $ 106,971,000 $ 255,300 $ 80,000
Wayne, Michigan 419 $ 45,645,000 $ 108,937 $ 52,000
Harris, Texas 391 $ 48,143,000 $ 123,127 $ 54,000
Orange, Florida 384 $ 58,538,000 $ 152,442 $ 46,000
Fulton, Georgia 384 $ 97,044,000 $ 252,718 $ 84,000
Lee, Florida 375 $ 63,456,000 $ 169,216 $ 56,000
Pima, Arizona 358 $ 56,440,000 $ 157,653 $ 101,000
Hudson, New Jersey 352 $ 93,898,000 $ 266,755 $ 51,000
Fairfax, Virginia 342 $ 100,198,000 $ 292,976 $ 74,000
King, Washington 336 $ 78,817,000 $ 234,574 $ 81,000
Pinellas, Florida 308 $ 52,552,000 $ 170,623 $ 97,000
Snohomish, Washington 287 $ 51,370,000 $ 178,989 $ 70,000
Essex, New Jersey 286 $ 69,280,000 $ 242,237 $ 48,000
Westchester, New York 276 $ 100,919,000 $ 365,648 $ 81,000
Prince George's, Maryland 275 $ 55,370,000 $ 201,345 $ 70,000
Bronx, New York 270 $ 79,343,000 $ 293,862 $ 53,000
San Bernardino, California 264 $ 61,128,000 $ 231,545 $ 90,000
Duval, Florida 244 $ 31,982,000 $ 131,073 $ 50,000
DeKalb, Georgia 242 $ 39,112,000 $ 161,619 $ 60,000
Oakland, Michigan 240 $ 63,411,000 $ 264,212 $ 83,000
Bergen, New Jersey 238 $ 85,083,000 $ 357,491 $ 91,000
Passaic, New Jersey 237 $ 58,786,000 $ 248,042 $ 57,000
Mecklenburg, North Carolina 236 $ 35,179,000 $ 149,063 $ 53,000
Cuyahoga, Ohio 229 $ 25,038,000 $ 109,336 $ 32,000
Middlesex, Massachusetts 226 $ 68,428,000 $ 302,778 $ 60,000
Pinal, Arizona 224 $ 28,385,000 $ 126,718 $ 48,000
Prince William, Virginia 217 $ 47,508,000 $ 218,930 $ 60,000
New Haven, Connecticut 213 $ 36,262,000 $ 170,244 $ 52,000
Multnomah, Oregon 209 $ 35,451,000 $ 169,622 $ 71,000
Santa Clara, California 195 $ 74,633,000 $ 382,733 $ 130,000
Hidalgo, Texas 192 $ 21,425,000 $ 111,588 $ 22,000
Hartford, Connecticut 179 $ 31,517,000 $ 176,072 $ 62,000
Macomb, Michigan 178 $ 24,879,000 $ 139,769 $ 58,000
Hennepin, Minnesota 177 $ 35,454,000 $ 200,305 $ 47,000
District of Columbia, District Of Columbia 175 $ 42,011,000 $ 240,062 $ 74,000
Osceola, Florida 174 $ 25,862,000 $ 148,632 $ 47,000
Montgomery, Maryland 172 $ 50,151,000 $ 291,575 $ 80,000
Pasco, Florida 168 $ 21,923,000 $ 130,494 $ 46,000
Gwinnett, Georgia 168 $ 28,410,000 $ 169,107 $ 49,000
Virginia Beach, Virginia 167 $ 28,059,000 $ 168,017 $ 83,000
Alameda, California 166 $ 55,983,000 $ 337,246 $ 108,000
Ventura, California 163 $ 58,683,000 $ 360,018 $ 115,000
Yavapai, Arizona 161 $ 33,108,000 $ 205,639 $ 83,000
Richmond, New York 159 $ 45,908,000 $ 288,729 $ 66,000
Wake, North Carolina 156 $ 29,653,000 $ 190,083 $ 77,000
Contra Costa, California 155 $ 52,642,000 $ 339,625 $ 115,000
Collier, Florida 154 $ 34,533,000 $ 224,240 $ 88,000
Worcester, Massachusetts 154 $ 31,652,000 $ 205,532 $ 51,000
Monroe, New York 152 $ 14,196,000 $ 93,394 $ 48,000
Marion, Indiana 146 $ 13,113,000 $ 89,815 $ 47,000
Davidson, Tennessee 144 $ 19,584,000 $ 136,000 $ 51,000
Lake, Illinois 142 $ 25,941,000 $ 182,683 $ 45,000
Providence, Rhode Island 140 $ 24,028,000 $ 171,628 $ 20,000
Charleston, South Carolina 140 $ 32,652,000 $ 233,228 $ 73,000
Brevard, Florida 139 $ 23,184,000 $ 166,791 $ 40,000
Philadelphia, Pennsylvania 138 $ 14,518,000 $ 105,202 $ 31,000
Cobb, Georgia 137 $ 22,320,000 $ 162,919 $ 49,000
St. Lucie, Florida 135 $ 19,207,000 $ 142,274 $ 37,000
Union, New Jersey 133 $ 36,691,000 $ 275,872 $ 45,000
Horry, South Carolina 133 $ 25,946,000 $ 195,082 $ 66,000
Essex, Massachusetts 131 $ 33,518,000 $ 255,862 $ 61,000
Will, Illinois 130 $ 23,082,000 $ 177,553 $ 38,000
Sarasota, Florida 129 $ 22,903,000 $ 177,542 $ 37,000
Seminole, Florida 122 $ 23,477,000 $ 192,434 $ 40,000
Washington, Oregon 122 $ 21,452,000 $ 175,836 $ 68,000
