First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First National Bank Of Omaha 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,941 |
| Total Mortgage Loan Application Amount | $1,994,008,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $31,750,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $9,763,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,318 | $ 512,639,000 | $ 154,000 | $ 83,000 |
| Sarpy County Nebraska | 1,043 | $ 171,711,000 | $ 164,000 | $ 81,000 |
| Larimer County Colorado | 823 | $ 220,993,000 | $ 268,000 | $ 98,000 |
| Weld County Colorado | 430 | $ 75,385,000 | $ 175,000 | $ 76,000 |
| Lancaster County Nebraska | 423 | $ 75,794,000 | $ 179,000 | $ 75,000 |
| Pottawattamie County Iowa | 390 | $ 43,506,000 | $ 111,000 | $ 71,000 |
| Johnson County Kansas | 357 | $ 76,730,000 | $ 214,000 | $ 113,000 |
| DeKalb County Illinois | 346 | $ 55,058,000 | $ 159,000 | $ 74,000 |
| Dodge County Nebraska | 333 | $ 34,106,000 | $ 102,000 | $ 69,000 |
| Buffalo County Nebraska | 259 | $ 36,640,000 | $ 141,000 | $ 88,000 |
| McHenry County Illinois | 217 | $ 30,666,000 | $ 141,000 | $ 80,000 |
| Kendall County Illinois | 166 | $ 23,961,000 | $ 144,000 | $ 91,000 |
| Kane County Illinois | 149 | $ 50,309,000 | $ 337,000 | $ 106,000 |
| Lincoln County Nebraska | 143 | $ 15,969,000 | $ 111,000 | $ 90,000 |
| Washington County Nebraska | 138 | $ 21,026,000 | $ 152,000 | $ 79,000 |
| Boulder County Colorado | 122 | $ 37,275,000 | $ 305,000 | $ 119,000 |
| Platte County Nebraska | 121 | $ 16,750,000 | $ 138,000 | $ 71,000 |
| Hall County Nebraska | 93 | $ 8,960,000 | $ 96,000 | $ 74,000 |
| Jackson County Missouri | 86 | $ 31,008,000 | $ 360,000 | $ 94,000 |
| Box Butte County Nebraska | 73 | $ 7,028,000 | $ 96,000 | $ 81,000 |
| Cass County Nebraska | 72 | $ 10,409,000 | $ 144,000 | $ 83,000 |
| Gage County Nebraska | 72 | $ 5,424,000 | $ 75,000 | $ 59,000 |
| Madison County Nebraska | 71 | $ 8,197,000 | $ 115,000 | $ 68,000 |
| Collin County Texas | 70 | $ 14,601,000 | $ 208,000 | $ 104,000 |
| Saunders County Nebraska | 61 | $ 10,473,000 | $ 171,000 | $ 134,000 |
| Dallas County Texas | 56 | $ 9,518,000 | $ 169,000 | $ 68,000 |
| Mills County Iowa | 53 | $ 7,292,000 | $ 137,000 | $ 79,000 |
| Dawes County Nebraska | 52 | $ 5,558,000 | $ 106,000 | $ 62,000 |
| Jefferson County Colorado | 47 | $ 10,404,000 | $ 221,000 | $ 112,000 |
| Boone County Illinois | 47 | $ 3,200,000 | $ 68,000 | $ 45,000 |
| LaSalle County Illinois | 46 | $ 5,373,000 | $ 116,000 | $ 101,000 |
| Denton County Texas | 44 | $ 9,912,000 | $ 225,000 | $ 101,000 |
| Butler County Nebraska | 42 | $ 6,990,000 | $ 166,000 | $ 92,000 |
| Scotts Bluff County Nebraska | 38 | $ 3,415,000 | $ 89,000 | $ 63,000 |
| Adams County Colorado | 37 | $ 7,424,000 | $ 200,000 | $ 85,000 |
| Davison County South Dakota | 37 | $ 6,348,000 | $ 171,000 | $ 159,000 |
| Cook County Illinois | 31 | $ 7,135,000 | $ 230,000 | $ 134,000 |
| Harrison County Iowa | 29 | $ 3,394,000 | $ 117,000 | $ 68,000 |
| DuPage County Illinois | 27 | $ 5,081,000 | $ 188,000 | $ 94,000 |
| Yankton County South Dakota | 27 | $ 3,750,000 | $ 138,000 | $ 70,000 |
| Kearney County Nebraska | 25 | $ 2,807,000 | $ 112,000 | $ 106,000 |
| Denver County Colorado | 23 | $ 13,421,000 | $ 583,000 | $ 151,000 |
| Winnebago County Illinois | 23 | $ 6,744,000 | $ 293,000 | $ 57,000 |
| Arapahoe County Colorado | 22 | $ 5,280,000 | $ 240,000 | $ 98,000 |
