First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First National Bank Of Omaha 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,630 |
| Total Mortgage Loan Application Amount | $2,163,912,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $44,175,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $5,483,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,411 | $ 549,590,000 | $ 161,000 | $ 87,000 |
| Sarpy County Nebraska | 1,022 | $ 189,280,000 | $ 185,000 | $ 82,000 |
| Larimer County Colorado | 798 | $ 200,343,000 | $ 251,000 | $ 92,000 |
| Lancaster County Nebraska | 435 | $ 68,943,000 | $ 158,000 | $ 98,000 |
| Johnson County Kansas | 424 | $ 96,117,000 | $ 226,000 | $ 114,000 |
| Pottawattamie County Iowa | 377 | $ 52,951,000 | $ 140,000 | $ 68,000 |
| Weld County Colorado | 372 | $ 78,587,000 | $ 211,000 | $ 77,000 |
| DeKalb County Illinois | 372 | $ 54,483,000 | $ 146,000 | $ 79,000 |
| Dodge County Nebraska | 367 | $ 42,180,000 | $ 114,000 | $ 100,000 |
| McHenry County Illinois | 266 | $ 36,117,000 | $ 135,000 | $ 83,000 |
| Buffalo County Nebraska | 256 | $ 37,399,000 | $ 146,000 | $ 77,000 |
| Lincoln County Nebraska | 178 | $ 22,982,000 | $ 129,000 | $ 74,000 |
| Kane County Illinois | 177 | $ 34,074,000 | $ 192,000 | $ 92,000 |
| Boulder County Colorado | 169 | $ 58,635,000 | $ 346,000 | $ 136,000 |
| Kendall County Illinois | 166 | $ 26,866,000 | $ 161,000 | $ 96,000 |
| Washington County Nebraska | 160 | $ 30,622,000 | $ 191,000 | $ 96,000 |
| Platte County Nebraska | 154 | $ 25,793,000 | $ 167,000 | $ 69,000 |
| Hall County Nebraska | 136 | $ 18,410,000 | $ 135,000 | $ 87,000 |
| Jackson County Missouri | 113 | $ 25,237,000 | $ 223,000 | $ 96,000 |
| Madison County Nebraska | 78 | $ 9,365,000 | $ 120,000 | $ 73,000 |
| Collin County Texas | 74 | $ 17,470,000 | $ 236,000 | $ 135,000 |
| Cass County Nebraska | 73 | $ 12,084,000 | $ 165,000 | $ 94,000 |
| Box Butte County Nebraska | 72 | $ 6,290,000 | $ 87,000 | $ 67,000 |
| Leavenworth County Kansas | 70 | $ 10,327,000 | $ 147,000 | $ 66,000 |
| Gage County Nebraska | 70 | $ 5,933,000 | $ 84,000 | $ 64,000 |
| Scotts Bluff County Nebraska | 66 | $ 6,229,000 | $ 94,000 | $ 80,000 |
| Harrison County Iowa | 65 | $ 9,035,000 | $ 139,000 | $ 73,000 |
| Dallas County Texas | 64 | $ 12,228,000 | $ 191,000 | $ 90,000 |
| Mills County Iowa | 62 | $ 9,184,000 | $ 148,000 | $ 72,000 |
| Denton County Texas | 61 | $ 12,995,000 | $ 213,000 | $ 128,000 |
| Cook County Illinois | 60 | $ 24,952,000 | $ 415,000 | $ 132,000 |
| Adams County Colorado | 56 | $ 15,219,000 | $ 271,000 | $ 90,000 |
| Saunders County Nebraska | 53 | $ 10,049,000 | $ 189,000 | $ 108,000 |
| LaSalle County Illinois | 48 | $ 4,891,000 | $ 101,000 | $ 83,000 |
| Dawes County Nebraska | 44 | $ 6,256,000 | $ 142,000 | $ 68,000 |
| Yankton County South Dakota | 43 | $ 5,967,000 | $ 138,000 | $ 70,000 |
| Davison County South Dakota | 40 | $ 9,392,000 | $ 234,000 | $ 102,000 |
| Denver County Colorado | 38 | $ 12,276,000 | $ 323,000 | $ 151,000 |
| Boone County Illinois | 38 | $ 3,747,000 | $ 98,000 | $ 51,000 |
| Wyandotte County Kansas | 37 | $ 3,472,000 | $ 93,000 | $ 63,000 |
| Jefferson County Colorado | 34 | $ 8,109,000 | $ 238,000 | $ 101,000 |
| Butler County Nebraska | 31 | $ 4,011,000 | $ 129,000 | $ 61,000 |
| DuPage County Illinois | 26 | $ 6,736,000 | $ 259,000 | $ 166,000 |