Sonoma, California 121 $ 40,306,000 $ 333,107 $ 111,000
Beaufort, South Carolina 121 $ 24,391,000 $ 201,578 $ 73,000
Bernalillo, New Mexico 120 $ 18,008,000 $ 150,066 $ 43,000
Bexar, Texas 116 $ 14,105,000 $ 121,594 $ 30,000
Denver, Colorado 115 $ 21,817,000 $ 189,713 $ 53,000
Franklin, Ohio 114 $ 12,375,000 $ 108,552 $ 53,000
Volusia, Florida 113 $ 15,900,000 $ 140,707 $ 27,000
Larimer, Colorado 110 $ 21,360,000 $ 194,181 $ 68,000
Polk, Florida 110 $ 12,678,000 $ 115,254 $ 33,000
Dutchess, New York 110 $ 21,744,000 $ 197,672 $ 57,000
El Paso, Colorado 109 $ 23,657,000 $ 217,036 $ 60,000
Baltimore City, Maryland 109 $ 14,749,000 $ 135,311 $ 76,000
Plymouth, Massachusetts 109 $ 25,109,000 $ 230,357 $ 39,000
El Paso, Texas 109 $ 11,233,000 $ 103,055 $ 49,000
Loudoun, Virginia 108 $ 33,519,000 $ 310,361 $ 70,000
Middlesex, New Jersey 107 $ 29,064,000 $ 271,626 $ 54,000
Albany, New York 107 $ 12,076,000 $ 112,859 $ 66,000
Erie, New York 107 $ 9,281,000 $ 86,738 $ 44,000
Monmouth, New Jersey 106 $ 33,862,000 $ 319,452 $ 95,000
Norfolk, Massachusetts 105 $ 28,027,000 $ 266,923 $ 59,000
Dallas, Texas 104 $ 20,869,000 $ 200,663 $ 95,000
Shelby, Tennessee 103 $ 13,393,000 $ 130,029 $ 36,000
Webb, Texas 102 $ 11,423,000 $ 111,990 $ 43,000
Coconino, Arizona 101 $ 20,690,000 $ 204,851 $ 68,000
DuPage, Illinois 101 $ 20,162,000 $ 199,623 $ 42,000
Cameron, Texas 99 $ 10,141,000 $ 102,434 $ 35,000
Litchfield, Connecticut 98 $ 21,453,000 $ 218,908 $ 71,000
Baltimore, Maryland 98 $ 18,983,000 $ 193,704 $ 52,000
Suffolk, Massachusetts 98 $ 31,110,000 $ 317,448 $ 54,000
Jackson, Missouri 95 $ 9,476,000 $ 99,747 $ 34,000
Richland, South Carolina 95 $ 11,301,000 $ 118,957 $ 51,000
Sacramento, California 93 $ 21,917,000 $ 235,666 $ 73,000
Anne Arundel, Maryland 92 $ 19,697,000 $ 214,097 $ 70,000
Tarrant, Texas 92 $ 11,854,000 $ 128,847 $ 40,000
Fort Bend, Texas 91 $ 13,058,000 $ 143,494 $ 58,000
Ocean, New Jersey 90 $ 22,464,000 $ 249,600 $ 74,000
Clackamas, Oregon 88 $ 23,726,000 $ 269,613 $ 139,000
Collin, Texas 87 $ 17,485,000 $ 200,977 $ 82,000
Kane, Illinois 86 $ 14,942,000 $ 173,744 $ 37,000
Clayton, Georgia 84 $ 9,854,000 $ 117,309 $ 32,000
Manatee, Florida 83 $ 14,846,000 $ 178,867 $ 43,000
Orange, New York 83 $ 17,512,000 $ 210,987 $ 64,000
Pierce, Washington 83 $ 13,524,000 $ 162,939 $ 55,000
Bristol, Massachusetts 82 $ 17,873,000 $ 217,963 $ 58,000
New Castle, Delaware 81 $ 12,802,000 $ 158,049 $ 41,000
Whatcom, Washington 81 $ 13,679,000 $ 168,876 $ 64,000
Ramsey, Minnesota 79 $ 12,929,000 $ 163,658 $ 43,000
Hamilton, Ohio 79 $ 10,177,000 $ 128,822 $ 38,000
Kern, California 77 $ 10,517,000 $ 136,584 $ 64,000
St. Louis, Missouri 77 $ 11,508,000 $ 149,454 $ 25,000
Norfolk, Virginia 76 $ 8,659,000 $ 113,934 $ 52,000
Arapahoe, Colorado 75 $ 17,141,000 $ 228,546 $ 115,000
Clark, Washington 75 $ 11,786,000 $ 157,146 $ 68,000
Hamilton, Tennessee 74 $ 8,771,000 $ 118,527 $ 42,000
Chesapeake, Virginia 74 $ 9,849,000 $ 133,094 $ 61,000
Lake, Florida 73 $ 11,357,000 $ 155,575 $ 42,000
Knox, Tennessee 72 $ 8,691,000 $ 120,708 $ 43,000
San Mateo, California 71 $ 34,375,000 $ 484,154 $ 120,000
New York, New York 70 $ 38,431,000 $ 549,014 $ 195,000
Milwaukee, Wisconsin 69 $ 6,923,000 $ 100,333 $ 24,000
Lake, Indiana 68 $ 6,512,000 $ 95,764 $ 25,000
San Joaquin, California 67 $ 18,084,000 $ 269,910 $ 81,000
Schenectady, New York 67 $ 5,653,000 $ 84,373 $ 29,000
Saratoga, New York 64 $ 10,025,000 $ 156,640 $ 44,000
Jefferson, Colorado 63 $ 13,020,000 $ 206,666 $ 55,000
St. Johns, Florida 63 $ 15,713,000 $ 249,412 $ 66,000
