First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First National Bank Of Pennsylvania 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 23,024 |
| Total Mortgage Loan Application Amount | $3,939,870,000 |
| Average Mortgage Loan Application Amount | $209,166 |
| Highest Mortgage Loan Application Amount | $5,275,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $4,552,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 2,405 | $ 352,215,000 | $ 146,000 | $ 143,000 |
| Westmoreland County Pennsylvania | 997 | $ 108,075,000 | $ 108,000 | $ 104,000 |
| Cuyahoga County Ohio | 832 | $ 146,680,000 | $ 176,000 | $ 154,000 |
| Mercer County Pennsylvania | 734 | $ 67,170,000 | $ 91,000 | $ 86,000 |
| Baltimore County Maryland | 671 | $ 162,625,000 | $ 242,000 | $ 173,000 |
| Butler County Pennsylvania | 479 | $ 75,665,000 | $ 157,000 | $ 135,000 |
| Erie County Pennsylvania | 472 | $ 47,180,000 | $ 99,000 | $ 106,000 |
| Anne Arundel County Maryland | 468 | $ 157,420,000 | $ 336,000 | $ 193,000 |
| Cambria County Pennsylvania | 460 | $ 32,610,000 | $ 70,000 | $ 76,000 |
| Beaver County Pennsylvania | 411 | $ 42,575,000 | $ 103,000 | $ 94,000 |
| Wake County North Carolina | 392 | $ 96,440,000 | $ 246,000 | $ 199,000 |
| Centre County Pennsylvania | 376 | $ 67,820,000 | $ 180,000 | $ 118,000 |
| Lawrence County Pennsylvania | 370 | $ 31,560,000 | $ 85,000 | $ 84,000 |
| Harford County Maryland | 366 | $ 81,810,000 | $ 223,000 | $ 140,000 |
| Montgomery County Maryland | 346 | $ 129,910,000 | $ 375,000 | $ 189,000 |
| Davidson County North Carolina | 342 | $ 36,670,000 | $ 107,000 | $ 81,000 |
| Fayette County Pennsylvania | 340 | $ 21,380,000 | $ 62,000 | $ 72,000 |
| Dauphin County Pennsylvania | 336 | $ 51,830,000 | $ 154,000 | $ 117,000 |
| Blair County Pennsylvania | 333 | $ 32,445,000 | $ 97,000 | $ 90,000 |
| Cumberland County Pennsylvania | 325 | $ 60,135,000 | $ 185,000 | $ 145,000 |
| Lancaster County Pennsylvania | 323 | $ 58,135,000 | $ 179,000 | $ 137,000 |
| Crawford County Pennsylvania | 316 | $ 25,260,000 | $ 79,000 | $ 77,000 |
| Berks County Pennsylvania | 303 | $ 32,035,000 | $ 105,000 | $ 88,000 |
| Lake County Ohio | 295 | $ 38,275,000 | $ 129,000 | $ 115,000 |
| Mahoning County Ohio | 281 | $ 28,655,000 | $ 101,000 | $ 101,000 |
| York County Pennsylvania | 280 | $ 36,890,000 | $ 131,000 | $ 111,000 |
| Somerset County Pennsylvania | 276 | $ 23,310,000 | $ 84,000 | $ 96,000 |
| Iredell County North Carolina | 274 | $ 40,240,000 | $ 146,000 | $ 101,000 |
| Summit County Ohio | 264 | $ 43,940,000 | $ 166,000 | $ 138,000 |
| Washington County Pennsylvania | 239 | $ 38,425,000 | $ 160,000 | $ 135,000 |
| Trumbull County Ohio | 210 | $ 18,300,000 | $ 87,000 | $ 80,000 |
| Mecklenburg County North Carolina | 202 | $ 50,050,000 | $ 247,000 | $ 188,000 |
| Fairfax County Virginia | 197 | $ 107,145,000 | $ 543,000 | $ 319,000 |
| Lackawanna County Pennsylvania | 193 | $ 26,695,000 | $ 138,000 | $ 113,000 |
| Howard County Maryland | 186 | $ 84,370,000 | $ 453,000 | $ 251,000 |
| New Hanover County North Carolina | 184 | $ 44,790,000 | $ 243,000 | $ 180,000 |
| Brunswick County North Carolina | 181 | $ 33,835,000 | $ 186,000 | $ 125,000 |
| Geauga County Ohio | 176 | $ 34,150,000 | $ 194,000 | $ 128,000 |
| Guilford County North Carolina | 174 | $ 31,230,000 | $ 179,000 | $ 137,000 |
| Mifflin County Pennsylvania | 172 | $ 13,620,000 | $ 79,000 | $ 65,000 |
| Lorain County Ohio | 169 | $ 36,595,000 | $ 216,000 | $ 128,000 |
| Forsyth County North Carolina | 163 | $ 26,115,000 | $ 160,000 | $ 100,000 |
| Union County North Carolina | 163 | $ 26,405,000 | $ 161,000 | $ 110,000 |
| Medina County Ohio | 160 | $ 28,860,000 | $ 180,000 | $ 132,000 |