| Kearney County Nebraska | 26 | $ 3,583,000 | $ 137,000 | $ 58,000 |
| York County Nebraska | 25 | $ 2,907,000 | $ 116,000 | $ 72,000 |
| Arapahoe County Colorado | 24 | $ 50,548,000 | $ 2,106,000 | $ 85,000 |
| Winnebago County Illinois | 24 | $ 2,734,000 | $ 113,000 | $ 59,000 |
| Burt County Nebraska | 23 | $ 3,199,000 | $ 139,000 | $ 82,000 |
| Ogle County Illinois | 20 | $ 5,676,000 | $ 283,000 | $ 65,000 |
| Colfax County Nebraska | 19 | $ 2,802,000 | $ 147,000 | $ 70,000 |
| Platte County Missouri | 18 | $ 3,575,000 | $ 198,000 | $ 98,000 |
| Tarrant County Texas | 18 | $ 3,258,000 | $ 181,000 | $ 95,000 |
| Cass County Missouri | 17 | $ 3,282,000 | $ 193,000 | $ 92,000 |
| Crawford County Iowa | 15 | $ 2,094,000 | $ 139,000 | $ 93,000 |
| Clay County Missouri | 15 | $ 3,043,000 | $ 202,000 | $ 79,000 |
| Maricopa County Arizona | 14 | $ 5,080,000 | $ 362,000 | $ 258,000 |
| Polk County Iowa | 14 | $ 2,657,000 | $ 189,000 | $ 123,000 |
| Polk County Nebraska | 14 | $ 1,276,000 | $ 91,000 | $ 80,000 |
| Seward County Nebraska | 14 | $ 1,581,000 | $ 112,000 | $ 64,000 |
| Lake County Illinois | 12 | $ 2,725,000 | $ 227,000 | $ 114,000 |
| Miami County Kansas | 12 | $ 2,571,000 | $ 214,000 | $ 129,000 |
| Dawson County Nebraska | 12 | $ 3,054,000 | $ 254,000 | $ 49,000 |
| Jefferson County Nebraska | 12 | $ 461,000 | $ 38,000 | $ 46,000 |
| Otoe County Nebraska | 12 | $ 2,018,000 | $ 168,000 | $ 71,000 |
| Phelps County Nebraska | 12 | $ 1,028,000 | $ 85,000 | $ 82,000 |
| Stanton County Nebraska | 12 | $ 1,217,000 | $ 101,000 | $ 69,000 |
| Broomfield County Colorado | 11 | $ 3,845,000 | $ 349,000 | $ 189,000 |
| Will County Illinois | 11 | $ 1,895,000 | $ 172,000 | $ 110,000 |
| Adams County Nebraska | 11 | $ 980,000 | $ 89,000 | $ 69,000 |
| Franklin County Nebraska | 11 | $ 631,000 | $ 57,000 | $ 61,000 |
| Merrick County Nebraska | 11 | $ 1,312,000 | $ 119,000 | $ 120,000 |
| Beadle County South Dakota | 11 | $ 1,040,000 | $ 94,000 | $ 43,000 |
| Douglas County Colorado | 10 | $ 4,809,000 | $ 480,000 | $ 175,000 |
| Wayne County Nebraska | 10 | $ 806,000 | $ 80,000 | $ 61,000 |
| Keith County Nebraska | 9 | $ 529,000 | $ 58,000 | $ 67,000 |
| Lee County Illinois | 8 | $ 965,000 | $ 120,000 | $ 63,000 |
| Montgomery County Iowa | 8 | $ 859,000 | $ 107,000 | $ 236,000 |
| Camden County Missouri | 8 | $ 1,999,000 | $ 249,000 | $ 325,000 |
| Cheyenne County Nebraska | 8 | $ 1,971,000 | $ 246,000 | $ 62,000 |
| Knox County Nebraska | 8 | $ 1,322,000 | $ 165,000 | $ 119,000 |
| Sheridan County Nebraska | 8 | $ 1,116,000 | $ 139,000 | $ 44,000 |
| El Paso County Colorado | 7 | $ 1,841,000 | $ 263,000 | $ 139,000 |
| Shelby County Iowa | 7 | $ 761,000 | $ 108,000 | $ 86,000 |
| Boone County Nebraska | 7 | $ 433,000 | $ 61,000 | $ 48,000 |
| Laramie County Wyoming | 7 | $ 782,000 | $ 111,000 | $ 117,000 |
| Hennepin County Minnesota | 6 | $ 32,923,000 | $ 5,487,000 | $ 446,000 |
| Cedar County Nebraska | 6 | $ 726,000 | $ 121,000 | $ 78,000 |
| Custer County Nebraska | 6 | $ 1,666,000 | $ 277,000 | $ 49,000 |
| Hamilton County Nebraska | 6 | $ 559,000 | $ 93,000 | $ 64,000 |
| Kimball County Nebraska | 6 | $ 1,167,000 | $ 194,000 | $ 70,000 |
| Nemaha County Nebraska | 6 | $ 559,000 | $ 93,000 | $ 63,000 |
| Pierce County Nebraska | 6 | $ 573,000 | $ 95,000 | $ 30,000 |