Montgomery, Pennsylvania 60 $ 13,394,000 $ 223,233 $ 76,000
Adams, Colorado 59 $ 10,831,000 $ 183,576 $ 45,000
Hillsborough, New Hampshire 59 $ 12,384,000 $ 209,898 $ 22,000
Morris, New Jersey 59 $ 19,299,000 $ 327,101 $ 92,000
Hampden, Massachusetts 58 $ 7,963,000 $ 137,293 $ 31,000
Johnston, North Carolina 58 $ 6,822,000 $ 117,620 $ 46,000
Rutherford, Tennessee 58 $ 5,534,000 $ 95,413 $ 38,000
Douglas, Colorado 57 $ 18,112,000 $ 317,754 $ 104,000
St. Joseph, Indiana 57 $ 4,893,000 $ 85,842 $ 31,000
Lexington, South Carolina 57 $ 9,519,000 $ 167,000 $ 77,000
Anoka, Minnesota 56 $ 9,619,000 $ 171,767 $ 38,000
Bucks, Pennsylvania 56 $ 14,950,000 $ 266,964 $ 94,000
Lancaster, Pennsylvania 56 $ 6,722,000 $ 120,035 $ 29,000
Jefferson, Alabama 54 $ 6,443,000 $ 119,314 $ 43,000
Flagler, Florida 54 $ 8,277,000 $ 153,277 $ 58,000
Lane, Oregon 54 $ 8,214,000 $ 152,111 $ 47,000
Berks, Pennsylvania 54 $ 5,375,000 $ 99,537 $ 46,000
Portsmouth, Virginia 54 $ 5,143,000 $ 95,240 $ 48,000
Monterey, California 52 $ 19,572,000 $ 376,384 $ 98,000
Hernando, Florida 52 $ 5,803,000 $ 111,596 $ 28,000
York, Pennsylvania 52 $ 6,173,000 $ 118,711 $ 23,000
Berkeley, South Carolina 52 $ 6,692,000 $ 128,692 $ 54,000
Henrico, Virginia 52 $ 7,438,000 $ 143,038 $ 53,000
Chatham, Georgia 51 $ 6,852,000 $ 134,352 $ 66,000
Rockland, New York 51 $ 14,762,000 $ 289,450 $ 49,000
Allegheny, Pennsylvania 51 $ 5,098,000 $ 99,960 $ 43,000
McHenry, Illinois 50 $ 9,598,000 $ 191,960 $ 58,000
Rensselaer, New York 50 $ 4,756,000 $ 95,120 $ 36,000
San Francisco, California 49 $ 24,363,000 $ 497,204 $ 143,000
Kent, Michigan 48 $ 5,289,000 $ 110,187 $ 51,000
St. Louis City, Missouri 48 $ 4,196,000 $ 87,416 $ 23,000
Rockingham, New Hampshire 48 $ 10,540,000 $ 219,583 $ 37,000
Atlantic, New Jersey 48 $ 8,412,000 $ 175,250 $ 44,000
Ulster, New York 48 $ 9,755,000 $ 203,229 $ 36,000
Guilford, North Carolina 48 $ 5,376,000 $ 112,000 $ 41,000
Henry, Georgia 47 $ 7,782,000 $ 165,574 $ 39,000
Onondaga, New York 47 $ 4,750,000 $ 101,063 $ 58,000
Salt Lake, Utah 47 $ 14,429,000 $ 307,000 $ 39,000
Chesterfield, Virginia 47 $ 6,992,000 $ 148,765 $ 31,000
Barnstable, Massachusetts 45 $ 14,626,000 $ 325,022 $ 70,000
Summit, Ohio 45 $ 6,032,000 $ 134,044 $ 26,000
Imperial, California 44 $ 6,270,000 $ 142,500 $ 50,000
Howard, Maryland 44 $ 10,906,000 $ 247,863 $ 87,000
Cherokee, Georgia 43 $ 8,626,000 $ 200,604 $ 36,000
Charlotte, Florida 42 $ 7,333,000 $ 174,595 $ 33,000
Genesee, Michigan 42 $ 4,878,000 $ 116,142 $ 36,000
Somerset, New Jersey 41 $ 11,864,000 $ 289,365 $ 78,000
Delaware, Pennsylvania 41 $ 7,564,000 $ 184,487 $ 51,000
Clay, Florida 40 $ 6,405,000 $ 160,125 $ 36,000
Denton, Texas 40 $ 10,237,000 $ 255,925 $ 123,000
Monroe, Florida 39 $ 14,991,000 $ 384,384 $ 136,000
Charles, Maryland 39 $ 9,084,000 $ 232,923 $ 58,000
Santa Cruz, California 38 $ 13,865,000 $ 364,868 $ 116,000
Stanislaus, California 38 $ 7,071,000 $ 186,078 $ 58,000
New London, Connecticut 38 $ 9,755,000 $ 256,710 $ 71,000
Dare, North Carolina 38 $ 12,225,000 $ 321,710 $ 87,000
Union, North Carolina 38 $ 8,936,000 $ 235,157 $ 71,000
Greenville, South Carolina 38 $ 6,498,000 $ 171,000 $ 52,000
Utah, Utah 38 $ 9,142,000 $ 240,578 $ 63,000
Fresno, California 37 $ 8,117,000 $ 219,378 $ 86,000
Santa Barbara, California 37 $ 21,299,000 $ 575,648 $ 482,000
Northampton, Pennsylvania 37 $ 4,173,000 $ 112,783 $ 37,000
Williamson, Tennessee 37 $ 14,857,000 $ 401,540 $ 103,000
Arlington, Virginia 37 $ 9,943,000 $ 268,729 $ 95,000
Boulder, Colorado 36 $ 10,794,000 $ 299,833 $ 83,000
Gaston, North Carolina 36 $ 3,672,000 $ 102,000 $ 36,000
