First National Bank of Omaha Mortgage Lending & HMDA Data, 2011
In 2011, First National Bank of Omaha of Omaha, NE reported 7,999 mortgage applications totaling $1.2 billion. The average application was for $147,346, and applicants reported an average income of $87,582. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (4,269), Chicago-Joliet-Naperville, IL (852) and Fort Collins-Loveland, CO (569) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,999 |
| Total Mortgage Loan Application Amount | $1,178,623,000 |
| Average Mortgage Loan Application Amount | $147,346 |
| Highest Mortgage Loan Application Amount | $7,454,000 |
| Average Applicant Income | $87,582 |
| Highest Applicant Income | $4,712,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Omaha-Council Bluffs, NE-IA | 4,269 | $ 581,063,000 | $ 136,112 | $ 83,287 |
| Chicago-Joliet-Naperville, IL | 852 | $ 141,188,000 | $ 165,713 | $ 89,000 |
| Fort Collins-Loveland, CO | 569 | $ 97,084,000 | $ 170,622 | $ 89,000 |
| Lincoln, NE | 299 | $ 53,004,000 | $ 177,270 | $ 118,000 |
| Kansas City, MO-KS | 240 | $ 47,369,000 | $ 197,370 | $ 101,916 |
| Greeley, CO | 213 | $ 30,613,000 | $ 143,723 | $ 62,000 |
| Denver-Aurora-Broomfield, CO | 86 | $ 15,683,000 | $ 182,360 | $ 104,000 |
| Boulder, CO | 64 | $ 15,186,000 | $ 237,281 | $ 143,000 |
| Dallas-Plano-Irving, TX | 50 | $ 9,573,000 | $ 191,460 | $ 150,000 |
| Rockford, IL | 45 | $ 4,543,000 | $ 100,955 | $ 61,000 |
| Des Moines-West Des Moines, IA | 40 | $ 5,905,000 | $ 147,625 | $ 102,000 |
| Lawrence, KS | 20 | $ 3,776,000 | $ 188,800 | $ 97,000 |
| Phoenix-Mesa-Glendale, AZ | 19 | $ 5,184,000 | $ 272,842 | $ 197,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 2,785,000 | $ 185,666 | $ 94,000 |
| Colorado Springs, CO | 9 | $ 1,531,000 | $ 170,111 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,215,000 | $ 151,875 | $ 81,625 |
| Sioux Falls, SD | 6 | $ 1,136,000 | $ 189,333 | $ 82,000 |
| St. Louis, MO-IL | 6 | $ 1,300,000 | $ 216,666 | $ 105,000 |
| Cheyenne, WY | 5 | $ 1,121,000 | $ 224,200 | $ 90,000 |
| Fort Worth-Arlington, TX | 5 | $ 971,000 | $ 194,200 | $ 142,000 |
| Sioux City, IA-NE-SD | 5 | $ 821,000 | $ 164,200 | $ 84,400 |
| Wichita, KS | 5 | $ 829,000 | $ 165,800 | $ 83,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4 | $ 1,266,000 | $ 316,500 | $ 88,000 |
| Cedar Rapids, IA | 4 | $ 605,000 | $ 151,250 | $ 93,000 |
| Austin-Round Rock-San Marcos, TX | 3 | $ 324,000 | $ 108,000 | $ 67,000 |
| Bloomington-Normal, IL | 3 | $ 459,000 | $ 153,000 | $ 78,000 |
| Casper, WY | 3 | $ 697,000 | $ 232,333 | $ 85,000 |
| Naples-Marco Island, FL | 3 | $ 678,000 | $ 226,000 | $ 352,000 |
| San Antonio-New Braunfels, TX | 3 | $ 418,000 | $ 139,333 | $ 55,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 5,056,000 | $ 1,685,333 | $ 64,000 |
| Topeka, KS | 3 | $ 3,010,000 | $ 1,003,333 | $ 43,000 |
| Tulsa, OK | 3 | $ 398,000 | $ 132,666 | $ 87,000 |
| Champaign-Urbana, IL | 2 | $ 225,000 | $ 112,500 | $ 149,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 552,000 | $ 276,000 | $ 100,000 |
| Fort Smith, AR-OK | 2 | $ 193,000 | $ 96,500 | $ 49,000 |
| Gary, IN | 2 | $ 123,000 | $ 61,500 | $ 96,000 |
| Houston-Sugar Land-Baytown, TX | 2 | $ 207,000 | $ 103,500 | $ 74,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 564,000 | $ 282,000 | $ 157,000 |
| Madison, WI | 2 | $ 326,000 | $ 163,000 | $ 82,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Rochester, MN | 2 | $ 230,000 | $ 115,000 | $ 105,000 |
| Springfield, MA | 2 | $ 183,000 | $ 91,500 | $ 75,000 |
| St. Cloud, MN | 2 | $ 257,000 | $ 128,500 | $ 41,000 |
| Albuquerque, NM | 1 | $ 368,000 | $ 368,000 | $ 86,000 |
| Ames, IA | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Bend, OR | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Billings, MT | 1 | $ 141,000 | $ 141,000 | $ 89,000 |
| Bismarck, ND | 1 | $ 144,000 | $ 144,000 | $ 86,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 172,000 | $ 172,000 | $ 137,000 |
| Charleston, WV | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Columbia, MO | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Duluth, MN-WI | 1 | $ 224,000 | $ 224,000 | $ 88,000 |
| Eau Claire, WI | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| El Paso, TX | 1 | $ 101,000 | $ 101,000 | $ 106,000 |
| Gainesville, FL | 1 | $ 349,000 | $ 349,000 | $ 168,000 |
| Grand Forks, ND-MN | 1 | $ 209,000 | $ 209,000 | $ 95,000 |
| Gulfport-Biloxi, MS | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Indianapolis-Carmel, IN | 1 | $ 254,000 | $ 254,000 | $ 250,000 |
