First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First National Bank Of Omaha 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,364 |
| Total Mortgage Loan Application Amount | $1,569,959,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $6,700,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $5,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 4,043 | $ 549,272,000 | $ 135,000 | $ 85,000 |
| Sarpy County Nebraska | 1,153 | $ 165,897,000 | $ 143,000 | $ 82,000 |
| Larimer County Colorado | 889 | $ 169,956,000 | $ 191,000 | $ 96,000 |
| DeKalb County Illinois | 333 | $ 64,957,000 | $ 195,000 | $ 93,000 |
| Lancaster County Nebraska | 313 | $ 49,326,000 | $ 157,000 | $ 101,000 |
| Pottawattamie County Iowa | 283 | $ 35,245,000 | $ 124,000 | $ 68,000 |
| Weld County Colorado | 280 | $ 44,726,000 | $ 159,000 | $ 78,000 |
| McHenry County Illinois | 273 | $ 33,618,000 | $ 123,000 | $ 83,000 |
| Johnson County Kansas | 259 | $ 45,847,000 | $ 177,000 | $ 127,000 |
| Kendall County Illinois | 223 | $ 33,662,000 | $ 150,000 | $ 89,000 |
| Boulder County Colorado | 149 | $ 39,267,000 | $ 263,000 | $ 119,000 |
| Kane County Illinois | 143 | $ 22,408,000 | $ 156,000 | $ 108,000 |
| Washington County Nebraska | 118 | $ 20,941,000 | $ 177,000 | $ 92,000 |
| Gage County Nebraska | 93 | $ 6,787,000 | $ 72,000 | $ 57,000 |
| Mills County Iowa | 81 | $ 10,601,000 | $ 130,000 | $ 71,000 |
| Cass County Nebraska | 74 | $ 12,063,000 | $ 163,000 | $ 81,000 |
| Dodge County Nebraska | 67 | $ 7,760,000 | $ 115,000 | $ 63,000 |
| Saunders County Nebraska | 65 | $ 10,012,000 | $ 154,000 | $ 100,000 |
| Cook County Illinois | 56 | $ 8,850,000 | $ 158,000 | $ 105,000 |
| LaSalle County Illinois | 54 | $ 6,685,000 | $ 123,000 | $ 77,000 |
| Butler County Nebraska | 52 | $ 4,854,000 | $ 93,000 | $ 70,000 |
| Buffalo County Nebraska | 48 | $ 6,905,000 | $ 143,000 | $ 87,000 |
| Polk County Iowa | 42 | $ 4,212,000 | $ 100,000 | $ 86,000 |
| Jackson County Missouri | 38 | $ 6,126,000 | $ 161,000 | $ 99,000 |
| Collin County Texas | 38 | $ 7,159,000 | $ 188,000 | $ 153,000 |
| Jefferson County Colorado | 35 | $ 7,934,000 | $ 226,000 | $ 139,000 |
| Adams County Colorado | 33 | $ 4,887,000 | $ 148,000 | $ 109,000 |
| DuPage County Illinois | 33 | $ 9,086,000 | $ 275,000 | $ 159,000 |
| Will County Illinois | 32 | $ 5,654,000 | $ 176,000 | $ 112,000 |
| Denton County Texas | 31 | $ 5,626,000 | $ 181,000 | $ 112,000 |
| Platte County Nebraska | 30 | $ 3,604,000 | $ 120,000 | $ 86,000 |
| Boone County Illinois | 27 | $ 2,303,000 | $ 85,000 | $ 58,000 |
| Winnebago County Illinois | 24 | $ 1,309,000 | $ 54,000 | $ 47,000 |
| Denver County Colorado | 22 | $ 4,197,000 | $ 190,000 | $ 115,000 |
| Broomfield County Colorado | 21 | $ 3,458,000 | $ 164,000 | $ 133,000 |
| Seward County Nebraska | 21 | $ 2,768,000 | $ 131,000 | $ 72,000 |
| Harrison County Iowa | 20 | $ 2,480,000 | $ 124,000 | $ 69,000 |
| Arapahoe County Colorado | 18 | $ 4,319,000 | $ 239,000 | $ 120,000 |
| Otoe County Nebraska | 18 | $ 2,016,000 | $ 112,000 | $ 82,000 |
| Saline County Nebraska | 18 | $ 2,208,000 | $ 122,000 | $ 82,000 |
| Burt County Nebraska | 16 | $ 1,857,000 | $ 116,000 | $ 71,000 |
| Wyandotte County Kansas | 15 | $ 1,609,000 | $ 107,000 | $ 56,000 |
| Platte County Missouri | 15 | $ 9,765,000 | $ 651,000 | $ 127,000 |
| Ogle County Illinois | 14 | $ 1,661,000 | $ 118,000 | $ 83,000 |
| Maricopa County Arizona | 13 | $ 4,048,000 | $ 311,000 | $ 220,000 |
| Dallas County Texas | 13 | $ 2,299,000 | $ 176,000 | $ 130,000 |
| Clay County Missouri | 12 | $ 1,514,000 | $ 126,000 | $ 66,000 |
| Adams County Nebraska | 12 | $ 1,284,000 | $ 107,000 | $ 101,000 |
| Lincoln County Nebraska | 12 | $ 1,485,000 | $ 123,000 | $ 83,000 |