Travis, Texas 36 $ 7,783,000 $ 216,194 $ 44,000
Santa Cruz, Arizona 35 $ 3,705,000 $ 105,857 $ 51,000
Elkhart, Indiana 35 $ 4,673,000 $ 133,514 $ 13,000
Burlington, New Jersey 35 $ 7,760,000 $ 221,714 $ 46,000
Richmond City, Virginia 35 $ 4,446,000 $ 127,028 $ 42,000
Spotsylvania, Virginia 35 $ 5,934,000 $ 169,542 $ 53,000
Weld, Colorado 34 $ 7,002,000 $ 205,941 $ 47,000
Allen, Indiana 34 $ 3,129,000 $ 92,029 $ 52,000
Dakota, Minnesota 34 $ 6,259,000 $ 184,088 $ 37,000
Sussex, New Jersey 34 $ 9,422,000 $ 277,117 $ 85,000
Durham, North Carolina 34 $ 4,714,000 $ 138,647 $ 33,000
Forsyth, North Carolina 34 $ 4,688,000 $ 137,882 $ 55,000
Lucas, Ohio 34 $ 3,223,000 $ 94,794 $ 71,000
Montgomery, Ohio 34 $ 2,607,000 $ 76,676 $ 47,000
Dauphin, Pennsylvania 34 $ 2,678,000 $ 78,764 $ 26,000
Martin, Florida 33 $ 10,672,000 $ 323,393 $ 48,000
Harford, Maryland 33 $ 6,897,000 $ 209,000 $ 62,000
Luzerne, Pennsylvania 33 $ 2,782,000 $ 84,303 $ 24,000
Skagit, Washington 33 $ 4,834,000 $ 146,484 $ 82,000
Monroe, Pennsylvania 32 $ 5,057,000 $ 158,031 $ 33,000
Sumner, Tennessee 32 $ 3,885,000 $ 121,406 $ 32,000
Kitsap, Washington 32 $ 5,792,000 $ 181,000 $ 72,000
Mobile, Alabama 31 $ 3,106,000 $ 100,193 $ 64,000
Forsyth, Georgia 31 $ 6,909,000 $ 222,870 $ 84,000
Johnson, Kansas 31 $ 9,351,000 $ 301,645 $ 54,000
Frederick, Maryland 31 $ 6,551,000 $ 211,322 $ 43,000
Washington, Minnesota 31 $ 9,994,000 $ 322,387 $ 90,000
Mercer, New Jersey 31 $ 6,696,000 $ 216,000 $ 54,000
Putnam, New York 31 $ 8,861,000 $ 285,838 $ 64,000
Iredell, North Carolina 31 $ 7,032,000 $ 226,838 $ 96,000
Chester, Pennsylvania 31 $ 6,185,000 $ 199,516 $ 30,000
Dorchester, South Carolina 31 $ 4,484,000 $ 144,645 $ 59,000
Navajo, Arizona 30 $ 5,225,000 $ 174,166 $ 121,000
Solano, California 30 $ 9,161,000 $ 305,366 $ 102,000
Middlesex, Connecticut 30 $ 5,937,000 $ 197,900 $ 70,000
Marion, Florida 30 $ 3,764,000 $ 125,466 $ 51,000
Washoe, Nevada 30 $ 7,881,000 $ 262,700 $ 64,000
Lehigh, Pennsylvania 30 $ 2,716,000 $ 90,533 $ 31,000
Placer, California 29 $ 9,552,000 $ 329,379 $ 140,000
Indian River, Florida 29 $ 5,389,000 $ 185,827 $ 72,000
Winnebago, Illinois 29 $ 2,605,000 $ 89,827 $ 18,000
Worcester, Maryland 29 $ 7,065,000 $ 243,620 $ 70,000
Camden, New Jersey 29 $ 3,367,000 $ 116,103 $ 72,000
Niagara, New York 29 $ 2,239,000 $ 77,206 $ 67,000
Kent, Rhode Island 29 $ 5,437,000 $ 187,482 $ 45,000
Spartanburg, South Carolina 29 $ 3,034,000 $ 104,620 $ 29,000
Alexandria, Virginia 29 $ 7,940,000 $ 273,793 $ 71,000
Stafford, Virginia 29 $ 6,097,000 $ 210,241 $ 78,000
Douglas, Georgia 28 $ 5,393,000 $ 192,607 $ 89,000
Sandoval, New Mexico 28 $ 3,906,000 $ 139,500 $ 41,000
Oklahoma, Oklahoma 28 $ 3,798,000 $ 135,642 $ 64,000
Deschutes, Oregon 28 $ 4,567,000 $ 163,107 $ 59,000
Santa Fe, New Mexico 27 $ 7,229,000 $ 267,740 $ 45,000
Buncombe, North Carolina 27 $ 3,372,000 $ 124,888 $ 32,000
Marion, Oregon 27 $ 4,270,000 $ 158,148 $ 85,000
Sussex, Delaware 26 $ 5,722,000 $ 220,076 $ 36,000
Richmond, Georgia 26 $ 6,383,000 $ 245,500 $ 59,000
East Baton Rouge, Louisiana 26 $ 2,766,000 $ 106,384 $ 21,000
Lake, Ohio 26 $ 2,844,000 $ 109,384 $ 29,000
Washington, Rhode Island 26 $ 7,988,000 $ 307,230 $ 116,000
Galveston, Texas 26 $ 3,328,000 $ 128,000 $ 52,000
Shelby, Alabama 25 $ 5,038,000 $ 201,520 $ 86,000
San Luis Obispo, California 25 $ 8,963,000 $ 358,520 $ 137,000
Escambia, Florida 25 $ 2,721,000 $ 108,840 $ 91,000
Rockdale, Georgia 25 $ 3,927,000 $ 157,080 $ 53,000
Sedgwick, Kansas 25 $ 1,753,000 $ 70,120 $ 27,000
Orleans, Louisiana 25 $ 5,768,000 $ 230,720 $ 77,000
