First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First National Bank Of Omaha 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,606 |
| Total Mortgage Loan Application Amount | $988,998,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,461,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,371 | $ 360,357,000 | $ 106,000 | $ 73,000 |
| Sarpy County Nebraska | 858 | $ 80,574,000 | $ 93,000 | $ 73,000 |
| Lancaster County Nebraska | 542 | $ 70,478,000 | $ 130,000 | $ 76,000 |
| Pottawattamie County Iowa | 220 | $ 18,002,000 | $ 81,000 | $ 65,000 |
| Polk County Iowa | 185 | $ 10,124,000 | $ 54,000 | $ 93,000 |
| Buffalo County Nebraska | 185 | $ 27,367,000 | $ 147,000 | $ 74,000 |
| Dodge County Nebraska | 176 | $ 19,634,000 | $ 111,000 | $ 62,000 |
| DeKalb County Illinois | 152 | $ 23,325,000 | $ 153,000 | $ 82,000 |
| Linn County Iowa | 118 | $ 18,266,000 | $ 154,000 | $ 90,000 |
| Gage County Nebraska | 114 | $ 7,725,000 | $ 67,000 | $ 55,000 |
| Washington County Nebraska | 110 | $ 12,903,000 | $ 117,000 | $ 73,000 |
| Cass County Nebraska | 101 | $ 10,052,000 | $ 99,000 | $ 74,000 |
| Platte County Nebraska | 94 | $ 11,464,000 | $ 121,000 | $ 68,000 |
| Kendall County Illinois | 89 | $ 15,904,000 | $ 178,000 | $ 100,000 |
| Saunders County Nebraska | 76 | $ 8,731,000 | $ 114,000 | $ 83,000 |
| Butler County Nebraska | 75 | $ 3,850,000 | $ 51,000 | $ 55,000 |
| Seward County Nebraska | 65 | $ 7,639,000 | $ 117,000 | $ 64,000 |
| Minnehaha County South Dakota | 63 | $ 11,417,000 | $ 181,000 | $ 71,000 |
| Otoe County Nebraska | 59 | $ 6,990,000 | $ 118,000 | $ 63,000 |
| Lincoln County Nebraska | 53 | $ 7,409,000 | $ 139,000 | $ 70,000 |
| McHenry County Illinois | 49 | $ 7,250,000 | $ 147,000 | $ 76,000 |
| Dallas County Iowa | 47 | $ 11,491,000 | $ 244,000 | $ 93,000 |
| Crawford County Iowa | 39 | $ 3,503,000 | $ 89,000 | $ 45,000 |
| Shelby County Iowa | 38 | $ 4,175,000 | $ 109,000 | $ 58,000 |
| Box Butte County Nebraska | 35 | $ 3,102,000 | $ 88,000 | $ 67,000 |
| Kane County Illinois | 33 | $ 6,394,000 | $ 193,000 | $ 92,000 |
| Hall County Nebraska | 31 | $ 3,742,000 | $ 120,000 | $ 54,000 |
| Scotts Bluff County Nebraska | 30 | $ 3,596,000 | $ 119,000 | $ 63,000 |
| Adams County Nebraska | 27 | $ 2,883,000 | $ 106,000 | $ 95,000 |
| Saline County Nebraska | 27 | $ 2,825,000 | $ 104,000 | $ 58,000 |
| LaSalle County Illinois | 26 | $ 3,994,000 | $ 153,000 | $ 81,000 |
| Burt County Nebraska | 25 | $ 2,343,000 | $ 93,000 | $ 66,000 |
| Wayne County Nebraska | 24 | $ 1,946,000 | $ 81,000 | $ 56,000 |
| Harrison County Iowa | 22 | $ 2,330,000 | $ 105,000 | $ 71,000 |
| Page County Iowa | 20 | $ 1,656,000 | $ 82,000 | $ 49,000 |
| Lincoln County South Dakota | 20 | $ 4,187,000 | $ 209,000 | $ 77,000 |
| Yankton County South Dakota | 20 | $ 2,978,000 | $ 148,000 | $ 60,000 |
| Barton County Kansas | 18 | $ 2,191,000 | $ 121,000 | $ 78,000 |
| Johnson County Kansas | 16 | $ 2,491,000 | $ 155,000 | $ 92,000 |
| Maricopa County Arizona | 15 | $ 5,629,000 | $ 375,000 | $ 245,000 |
| Cook County Illinois | 15 | $ 2,739,000 | $ 182,000 | $ 152,000 |
| Warren County Iowa | 15 | $ 818,000 | $ 54,000 | $ 73,000 |
| Madison County Nebraska | 15 | $ 1,809,000 | $ 120,000 | $ 61,000 |
| Mills County Iowa | 14 | $ 1,123,000 | $ 80,000 | $ 56,000 |
| Dawes County Nebraska | 14 | $ 1,375,000 | $ 98,000 | $ 55,000 |
| DuPage County Illinois | 13 | $ 2,502,000 | $ 192,000 | $ 142,000 |
| Codington County South Dakota | 13 | $ 1,911,000 | $ 147,000 | $ 61,000 |
| Fremont County Iowa | 12 | $ 1,393,000 | $ 116,000 | $ 56,000 |
