First National Bank of Omaha Mortgage Lending & HMDA Data, 2011

In 2011, First National Bank of Omaha of Omaha, NE reported 7,999 mortgage applications totaling $1.2 billion. The average application was for $147,346, and applicants reported an average income of $87,582. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (4,269), Chicago-Joliet-Naperville, IL (852) and Fort Collins-Loveland, CO (569) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,999
Total Mortgage Loan Application Amount $1,178,623,000
Average Mortgage Loan Application Amount $147,346
Highest Mortgage Loan Application Amount $7,454,000
Average Applicant Income $87,582
Highest Applicant Income $4,712,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 2,943 $ 394,376,000 $ 134,004 $ 86,000
Sarpy, Nebraska 868 $ 122,133,000 $ 140,706 $ 75,000
Larimer, Colorado 569 $ 97,084,000 $ 170,622 $ 89,000
Lancaster, Nebraska 285 $ 51,417,000 $ 180,410 $ 120,000
DeKalb, Illinois 271 $ 53,892,000 $ 198,863 $ 87,000
McHenry, Illinois 236 $ 32,298,000 $ 136,855 $ 83,000
Weld, Colorado 213 $ 30,613,000 $ 143,723 $ 62,000
Pottawattamie, Iowa 163 $ 20,764,000 $ 127,386 $ 68,000
Kendall, Illinois 161 $ 23,413,000 $ 145,422 $ 89,000
Johnson, Kansas 156 $ 25,982,000 $ 166,551 $ 112,000
Dodge, Nebraska 110 $ 12,167,000 $ 110,609 $ 66,000
Washington, Nebraska 108 $ 18,291,000 $ 169,361 $ 85,000
Buffalo, Nebraska 94 $ 12,793,000 $ 136,095 $ 80,000
Kane, Illinois 90 $ 15,524,000 $ 172,488 $ 98,000
Gage, Nebraska 80 $ 6,664,000 $ 83,300 $ 62,000
Cass, Nebraska 73 $ 10,639,000 $ 145,739 $ 81,000
Boulder, Colorado 64 $ 15,186,000 $ 237,281 $ 143,000
Cook, Illinois 53 $ 9,203,000 $ 173,641 $ 110,000
LaSalle, Illinois 48 $ 5,420,000 $ 112,916 $ 71,000
Mills, Iowa 46 $ 5,721,000 $ 124,369 $ 83,000
Butler, Nebraska 43 $ 4,188,000 $ 97,395 $ 57,000
Saunders, Nebraska 43 $ 5,853,000 $ 136,116 $ 91,000
Platte, Nebraska 38 $ 4,285,000 $ 112,763 $ 65,000
Boone, Illinois 32 $ 3,062,000 $ 95,687 $ 60,000
Jackson, Missouri 32 $ 13,026,000 $ 407,062 $ 78,000
Polk, Iowa 30 $ 3,614,000 $ 120,466 $ 91,000
Hall, Nebraska 30 $ 4,446,000 $ 148,200 $ 113,000
Adams, Colorado 29 $ 4,737,000 $ 163,344 $ 96,000
Collin, Texas 27 $ 4,939,000 $ 182,925 $ 180,000
Harrison, Iowa 25 $ 3,286,000 $ 131,440 $ 74,000
Jefferson, Colorado 24 $ 4,677,000 $ 194,875 $ 90,000
Clay, Missouri 24 $ 3,292,000 $ 137,166 $ 71,000
York, Nebraska 24 $ 3,099,000 $ 129,125 $ 187,000
Will, Illinois 23 $ 4,204,000 $ 182,782 $ 94,000
Otoe, Nebraska 22 $ 3,277,000 $ 148,954 $ 87,000
Douglas, Kansas 20 $ 3,776,000 $ 188,800 $ 97,000
Lincoln, Nebraska 20 $ 3,283,000 $ 164,150 $ 105,000
