Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First Niagara Bank 6950 South Transit Road Lockport, NY 14094 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,782 |
Total Mortgage Loan Application Amount | $752,608,000 |
Average Mortgage Loan Application Amount | $368,809 |
Highest Mortgage Loan Application Amount | $19,350,000 |
Average Applicant Income | $106,428 |
Highest Applicant Income | $6,845,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Erie County New York | 1,243 | $ 187,744,000 | $ 151,000 | $ 66,000 |
Niagara County New York | 603 | $ 52,778,000 | $ 87,000 | $ 56,000 |
Saratoga County New York | 472 | $ 81,548,000 | $ 172,000 | $ 93,000 |
Albany County New York | 464 | $ 68,977,000 | $ 148,000 | $ 65,000 |
Monroe County New York | 401 | $ 73,466,000 | $ 183,000 | $ 80,000 |
Rensselaer County New York | 275 | $ 26,506,000 | $ 96,000 | $ 57,000 |
Columbia County New York | 250 | $ 27,313,000 | $ 109,000 | $ 70,000 |
Cayuga County New York | 237 | $ 15,206,000 | $ 64,000 | $ 54,000 |
Schenectady County New York | 162 | $ 19,199,000 | $ 118,000 | $ 58,000 |
Montgomery County New York | 153 | $ 9,618,000 | $ 62,000 | $ 54,000 |
Oneida County New York | 150 | $ 12,289,000 | $ 81,000 | $ 49,000 |
Cortland County New York | 116 | $ 7,805,000 | $ 67,000 | $ 56,000 |
Onondaga County New York | 112 | $ 26,527,000 | $ 236,000 | $ 75,000 |
Fulton County New York | 108 | $ 6,398,000 | $ 59,000 | $ 51,000 |
Ontario County New York | 104 | $ 16,414,000 | $ 157,000 | $ 66,000 |
Tompkins County New York | 103 | $ 25,598,000 | $ 248,000 | $ 63,000 |
Greene County New York | 95 | $ 7,987,000 | $ 84,000 | $ 52,000 |
Orleans County New York | 70 | $ 3,536,000 | $ 50,000 | $ 47,000 |
Seneca County New York | 66 | $ 4,667,000 | $ 70,000 | $ 54,000 |
Genesee County New York | 58 | $ 3,677,000 | $ 63,000 | $ 58,000 |
Washington County New York | 52 | $ 4,992,000 | $ 96,000 | $ 53,000 |
Sussex County Delaware | 39 | $ 2,241,000 | $ 57,000 | $ 103,000 |
Dutchess County New York | 39 | $ 6,321,000 | $ 162,000 | $ 76,000 |
Warren County New York | 34 | $ 5,608,000 | $ 164,000 | $ 71,000 |
Wayne County New York | 23 | $ 2,064,000 | $ 89,000 | $ 67,000 |
Herkimer County New York | 21 | $ 4,439,000 | $ 211,000 | $ 116,000 |
Schoharie County New York | 21 | $ 1,636,000 | $ 77,000 | $ 64,000 |
Yates County New York | 19 | $ 2,708,000 | $ 142,000 | $ 82,000 |
Orange County New York | 15 | $ 947,000 | $ 63,000 | $ 54,000 |
Cattaraugus County New York | 14 | $ 2,312,000 | $ 165,000 | $ 99,000 |
Ulster County New York | 14 | $ 1,053,000 | $ 75,000 | $ 79,000 |
Wyoming County New York | 13 | $ 2,065,000 | $ 158,000 | $ 64,000 |
Gloucester County New Jersey | 11 | $ 652,000 | $ 59,000 | $ 57,000 |
Ocean County New Jersey | 11 | $ 539,000 | $ 49,000 | $ 70,000 |
Madison County New York | 11 | $ 1,074,000 | $ 97,000 | $ 91,000 |
Oswego County New York | 10 | $ 569,000 | $ 56,000 | $ 21,000 |
Fairfield County Connecticut | 9 | $ 2,017,000 | $ 224,000 | $ 100,000 |
Otsego County New York | 9 | $ 726,000 | $ 80,000 | $ 89,000 |
Steuben County New York | 9 | $ 1,257,000 | $ 139,000 | $ 485,000 |
Chautauqua County New York | 7 | $ 548,000 | $ 78,000 | $ 66,000 |
Essex County New York | 7 | $ 619,000 | $ 88,000 | $ 89,000 |
Hamilton County New York | 7 | $ 1,556,000 | $ 222,000 | $ 182,000 |
Livingston County New York | 7 | $ 1,266,000 | $ 180,000 | $ 141,000 |
Suffolk County New York | 7 | $ 724,000 | $ 103,000 | $ 43,000 |
Monmouth County New Jersey | 6 | $ 307,000 | $ 51,000 | $ 39,000 |
Chemung County New York | 5 | $ 374,000 | $ 74,000 | $ 29,000 |