| Cuming County Nebraska | 12 | $ 1,045,000 | $ 87,000 | $ 60,000 |
| Kearney County Nebraska | 12 | $ 1,261,000 | $ 105,000 | $ 42,000 |
| Knox County Nebraska | 12 | $ 1,084,000 | $ 90,000 | $ 67,000 |
| Nemaha County Nebraska | 12 | $ 1,593,000 | $ 132,000 | $ 65,000 |
| Boone County Illinois | 11 | $ 1,585,000 | $ 144,000 | $ 60,000 |
| Will County Illinois | 11 | $ 2,314,000 | $ 210,000 | $ 81,000 |
| Johnson County Iowa | 11 | $ 1,998,000 | $ 181,000 | $ 88,000 |
| Red Willow County Nebraska | 11 | $ 934,000 | $ 84,000 | $ 60,000 |
| Benton County Iowa | 9 | $ 1,060,000 | $ 117,000 | $ 72,000 |
| Colfax County Nebraska | 9 | $ 1,073,000 | $ 119,000 | $ 111,000 |
| Richardson County Nebraska | 9 | $ 623,000 | $ 69,000 | $ 53,000 |
| York County Nebraska | 9 | $ 1,126,000 | $ 125,000 | $ 52,000 |
| Ogle County Illinois | 8 | $ 1,005,000 | $ 125,000 | $ 65,000 |
| Story County Iowa | 8 | $ 637,000 | $ 79,000 | $ 108,000 |
| Dawson County Nebraska | 8 | $ 666,000 | $ 83,000 | $ 60,000 |
| Phelps County Nebraska | 8 | $ 1,171,000 | $ 146,000 | $ 67,000 |
| Denton County Texas | 8 | $ 887,000 | $ 110,000 | $ 175,000 |
| Jones County Iowa | 7 | $ 1,157,000 | $ 165,000 | $ 70,000 |
| Jefferson County Nebraska | 7 | $ 839,000 | $ 119,000 | $ 51,000 |
| Johnson County Nebraska | 7 | $ 504,000 | $ 72,000 | $ 51,000 |
| Boone County Iowa | 6 | $ 255,000 | $ 42,000 | $ 64,000 |
| Buchanan County Missouri | 6 | $ 384,000 | $ 64,000 | $ 66,000 |
| Hamilton County Nebraska | 6 | $ 554,000 | $ 92,000 | $ 72,000 |
| Collin County Texas | 6 | $ 519,000 | $ 86,000 | $ 112,000 |
| Denver County Colorado | 5 | $ 1,231,000 | $ 246,000 | $ 73,000 |
| Jasper County Iowa | 5 | $ 634,000 | $ 126,000 | $ 79,000 |
| Camden County Missouri | 5 | $ 1,149,000 | $ 229,000 | $ 250,000 |
| Harlan County Nebraska | 5 | $ 417,000 | $ 83,000 | $ 71,000 |
| Merrick County Nebraska | 5 | $ 418,000 | $ 83,000 | $ 58,000 |
| Polk County Nebraska | 5 | $ 474,000 | $ 94,000 | $ 55,000 |
| Beadle County South Dakota | 5 | $ 516,000 | $ 103,000 | $ 63,000 |
| Larimer County Colorado | 4 | $ 1,223,000 | $ 305,000 | $ 123,000 |
| Lee County Illinois | 4 | $ 961,000 | $ 240,000 | $ 121,000 |
| Dickinson County Iowa | 4 | $ 1,259,000 | $ 314,000 | $ 37,000 |
| Montgomery County Iowa | 4 | $ 303,000 | $ 75,000 | $ 101,000 |
| Clay County Missouri | 4 | $ 300,000 | $ 75,000 | $ 96,000 |
| Jackson County Missouri | 4 | $ 239,000 | $ 59,000 | $ 73,000 |
| Dundy County Nebraska | 4 | $ 264,000 | $ 66,000 | $ 69,000 |
| Franklin County Nebraska | 4 | $ 378,000 | $ 94,000 | $ 57,000 |
| Bon Homme County South Dakota | 4 | $ 484,000 | $ 121,000 | $ 66,000 |
| Walworth County Wisconsin | 4 | $ 611,000 | $ 152,000 | $ 120,000 |
| Platte County Wyoming | 4 | $ 565,000 | $ 141,000 | $ 66,000 |
| Summit County Colorado | 3 | $ 2,385,000 | $ 795,000 | $ 394,000 |
| Jo Daviess County Illinois | 3 | $ 600,000 | $ 200,000 | $ 215,000 |
| Audubon County Iowa | 3 | $ 184,000 | $ 61,000 | $ 54,000 |
| Carroll County Iowa | 3 | $ 215,000 | $ 71,000 | $ 63,000 |
| Woodbury County Iowa | 3 | $ 396,000 | $ 132,000 | $ 72,000 |
| Andrew County Missouri | 3 | $ 176,000 | $ 58,000 | $ 79,000 |
| Custer County Nebraska | 3 | $ 348,000 | $ 116,000 | $ 59,000 |
| Howard County Nebraska | 3 | $ 479,000 | $ 159,000 | $ 87,000 |
| Sheridan County Nebraska | 3 | $ 206,000 | $ 68,000 | $ 58,000 |
| Clay County South Dakota | 3 | $ 383,000 | $ 127,000 | $ 86,000 |
| Union County South Dakota | 3 | $ 502,000 | $ 167,000 | $ 84,000 |
| Los Angeles County California | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Jefferson County Colorado | 2 | $ 548,000 | $ 274,000 | $ 132,000 |
