First National Bank of Omaha Mortgage Lending & HMDA Data, 2021

In 2021, First National Bank of Omaha of Omaha, NE reported 15,865 mortgage applications totaling $3.5 billion, down 6% from 2020. The average application was for $218,539, and applicants reported an average income of $116,561. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (6,402), Fort Collins, CO (1,435) and Elgin, IL (1,053) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,865
Total Mortgage Loan Application Amount $3,467,135,000
Average Mortgage Loan Application Amount $218,539
Highest Mortgage Loan Application Amount $41,725,000
Average Applicant Income $116,561
Highest Applicant Income $8,764,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 3,984 $ 729,530,000 $ 183,114 $ 117,000
Larimer, Colorado 1,435 $ 427,595,000 $ 297,975 $ 129,000
Sarpy, Nebraska 1,238 $ 241,420,000 $ 195,008 $ 113,000
Pottawattamie, Iowa 739 $ 115,845,000 $ 156,759 $ 87,000
Weld, Colorado 697 $ 158,545,000 $ 227,467 $ 111,000
Johnson, Kansas 618 $ 129,040,000 $ 208,802 $ 155,000
Lancaster, Nebraska 563 $ 133,855,000 $ 237,753 $ 101,000
DeKalb, Illinois 533 $ 87,935,000 $ 164,981 $ 87,000
Buffalo, Nebraska 441 $ 84,995,000 $ 192,732 $ 98,000
Dodge, Nebraska 330 $ 43,940,000 $ 133,151 $ 91,000
McHenry, Illinois 304 $ 45,090,000 $ 148,322 $ 83,000
Kane, Illinois 279 $ 103,445,000 $ 370,770 $ 114,000
Boulder, Colorado 275 $ 106,875,000 $ 388,636 $ 194,000
Hall, Nebraska 259 $ 37,685,000 $ 145,501 $ 89,000
Kendall, Illinois 241 $ 42,625,000 $ 176,867 $ 113,000
Lincoln, Nebraska 194 $ 27,740,000 $ 142,989 $ 83,000
Jackson, Missouri 142 $ 31,760,000 $ 223,661 $ 99,000
Collin, Texas 136 $ 44,020,000 $ 323,676 $ 132,000
Platte, Nebraska 119 $ 17,175,000 $ 144,327 $ 96,000
Mills, Iowa 115 $ 20,905,000 $ 181,782 $ 101,000
Cass, Nebraska 105 $ 18,885,000 $ 179,857 $ 107,000
Saunders, Nebraska 98 $ 22,220,000 $ 226,734 $ 242,000
Adams, Colorado 96 $ 24,470,000 $ 254,895 $ 137,000
Gage, Nebraska 94 $ 11,250,000 $ 119,680 $ 86,000
Cook, Illinois 82 $ 17,480,000 $ 213,170 $ 124,000
Scotts Bluff, Nebraska 82 $ 12,010,000 $ 146,463 $ 91,000
Washington, Nebraska 81 $ 18,105,000 $ 223,518 $ 111,000
Box Butte, Nebraska 77 $ 11,185,000 $ 145,259 $ 78,000
Winnebago, Illinois 75 $ 20,515,000 $ 273,533 $ 87,000
LaSalle, Illinois 74 $ 11,230,000 $ 151,756 $ 100,000
Dallas, Texas 72 $ 63,460,000 $ 881,388 $ 183,000
Boone, Illinois 71 $ 9,665,000 $ 136,126 $ 76,000
Madison, Nebraska 71 $ 9,685,000 $ 136,408 $ 83,000
Denton, Texas 69 $ 25,075,000 $ 363,405 $ 162,000
Denver, Colorado 68 $ 22,640,000 $ 332,941 $ 253,000
Yankton, South Dakota 64 $ 9,500,000 $ 148,437 $ 84,000
Jefferson, Colorado 63 $ 18,795,000 $ 298,333 $ 168,000
DuPage, Illinois 62 $ 15,700,000 $ 253,225 $ 169,000
Wyandotte, Kansas 45 $ 7,275,000 $ 161,666 $ 124,000
Harrison, Iowa 42 $ 6,020,000 $ 143,333 $ 86,000
Ogle, Illinois 41 $ 5,755,000 $ 140,365 $ 83,000
Douglas, Colorado 40 $ 34,130,000 $ 853,250 $ 248,000
Broomfield, Colorado 38 $ 10,120,000 $ 266,315 $ 159,000
Dawes, Nebraska 38 $ 5,040,000 $ 132,631 $ 85,000
Kearney, Nebraska 38 $ 5,880,000 $ 154,736 $ 76,000
Clay, Missouri 37 $ 8,005,000 $ 216,351 $ 113,000
Arapahoe, Colorado 35 $ 11,445,000 $ 327,000 $ 130,000
Butler, Nebraska 35 $ 3,995,000 $ 114,142 $ 90,000
Will, Illinois 34 $ 6,050,000 $ 177,941 $ 106,000
Tarrant, Texas 33 $ 10,625,000 $ 321,969 $ 239,000
Cass, Missouri 31 $ 6,145,000 $ 198,225 $ 151,000
Dawson, Nebraska 30 $ 4,180,000 $ 139,333 $ 107,000
Davison, South Dakota 30 $ 4,680,000 $ 156,000 $ 91,000
Leavenworth, Kansas 27 $ 5,555,000 $ 205,740 $ 109,000
