First National Bank Of Omaha 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,999 |
| Total Mortgage Loan Application Amount | $1,178,623,000 |
| Average Mortgage Loan Application Amount | $121,333 |
| Highest Mortgage Loan Application Amount | $7,454,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $4,712,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 2,943 | $ 394,376,000 | $ 134,000 | $ 86,000 |
| Sarpy County Nebraska | 868 | $ 122,133,000 | $ 140,000 | $ 75,000 |
| Larimer County Colorado | 569 | $ 97,084,000 | $ 170,000 | $ 89,000 |
| Lancaster County Nebraska | 285 | $ 51,417,000 | $ 180,000 | $ 120,000 |
| DeKalb County Illinois | 271 | $ 53,892,000 | $ 198,000 | $ 87,000 |
| McHenry County Illinois | 236 | $ 32,298,000 | $ 136,000 | $ 83,000 |
| Weld County Colorado | 213 | $ 30,613,000 | $ 143,000 | $ 62,000 |
| Pottawattamie County Iowa | 163 | $ 20,764,000 | $ 127,000 | $ 68,000 |
| Kendall County Illinois | 161 | $ 23,413,000 | $ 145,000 | $ 89,000 |
| Johnson County Kansas | 156 | $ 25,982,000 | $ 166,000 | $ 112,000 |
| Dodge County Nebraska | 110 | $ 12,167,000 | $ 110,000 | $ 66,000 |
| Washington County Nebraska | 108 | $ 18,291,000 | $ 169,000 | $ 85,000 |
| Buffalo County Nebraska | 94 | $ 12,793,000 | $ 136,000 | $ 80,000 |
| Kane County Illinois | 90 | $ 15,524,000 | $ 172,000 | $ 98,000 |
| Gage County Nebraska | 80 | $ 6,664,000 | $ 83,000 | $ 62,000 |
| Cass County Nebraska | 73 | $ 10,639,000 | $ 145,000 | $ 81,000 |
| Boulder County Colorado | 64 | $ 15,186,000 | $ 237,000 | $ 143,000 |
| Cook County Illinois | 53 | $ 9,203,000 | $ 173,000 | $ 110,000 |
| LaSalle County Illinois | 48 | $ 5,420,000 | $ 112,000 | $ 71,000 |
| Mills County Iowa | 46 | $ 5,721,000 | $ 124,000 | $ 83,000 |
| Butler County Nebraska | 43 | $ 4,188,000 | $ 97,000 | $ 57,000 |
| Saunders County Nebraska | 43 | $ 5,853,000 | $ 136,000 | $ 91,000 |
| Platte County Nebraska | 38 | $ 4,285,000 | $ 112,000 | $ 65,000 |
| Boone County Illinois | 32 | $ 3,062,000 | $ 95,000 | $ 60,000 |
| Jackson County Missouri | 32 | $ 13,026,000 | $ 407,000 | $ 78,000 |
| Polk County Iowa | 30 | $ 3,614,000 | $ 120,000 | $ 91,000 |
| Hall County Nebraska | 30 | $ 4,446,000 | $ 148,000 | $ 113,000 |
| Adams County Colorado | 29 | $ 4,737,000 | $ 163,000 | $ 96,000 |
| Collin County Texas | 27 | $ 4,939,000 | $ 182,000 | $ 180,000 |
| Harrison County Iowa | 25 | $ 3,286,000 | $ 131,000 | $ 74,000 |
| Jefferson County Colorado | 24 | $ 4,677,000 | $ 194,000 | $ 90,000 |
| Clay County Missouri | 24 | $ 3,292,000 | $ 137,000 | $ 71,000 |
| York County Nebraska | 24 | $ 3,099,000 | $ 129,000 | $ 187,000 |
| Will County Illinois | 23 | $ 4,204,000 | $ 182,000 | $ 94,000 |
| Otoe County Nebraska | 22 | $ 3,277,000 | $ 148,000 | $ 87,000 |
| Douglas County Kansas | 20 | $ 3,776,000 | $ 188,000 | $ 97,000 |
| Lincoln County Nebraska | 20 | $ 3,283,000 | $ 164,000 | $ 105,000 |
| Denton County Texas | 18 | $ 3,703,000 | $ 205,000 | $ 125,000 |
| Maricopa County Arizona | 17 | $ 4,994,000 | $ 293,000 | $ 216,000 |
| DuPage County Illinois | 16 | $ 2,534,000 | $ 158,000 | $ 98,000 |
| Knox County Nebraska | 15 | $ 1,472,000 | $ 98,000 | $ 65,000 |
| Madison County Nebraska | 15 | $ 1,934,000 | $ 128,000 | $ 72,000 |
| Denver County Colorado | 14 | $ 2,160,000 | $ 154,000 | $ 108,000 |
| Seward County Nebraska | 14 | $ 1,587,000 | $ 113,000 | $ 69,000 |
| Winnebago County Illinois | 13 | $ 1,481,000 | $ 113,000 | $ 63,000 |
| Yankton County South Dakota | 13 | $ 2,249,000 | $ 173,000 | $ 61,000 |
| Box Butte County Nebraska | 11 | $ 1,216,000 | $ 110,000 | $ 89,000 |
| Burt County Nebraska | 11 | $ 1,288,000 | $ 117,000 | $ 100,000 |
| Barton County Kansas | 10 | $ 698,000 | $ 69,000 | $ 82,000 |
| Platte County Missouri | 10 | $ 2,358,000 | $ 235,000 | $ 131,000 |
| Richardson County Nebraska | 10 | $ 836,000 | $ 83,000 | $ 65,000 |
| Ogle County Illinois | 9 | $ 940,000 | $ 104,000 | $ 60,000 |
| Fremont County Iowa | 9 | $ 1,035,000 | $ 115,000 | $ 74,000 |
| Scotts Bluff County Nebraska | 9 | $ 1,247,000 | $ 138,000 | $ 77,000 |