| Weld County Colorado | 2 | $ 236,000 | $ 118,000 | $ 98,000 |
| Winnebago County Illinois | 2 | $ 288,000 | $ 144,000 | $ 59,000 |
| Adair County Iowa | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Bremer County Iowa | 2 | $ 525,000 | $ 262,000 | $ 79,000 |
| Cass County Iowa | 2 | $ 185,000 | $ 92,000 | $ 76,000 |
| Clay County Iowa | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| Madison County Iowa | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Marion County Iowa | 2 | $ 477,000 | $ 238,000 | $ 147,000 |
| Ringgold County Iowa | 2 | $ 312,000 | $ 156,000 | $ 132,000 |
| Sac County Iowa | 2 | $ 144,000 | $ 72,000 | $ 68,000 |
| Freeborn County Minnesota | 2 | $ 146,000 | $ 73,000 | $ 58,000 |
| Clark County Missouri | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| Clinton County Missouri | 2 | $ 357,000 | $ 178,000 | $ 132,000 |
| Polk County Missouri | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| Boone County Nebraska | 2 | $ 438,000 | $ 219,000 | $ 68,000 |
| Brown County Nebraska | 2 | $ 79,000 | $ 39,000 | $ 48,000 |
| Cedar County Nebraska | 2 | $ 441,000 | $ 220,000 | $ 145,000 |
| Cheyenne County Nebraska | 2 | $ 338,000 | $ 169,000 | $ 78,000 |
| Clay County Nebraska | 2 | $ 174,000 | $ 87,000 | $ 52,000 |
| Fillmore County Nebraska | 2 | $ 246,000 | $ 123,000 | $ 84,000 |
| Garden County Nebraska | 2 | $ 235,000 | $ 117,000 | $ 66,000 |
| Hitchcock County Nebraska | 2 | $ 132,000 | $ 66,000 | $ 84,000 |
| Keith County Nebraska | 2 | $ 162,000 | $ 81,000 | $ 104,000 |
| Pawnee County Nebraska | 2 | $ 17,000 | $ 8,000 | $ 42,000 |
| Sioux County Nebraska | 2 | $ 81,000 | $ 40,000 | $ 51,000 |
| Thayer County Nebraska | 2 | $ 232,000 | $ 116,000 | $ 51,000 |
| Thurston County Nebraska | 2 | $ 243,000 | $ 121,000 | $ 81,000 |
| Webster County Nebraska | 2 | $ 235,000 | $ 117,000 | $ 33,000 |
| Davison County South Dakota | 2 | $ 474,000 | $ 237,000 | $ 120,000 |
| Hamlin County South Dakota | 2 | $ 335,000 | $ 167,000 | $ 66,000 |
| Lake County South Dakota | 2 | $ 336,000 | $ 168,000 | $ 148,000 |
| Turner County South Dakota | 2 | $ 125,000 | $ 62,000 | $ 19,000 |
| Dallas County Texas | 2 | $ 626,000 | $ 313,000 | $ 402,000 |
| Dane County Wisconsin | 2 | $ 445,000 | $ 222,000 | $ 92,000 |
| Milwaukee County Wisconsin | 2 | $ 258,000 | $ 129,000 | $ 76,000 |
| Goshen County Wyoming | 2 | $ 247,000 | $ 123,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 276,000 | $ 276,000 | $ 329,000 |
| Pima County Arizona | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Fulton County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 57,000 |
| Humboldt County California | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| Riverside County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 648,000 |
| San Diego County California | 1 | $ 1,600,000 | $ 1,600,000 | $ 1,461,000 |
| Arapahoe County Colorado | 1 | $ 99,000 | $ 99,000 | $ 184,000 |
| Boulder County Colorado | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
| Elbert County Colorado | 1 | $ 286,000 | $ 286,000 | $ 53,000 |
| Grand County Colorado | 1 | $ 248,000 | $ 248,000 | $ 50,000 |
| Logan County Colorado | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Sedgwick County Colorado | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Fairfield County Connecticut | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Marion County Florida | 1 | $ 11,000 | $ 11,000 | $ 225,000 |
| Pasco County Florida | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Sarasota County Florida | 1 | $ 736,000 | $ 736,000 | $ 252,000 |