| Bedford County Pennsylvania | 155 | $ 14,605,000 | $ 94,000 | $ 77,000 |
| Prince George's County Maryland | 152 | $ 44,940,000 | $ 295,000 | $ 125,000 |
| Baltimore City County Maryland | 143 | $ 22,195,000 | $ 155,000 | $ 145,000 |
| Loudoun County Virginia | 139 | $ 77,965,000 | $ 560,000 | $ 236,000 |
| Wilkes County North Carolina | 132 | $ 14,170,000 | $ 107,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 131 | $ 59,105,000 | $ 451,000 | $ 187,000 |
| Venango County Pennsylvania | 124 | $ 10,160,000 | $ 81,000 | $ 107,000 |
| Luzerne County Pennsylvania | 123 | $ 13,865,000 | $ 112,000 | $ 97,000 |
| Beaufort County North Carolina | 121 | $ 21,295,000 | $ 175,000 | $ 92,000 |
| Huntingdon County Pennsylvania | 115 | $ 10,555,000 | $ 91,000 | $ 68,000 |
| Lebanon County Pennsylvania | 112 | $ 12,920,000 | $ 115,000 | $ 106,000 |
| Durham County North Carolina | 107 | $ 25,405,000 | $ 237,000 | $ 143,000 |
| Rockingham County North Carolina | 107 | $ 9,225,000 | $ 86,000 | $ 73,000 |
| Frederick County Maryland | 104 | $ 38,430,000 | $ 369,000 | $ 151,000 |
| Pitt County North Carolina | 101 | $ 16,165,000 | $ 160,000 | $ 98,000 |
| Juniata County Pennsylvania | 99 | $ 8,925,000 | $ 90,000 | $ 68,000 |
| Northumberland County Pennsylvania | 97 | $ 8,705,000 | $ 89,000 | $ 85,000 |
| Susquehanna County Pennsylvania | 97 | $ 12,575,000 | $ 129,000 | $ 97,000 |
| Ashe County North Carolina | 91 | $ 8,555,000 | $ 94,000 | $ 67,000 |
| Brooke County West Virginia | 91 | $ 5,625,000 | $ 61,000 | $ 65,000 |
| Jefferson County Ohio | 85 | $ 6,395,000 | $ 75,000 | $ 86,000 |
| Portage County Ohio | 85 | $ 16,405,000 | $ 193,000 | $ 137,000 |
| Armstrong County Pennsylvania | 83 | $ 10,035,000 | $ 120,000 | $ 91,000 |
| Lycoming County Pennsylvania | 83 | $ 10,415,000 | $ 125,000 | $ 98,000 |
| Indiana County Pennsylvania | 81 | $ 7,275,000 | $ 89,000 | $ 91,000 |
| Snyder County Pennsylvania | 80 | $ 7,980,000 | $ 99,000 | $ 72,000 |
| Dare County North Carolina | 78 | $ 11,290,000 | $ 144,000 | $ 113,000 |
| Orange County North Carolina | 75 | $ 17,965,000 | $ 239,000 | $ 140,000 |
| Prince William County Virginia | 73 | $ 26,345,000 | $ 360,000 | $ 204,000 |
| Surry County North Carolina | 72 | $ 6,730,000 | $ 93,000 | $ 74,000 |
| Clinton County Pennsylvania | 72 | $ 7,330,000 | $ 101,000 | $ 75,000 |
| Wyoming County Pennsylvania | 70 | $ 8,290,000 | $ 118,000 | $ 85,000 |
| Carroll County Maryland | 67 | $ 21,205,000 | $ 316,000 | $ 141,000 |
| Arlington County Virginia | 67 | $ 30,475,000 | $ 454,000 | $ 312,000 |
| Moore County North Carolina | 66 | $ 11,850,000 | $ 179,000 | $ 147,000 |
| Union County Pennsylvania | 65 | $ 12,445,000 | $ 191,000 | $ 177,000 |
| Greene County Pennsylvania | 64 | $ 4,410,000 | $ 68,000 | $ 100,000 |
| Queen Anne's County Maryland | 63 | $ 19,455,000 | $ 308,000 | $ 216,000 |
| Rowan County North Carolina | 61 | $ 9,675,000 | $ 158,000 | $ 117,000 |
| Alamance County North Carolina | 58 | $ 8,500,000 | $ 146,000 | $ 62,000 |
| Watauga County North Carolina | 58 | $ 12,130,000 | $ 209,000 | $ 141,000 |
| Yadkin County North Carolina | 54 | $ 4,620,000 | $ 85,000 | $ 89,000 |
| Schuylkill County Pennsylvania | 52 | $ 4,030,000 | $ 77,000 | $ 63,000 |
| Johnston County North Carolina | 50 | $ 6,360,000 | $ 127,000 | $ 136,000 |
| Belmont County Ohio | 50 | $ 3,450,000 | $ 69,000 | $ 66,000 |
| Chester County Pennsylvania | 46 | $ 15,410,000 | $ 335,000 | $ 149,000 |
| Perry County Pennsylvania | 44 | $ 6,600,000 | $ 150,000 | $ 131,000 |
| Cabarrus County North Carolina | 43 | $ 10,965,000 | $ 255,000 | $ 135,000 |
| Montgomery County Pennsylvania | 41 | $ 10,705,000 | $ 261,000 | $ 180,000 |
| Henrico County Virginia | 41 | $ 14,605,000 | $ 356,000 | $ 350,000 |