| Douglas County Colorado | 11 | $ 3,241,000 | $ 294,000 | $ 144,000 |
| Nemaha County Nebraska | 11 | $ 1,444,000 | $ 131,000 | $ 129,000 |
| Lake County Illinois | 10 | $ 1,790,000 | $ 179,000 | $ 118,000 |
| Lee County Illinois | 10 | $ 1,524,000 | $ 152,000 | $ 73,000 |
| Page County Iowa | 10 | $ 791,000 | $ 79,000 | $ 63,000 |
| Richardson County Nebraska | 10 | $ 1,182,000 | $ 118,000 | $ 101,000 |
| Jefferson County Nebraska | 9 | $ 429,000 | $ 47,000 | $ 52,000 |
| York County Nebraska | 9 | $ 1,141,000 | $ 126,000 | $ 144,000 |
| Montgomery County Iowa | 8 | $ 820,000 | $ 102,000 | $ 70,000 |
| Knox County Nebraska | 8 | $ 743,000 | $ 92,000 | $ 66,000 |
| Madison County Nebraska | 8 | $ 890,000 | $ 111,000 | $ 59,000 |
| Minnehaha County South Dakota | 8 | $ 964,000 | $ 120,000 | $ 64,000 |
| Champaign County Illinois | 7 | $ 1,233,000 | $ 176,000 | $ 74,000 |
| Fremont County Iowa | 7 | $ 396,000 | $ 56,000 | $ 67,000 |
| Shelby County Iowa | 7 | $ 897,000 | $ 128,000 | $ 88,000 |
| Hennepin County Minnesota | 7 | $ 1,272,000 | $ 181,000 | $ 111,000 |
| Cuming County Nebraska | 7 | $ 693,000 | $ 99,000 | $ 64,000 |
| Tarrant County Texas | 7 | $ 1,139,000 | $ 162,000 | $ 125,000 |
| Pinal County Arizona | 6 | $ 969,000 | $ 161,000 | $ 199,000 |
| Summit County Colorado | 6 | $ 1,907,000 | $ 317,000 | $ 249,000 |
| Dallas County Iowa | 6 | $ 1,220,000 | $ 203,000 | $ 107,000 |
| Warren County Iowa | 6 | $ 760,000 | $ 126,000 | $ 97,000 |
| Cass County Missouri | 6 | $ 784,000 | $ 130,000 | $ 80,000 |
| Box Butte County Nebraska | 6 | $ 564,000 | $ 94,000 | $ 74,000 |
| Custer County Nebraska | 6 | $ 679,000 | $ 113,000 | $ 90,000 |
| Dawson County Nebraska | 6 | $ 480,000 | $ 80,000 | $ 33,000 |
| Kearney County Nebraska | 6 | $ 682,000 | $ 113,000 | $ 69,000 |
| Nance County Nebraska | 6 | $ 536,000 | $ 89,000 | $ 73,000 |
| Polk County Nebraska | 6 | $ 777,000 | $ 129,000 | $ 82,000 |
| Walworth County Wisconsin | 6 | $ 1,249,000 | $ 208,000 | $ 121,000 |
| Natrona County Wyoming | 6 | $ 1,020,000 | $ 170,000 | $ 79,000 |
| El Paso County Colorado | 5 | $ 637,000 | $ 127,000 | $ 53,000 |
| Crawford County Iowa | 5 | $ 325,000 | $ 65,000 | $ 48,000 |
| Linn County Iowa | 5 | $ 877,000 | $ 175,000 | $ 88,000 |
| Barton County Kansas | 5 | $ 452,000 | $ 90,000 | $ 84,000 |
| Scott County Minnesota | 5 | $ 986,000 | $ 197,000 | $ 116,000 |
| Hall County Nebraska | 5 | $ 803,000 | $ 160,000 | $ 100,000 |
| McCurtain County Oklahoma | 5 | $ 1,208,000 | $ 241,000 | $ 238,000 |
| Lincoln County South Dakota | 5 | $ 1,177,000 | $ 235,000 | $ 104,000 |
| Grand County Colorado | 4 | $ 1,391,000 | $ 347,000 | $ 361,000 |
| Lee County Florida | 4 | $ 738,000 | $ 184,000 | $ 1,466,000 |
| Stephenson County Illinois | 4 | $ 67,000 | $ 16,000 | $ 35,000 |
| Leavenworth County Kansas | 4 | $ 734,000 | $ 183,000 | $ 84,000 |
| Miami County Kansas | 4 | $ 685,000 | $ 171,000 | $ 68,000 |
| Dakota County Minnesota | 4 | $ 879,000 | $ 219,000 | $ 94,000 |
| Camden County Missouri | 4 | $ 501,000 | $ 125,000 | $ 139,000 |
| Merrick County Nebraska | 4 | $ 276,000 | $ 69,000 | $ 68,000 |
| Pierce County Nebraska | 4 | $ 518,000 | $ 129,000 | $ 79,000 |
| Wayne County Nebraska | 4 | $ 396,000 | $ 99,000 | $ 44,000 |
| Cass County Iowa | 3 | $ 237,000 | $ 79,000 | $ 64,000 |
| Woodbury County Iowa | 3 | $ 470,000 | $ 156,000 | $ 101,000 |
| Anoka County Minnesota | 3 | $ 389,000 | $ 129,000 | $ 66,000 |
| Washington County Minnesota | 3 | $ 728,000 | $ 242,000 | $ 89,000 |
| Boone County Missouri | 3 | $ 380,000 | $ 126,000 | $ 97,000 |
| Cedar County Nebraska | 3 | $ 277,000 | $ 92,000 | $ 29,000 |
| Dawes County Nebraska | 3 | $ 439,000 | $ 146,000 | $ 60,000 |
| Harlan County Nebraska | 3 | $ 296,000 | $ 98,000 | $ 78,000 |