| Arapahoe County Colorado | 8 | $ 1,308,000 | $ 163,000 | $ 132,000 |
| Shelby County Iowa | 8 | $ 957,000 | $ 119,000 | $ 111,000 |
| Adams County Nebraska | 8 | $ 741,000 | $ 92,000 | $ 91,000 |
| Jefferson County Nebraska | 8 | $ 464,000 | $ 58,000 | $ 49,000 |
| Wayne County Nebraska | 8 | $ 668,000 | $ 83,000 | $ 77,000 |
| El Paso County Colorado | 7 | $ 1,137,000 | $ 162,000 | $ 80,000 |
| Lake County Illinois | 7 | $ 947,000 | $ 135,000 | $ 79,000 |
| Montgomery County Iowa | 7 | $ 643,000 | $ 91,000 | $ 54,000 |
| Nemaha County Nebraska | 7 | $ 579,000 | $ 82,000 | $ 62,000 |
| McCurtain County Oklahoma | 7 | $ 1,105,000 | $ 157,000 | $ 199,000 |
| Dallas County Iowa | 6 | $ 1,550,000 | $ 258,000 | $ 107,000 |
| Page County Iowa | 6 | $ 598,000 | $ 99,000 | $ 80,000 |
| Wyandotte County Kansas | 6 | $ 659,000 | $ 109,000 | $ 39,000 |
| Boone County Nebraska | 6 | $ 845,000 | $ 140,000 | $ 102,000 |
| Cedar County Nebraska | 6 | $ 654,000 | $ 109,000 | $ 67,000 |
| Cuming County Nebraska | 6 | $ 725,000 | $ 120,000 | $ 100,000 |
| Dawson County Nebraska | 6 | $ 729,000 | $ 121,000 | $ 823,000 |
| Beadle County South Dakota | 6 | $ 865,000 | $ 144,000 | $ 67,000 |
| Davison County South Dakota | 6 | $ 683,000 | $ 113,000 | $ 54,000 |
| Walworth County Wisconsin | 6 | $ 812,000 | $ 135,000 | $ 100,000 |
| Crawford County Iowa | 5 | $ 567,000 | $ 113,000 | $ 83,000 |
| Sedgwick County Kansas | 5 | $ 829,000 | $ 165,000 | $ 83,000 |
| Hamilton County Nebraska | 5 | $ 779,000 | $ 155,000 | $ 90,000 |
| Nance County Nebraska | 5 | $ 390,000 | $ 78,000 | $ 90,000 |
| Stanton County Nebraska | 5 | $ 862,000 | $ 172,000 | $ 97,000 |
| Lincoln County South Dakota | 5 | $ 986,000 | $ 197,000 | $ 93,000 |
| Dallas County Texas | 5 | $ 931,000 | $ 186,000 | $ 76,000 |
| Tarrant County Texas | 5 | $ 971,000 | $ 194,000 | $ 142,000 |
| Laramie County Wyoming | 5 | $ 1,121,000 | $ 224,000 | $ 90,000 |
| Broomfield County Colorado | 4 | $ 833,000 | $ 208,000 | $ 105,000 |
| Douglas County Colorado | 4 | $ 1,516,000 | $ 379,000 | $ 164,000 |
| Summit County Colorado | 4 | $ 2,231,000 | $ 557,000 | $ 438,000 |
| Dickinson County Iowa | 4 | $ 987,000 | $ 246,000 | $ 178,000 |
| Linn County Iowa | 4 | $ 605,000 | $ 151,000 | $ 93,000 |
| Leavenworth County Kansas | 4 | $ 980,000 | $ 245,000 | $ 78,000 |
| Miami County Kansas | 4 | $ 441,000 | $ 110,000 | $ 117,000 |
| Hennepin County Minnesota | 4 | $ 772,000 | $ 193,000 | $ 118,000 |
| Scott County Minnesota | 4 | $ 973,000 | $ 243,000 | $ 120,000 |
| Johnson County Nebraska | 4 | $ 601,000 | $ 150,000 | $ 58,000 |
| Kearney County Nebraska | 4 | $ 507,000 | $ 126,000 | $ 73,000 |
| Pierce County Nebraska | 4 | $ 678,000 | $ 169,000 | $ 208,000 |
| Saline County Nebraska | 4 | $ 422,000 | $ 105,000 | $ 81,000 |
| Orange County California | 3 | $ 5,056,000 | $ 1,685,000 | $ 64,000 |
| Collier County Florida | 3 | $ 678,000 | $ 226,000 | $ 352,000 |
| Lee County Illinois | 3 | $ 333,000 | $ 111,000 | $ 36,000 |
| McLean County Illinois | 3 | $ 459,000 | $ 153,000 | $ 78,000 |
| Cass County Iowa | 3 | $ 349,000 | $ 116,000 | $ 180,000 |
| Shawnee County Kansas | 3 | $ 3,010,000 | $ 1,003,000 | $ 43,000 |
| Anoka County Minnesota | 3 | $ 341,000 | $ 113,000 | $ 46,000 |
| Barry County Missouri | 3 | $ 362,000 | $ 120,000 | $ 99,000 |
| Camden County Missouri | 3 | $ 355,000 | $ 118,000 | $ 139,000 |
| St. Louis County Missouri | 3 | $ 745,000 | $ 248,000 | $ 107,000 |
| Colfax County Nebraska | 3 | $ 337,000 | $ 112,000 | $ 68,000 |
| Dawes County Nebraska | 3 | $ 264,000 | $ 88,000 | $ 66,000 |
| Phelps County Nebraska | 3 | $ 232,000 | $ 77,000 | $ 51,000 |
| Polk County Nebraska | 3 | $ 876,000 | $ 292,000 | $ 75,000 |
| Red Willow County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| Tulsa County Oklahoma | 3 | $ 398,000 | $ 132,000 | $ 87,000 |
| Albany County Wyoming | 3 | $ 515,000 | $ 171,000 | $ 58,000 |
| Campbell County Wyoming | 3 | $ 529,000 | $ 176,000 | $ 92,000 |
| Natrona County Wyoming | 3 | $ 697,000 | $ 232,000 | $ 85,000 |