Cheyenne, Nebraska 27 $ 4,585,000 $ 169,814 $ 69,000
Phelps, Nebraska 27 $ 3,345,000 $ 123,888 $ 64,000
Otoe, Nebraska 23 $ 3,175,000 $ 138,043 $ 99,000
Miami, Kansas 20 $ 3,880,000 $ 194,000 $ 123,000
Adams, Nebraska 20 $ 3,200,000 $ 160,000 $ 93,000
Maricopa, Arizona 19 $ 11,675,000 $ 614,473 $ 458,000
El Paso, Colorado 19 $ 5,685,000 $ 299,210 $ 112,000
Platte, Missouri 18 $ 4,330,000 $ 240,555 $ 139,000
Fremont, Iowa 17 $ 2,735,000 $ 160,882 $ 103,000
Saline, Nebraska 17 $ 2,215,000 $ 130,294 $ 81,000
Hamilton, Nebraska 15 $ 2,765,000 $ 184,333 $ 89,000
Merrick, Nebraska 15 $ 1,625,000 $ 108,333 $ 54,000
Seward, Nebraska 15 $ 3,105,000 $ 207,000 $ 82,000
Shelby, Iowa 14 $ 2,280,000 $ 162,857 $ 69,000
Lake, Illinois 13 $ 3,065,000 $ 235,769 $ 148,000
Fort Bend, Texas 13 $ 3,605,000 $ 277,307 $ 125,000
Cedar, Nebraska 12 $ 1,630,000 $ 135,833 $ 90,000
Franklin, Nebraska 12 $ 980,000 $ 81,666 $ 76,000
Wayne, Nebraska 12 $ 1,280,000 $ 106,666 $ 105,000
Douglas, Kansas 11 $ 1,685,000 $ 153,181 $ 128,000
Laramie, Wyoming 11 $ 2,455,000 $ 223,181 $ 127,000
Summit, Colorado 10 $ 3,790,000 $ 379,000 $ 366,000
Montgomery, Iowa 10 $ 1,410,000 $ 141,000 $ 81,000
Polk, Iowa 10 $ 2,040,000 $ 204,000 $ 76,000
Camden, Missouri 10 $ 2,150,000 $ 215,000 $ 179,000
Polk, Nebraska 10 $ 1,250,000 $ 125,000 $ 109,000
Woodbury, Iowa 9 $ 6,835,000 $ 759,444 $ 65,000
Custer, Nebraska 9 $ 755,000 $ 83,888 $ 75,000
Morgan, Colorado 8 $ 1,760,000 $ 220,000 $ 85,000
Page, Iowa 8 $ 790,000 $ 98,750 $ 135,000
St. Louis, Missouri 8 $ 2,090,000 $ 261,250 $ 124,000
Cuming, Nebraska 8 $ 1,180,000 $ 147,500 $ 92,000
Sheridan, Nebraska 8 $ 570,000 $ 71,250 $ 48,000
Stanton, Nebraska 8 $ 900,000 $ 112,500 $ 61,000
Beadle, South Dakota 8 $ 1,270,000 $ 158,750 $ 68,000
Grundy, Illinois 7 $ 1,595,000 $ 227,857 $ 89,000
Hennepin, Minnesota 7 $ 21,425,000 $ 3,060,714 $ 98,000
Burt, Nebraska 7 $ 1,035,000 $ 147,857 $ 106,000
Colfax, Nebraska 7 $ 805,000 $ 115,000 $ 71,000
Oklahoma, Oklahoma 7 $ 1,585,000 $ 226,428 $ 98,000
Archuleta, Colorado 6 $ 2,380,000 $ 396,666 $ 149,000
Jackson, Colorado 6 $ 1,210,000 $ 201,666 $ 104,000
Howard, Nebraska 6 $ 1,050,000 $ 175,000 $ 60,000
Keith, Nebraska 6 $ 1,260,000 $ 210,000 $ 132,000
Pierce, Nebraska 6 $ 1,010,000 $ 168,333 $ 67,000
Sherman, Nebraska 6 $ 790,000 $ 131,666 $ 54,000
York, Nebraska 6 $ 640,000 $ 106,666 $ 43,000
Harris, Texas 6 $ 3,380,000 $ 563,333 $ 316,000
Montgomery, Texas 6 $ 2,110,000 $ 351,666 $ 135,000
Walworth, Wisconsin 6 $ 2,110,000 $ 351,666 $ 165,000
Park, Colorado 5 $ 1,835,000 $ 367,000 $ 124,000
Routt, Colorado 5 $ 3,875,000 $ 775,000 $ 341,000
Lee, Illinois 5 $ 775,000 $ 155,000 $ 76,000
Monona, Iowa 5 $ 875,000 $ 175,000 $ 110,000
Franklin, Kansas 5 $ 745,000 $ 149,000 $ 76,000
Knox, Nebraska 5 $ 535,000 $ 107,000 $ 84,000
Nemaha, Nebraska 5 $ 785,000 $ 157,000 $ 102,000
Sanborn, South Dakota 5 $ 435,000 $ 87,000 $ 81,000
Riverside, California 4 $ 1,470,000 $ 367,500 $ 478,000
Logan, Colorado 4 $ 960,000 $ 240,000 $ 116,000
Sarasota, Florida 4 $ 2,270,000 $ 567,500 $ 224,000
Buchanan, Missouri 4 $ 930,000 $ 232,500 $ 127,000
Christian, Missouri 4 $ 940,000 $ 235,000 $ 63,000
Clay, Nebraska 4 $ 490,000 $ 122,500 $ 111,000
Fillmore, Nebraska 4 $ 340,000 $ 85,000 $ 122,000
Furnas, Nebraska 4 $ 390,000 $ 97,500 $ 73,000
Harlan, Nebraska 4 $ 510,000 $ 127,500 $ 98,000
Jefferson, Nebraska 4 $ 410,000 $ 102,500 $ 102,000
Kimball, Nebraska 4 $ 350,000 $ 87,500 $ 132,000
Perkins, Nebraska 4 $ 240,000 $ 60,000 $ 71,000
Thayer, Nebraska 4 $ 350,000 $ 87,500 $ 62,000