| Cobb County Georgia | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Honolulu County Hawaii | 1 | $ 586,000 | $ 586,000 | $ 79,000 |
| Blaine County Idaho | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| Bureau County Illinois | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Carroll County Illinois | 1 | $ 417,000 | $ 417,000 | $ 488,000 |
| Grundy County Illinois | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Henry County Illinois | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Jackson County Illinois | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Jefferson County Illinois | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Jersey County Illinois | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| Macon County Illinois | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| McLean County Illinois | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Peoria County Illinois | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Tazewell County Illinois | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Whiteside County Illinois | 1 | $ 244,000 | $ 244,000 | $ 104,000 |
| Vanderburgh County Indiana | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Appanoose County Iowa | 1 | $ 258,000 | $ 258,000 | $ 124,000 |
| Black Hawk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Buena Vista County Iowa | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Butler County Iowa | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Cedar County Iowa | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Cherokee County Iowa | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Clarke County Iowa | 1 | $ 28,000 | $ 28,000 | $ 59,000 |
| Delaware County Iowa | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Hancock County Iowa | 1 | $ 19,000 | $ 19,000 | $ 54,000 |
| Hardin County Iowa | 1 | $ 43,000 | $ 43,000 | $ 141,000 |
| Humboldt County Iowa | 1 | $ 10,000 | $ 10,000 | $ 137,000 |
| Kossuth County Iowa | 1 | $ 5,000 | $ 5,000 | $ 78,000 |
| Monona County Iowa | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Monroe County Iowa | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Plymouth County Iowa | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Pocahontas County Iowa | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Sioux County Iowa | 1 | $ 13,000 | $ 13,000 | $ 46,000 |
| Washington County Iowa | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Winneshiek County Iowa | 1 | $ 99,000 | $ 99,000 | $ 367,000 |
| Butler County Kansas | 1 | $ 33,000 | $ 33,000 | $ 111,000 |
| Doniphan County Kansas | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Finney County Kansas | 1 | $ 43,000 | $ 43,000 | $ 81,000 |
| Leavenworth County Kansas | 1 | $ 50,000 | $ 50,000 | $ 194,000 |
| Saline County Kansas | 1 | $ 17,000 | $ 17,000 | $ 51,000 |
| Shawnee County Kansas | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| Wyandotte County Kansas | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Bullitt County Kentucky | 1 | $ 291,000 | $ 291,000 | $ 101,000 |
| Blue Earth County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 92,000 |
| Nobles County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Rock County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Harrison County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 116,000 |
| Barry County Missouri | 1 | $ 148,000 | $ 148,000 | $ 203,000 |
| Boone County Missouri | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Caldwell County Missouri | 1 | $ 12,000 | $ 12,000 | $ 59,000 |