Denton, Texas 18 $ 3,703,000 $ 205,722 $ 125,000
Maricopa, Arizona 17 $ 4,994,000 $ 293,764 $ 216,000
DuPage, Illinois 16 $ 2,534,000 $ 158,375 $ 98,000
Knox, Nebraska 15 $ 1,472,000 $ 98,133 $ 65,000
Madison, Nebraska 15 $ 1,934,000 $ 128,933 $ 72,000
Denver, Colorado 14 $ 2,160,000 $ 154,285 $ 108,000
Seward, Nebraska 14 $ 1,587,000 $ 113,357 $ 69,000
Winnebago, Illinois 13 $ 1,481,000 $ 113,923 $ 63,000
Yankton, South Dakota 13 $ 2,249,000 $ 173,000 $ 61,000
Box Butte, Nebraska 11 $ 1,216,000 $ 110,545 $ 89,000
Burt, Nebraska 11 $ 1,288,000 $ 117,090 $ 100,000
Barton, Kansas 10 $ 698,000 $ 69,800 $ 82,000
Platte, Missouri 10 $ 2,358,000 $ 235,800 $ 131,000
Richardson, Nebraska 10 $ 836,000 $ 83,600 $ 65,000
Ogle, Illinois 9 $ 940,000 $ 104,444 $ 60,000
Fremont, Iowa 9 $ 1,035,000 $ 115,000 $ 74,000
Scotts Bluff, Nebraska 9 $ 1,247,000 $ 138,555 $ 77,000
Arapahoe, Colorado 8 $ 1,308,000 $ 163,500 $ 132,000
Shelby, Iowa 8 $ 957,000 $ 119,625 $ 111,000
Adams, Nebraska 8 $ 741,000 $ 92,625 $ 91,000
Jefferson, Nebraska 8 $ 464,000 $ 58,000 $ 49,000
Wayne, Nebraska 8 $ 668,000 $ 83,500 $ 77,000
El Paso, Colorado 7 $ 1,137,000 $ 162,428 $ 80,000
Lake, Illinois 7 $ 947,000 $ 135,285 $ 79,000
Montgomery, Iowa 7 $ 643,000 $ 91,857 $ 54,000
Nemaha, Nebraska 7 $ 579,000 $ 82,714 $ 62,000
McCurtain, Oklahoma 7 $ 1,105,000 $ 157,857 $ 199,000
Dallas, Iowa 6 $ 1,550,000 $ 258,333 $ 107,000
Page, Iowa 6 $ 598,000 $ 99,666 $ 80,000
Wyandotte, Kansas 6 $ 659,000 $ 109,833 $ 39,000
Boone, Nebraska 6 $ 845,000 $ 140,833 $ 102,000
Cedar, Nebraska 6 $ 654,000 $ 109,000 $ 67,000
Cuming, Nebraska 6 $ 725,000 $ 120,833 $ 100,000
Dawson, Nebraska 6 $ 729,000 $ 121,500 $ 823,000
Beadle, South Dakota 6 $ 865,000 $ 144,166 $ 67,000
Davison, South Dakota 6 $ 683,000 $ 113,833 $ 54,000
Walworth, Wisconsin 6 $ 812,000 $ 135,333 $ 100,000
Crawford, Iowa 5 $ 567,000 $ 113,400 $ 83,000
Sedgwick, Kansas 5 $ 829,000 $ 165,800 $ 83,000
Hamilton, Nebraska 5 $ 779,000 $ 155,800 $ 90,000
Nance, Nebraska 5 $ 390,000 $ 78,000 $ 90,000
Stanton, Nebraska 5 $ 862,000 $ 172,400 $ 97,000
Lincoln, South Dakota 5 $ 986,000 $ 197,200 $ 93,000
Dallas, Texas 5 $ 931,000 $ 186,200 $ 76,000
Tarrant, Texas 5 $ 971,000 $ 194,200 $ 142,000
Laramie, Wyoming 5 $ 1,121,000 $ 224,200 $ 90,000
Broomfield, Colorado 4 $ 833,000 $ 208,250 $ 105,000
Douglas, Colorado 4 $ 1,516,000 $ 379,000 $ 164,000
Summit, Colorado 4 $ 2,231,000 $ 557,750 $ 438,000
Dickinson, Iowa 4 $ 987,000 $ 246,750 $ 178,000
Linn, Iowa 4 $ 605,000 $ 151,250 $ 93,000
Leavenworth, Kansas 4 $ 980,000 $ 245,000 $ 78,000
Miami, Kansas 4 $ 441,000 $ 110,250 $ 117,000