Valley, Nebraska 4 $ 650,000 $ 162,500 $ 118,000
Bon Homme, South Dakota 4 $ 890,000 $ 222,500 $ 119,000
Bexar, Texas 4 $ 670,000 $ 167,500 $ 187,000
Galveston, Texas 4 $ 730,000 $ 182,500 $ 100,000
Travis, Texas 4 $ 35,720,000 $ 8,930,000 $ 177,000
Pierce, Washington 4 $ 1,050,000 $ 262,500 $ 121,000
Benton, Arkansas 3 $ 765,000 $ 255,000 $ 72,000
Elbert, Colorado 3 $ 1,195,000 $ 398,333 $ 128,000
Garfield, Colorado 3 $ 1,455,000 $ 485,000 $ 181,000
Grand, Colorado 3 $ 1,305,000 $ 435,000 $ 184,000
Mesa, Colorado 3 $ 555,000 $ 185,000 $ 37,000
Pueblo, Colorado 3 $ 515,000 $ 171,666 $ 75,000
Collier, Florida 3 $ 2,105,000 $ 701,666 $ 237,000
Lee, Florida 3 $ 1,025,000 $ 341,666 $ 689,000
Peoria, Illinois 3 $ 485,000 $ 161,666 $ 98,000
Lake, Indiana 3 $ 605,000 $ 201,666 $ 119,000
Cass, Iowa 3 $ 425,000 $ 141,666 $ 100,000
Dallas, Iowa 3 $ 675,000 $ 225,000 $ 176,000
Scott, Iowa 3 $ 425,000 $ 141,666 $ 195,000
Geary, Kansas 3 $ 295,000 $ 98,333 $ 161,000
Sedgwick, Kansas 3 $ 595,000 $ 198,333 $ 86,000
Shawnee, Kansas 3 $ 585,000 $ 195,000 $ 110,000
Anne Arundel, Maryland 3 $ 1,265,000 $ 421,666 $ 150,000
Anoka, Minnesota 3 $ 1,005,000 $ 335,000 $ 187,000
Cass, Minnesota 3 $ 1,145,000 $ 381,666 $ 174,000
Olmsted, Minnesota 3 $ 885,000 $ 295,000 $ 139,000
Barry, Missouri 3 $ 765,000 $ 255,000 $ 121,000
Johnson, Nebraska 3 $ 305,000 $ 101,666 $ 65,000
Morrill, Nebraska 3 $ 395,000 $ 131,666 $ 107,000
Nance, Nebraska 3 $ 575,000 $ 191,666 $ 90,000
Thurston, Nebraska 3 $ 895,000 $ 298,333 $ 266,000
Atlantic, New Jersey 3 $ 635,000 $ 211,666 $ 146,000
Monmouth, New Jersey 3 $ 645,000 $ 215,000 $ 78,000
Union, New Jersey 3 $ 665,000 $ 221,666 $ 88,000
Dona Ana, New Mexico 3 $ 635,000 $ 211,666 $ 123,000
Nassau, New York 3 $ 1,225,000 $ 408,333 $ 107,000
Montgomery, Ohio 3 $ 385,000 $ 128,333 $ 73,000
Berks, Pennsylvania 3 $ 765,000 $ 255,000 $ 160,000
Lancaster, Pennsylvania 3 $ 515,000 $ 171,666 $ 109,000
Lehigh, Pennsylvania 3 $ 585,000 $ 195,000 $ 121,000
Monroe, Pennsylvania 3 $ 575,000 $ 191,666 $ 96,000
Philadelphia, Pennsylvania 3 $ 825,000 $ 275,000 $ 97,000
Clay, South Dakota 3 $ 445,000 $ 148,333 $ 43,000
Jerauld, South Dakota 3 $ 385,000 $ 128,333 $ 48,000
Lincoln, South Dakota 3 $ 2,825,000 $ 941,666 $ 217,000
Minnehaha, South Dakota 3 $ 395,000 $ 131,666 $ 46,000
El Paso, Texas 3 $ 635,000 $ 211,666 $ 97,000
Grayson, Texas 3 $ 855,000 $ 285,000 $ 76,000
Henderson, Texas 3 $ 745,000 $ 248,333 $ 139,000
Kaufman, Texas 3 $ 655,000 $ 218,333 $ 99,000
Rockwall, Texas 3 $ 715,000 $ 238,333 $ 148,000
King, Washington 3 $ 545,000 $ 181,666 $ 100,000
Park, Wyoming 3 $ 665,000 $ 221,666 $ 123,000
Baldwin, Alabama 2 $ 500,000 $ 250,000 $ 111,000
Shelby, Alabama 2 $ 280,000 $ 140,000 $ 115,000
Pima, Arizona 2 $ 620,000 $ 310,000 $ 129,000
Alameda, California 2 $ 400,000 $ 200,000 $ 63,000
Los Angeles, California 2 $ 730,000 $ 365,000 $ 115,000
Sacramento, California 2 $ 770,000 $ 385,000 $ 102,000
Gilpin, Colorado 2 $ 580,000 $ 290,000 $ 99,000
Gunnison, Colorado 2 $ 850,000 $ 425,000 $ 330,000
La Plata, Colorado 2 $ 590,000 $ 295,000 $ 71,000
Sedgwick, Colorado 2 $ 540,000 $ 270,000 $ 154,000
New Castle, Delaware 2 $ 410,000 $ 205,000 $ 77,000
Sussex, Delaware 2 $ 600,000 $ 300,000 $ 109,000
Brevard, Florida 2 $ 480,000 $ 240,000 $ 111,000
Duval, Florida 2 $ 320,000 $ 160,000 $ 50,000
Flagler, Florida 2 $ 1,440,000 $ 720,000 $ 434,000
Hillsborough, Florida 2 $ 1,280,000 $ 640,000 $ 1,273,000
Osceola, Florida 2 $ 640,000 $ 320,000 $ 58,000
Polk, Florida 2 $ 450,000 $ 225,000 $ 126,000
