First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First National Bank Of Omaha 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,948 |
| Total Mortgage Loan Application Amount | $2,372,140,000 |
| Average Mortgage Loan Application Amount | $146,600 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $3,573,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,411 | $ 483,235,000 | $ 141,000 | $ 102,000 |
| Larimer County Colorado | 1,606 | $ 321,190,000 | $ 199,000 | $ 119,000 |
| Sarpy County Nebraska | 1,028 | $ 194,880,000 | $ 189,000 | $ 102,000 |
| Johnson County Kansas | 790 | $ 135,920,000 | $ 172,000 | $ 132,000 |
| Weld County Colorado | 779 | $ 120,315,000 | $ 154,000 | $ 95,000 |
| Lancaster County Nebraska | 541 | $ 74,265,000 | $ 137,000 | $ 106,000 |
| DeKalb County Illinois | 423 | $ 50,925,000 | $ 120,000 | $ 80,000 |
| Pottawattamie County Iowa | 372 | $ 47,430,000 | $ 127,000 | $ 88,000 |
| Boulder County Colorado | 355 | $ 88,965,000 | $ 250,000 | $ 176,000 |
| McHenry County Illinois | 316 | $ 31,900,000 | $ 100,000 | $ 81,000 |
| Dodge County Nebraska | 276 | $ 27,770,000 | $ 100,000 | $ 83,000 |
| Buffalo County Nebraska | 263 | $ 37,605,000 | $ 142,000 | $ 90,000 |
| Kane County Illinois | 191 | $ 34,855,000 | $ 182,000 | $ 123,000 |
| Kendall County Illinois | 191 | $ 23,085,000 | $ 120,000 | $ 106,000 |
| Hall County Nebraska | 166 | $ 19,100,000 | $ 115,000 | $ 91,000 |
| Lincoln County Nebraska | 165 | $ 19,475,000 | $ 118,000 | $ 92,000 |
| Platte County Nebraska | 165 | $ 21,285,000 | $ 129,000 | $ 84,000 |
| Jackson County Missouri | 144 | $ 30,440,000 | $ 211,000 | $ 122,000 |
| Washington County Nebraska | 142 | $ 21,940,000 | $ 154,000 | $ 101,000 |
| Adams County Colorado | 129 | $ 22,345,000 | $ 173,000 | $ 123,000 |
| Box Butte County Nebraska | 101 | $ 10,335,000 | $ 102,000 | $ 77,000 |
| Madison County Nebraska | 91 | $ 10,775,000 | $ 118,000 | $ 78,000 |
| Gage County Nebraska | 84 | $ 7,430,000 | $ 88,000 | $ 63,000 |
| Jefferson County Colorado | 81 | $ 14,365,000 | $ 177,000 | $ 131,000 |
| Cass County Nebraska | 81 | $ 10,765,000 | $ 132,000 | $ 103,000 |
| Leavenworth County Kansas | 78 | $ 14,000,000 | $ 179,000 | $ 84,000 |
| Saunders County Nebraska | 77 | $ 11,445,000 | $ 148,000 | $ 111,000 |
| Scotts Bluff County Nebraska | 76 | $ 6,770,000 | $ 89,000 | $ 98,000 |
| Denver County Colorado | 75 | $ 17,645,000 | $ 235,000 | $ 162,000 |
| LaSalle County Illinois | 75 | $ 9,725,000 | $ 129,000 | $ 128,000 |
| Mills County Iowa | 69 | $ 13,015,000 | $ 188,000 | $ 101,000 |
| Harrison County Iowa | 61 | $ 7,905,000 | $ 129,000 | $ 68,000 |
| Collin County Texas | 60 | $ 17,490,000 | $ 291,000 | $ 168,000 |
| Yankton County South Dakota | 58 | $ 7,230,000 | $ 124,000 | $ 89,000 |
| Cook County Illinois | 57 | $ 15,775,000 | $ 276,000 | $ 156,000 |
| Wyandotte County Kansas | 56 | $ 8,830,000 | $ 157,000 | $ 87,000 |
| Boone County Illinois | 55 | $ 5,635,000 | $ 102,000 | $ 64,000 |
| Dawes County Nebraska | 51 | $ 5,025,000 | $ 98,000 | $ 81,000 |
| Arapahoe County Colorado | 42 | $ 6,450,000 | $ 153,000 | $ 155,000 |
| Davison County South Dakota | 41 | $ 4,245,000 | $ 103,000 | $ 67,000 |
| Winnebago County Illinois | 40 | $ 3,430,000 | $ 85,000 | $ 91,000 |
| Broomfield County Colorado | 37 | $ 5,805,000 | $ 156,000 | $ 144,000 |
| DuPage County Illinois | 33 | $ 5,755,000 | $ 174,000 | $ 148,000 |
| Douglas County Colorado | 32 | $ 5,170,000 | $ 161,000 | $ 139,000 |
| Butler County Nebraska | 32 | $ 3,190,000 | $ 99,000 | $ 67,000 |
| Clay County Missouri | 31 | $ 5,955,000 | $ 192,000 | $ 87,000 |
| Kearney County Nebraska | 29 | $ 3,235,000 | $ 111,000 | $ 75,000 |
| Denton County Texas | 27 | $ 5,675,000 | $ 210,000 | $ 131,000 |
| Ogle County Illinois | 22 | $ 3,750,000 | $ 170,000 | $ 82,000 |
| Platte County Missouri | 21 | $ 4,155,000 | $ 197,000 | $ 145,000 |
| Miami County Kansas | 20 | $ 3,500,000 | $ 175,000 | $ 110,000 |
| Cass County Missouri | 20 | $ 2,860,000 | $ 143,000 | $ 122,000 |
| Burt County Nebraska | 20 | $ 2,920,000 | $ 146,000 | $ 125,000 |
| Cheyenne County Nebraska | 20 | $ 2,900,000 | $ 145,000 | $ 89,000 |
| Dawson County Nebraska | 19 | $ 3,035,000 | $ 159,000 | $ 87,000 |
| Dallas County Texas | 18 | $ 4,260,000 | $ 236,000 | $ 114,000 |
| Lake County Illinois | 17 | $ 2,775,000 | $ 163,000 | $ 263,000 |
| Beadle County South Dakota | 16 | $ 1,300,000 | $ 81,000 | $ 67,000 |
| Will County Illinois | 15 | $ 3,335,000 | $ 222,000 | $ 155,000 |
| Cedar County Nebraska | 14 | $ 1,360,000 | $ 97,000 | $ 93,000 |
| Colfax County Nebraska | 14 | $ 1,710,000 | $ 122,000 | $ 76,000 |
| Seward County Nebraska | 14 | $ 1,960,000 | $ 140,000 | $ 124,000 |