| Chesterfield County Virginia | 38 | $ 10,210,000 | $ 268,000 | $ 102,000 |
| Monroe County Pennsylvania | 36 | $ 4,790,000 | $ 133,000 | $ 99,000 |
| Pender County North Carolina | 35 | $ 7,395,000 | $ 211,000 | $ 168,000 |
| Horry County South Carolina | 34 | $ 6,240,000 | $ 183,000 | $ 213,000 |
| York County South Carolina | 33 | $ 6,155,000 | $ 186,000 | $ 119,000 |
| Gaston County North Carolina | 31 | $ 5,655,000 | $ 182,000 | $ 128,000 |
| Clearfield County Pennsylvania | 31 | $ 3,695,000 | $ 119,000 | $ 80,000 |
| Worcester County Maryland | 30 | $ 10,210,000 | $ 340,000 | $ 251,000 |
| Catawba County North Carolina | 30 | $ 7,780,000 | $ 259,000 | $ 174,000 |
| Beaufort County South Carolina | 30 | $ 7,230,000 | $ 241,000 | $ 141,000 |
| Randolph County North Carolina | 29 | $ 4,895,000 | $ 168,000 | $ 70,000 |
| Cecil County Maryland | 28 | $ 6,920,000 | $ 247,000 | $ 120,000 |
| Stokes County North Carolina | 28 | $ 2,120,000 | $ 75,000 | $ 72,000 |
| Cherokee County South Carolina | 27 | $ 1,725,000 | $ 63,000 | $ 58,000 |
| Alexandria County Virginia | 27 | $ 11,295,000 | $ 418,000 | $ 191,000 |
| Garrett County Maryland | 25 | $ 6,855,000 | $ 274,000 | $ 211,000 |
| Lincoln County North Carolina | 25 | $ 6,605,000 | $ 264,000 | $ 142,000 |
| Chesapeake County Virginia | 25 | $ 8,765,000 | $ 350,000 | $ 219,000 |
| Virginia Beach County Virginia | 25 | $ 7,585,000 | $ 303,000 | $ 105,000 |
| Chatham County North Carolina | 24 | $ 6,440,000 | $ 268,000 | $ 161,000 |
| Davie County North Carolina | 24 | $ 3,820,000 | $ 159,000 | $ 105,000 |
| Lee County North Carolina | 24 | $ 2,650,000 | $ 110,000 | $ 94,000 |
| Harnett County North Carolina | 23 | $ 4,105,000 | $ 178,000 | $ 212,000 |
| Adams County Pennsylvania | 22 | $ 4,880,000 | $ 221,000 | $ 115,000 |
| Carteret County North Carolina | 21 | $ 7,145,000 | $ 340,000 | $ 297,000 |
| Ashtabula County Ohio | 21 | $ 1,945,000 | $ 92,000 | $ 61,000 |
| Fauquier County Virginia | 21 | $ 7,445,000 | $ 354,000 | $ 238,000 |
| Hanover County Virginia | 21 | $ 6,045,000 | $ 287,000 | $ 0 |
| Avery County North Carolina | 20 | $ 4,790,000 | $ 239,000 | $ 149,000 |
| Currituck County North Carolina | 20 | $ 4,730,000 | $ 236,000 | $ 158,000 |
| Columbiana County Ohio | 19 | $ 2,825,000 | $ 148,000 | $ 105,000 |
| Stark County Ohio | 19 | $ 3,085,000 | $ 162,000 | $ 219,000 |
| Wayne County Pennsylvania | 19 | $ 1,675,000 | $ 88,000 | $ 93,000 |
| Onslow County North Carolina | 18 | $ 1,900,000 | $ 105,000 | $ 147,000 |
| Perquimans County North Carolina | 17 | $ 1,785,000 | $ 105,000 | $ 51,000 |
| Delaware County Ohio | 16 | $ 4,860,000 | $ 303,000 | $ 113,000 |
| Franklin County Pennsylvania | 16 | $ 4,820,000 | $ 301,000 | $ 161,000 |
| Richland County South Carolina | 16 | $ 2,120,000 | $ 132,000 | $ 108,000 |
| Washington County Maryland | 15 | $ 2,825,000 | $ 188,000 | $ 50,000 |
| Cumberland County North Carolina | 15 | $ 1,915,000 | $ 127,000 | $ 154,000 |
| Bucks County Pennsylvania | 15 | $ 4,635,000 | $ 309,000 | $ 150,000 |
| Charleston County South Carolina | 15 | $ 5,885,000 | $ 392,000 | $ 329,000 |
| Sussex County Delaware | 14 | $ 3,690,000 | $ 263,000 | $ 386,000 |
| Chautauqua County New York | 14 | $ 1,560,000 | $ 111,000 | $ 140,000 |
| Hyde County North Carolina | 14 | $ 1,980,000 | $ 141,000 | $ 81,000 |
| Franklin County Ohio | 14 | $ 3,020,000 | $ 215,000 | $ 139,000 |
| Montour County Pennsylvania | 14 | $ 4,100,000 | $ 292,000 | $ 280,000 |
| Lexington County South Carolina | 14 | $ 3,280,000 | $ 234,000 | $ 92,000 |
| Hancock County West Virginia | 14 | $ 1,000,000 | $ 71,000 | $ 77,000 |
| Warren County Pennsylvania | 13 | $ 1,225,000 | $ 94,000 | $ 69,000 |