Carroll, Illinois 2 $ 420,000 $ 210,000 $ 172,000
Henry, Illinois 2 $ 180,000 $ 90,000 $ 68,000
Jo Daviess, Illinois 2 $ 370,000 $ 185,000 $ 97,000
Marshall, Illinois 2 $ 180,000 $ 90,000 $ 48,000
Hamilton, Indiana 2 $ 450,000 $ 225,000 $ 96,000
Harrison, Indiana 2 $ 210,000 $ 105,000 $ 102,000
Marion, Indiana 2 $ 160,000 $ 80,000 $ 220,000
Audubon, Iowa 2 $ 260,000 $ 130,000 $ 87,000
Crawford, Iowa 2 $ 420,000 $ 210,000 $ 147,000
Dickinson, Iowa 2 $ 380,000 $ 190,000 $ 266,000
Greene, Iowa 2 $ 60,000 $ 30,000 $ 31,000
Guthrie, Iowa 2 $ 1,260,000 $ 630,000 $ 172,000
Linn, Iowa 2 $ 570,000 $ 285,000 $ 118,000
Cowley, Kansas 2 $ 170,000 $ 85,000 $ 44,000
Dickinson, Kansas 2 $ 120,000 $ 60,000 $ 66,000
Riley, Kansas 2 $ 210,000 $ 105,000 $ 98,000
Baltimore City, Maryland 2 $ 580,000 $ 290,000 $ 276,000
Prince George's, Maryland 2 $ 530,000 $ 265,000 $ 107,000
Oakland, Michigan 2 $ 420,000 $ 210,000 $ 119,000
Crow Wing, Minnesota 2 $ 370,000 $ 185,000 $ 61,000
Ramsey, Minnesota 2 $ 30,780,000 $ 15,390,000 $ 152,000
Rice, Minnesota 2 $ 350,000 $ 175,000 $ 66,000
St. Louis, Minnesota 2 $ 320,000 $ 160,000 $ 74,000
Washington, Minnesota 2 $ 340,000 $ 170,000 $ 86,000
St. Charles, Missouri 2 $ 410,000 $ 205,000 $ 131,000
Boone, Nebraska 2 $ 250,000 $ 125,000 $ 87,000
Chase, Nebraska 2 $ 310,000 $ 155,000 $ 86,000
Dakota, Nebraska 2 $ 290,000 $ 145,000 $ 123,000
Garden, Nebraska 2 $ 190,000 $ 95,000 $ 66,000
Garfield, Nebraska 2 $ 370,000 $ 185,000 $ 133,000
Gosper, Nebraska 2 $ 110,000 $ 55,000 $ 55,000
Holt, Nebraska 2 $ 340,000 $ 170,000 $ 102,000
Nuckolls, Nebraska 2 $ 160,000 $ 80,000 $ 53,000
Red Willow, Nebraska 2 $ 160,000 $ 80,000 $ 38,000
Hillsborough, New Hampshire 2 $ 350,000 $ 175,000 $ 85,000
Bergen, New Jersey 2 $ 590,000 $ 295,000 $ 88,000
Middlesex, New Jersey 2 $ 600,000 $ 300,000 $ 101,000
Clinton, New York 2 $ 400,000 $ 200,000 $ 171,000
Onondaga, New York 2 $ 380,000 $ 190,000 $ 60,000
Washington, Oregon 2 $ 580,000 $ 290,000 $ 106,000
Carbon, Pennsylvania 2 $ 280,000 $ 140,000 $ 84,000
Chester, Pennsylvania 2 $ 350,000 $ 175,000 $ 156,000
Cumberland, Pennsylvania 2 $ 590,000 $ 295,000 $ 159,000
Charleston, South Carolina 2 $ 2,310,000 $ 1,155,000 $ 923,000
Charles Mix, South Dakota 2 $ 340,000 $ 170,000 $ 94,000
Fall River, South Dakota 2 $ 410,000 $ 205,000 $ 100,000
Hanson, South Dakota 2 $ 250,000 $ 125,000 $ 117,000
Pennington, South Dakota 2 $ 610,000 $ 305,000 $ 116,000
Davidson, Tennessee 2 $ 630,000 $ 315,000 $ 96,000
McMinn, Tennessee 2 $ 110,000 $ 55,000 $ 99,000
Bell, Texas 2 $ 620,000 $ 310,000 $ 117,000
Hays, Texas 2 $ 530,000 $ 265,000 $ 104,000
Johnson, Texas 2 $ 1,020,000 $ 510,000 $ 166,000
Nueces, Texas 2 $ 750,000 $ 375,000 $ 0
Palo Pinto, Texas 2 $ 670,000 $ 335,000 $ 150,000
Randall, Texas 2 $ 400,000 $ 200,000 $ 99,000
Smith, Texas 2 $ 590,000 $ 295,000 $ 188,000
Taylor, Texas 2 $ 360,000 $ 180,000 $ 193,000
Salt Lake, Utah 2 $ 540,000 $ 270,000 $ 68,000
Franklin, Washington 2 $ 310,000 $ 155,000 $ 117,000
Spokane, Washington 2 $ 380,000 $ 190,000 $ 139,000
Thurston, Washington 2 $ 650,000 $ 325,000 $ 100,000
Dane, Wisconsin 2 $ 870,000 $ 435,000 $ 221,000
Juneau, Wisconsin 2 $ 330,000 $ 165,000 $ 115,000
Marquette, Wisconsin 2 $ 410,000 $ 205,000 $ 210,000
Oneida, Wisconsin 2 $ 620,000 $ 310,000 $ 110,000
Waukesha, Wisconsin 2 $ 810,000 $ 405,000 $ 68,000
Albany, Wyoming 2 $ 300,000 $ 150,000 $ 200,000
Clarke, Alabama 1 $ 125,000 $ 125,000 $ 87,000
Lee, Alabama 1 $ 235,000 $ 235,000 $ 43,000
Mobile, Alabama 1 $ 135,000 $ 135,000 $ 58,000
Anchorage, Alaska 1 $ 305,000 $ 305,000 $ 60,000