| York County Nebraska | 14 | $ 1,620,000 | $ 115,000 | $ 111,000 |
| Adams County Nebraska | 13 | $ 2,135,000 | $ 164,000 | $ 122,000 |
| Howard County Nebraska | 13 | $ 1,615,000 | $ 124,000 | $ 81,000 |
| Stanton County Nebraska | 13 | $ 695,000 | $ 53,000 | $ 84,000 |
| Polk County Iowa | 11 | $ 18,155,000 | $ 1,650,000 | $ 125,000 |
| Knox County Nebraska | 11 | $ 1,535,000 | $ 139,000 | $ 102,000 |
| Saline County Nebraska | 11 | $ 685,000 | $ 62,000 | $ 70,000 |
| El Paso County Colorado | 10 | $ 2,460,000 | $ 246,000 | $ 99,000 |
| Camden County Missouri | 10 | $ 2,720,000 | $ 272,000 | $ 319,000 |
| Hamilton County Nebraska | 10 | $ 1,600,000 | $ 160,000 | $ 87,000 |
| Maricopa County Arizona | 9 | $ 3,435,000 | $ 381,000 | $ 277,000 |
| Fremont County Iowa | 9 | $ 1,085,000 | $ 120,000 | $ 71,000 |
| Otoe County Nebraska | 9 | $ 1,465,000 | $ 162,000 | $ 108,000 |
| Wayne County Nebraska | 9 | $ 1,205,000 | $ 133,000 | $ 115,000 |
| Laramie County Wyoming | 9 | $ 1,875,000 | $ 208,000 | $ 65,000 |
| Merrick County Nebraska | 8 | $ 1,140,000 | $ 142,000 | $ 114,000 |
| Pierce County Nebraska | 8 | $ 650,000 | $ 81,000 | $ 53,000 |
| Morgan County Colorado | 7 | $ 1,005,000 | $ 143,000 | $ 73,000 |
| Crawford County Iowa | 7 | $ 1,045,000 | $ 149,000 | $ 112,000 |
| Shelby County Iowa | 7 | $ 895,000 | $ 127,000 | $ 105,000 |
| Jefferson County Nebraska | 7 | $ 585,000 | $ 83,000 | $ 58,000 |
| Morrill County Nebraska | 7 | $ 355,000 | $ 50,000 | $ 87,000 |
| Logan County Colorado | 6 | $ 640,000 | $ 106,000 | $ 89,000 |
| Grundy County Illinois | 6 | $ 1,280,000 | $ 213,000 | $ 91,000 |
| Sedgwick County Kansas | 6 | $ 790,000 | $ 131,000 | $ 54,000 |
| St. Louis County Missouri | 6 | $ 1,310,000 | $ 218,000 | $ 92,000 |
| Cuming County Nebraska | 6 | $ 330,000 | $ 55,000 | $ 108,000 |
| Nemaha County Nebraska | 6 | $ 620,000 | $ 103,000 | $ 75,000 |
| Sanborn County South Dakota | 6 | $ 640,000 | $ 106,000 | $ 50,000 |
| Tarrant County Texas | 6 | $ 1,190,000 | $ 198,000 | $ 112,000 |
| Summit County Colorado | 5 | $ 3,415,000 | $ 683,000 | $ 785,000 |
| Montgomery County Iowa | 5 | $ 415,000 | $ 83,000 | $ 93,000 |
| Custer County Nebraska | 5 | $ 715,000 | $ 143,000 | $ 101,000 |
| Fillmore County Nebraska | 5 | $ 355,000 | $ 71,000 | $ 65,000 |
| Keith County Nebraska | 5 | $ 395,000 | $ 79,000 | $ 51,000 |
| Logan County Nebraska | 5 | $ 225,000 | $ 45,000 | $ 54,000 |
| Phelps County Nebraska | 5 | $ 925,000 | $ 185,000 | $ 90,000 |
| Polk County Nebraska | 5 | $ 925,000 | $ 185,000 | $ 95,000 |
| Bon Homme County South Dakota | 5 | $ 305,000 | $ 61,000 | $ 43,000 |
| Walworth County Wisconsin | 5 | $ 745,000 | $ 149,000 | $ 124,000 |
| Grand County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 458,000 |
| Dickinson County Iowa | 4 | $ 790,000 | $ 197,000 | $ 140,000 |
| Osceola County Iowa | 4 | $ 430,000 | $ 107,000 | $ 51,000 |
| Douglas County Kansas | 4 | $ 690,000 | $ 172,000 | $ 90,000 |
| Franklin County Kansas | 4 | $ 680,000 | $ 170,000 | $ 99,000 |
| Clay County Nebraska | 4 | $ 480,000 | $ 120,000 | $ 120,000 |
| Nance County Nebraska | 4 | $ 350,000 | $ 87,000 | $ 64,000 |
| Sheridan County Nebraska | 4 | $ 540,000 | $ 135,000 | $ 79,000 |
| Sherman County Nebraska | 4 | $ 370,000 | $ 92,000 | $ 42,000 |
| Minnehaha County South Dakota | 4 | $ 2,990,000 | $ 747,000 | $ 142,000 |
| Routt County Colorado | 3 | $ 745,000 | $ 248,000 | $ 301,000 |
| Jo Daviess County Illinois | 3 | $ 205,000 | $ 68,000 | $ 72,000 |
| Atchison County Kansas | 3 | $ 1,475,000 | $ 491,000 | $ 39,000 |
| Lyon County Kansas | 3 | $ 10,285,000 | $ 3,428,000 | $ 0 |
| Antelope County Nebraska | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Franklin County Nebraska | 3 | $ 65,000 | $ 21,000 | $ 28,000 |
| Furnas County Nebraska | 3 | $ 155,000 | $ 51,000 | $ 80,000 |
| Harlan County Nebraska | 3 | $ 465,000 | $ 155,000 | $ 89,000 |
| Johnson County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| Kimball County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 42,000 |
| Hanson County South Dakota | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| Hutchinson County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 42,000 |
| Pennington County South Dakota | 3 | $ 3,625,000 | $ 1,208,000 | $ 83,000 |
| Ector County Texas | 3 | $ 43,945,000 | $ 14,648,000 | $ 0 |
| Pima County Arizona | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Baxter County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Los Angeles County California | 2 | $ 1,470,000 | $ 735,000 | $ 177,000 |
| Eagle County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 393,000 |
| Elbert County Colorado | 2 | $ 530,000 | $ 265,000 | $ 77,000 |
