First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First National Bank Of Omaha 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,606 |
| Total Mortgage Loan Application Amount | $988,998,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,461,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OMAHA-COUNCIL BLUFFS, NE-IA | 4,772 | $ 494,072,000 | $ 93,500 | $ 69,500 |
| LINCOLN, NE | 607 | $ 78,117,000 | $ 128,000 | $ 75,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 363 | $ 60,536,000 | $ 166,000 | $ 91,000 |
| DES MOINES-WEST DES MOINES, IA | 249 | $ 22,548,000 | $ 90,000 | $ 92,000 |
| CEDAR RAPIDS, IA | 134 | $ 20,483,000 | $ 152,000 | $ 88,000 |
| SIOUX FALLS, SD | 86 | $ 15,897,000 | $ 184,000 | $ 72,000 |
| KANSAS CITY, MO-KS | 30 | $ 3,724,000 | $ 117,000 | $ 96,000 |
| DALLAS-PLANO-IRVING, TX | 16 | $ 2,032,000 | $ 127,000 | $ 180,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15 | $ 5,629,000 | $ 375,000 | $ 245,000 |
| ROCKFORD, IL | 13 | $ 1,873,000 | $ 144,000 | $ 60,000 |
| IOWA CITY, IA | 12 | $ 2,048,000 | $ 170,000 | $ 88,000 |
| ST. JOSEPH, MO-KS | 10 | $ 580,000 | $ 41,000 | $ 54,500 |
| DENVER-AURORA, CO | 9 | $ 2,164,000 | $ 240,000 | $ 96,000 |
| AMES, IA | 8 | $ 637,000 | $ 79,000 | $ 108,000 |
| SIOUX CITY, IA-NE-SD | 7 | $ 1,054,000 | $ 151,666 | $ 79,333 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 1,223,000 | $ 305,000 | $ 123,000 |
| MADISON, WI | 3 | $ 762,000 | $ 254,000 | $ 90,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 620,000 | $ 206,000 | $ 59,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 227,000 | $ 113,500 | $ 36,500 |
| GREELEY, CO | 2 | $ 236,000 | $ 118,000 | $ 98,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 893,000 | $ 446,000 | $ 399,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 258,000 | $ 129,000 | $ 76,000 |
| PEORIA, IL | 2 | $ 266,000 | $ 133,000 | $ 75,000 |
| RAPID CITY, SD | 2 | $ 231,000 | $ 115,000 | $ 41,000 |
| SPRINGFIELD, MO | 2 | $ 340,000 | $ 170,000 | $ 83,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| BOULDER, CO | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 616,000 | $ 616,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| CHEYENNE, WY | 1 | $ 288,000 | $ 288,000 | $ 94,000 |
| COLUMBIA, MO | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| DAYTON, OH | 1 | $ 94,000 | $ 94,000 | $ 167,000 |
| DECATUR, IL | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| EAU CLAIRE, WI | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| EVANSVILLE, IN-KY | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| GREENVILLE, NC | 1 | $ 92,000 | $ 92,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 104,000 | $ 104,000 | $ 116,000 |
| HONOLULU, HI | 1 | $ 586,000 | $ 586,000 | $ 79,000 |
| LA CROSSE, WI-MN | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 276,000 | $ 276,000 | $ 329,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 291,000 | $ 291,000 | $ 101,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| MORGANTOWN, WV | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| OCALA, FL | 1 | $ 11,000 | $ 11,000 | $ 225,000 |
| PHILADELPHIA, PA | 1 | $ 184,000 | $ 184,000 | $ 26,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1 | $ 137,000 | $ 137,000 | $ 116,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 1,500,000 | $ 1,500,000 | $ 648,000 |
| SAN ANTONIO, TX | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1 | $ 1,600,000 | $ 1,600,000 | $ 1,461,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1 | $ 736,000 | $ 736,000 | $ 252,000 |