| Clay County Missouri | 22 | $ 3,892,000 | $ 176,000 | $ 104,000 |
| Wyandotte County Kansas | 20 | $ 3,771,000 | $ 188,000 | $ 45,000 |
| Seward County Nebraska | 19 | $ 3,897,000 | $ 205,000 | $ 77,000 |
| Maricopa County Arizona | 18 | $ 7,069,000 | $ 392,000 | $ 396,000 |
| Will County Illinois | 17 | $ 3,024,000 | $ 177,000 | $ 108,000 |
| Burt County Nebraska | 17 | $ 1,819,000 | $ 107,000 | $ 98,000 |
| Broomfield County Colorado | 16 | $ 5,177,000 | $ 323,000 | $ 135,000 |
| Ogle County Illinois | 16 | $ 1,594,000 | $ 99,000 | $ 59,000 |
| Tarrant County Texas | 16 | $ 2,513,000 | $ 157,000 | $ 89,000 |
| Howard County Nebraska | 15 | $ 1,936,000 | $ 129,000 | $ 81,000 |
| Polk County Iowa | 14 | $ 3,056,000 | $ 218,000 | $ 92,000 |
| Shelby County Iowa | 14 | $ 1,381,000 | $ 98,000 | $ 63,000 |
| Leavenworth County Kansas | 14 | $ 2,215,000 | $ 158,000 | $ 63,000 |
| Merrick County Nebraska | 14 | $ 2,041,000 | $ 145,000 | $ 116,000 |
| Colfax County Nebraska | 13 | $ 2,512,000 | $ 193,000 | $ 56,000 |
| Dawson County Nebraska | 13 | $ 934,000 | $ 71,000 | $ 54,000 |
| Platte County Missouri | 12 | $ 2,014,000 | $ 167,000 | $ 95,000 |
| Otoe County Nebraska | 12 | $ 1,543,000 | $ 128,000 | $ 62,000 |
| Polk County Nebraska | 12 | $ 1,035,000 | $ 86,000 | $ 58,000 |
| Douglas County Colorado | 11 | $ 2,754,000 | $ 250,000 | $ 133,000 |
| Boone County Nebraska | 10 | $ 2,782,000 | $ 278,000 | $ 54,000 |
| Jefferson County Nebraska | 10 | $ 474,000 | $ 47,000 | $ 59,000 |
| Phelps County Nebraska | 10 | $ 1,943,000 | $ 194,000 | $ 264,000 |
| Saline County Nebraska | 10 | $ 674,000 | $ 67,000 | $ 61,000 |
| El Paso County Colorado | 9 | $ 4,121,000 | $ 457,000 | $ 1,267,000 |
| Fremont County Iowa | 9 | $ 919,000 | $ 102,000 | $ 76,000 |
| Stanton County Nebraska | 9 | $ 718,000 | $ 79,000 | $ 73,000 |
| York County Nebraska | 9 | $ 754,000 | $ 83,000 | $ 60,000 |
| Miami County Kansas | 8 | $ 1,346,000 | $ 168,000 | $ 67,000 |
| Antelope County Nebraska | 8 | $ 1,952,000 | $ 244,000 | $ 110,000 |
| Knox County Nebraska | 8 | $ 1,031,000 | $ 128,000 | $ 108,000 |
| Pierce County Nebraska | 8 | $ 801,000 | $ 100,000 | $ 98,000 |
| Wayne County Nebraska | 8 | $ 619,000 | $ 77,000 | $ 62,000 |
| Beadle County South Dakota | 8 | $ 658,000 | $ 82,000 | $ 55,000 |
| Grundy County Illinois | 7 | $ 673,000 | $ 96,000 | $ 46,000 |
| Franklin County Nebraska | 7 | $ 559,000 | $ 79,000 | $ 69,000 |
| Bon Homme County South Dakota | 7 | $ 1,729,000 | $ 247,000 | $ 104,000 |
| Laramie County Wyoming | 7 | $ 1,146,000 | $ 163,000 | $ 106,000 |
| Lake County Illinois | 6 | $ 757,000 | $ 126,000 | $ 134,000 |
| Lee County Illinois | 6 | $ 759,000 | $ 126,000 | $ 77,000 |
| Douglas County Kansas | 6 | $ 993,000 | $ 165,000 | $ 108,000 |
| Cedar County Nebraska | 6 | $ 1,643,000 | $ 273,000 | $ 132,000 |
| Keith County Nebraska | 6 | $ 411,000 | $ 68,000 | $ 49,000 |
| Morrill County Nebraska | 6 | $ 668,000 | $ 111,000 | $ 67,000 |
| Riverside County California | 5 | $ 2,121,000 | $ 424,000 | $ 243,000 |
| Woodbury County Iowa | 5 | $ 696,000 | $ 139,000 | $ 108,000 |
| Camden County Missouri | 5 | $ 644,000 | $ 128,000 | $ 136,000 |
| Cass County Missouri | 5 | $ 825,000 | $ 165,000 | $ 68,000 |
| Custer County Nebraska | 5 | $ 137,000 | $ 27,000 | $ 66,000 |
| Hamilton County Nebraska | 5 | $ 1,078,000 | $ 215,000 | $ 49,000 |
| Kimball County Nebraska | 5 | $ 511,000 | $ 102,000 | $ 43,000 |
| Nance County Nebraska | 5 | $ 607,000 | $ 121,000 | $ 107,000 |