Thurston, Washington 25 $ 3,461,000 $ 138,440 $ 56,000
Marin, California 24 $ 11,235,000 $ 468,125 $ 160,000
Polk, Iowa 24 $ 2,881,000 $ 120,041 $ 37,000
Scott, Iowa 24 $ 1,660,000 $ 69,166 $ 29,000
Calcasieu, Louisiana 24 $ 2,302,000 $ 95,916 $ 40,000
Washtenaw, Michigan 24 $ 4,255,000 $ 177,291 $ 56,000
Warren, New York 24 $ 2,784,000 $ 116,000 $ 32,000
Cumberland, Pennsylvania 24 $ 3,643,000 $ 151,791 $ 40,000
York, South Carolina 24 $ 3,033,000 $ 126,375 $ 55,000
Wilson, Tennessee 24 $ 3,337,000 $ 139,041 $ 32,000
Jefferson, Kentucky 23 $ 2,183,000 $ 94,913 $ 68,000
Ingham, Michigan 23 $ 1,763,000 $ 76,652 $ 23,000
Jackson, Michigan 23 $ 2,613,000 $ 113,608 $ 20,000
Hinds, Mississippi 23 $ 2,036,000 $ 88,521 $ 29,000
Blount, Tennessee 23 $ 2,857,000 $ 124,217 $ 37,000
Williamson, Texas 23 $ 3,037,000 $ 132,043 $ 42,000
Alachua, Florida 22 $ 3,235,000 $ 147,045 $ 37,000
Paulding, Georgia 22 $ 3,523,000 $ 160,136 $ 76,000
St. Tammany, Louisiana 22 $ 2,954,000 $ 134,272 $ 14,000
DeSoto, Mississippi 22 $ 3,089,000 $ 140,409 $ 21,000
Montgomery, Texas 22 $ 3,232,000 $ 146,909 $ 69,000
Kankakee, Illinois 21 $ 1,780,000 $ 84,761 $ 40,000
Rock Island, Illinois 21 $ 2,507,000 $ 119,380 $ 32,000
Oneida, New York 21 $ 1,730,000 $ 82,380 $ 36,000
Sullivan, New York 21 $ 2,778,000 $ 132,285 $ 70,000
Cabarrus, North Carolina 21 $ 2,745,000 $ 130,714 $ 66,000
Cleveland, North Carolina 21 $ 1,843,000 $ 87,761 $ 45,000
Butler, Ohio 21 $ 2,361,000 $ 112,428 $ 68,000
Lorain, Ohio 21 $ 2,724,000 $ 129,714 $ 42,000
Jackson, Oregon 21 $ 3,478,000 $ 165,619 $ 56,000
Washington, Utah 21 $ 3,990,000 $ 190,000 $ 69,000
Newport News, Virginia 21 $ 1,974,000 $ 94,000 $ 42,000
Cochise, Arizona 20 $ 1,712,000 $ 85,600 $ 46,000
Fayette, Georgia 20 $ 6,217,000 $ 310,850 $ 53,000
Newton, Georgia 20 $ 2,704,000 $ 135,200 $ 22,000
Cumberland, Maine 20 $ 3,536,000 $ 176,800 $ 33,000
Wayne, New York 20 $ 1,904,000 $ 95,200 $ 52,000
Anderson, South Carolina 20 $ 2,733,000 $ 136,650 $ 64,000
Georgetown, South Carolina 20 $ 3,750,000 $ 187,500 $ 32,000
Berkeley, West Virginia 20 $ 2,329,000 $ 116,450 $ 39,000
Kent, Delaware 19 $ 2,290,000 $ 120,526 $ 67,000
Porter, Indiana 19 $ 3,608,000 $ 189,894 $ 71,000
Wyandotte, Kansas 19 $ 1,393,000 $ 73,315 $ 43,000
Scott, Minnesota 19 $ 5,726,000 $ 301,368 $ 129,000
Suffolk, Virginia 19 $ 3,450,000 $ 181,578 $ 40,000
Baldwin, Alabama 18 $ 3,632,000 $ 201,777 $ 81,000
Merced, California 18 $ 3,395,000 $ 188,611 $ 79,000
Windham, Connecticut 18 $ 2,616,000 $ 145,333 $ 29,000
Berrien, Michigan 18 $ 2,481,000 $ 137,833 $ 74,000
Catawba, North Carolina 18 $ 3,309,000 $ 183,833 $ 88,000
Henderson, North Carolina 18 $ 2,592,000 $ 144,000 $ 55,000
Frederick, Virginia 18 $ 3,279,000 $ 182,166 $ 38,000
Manassas, Virginia 18 $ 3,186,000 $ 177,000 $ 48,000
Eagle, Colorado 17 $ 3,830,000 $ 225,294 $ 53,000
Tolland, Connecticut 17 $ 2,618,000 $ 154,000 $ 34,000
Kendall, Illinois 17 $ 2,885,000 $ 169,705 $ 11,000
Vanderburgh, Indiana 17 $ 923,000 $ 54,294 $ 46,000
Caddo, Louisiana 17 $ 1,455,000 $ 85,588 $ 39,000
Greene, Missouri 17 $ 1,900,000 $ 111,764 $ 14,000
Yamhill, Oregon 17 $ 3,059,000 $ 179,941 $ 47,000
Westmoreland, Pennsylvania 17 $ 1,625,000 $ 95,588 $ 14,000
Pulaski, Arkansas 16 $ 1,903,000 $ 118,937 $ 33,000
Glynn, Georgia 16 $ 2,721,000 $ 170,062 $ 50,000
Madison, Illinois 16 $ 1,915,000 $ 119,687 $ 25,000
Muskegon, Michigan 16 $ 2,167,000 $ 135,437 $ 26,000
Chautauqua, New York 16 $ 1,839,000 $ 114,937 $ 24,000
Ontario, New York 16 $ 1,656,000 $ 103,500 $ 68,000
Brunswick, North Carolina 16 $ 2,876,000 $ 179,750 $ 58,000
