First National Bank Of Layton
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First National Bank Of Layton 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Layton 1601 N. Hillfield Road Layton, UT 84041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,256 |
| Total Mortgage Loan Application Amount | $269,657,000 |
| Average Mortgage Loan Application Amount | $152,666 |
| Highest Mortgage Loan Application Amount | $976,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,260,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First National Bank Of Layton. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Layton's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First National Bank Of Layton's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Layton serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Layton, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Layton's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 138 | $ 22,454,000 | $ 162,000 | $ 84,000 |
| Salt Lake County Utah | 96 | $ 21,655,000 | $ 225,000 | $ 82,000 |
| Davis County Utah | 85 | $ 17,289,000 | $ 203,000 | $ 64,000 |
| Weber County Utah | 42 | $ 8,171,000 | $ 194,000 | $ 48,000 |
| Gila County Arizona | 24 | $ 3,096,000 | $ 129,000 | $ 80,000 |
| Clark County Nevada | 24 | $ 4,317,000 | $ 179,000 | $ 28,000 |
| Utah County Utah | 24 | $ 5,372,000 | $ 223,000 | $ 58,000 |
| Pinal County Arizona | 19 | $ 1,872,000 | $ 98,000 | $ 125,000 |
| El Paso County Colorado | 14 | $ 3,776,000 | $ 269,000 | $ 11,000 |
| King County Washington | 14 | $ 4,127,000 | $ 294,000 | $ 148,000 |
| Cook County Illinois | 13 | $ 2,908,000 | $ 223,000 | $ 95,000 |
| Riverside County California | 12 | $ 3,251,000 | $ 270,000 | $ 66,000 |
| Los Angeles County California | 11 | $ 3,040,000 | $ 276,000 | $ 78,000 |
| Ada County Idaho | 11 | $ 2,244,000 | $ 204,000 | $ 65,000 |
| Dallas County Texas | 10 | $ 1,189,000 | $ 118,000 | $ 58,000 |
| Snohomish County Washington | 10 | $ 2,387,000 | $ 238,000 | $ 96,000 |
| Anchorage County Alaska | 8 | $ 1,937,000 | $ 242,000 | $ 84,000 |
| Harris County Texas | 8 | $ 1,461,000 | $ 182,000 | $ 51,000 |
| Yavapai County Arizona | 7 | $ 1,339,000 | $ 191,000 | $ 56,000 |
| Broward County Florida | 7 | $ 1,202,000 | $ 171,000 | $ 112,000 |
| Nassau County New York | 7 | $ 2,444,000 | $ 349,000 | $ 100,000 |
| Wake County North Carolina | 7 | $ 1,852,000 | $ 264,000 | $ 45,000 |
| Fairfax County Virginia | 7 | $ 2,977,000 | $ 425,000 | $ 270,000 |
| Clark County Washington | 7 | $ 1,930,000 | $ 275,000 | $ 100,000 |
| Orange County California | 6 | $ 2,764,000 | $ 460,000 | $ 126,000 |
| San Diego County California | 6 | $ 1,990,000 | $ 331,000 | $ 20,000 |
| DeKalb County Georgia | 6 | $ 1,212,000 | $ 202,000 | $ 103,000 |
| Bernalillo County New Mexico | 6 | $ 1,024,000 | $ 170,000 | $ 65,000 |
| Suffolk County New York | 6 | $ 1,470,000 | $ 245,000 | $ 222,000 |
| Box Elder County Utah | 6 | $ 1,094,000 | $ 182,000 | $ 138,000 |
| Pima County Arizona | 5 | $ 1,208,000 | $ 241,000 | $ 30,000 |
| San Bernardino County California | 5 | $ 1,084,000 | $ 216,000 | $ 128,000 |
| Solano County California | 5 | $ 1,448,000 | $ 289,000 | $ 31,000 |
| Arapahoe County Colorado | 5 | $ 968,000 | $ 193,000 | $ 47,000 |
| Montgomery County Maryland | 5 | $ 1,920,000 | $ 384,000 | $ 124,000 |
| Oakland County Michigan | 5 | $ 1,322,000 | $ 264,000 | $ 57,000 |
| Multnomah County Oregon | 5 | $ 1,159,000 | $ 231,000 | $ 85,000 |
| Washington County Oregon | 5 | $ 1,541,000 | $ 308,000 | $ 89,000 |
| Montgomery County Tennessee | 5 | $ 837,000 | $ 167,000 | $ 9,000 |
| El Paso County Texas | 5 | $ 985,000 | $ 197,000 | $ 70,000 |
| Cache County Utah | 5 | $ 717,000 | $ 143,000 | $ 89,000 |
| Washington County Utah | 5 | $ 1,701,000 | $ 340,000 | $ 112,000 |
| Pierce County Washington | 5 | $ 1,148,000 | $ 229,000 | $ 30,000 |
| San Joaquin County California | 4 | $ 1,091,000 | $ 272,000 | $ 25,000 |
| Duval County Florida | 4 | $ 1,009,000 | $ 252,000 | $ 33,000 |
| St. Clair County Illinois | 4 | $ 888,000 | $ 222,000 | $ 27,000 |
| Will County Illinois | 4 | $ 1,126,000 | $ 281,000 | $ 63,000 |