| Pinal County Arizona | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Eagle County Colorado | 2 | $ 644,000 | $ 322,000 | $ 189,000 |
| Fremont County Colorado | 2 | $ 278,000 | $ 139,000 | $ 101,000 |
| Morgan County Colorado | 2 | $ 30,000 | $ 15,000 | $ 36,000 |
| Teller County Colorado | 2 | $ 394,000 | $ 197,000 | $ 50,000 |
| Orange County Florida | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Fulton County Georgia | 2 | $ 1,114,000 | $ 557,000 | $ 150,000 |
| Champaign County Illinois | 2 | $ 225,000 | $ 112,000 | $ 149,000 |
| Grundy County Illinois | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Lake County Indiana | 2 | $ 123,000 | $ 61,000 | $ 96,000 |
| Carroll County Iowa | 2 | $ 189,000 | $ 94,000 | $ 54,000 |
| Guthrie County Iowa | 2 | $ 282,000 | $ 141,000 | $ 151,000 |
| Jasper County Iowa | 2 | $ 183,000 | $ 91,000 | $ 95,000 |
| Osceola County Iowa | 2 | $ 178,000 | $ 89,000 | $ 64,000 |
| Scott County Iowa | 2 | $ 552,000 | $ 276,000 | $ 100,000 |
| Warren County Iowa | 2 | $ 459,000 | $ 229,000 | $ 209,000 |
| Woodbury County Iowa | 2 | $ 157,000 | $ 78,000 | $ 94,000 |
| Bullitt County Kentucky | 2 | $ 564,000 | $ 282,000 | $ 157,000 |
| Hampshire County Massachusetts | 2 | $ 183,000 | $ 91,000 | $ 75,000 |
| Dakota County Minnesota | 2 | $ 375,000 | $ 187,000 | $ 81,000 |
| Lincoln County Minnesota | 2 | $ 462,000 | $ 231,000 | $ 69,000 |
| Olmsted County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 105,000 |
| Otter Tail County Minnesota | 2 | $ 297,000 | $ 148,000 | $ 65,000 |
| Rice County Minnesota | 2 | $ 347,000 | $ 173,000 | $ 74,000 |
| Cass County Missouri | 2 | $ 352,000 | $ 176,000 | $ 94,000 |
| Johnson County Missouri | 2 | $ 323,000 | $ 161,000 | $ 34,000 |
| Morgan County Missouri | 2 | $ 352,000 | $ 176,000 | $ 156,000 |
| Stone County Missouri | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Taney County Missouri | 2 | $ 111,000 | $ 55,000 | $ 96,000 |
| Cheyenne County Nebraska | 2 | $ 352,000 | $ 176,000 | $ 112,000 |
| Fillmore County Nebraska | 2 | $ 252,000 | $ 126,000 | $ 77,000 |
| Gosper County Nebraska | 2 | $ 236,000 | $ 118,000 | $ 100,000 |
| Harlan County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 85,000 |
| Kimball County Nebraska | 2 | $ 147,000 | $ 73,000 | $ 40,000 |
| Morrill County Nebraska | 2 | $ 157,000 | $ 78,000 | $ 69,000 |
| Pawnee County Nebraska | 2 | $ 162,000 | $ 81,000 | $ 26,000 |
| Le Flore County Oklahoma | 2 | $ 193,000 | $ 96,000 | $ 49,000 |
| Bon Homme County South Dakota | 2 | $ 106,000 | $ 53,000 | $ 74,000 |
| Sanborn County South Dakota | 2 | $ 114,000 | $ 57,000 | $ 72,000 |
| Union County South Dakota | 2 | $ 578,000 | $ 289,000 | $ 117,000 |
| Bexar County Texas | 2 | $ 253,000 | $ 126,000 | $ 53,000 |
| Harris County Texas | 2 | $ 207,000 | $ 103,000 | $ 74,000 |
| Hidalgo County Texas | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Williamson County Texas | 2 | $ 198,000 | $ 99,000 | $ 53,000 |
| Dane County Wisconsin | 2 | $ 326,000 | $ 163,000 | $ 82,000 |
| Mohave County Arizona | 1 | $ 238,000 | $ 238,000 | $ 200,000 |
| Pima County Arizona | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| Fulton County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 17,000 |
| Los Angeles County California | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| Riverside County California | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| San Diego County California | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| San Joaquin County California | 1 | $ 336,000 | $ 336,000 | $ 199,000 |
| San Luis Obispo County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Clear Creek County Colorado | 1 | $ 119,000 | $ 119,000 | $ 171,000 |
| Elbert County Colorado | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Grand County Colorado | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
| Huerfano County Colorado | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
| Montrose County Colorado | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Park County Colorado | 1 | $ 33,000 | $ 33,000 | $ 97,000 |