| Scotts Bluff County Nebraska | 3 | $ 338,000 | $ 112,000 | $ 62,000 |
| Pennington County South Dakota | 3 | $ 446,000 | $ 148,000 | $ 107,000 |
| Harris County Texas | 3 | $ 464,000 | $ 154,000 | $ 100,000 |
| Clear Creek County Colorado | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Collier County Florida | 2 | $ 506,000 | $ 253,000 | $ 112,000 |
| Lake County Florida | 2 | $ 292,000 | $ 146,000 | $ 33,000 |
| Glynn County Georgia | 2 | $ 655,000 | $ 327,000 | $ 109,000 |
| Grundy County Illinois | 2 | $ 354,000 | $ 177,000 | $ 101,000 |
| Jo Daviess County Illinois | 2 | $ 409,000 | $ 204,000 | $ 147,000 |
| Piatt County Illinois | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Boone County Iowa | 2 | $ 298,000 | $ 149,000 | $ 73,000 |
| Dickinson County Iowa | 2 | $ 822,000 | $ 411,000 | $ 708,000 |
| Story County Iowa | 2 | $ 228,000 | $ 114,000 | $ 76,000 |
| Sedgwick County Kansas | 2 | $ 656,000 | $ 328,000 | $ 151,000 |
| Orleans County Louisiana | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
| Cass County Minnesota | 2 | $ 463,000 | $ 231,000 | $ 76,000 |
| Clay County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| Crow Wing County Minnesota | 2 | $ 405,000 | $ 202,000 | $ 77,000 |
| Faribault County Minnesota | 2 | $ 108,000 | $ 54,000 | $ 35,000 |
| Nicollet County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Roseau County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 52,000 |
| St. Louis County Minnesota | 2 | $ 456,000 | $ 228,000 | $ 67,000 |
| Stearns County Minnesota | 2 | $ 482,000 | $ 241,000 | $ 91,000 |
| Boyd County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| Fillmore County Nebraska | 2 | $ 386,000 | $ 193,000 | $ 126,000 |
| Pawnee County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Clark County Nevada | 2 | $ 365,000 | $ 182,000 | $ 66,000 |
| Cleveland County Oklahoma | 2 | $ 580,000 | $ 290,000 | $ 208,000 |
| Brookings County South Dakota | 2 | $ 459,000 | $ 229,000 | $ 74,000 |
| Butte County South Dakota | 2 | $ 165,000 | $ 82,000 | $ 38,000 |
| Charles Mix County South Dakota | 2 | $ 178,000 | $ 89,000 | $ 29,000 |
| Hamlin County South Dakota | 2 | $ 305,000 | $ 152,000 | $ 67,000 |
| Union County South Dakota | 2 | $ 365,000 | $ 182,000 | $ 120,000 |
| Taylor County Texas | 2 | $ 307,000 | $ 153,000 | $ 46,000 |
| Dane County Wisconsin | 2 | $ 466,000 | $ 233,000 | $ 122,000 |
| Green Lake County Wisconsin | 2 | $ 829,000 | $ 414,000 | $ 341,000 |
| Kenosha County Wisconsin | 2 | $ 163,000 | $ 81,000 | $ 57,000 |
| Sawyer County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 129,000 |
| Laramie County Wyoming | 2 | $ 198,000 | $ 99,000 | $ 69,000 |
| Drew County Arkansas | 1 | $ 270,000 | $ 270,000 | $ 417,000 |
| Los Angeles County California | 1 | $ 4,980,000 | $ 4,980,000 | $ 3,842,000 |
| Riverside County California | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Eagle County Colorado | 1 | $ 628,000 | $ 628,000 | $ 130,000 |
| Gilpin County Colorado | 1 | $ 116,000 | $ 116,000 | $ 102,000 |
| Huerfano County Colorado | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Jackson County Colorado | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Logan County Colorado | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Park County Colorado | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Pitkin County Colorado | 1 | $ 3,250,000 | $ 3,250,000 | $ 1,238,000 |
| New Castle County Delaware | 1 | $ 280,000 | $ 280,000 | $ 87,000 |
| Flagler County Florida | 1 | $ 237,000 | $ 237,000 | $ 449,000 |
| Monroe County Florida | 1 | $ 875,000 | $ 875,000 | $ 295,000 |
| DeKalb County Georgia | 1 | $ 210,000 | $ 210,000 | $ 166,000 |