| Baltimore County Maryland | 4 | $ 1,048,000 | $ 262,000 | $ 140,000 |
| Charles County Maryland | 4 | $ 849,000 | $ 212,000 | $ 73,000 |
| Howard County Maryland | 4 | $ 1,229,000 | $ 307,000 | $ 140,000 |
| Kent County Michigan | 4 | $ 459,000 | $ 114,000 | $ 66,000 |
| Macomb County Michigan | 4 | $ 440,000 | $ 110,000 | $ 26,000 |
| Monmouth County New Jersey | 4 | $ 1,498,000 | $ 374,000 | $ 111,000 |
| Kings County New York | 4 | $ 2,154,000 | $ 538,000 | $ 207,000 |
| Cumberland County North Carolina | 4 | $ 437,000 | $ 109,000 | $ 42,000 |
| Bexar County Texas | 4 | $ 593,000 | $ 148,000 | $ 36,000 |
| Denton County Texas | 4 | $ 1,053,000 | $ 263,000 | $ 20,000 |
| Fort Bend County Texas | 4 | $ 730,000 | $ 182,000 | $ 111,000 |
| Travis County Texas | 4 | $ 668,000 | $ 167,000 | $ 49,000 |
| Tooele County Utah | 4 | $ 999,000 | $ 249,000 | $ 44,000 |
| Kitsap County Washington | 4 | $ 1,082,000 | $ 270,000 | $ 16,000 |
| Alameda County California | 3 | $ 897,000 | $ 299,000 | $ 110,000 |
| Contra Costa County California | 3 | $ 988,000 | $ 329,000 | $ 151,000 |
| El Dorado County California | 3 | $ 775,000 | $ 258,000 | $ 23,000 |
| Placer County California | 3 | $ 802,000 | $ 267,000 | $ 101,000 |
| Sacramento County California | 3 | $ 922,000 | $ 307,000 | $ 15,000 |
| Larimer County Colorado | 3 | $ 474,000 | $ 158,000 | $ 51,000 |
| New Haven County Connecticut | 3 | $ 634,000 | $ 211,000 | $ 75,000 |
| New Castle County Delaware | 3 | $ 378,000 | $ 126,000 | $ 65,000 |
| Bay County Florida | 3 | $ 647,000 | $ 215,000 | $ 0 |
| Lee County Florida | 3 | $ 453,000 | $ 151,000 | $ 131,000 |
| Pinellas County Florida | 3 | $ 365,000 | $ 121,000 | $ 31,000 |
| St. Johns County Florida | 3 | $ 1,066,000 | $ 355,000 | $ 0 |
| Fulton County Georgia | 3 | $ 1,058,000 | $ 352,000 | $ 134,000 |
| Honolulu County Hawaii | 3 | $ 1,631,000 | $ 543,000 | $ 87,000 |
| Anne Arundel County Maryland | 3 | $ 1,064,000 | $ 354,000 | $ 0 |
| Harford County Maryland | 3 | $ 833,000 | $ 277,000 | $ 35,000 |
| Middlesex County Massachusetts | 3 | $ 753,000 | $ 251,000 | $ 97,000 |
| Norfolk County Massachusetts | 3 | $ 892,000 | $ 297,000 | $ 64,000 |
| Plymouth County Massachusetts | 3 | $ 780,000 | $ 260,000 | $ 62,000 |
| Worcester County Massachusetts | 3 | $ 625,000 | $ 208,000 | $ 151,000 |
| St. Charles County Missouri | 3 | $ 566,000 | $ 188,000 | $ 102,000 |
| St. Louis County Missouri | 3 | $ 635,000 | $ 211,000 | $ 86,000 |
| Ocean County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 55,000 |
| Queens County New York | 3 | $ 731,000 | $ 243,000 | $ 149,000 |
| Richmond County New York | 3 | $ 603,000 | $ 201,000 | $ 82,000 |
| Allegheny County Pennsylvania | 3 | $ 526,000 | $ 175,000 | $ 38,000 |
| Bucks County Pennsylvania | 3 | $ 957,000 | $ 319,000 | $ 57,000 |
| Luzerne County Pennsylvania | 3 | $ 378,000 | $ 126,000 | $ 40,000 |
| Philadelphia County Pennsylvania | 3 | $ 469,000 | $ 156,000 | $ 46,000 |
| York County Pennsylvania | 3 | $ 797,000 | $ 265,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 894,000 | $ 298,000 | $ 71,000 |
| Galveston County Texas | 3 | $ 370,000 | $ 123,000 | $ 63,000 |
| Tarrant County Texas | 3 | $ 317,000 | $ 105,000 | $ 44,000 |
| Wasatch County Utah | 3 | $ 923,000 | $ 307,000 | $ 115,000 |
| Chesterfield County Virginia | 3 | $ 853,000 | $ 284,000 | $ 49,000 |
| Prince William County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| Thurston County Washington | 3 | $ 754,000 | $ 251,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 408,000 | $ 204,000 | $ 71,000 |
| Mohave County Arizona | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Navajo County Arizona | 2 | $ 455,000 | $ 227,000 | $ 179,000 |
| Benton County Arkansas | 2 | $ 262,000 | $ 131,000 | $ 80,000 |
| Amador County California | 2 | $ 456,000 | $ 228,000 | $ 107,000 |
| Humboldt County California | 2 | $ 415,000 | $ 207,000 | $ 29,000 |
| San Luis Obispo County California | 2 | $ 736,000 | $ 368,000 | $ 94,000 |
| Santa Clara County California | 2 | $ 492,000 | $ 246,000 | $ 66,000 |
| Santa Cruz County California | 2 | $ 1,318,000 | $ 659,000 | $ 116,000 |
| Ventura County California | 2 | $ 426,000 | $ 213,000 | $ 20,000 |