| Sumter County South Carolina | 13 | $ 2,535,000 | $ 195,000 | $ 153,000 |
| Monongalia County West Virginia | 13 | $ 4,125,000 | $ 317,000 | $ 194,000 |
| Jackson County North Carolina | 12 | $ 4,020,000 | $ 335,000 | $ 207,000 |
| Nash County North Carolina | 12 | $ 1,750,000 | $ 145,000 | $ 89,000 |
| Richmond City County Virginia | 12 | $ 2,910,000 | $ 242,000 | $ 102,000 |
| Ohio County West Virginia | 12 | $ 720,000 | $ 60,000 | $ 79,000 |
| Charles County Maryland | 11 | $ 2,105,000 | $ 191,000 | $ 93,000 |
| Alleghany County North Carolina | 11 | $ 1,565,000 | $ 142,000 | $ 120,000 |
| Clarion County Pennsylvania | 11 | $ 1,065,000 | $ 96,000 | $ 133,000 |
| Spotsylvania County Virginia | 11 | $ 3,315,000 | $ 301,000 | $ 255,000 |
| Franklin County North Carolina | 10 | $ 2,160,000 | $ 216,000 | $ 202,000 |
| Person County North Carolina | 10 | $ 2,980,000 | $ 298,000 | $ 120,000 |
| Stanly County North Carolina | 10 | $ 1,340,000 | $ 134,000 | $ 74,000 |
| Warren County Ohio | 10 | $ 3,180,000 | $ 318,000 | $ 0 |
| Greenville County South Carolina | 10 | $ 2,330,000 | $ 233,000 | $ 67,000 |
| Stafford County Virginia | 10 | $ 2,700,000 | $ 270,000 | $ 75,000 |
| Calvert County Maryland | 9 | $ 2,745,000 | $ 305,000 | $ 121,000 |
| Buncombe County North Carolina | 9 | $ 3,005,000 | $ 333,000 | $ 116,000 |
| Chowan County North Carolina | 9 | $ 1,005,000 | $ 111,000 | $ 89,000 |
| Butler County Ohio | 9 | $ 3,175,000 | $ 352,000 | $ 85,000 |
| Lehigh County Pennsylvania | 9 | $ 3,565,000 | $ 396,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,905,000 | $ 211,000 | $ 206,000 |
| Anderson County South Carolina | 9 | $ 2,115,000 | $ 235,000 | $ 127,000 |
| Albemarle County Virginia | 9 | $ 3,765,000 | $ 418,000 | $ 248,000 |
| Kent County Maryland | 8 | $ 2,610,000 | $ 326,000 | $ 204,000 |
| Martin County North Carolina | 8 | $ 540,000 | $ 67,000 | $ 47,000 |
| Hamilton County Ohio | 8 | $ 2,370,000 | $ 296,000 | $ 124,000 |
| Wayne County Ohio | 8 | $ 830,000 | $ 103,000 | $ 69,000 |
| Columbia County Pennsylvania | 8 | $ 1,260,000 | $ 157,000 | $ 142,000 |
| Pike County Pennsylvania | 8 | $ 770,000 | $ 96,000 | $ 115,000 |
| Norfolk County Virginia | 8 | $ 2,140,000 | $ 267,000 | $ 167,000 |
| St. Mary's County Maryland | 7 | $ 1,515,000 | $ 216,000 | $ 142,000 |
| Anson County North Carolina | 7 | $ 535,000 | $ 76,000 | $ 57,000 |
| Caldwell County North Carolina | 7 | $ 875,000 | $ 125,000 | $ 98,000 |
| Caswell County North Carolina | 7 | $ 565,000 | $ 80,000 | $ 85,000 |
| Pasquotank County North Carolina | 7 | $ 1,205,000 | $ 172,000 | $ 74,000 |
| Carroll County Ohio | 7 | $ 535,000 | $ 76,000 | $ 51,000 |
| Carbon County Pennsylvania | 7 | $ 585,000 | $ 83,000 | $ 55,000 |
| Delaware County Pennsylvania | 7 | $ 1,705,000 | $ 243,000 | $ 182,000 |
| Culpeper County Virginia | 7 | $ 1,965,000 | $ 280,000 | $ 0 |
| Berkeley County West Virginia | 7 | $ 1,345,000 | $ 192,000 | $ 282,000 |
| Collier County Florida | 6 | $ 2,120,000 | $ 353,000 | $ 387,000 |
| Lee County Florida | 6 | $ 2,300,000 | $ 383,000 | $ 336,000 |
| Burke County North Carolina | 6 | $ 1,600,000 | $ 266,000 | $ 98,000 |
| Montgomery County North Carolina | 6 | $ 2,510,000 | $ 418,000 | $ 125,000 |
| Licking County Ohio | 6 | $ 1,610,000 | $ 268,000 | $ 112,000 |
| Ottawa County Ohio | 6 | $ 2,100,000 | $ 350,000 | $ 425,000 |
| Spartanburg County South Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 142,000 |
| Frederick County Virginia | 6 | $ 2,220,000 | $ 370,000 | $ 143,000 |
| Suffolk County Virginia | 6 | $ 1,830,000 | $ 305,000 | $ 0 |
| Sarasota County Florida | 5 | $ 2,065,000 | $ 413,000 | $ 248,000 |
| Allegany County Maryland | 5 | $ 385,000 | $ 77,000 | $ 173,000 |