New Hanover, North Carolina 16 $ 2,315,000 $ 144,687 $ 42,000
Rowan, North Carolina 16 $ 1,906,000 $ 119,125 $ 27,000
Ashtabula, Ohio 16 $ 1,681,000 $ 105,062 $ 54,000
Aiken, South Carolina 16 $ 1,489,000 $ 93,062 $ 63,000
Cheatham, Tennessee 16 $ 1,813,000 $ 113,312 $ 67,000
Gila, Arizona 15 $ 2,000,000 $ 133,333 $ 85,000
Leon, Florida 15 $ 1,990,000 $ 132,666 $ 33,000
Coweta, Georgia 15 $ 1,734,000 $ 115,600 $ 63,000
St. Clair, Illinois 15 $ 1,241,000 $ 82,733 $ 14,000
Hamilton, Indiana 15 $ 2,188,000 $ 145,866 $ 46,000
Fayette, Kentucky 15 $ 1,339,000 $ 89,266 $ 41,000
Kenton, Kentucky 15 $ 1,919,000 $ 127,933 $ 58,000
Jefferson, Louisiana 15 $ 2,026,000 $ 135,066 $ 22,000
Carroll, Maryland 15 $ 4,315,000 $ 287,666 $ 142,000
St. Charles, Missouri 15 $ 2,541,000 $ 169,400 $ 62,000
Warren, New Jersey 15 $ 2,700,000 $ 180,000 $ 61,000
Greene, New York 15 $ 2,681,000 $ 178,733 $ 111,000
Washington, New York 15 $ 1,412,000 $ 94,133 $ 41,000
Cumberland, North Carolina 15 $ 1,279,000 $ 85,266 $ 20,000
Lackawanna, Pennsylvania 15 $ 1,387,000 $ 92,466 $ 15,000
Tulare, California 14 $ 1,597,000 $ 114,071 $ 34,000
Citrus, Florida 14 $ 1,815,000 $ 129,642 $ 68,000
Bibb, Georgia 14 $ 1,347,000 $ 96,214 $ 34,000
Floyd, Georgia 14 $ 1,196,000 $ 85,428 $ 53,000
Hall, Georgia 14 $ 3,520,000 $ 251,428 $ 106,000
DeKalb, Illinois 14 $ 2,362,000 $ 168,714 $ 37,000
LaPorte, Indiana 14 $ 1,791,000 $ 127,928 $ 57,000
Lafayette, Louisiana 14 $ 1,152,000 $ 82,285 $ 27,000
Lapeer, Michigan 14 $ 2,388,000 $ 170,571 $ 31,000
Wright, Minnesota 14 $ 2,634,000 $ 188,142 $ 38,000
Lamar, Mississippi 14 $ 1,471,000 $ 105,071 $ 80,000
Newport, Rhode Island 14 $ 4,646,000 $ 331,857 $ 69,000
Robertson, Tennessee 14 $ 1,384,000 $ 98,857 $ 40,000
Brazoria, Texas 14 $ 1,956,000 $ 139,714 $ 62,000
El Dorado, California 13 $ 5,127,000 $ 394,384 $ 115,000
Napa, California 13 $ 6,284,000 $ 483,384 $ 182,000
Pueblo, Colorado 13 $ 1,613,000 $ 124,076 $ 20,000
Bay, Florida 13 $ 2,604,000 $ 200,307 $ 47,000
Walton, Florida 13 $ 3,592,000 $ 276,307 $ 113,000
Johnson, Indiana 13 $ 1,644,000 $ 126,461 $ 11,000
Saginaw, Michigan 13 $ 973,000 $ 74,846 $ 7,000
Rankin, Mississippi 13 $ 1,374,000 $ 105,692 $ 91,000
Montgomery, New York 13 $ 930,000 $ 71,538 $ 40,000
Fairfield, Ohio 13 $ 1,966,000 $ 151,230 $ 38,000
Orangeburg, South Carolina 13 $ 1,106,000 $ 85,076 $ 25,000
Montgomery, Tennessee 13 $ 1,246,000 $ 95,846 $ 6,000
Manassas Park, Virginia 13 $ 2,628,000 $ 202,153 $ 51,000
Island, Washington 13 $ 3,096,000 $ 238,153 $ 69,000
Spokane, Washington 13 $ 1,613,000 $ 124,076 $ 97,000
Yuma, Arizona 12 $ 1,240,000 $ 103,333 $ 53,000
Garland, Arkansas 12 $ 1,195,000 $ 99,583 $ 25,000
Lake, California 12 $ 2,381,000 $ 198,416 $ 84,000
Walton, Georgia 12 $ 2,522,000 $ 210,166 $ 56,000
Peoria, Illinois 12 $ 793,000 $ 66,083 $ 19,000
Hendricks, Indiana 12 $ 1,556,000 $ 129,666 $ 29,000
Washington, Maryland 12 $ 2,193,000 $ 182,750 $ 41,000
Monroe, Michigan 12 $ 1,970,000 $ 164,166 $ 23,000
Clay, Missouri 12 $ 2,100,000 $ 175,000 $ 32,000
Cheshire, New Hampshire 12 $ 1,909,000 $ 159,083 $ 30,000
Gloucester, New Jersey 12 $ 1,883,000 $ 156,916 $ 28,000
Hunterdon, New Jersey 12 $ 3,565,000 $ 297,083 $ 84,000
Columbia, New York 12 $ 1,940,000 $ 161,666 $ 42,000
Fulton, New York 12 $ 1,367,000 $ 113,916 $ 52,000
Clark, Ohio 12 $ 876,000 $ 73,000 $ 41,000
Portage, Ohio 12 $ 1,512,000 $ 126,000 $ 42,000
Wood, Ohio 12 $ 1,348,000 $ 112,333 $ 54,000
Lebanon, Pennsylvania 12 $ 1,116,000 $ 93,000 $ 42,000
Maury, Tennessee 12 $ 1,439,000 $ 119,916 $ 53,000