| Adams County Colorado | 2 | $ 514,000 | $ 257,000 | $ 0 |
| Boulder County Colorado | 2 | $ 694,000 | $ 347,000 | $ 0 |
| Delta County Colorado | 2 | $ 153,000 | $ 76,000 | $ 108,000 |
| Denver County Colorado | 2 | $ 402,000 | $ 201,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Brevard County Florida | 2 | $ 567,000 | $ 283,000 | $ 301,000 |
| Hillsborough County Florida | 2 | $ 714,000 | $ 357,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 463,000 | $ 231,000 | $ 102,000 |
| Palm Beach County Florida | 2 | $ 679,000 | $ 339,000 | $ 0 |
| Sarasota County Florida | 2 | $ 204,000 | $ 102,000 | $ 42,000 |
| Seminole County Florida | 2 | $ 253,000 | $ 126,000 | $ 136,000 |
| Gwinnett County Georgia | 2 | $ 513,000 | $ 256,000 | $ 81,000 |
| Maui County Hawaii | 2 | $ 826,000 | $ 413,000 | $ 65,000 |
| Canyon County Idaho | 2 | $ 359,000 | $ 179,000 | $ 0 |
| DuPage County Illinois | 2 | $ 376,000 | $ 188,000 | $ 79,000 |
| McHenry County Illinois | 2 | $ 265,000 | $ 132,000 | $ 0 |
| Douglas County Kansas | 2 | $ 441,000 | $ 220,000 | $ 129,000 |
| Lafayette County Louisiana | 2 | $ 1,015,000 | $ 507,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 694,000 | $ 347,000 | $ 43,000 |
| Hampden County Massachusetts | 2 | $ 320,000 | $ 160,000 | $ 43,000 |
| Kalamazoo County Michigan | 2 | $ 268,000 | $ 134,000 | $ 89,000 |
| Dakota County Minnesota | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Washington County Minnesota | 2 | $ 487,000 | $ 243,000 | $ 19,000 |
| Boone County Missouri | 2 | $ 207,000 | $ 103,000 | $ 47,000 |
| Washoe County Nevada | 2 | $ 724,000 | $ 362,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 398,000 | $ 199,000 | $ 41,000 |
| Rockingham County New Hampshire | 2 | $ 407,000 | $ 203,000 | $ 39,000 |
| Bergen County New Jersey | 2 | $ 679,000 | $ 339,000 | $ 115,000 |
| Burlington County New Jersey | 2 | $ 594,000 | $ 297,000 | $ 56,000 |
| Essex County New Jersey | 2 | $ 596,000 | $ 298,000 | $ 165,000 |
| Middlesex County New Jersey | 2 | $ 396,000 | $ 198,000 | $ 34,000 |
| Warren County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 164,000 |
| Erie County New York | 2 | $ 304,000 | $ 152,000 | $ 34,000 |
| Durham County North Carolina | 2 | $ 342,000 | $ 171,000 | $ 76,000 |
| Guilford County North Carolina | 2 | $ 667,000 | $ 333,000 | $ 121,000 |
| Cuyahoga County Ohio | 2 | $ 163,000 | $ 81,000 | $ 41,000 |
| Hamilton County Ohio | 2 | $ 409,000 | $ 204,000 | $ 101,000 |
| Richland County Ohio | 2 | $ 146,000 | $ 73,000 | $ 91,000 |
| Clackamas County Oregon | 2 | $ 563,000 | $ 281,000 | $ 44,000 |
| Lane County Oregon | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Marion County Oregon | 2 | $ 278,000 | $ 139,000 | $ 86,000 |
| Montgomery County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 98,000 |
| Tioga County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 47,000 |
| Providence County Rhode Island | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 88,000 |
| Horry County South Carolina | 2 | $ 436,000 | $ 218,000 | $ 67,000 |
| Richland County South Carolina | 2 | $ 568,000 | $ 284,000 | $ 34,000 |
| Rutherford County Tennessee | 2 | $ 298,000 | $ 149,000 | $ 30,000 |
| Collin County Texas | 2 | $ 368,000 | $ 184,000 | $ 117,000 |
| Parker County Texas | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Morgan County Utah | 2 | $ 897,000 | $ 448,000 | $ 44,000 |
| Summit County Utah | 2 | $ 726,000 | $ 363,000 | $ 116,000 |
| Newport News County Virginia | 2 | $ 585,000 | $ 292,000 | $ 43,000 |
| Virginia Beach County Virginia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Autauga County Alabama | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Elmore County Alabama | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Limestone County Alabama | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Montgomery County Alabama | 1 | $ 110,000 | $ 110,000 | $ 261,000 |
| Shelby County Alabama | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Fairbanks North Star County Alaska | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Juneau County Alaska | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Kodiak Island County Alaska | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Cochise County Arizona | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Coconino County Arizona | 1 | $ 416,000 | $ 416,000 | $ 85,000 |