Fairbanks North Star, Alaska 1 $ 295,000 $ 295,000 $ 92,000
Matanuska-Susitna, Alaska 1 $ 55,000 $ 55,000 $ 44,000
Pinal, Arizona 1 $ 185,000 $ 185,000 $ 117,000
Yuma, Arizona 1 $ 85,000 $ 85,000 $ 143,000
Phillips, Arkansas 1 $ 45,000 $ 45,000 $ 54,000
Fresno, California 1 $ 225,000 $ 225,000 $ 98,000
San Diego, California 1 $ 2,325,000 $ 2,325,000 $ 600,000
Tulare, California 1 $ 165,000 $ 165,000 $ 89,000
Yolo, California 1 $ 205,000 $ 205,000 $ 104,000
Clear Creek, Colorado 1 $ 405,000 $ 405,000 $ 60,000
Custer, Colorado 1 $ 85,000 $ 85,000 $ 104,000
Delta, Colorado 1 $ 185,000 $ 185,000 $ 46,000
Fremont, Colorado 1 $ 215,000 $ 215,000 $ 139,000
Kit Carson, Colorado 1 $ 345,000 $ 345,000 $ 126,000
Mineral, Colorado 1 $ 155,000 $ 155,000 $ 43,000
Prowers, Colorado 1 $ 155,000 $ 155,000 $ 58,000
Rio Grande, Colorado 1 $ 105,000 $ 105,000 $ 84,000
Yuma, Colorado 1 $ 65,000 $ 65,000 $ 38,000
Fairfield, Connecticut 1 $ 295,000 $ 295,000 $ 107,000
Litchfield, Connecticut 1 $ 95,000 $ 95,000 $ 94,000
Middlesex, Connecticut 1 $ 385,000 $ 385,000 $ 273,000
New London, Connecticut 1 $ 255,000 $ 255,000 $ 108,000
Tolland, Connecticut 1 $ 155,000 $ 155,000 $ 156,000
Windham, Connecticut 1 $ 75,000 $ 75,000 $ 52,000
District of Columbia, District Of Columbia 1 $ 235,000 $ 235,000 $ 67,000
Bay, Florida 1 $ 455,000 $ 455,000 $ 159,000
Broward, Florida 1 $ 125,000 $ 125,000 $ 96,000
Escambia, Florida 1 $ 285,000 $ 285,000 $ 272,000
Gilchrist, Florida 1 $ 235,000 $ 235,000 $ 100,000
Manatee, Florida 1 $ 1,005,000 $ 1,005,000 $ 1,000
Orange, Florida 1 $ 105,000 $ 105,000 $ 47,000
Pasco, Florida 1 $ 425,000 $ 425,000 $ 509,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 61,000
St. Johns, Florida 1 $ 155,000 $ 155,000 $ 78,000
Volusia, Florida 1 $ 105,000 $ 105,000 $ 119,000
Catoosa, Georgia 1 $ 75,000 $ 75,000 $ 0
Clarke, Georgia 1 $ 25,000 $ 25,000 $ 30,000
DeKalb, Georgia 1 $ 45,000 $ 45,000 $ 44,000
Dougherty, Georgia 1 $ 115,000 $ 115,000 $ 62,000
Glynn, Georgia 1 $ 505,000 $ 505,000 $ 103,000
Gwinnett, Georgia 1 $ 105,000 $ 105,000 $ 96,000
Blaine, Idaho 1 $ 135,000 $ 135,000 $ 87,000
Adams, Illinois 1 $ 135,000 $ 135,000 $ 75,000
Ford, Illinois 1 $ 75,000 $ 75,000 $ 249,000
Iroquois, Illinois 1 $ 135,000 $ 135,000 $ 75,000
Livingston, Illinois 1 $ 65,000 $ 65,000 $ 57,000
Macoupin, Illinois 1 $ 155,000 $ 155,000 $ 50,000
Madison, Illinois 1 $ 75,000 $ 75,000 $ 52,000
McLean, Illinois 1 $ 95,000 $ 95,000 $ 86,000
Sangamon, Illinois 1 $ 315,000 $ 315,000 $ 200,000
Stark, Illinois 1 $ 35,000 $ 35,000 $ 95,000
Stephenson, Illinois 1 $ 185,000 $ 185,000 $ 113,000
Vermilion, Illinois 1 $ 55,000 $ 55,000 $ 33,000
Whiteside, Illinois 1 $ 135,000 $ 135,000 $ 96,000
Woodford, Illinois 1 $ 305,000 $ 305,000 $ 145,000
Bartholomew, Indiana 1 $ 95,000 $ 95,000 $ 44,000
Crawford, Indiana 1 $ 65,000 $ 65,000 $ 120,000
Howard, Indiana 1 $ 255,000 $ 255,000 $ 87,000
Ripley, Indiana 1 $ 155,000 $ 155,000 $ 110,000
Vanderburgh, Indiana 1 $ 55,000 $ 55,000 $ 104,000
Adair, Iowa 1 $ 95,000 $ 95,000 $ 88,000
Benton, Iowa 1 $ 75,000 $ 75,000 $ 79,000
Boone, Iowa 1 $ 315,000 $ 315,000 $ 125,000
Buchanan, Iowa 1 $ 145,000 $ 145,000 $ 135,000
Carroll, Iowa 1 $ 75,000 $ 75,000 $ 41,000
Cedar, Iowa 1 $ 115,000 $ 115,000 $ 41,000
Clinton, Iowa 1 $ 75,000 $ 75,000 $ 540,000
Des Moines, Iowa 1 $ 305,000 $ 305,000 $ 64,000
Emmet, Iowa 1 $ 285,000 $ 285,000 $ 346,000
Henry, Iowa 1 $ 405,000 $ 405,000 $ 333,000
Johnson, Iowa 1 $ 405,000 $ 405,000 $ 156,000
Kossuth, Iowa 1 $ 45,000 $ 45,000 $ 47,000
Marion, Iowa 1 $ 85,000 $ 85,000 $ 46,000