| Saline County Nebraska | 6 | $ 660,000 | $ 110,000 | $ 81,000 |
| Harris County Texas | 6 | $ 1,108,000 | $ 184,000 | $ 119,000 |
| Garfield County Colorado | 5 | $ 1,489,000 | $ 297,000 | $ 102,000 |
| Morgan County Colorado | 5 | $ 1,012,000 | $ 202,000 | $ 51,000 |
| Routt County Colorado | 5 | $ 3,181,000 | $ 636,000 | $ 197,000 |
| Summit County Colorado | 5 | $ 2,172,000 | $ 434,000 | $ 296,000 |
| Grundy County Illinois | 5 | $ 789,000 | $ 157,000 | $ 97,000 |
| Fremont County Iowa | 5 | $ 470,000 | $ 94,000 | $ 72,000 |
| Harlan County Nebraska | 5 | $ 866,000 | $ 173,000 | $ 51,000 |
| Sherman County Nebraska | 5 | $ 620,000 | $ 124,000 | $ 78,000 |
| Bon Homme County South Dakota | 5 | $ 1,553,000 | $ 310,000 | $ 55,000 |
| Walworth County Wisconsin | 5 | $ 508,000 | $ 101,000 | $ 123,000 |
| Yuma County Colorado | 4 | $ 621,000 | $ 155,000 | $ 113,000 |
| Dallas County Iowa | 4 | $ 22,255,000 | $ 5,563,000 | $ 92,000 |
| Monona County Iowa | 4 | $ 738,000 | $ 184,000 | $ 108,000 |
| Woodbury County Iowa | 4 | $ 757,000 | $ 189,000 | $ 130,000 |
| Douglas County Kansas | 4 | $ 891,000 | $ 222,000 | $ 94,000 |
| Sedgwick County Kansas | 4 | $ 502,000 | $ 125,000 | $ 101,000 |
| Stone County Missouri | 4 | $ 529,000 | $ 132,000 | $ 223,000 |
| Cuming County Nebraska | 4 | $ 369,000 | $ 92,000 | $ 35,000 |
| Fillmore County Nebraska | 4 | $ 581,000 | $ 145,000 | $ 80,000 |
| Holt County Nebraska | 4 | $ 534,000 | $ 133,000 | $ 67,000 |
| Howard County Nebraska | 4 | $ 323,000 | $ 80,000 | $ 67,000 |
| Morrill County Nebraska | 4 | $ 263,000 | $ 65,000 | $ 74,000 |
| Valley County Nebraska | 4 | $ 654,000 | $ 163,000 | $ 54,000 |
| Galveston County Texas | 4 | $ 537,000 | $ 134,000 | $ 133,000 |
| Travis County Texas | 4 | $ 968,000 | $ 242,000 | $ 83,000 |
| Pinal County Arizona | 3 | $ 572,000 | $ 190,000 | $ 104,000 |
| Gilpin County Colorado | 3 | $ 321,000 | $ 107,000 | $ 84,000 |
| Pueblo County Colorado | 3 | $ 488,000 | $ 162,000 | $ 71,000 |
| Dickinson County Iowa | 3 | $ 1,194,000 | $ 398,000 | $ 147,000 |
| Morgan County Missouri | 3 | $ 632,000 | $ 210,000 | $ 80,000 |
| Antelope County Nebraska | 3 | $ 259,000 | $ 86,000 | $ 68,000 |
| Garfield County Nebraska | 3 | $ 527,000 | $ 175,000 | $ 103,000 |
| Hayes County Nebraska | 3 | $ 473,000 | $ 157,000 | $ 24,000 |
| Hooker County Nebraska | 3 | $ 236,000 | $ 78,000 | $ 32,000 |
| Johnson County Nebraska | 3 | $ 374,000 | $ 124,000 | $ 64,000 |
| Nance County Nebraska | 3 | $ 420,000 | $ 140,000 | $ 147,000 |
| Red Willow County Nebraska | 3 | $ 261,000 | $ 87,000 | $ 68,000 |
| Charles Mix County South Dakota | 3 | $ 436,000 | $ 145,000 | $ 123,000 |
| Clay County South Dakota | 3 | $ 759,000 | $ 253,000 | $ 71,000 |
| Minnehaha County South Dakota | 3 | $ 586,000 | $ 195,000 | $ 138,000 |
| Spink County South Dakota | 3 | $ 3,060,000 | $ 1,020,000 | $ 9,000 |
| Turner County South Dakota | 3 | $ 824,000 | $ 274,000 | $ 183,000 |
| Williamson County Texas | 3 | $ 767,000 | $ 255,000 | $ 90,000 |
| Riverside County California | 2 | $ 555,000 | $ 277,000 | $ 254,000 |
| Clear Creek County Colorado | 2 | $ 829,000 | $ 414,000 | $ 143,000 |
| Elbert County Colorado | 2 | $ 1,009,000 | $ 504,000 | $ 209,000 |
| Fremont County Colorado | 2 | $ 342,000 | $ 171,000 | $ 52,000 |
| Mesa County Colorado | 2 | $ 279,000 | $ 139,000 | $ 50,000 |