| Gilpin County Colorado | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| Phillips County Colorado | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Charlotte County Florida | 2 | $ 730,000 | $ 365,000 | $ 244,000 |
| Lee County Florida | 2 | $ 300,000 | $ 150,000 | $ 148,000 |
| Palm Beach County Florida | 2 | $ 1,330,000 | $ 665,000 | $ 914,000 |
| Pinellas County Florida | 2 | $ 400,000 | $ 200,000 | $ 221,000 |
| Volusia County Florida | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Lee County Illinois | 2 | $ 170,000 | $ 85,000 | $ 80,000 |
| Audubon County Iowa | 2 | $ 170,000 | $ 85,000 | $ 100,000 |
| Cass County Iowa | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Dallas County Iowa | 2 | $ 270,000 | $ 135,000 | $ 110,000 |
| Guthrie County Iowa | 2 | $ 1,110,000 | $ 555,000 | $ 289,000 |
| Monona County Iowa | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Page County Iowa | 2 | $ 80,000 | $ 40,000 | $ 49,000 |
| Ringgold County Iowa | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Story County Iowa | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Butler County Kansas | 2 | $ 430,000 | $ 215,000 | $ 119,000 |
| Geary County Kansas | 2 | $ 10,970,000 | $ 5,485,000 | $ 0 |
| Jefferson County Kansas | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Linn County Kansas | 2 | $ 350,000 | $ 175,000 | $ 187,000 |
| Shawnee County Kansas | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| York County Maine | 2 | $ 910,000 | $ 455,000 | $ 633,000 |
| Stearns County Minnesota | 2 | $ 22,620,000 | $ 11,310,000 | $ 100,000 |
| Johnson County Missouri | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| Miller County Missouri | 2 | $ 510,000 | $ 255,000 | $ 135,000 |
| Morgan County Missouri | 2 | $ 270,000 | $ 135,000 | $ 209,000 |
| Taney County Missouri | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Dakota County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Deuel County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Dixon County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 109,000 |
| Garden County Nebraska | 2 | $ 30,000 | $ 15,000 | $ 41,000 |
| Hooker County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 113,000 |
| Perkins County Nebraska | 2 | $ 470,000 | $ 235,000 | $ 283,000 |
| Red Willow County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Valley County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Clark County Nevada | 2 | $ 670,000 | $ 335,000 | $ 399,000 |
| Atlantic County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 202,000 |
| Clay County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Jerauld County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Lawrence County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 211,000 |
| Turner County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Union County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Green Lake County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 270,000 |
| Converse County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 120,000 |
| Coconino County Arizona | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Washington County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Sonoma County California | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Gunnison County Colorado | 1 | $ 385,000 | $ 385,000 | $ 381,000 |
| Jackson County Colorado | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| La Plata County Colorado | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Mineral County Colorado | 1 | $ 505,000 | $ 505,000 | $ 190,000 |
| Ouray County Colorado | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Park County Colorado | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Yuma County Colorado | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Hartford County Connecticut | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Collier County Florida | 1 | $ 785,000 | $ 785,000 | $ 2,569,000 |
| Hillsborough County Florida | 1 | $ 1,195,000 | $ 1,195,000 | $ 1,172,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Orange County Florida | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 269,000 |
| Dawson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Kauai County Hawaii | 1 | $ 1,345,000 | $ 1,345,000 | $ 2,977,000 |
| Bureau County Illinois | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Christian County Illinois | 1 | $ 125,000 | $ 125,000 | $ 411,000 |