| Yuma County Arizona | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| Boone County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| Saline County Arkansas | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Calaveras County California | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Del Norte County California | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Kern County California | 1 | $ 332,000 | $ 332,000 | $ 3,000 |
| Marin County California | 1 | $ 606,000 | $ 606,000 | $ 172,000 |
| Mendocino County California | 1 | $ 331,000 | $ 331,000 | $ 104,000 |
| San Francisco County California | 1 | $ 313,000 | $ 313,000 | $ 108,000 |
| Santa Barbara County California | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Sonoma County California | 1 | $ 191,000 | $ 191,000 | $ 135,000 |
| Tulare County California | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Douglas County Colorado | 1 | $ 203,000 | $ 203,000 | $ 101,000 |
| Jefferson County Colorado | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 219,000 | $ 219,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Hartford County Connecticut | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Windham County Connecticut | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Kent County Delaware | 1 | $ 148,000 | $ 148,000 | $ 24,000 |
| Escambia County Florida | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
| Flagler County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Hernando County Florida | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Indian River County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Orange County Florida | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Polk County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Butts County Georgia | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Carroll County Georgia | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Chatham County Georgia | 1 | $ 233,000 | $ 233,000 | $ 100,000 |
| Cherokee County Georgia | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Clarke County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cobb County Georgia | 1 | $ 252,000 | $ 252,000 | $ 110,000 |
| Coweta County Georgia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Dodge County Georgia | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Dougherty County Georgia | 1 | $ 128,000 | $ 128,000 | $ 26,000 |
| Effingham County Georgia | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Forsyth County Georgia | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Lowndes County Georgia | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Paulding County Georgia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Peach County Georgia | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Walker County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Washington County Georgia | 1 | $ 224,000 | $ 224,000 | $ 341,000 |
| Whitfield County Georgia | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Bannock County Idaho | 1 | $ 141,000 | $ 141,000 | $ 77,000 |
| Payette County Idaho | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Lake County Illinois | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Rock Island County Illinois | 1 | $ 204,000 | $ 204,000 | $ 88,000 |
| Williamson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Carroll County Indiana | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Linn County Iowa | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Muscatine County Iowa | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Scott County Iowa | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Barber County Kansas | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Coffey County Kansas | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Riley County Kansas | 1 | $ 109,000 | $ 109,000 | $ 107,000 |
| Sedgwick County Kansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Barren County Kentucky | 1 | $ 376,000 | $ 376,000 | $ 253,000 |