| Talbot County Maryland | 5 | $ 2,305,000 | $ 461,000 | $ 245,000 |
| Alexander County North Carolina | 5 | $ 345,000 | $ 69,000 | $ 57,000 |
| Craven County North Carolina | 5 | $ 995,000 | $ 199,000 | $ 97,000 |
| Vance County North Carolina | 5 | $ 415,000 | $ 83,000 | $ 38,000 |
| Forest County Pennsylvania | 5 | $ 325,000 | $ 65,000 | $ 84,000 |
| Northampton County Pennsylvania | 5 | $ 1,615,000 | $ 323,000 | $ 315,000 |
| Cape May County New Jersey | 4 | $ 2,530,000 | $ 632,000 | $ 502,000 |
| Camden County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 179,000 |
| Granville County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 78,000 |
| Henderson County North Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 58,000 |
| Hoke County North Carolina | 4 | $ 420,000 | $ 105,000 | $ 62,000 |
| Pamlico County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 138,000 |
| Tyrrell County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 51,000 |
| Ashland County Ohio | 4 | $ 560,000 | $ 140,000 | $ 64,000 |
| Clermont County Ohio | 4 | $ 950,000 | $ 237,000 | $ 0 |
| Greene County Ohio | 4 | $ 1,110,000 | $ 277,000 | $ 180,000 |
| Lucas County Ohio | 4 | $ 710,000 | $ 177,000 | $ 64,000 |
| Miami County Ohio | 4 | $ 1,150,000 | $ 287,000 | $ 0 |
| Montgomery County Ohio | 4 | $ 650,000 | $ 162,000 | $ 104,000 |
| Jefferson County Pennsylvania | 4 | $ 380,000 | $ 95,000 | $ 62,000 |
| Sullivan County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 129,000 |
| Lancaster County South Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 113,000 |
| Pickens County South Carolina | 4 | $ 1,870,000 | $ 467,000 | $ 523,000 |
| Johnson County Tennessee | 4 | $ 380,000 | $ 95,000 | $ 57,000 |
| Falls Church County Virginia | 4 | $ 1,240,000 | $ 310,000 | $ 185,000 |
| James City County Virginia | 4 | $ 1,570,000 | $ 392,000 | $ 194,000 |
| Manassas County Virginia | 4 | $ 890,000 | $ 222,000 | $ 66,000 |
| New Kent County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Warren County Virginia | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Hampshire County West Virginia | 4 | $ 500,000 | $ 125,000 | $ 54,000 |
| Preston County West Virginia | 4 | $ 560,000 | $ 140,000 | $ 124,000 |
| Brevard County Florida | 3 | $ 855,000 | $ 285,000 | $ 308,000 |
| Palm Beach County Florida | 3 | $ 2,055,000 | $ 685,000 | $ 591,000 |
| Wicomico County Maryland | 3 | $ 735,000 | $ 245,000 | $ 46,000 |
| Cleveland County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 78,000 |
| Bradford County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 56,000 |
| Potter County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Chesterfield County South Carolina | 3 | $ 195,000 | $ 65,000 | $ 70,000 |
| Dorchester County South Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 112,000 |
| Kershaw County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 42,000 |
| Amelia County Virginia | 3 | $ 785,000 | $ 261,000 | $ 0 |
| Bedford County Virginia | 3 | $ 585,000 | $ 195,000 | $ 29,000 |
| Clarke County Virginia | 3 | $ 745,000 | $ 248,000 | $ 242,000 |
| Fairfax City County Virginia | 3 | $ 1,365,000 | $ 455,000 | $ 0 |
| Fredericksburg County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 0 |
| Hampton County Virginia | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Louisa County Virginia | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Madison County Virginia | 3 | $ 955,000 | $ 318,000 | $ 345,000 |
| Portsmouth County Virginia | 3 | $ 695,000 | $ 231,000 | $ 0 |
| York County Virginia | 3 | $ 825,000 | $ 275,000 | $ 0 |
| New Castle County Delaware | 2 | $ 1,060,000 | $ 530,000 | $ 172,000 |
| Charlotte County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 500,000 |