Comal, Texas 12 $ 1,741,000 $ 145,083 $ 7,000
Weber, Utah 12 $ 1,432,000 $ 119,333 $ 106,000
Racine, Wisconsin 12 $ 1,041,000 $ 86,750 $ 9,000
Waukesha, Wisconsin 12 $ 2,465,000 $ 205,416 $ 55,000
Butte, California 11 $ 2,073,000 $ 188,454 $ 70,000
Mendocino, California 11 $ 2,951,000 $ 268,272 $ 112,000
Shasta, California 11 $ 1,619,000 $ 147,181 $ 67,000
Okaloosa, Florida 11 $ 3,247,000 $ 295,181 $ 226,000
Carroll, Georgia 11 $ 1,463,000 $ 133,000 $ 6,000
Tippecanoe, Indiana 11 $ 1,084,000 $ 98,545 $ 31,000
Wicomico, Maryland 11 $ 1,496,000 $ 136,000 $ 37,000
Cass, Michigan 11 $ 1,319,000 $ 119,909 $ 37,000
Lenawee, Michigan 11 $ 1,206,000 $ 109,636 $ 54,000
Livingston, Michigan 11 $ 3,572,000 $ 324,727 $ 140,000
Madison, Mississippi 11 $ 1,089,000 $ 99,000 $ 44,000
Cape May, New Jersey 11 $ 5,099,000 $ 463,545 $ 127,000
Cattaraugus, New York 11 $ 779,000 $ 70,818 $ 32,000
Stark, Ohio 11 $ 1,101,000 $ 100,090 $ 2,000
Pickens, South Carolina 11 $ 2,570,000 $ 233,636 $ 79,000
Madison, Tennessee 11 $ 1,333,000 $ 121,181 $ 43,000
Hampton, Virginia 11 $ 1,144,000 $ 104,000 $ 49,000
Shenandoah, Virginia 11 $ 1,060,000 $ 96,363 $ 75,000
La Paz, Arizona 10 $ 1,310,000 $ 131,000 $ 91,000
Humboldt, California 10 $ 1,841,000 $ 184,100 $ 58,000
Mono, California 10 $ 2,970,000 $ 297,000 $ 150,000
Highlands, Florida 10 $ 1,091,000 $ 109,100 $ 69,000
Bartow, Georgia 10 $ 1,951,000 $ 195,100 $ 101,000
Honolulu, Hawaii 10 $ 3,959,000 $ 395,900 $ 126,000
Ada, Idaho 10 $ 1,340,000 $ 134,000 $ 182,000
Madison, Indiana 10 $ 793,000 $ 79,300 $ 0
Morgan, Indiana 10 $ 1,626,000 $ 162,600 $ 92,000
Tangipahoa, Louisiana 10 $ 1,255,000 $ 125,500 $ 45,000
Androscoggin, Maine 10 $ 1,296,000 $ 129,600 $ 47,000
Calvert, Maryland 10 $ 2,475,000 $ 247,500 $ 80,000
Eaton, Michigan 10 $ 1,304,000 $ 130,400 $ 75,000
Cumberland, New Jersey 10 $ 783,000 $ 78,300 $ 0
Genesee, New York 10 $ 780,000 $ 78,000 $ 66,000
Orleans, New York 10 $ 821,000 $ 82,100 $ 22,000
Wyoming, New York 10 $ 780,000 $ 78,000 $ 38,000
Delaware, Ohio 10 $ 2,239,000 $ 223,900 $ 67,000
Mahoning, Ohio 10 $ 2,716,000 $ 271,600 $ 203,000
Medina, Ohio 10 $ 1,430,000 $ 143,000 $ 38,000
Columbia, Oregon 10 $ 1,221,000 $ 122,100 $ 50,000
Lincoln, Oregon 10 $ 1,268,000 $ 126,800 $ 69,000
Polk, Oregon 10 $ 1,729,000 $ 172,900 $ 57,000
Butler, Pennsylvania 10 $ 980,000 $ 98,000 $ 57,000
Florence, South Carolina 10 $ 1,640,000 $ 164,000 $ 71,000
Sevier, Tennessee 10 $ 1,366,000 $ 136,600 $ 99,000
Grayson, Texas 10 $ 727,000 $ 72,700 $ 2,000
Rockwall, Texas 10 $ 2,574,000 $ 257,400 $ 153,000
Davis, Utah 10 $ 4,389,000 $ 438,900 $ 64,000
Fairfax City, Virginia 10 $ 2,611,000 $ 261,100 $ 69,000
Barrow, Georgia 9 $ 1,068,000 $ 118,666 $ 21,000
Catoosa, Georgia 9 $ 975,000 $ 108,333 $ 20,000
Effingham, Georgia 9 $ 1,067,000 $ 118,555 $ 52,000
Bartholomew, Indiana 9 $ 647,000 $ 71,888 $ 19,000
DeKalb, Indiana 9 $ 956,000 $ 106,222 $ 24,000
Ouachita, Louisiana 9 $ 1,303,000 $ 144,777 $ 60,000
Cecil, Maryland 9 $ 1,450,000 $ 161,111 $ 57,000
Grand Traverse, Michigan 9 $ 1,928,000 $ 214,222 $ 72,000
Ottawa, Michigan 9 $ 1,290,000 $ 143,333 $ 29,000
St. Clair, Michigan 9 $ 893,000 $ 99,222 $ 28,000
Itasca, Minnesota 9 $ 1,023,000 $ 113,666 $ 65,000
Olmsted, Minnesota 9 $ 1,958,000 $ 217,555 $ 31,000
Sherburne, Minnesota 9 $ 2,084,000 $ 231,555 $ 51,000
Harrison, Mississippi 9 $ 1,046,000 $ 116,222 $ 16,000
Taney, Missouri 9 $ 1,840,000 $ 204,444 $ 47,000
Merrimack, New Hampshire 9 $ 2,450,000 $ 272,222 $ 64,000
Warren, Ohio 9 $ 1,981,000 $ 220,111 $ 74,000
Benton, Oregon 9 $ 1,770,000 $ 196,666 $ 95,000