| Fayette County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Hardin County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 251,000 |
| Marshall County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 120,000 |
| Martin County Kentucky | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| Mercer County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Assumption County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Androscoggin County Maine | 1 | $ 151,000 | $ 151,000 | $ 111,000 |
| Hancock County Maine | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| York County Maine | 1 | $ 225,000 | $ 225,000 | $ 179,000 |
| Baltimore City County Maryland | 1 | $ 191,000 | $ 191,000 | $ 67,000 |
| Calvert County Maryland | 1 | $ 214,000 | $ 214,000 | $ 83,000 |
| Carroll County Maryland | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Frederick County Maryland | 1 | $ 177,000 | $ 177,000 | $ 143,000 |
| Prince George's County Maryland | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 103,000 |
| Gratiot County Michigan | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Ottawa County Michigan | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| St. Clair County Michigan | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Wayne County Michigan | 1 | $ 234,000 | $ 234,000 | $ 89,000 |
| Becker County Minnesota | 1 | $ 322,000 | $ 322,000 | $ 97,000 |
| Benton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Hubbard County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| DeSoto County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Grenada County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 29,000 |
| Oktibbeha County Mississippi | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Barry County Missouri | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Clay County Missouri | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Jackson County Missouri | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Cascade County Montana | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Missoula County Montana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 203,000 | $ 203,000 | $ 65,000 |
| Atlantic County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 133,000 |
| Hunterdon County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Somerset County New Jersey | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 317,000 | $ 317,000 | $ 102,000 |
| Dona Ana County New Mexico | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Sandoval County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Valencia County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Dutchess County New York | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Livingston County New York | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Monroe County New York | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Niagara County New York | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Onondaga County New York | 1 | $ 166,000 | $ 166,000 | $ 63,000 |
| Orange County New York | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Schenectady County New York | 1 | $ 193,000 | $ 193,000 | $ 181,000 |
| Tioga County New York | 1 | $ 223,000 | $ 223,000 | $ 83,000 |
| Westchester County New York | 1 | $ 700,000 | $ 700,000 | $ 299,000 |
| Brunswick County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Burke County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 214,000 |
| Forsyth County North Carolina | 1 | $ 298,000 | $ 298,000 | $ 144,000 |
| Halifax County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Haywood County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Hertford County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Montgomery County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 155,000 |
| Onslow County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 117,000 |
| Rowan County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Union County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cass County North Dakota | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Grand Forks County North Dakota | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Traill County North Dakota | 1 | $ 171,000 | $ 171,000 | $ 81,000 |