Ringgold, Iowa 1 $ 175,000 $ 175,000 $ 206,000
Tama, Iowa 1 $ 105,000 $ 105,000 $ 135,000
Taylor, Iowa 1 $ 55,000 $ 55,000 $ 45,000
Anderson, Kansas 1 $ 85,000 $ 85,000 $ 40,000
Atchison, Kansas 1 $ 125,000 $ 125,000 $ 31,000
Barton, Kansas 1 $ 135,000 $ 135,000 $ 89,000
Cloud, Kansas 1 $ 35,000 $ 35,000 $ 30,000
Ellis, Kansas 1 $ 245,000 $ 245,000 $ 96,000
Marion, Kansas 1 $ 125,000 $ 125,000 $ 107,000
Marshall, Kansas 1 $ 45,000 $ 45,000 $ 19,000
McPherson, Kansas 1 $ 225,000 $ 225,000 $ 125,000
Ottawa, Kansas 1 $ 135,000 $ 135,000 $ 0
Pawnee, Kansas 1 $ 65,000 $ 65,000 $ 94,000
Franklin, Kentucky 1 $ 105,000 $ 105,000 $ 43,000
Taylor, Kentucky 1 $ 145,000 $ 145,000 $ 49,000
Caddo, Louisiana 1 $ 155,000 $ 155,000 $ 74,000
Androscoggin, Maine 1 $ 85,000 $ 85,000 $ 135,000
Kennebec, Maine 1 $ 85,000 $ 85,000 $ 75,000
Allegany, Maryland 1 $ 155,000 $ 155,000 $ 74,000
Baltimore, Maryland 1 $ 125,000 $ 125,000 $ 89,000
Howard, Maryland 1 $ 505,000 $ 505,000 $ 177,000
Essex, Massachusetts 1 $ 345,000 $ 345,000 $ 68,000
Middlesex, Massachusetts 1 $ 275,000 $ 275,000 $ 66,000
Bay, Michigan 1 $ 75,000 $ 75,000 $ 78,000
Berrien, Michigan 1 $ 245,000 $ 245,000 $ 157,000
Eaton, Michigan 1 $ 225,000 $ 225,000 $ 70,000
Manistee, Michigan 1 $ 135,000 $ 135,000 $ 77,000
Ottawa, Michigan 1 $ 285,000 $ 285,000 $ 224,000
Wayne, Michigan 1 $ 265,000 $ 265,000 $ 72,000
Blue Earth, Minnesota 1 $ 275,000 $ 275,000 $ 280,000
Dakota, Minnesota 1 $ 215,000 $ 215,000 $ 72,000
Goodhue, Minnesota 1 $ 95,000 $ 95,000 $ 41,000
Mower, Minnesota 1 $ 75,000 $ 75,000 $ 47,000
Polk, Minnesota 1 $ 235,000 $ 235,000 $ 243,000
Wright, Minnesota 1 $ 435,000 $ 435,000 $ 162,000
Hinds, Mississippi 1 $ 155,000 $ 155,000 $ 45,000
Atchison, Missouri 1 $ 375,000 $ 375,000 $ 215,000
Benton, Missouri 1 $ 245,000 $ 245,000 $ 72,000
Clinton, Missouri 1 $ 225,000 $ 225,000 $ 53,000
Franklin, Missouri 1 $ 345,000 $ 345,000 $ 211,000
Greene, Missouri 1 $ 205,000 $ 205,000 $ 44,000
Morgan, Missouri 1 $ 145,000 $ 145,000 $ 210,000
Pettis, Missouri 1 $ 155,000 $ 155,000 $ 110,000
Ray, Missouri 1 $ 175,000 $ 175,000 $ 144,000
Stone, Missouri 1 $ 325,000 $ 325,000 $ 120,000
Vernon, Missouri 1 $ 245,000 $ 245,000 $ 118,000
Flathead, Montana 1 $ 765,000 $ 765,000 $ 162,000
Lewis and Clark, Montana 1 $ 545,000 $ 545,000 $ 171,000
Antelope, Nebraska 1 $ 195,000 $ 195,000 $ 106,000
Arthur, Nebraska 1 $ 75,000 $ 75,000 $ 23,000
Boyd, Nebraska 1 $ 45,000 $ 45,000 $ 64,000
Frontier, Nebraska 1 $ 365,000 $ 365,000 $ 84,000
Greeley, Nebraska 1 $ 65,000 $ 65,000 $ 42,000
Hitchcock, Nebraska 1 $ 95,000 $ 95,000 $ 48,000
Hooker, Nebraska 1 $ 255,000 $ 255,000 $ 93,000
Logan, Nebraska 1 $ 15,000 $ 15,000 $ 130,000
Richardson, Nebraska 1 $ 125,000 $ 125,000 $ 60,000
Webster, Nebraska 1 $ 145,000 $ 145,000 $ 81,000
Clark, Nevada 1 $ 245,000 $ 245,000 $ 70,000
Grafton, New Hampshire 1 $ 465,000 $ 465,000 $ 154,000
Camden, New Jersey 1 $ 155,000 $ 155,000 $ 200,000
Essex, New Jersey 1 $ 75,000 $ 75,000 $ 55,000
Hudson, New Jersey 1 $ 285,000 $ 285,000 $ 64,000
Ocean, New Jersey 1 $ 445,000 $ 445,000 $ 480,000
Somerset, New Jersey 1 $ 165,000 $ 165,000 $ 55,000
Warren, New Jersey 1 $ 145,000 $ 145,000 $ 63,000
Santa Fe, New Mexico 1 $ 375,000 $ 375,000 $ 121,000
Erie, New York 1 $ 195,000 $ 195,000 $ 154,000
Rockland, New York 1 $ 205,000 $ 205,000 $ 132,000
Suffolk, New York 1 $ 275,000 $ 275,000 $ 108,000
Ulster, New York 1 $ 545,000 $ 545,000 $ 146,000
Warren, New York 1 $ 135,000 $ 135,000 $ 102,000
Brunswick, North Carolina 1 $ 385,000 $ 385,000 $ 109,000