| Nemaha County Nebraska | 5 | $ 601,000 | $ 120,000 | $ 70,000 |
| Brazoria County Texas | 5 | $ 893,000 | $ 178,000 | $ 70,000 |
| Harris County Texas | 5 | $ 660,000 | $ 132,000 | $ 72,000 |
| Morgan County Colorado | 4 | $ 499,000 | $ 124,000 | $ 69,000 |
| Park County Colorado | 4 | $ 1,103,000 | $ 275,000 | $ 108,000 |
| Cass County Iowa | 4 | $ 695,000 | $ 173,000 | $ 205,000 |
| Adams County Nebraska | 4 | $ 289,000 | $ 72,000 | $ 103,000 |
| Cuming County Nebraska | 4 | $ 512,000 | $ 128,000 | $ 135,000 |
| Harlan County Nebraska | 4 | $ 498,000 | $ 124,000 | $ 82,000 |
| Holt County Nebraska | 4 | $ 675,000 | $ 168,000 | $ 39,000 |
| Johnson County Nebraska | 4 | $ 381,000 | $ 95,000 | $ 65,000 |
| Nuckolls County Nebraska | 4 | $ 87,000 | $ 21,000 | $ 42,000 |
| Sheridan County Nebraska | 4 | $ 352,000 | $ 88,000 | $ 70,000 |
| Clark County Nevada | 4 | $ 866,000 | $ 216,000 | $ 130,000 |
| Charles Mix County South Dakota | 4 | $ 1,411,000 | $ 352,000 | $ 121,000 |
| Kaufman County Texas | 4 | $ 700,000 | $ 175,000 | $ 79,000 |
| Montgomery County Texas | 4 | $ 1,182,000 | $ 295,000 | $ 244,000 |
| Norfolk County Virginia | 4 | $ 12,000 | $ 3,000 | $ 72,000 |
| Pueblo County Colorado | 3 | $ 323,000 | $ 107,000 | $ 81,000 |
| Barton County Kansas | 3 | $ 279,000 | $ 93,000 | $ 83,000 |
| Dickinson County Kansas | 3 | $ 179,000 | $ 59,000 | $ 58,000 |
| Reno County Kansas | 3 | $ 686,000 | $ 228,000 | $ 0 |
| Banner County Nebraska | 3 | $ 97,000 | $ 32,000 | $ 62,000 |
| Cheyenne County Nebraska | 3 | $ 171,000 | $ 57,000 | $ 78,000 |
| Frontier County Nebraska | 3 | $ 41,000 | $ 13,000 | $ 61,000 |
| Red Willow County Nebraska | 3 | $ 36,000 | $ 12,000 | $ 65,000 |
| Sioux County Nebraska | 3 | $ 26,000 | $ 8,000 | $ 46,000 |
| Lincoln County South Dakota | 3 | $ 661,000 | $ 220,000 | $ 50,000 |
| Minnehaha County South Dakota | 3 | $ 800,000 | $ 266,000 | $ 333,000 |
| Grayson County Texas | 3 | $ 1,013,000 | $ 337,000 | $ 121,000 |
| Williamson County Texas | 3 | $ 392,000 | $ 130,000 | $ 46,000 |
| Clear Creek County Colorado | 2 | $ 482,000 | $ 241,000 | $ 64,000 |
| Eagle County Colorado | 2 | $ 1,650,000 | $ 825,000 | $ 159,000 |
| Gilpin County Colorado | 2 | $ 495,000 | $ 247,000 | $ 46,000 |
| Pinellas County Florida | 2 | $ 233,000 | $ 116,000 | $ 109,000 |
| Volusia County Florida | 2 | $ 50,000 | $ 25,000 | $ 119,000 |
| Crawford County Iowa | 2 | $ 16,000 | $ 8,000 | $ 48,000 |
| Dickinson County Iowa | 2 | $ 1,293,000 | $ 646,000 | $ 564,000 |
| Johnson County Iowa | 2 | $ 312,000 | $ 156,000 | $ 79,000 |
| Montgomery County Iowa | 2 | $ 177,000 | $ 88,000 | $ 36,000 |
| Osceola County Iowa | 2 | $ 295,000 | $ 147,000 | $ 62,000 |
| Page County Iowa | 2 | $ 227,000 | $ 113,000 | $ 111,000 |
| Pottawatomie County Kansas | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Morgan County Missouri | 2 | $ 386,000 | $ 193,000 | $ 55,000 |
| St. Louis County Missouri | 2 | $ 413,000 | $ 206,000 | $ 101,000 |
| St. Louis City County Missouri | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Clay County Nebraska | 2 | $ 129,000 | $ 64,000 | $ 74,000 |
| Furnas County Nebraska | 2 | $ 27,000 | $ 13,000 | $ 57,000 |
| Grant County Nebraska | 2 | $ 58,000 | $ 29,000 | $ 56,000 |
| Hooker County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Sherman County Nebraska | 2 | $ 82,000 | $ 41,000 | $ 58,000 |
| Webster County Nebraska | 2 | $ 164,000 | $ 82,000 | $ 500,000 |