Rockland County New York | 5 | $ 314,000 | $ 62,000 | $ 88,000 |
Schuyler County New York | 5 | $ 509,000 | $ 101,000 | $ 51,000 |
Atlantic County New Jersey | 4 | $ 212,000 | $ 53,000 | $ 51,000 |
Burlington County New Jersey | 4 | $ 183,000 | $ 45,000 | $ 42,000 |
Lewis County New York | 4 | $ 248,000 | $ 62,000 | $ 77,000 |
Nassau County New York | 4 | $ 2,677,000 | $ 669,000 | $ 342,000 |
Litchfield County Connecticut | 3 | $ 588,000 | $ 196,000 | $ 54,000 |
New Castle County Delaware | 3 | $ 140,000 | $ 46,000 | $ 91,000 |
Lee County Florida | 3 | $ 871,000 | $ 290,000 | $ 86,000 |
Broome County New York | 3 | $ 203,000 | $ 67,000 | $ 63,000 |
Jefferson County New York | 3 | $ 1,574,000 | $ 524,000 | $ 18,000 |
Richmond County New York | 3 | $ 279,000 | $ 93,000 | $ 126,000 |
Tioga County New York | 3 | $ 265,000 | $ 88,000 | $ 47,000 |
Westchester County New York | 3 | $ 1,324,000 | $ 441,000 | $ 145,000 |
Hartford County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
New Haven County Connecticut | 2 | $ 476,000 | $ 238,000 | $ 71,000 |
Broward County Florida | 2 | $ 1,420,000 | $ 710,000 | $ 30,000 |
Collier County Florida | 2 | $ 1,170,000 | $ 585,000 | $ 559,000 |
Manatee County Florida | 2 | $ 557,000 | $ 278,000 | $ 114,000 |
Pinellas County Florida | 2 | $ 328,000 | $ 164,000 | $ 198,000 |
Sarasota County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 265,000 |
Camden County New Jersey | 2 | $ 75,000 | $ 37,000 | $ 43,000 |
Cumberland County New Jersey | 2 | $ 84,000 | $ 42,000 | $ 41,000 |
Mercer County New Jersey | 2 | $ 163,000 | $ 81,000 | $ 92,000 |
Middlesex County New Jersey | 2 | $ 144,000 | $ 72,000 | $ 55,000 |
Allegany County New York | 2 | $ 172,000 | $ 86,000 | $ 88,000 |
Delaware County New York | 2 | $ 128,000 | $ 64,000 | $ 29,000 |
Putnam County New York | 2 | $ 257,000 | $ 128,000 | $ 723,000 |
Chesapeake County Virginia | 2 | $ 149,000 | $ 74,000 | $ 75,000 |
Chesterfield County Virginia | 2 | $ 385,000 | $ 192,000 | $ 123,000 |
Henrico County Virginia | 2 | $ 379,000 | $ 189,000 | $ 76,000 |
Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
Okaloosa County Florida | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
Orange County Florida | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
Palm Beach County Florida | 1 | $ 495,000 | $ 495,000 | $ 507,000 |
St. Lucie County Florida | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
Sumter County Florida | 1 | $ 148,000 | $ 148,000 | $ 136,000 |
Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
Bristol County Massachusetts | 1 | $ 296,000 | $ 296,000 | $ 110,000 |
Suffolk County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 406,000 |
Worcester County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 218,000 |
Hillsborough County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
Hudson County New Jersey | 1 | $ 44,000 | $ 44,000 | $ 12,000 |
Morris County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 720,000 |
Salem County New Jersey | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
Warren County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
Franklin County New York | 1 | $ 12,000 | $ 12,000 | $ 10,000 |
New York County New York | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
Sullivan County New York | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
Cleveland County Oklahoma | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
Carbon County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
Lehigh County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
Northampton County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