| Cass County Missouri | 1 | $ 95,000 | $ 95,000 | $ 167,000 |
| Daviess County Missouri | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Gasconade County Missouri | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Livingston County Missouri | 1 | $ 54,000 | $ 54,000 | $ 141,000 |
| Stone County Missouri | 1 | $ 171,000 | $ 171,000 | $ 458,000 |
| Taney County Missouri | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Beaverhead County Montana | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Antelope County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Boyd County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Cherry County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Dixon County Nebraska | 1 | $ 156,000 | $ 156,000 | $ 82,000 |
| Furnas County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 63,000 |
| Garfield County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Kimball County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Morrill County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Pierce County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Rock County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Stanton County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Valley County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 85,000 |
| Essex County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| Otero County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Pitt County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 94,000 | $ 94,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 26,000 |
| Sumter County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Aurora County South Dakota | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Brookings County South Dakota | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Brown County South Dakota | 1 | $ 210,000 | $ 210,000 | $ 86,000 |
| Brule County South Dakota | 1 | $ 114,000 | $ 114,000 | $ 156,000 |
| Butte County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Charles Mix County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Deuel County South Dakota | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Hanson County South Dakota | 1 | $ 130,000 | $ 130,000 | $ 92,000 |
| Lawrence County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| McCook County South Dakota | 1 | $ 168,000 | $ 168,000 | $ 81,000 |
| Meade County South Dakota | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Moody County South Dakota | 1 | $ 89,000 | $ 89,000 | $ 112,000 |
| Pennington County South Dakota | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Bexar County Texas | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
| Cameron County Texas | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Cooke County Texas | 1 | $ 226,000 | $ 226,000 | $ 287,000 |
| Fort Bend County Texas | 1 | $ 743,000 | $ 743,000 | $ 750,000 |
| Harris County Texas | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Henderson County Texas | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Hidalgo County Texas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Tarrant County Texas | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Lancaster County Virginia | 1 | $ 650,000 | $ 650,000 | $ 232,000 |
| Clark County Washington | 1 | $ 137,000 | $ 137,000 | $ 116,000 |
| Pierce County Washington | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| Spokane County Washington | 1 | $ 256,000 | $ 256,000 | $ 117,000 |