Cherokee, North Carolina 1 $ 205,000 $ 205,000 $ 25,000
Cleveland, North Carolina 1 $ 545,000 $ 545,000 $ 296,000
Cumberland, North Carolina 1 $ 175,000 $ 175,000 $ 98,000
Forsyth, North Carolina 1 $ 175,000 $ 175,000 $ 73,000
Onslow, North Carolina 1 $ 65,000 $ 65,000 $ 29,000
Wake, North Carolina 1 $ 135,000 $ 135,000 $ 60,000
Cass, North Dakota 1 $ 235,000 $ 235,000 $ 243,000
Auglaize, Ohio 1 $ 95,000 $ 95,000 $ 46,000
Cuyahoga, Ohio 1 $ 135,000 $ 135,000 $ 179,000
Franklin, Ohio 1 $ 745,000 $ 745,000 $ 345,000
Mahoning, Ohio 1 $ 65,000 $ 65,000 $ 57,000
Warren, Ohio 1 $ 425,000 $ 425,000 $ 88,000
Canadian, Oklahoma 1 $ 185,000 $ 185,000 $ 65,000
Cleveland, Oklahoma 1 $ 245,000 $ 245,000 $ 78,000
Creek, Oklahoma 1 $ 215,000 $ 215,000 $ 155,000
Garfield, Oklahoma 1 $ 165,000 $ 165,000 $ 85,000
Kay, Oklahoma 1 $ 195,000 $ 195,000 $ 124,000
McClain, Oklahoma 1 $ 305,000 $ 305,000 $ 68,000
Noble, Oklahoma 1 $ 155,000 $ 155,000 $ 88,000
Okfuskee, Oklahoma 1 $ 15,000 $ 15,000 $ 74,000
Rogers, Oklahoma 1 $ 305,000 $ 305,000 $ 155,000
Seminole, Oklahoma 1 $ 95,000 $ 95,000 $ 41,000
Tulsa, Oklahoma 1 $ 95,000 $ 95,000 $ 37,000
Deschutes, Oregon 1 $ 325,000 $ 325,000 $ 85,000
Klamath, Oregon 1 $ 145,000 $ 145,000 $ 124,000
Lane, Oregon 1 $ 195,000 $ 195,000 $ 70,000
Allegheny, Pennsylvania 1 $ 95,000 $ 95,000 $ 23,000
Bucks, Pennsylvania 1 $ 325,000 $ 325,000 $ 99,000
Crawford, Pennsylvania 1 $ 135,000 $ 135,000 $ 90,000
Erie, Pennsylvania 1 $ 165,000 $ 165,000 $ 64,000
Montgomery, Pennsylvania 1 $ 225,000 $ 225,000 $ 93,000
Schuylkill, Pennsylvania 1 $ 175,000 $ 175,000 $ 91,000
Warren, Pennsylvania 1 $ 145,000 $ 145,000 $ 218,000
Westmoreland, Pennsylvania 1 $ 255,000 $ 255,000 $ 139,000
York, Pennsylvania 1 $ 135,000 $ 135,000 $ 58,000
Beaufort, South Carolina 1 $ 375,000 $ 375,000 $ 138,000
Greenville, South Carolina 1 $ 245,000 $ 245,000 $ 0
Lee, South Carolina 1 $ 75,000 $ 75,000 $ 44,000
Lexington, South Carolina 1 $ 545,000 $ 545,000 $ 267,000
Oconee, South Carolina 1 $ 145,000 $ 145,000 $ 107,000
Bennett, South Dakota 1 $ 115,000 $ 115,000 $ 74,000
Brule, South Dakota 1 $ 85,000 $ 85,000 $ 69,000
Douglas, South Dakota 1 $ 195,000 $ 195,000 $ 115,000
Haakon, South Dakota 1 $ 75,000 $ 75,000 $ 34,000
Hutchinson, South Dakota 1 $ 15,000 $ 15,000 $ 22,000
Lawrence, South Dakota 1 $ 405,000 $ 405,000 $ 133,000
Marshall, South Dakota 1 $ 225,000 $ 225,000 $ 90,000
Turner, South Dakota 1 $ 145,000 $ 145,000 $ 95,000
Greene, Tennessee 1 $ 255,000 $ 255,000 $ 92,000
Angelina, Texas 1 $ 155,000 $ 155,000 $ 78,000
Brazoria, Texas 1 $ 195,000 $ 195,000 $ 60,000
Camp, Texas 1 $ 135,000 $ 135,000 $ 112,000
Comal, Texas 1 $ 205,000 $ 205,000 $ 139,000
Ector, Texas 1 $ 235,000 $ 235,000 $ 74,000
Ellis, Texas 1 $ 275,000 $ 275,000 $ 96,000
Fannin, Texas 1 $ 205,000 $ 205,000 $ 74,000
Grimes, Texas 1 $ 265,000 $ 265,000 $ 57,000
Guadalupe, Texas 1 $ 145,000 $ 145,000 $ 47,000
Hill, Texas 1 $ 105,000 $ 105,000 $ 46,000
Hood, Texas 1 $ 235,000 $ 235,000 $ 71,000
Lubbock, Texas 1 $ 315,000 $ 315,000 $ 92,000
Midland, Texas 1 $ 285,000 $ 285,000 $ 75,000
Navarro, Texas 1 $ 395,000 $ 395,000 $ 207,000
Parker, Texas 1 $ 105,000 $ 105,000 $ 96,000
San Patricio, Texas 1 $ 355,000 $ 355,000 $ 135,000
Tom Green, Texas 1 $ 175,000 $ 175,000 $ 182,000
Van Zandt, Texas 1 $ 135,000 $ 135,000 $ 35,000
Wise, Texas 1 $ 405,000 $ 405,000 $ 161,000
Summit, Utah 1 $ 1,005,000 $ 1,005,000 $ 931,000
Arlington, Virginia 1 $ 605,000 $ 605,000 $ 208,000
Chesapeake, Virginia 1 $ 265,000 $ 265,000 $ 83,000
Fairfax, Virginia 1 $ 465,000 $ 465,000 $ 242,000