Josephine, Oregon 9 $ 1,678,000 $ 186,444 $ 66,000
Adams, Pennsylvania 9 $ 1,115,000 $ 123,888 $ 89,000
Blair, Pennsylvania 9 $ 1,078,000 $ 119,777 $ 26,000
Cambria, Pennsylvania 9 $ 722,000 $ 80,222 $ 27,000
Washington, Pennsylvania 9 $ 912,000 $ 101,333 $ 36,000
Darlington, South Carolina 9 $ 930,000 $ 103,333 $ 34,000
Chittenden, Vermont 9 $ 2,083,000 $ 231,444 $ 56,000
Roanoke, Virginia 9 $ 1,279,000 $ 142,111 $ 62,000
Yolo, California 8 $ 2,017,000 $ 252,125 $ 103,000
Hawaii, Hawaii 8 $ 1,720,000 $ 215,000 $ 75,000
Grundy, Illinois 8 $ 1,494,000 $ 186,750 $ 28,000
Sangamon, Illinois 8 $ 697,000 $ 87,125 $ 37,000
Tazewell, Illinois 8 $ 551,000 $ 68,875 $ 9,000
Monroe, Indiana 8 $ 848,000 $ 106,000 $ 20,000
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Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 29,177 $5,651,512,000 $164,588 $4,000,000 $56,411 $2,761,000
Refinancing 18,017 $4,173,357,000 $202,938 $4,000,000 $62,877 $6,000,000
Home Improvement 461 $27,182,000 $216,909 $825,000 $60,545 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,089 $4,945,570,000 $187,215 $4,000,000 $65,039 $3,000,000
Hispanic 8,381 $1,640,236,000 $156,088 $2,000,000 $42,644 $6,000,000
Black or African American 5,283 $980,466,000 $156,925 $3,510,000 $48,125 $1,200,000
Not Provided 3,766 $926,086,000 $180,224 $3,438,000 $58,000 $2,045,000
Not applicable 3,567 $703,234,000 $177,369 $1,750,000 $26,043 $1,380,000
Asian 2,158 $564,772,000 $186,186 $2,542,000 $62,534 $2,074,000
Native Hawaiian or Other Pacific Islander 224 $48,930,000 $179,346 $752,000 $50,653 $644,000
American Indian or Alaskan Native 187 $42,757,000 $199,468 $1,425,000 $48,718 $564,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 47,517 $9,833,328,000 $178,352 $4,000,000 $57,803 $6,000,000
FHA-insured (Federal Housing Administration) 107 $13,299,000 $158,428 $267,000 $79,000 $686,000
VA-guaranteed (Veterans Administration) 29 $5,175,000 $157,333 $297,000 $36,833 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $249,000 $124,000 $143,000 $46,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 24,761 $5,100,074,000 $173,061 $4,000,000 $55,346 $3,000,000
Application Withdrawn By Applicant 10,713 $2,356,271,000 $196,260 $4,000,000 $60,300 $2,761,000
Application Denied By Financial Institution 6,973 $1,371,483,000 $170,039 $4,000,000 $67,274 $6,000,000
Loan Purchased By The Institution 3,476 $677,385,000 $175,955 $1,000,000 $24,733 $1,380,000
Application Approved But Not Accepted 1,604 $316,314,000 $186,155 $1,885,000 $42,511 $2,000,000
File Closed For Incompleteness 126 $30,251,000 $224,280 $2,275,000 $75,440 $1,140,000
Preapproval Approved but not Accepted 2 $273,000 $136,000 $192,000 $16,000 $32,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,324 $450,240,000 $164,782 $3,500,000 $67,543 $6,000,000
Credit History 1,531 $299,132,000 $160,511 $3,640,000 $59,777 $2,074,000
Collateral 1,303 $259,298,000 $175,469 $4,000,000 $64,918 $1,440,000
Credit Application Incomplete 975 $214,728,000 $189,800 $2,000,000 $60,325 $1,123,000
Debt-To-Income Ratio 510 $88,738,000 $184,923 $2,000,000 $68,333 $600,000
Employment History 187 $32,062,000 $154,166 $938,000 $66,466 $336,000
Unverifiable Information 105 $20,968,000 $208,066 $1,330,000 $59,733 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 36 $6,005,000 $145,166 $390,000 $67,333 $288,000
Mortgage Insurance Denied 2 $312,000 $156,000 $264,000 $116,000 $173,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Arizona's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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