| Monongalia County West Virginia | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| Chippewa County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| Columbia County Wisconsin | 1 | $ 317,000 | $ 317,000 | $ 85,000 |
| Kenosha County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| La Crosse County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Price County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 164,000 |
| Vilas County Wisconsin | 1 | $ 800,000 | $ 800,000 | $ 279,000 |
| Laramie County Wyoming | 1 | $ 288,000 | $ 288,000 | $ 94,000 |
| Niobrara County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Teton County Wyoming | 1 | $ 500,000 | $ 500,000 | $ 217,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,700 | $680,730,000 | $144,000 | $25,000,000 | $71,000 | $1,461,000 |
| Refinancing | 2,646 | $260,547,000 | $98,000 | $1,701,000 | $75,000 | $1,000,000 |
| Home Improvement | 1,260 | $47,721,000 | $37,000 | $508,000 | $78,000 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,037 | $779,732,000 | $110,000 | $8,000,000 | $75,000 | $1,461,000 |
| Not Provided | 634 | $68,801,000 | $108,000 | $743,000 | $82,000 | $750,000 |
| Hispanic | 517 | $37,242,000 | $72,000 | $408,000 | $46,000 | $247,000 |
| Black or African American | 230 | $18,568,000 | $80,000 | $480,000 | $51,000 | $234,000 |
| Asian | 102 | $10,523,000 | $103,000 | $400,000 | $73,000 | $400,000 |
| Not applicable | 50 | $69,805,000 | $1,396,000 | $25,000,000 | $5,000 | $267,000 |
| American Indian or Alaskan Native | 22 | $2,039,000 | $92,000 | $271,000 | $73,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,288,000 | $163,000 | $640,000 | $111,000 | $327,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,325 | $952,155,000 | $114,000 | $25,000,000 | $74,000 | $1,461,000 |
| FHA-insured (Federal Housing Administration) | 160 | $18,858,000 | $117,000 | $203,000 | $52,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 108 | $17,099,000 | $158,000 | $373,000 | $57,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $886,000 | $68,000 | $103,000 | $38,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,710 | $698,720,000 | $122,000 | $25,000,000 | $75,000 | $1,461,000 |
| Application Approved But Not Accepted | 799 | $51,411,000 | $64,000 | $478,000 | $81,000 | $588,000 |
| Application Denied By Financial Institution | 712 | $43,549,000 | $61,000 | $1,600,000 | $61,000 | $367,000 |
| Preapproval Approved but not Accepted | 516 | $70,151,000 | $135,000 | $640,000 | $56,000 | $337,000 |
| Loan Purchased By The Institution | 446 | $76,370,000 | $171,000 | $417,000 | $87,000 | $950,000 |
| Preapproval Denied by Financial Institution | 182 | $18,804,000 | $103,000 | $300,000 | $40,000 | $203,000 |
| Application Withdrawn By Applicant | 182 | $22,430,000 | $123,000 | $1,701,000 | $71,000 | $636,000 |
| File Closed For Incompleteness | 59 | $7,563,000 | $128,000 | $417,000 | $59,000 | $168,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 464 | $27,433,000 | $59,000 | $244,000 | $52,000 | $247,000 |
| Collateral | 147 | $9,239,000 | $62,000 | $400,000 | $77,000 | $311,000 |
| Debt-To-Income Ratio | 144 | $10,866,000 | $75,000 | $1,600,000 | $56,000 | $293,000 |
| Employment History | 66 | $7,520,000 | $113,000 | $495,000 | $37,000 | $190,000 |
| Other | 34 | $2,933,000 | $86,000 | $317,000 | $65,000 | $158,000 |
| Credit Application Incomplete | 19 | $2,340,000 | $123,000 | $260,000 | $68,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,213,000 | $110,000 | $175,000 | $47,000 | $92,000 |
| Unverifiable Information | 9 | $809,000 | $89,000 | $166,000 | $100,000 | $367,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.