Philadelphia County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 0 |
Union County Pennsylvania | 1 | $ 1,463,000 | $ 1,463,000 | $ 0 |
Chittenden County Vermont | 1 | $ 253,000 | $ 253,000 | $ 206,000 |
Arlington County Virginia | 1 | $ 143,000 | $ 143,000 | $ 119,000 |
Caroline County Virginia | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
Goochland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
Greensville County Virginia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
Hanover County Virginia | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
Norfolk County Virginia | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
Prince George County Virginia | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
Richmond City County Virginia | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
Stafford County Virginia | 1 | $ 320,000 | $ 320,000 | $ 93,000 |
Virginia Beach County Virginia | 1 | $ 140,000 | $ 140,000 | $ 121,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,367 | $380,797,000 | $211,200 | $3,810,000 | $128,600 | $6,845,000 |
Refinancing | 2,236 | $332,872,000 | $514,875 | $19,350,000 | $85,250 | $1,761,000 |
Home Improvement | 1,179 | $38,939,000 | $504,666 | $1,463,000 | $89,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 5,142 | $571,441,000 | $195,600 | $1,760,000 | $124,500 | $6,845,000 |
Not Provided | 261 | $13,880,000 | $101,000 | $568,000 | $390,000 | $720,000 |
Asian | 106 | $21,706,000 | $203,000 | $1,275,000 | $213,500 | $350,000 |
Not applicable | 98 | $125,947,000 | $1,684,333 | $19,350,000 | $23,666 | $1,402,000 |
Black or African American | 77 | $7,099,000 | $137,800 | $332,000 | $65,000 | $290,000 |
Hispanic | 71 | $8,595,000 | $104,000 | $650,000 | $63,250 | $1,052,000 |
American Indian or Alaskan Native | 16 | $2,107,000 | $225,500 | $346,000 | $87,000 | $192,000 |
Native Hawaiian or Other Pacific Islander | 11 | $1,833,000 | $166,000 | $310,000 | $96,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,686 | $743,810,000 | $468,909 | $19,350,000 | $112,000 | $6,845,000 |
FHA-insured (Federal Housing Administration) | 78 | $6,921,000 | $88,000 | $184,000 | $52,000 | $120,000 |
VA-guaranteed (Veterans Administration) | 18 | $1,877,000 | $104,000 | $241,000 | $49,000 | $114,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,853 | $683,040,000 | $465,272 | $19,350,000 | $116,454 | $6,845,000 |
Application Denied By Financial Institution | 512 | $29,173,000 | $717,000 | $1,380,000 | $24,500 | $560,000 |
Application Approved But Not Accepted | 287 | $31,430,000 | $105,750 | $750,000 | $90,500 | $406,000 |
Application Withdrawn By Applicant | 128 | $8,493,000 | $66,000 | $1,063,000 | $55,000 | $1,030,000 |
Loan Purchased By The Institution | 2 | $472,000 | $236,000 | $392,000 | $15,000 | $30,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 295 | $11,198,000 | $37,000 | $404,000 | $47,000 | $276,000 |
Debt-To-Income Ratio | 118 | $8,653,000 | $73,000 | $370,000 | $41,000 | $135,000 |
Collateral | 49 | $4,598,000 | $93,000 | $850,000 | $63,000 | $560,000 |
Other | 23 | $2,621,000 | $718,000 | $1,380,000 | $23,500 | $246,000 |
Mortgage Insurance Denied | 11 | $332,000 | $30,000 | $80,000 | $43,000 | $75,000 |
Unverifiable Information | 8 | $599,000 | $74,000 | $170,000 | $63,000 | $159,000 |
Employment History | 4 | $853,000 | $213,000 | $412,000 | $89,000 | $150,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $283,000 | $94,000 | $150,000 | $45,000 | $67,000 |
Credit Application Incomplete | 1 | $36,000 | $36,000 | $36,000 | $59,000 | $59,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.