| Walton County Florida | 2 | $ 1,480,000 | $ 740,000 | $ 730,000 |
| Chatham County Georgia | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| Caroline County Maryland | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Dorchester County Maryland | 2 | $ 170,000 | $ 85,000 | $ 25,000 |
| Mercer County New Jersey | 2 | $ 2,900,000 | $ 1,450,000 | $ 308,000 |
| Cattaraugus County New York | 2 | $ 280,000 | $ 140,000 | $ 800,000 |
| Bladen County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Duplin County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 82,000 |
| McDowell County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Rutherford County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 108,000 |
| Washington County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Wayne County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| Wilson County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Crawford County Ohio | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Guernsey County Ohio | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Harrison County Ohio | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Knox County Ohio | 2 | $ 160,000 | $ 80,000 | $ 120,000 |
| Fulton County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| McKean County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 92,000 |
| Georgetown County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Oconee County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 159,000 |
| Essex County Virginia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Greene County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| King George County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| King William County Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Lynchburg County Virginia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Manassas Park County Virginia | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Nelson County Virginia | 2 | $ 550,000 | $ 275,000 | $ 213,000 |
| Newport News County Virginia | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Northumberland County Virginia | 2 | $ 580,000 | $ 290,000 | $ 862,000 |
| Orange County Virginia | 2 | $ 280,000 | $ 140,000 | $ 43,000 |
| Shenandoah County Virginia | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Jefferson County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Putnam County West Virginia | 2 | $ 820,000 | $ 410,000 | $ 316,000 |
| Tucker County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Upshur County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Kent County Delaware | 1 | $ 335,000 | $ 335,000 | $ 181,000 |
| Broward County Florida | 1 | $ 875,000 | $ 875,000 | $ 1,793,000 |
| Flagler County Florida | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 475,000 | $ 475,000 | $ 350,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Miami-Dade County Florida | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Monroe County Florida | 1 | $ 1,485,000 | $ 1,485,000 | $ 1,700,000 |
| Nassau County Florida | 1 | $ 535,000 | $ 535,000 | $ 551,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Orange County Florida | 1 | $ 525,000 | $ 525,000 | $ 474,000 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Seminole County Florida | 1 | $ 585,000 | $ 585,000 | $ 224,000 |
| DeKalb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 194,000 |
| Effingham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Glynn County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 770,000 |
| Campbell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Casey County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Nantucket County Massachusetts | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,411,000 |