Hennepin, Minnesota 4 $ 772,000 $ 193,000 $ 118,000
Scott, Minnesota 4 $ 973,000 $ 243,250 $ 120,000
Johnson, Nebraska 4 $ 601,000 $ 150,250 $ 58,000
Kearney, Nebraska 4 $ 507,000 $ 126,750 $ 73,000
Pierce, Nebraska 4 $ 678,000 $ 169,500 $ 208,000
Saline, Nebraska 4 $ 422,000 $ 105,500 $ 81,000
Orange, California 3 $ 5,056,000 $ 1,685,333 $ 64,000
Collier, Florida 3 $ 678,000 $ 226,000 $ 352,000
Lee, Illinois 3 $ 333,000 $ 111,000 $ 36,000
McLean, Illinois 3 $ 459,000 $ 153,000 $ 78,000
Cass, Iowa 3 $ 349,000 $ 116,333 $ 180,000
Shawnee, Kansas 3 $ 3,010,000 $ 1,003,333 $ 43,000
Anoka, Minnesota 3 $ 341,000 $ 113,666 $ 46,000
Barry, Missouri 3 $ 362,000 $ 120,666 $ 99,000
Camden, Missouri 3 $ 355,000 $ 118,333 $ 139,000
St. Louis, Missouri 3 $ 745,000 $ 248,333 $ 107,000
Colfax, Nebraska 3 $ 337,000 $ 112,333 $ 68,000
Dawes, Nebraska 3 $ 264,000 $ 88,000 $ 66,000
Phelps, Nebraska 3 $ 232,000 $ 77,333 $ 51,000
Polk, Nebraska 3 $ 876,000 $ 292,000 $ 75,000
Red Willow, Nebraska 3 $ 345,000 $ 115,000 $ 84,000
Tulsa, Oklahoma 3 $ 398,000 $ 132,666 $ 87,000
Albany, Wyoming 3 $ 515,000 $ 171,666 $ 58,000
Campbell, Wyoming 3 $ 529,000 $ 176,333 $ 92,000
Natrona, Wyoming 3 $ 697,000 $ 232,333 $ 85,000
Pinal, Arizona 2 $ 190,000 $ 95,000 $ 40,000
Eagle, Colorado 2 $ 644,000 $ 322,000 $ 189,000
Fremont, Colorado 2 $ 278,000 $ 139,000 $ 101,000
Morgan, Colorado 2 $ 30,000 $ 15,000 $ 36,000
Teller, Colorado 2 $ 394,000 $ 197,000 $ 50,000
Orange, Florida 2 $ 290,000 $ 145,000 $ 69,000
Fulton, Georgia 2 $ 1,114,000 $ 557,000 $ 150,000
Champaign, Illinois 2 $ 225,000 $ 112,500 $ 149,000
Grundy, Illinois 2 $ 120,000 $ 60,000 $ 95,000
Lake, Indiana 2 $ 123,000 $ 61,500 $ 96,000
Carroll, Iowa 2 $ 189,000 $ 94,500 $ 54,000
Guthrie, Iowa 2 $ 282,000 $ 141,000 $ 151,000
Jasper, Iowa 2 $ 183,000 $ 91,500 $ 95,000
Osceola, Iowa 2 $ 178,000 $ 89,000 $ 64,000
Scott, Iowa 2 $ 552,000 $ 276,000 $ 100,000
Warren, Iowa 2 $ 459,000 $ 229,500 $ 209,000
Woodbury, Iowa 2 $ 157,000 $ 78,500 $ 94,000
Bullitt, Kentucky 2 $ 564,000 $ 282,000 $ 157,000
Hampshire, Massachusetts 2 $ 183,000 $ 91,500 $ 75,000
Dakota, Minnesota 2 $ 375,000 $ 187,500 $ 81,000
Lincoln, Minnesota 2 $ 462,000 $ 231,000 $ 69,000
Olmsted, Minnesota 2 $ 230,000 $ 115,000 $ 105,000
Otter Tail, Minnesota 2 $ 297,000 $ 148,500 $ 65,000
Rice, Minnesota 2 $ 347,000 $ 173,500 $ 74,000
Cass, Missouri 2 $ 352,000 $ 176,000 $ 94,000
Johnson, Missouri 2 $ 323,000 $ 161,500 $ 34,000
Morgan, Missouri 2 $ 352,000 $ 176,000 $ 156,000
Stone, Missouri 2 $ 224,000 $ 112,000 $ 68,000
Taney, Missouri 2 $ 111,000 $ 55,500 $ 96,000
Cheyenne, Nebraska 2 $ 352,000 $ 176,000 $ 112,000