| Fulton County Illinois | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Henry County Illinois | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Kankakee County Illinois | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Marshall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| McDonough County Illinois | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Peoria County Illinois | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Stephenson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Adair County Iowa | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Black Hawk County Iowa | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Buena Vista County Iowa | 1 | $ 195,000 | $ 195,000 | $ 185,000 |
| Clayton County Iowa | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Marion County Iowa | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Sac County Iowa | 1 | $ 235,000 | $ 235,000 | $ 262,000 |
| Taylor County Iowa | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Woodbury County Iowa | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Crawford County Kansas | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Dickinson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Ellis County Kansas | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Jackson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Norton County Kansas | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Riley County Kansas | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Rush County Kansas | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Orleans County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Howard County Maryland | 1 | $ 95,000 | $ 95,000 | $ 106,000 |
| Dukes County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 205,000 | $ 205,000 | $ 263,000 |
| Van Buren County Michigan | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Anoka County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carver County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 181,000 |
| Cass County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Hennepin County Minnesota | 1 | $ 6,705,000 | $ 6,705,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Olmsted County Minnesota | 1 | $ 24,875,000 | $ 24,875,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Bates County Missouri | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Benton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Buchanan County Missouri | 1 | $ 245,000 | $ 245,000 | $ 164,000 |
| Butler County Missouri | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Cape Girardeau County Missouri | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Clinton County Missouri | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Greene County Missouri | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Jefferson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Lincoln County Missouri | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Livingston County Missouri | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Polk County Missouri | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| St. Clair County Missouri | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Stone County Missouri | 1 | $ 765,000 | $ 765,000 | $ 149,000 |
| Brown County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Chase County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Gosper County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Grant County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Greeley County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Hayes County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Hitchcock County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Holt County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| Nuckolls County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Pawnee County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Rock County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Otero County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Aurora County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 154,000 |
| Brookings County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charles Mix County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Fall River County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Kingsbury County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| McCook County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Putnam County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Weakley County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 378,000 |
| Wilson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bosque County Texas | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Brazos County Texas | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Chambers County Texas | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| El Paso County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Erath County Texas | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Grayson County Texas | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Harris County Texas | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Hood County Texas | 1 | $ 295,000 | $ 295,000 | $ 133,000 |