Loudoun, Virginia 1 $ 415,000 $ 415,000 $ 82,000
Prince William, Virginia 1 $ 325,000 $ 325,000 $ 153,000
Sussex, Virginia 1 $ 65,000 $ 65,000 $ 70,000
York, Virginia 1 $ 245,000 $ 245,000 $ 130,000
Clallam, Washington 1 $ 315,000 $ 315,000 $ 145,000
Kitsap, Washington 1 $ 345,000 $ 345,000 $ 68,000
Snohomish, Washington 1 $ 375,000 $ 375,000 $ 136,000
Yakima, Washington 1 $ 265,000 $ 265,000 $ 130,000
Berkeley, West Virginia 1 $ 245,000 $ 245,000 $ 102,000
Nicholas, West Virginia 1 $ 65,000 $ 65,000 $ 41,000
Adams, Wisconsin 1 $ 105,000 $ 105,000 $ 164,000
Ashland, Wisconsin 1 $ 285,000 $ 285,000 $ 215,000
Dodge, Wisconsin 1 $ 165,000 $ 165,000 $ 88,000
Green Lake, Wisconsin 1 $ 215,000 $ 215,000 $ 82,000
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Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,564 $1,153,590,000 $207,000 $9,805,000 $122,000 $8,764,000
Home Purchase 5,299 $1,576,365,000 $297,000 $41,725,000 $112,000 $3,696,000
Cash-out Refinancing 2,363 $531,855,000 $225,000 $2,325,000 $107,000 $1,934,000
Home Improvement 1,679 $130,325,000 $77,000 $565,000 $125,000 $2,973,000
Other Purpose 960 $75,000,000 $78,000 $735,000 $119,000 $1,726,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,704 $2,281,110,000 $194,000 $4,085,000 $118,000 $3,696,000
Not Provided 1,977 $441,815,000 $223,000 $2,265,000 $131,000 $8,764,000
Hispanic 1,314 $209,710,000 $159,000 $1,625,000 $78,000 $1,030,000
Asian 310 $76,760,000 $247,000 $1,755,000 $130,000 $828,000
Black or African American 240 $42,280,000 $176,000 $1,015,000 $94,000 $1,931,000
Not applicable 236 $398,310,000 $1,687,000 $41,725,000 $0 $0
American Indian or Alaskan Native 53 $8,985,000 $169,000 $525,000 $107,000 $321,000
Native Hawaiian or Other Pacific Islander 8 $1,230,000 $153,000 $315,000 $113,000 $193,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,632 $3,208,460,000 $219,000 $41,725,000 $120,000 $8,764,000
FHA-insured (Federal Housing Administration) 690 $130,010,000 $188,000 $515,000 $68,000 $318,000
VA-guaranteed (Veterans Administration) 465 $117,215,000 $252,000 $1,595,000 $97,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $11,450,000 $146,000 $485,000 $50,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,962 $2,707,030,000 $226,000 $41,725,000 $118,000 $8,764,000
Application Withdrawn By Applicant 2,191 $477,835,000 $218,000 $3,005,000 $121,000 $2,774,000
Application Denied By Financial Institution 1,140 $165,920,000 $145,000 $1,805,000 $99,000 $1,560,000
File Closed For Incompleteness 370 $89,720,000 $242,000 $3,655,000 $117,000 $1,197,000
Application Approved But Not Accepted 202 $26,630,000 $131,000 $465,000 $112,000 $1,308,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,725 $3,301,215,000 $224,000 $41,725,000 $118,000 $8,764,000
Debt-To-Income Ratio 420 $75,520,000 $179,000 $1,805,000 $60,000 $240,000
Credit History 327 $25,525,000 $78,000 $425,000 $96,000 $357,000
Collateral 291 $44,935,000 $154,000 $1,505,000 $150,000 $1,560,000
Other 57 $11,735,000 $205,000 $1,095,000 $141,000 $773,000
Unverifiable Information 22 $3,790,000 $172,000 $605,000 $69,000 $177,000
Credit Application Incomplete 8 $2,850,000 $356,000 $1,505,000 $166,000 $366,000
Employment History 8 $800,000 $100,000 $145,000 $27,000 $44,000
Insufficient Cash (Downpayment, Closing Cost) 6 $670,000 $111,000 $175,000 $57,000 $65,000
Mortgage Insurance Denied 1 $95,000 $95,000 $95,000 $34,000 $34,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet with aggregated HMDA statistics today.

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