Fillmore, Nebraska 2 $ 252,000 $ 126,000 $ 77,000
Gosper, Nebraska 2 $ 236,000 $ 118,000 $ 100,000
Harlan, Nebraska 2 $ 153,000 $ 76,500 $ 85,000
Kimball, Nebraska 2 $ 147,000 $ 73,500 $ 40,000
Morrill, Nebraska 2 $ 157,000 $ 78,500 $ 69,000
Pawnee, Nebraska 2 $ 162,000 $ 81,000 $ 26,000
Le Flore, Oklahoma 2 $ 193,000 $ 96,500 $ 49,000
Bon Homme, South Dakota 2 $ 106,000 $ 53,000 $ 74,000
Sanborn, South Dakota 2 $ 114,000 $ 57,000 $ 72,000
Union, South Dakota 2 $ 578,000 $ 289,000 $ 117,000
Bexar, Texas 2 $ 253,000 $ 126,500 $ 53,000
Harris, Texas 2 $ 207,000 $ 103,500 $ 74,000
Hidalgo, Texas 2 $ 200,000 $ 100,000 $ 32,000
Williamson, Texas 2 $ 198,000 $ 99,000 $ 53,000
Dane, Wisconsin 2 $ 326,000 $ 163,000 $ 82,000
Mohave, Arizona 1 $ 238,000 $ 238,000 $ 200,000
Pima, Arizona 1 $ 184,000 $ 184,000 $ 97,000
Fulton, Arkansas 1 $ 69,000 $ 69,000 $ 17,000
Los Angeles, California 1 $ 350,000 $ 350,000 $ 84,000
Riverside, California 1 $ 152,000 $ 152,000 $ 95,000
San Diego, California 1 $ 20,000 $ 20,000 $ 36,000
San Joaquin, California 1 $ 336,000 $ 336,000 $ 199,000
San Luis Obispo, California 1 $ 350,000 $ 350,000 $ 0
Ventura, California 1 $ 175,000 $ 175,000 $ 106,000
Clear Creek, Colorado 1 $ 119,000 $ 119,000 $ 171,000
Elbert, Colorado 1 $ 300,000 $ 300,000 $ 74,000
Grand, Colorado 1 $ 188,000 $ 188,000 $ 120,000
Huerfano, Colorado 1 $ 78,000 $ 78,000 $ 57,000
Montrose, Colorado 1 $ 126,000 $ 126,000 $ 46,000
Park, Colorado 1 $ 33,000 $ 33,000 $ 97,000
Phillips, Colorado 1 $ 43,000 $ 43,000 $ 97,000
Pitkin, Colorado 1 $ 43,000 $ 43,000 $ 485,000
Routt, Colorado 1 $ 106,000 $ 106,000 $ 661,000
Alachua, Florida 1 $ 349,000 $ 349,000 $ 168,000
Flagler, Florida 1 $ 98,000 $ 98,000 $ 170,000
Lee, Florida 1 $ 172,000 $ 172,000 $ 137,000
Monroe, Florida 1 $ 800,000 $ 800,000 $ 581,000
Pinellas, Florida 1 $ 164,000 $ 164,000 $ 144,000
Santa Rosa, Florida 1 $ 160,000 $ 160,000 $ 147,000
Walton, Florida 1 $ 163,000 $ 163,000 $ 102,000
Bartow, Georgia 1 $ 100,000 $ 100,000 $ 0
Cobb, Georgia 1 $ 52,000 $ 52,000 $ 52,000
Bonner, Idaho 1 $ 221,000 $ 221,000 $ 149,000
Jo Daviess, Illinois 1 $ 163,000 $ 163,000 $ 141,000
Livingston, Illinois 1 $ 127,000 $ 127,000 $ 106,000
McDonough, Illinois 1 $ 80,000 $ 80,000 $ 137,000
Peoria, Illinois 1 $ 103,000 $ 103,000 $ 53,000
St. Clair, Illinois 1 $ 328,000 $ 328,000 $ 120,000
Stephenson, Illinois 1 $ 48,000 $ 48,000 $ 88,000
Whiteside, Illinois 1 $ 145,000 $ 145,000 $ 64,000
Hamilton, Indiana 1 $ 254,000 $ 254,000 $ 250,000
Audubon, Iowa 1 $ 84,000 $ 84,000 $ 67,000
Black Hawk, Iowa 1 $ 89,000 $ 89,000 $ 57,000
Ida, Iowa 1 $ 30,000 $ 30,000 $ 23,000