| Phillips County Colorado | 1 | $ 43,000 | $ 43,000 | $ 97,000 |
| Pitkin County Colorado | 1 | $ 43,000 | $ 43,000 | $ 485,000 |
| Routt County Colorado | 1 | $ 106,000 | $ 106,000 | $ 661,000 |
| Alachua County Florida | 1 | $ 349,000 | $ 349,000 | $ 168,000 |
| Flagler County Florida | 1 | $ 98,000 | $ 98,000 | $ 170,000 |
| Lee County Florida | 1 | $ 172,000 | $ 172,000 | $ 137,000 |
| Monroe County Florida | 1 | $ 800,000 | $ 800,000 | $ 581,000 |
| Pinellas County Florida | 1 | $ 164,000 | $ 164,000 | $ 144,000 |
| Santa Rosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 147,000 |
| Walton County Florida | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Bartow County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cobb County Georgia | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Bonner County Idaho | 1 | $ 221,000 | $ 221,000 | $ 149,000 |
| Jo Daviess County Illinois | 1 | $ 163,000 | $ 163,000 | $ 141,000 |
| Livingston County Illinois | 1 | $ 127,000 | $ 127,000 | $ 106,000 |
| McDonough County Illinois | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Peoria County Illinois | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| St. Clair County Illinois | 1 | $ 328,000 | $ 328,000 | $ 120,000 |
| Stephenson County Illinois | 1 | $ 48,000 | $ 48,000 | $ 88,000 |
| Whiteside County Illinois | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Hamilton County Indiana | 1 | $ 254,000 | $ 254,000 | $ 250,000 |
| Audubon County Iowa | 1 | $ 84,000 | $ 84,000 | $ 67,000 |
| Black Hawk County Iowa | 1 | $ 89,000 | $ 89,000 | $ 57,000 |
| Ida County Iowa | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Johnson County Iowa | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Mahaska County Iowa | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Marshall County Iowa | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Ringgold County Iowa | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Sioux County Iowa | 1 | $ 167,000 | $ 167,000 | $ 114,000 |
| Story County Iowa | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Webster County Iowa | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Cloud County Kansas | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Coffey County Kansas | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Franklin County Kansas | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Geary County Kansas | 1 | $ 158,000 | $ 158,000 | $ 436,000 |
| Linn County Kansas | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| McPherson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Ouachita County Louisiana | 1 | $ 344,000 | $ 344,000 | $ 115,000 |
| Delta County Michigan | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Becker County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Beltrami County Minnesota | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Benton County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 42,000 |
| Blue Earth County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Cass County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 113,000 |
| Chisago County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Faribault County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Freeborn County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Goodhue County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 220,000 |
| Jackson County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Kandiyohi County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Marshall County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Nobles County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Norman County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Rock County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 77,000 |
| Sherburne County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| St. Louis County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 88,000 |
| Stearns County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Yellow Medicine County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Harrison County Mississippi | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