| Hunt County Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Johnson County Texas | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Lubbock County Texas | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Montgomery County Texas | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Navarro County Texas | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Travis County Texas | 1 | $ 655,000 | $ 655,000 | $ 220,000 |
| Waller County Texas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Weber County Utah | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Harrisonburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Kitsap County Washington | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Snohomish County Washington | 1 | $ 445,000 | $ 445,000 | $ 191,000 |
| Dane County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 301,000 |
| Jefferson County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Juneau County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Polk County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Rock County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 289,000 |
| Vilas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Albany County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Carbon County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Johnson County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,024 | $1,496,260,000 | $248,000 | $36,005,000 | $108,000 | $3,573,000 |
| Refinancing | 2,820 | $404,210,000 | $143,000 | $13,215,000 | $116,000 | $1,731,000 |
| Other Purpose | 2,228 | $159,720,000 | $71,000 | $1,465,000 | $103,000 | $1,584,000 |
| Home Improvement | 2,055 | $146,955,000 | $71,000 | $2,505,000 | $105,000 | $852,000 |
| Cash-out Refinancing | 821 | $164,995,000 | $200,000 | $1,175,000 | $93,000 | $747,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,325 | $1,525,695,000 | $147,000 | $1,885,000 | $108,000 | $2,977,000 |
| Not Provided | 1,795 | $255,975,000 | $142,000 | $945,000 | $128,000 | $3,573,000 |
| Hispanic | 1,021 | $114,425,000 | $112,000 | $765,000 | $71,000 | $852,000 |
| Not applicable | 296 | $403,040,000 | $1,361,000 | $36,005,000 | $0 | $0 |
| Asian | 265 | $41,585,000 | $156,000 | $855,000 | $113,000 | $626,000 |
| Black or African American | 170 | $21,680,000 | $127,000 | $1,105,000 | $85,000 | $701,000 |
| American Indian or Alaskan Native | 32 | $3,720,000 | $116,000 | $315,000 | $74,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,330,000 | $95,000 | $345,000 | $98,000 | $269,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,607 | $2,121,635,000 | $168,000 | $36,005,000 | $111,000 | $3,573,000 |
| FHA-insured (Federal Housing Administration) | 770 | $132,990,000 | $172,000 | $515,000 | $70,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 403 | $98,645,000 | $244,000 | $795,000 | $91,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $18,870,000 | $112,000 | $355,000 | $48,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,250 | $1,869,330,000 | $182,000 | $36,005,000 | $110,000 | $3,573,000 |
| Application Denied By Financial Institution | 2,191 | $208,835,000 | $95,000 | $3,005,000 | $91,000 | $934,000 |
| Application Withdrawn By Applicant | 1,120 | $215,080,000 | $192,000 | $1,575,000 | $117,000 | $2,574,000 |
| Application Approved But Not Accepted | 303 | $60,985,000 | $201,000 | $28,705,000 | $98,000 | $664,000 |
| File Closed For Incompleteness | 84 | $17,910,000 | $213,000 | $905,000 | $115,000 | $1,597,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,757 | $2,163,305,000 | $184,000 | $36,005,000 | $111,000 | $3,573,000 |
| Debt-To-Income Ratio | 669 | $74,115,000 | $110,000 | $1,305,000 | $58,000 | $300,000 |
| Credit History | 614 | $43,110,000 | $70,000 | $845,000 | $85,000 | $644,000 |
| Collateral | 611 | $58,455,000 | $95,000 | $1,105,000 | $117,000 | $934,000 |
| Unverifiable Information | 172 | $16,460,000 | $95,000 | $505,000 | $127,000 | $656,000 |
| Credit Application Incomplete | 62 | $5,770,000 | $93,000 | $255,000 | $115,000 | $480,000 |
| Other | 46 | $7,750,000 | $168,000 | $3,005,000 | $110,000 | $363,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,245,000 | $204,000 | $885,000 | $95,000 | $311,000 |
| Employment History | 5 | $715,000 | $143,000 | $205,000 | $54,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $215,000 | $215,000 | $215,000 | $41,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.