Johnson, Iowa 1 $ 56,000 $ 56,000 $ 27,000
Mahaska, Iowa 1 $ 89,000 $ 89,000 $ 68,000
Marshall, Iowa 1 $ 245,000 $ 245,000 $ 73,000
Ringgold, Iowa 1 $ 250,000 $ 250,000 $ 0
Sioux, Iowa 1 $ 167,000 $ 167,000 $ 114,000
Story, Iowa 1 $ 96,000 $ 96,000 $ 75,000
Webster, Iowa 1 $ 138,000 $ 138,000 $ 39,000
Cloud, Kansas 1 $ 80,000 $ 80,000 $ 63,000
Coffey, Kansas 1 $ 5,000 $ 5,000 $ 37,000
Franklin, Kansas 1 $ 151,000 $ 151,000 $ 73,000
Geary, Kansas 1 $ 158,000 $ 158,000 $ 436,000
Linn, Kansas 1 $ 128,000 $ 128,000 $ 108,000
McPherson, Kansas 1 $ 125,000 $ 125,000 $ 70,000
Ouachita, Louisiana 1 $ 344,000 $ 344,000 $ 115,000
Delta, Michigan 1 $ 20,000 $ 20,000 $ 91,000
Becker, Minnesota 1 $ 119,000 $ 119,000 $ 45,000
Beltrami, Minnesota 1 $ 82,000 $ 82,000 $ 40,000
Benton, Minnesota 1 $ 173,000 $ 173,000 $ 42,000
Blue Earth, Minnesota 1 $ 50,000 $ 50,000 $ 27,000
Cass, Minnesota 1 $ 248,000 $ 248,000 $ 113,000
Chisago, Minnesota 1 $ 118,000 $ 118,000 $ 66,000
Faribault, Minnesota 1 $ 60,000 $ 60,000 $ 33,000
Freeborn, Minnesota 1 $ 95,000 $ 95,000 $ 40,000
Goodhue, Minnesota 1 $ 272,000 $ 272,000 $ 220,000
Jackson, Minnesota 1 $ 56,000 $ 56,000 $ 66,000
Kandiyohi, Minnesota 1 $ 71,000 $ 71,000 $ 34,000
Marshall, Minnesota 1 $ 41,000 $ 41,000 $ 59,000
Nobles, Minnesota 1 $ 131,000 $ 131,000 $ 50,000
Norman, Minnesota 1 $ 75,000 $ 75,000 $ 72,000
Rock, Minnesota 1 $ 119,000 $ 119,000 $ 77,000
Sherburne, Minnesota 1 $ 206,000 $ 206,000 $ 96,000
St. Louis, Minnesota 1 $ 224,000 $ 224,000 $ 88,000
Stearns, Minnesota 1 $ 84,000 $ 84,000 $ 41,000
Yellow Medicine, Minnesota 1 $ 112,000 $ 112,000 $ 60,000
Harrison, Mississippi 1 $ 99,000 $ 99,000 $ 106,000
Benton, Missouri 1 $ 178,000 $ 178,000 $ 87,000
Boone, Missouri 1 $ 179,000 $ 179,000 $ 95,000
Jefferson, Missouri 1 $ 111,000 $ 111,000 $ 142,000
St. Charles, Missouri 1 $ 116,000 $ 116,000 $ 48,000
Lincoln, Montana 1 $ 272,000 $ 272,000 $ 76,000
Yellowstone, Montana 1 $ 141,000 $ 141,000 $ 89,000
Antelope, Nebraska 1 $ 95,000 $ 95,000 $ 62,000
Brown, Nebraska 1 $ 144,000 $ 144,000 $ 92,000
Chase, Nebraska 1 $ 80,000 $ 80,000 $ 27,000
Cherry, Nebraska 1 $ 84,000 $ 84,000 $ 60,000
Clay, Nebraska 1 $ 89,000 $ 89,000 $ 74,000
Custer, Nebraska 1 $ 145,000 $ 145,000 $ 74,000
Dixon, Nebraska 1 $ 86,000 $ 86,000 $ 0
Dundy, Nebraska 1 $ 47,000 $ 47,000 $ 31,000
Franklin, Nebraska 1 $ 55,000 $ 55,000 $ 57,000
Garfield, Nebraska 1 $ 168,000 $ 168,000 $ 206,000
Holt, Nebraska 1 $ 123,000 $ 123,000 $ 65,000
Merrick, Nebraska 1 $ 71,000 $ 71,000 $ 99,000
Nuckolls, Nebraska 1 $ 47,000 $ 47,000 $ 56,000
Rock, Nebraska 1 $ 58,000 $ 58,000 $ 150,000