| Allen County Ohio | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Butler County Ohio | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Crawford County Ohio | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Fairfield County Ohio | 1 | $ 153,000 | $ 153,000 | $ 157,000 |
| Franklin County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Lake County Ohio | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Medina County Ohio | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Seneca County Ohio | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| Summit County Ohio | 1 | $ 172,000 | $ 172,000 | $ 97,000 |
| Washington County Ohio | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Deschutes County Oregon | 1 | $ 372,000 | $ 372,000 | $ 153,000 |
| Douglas County Oregon | 1 | $ 229,000 | $ 229,000 | $ 46,000 |
| Hood River County Oregon | 1 | $ 400,000 | $ 400,000 | $ 286,000 |
| Polk County Oregon | 1 | $ 252,000 | $ 252,000 | $ 130,000 |
| Tillamook County Oregon | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Yamhill County Oregon | 1 | $ 231,000 | $ 231,000 | $ 50,000 |
| Adams County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 99,000 |
| Butler County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 63,000 |
| Delaware County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Elk County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Lackawanna County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Northampton County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 136,000 |
| Anderson County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 75,000 |
| Berkeley County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 28,000 |
| Charleston County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 58,000 |
| Orangeburg County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Sumter County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 0 |
| York County South Carolina | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Custer County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Bradley County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Knox County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 111,000 |
| Bell County Texas | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Brazoria County Texas | 1 | $ 106,000 | $ 106,000 | $ 103,000 |
| Chambers County Texas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Comal County Texas | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Ellis County Texas | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Hays County Texas | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Henderson County Texas | 1 | $ 61,000 | $ 61,000 | $ 53,000 |
| Hidalgo County Texas | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Matagorda County Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Medina County Texas | 1 | $ 269,000 | $ 269,000 | $ 99,000 |
| Montgomery County Texas | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Nueces County Texas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Randall County Texas | 1 | $ 202,000 | $ 202,000 | $ 144,000 |
| Rockwall County Texas | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Washington County Texas | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Webb County Texas | 1 | $ 167,000 | $ 167,000 | $ 108,000 |
| Iron County Utah | 1 | $ 166,000 | $ 166,000 | $ 38,000 |
| Kane County Utah | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Millard County Utah | 1 | $ 262,000 | $ 262,000 | $ 49,000 |
| Caledonia County Vermont | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Lamoille County Vermont | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Windham County Vermont | 1 | $ 179,000 | $ 179,000 | $ 179,000 |
| Windsor County Vermont | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Fauquier County Virginia | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Henrico County Virginia | 1 | $ 327,000 | $ 327,000 | $ 0 |