| Benton County Missouri | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| Boone County Missouri | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Jefferson County Missouri | 1 | $ 111,000 | $ 111,000 | $ 142,000 |
| St. Charles County Missouri | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Lincoln County Montana | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
| Yellowstone County Montana | 1 | $ 141,000 | $ 141,000 | $ 89,000 |
| Antelope County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Brown County Nebraska | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Chase County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Cherry County Nebraska | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Clay County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 74,000 |
| Custer County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Dixon County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Dundy County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Franklin County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Garfield County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 206,000 |
| Holt County Nebraska | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Merrick County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 99,000 |
| Nuckolls County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 56,000 |
| Rock County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 150,000 |
| Sheridan County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Thayer County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Clark County Nevada | 1 | $ 417,000 | $ 417,000 | $ 996,000 |
| Essex County New Jersey | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Bernalillo County New Mexico | 1 | $ 368,000 | $ 368,000 | $ 86,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 189,000 |
| Burleigh County North Dakota | 1 | $ 144,000 | $ 144,000 | $ 86,000 |
| Grand Forks County North Dakota | 1 | $ 209,000 | $ 209,000 | $ 95,000 |
| Atoka County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Washington County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 85,000 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Lincoln County Oregon | 1 | $ 422,000 | $ 422,000 | $ 718,000 |
| Allegheny County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 98,000 |
| Horry County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 381,000 |
| Brookings County South Dakota | 1 | $ 166,000 | $ 166,000 | $ 77,000 |
| Brown County South Dakota | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Brule County South Dakota | 1 | $ 81,000 | $ 81,000 | $ 123,000 |
| Charles Mix County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Clay County South Dakota | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| Hanson County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Hutchinson County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Jerauld County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Lawrence County South Dakota | 1 | $ 361,000 | $ 361,000 | $ 98,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 27,000 |
| Pennington County South Dakota | 1 | $ 194,000 | $ 194,000 | $ 91,000 |
| El Paso County Texas | 1 | $ 101,000 | $ 101,000 | $ 106,000 |
| Gregg County Texas | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Hays County Texas | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
| McLennan County Texas | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Polk County Texas | 1 | $ 260,000 | $ 260,000 | $ 339,000 |
| Wilson County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| James City County Virginia | 1 | $ 178,000 | $ 178,000 | $ 135,000 |
| Pierce County Washington | 1 | $ 81,000 | $ 81,000 | $ 103,000 |
| Braxton County West Virginia | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Kanawha County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Wayne County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Wood County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Chippewa County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Dodge County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Door County Wisconsin | 1 | $ 164,000 | $ 164,000 | $ 180,000 |