| Wayne County Michigan | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Morris County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Ocean County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 247,000 |
| Broome County New York | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Seneca County New York | 1 | $ 275,000 | $ 275,000 | $ 301,000 |
| Warren County New York | 1 | $ 805,000 | $ 805,000 | $ 385,000 |
| Bertie County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Columbus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Edgecombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Gates County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Haywood County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Macon County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Northampton County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 174,000 |
| Robeson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Sampson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Scotland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 457,000 |
| Warren County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 348,000 |
| Yancey County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Athens County Ohio | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Champaign County Ohio | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Coshocton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Erie County Ohio | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Fulton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Huron County Ohio | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Marion County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Morrow County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Richland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Tuscarawas County Ohio | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Wood County Ohio | 1 | $ 5,275,000 | $ 5,275,000 | $ 0 |
| Elk County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Aiken County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 1,095,000 | $ 1,095,000 | $ 322,000 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Jasper County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Carter County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 1,038,000 |
| Hickman County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Lewis County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 290,000 |
| Shelby County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 795,000 |
| Appomattox County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Augusta County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Buchanan County Virginia | 1 | $ 235,000 | $ 235,000 | $ 344,000 |
| Campbell County Virginia | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Carroll County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Charles City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Floyd County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 545,000 | $ 545,000 | $ 219,000 |
| Franklin County Virginia | 1 | $ 115,000 | $ 115,000 | $ 214,000 |