| Canyon County Idaho | 1 | $ 132,000 | $ 132,000 | $ 111,000 |
| Coles County Illinois | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Madison County Illinois | 1 | $ 147,000 | $ 147,000 | $ 32,000 |
| McLean County Illinois | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Rock Island County Illinois | 1 | $ 269,000 | $ 269,000 | $ 54,000 |
| Whiteside County Illinois | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jasper County Indiana | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Benton County Iowa | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Bremer County Iowa | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Cerro Gordo County Iowa | 1 | $ 73,000 | $ 73,000 | $ 109,000 |
| Clay County Iowa | 1 | $ 230,000 | $ 230,000 | $ 230,000 |
| Dubuque County Iowa | 1 | $ 211,000 | $ 211,000 | $ 119,000 |
| Guthrie County Iowa | 1 | $ 350,000 | $ 350,000 | $ 437,000 |
| Johnson County Iowa | 1 | $ 352,000 | $ 352,000 | $ 84,000 |
| Jones County Iowa | 1 | $ 161,000 | $ 161,000 | $ 69,000 |
| Monona County Iowa | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Palo Alto County Iowa | 1 | $ 256,000 | $ 256,000 | $ 150,000 |
| Ringgold County Iowa | 1 | $ 299,000 | $ 299,000 | $ 88,000 |
| Sac County Iowa | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Webster County Iowa | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Anderson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 184,000 |
| Douglas County Kansas | 1 | $ 375,000 | $ 375,000 | $ 320,000 |
| Ellsworth County Kansas | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Franklin County Kansas | 1 | $ 260,000 | $ 260,000 | $ 995,000 |
| McPherson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Pawnee County Kansas | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Pottawatomie County Kansas | 1 | $ 269,000 | $ 269,000 | $ 105,000 |
| Shawnee County Kansas | 1 | $ 183,000 | $ 183,000 | $ 94,000 |
| Thomas County Kansas | 1 | $ 252,000 | $ 252,000 | $ 238,000 |
| Marshall County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Knox County Maine | 1 | $ 417,000 | $ 417,000 | $ 320,000 |
| Dukes County Massachusetts | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 396,000 | $ 396,000 | $ 618,000 |
| Ingham County Michigan | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Ottawa County Michigan | 1 | $ 276,000 | $ 276,000 | $ 448,000 |
| Washtenaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Benton County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Blue Earth County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 320,000 |
| Carlton County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Cottonwood County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Goodhue County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Itasca County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 182,000 |
| Kandiyohi County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 209,000 |
| Olmsted County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Otter Tail County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Sherburne County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 107,000 |
| Wadena County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Wright County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Atchison County Missouri | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Buchanan County Missouri | 1 | $ 181,000 | $ 181,000 | $ 94,000 |
| Christian County Missouri | 1 | $ 123,000 | $ 123,000 | $ 118,000 |
| Lafayette County Missouri | 1 | $ 66,000 | $ 66,000 | $ 75,000 |
| Morgan County Missouri | 1 | $ 166,000 | $ 166,000 | $ 228,000 |
| St. Charles County Missouri | 1 | $ 168,000 | $ 168,000 | $ 68,000 |
| St. Clair County Missouri | 1 | $ 80,000 | $ 80,000 | $ 172,000 |