| Green Lake County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 121,000 |
| Juneau County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Kenosha County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| La Crosse County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Manitowoc County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Monroe County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 75,000 |
| Polk County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 262,000 |
| Rock County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Waushara County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 93,000 |
| Winnebago County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 109,000 |
| Crook County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 150,000 |
| Park County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 91,000 |
| Platte County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 23,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,381 | $834,176,000 | $155,000 | $7,454,000 | $92,000 | $1,542,000 |
| Home Purchase | 1,969 | $310,279,000 | $157,000 | $5,640,000 | $79,000 | $4,712,000 |
| Home Improvement | 649 | $34,168,000 | $52,000 | $808,000 | $77,000 | $2,568,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,094 | $885,427,000 | $145,000 | $3,500,000 | $90,000 | $4,712,000 |
| Not Provided | 1,261 | $187,453,000 | $148,000 | $1,274,000 | $93,000 | $1,542,000 |
| Hispanic | 358 | $37,070,000 | $103,000 | $657,000 | $62,000 | $840,000 |
| Black or African American | 123 | $14,309,000 | $116,000 | $700,000 | $57,000 | $424,000 |
| Not applicable | 87 | $42,564,000 | $489,000 | $7,454,000 | $0 | $0 |
| Asian | 61 | $10,513,000 | $172,000 | $980,000 | $109,000 | $422,000 |
| American Indian or Alaskan Native | 11 | $849,000 | $77,000 | $222,000 | $58,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $438,000 | $109,000 | $194,000 | $70,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,599 | $975,892,000 | $147,000 | $7,454,000 | $95,000 | $4,712,000 |
| FHA-insured (Federal Housing Administration) | 986 | $132,020,000 | $133,000 | $387,000 | $54,000 | $363,000 |
| VA-guaranteed (Veterans Administration) | 330 | $60,536,000 | $183,000 | $536,000 | $45,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $10,175,000 | $121,000 | $265,000 | $43,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,818 | $890,111,000 | $152,000 | $7,454,000 | $90,000 | $4,712,000 |
| Application Denied By Financial Institution | 701 | $71,212,000 | $101,000 | $2,100,000 | $70,000 | $1,502,000 |
| Application Withdrawn By Applicant | 642 | $102,399,000 | $159,000 | $1,000,000 | $93,000 | $900,000 |
| Application Approved But Not Accepted | 437 | $53,749,000 | $122,000 | $860,000 | $86,000 | $869,000 |
| File Closed For Incompleteness | 258 | $41,185,000 | $159,000 | $808,000 | $92,000 | $540,000 |
| Preapproval Approved but not Accepted | 83 | $11,963,000 | $144,000 | $980,000 | $58,000 | $330,000 |
| Preapproval Denied by Financial Institution | 58 | $7,789,000 | $134,000 | $700,000 | $47,000 | $424,000 |
| Loan Purchased By The Institution | 2 | $215,000 | $107,000 | $125,000 | $69,000 | $86,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 268 | $14,516,000 | $54,000 | $700,000 | $64,000 | $758,000 |
| Debt-To-Income Ratio | 261 | $29,791,000 | $114,000 | $2,100,000 | $55,000 | $387,000 |
| Collateral | 170 | $25,971,000 | $152,000 | $1,103,000 | $95,000 | $1,502,000 |
| Other | 22 | $3,751,000 | $170,000 | $740,000 | $94,000 | $398,000 |
| Employment History | 20 | $2,465,000 | $123,000 | $573,000 | $34,000 | $90,000 |
| Unverifiable Information | 14 | $1,583,000 | $113,000 | $315,000 | $59,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $924,000 | $231,000 | $650,000 | $109,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.