| Phillips County Colorado | 2 | $ 191,000 | $ 95,000 | $ 29,000 |
| Collier County Florida | 2 | $ 524,000 | $ 262,000 | $ 655,000 |
| Lee County Florida | 2 | $ 1,117,000 | $ 558,000 | $ 938,000 |
| Henry County Illinois | 2 | $ 226,000 | $ 113,000 | $ 45,000 |
| Jo Daviess County Illinois | 2 | $ 340,000 | $ 170,000 | $ 377,000 |
| Black Hawk County Iowa | 2 | $ 332,000 | $ 166,000 | $ 30,000 |
| Clinton County Iowa | 2 | $ 155,000 | $ 77,000 | $ 87,000 |
| Page County Iowa | 2 | $ 268,000 | $ 134,000 | $ 132,000 |
| Wright County Iowa | 2 | $ 208,000 | $ 104,000 | $ 70,000 |
| Barton County Kansas | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Oakland County Michigan | 2 | $ 15,781,000 | $ 7,890,000 | $ 40,000 |
| Rice County Minnesota | 2 | $ 557,000 | $ 278,000 | $ 111,000 |
| Christian County Missouri | 2 | $ 818,000 | $ 409,000 | $ 74,000 |
| Pettis County Missouri | 2 | $ 316,000 | $ 158,000 | $ 114,000 |
| St. Louis County Missouri | 2 | $ 631,000 | $ 315,000 | $ 188,000 |
| Wright County Missouri | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Deuel County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Frontier County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Garden County Nebraska | 2 | $ 799,000 | $ 399,000 | $ 255,000 |
| Gosper County Nebraska | 2 | $ 251,000 | $ 125,000 | $ 69,000 |
| Nuckolls County Nebraska | 2 | $ 39,000 | $ 19,000 | $ 32,000 |
| Thomas County Nebraska | 2 | $ 277,000 | $ 138,000 | $ 50,000 |
| Webster County Nebraska | 2 | $ 43,000 | $ 21,000 | $ 70,000 |
| Clark County Nevada | 2 | $ 486,000 | $ 243,000 | $ 155,000 |
| Buncombe County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Cass County North Dakota | 2 | $ 543,000 | $ 271,000 | $ 83,000 |
| Hutchinson County South Dakota | 2 | $ 53,000 | $ 26,000 | $ 59,000 |
| Jerauld County South Dakota | 2 | $ 39,000 | $ 19,000 | $ 32,000 |
| Lawrence County South Dakota | 2 | $ 485,000 | $ 242,000 | $ 235,000 |
| Sanborn County South Dakota | 2 | $ 919,000 | $ 459,000 | $ 53,000 |
| Union County South Dakota | 2 | $ 467,000 | $ 233,000 | $ 98,000 |
| Bexar County Texas | 2 | $ 515,000 | $ 257,000 | $ 64,000 |
| Brazoria County Texas | 2 | $ 313,000 | $ 156,000 | $ 138,000 |
| Ellis County Texas | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| Grayson County Texas | 2 | $ 255,000 | $ 127,000 | $ 65,000 |
| Kaufman County Texas | 2 | $ 373,000 | $ 186,000 | $ 65,000 |
| Parker County Texas | 2 | $ 1,026,000 | $ 513,000 | $ 52,000 |
| Marquette County Wisconsin | 2 | $ 141,000 | $ 70,000 | $ 97,000 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 200,000 | $ 200,000 | $ 400,000 |
| Yavapai County Arizona | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Benton County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Carroll County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
| Los Angeles County California | 1 | $ 428,000 | $ 428,000 | $ 167,000 |
| Solano County California | 1 | $ 348,000 | $ 348,000 | $ 171,000 |
| Eagle County Colorado | 1 | $ 323,000 | $ 323,000 | $ 430,000 |
| Grand County Colorado | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Hinsdale County Colorado | 1 | $ 144,000 | $ 144,000 | $ 492,000 |