| SPOKANE, WA | 1 | $ 256,000 | $ 256,000 | $ 117,000 |
| ST. LOUIS, MO-IL | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| SUMTER, SC | 1 | $ 80,000 | $ 80,000 | $ 0 |
| TACOMA, WA | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| TOPEKA, KS | 1 | $ 214,000 | $ 214,000 | $ 74,000 |
| TUCSON, AZ | 1 | $ 189,000 | $ 189,000 | $ 0 |
| WICHITA, KS | 1 | $ 33,000 | $ 33,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,700 | $680,730,000 | $144,000 | $25,000,000 | $71,000 | $1,461,000 |
| Refinancing | 2,646 | $260,547,000 | $98,000 | $1,701,000 | $75,000 | $1,000,000 |
| Home Improvement | 1,260 | $47,721,000 | $37,000 | $508,000 | $78,000 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,037 | $779,732,000 | $110,000 | $8,000,000 | $75,000 | $1,461,000 |
| Not Provided | 634 | $68,801,000 | $108,000 | $743,000 | $82,000 | $750,000 |
| Hispanic | 517 | $37,242,000 | $72,000 | $408,000 | $46,000 | $247,000 |
| Black or African American | 230 | $18,568,000 | $80,000 | $480,000 | $51,000 | $234,000 |
| Asian | 102 | $10,523,000 | $103,000 | $400,000 | $73,000 | $400,000 |
| Not applicable | 50 | $69,805,000 | $1,396,000 | $25,000,000 | $5,000 | $267,000 |
| American Indian or Alaskan Native | 22 | $2,039,000 | $92,000 | $271,000 | $73,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,288,000 | $163,000 | $640,000 | $111,000 | $327,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,325 | $952,155,000 | $114,000 | $25,000,000 | $74,000 | $1,461,000 |
| FHA-insured (Federal Housing Administration) | 160 | $18,858,000 | $117,000 | $203,000 | $52,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 108 | $17,099,000 | $158,000 | $373,000 | $57,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $886,000 | $68,000 | $103,000 | $38,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,710 | $698,720,000 | $122,000 | $25,000,000 | $75,000 | $1,461,000 |
| Application Approved But Not Accepted | 799 | $51,411,000 | $64,000 | $478,000 | $81,000 | $588,000 |
| Application Denied By Financial Institution | 712 | $43,549,000 | $61,000 | $1,600,000 | $61,000 | $367,000 |
| Preapproval Approved but not Accepted | 516 | $70,151,000 | $135,000 | $640,000 | $56,000 | $337,000 |
| Loan Purchased By The Institution | 446 | $76,370,000 | $171,000 | $417,000 | $87,000 | $950,000 |
| Preapproval Denied by Financial Institution | 182 | $18,804,000 | $103,000 | $300,000 | $40,000 | $203,000 |
| Application Withdrawn By Applicant | 182 | $22,430,000 | $123,000 | $1,701,000 | $71,000 | $636,000 |
| File Closed For Incompleteness | 59 | $7,563,000 | $128,000 | $417,000 | $59,000 | $168,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 464 | $27,433,000 | $59,000 | $244,000 | $52,000 | $247,000 |
| Collateral | 147 | $9,239,000 | $62,000 | $400,000 | $77,000 | $311,000 |
| Debt-To-Income Ratio | 144 | $10,866,000 | $75,000 | $1,600,000 | $56,000 | $293,000 |
| Employment History | 66 | $7,520,000 | $113,000 | $495,000 | $37,000 | $190,000 |
| Other | 34 | $2,933,000 | $86,000 | $317,000 | $65,000 | $158,000 |
| Credit Application Incomplete | 19 | $2,340,000 | $123,000 | $260,000 | $68,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,213,000 | $110,000 | $175,000 | $47,000 | $92,000 |
| Unverifiable Information | 9 | $809,000 | $89,000 | $166,000 | $100,000 | $367,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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