| Hanson County South Dakota | 2 | $ 71,000 | $ 35,000 | $ 46,000 |
| Jerauld County South Dakota | 2 | $ 154,000 | $ 77,000 | $ 18,000 |
| Spink County South Dakota | 2 | $ 2,615,000 | $ 1,307,000 | $ 394,000 |
| Comal County Texas | 2 | $ 1,492,000 | $ 746,000 | $ 785,000 |
| Parker County Texas | 2 | $ 787,000 | $ 393,000 | $ 141,000 |
| Rockwall County Texas | 2 | $ 447,000 | $ 223,000 | $ 100,000 |
| Smith County Texas | 2 | $ 286,000 | $ 143,000 | $ 55,000 |
| Travis County Texas | 2 | $ 666,000 | $ 333,000 | $ 122,000 |
| Summit County Utah | 2 | $ 385,000 | $ 192,000 | $ 524,000 |
| Walworth County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 19,000 |
| Jefferson County Alabama | 1 | $ 26,250,000 | $ 26,250,000 | $ 0 |
| Contra Costa County California | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 112,000 | $ 112,000 | $ 198,000 |
| Chaffee County Colorado | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Delta County Colorado | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Elbert County Colorado | 1 | $ 660,000 | $ 660,000 | $ 234,000 |
| Garfield County Colorado | 1 | $ 358,000 | $ 358,000 | $ 80,000 |
| Grand County Colorado | 1 | $ 324,000 | $ 324,000 | $ 175,000 |
| Gunnison County Colorado | 1 | $ 167,000 | $ 167,000 | $ 180,000 |
| Huerfano County Colorado | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| La Plata County Colorado | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Logan County Colorado | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Mesa County Colorado | 1 | $ 162,000 | $ 162,000 | $ 207,000 |
| Montezuma County Colorado | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Routt County Colorado | 1 | $ 268,000 | $ 268,000 | $ 200,000 |
| Sedgwick County Colorado | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Yuma County Colorado | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 617,000 | $ 617,000 | $ 220,000 |
| Brevard County Florida | 1 | $ 132,000 | $ 132,000 | $ 115,000 |
| Broward County Florida | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Citrus County Florida | 1 | $ 250,000 | $ 250,000 | $ 109,000 |
| Collier County Florida | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,168,000 |
| Escambia County Florida | 1 | $ 271,000 | $ 271,000 | $ 144,000 |
| Lee County Florida | 1 | $ 448,000 | $ 448,000 | $ 180,000 |
| Sarasota County Florida | 1 | $ 1,170,000 | $ 1,170,000 | $ 714,000 |
| Carroll County Illinois | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Clark County Illinois | 1 | $ 56,000 | $ 56,000 | $ 132,000 |
| Jackson County Illinois | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Morgan County Illinois | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Stephenson County Illinois | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Vermilion County Illinois | 1 | $ 195,000 | $ 195,000 | $ 212,000 |
| Hamilton County Indiana | 1 | $ 657,000 | $ 657,000 | $ 345,000 |
| Tippecanoe County Indiana | 1 | $ 96,000 | $ 96,000 | $ 118,000 |
| Benton County Iowa | 1 | $ 117,000 | $ 117,000 | $ 129,000 |
| Carroll County Iowa | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Dubuque County Iowa | 1 | $ 154,000 | $ 154,000 | $ 143,000 |
| Linn County Iowa | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Mitchell County Iowa | 1 | $ 68,000 | $ 68,000 | $ 64,000 |
| O'Brien County Iowa | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Plymouth County Iowa | 1 | $ 69,000 | $ 69,000 | $ 16,000 |