Sheridan, Nebraska 1 $ 36,000 $ 36,000 $ 24,000
Thayer, Nebraska 1 $ 152,000 $ 152,000 $ 53,000
Clark, Nevada 1 $ 417,000 $ 417,000 $ 996,000
Essex, New Jersey 1 $ 153,000 $ 153,000 $ 90,000
Bernalillo, New Mexico 1 $ 368,000 $ 368,000 $ 86,000
Santa Fe, New Mexico 1 $ 417,000 $ 417,000 $ 189,000
Burleigh, North Dakota 1 $ 144,000 $ 144,000 $ 86,000
Grand Forks, North Dakota 1 $ 209,000 $ 209,000 $ 95,000
Atoka, Oklahoma 1 $ 100,000 $ 100,000 $ 54,000
Washington, Oklahoma 1 $ 116,000 $ 116,000 $ 85,000
Clackamas, Oregon 1 $ 275,000 $ 275,000 $ 75,000
Deschutes, Oregon 1 $ 405,000 $ 405,000 $ 325,000
Lincoln, Oregon 1 $ 422,000 $ 422,000 $ 718,000
Allegheny, Pennsylvania 1 $ 259,000 $ 259,000 $ 98,000
Horry, South Carolina 1 $ 60,000 $ 60,000 $ 381,000
Brookings, South Dakota 1 $ 166,000 $ 166,000 $ 77,000
Brown, South Dakota 1 $ 108,000 $ 108,000 $ 84,000
Brule, South Dakota 1 $ 81,000 $ 81,000 $ 123,000
Charles Mix, South Dakota 1 $ 68,000 $ 68,000 $ 47,000
Clay, South Dakota 1 $ 170,000 $ 170,000 $ 112,000
Hanson, South Dakota 1 $ 110,000 $ 110,000 $ 99,000
Hutchinson, South Dakota 1 $ 55,000 $ 55,000 $ 28,000
Jerauld, South Dakota 1 $ 64,000 $ 64,000 $ 24,000
Lawrence, South Dakota 1 $ 361,000 $ 361,000 $ 98,000
Minnehaha, South Dakota 1 $ 150,000 $ 150,000 $ 27,000
Pennington, South Dakota 1 $ 194,000 $ 194,000 $ 91,000
El Paso, Texas 1 $ 101,000 $ 101,000 $ 106,000
Gregg, Texas 1 $ 133,000 $ 133,000 $ 81,000
Hays, Texas 1 $ 126,000 $ 126,000 $ 96,000
McLennan, Texas 1 $ 52,000 $ 52,000 $ 66,000
Polk, Texas 1 $ 260,000 $ 260,000 $ 339,000
Wilson, Texas 1 $ 165,000 $ 165,000 $ 60,000
James City, Virginia 1 $ 178,000 $ 178,000 $ 135,000
Pierce, Washington 1 $ 81,000 $ 81,000 $ 103,000
Braxton, West Virginia 1 $ 111,000 $ 111,000 $ 64,000
Kanawha, West Virginia 1 $ 130,000 $ 130,000 $ 72,000
Wayne, West Virginia 1 $ 100,000 $ 100,000 $ 87,000
Wood, West Virginia 1 $ 104,000 $ 104,000 $ 70,000
Chippewa, Wisconsin 1 $ 94,000 $ 94,000 $ 21,000
Dodge, Wisconsin 1 $ 178,000 $ 178,000 $ 88,000
Door, Wisconsin 1 $ 164,000 $ 164,000 $ 180,000
Green Lake, Wisconsin 1 $ 120,000 $ 120,000 $ 121,000
Juneau, Wisconsin 1 $ 25,000 $ 25,000 $ 52,000
Kenosha, Wisconsin 1 $ 268,000 $ 268,000 $ 100,000
La Crosse, Wisconsin 1 $ 98,000 $ 98,000 $ 33,000
Manitowoc, Wisconsin 1 $ 140,000 $ 140,000 $ 60,000
Monroe, Wisconsin 1 $ 82,000 $ 82,000 $ 75,000
Polk, Wisconsin 1 $ 133,000 $ 133,000 $ 262,000
Rock, Wisconsin 1 $ 107,000 $ 107,000 $ 38,000
Waushara, Wisconsin 1 $ 136,000 $ 136,000 $ 93,000
Winnebago, Wisconsin 1 $ 101,000 $ 101,000 $ 109,000
Crook, Wyoming 1 $ 166,000 $ 166,000 $ 150,000
Park, Wyoming 1 $ 189,000 $ 189,000 $ 91,000