| La Plata County Colorado | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| Lake County Colorado | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Logan County Colorado | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Montezuma County Colorado | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Montrose County Colorado | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Otero County Colorado | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Park County Colorado | 1 | $ 207,000 | $ 207,000 | $ 47,000 |
| Brevard County Florida | 1 | $ 9,000 | $ 9,000 | $ 175,000 |
| Duval County Florida | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
| Pasco County Florida | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Sarasota County Florida | 1 | $ 588,000 | $ 588,000 | $ 228,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Fulton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 950,000 |
| Bureau County Illinois | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Carroll County Illinois | 1 | $ 121,000 | $ 121,000 | $ 76,000 |
| Iroquois County Illinois | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Macon County Illinois | 1 | $ 112,000 | $ 112,000 | $ 111,000 |
| Marion County Illinois | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| McLean County Illinois | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Monroe County Illinois | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Rock Island County Illinois | 1 | $ 194,000 | $ 194,000 | $ 37,000 |
| Stephenson County Illinois | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Whiteside County Illinois | 1 | $ 36,000 | $ 36,000 | $ 72,000 |
| Elkhart County Indiana | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Carroll County Iowa | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Grundy County Iowa | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Henry County Iowa | 1 | $ 224,000 | $ 224,000 | $ 210,000 |
| Johnson County Iowa | 1 | $ 158,000 | $ 158,000 | $ 292,000 |
| Keokuk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 219,000 |
| Story County Iowa | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Webster County Iowa | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Winneshiek County Iowa | 1 | $ 192,000 | $ 192,000 | $ 155,000 |
| Allen County Kansas | 1 | $ 86,000 | $ 86,000 | $ 94,000 |
| Atchison County Kansas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Butler County Kansas | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Franklin County Kansas | 1 | $ 232,000 | $ 232,000 | $ 96,000 |
| Nemaha County Kansas | 1 | $ 38,000 | $ 38,000 | $ 63,000 |
| Pottawatomie County Kansas | 1 | $ 186,000 | $ 186,000 | $ 51,000 |
| Riley County Kansas | 1 | $ 97,000 | $ 97,000 | $ 312,000 |
| Shawnee County Kansas | 1 | $ 2,649,000 | $ 2,649,000 | $ 0 |
| Manistee County Michigan | 1 | $ 97,000 | $ 97,000 | $ 205,000 |
| Washtenaw County Michigan | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Carver County Minnesota | 1 | $ 259,000 | $ 259,000 | $ 149,000 |
| Mahnomen County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Wabasha County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 74,000 |
| Washington County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 79,000 |
| Boone County Missouri | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| Cedar County Missouri | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Greene County Missouri | 1 | $ 99,000 | $ 99,000 | $ 154,000 |