| St. Louis County Missouri | 1 | $ 128,000 | $ 128,000 | $ 129,000 |
| Taney County Missouri | 1 | $ 199,000 | $ 199,000 | $ 111,000 |
| Warren County Missouri | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Antelope County Nebraska | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Cheyenne County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Clay County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 80,000 |
| Colfax County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Dakota County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Deuel County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 135,000 |
| Dundy County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Furnas County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Greeley County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 515,000 |
| Hamilton County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Hayes County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 31,000 |
| Howard County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Johnson County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Phelps County Nebraska | 1 | $ 204,000 | $ 204,000 | $ 78,000 |
| Stanton County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Wheeler County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 71,000 |
| Bernalillo County New Mexico | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Cuyahoga County Ohio | 1 | $ 163,000 | $ 163,000 | $ 136,000 |
| Franklin County Ohio | 1 | $ 280,000 | $ 280,000 | $ 118,000 |
| Oklahoma County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| Washington County Oregon | 1 | $ 360,000 | $ 360,000 | $ 170,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Berkeley County South Carolina | 1 | $ 414,000 | $ 414,000 | $ 89,000 |
| Brown County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 88,000 |
| Codington County South Dakota | 1 | $ 181,000 | $ 181,000 | $ 92,000 |
| Davison County South Dakota | 1 | $ 287,000 | $ 287,000 | $ 138,000 |
| Deuel County South Dakota | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Fall River County South Dakota | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Lake County South Dakota | 1 | $ 56,000 | $ 56,000 | $ 181,000 |
| Lawrence County South Dakota | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| McCook County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Meade County South Dakota | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Yankton County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Wilson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 113,000 |
| Bell County Texas | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Bexar County Texas | 1 | $ 32,000 | $ 32,000 | $ 98,000 |
| Fort Bend County Texas | 1 | $ 126,000 | $ 126,000 | $ 145,000 |
| Grayson County Texas | 1 | $ 221,000 | $ 221,000 | $ 233,000 |
| Kaufman County Texas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Lubbock County Texas | 1 | $ 190,000 | $ 190,000 | $ 153,000 |
| Navarro County Texas | 1 | $ 208,000 | $ 208,000 | $ 236,000 |
| Nueces County Texas | 1 | $ 225,000 | $ 225,000 | $ 397,000 |
| Polk County Texas | 1 | $ 259,000 | $ 259,000 | $ 312,000 |
| Travis County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wharton County Texas | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Kane County Utah | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Chesapeake County Virginia | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Pierce County Washington | 1 | $ 187,000 | $ 187,000 | $ 140,000 |
| Adams County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Chippewa County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 20,000 |