| Pocahontas County Iowa | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Scott County Iowa | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Story County Iowa | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| Warren County Iowa | 1 | $ 9,221,000 | $ 9,221,000 | $ 0 |
| Washington County Iowa | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Webster County Iowa | 1 | $ 110,000 | $ 110,000 | $ 92,000 |
| Winneshiek County Iowa | 1 | $ 150,000 | $ 150,000 | $ 155,000 |
| Decatur County Kansas | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Ellis County Kansas | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Ford County Kansas | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Franklin County Kansas | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Marshall County Kansas | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Nemaha County Kansas | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Rawlins County Kansas | 1 | $ 13,000 | $ 13,000 | $ 70,000 |
| Saline County Kansas | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Sedgwick County Kansas | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Thomas County Kansas | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Hancock County Maine | 1 | $ 113,000 | $ 113,000 | $ 112,000 |
| Allegan County Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 214,000 |
| Antrim County Michigan | 1 | $ 371,000 | $ 371,000 | $ 240,000 |
| Iosco County Michigan | 1 | $ 7,000 | $ 7,000 | $ 45,000 |
| Anoka County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 100,000 |
| Blue Earth County Minnesota | 1 | $ 387,000 | $ 387,000 | $ 216,000 |
| Cass County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 169,000 |
| Dakota County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 136,000 |
| Hennepin County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Ramsey County Minnesota | 1 | $ 31,750,000 | $ 31,750,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 28,949,000 | $ 28,949,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 152,000 |
| Wright County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Barry County Missouri | 1 | $ 240,000 | $ 240,000 | $ 336,000 |
| Daviess County Missouri | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Gasconade County Missouri | 1 | $ 369,000 | $ 369,000 | $ 116,000 |
| Greene County Missouri | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Howell County Missouri | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Lincoln County Missouri | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Nodaway County Missouri | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 179,000 | $ 179,000 | $ 115,000 |
| Stone County Missouri | 1 | $ 172,000 | $ 172,000 | $ 246,000 |
| Blaine County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Boyd County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 18,000 |
| Brown County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Chase County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 56,000 |
| Cherry County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 206,000 |
| Dakota County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Gosper County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Hitchcock County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| Pawnee County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Perkins County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 88,000 |