| Howell County Missouri | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Lafayette County Missouri | 1 | $ 220,000 | $ 220,000 | $ 225,000 |
| Livingston County Missouri | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
| Newton County Missouri | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Ray County Missouri | 1 | $ 204,000 | $ 204,000 | $ 43,000 |
| St. Charles County Missouri | 1 | $ 223,000 | $ 223,000 | $ 168,000 |
| Vernon County Missouri | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Chase County Nebraska | 1 | $ 227,000 | $ 227,000 | $ 225,000 |
| Clay County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Dakota County Nebraska | 1 | $ 209,000 | $ 209,000 | $ 89,000 |
| Loup County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 205,000 |
| McPherson County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 279,000 |
| Perkins County Nebraska | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Rock County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Sioux County Nebraska | 1 | $ 548,000 | $ 548,000 | $ 102,000 |
| New Hanover County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 61,000 |
| Adair County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Comanche County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Lincoln County Oregon | 1 | $ 337,000 | $ 337,000 | $ 869,000 |
| Aurora County South Dakota | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Brown County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Butte County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Jackson County South Dakota | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Kingsbury County South Dakota | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Miner County South Dakota | 1 | $ 173,000 | $ 173,000 | $ 104,000 |
| Henry County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 535,000 |
| Bell County Texas | 1 | $ 196,000 | $ 196,000 | $ 94,000 |
| Brazos County Texas | 1 | $ 161,000 | $ 161,000 | $ 148,000 |
| Burnet County Texas | 1 | $ 97,000 | $ 97,000 | $ 103,000 |
| Cameron County Texas | 1 | $ 191,000 | $ 191,000 | $ 54,000 |
| Cooke County Texas | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| El Paso County Texas | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Hood County Texas | 1 | $ 37,000 | $ 37,000 | $ 83,000 |
| Kerr County Texas | 1 | $ 152,000 | $ 152,000 | $ 134,000 |
| McLennan County Texas | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Medina County Texas | 1 | $ 113,000 | $ 113,000 | $ 105,000 |
| Randall County Texas | 1 | $ 31,000 | $ 31,000 | $ 55,000 |
| Wilson County Texas | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
| Chesapeake County Virginia | 1 | $ 392,000 | $ 392,000 | $ 173,000 |
| Prince William County Virginia | 1 | $ 472,000 | $ 472,000 | $ 154,000 |
| King County Washington | 1 | $ 233,000 | $ 233,000 | $ 104,000 |
| Jefferson County West Virginia | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Calumet County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Florence County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 119,000 |
| Lincoln County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 138,000 |
| Milwaukee County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 107,000 |
| Oneida County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 127,000 |