| Crawford County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 97,000 |
| Door County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 1,027,000 |
| La Crosse County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Menominee County Wisconsin | 1 | $ 353,000 | $ 353,000 | $ 123,000 |
| Rock County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 59,000 |
| Campbell County Wyoming | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| Lincoln County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 139,000 |
| Park County Wyoming | 1 | $ 163,000 | $ 163,000 | $ 37,000 |
| Platte County Wyoming | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Sheridan County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Teton County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Weston County Wyoming | 1 | $ 54,000 | $ 54,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,819 | $1,075,333,000 | $157,000 | $6,700,000 | $93,000 | $3,348,000 |
| Home Purchase | 2,618 | $433,608,000 | $165,000 | $4,980,000 | $86,000 | $5,478,000 |
| Home Improvement | 927 | $61,018,000 | $65,000 | $5,544,000 | $80,000 | $1,284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,684 | $1,170,059,000 | $152,000 | $4,980,000 | $94,000 | $3,842,000 |
| Not Provided | 1,817 | $269,428,000 | $148,000 | $1,496,000 | $94,000 | $5,478,000 |
| Hispanic | 478 | $48,934,000 | $102,000 | $762,000 | $56,000 | $497,000 |
| Not applicable | 155 | $49,780,000 | $321,000 | $6,700,000 | $0 | $0 |
| Asian | 116 | $18,214,000 | $157,000 | $1,000,000 | $94,000 | $602,000 |
| Black or African American | 100 | $11,358,000 | $113,000 | $392,000 | $63,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,163,000 | $166,000 | $300,000 | $54,000 | $122,000 |
| American Indian or Alaskan Native | 7 | $1,023,000 | $146,000 | $245,000 | $69,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,664 | $1,309,791,000 | $151,000 | $6,700,000 | $98,000 | $5,478,000 |
| FHA-insured (Federal Housing Administration) | 1,137 | $154,876,000 | $136,000 | $344,000 | $50,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 507 | $97,944,000 | $193,000 | $462,000 | $46,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $7,348,000 | $131,000 | $296,000 | $43,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,863 | $1,242,440,000 | $158,000 | $6,700,000 | $93,000 | $5,478,000 |
| Application Denied By Financial Institution | 853 | $80,256,000 | $94,000 | $1,440,000 | $63,000 | $651,000 |
| Application Withdrawn By Applicant | 759 | $118,603,000 | $156,000 | $1,000,000 | $86,000 | $709,000 |
| Application Approved But Not Accepted | 527 | $65,672,000 | $124,000 | $4,980,000 | $99,000 | $3,842,000 |
| File Closed For Incompleteness | 222 | $41,744,000 | $188,000 | $1,496,000 | $100,000 | $1,342,000 |
| Preapproval Approved but not Accepted | 82 | $13,405,000 | $163,000 | $960,000 | $72,000 | $663,000 |
| Preapproval Denied by Financial Institution | 58 | $7,839,000 | $135,000 | $330,000 | $40,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 348 | $18,366,000 | $52,000 | $366,000 | $55,000 | $209,000 |
| Debt-To-Income Ratio | 292 | $29,758,000 | $101,000 | $1,100,000 | $49,000 | $219,000 |
| Collateral | 180 | $28,274,000 | $157,000 | $917,000 | $101,000 | $651,000 |
| Other | 45 | $5,976,000 | $132,000 | $1,440,000 | $68,000 | $319,000 |
| Employment History | 25 | $3,042,000 | $121,000 | $258,000 | $28,000 | $92,000 |
| Unverifiable Information | 15 | $1,669,000 | $111,000 | $250,000 | $10,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $783,000 | $261,000 | $380,000 | $80,000 | $101,000 |
| Credit Application Incomplete | 2 | $139,000 | $69,000 | $89,000 | $31,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.