| Richardson County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Thayer County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Valley County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 38,000 |
| Bernalillo County New Mexico | 1 | $ 28,700,000 | $ 28,700,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 334,000 | $ 334,000 | $ 121,000 |
| Transylvania County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 186,000 |
| Wells County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Franklin County Ohio | 1 | $ 270,000 | $ 270,000 | $ 250,000 |
| Lincoln County Oregon | 1 | $ 208,000 | $ 208,000 | $ 222,000 |
| Charleston County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 89,000 |
| Aurora County South Dakota | 1 | $ 16,000 | $ 16,000 | $ 30,000 |
| Brookings County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Brule County South Dakota | 1 | $ 232,000 | $ 232,000 | $ 170,000 |
| Butte County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Clay County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Custer County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 136,000 |
| Gregory County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Hughes County South Dakota | 1 | $ 318,000 | $ 318,000 | $ 80,000 |
| Hutchinson County South Dakota | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Lawrence County South Dakota | 1 | $ 127,000 | $ 127,000 | $ 0 |
| McCook County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 392,000 |
| Meade County South Dakota | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 400,000 | $ 400,000 | $ 238,000 |
| Sanborn County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Turner County South Dakota | 1 | $ 156,000 | $ 156,000 | $ 224,000 |
| Walworth County South Dakota | 1 | $ 4,000,000 | $ 4,000,000 | $ 877,000 |
| Bandera County Texas | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Fannin County Texas | 1 | $ 126,000 | $ 126,000 | $ 144,000 |
| Franklin County Texas | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| Galveston County Texas | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Gregg County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Guadalupe County Texas | 1 | $ 241,000 | $ 241,000 | $ 39,000 |
| Johnson County Texas | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Lubbock County Texas | 1 | $ 112,000 | $ 112,000 | $ 137,000 |
| Midland County Texas | 1 | $ 25,000 | $ 25,000 | $ 304,000 |
| Nacogdoches County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Nueces County Texas | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Taylor County Texas | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Tom Green County Texas | 1 | $ 243,000 | $ 243,000 | $ 90,000 |
| Wise County Texas | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Washington County Utah | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
| Prince William County Virginia | 1 | $ 472,000 | $ 472,000 | $ 148,000 |
| Clark County Washington | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Jefferson County Washington | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| King County Washington | 1 | $ 316,000 | $ 316,000 | $ 120,000 |
| Adams County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 93,000 |
| Bayfield County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Columbia County Wisconsin | 1 | $ 303,000 | $ 303,000 | $ 134,000 |
| Dane County Wisconsin | 1 | $ 308,000 | $ 308,000 | $ 189,000 |