| Harrisonburg County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Henry County Virginia | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| Isle of Wight County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Patrick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Powhatan County Virginia | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Staunton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Westmoreland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Winchester County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Barbour County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Lewis County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Logan County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Marshall County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Raleigh County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Taylor County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Tyler County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Webster County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,484 | $2,178,650,000 | $291,000 | $5,275,000 | $141,000 | $3,103,000 |
| Refinancing | 7,183 | $952,115,000 | $132,000 | $2,155,000 | $116,000 | $4,552,000 |
| Home Improvement | 4,097 | $286,515,000 | $69,000 | $2,005,000 | $113,000 | $2,926,000 |
| Other Purpose | 3,454 | $302,510,000 | $87,000 | $1,205,000 | $125,000 | $2,936,000 |
| Cash-out Refinancing | 715 | $181,525,000 | $253,000 | $1,505,000 | $105,000 | $830,000 |
| Not Applicable | 91 | $38,555,000 | $423,000 | $655,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,901 | $2,629,535,000 | $146,000 | $3,155,000 | $122,000 | $4,552,000 |
| Not applicable | 2,245 | $697,005,000 | $310,000 | $5,275,000 | $147,000 | $230,000 |
| Not Provided | 1,144 | $277,040,000 | $242,000 | $2,005,000 | $159,000 | $2,997,000 |
| Black or African American | 629 | $104,295,000 | $165,000 | $2,175,000 | $104,000 | $3,856,000 |
| Asian | 591 | $149,355,000 | $252,000 | $3,155,000 | $164,000 | $1,771,000 |
| Hispanic | 430 | $60,690,000 | $141,000 | $965,000 | $89,000 | $917,000 |
| American Indian or Alaskan Native | 24 | $4,210,000 | $175,000 | $475,000 | $157,000 | $557,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,840,000 | $142,000 | $505,000 | $151,000 | $455,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,282 | $3,820,050,000 | $171,000 | $5,275,000 | $126,000 | $4,552,000 |
| FHA-insured (Federal Housing Administration) | 397 | $63,325,000 | $159,000 | $645,000 | $66,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 197 | $24,935,000 | $126,000 | $315,000 | $47,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 148 | $31,560,000 | $213,000 | $725,000 | $79,000 | $439,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,516 | $2,283,230,000 | $168,000 | $5,275,000 | $134,000 | $3,856,000 |
| Application Denied By Financial Institution | 5,364 | $646,760,000 | $120,000 | $2,665,000 | $92,000 | $2,441,000 |
| Loan Purchased By The Institution | 1,859 | $615,295,000 | $330,000 | $855,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,193 | $227,695,000 | $190,000 | $1,495,000 | $133,000 | $4,552,000 |
| File Closed For Incompleteness | 882 | $137,140,000 | $155,000 | $3,155,000 | $154,000 | $2,647,000 |
| Application Approved But Not Accepted | 210 | $29,750,000 | $141,000 | $835,000 | $117,000 | $1,273,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,660 | $3,293,110,000 | $186,000 | $5,275,000 | $135,000 | $4,552,000 |
| Credit History | 2,347 | $197,735,000 | $84,000 | $1,245,000 | $87,000 | $2,441,000 |
| Debt-To-Income Ratio | 1,340 | $208,090,000 | $155,000 | $2,665,000 | $59,000 | $770,000 |
| Collateral | 1,327 | $168,865,000 | $127,000 | $2,175,000 | $125,000 | $1,862,000 |
| Other | 208 | $32,450,000 | $156,000 | $2,005,000 | $133,000 | $1,411,000 |
| Unverifiable Information | 54 | $14,370,000 | $266,000 | $2,455,000 | $131,000 | $1,082,000 |
| Employment History | 34 | $8,220,000 | $241,000 | $1,495,000 | $66,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $11,265,000 | $388,000 | $1,005,000 | $192,000 | $757,000 |
| Credit Application Incomplete | 25 | $5,765,000 | $230,000 | $725,000 | $121,000 | $377,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.