| Iowa City, IA | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Janesville, WI | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| La Crosse, WI-MN | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 238,000 | $ 238,000 | $ 200,000 |
| Las Vegas-Paradise, NV | 1 | $ 417,000 | $ 417,000 | $ 996,000 |
| Longview, TX | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| Manhattan, KS | 1 | $ 158,000 | $ 158,000 | $ 436,000 |
| Mankato-North Mankato, MN | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Monroe, LA | 1 | $ 344,000 | $ 344,000 | $ 115,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 60,000 | $ 60,000 | $ 381,000 |
| Newark-Union, NJ-PA | 1 | $ 153,000 | $ 153,000 | $ 90,000 |
| Oshkosh-Neenah, WI | 1 | $ 101,000 | $ 101,000 | $ 109,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Palm Coast, FL | 1 | $ 98,000 | $ 98,000 | $ 170,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 160,000 | $ 160,000 | $ 147,000 |
| Peoria, IL | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Pittsburgh, PA | 1 | $ 259,000 | $ 259,000 | $ 98,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Rapid City, SD | 1 | $ 194,000 | $ 194,000 | $ 91,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Santa Fe, NM | 1 | $ 417,000 | $ 417,000 | $ 189,000 |
| Stockton, CA | 1 | $ 336,000 | $ 336,000 | $ 199,000 |
| Tacoma, WA | 1 | $ 81,000 | $ 81,000 | $ 103,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 164,000 | $ 164,000 | $ 144,000 |
| Tucson, AZ | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 178,000 | $ 178,000 | $ 135,000 |
| Waco, TX | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 89,000 | $ 89,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,381 | $834,176,000 | $155,000 | $7,454,000 | $92,000 | $1,542,000 |
| Home Purchase | 1,969 | $310,279,000 | $157,000 | $5,640,000 | $79,000 | $4,712,000 |
| Home Improvement | 649 | $34,168,000 | $52,000 | $808,000 | $77,000 | $2,568,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,094 | $885,427,000 | $145,000 | $3,500,000 | $90,000 | $4,712,000 |
| Not Provided | 1,261 | $187,453,000 | $148,000 | $1,274,000 | $93,000 | $1,542,000 |
| Hispanic | 358 | $37,070,000 | $103,000 | $657,000 | $62,000 | $840,000 |
| Black or African American | 123 | $14,309,000 | $116,000 | $700,000 | $57,000 | $424,000 |
| Not applicable | 87 | $42,564,000 | $489,000 | $7,454,000 | $0 | $0 |
| Asian | 61 | $10,513,000 | $172,000 | $980,000 | $109,000 | $422,000 |
| American Indian or Alaskan Native | 11 | $849,000 | $77,000 | $222,000 | $58,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $438,000 | $109,000 | $194,000 | $70,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,599 | $975,892,000 | $147,000 | $7,454,000 | $95,000 | $4,712,000 |
| FHA-insured (Federal Housing Administration) | 986 | $132,020,000 | $133,000 | $387,000 | $54,000 | $363,000 |
| VA-guaranteed (Veterans Administration) | 330 | $60,536,000 | $183,000 | $536,000 | $45,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $10,175,000 | $121,000 | $265,000 | $43,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,818 | $890,111,000 | $152,000 | $7,454,000 | $90,000 | $4,712,000 |
| Application Denied By Financial Institution | 701 | $71,212,000 | $101,000 | $2,100,000 | $70,000 | $1,502,000 |
| Application Withdrawn By Applicant | 642 | $102,399,000 | $159,000 | $1,000,000 | $93,000 | $900,000 |
| Application Approved But Not Accepted | 437 | $53,749,000 | $122,000 | $860,000 | $86,000 | $869,000 |
| File Closed For Incompleteness | 258 | $41,185,000 | $159,000 | $808,000 | $92,000 | $540,000 |
| Preapproval Approved but not Accepted | 83 | $11,963,000 | $144,000 | $980,000 | $58,000 | $330,000 |
| Preapproval Denied by Financial Institution | 58 | $7,789,000 | $134,000 | $700,000 | $47,000 | $424,000 |
| Loan Purchased By The Institution | 2 | $215,000 | $107,000 | $125,000 | $69,000 | $86,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 268 | $14,516,000 | $54,000 | $700,000 | $64,000 | $758,000 |
| Debt-To-Income Ratio | 261 | $29,791,000 | $114,000 | $2,100,000 | $55,000 | $387,000 |
| Collateral | 170 | $25,971,000 | $152,000 | $1,103,000 | $95,000 | $1,502,000 |
| Other | 22 | $3,751,000 | $170,000 | $740,000 | $94,000 | $398,000 |
| Employment History | 20 | $2,465,000 | $123,000 | $573,000 | $34,000 | $90,000 |
| Unverifiable Information | 14 | $1,583,000 | $113,000 | $315,000 | $59,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $924,000 | $231,000 | $650,000 | $109,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About