Platte, Wyoming 1 $ 103,000 $ 103,000 $ 23,000

Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,381 $834,176,000 $155,000 $7,454,000 $92,000 $1,542,000
Home Purchase 1,969 $310,279,000 $157,000 $5,640,000 $79,000 $4,712,000
Home Improvement 649 $34,168,000 $52,000 $808,000 $77,000 $2,568,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,094 $885,427,000 $145,000 $3,500,000 $90,000 $4,712,000
Not Provided 1,261 $187,453,000 $148,000 $1,274,000 $93,000 $1,542,000
Hispanic 358 $37,070,000 $103,000 $657,000 $62,000 $840,000
Black or African American 123 $14,309,000 $116,000 $700,000 $57,000 $424,000
Not applicable 87 $42,564,000 $489,000 $7,454,000 $0 $0
Asian 61 $10,513,000 $172,000 $980,000 $109,000 $422,000
American Indian or Alaskan Native 11 $849,000 $77,000 $222,000 $58,000 $136,000
Native Hawaiian or Other Pacific Islander 4 $438,000 $109,000 $194,000 $70,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,599 $975,892,000 $147,000 $7,454,000 $95,000 $4,712,000
FHA-insured (Federal Housing Administration) 986 $132,020,000 $133,000 $387,000 $54,000 $363,000
VA-guaranteed (Veterans Administration) 330 $60,536,000 $183,000 $536,000 $45,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $10,175,000 $121,000 $265,000 $43,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,818 $890,111,000 $152,000 $7,454,000 $90,000 $4,712,000
Application Denied By Financial Institution 701 $71,212,000 $101,000 $2,100,000 $70,000 $1,502,000
Application Withdrawn By Applicant 642 $102,399,000 $159,000 $1,000,000 $93,000 $900,000
Application Approved But Not Accepted 437 $53,749,000 $122,000 $860,000 $86,000 $869,000
File Closed For Incompleteness 258 $41,185,000 $159,000 $808,000 $92,000 $540,000
Preapproval Approved but not Accepted 83 $11,963,000 $144,000 $980,000 $58,000 $330,000
Preapproval Denied by Financial Institution 58 $7,789,000 $134,000 $700,000 $47,000 $424,000
Loan Purchased By The Institution 2 $215,000 $107,000 $125,000 $69,000 $86,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 268 $14,516,000 $54,000 $700,000 $64,000 $758,000
Debt-To-Income Ratio 261 $29,791,000 $114,000 $2,100,000 $55,000 $387,000
Collateral 170 $25,971,000 $152,000 $1,103,000 $95,000 $1,502,000
Other 22 $3,751,000 $170,000 $740,000 $94,000 $398,000
Employment History 20 $2,465,000 $123,000 $573,000 $34,000 $90,000
Unverifiable Information 14 $1,583,000 $113,000 $315,000 $59,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 4 $924,000 $231,000 $650,000 $109,000 $224,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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