| Fond du Lac County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Grant County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 89,000 |
| Jefferson County Wisconsin | 1 | $ 267,000 | $ 267,000 | $ 218,000 |
| Kenosha County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Sawyer County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Vilas County Wisconsin | 1 | $ 336,000 | $ 336,000 | $ 142,000 |
| Winnebago County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 41,000 |
| Albany County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Goshen County Wyoming | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Park County Wyoming | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,662 | $1,251,749,000 | $221,000 | $31,750,000 | $86,000 | $8,024,000 |
| Refinancing | 3,725 | $636,014,000 | $170,000 | $8,500,000 | $93,000 | $9,763,000 |
| Home Improvement | 1,554 | $106,245,000 | $68,000 | $16,000,000 | $79,000 | $3,207,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,238 | $1,317,492,000 | $159,000 | $4,000,000 | $93,000 | $9,763,000 |
| Not Provided | 1,244 | $173,990,000 | $139,000 | $1,213,000 | $90,000 | $3,207,000 |
| Hispanic | 751 | $78,502,000 | $104,000 | $796,000 | $58,000 | $930,000 |
| Not applicable | 243 | $358,931,000 | $1,477,000 | $31,750,000 | $0 | $0 |
| Black or African American | 220 | $24,429,000 | $111,000 | $388,000 | $59,000 | $281,000 |
| Asian | 210 | $37,084,000 | $176,000 | $870,000 | $85,000 | $401,000 |
| American Indian or Alaskan Native | 27 | $3,047,000 | $112,000 | $417,000 | $69,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $533,000 | $66,000 | $136,000 | $55,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,789 | $1,649,957,000 | $187,000 | $31,750,000 | $94,000 | $9,763,000 |
| FHA-insured (Federal Housing Administration) | 1,491 | $217,268,000 | $145,000 | $398,000 | $56,000 | $455,000 |
| VA-guaranteed (Veterans Administration) | 539 | $108,711,000 | $201,000 | $525,000 | $69,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 122 | $18,072,000 | $148,000 | $1,315,000 | $46,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,577 | $1,656,874,000 | $193,000 | $31,750,000 | $90,000 | $9,763,000 |
| Application Denied By Financial Institution | 1,040 | $111,042,000 | $106,000 | $20,400,000 | $65,000 | $787,000 |
| Application Withdrawn By Applicant | 796 | $143,987,000 | $180,000 | $8,000,000 | $86,000 | $1,730,000 |
| Application Approved But Not Accepted | 416 | $61,739,000 | $148,000 | $7,700,000 | $82,000 | $725,000 |
| File Closed For Incompleteness | 112 | $20,366,000 | $181,000 | $1,000,000 | $97,000 | $589,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 409 | $17,834,000 | $43,000 | $665,000 | $65,000 | $540,000 |
| Debt-To-Income Ratio | 314 | $51,550,000 | $164,000 | $20,400,000 | $52,000 | $635,000 |
| Collateral | 225 | $31,488,000 | $139,000 | $1,000,000 | $91,000 | $785,000 |
| Other | 45 | $3,982,000 | $88,000 | $305,000 | $58,000 | $787,000 |
| Employment History | 24 | $3,142,000 | $130,000 | $417,000 | $28,000 | $177,000 |
| Unverifiable Information | 15 | $2,043,000 | $136,000 | $417,000 | $65,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $479,000 | $119,000 | $162,000 | $66,000 | $134,000 |
| Mortgage Insurance Denied | 2 | $68,000 | $34,000 | $65,000 | $13,000 | $27,000 |
| Credit Application Incomplete | 2 | $456,000 | $228,000 | $400,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.