| Outagamie County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 90,000 |
| Sauk County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 149,000 |
| Waukesha County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 28,000 |
| Albany County Wyoming | 1 | $ 223,000 | $ 223,000 | $ 66,000 |
| Converse County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| Goshen County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Johnson County Wyoming | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Niobrara County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,061 | $1,260,848,000 | $208,000 | $44,175,000 | $85,000 | $2,016,000 |
| Refinancing | 4,179 | $796,768,000 | $190,000 | $3,475,000 | $98,000 | $5,483,000 |
| Home Improvement | 1,390 | $106,296,000 | $76,000 | $1,500,000 | $84,000 | $950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,009 | $1,586,186,000 | $176,000 | $2,600,000 | $94,000 | $5,483,000 |
| Not Provided | 1,108 | $180,854,000 | $163,000 | $1,410,000 | $98,000 | $4,535,000 |
| Hispanic | 761 | $95,029,000 | $124,000 | $1,388,000 | $60,000 | $1,146,000 |
| Not applicable | 268 | $227,140,000 | $847,000 | $44,175,000 | $1,000 | $50,000 |
| Asian | 248 | $45,722,000 | $184,000 | $887,000 | $91,000 | $549,000 |
| Black or African American | 198 | $23,560,000 | $118,000 | $715,000 | $62,000 | $950,000 |
| American Indian or Alaskan Native | 26 | $2,709,000 | $104,000 | $453,000 | $66,000 | $188,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $2,712,000 | $226,000 | $697,000 | $103,000 | $242,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,235 | $1,761,460,000 | $190,000 | $44,175,000 | $97,000 | $5,483,000 |
| FHA-insured (Federal Housing Administration) | 1,604 | $241,027,000 | $150,000 | $478,000 | $60,000 | $1,610,000 |
| VA-guaranteed (Veterans Administration) | 635 | $136,367,000 | $214,000 | $667,000 | $65,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 156 | $25,058,000 | $160,000 | $1,399,000 | $50,000 | $442,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,277 | $1,812,528,000 | $195,000 | $44,175,000 | $92,000 | $5,483,000 |
| Application Withdrawn By Applicant | 1,002 | $177,785,000 | $177,000 | $1,200,000 | $87,000 | $1,610,000 |
| Application Denied By Financial Institution | 849 | $94,668,000 | $111,000 | $2,600,000 | $67,000 | $1,429,000 |
| Application Approved But Not Accepted | 247 | $29,673,000 | $120,000 | $3,100,000 | $83,000 | $392,000 |
| File Closed For Incompleteness | 240 | $47,735,000 | $198,000 | $1,121,000 | $95,000 | $340,000 |
| Loan Purchased By The Institution | 15 | $1,523,000 | $101,000 | $124,000 | $35,000 | $50,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 289 | $34,391,000 | $119,000 | $2,600,000 | $50,000 | $529,000 |
| Credit History | 277 | $15,914,000 | $57,000 | $715,000 | $64,000 | $600,000 |
| Collateral | 186 | $32,447,000 | $174,000 | $1,375,000 | $102,000 | $1,429,000 |
| Other | 51 | $5,571,000 | $109,000 | $277,000 | $81,000 | $950,000 |
| Employment History | 19 | $2,536,000 | $133,000 | $270,000 | $38,000 | $192,000 |
| Unverifiable Information | 17 | $2,523,000 | $148,000 | $387,000 | $18,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,146,000 | $127,000 | $176,000 | $38,000 | $87,000 |
| Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.