Hooker County, NE Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 19 mortgage applications in Hooker County, NE totaling $1.2 million, up 73% from 2014. The average application was for $62,000, and applicants reported an average income of $53,000. 53% of applications resulted in an originated loan and 16% were denied. The most active lender was Dayspring Bank, with 6 applications, followed by Franklin American Mortgage Company and First National Bank of Omaha.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19
Total Mortgage Loan Application Amount $1,179,000
Average Mortgage Loan Application Amount $62,000
Highest Mortgage Loan Application Amount $235,000
Average Applicant Income $53,000
Highest Applicant Income $107,000
Download the Nebraska Lender List

Top Mortgage Lenders in Hooker County, NE (2015)

Ranked by the number of mortgage applications each lender reported in Hooker County, NE in 2015.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Dayspring Bank
Gothenburg, NE
6 $310,000 $51,000 $70,000
2 Franklin American Mortgage Company
Franklin, TN
3 $218,000 $72,000 $0
3 First National Bank of Omaha
Omaha, NE
2 $70,000 $35,000 $71,000
4 Bank of the West
San Francisco, CA
2 $76,000 $38,000 $45,000
5 Capital One, National Association
Plano, TX
1 $30,000 $30,000 $44,000
6 Wells Fargo Bank NA
Minneapolis, MN
1 $235,000 $235,000 $65,000
7 Admirals Bank
Providence, RI
1 $13,000 $13,000 $79,000
8 Mortgage Research Center
Columbia, MO
1 $146,000 $146,000 $73,000
9 Adams Bank & Trust
Ogallala, NE
1 $7,000 $7,000 $44,000

See every lender active in Hooker County, NE in 2015 »

The tables below break down 2015 mortgage applications in Hooker County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hooker County, NE in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8 $464,000 $58,000 $146,000 $53,000 $89,000
Home Purchase 7 $436,000 $62,000 $98,000 $38,000 $64,000
Home Improvement 4 $279,000 $69,000 $235,000 $81,000 $107,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12 $862,000 $71,000 $235,000 $62,000 $89,000
Not Provided 4 $99,000 $24,000 $38,000 $69,000 $107,000
Not applicable 3 $218,000 $72,000 $98,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14 $750,000 $53,000 $235,000 $55,000 $107,000
FHA-insured (Federal Housing Administration) 2 $87,000 $43,000 $74,000 $71,000 $79,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $196,000 $98,000 $98,000 $17,000 $34,000
VA-guaranteed (Veterans Administration) 1 $146,000 $146,000 $146,000 $73,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10 $403,000 $40,000 $98,000 $66,000 $107,000
Loan Purchased By The Institution 3 $218,000 $72,000 $98,000 $0 $0
Application Denied By Financial Institution 3 $344,000 $114,000 $235,000 $65,000 $67,000
Application Withdrawn By Applicant 2 $184,000 $92,000 $146,000 $59,000 $73,000
File Closed For Incompleteness 1 $30,000 $30,000 $30,000 $44,000 $44,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1 $235,000 $235,000 $235,000 $65,000 $65,000
Unverifiable Information 1 $74,000 $74,000 $74,000 $64,000 $64,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Nebraska Lender List