| King William County Virginia | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Loudoun County Virginia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Patrick County Virginia | 1 | $ 198,000 | $ 198,000 | $ 98,000 |
| Poquoson County Virginia | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 168,000 | $ 168,000 | $ 390,000 |
| Richmond City County Virginia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Island County Washington | 1 | $ 412,000 | $ 412,000 | $ 112,000 |
| Klickitat County Washington | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
| Mason County Washington | 1 | $ 128,000 | $ 128,000 | $ 0 |
| San Juan County Washington | 1 | $ 359,000 | $ 359,000 | $ 72,000 |
| Spokane County Washington | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Boone County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Brooke County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Kanawha County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Ohio County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Chippewa County Wisconsin | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Door County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Eau Claire County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 43,000 |
| Milwaukee County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Outagamie County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Laramie County Wyoming | 1 | $ 127,000 | $ 127,000 | $ 81,000 |
| Sweetwater County Wyoming | 1 | $ 274,000 | $ 274,000 | $ 67,000 |
| Uinta County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Layton in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 858 | $201,032,000 | $234,000 | $976,000 | $64,000 | $1,260,000 |
| Home Purchase | 396 | $68,522,000 | $173,000 | $516,000 | $84,000 | $583,000 |
| Home Improvement | 2 | $103,000 | $51,000 | $85,000 | $77,000 | $80,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 940 | $200,001,000 | $212,000 | $793,000 | $70,000 | $819,000 |
| Not Provided | 129 | $31,919,000 | $247,000 | $706,000 | $92,000 | $1,260,000 |
| Hispanic | 81 | $13,646,000 | $168,000 | $505,000 | $43,000 | $149,000 |
| Black or African American | 63 | $13,913,000 | $220,000 | $976,000 | $49,000 | $181,000 |
| Asian | 31 | $7,040,000 | $227,000 | $417,000 | $110,000 | $341,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,637,000 | $272,000 | $516,000 | $62,000 | $110,000 |
| American Indian or Alaskan Native | 4 | $1,050,000 | $262,000 | $343,000 | $31,000 | $127,000 |
| Not applicable | 2 | $451,000 | $225,000 | $296,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 531 | $108,135,000 | $203,000 | $650,000 | $109,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 388 | $101,163,000 | $260,000 | $976,000 | $18,000 | $253,000 |
| FHA-insured (Federal Housing Administration) | 321 | $57,895,000 | $180,000 | $706,000 | $72,000 | $583,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,464,000 | $154,000 | $347,000 | $49,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 999 | $215,668,000 | $215,000 | $976,000 | $63,000 | $596,000 |
| Application Withdrawn By Applicant | 187 | $41,392,000 | $221,000 | $634,000 | $98,000 | $1,260,000 |
| Application Denied By Financial Institution | 59 | $10,651,000 | $180,000 | $650,000 | $104,000 | $819,000 |
| File Closed For Incompleteness | 10 | $1,888,000 | $188,000 | $530,000 | $80,000 | $184,000 |
| Application Approved But Not Accepted | 1 | $58,000 | $58,000 | $58,000 | $23,000 | $23,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $2,701,000 | $168,000 | $417,000 | $66,000 | $124,000 |
| Collateral | 12 | $2,391,000 | $199,000 | $650,000 | $121,000 | $439,000 |
| Other | 12 | $2,300,000 | $191,000 | $416,000 | $162,000 | $819,000 |
| Credit History | 11 | $1,765,000 | $160,000 | $414,000 | $93,000 | $261,000 |
| Employment History | 4 | $583,000 | $145,000 | $207,000 | $49,000 | $92,000 |
| Unverifiable Information | 3 | $550,000 | $183,000 | $225,000 | $96,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $361,000 | $361,000 | $361,000 | $183,000 | $183,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Layton's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Layton's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.