First Ohio Banc & Lending Inc Mortgage Lending & HMDA Data, 2008
In 2008, First Ohio Banc & Lending Inc of Independence, OH reported 2,734 mortgage applications totaling $513.1 million, up 204% from 2007. The average application was for $187,668, and applicants reported an average income of $66,031. 83% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (179), Atlanta-Sandy Springs-Marietta, GA (142) and Chicago-Naperville-Joliet, IL (128) (applications in parentheses).
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,734 |
| Total Mortgage Loan Application Amount | $513,085,000 |
| Average Mortgage Loan Application Amount | $187,668 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $66,031 |
| Highest Applicant Income | $1,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ohio Banc & Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga, Ohio | 107 | $ 15,805,000 | $ 147,710 | $ 62,000 |
| Cook, Illinois | 83 | $ 18,305,000 | $ 220,542 | $ 68,000 |
| Summit, Ohio | 41 | $ 5,893,000 | $ 143,731 | $ 62,000 |
| Franklin, Ohio | 33 | $ 5,498,000 | $ 166,606 | $ 69,000 |
| Prince George's, Maryland | 29 | $ 8,325,000 | $ 287,068 | $ 82,000 |
| Gwinnett, Georgia | 28 | $ 5,258,000 | $ 187,785 | $ 73,000 |
| Fulton, Georgia | 27 | $ 5,592,000 | $ 207,111 | $ 66,000 |
| Baltimore, Maryland | 27 | $ 6,493,000 | $ 240,481 | $ 68,000 |
| Lake, Ohio | 26 | $ 4,272,000 | $ 164,307 | $ 70,000 |
| Mecklenburg, North Carolina | 25 | $ 4,879,000 | $ 195,160 | $ 70,000 |
| Wake, North Carolina | 23 | $ 4,218,000 | $ 183,391 | $ 67,000 |
| Snohomish, Washington | 23 | $ 6,927,000 | $ 301,173 | $ 78,000 |
| Wayne, Michigan | 22 | $ 3,355,000 | $ 152,500 | $ 57,000 |
| Ashtabula, Ohio | 20 | $ 2,179,000 | $ 108,950 | $ 39,000 |
| Stark, Ohio | 20 | $ 2,690,000 | $ 134,500 | $ 57,000 |
| Lake, Illinois | 19 | $ 3,720,000 | $ 195,789 | $ 71,000 |
| Baltimore City, Maryland | 19 | $ 3,903,000 | $ 205,421 | $ 54,000 |
| Hartford, Connecticut | 18 | $ 3,907,000 | $ 217,055 | $ 55,000 |
| Cobb, Georgia | 18 | $ 3,334,000 | $ 185,222 | $ 78,000 |
| King, Washington | 18 | $ 5,739,000 | $ 318,833 | $ 91,000 |
| Pierce, Washington | 18 | $ 4,969,000 | $ 276,055 | $ 68,000 |
| New Haven, Connecticut | 17 | $ 3,951,000 | $ 232,411 | $ 81,000 |
| St. Louis, Missouri | 17 | $ 2,827,000 | $ 166,294 | $ 61,000 |
| Medina, Ohio | 17 | $ 3,395,000 | $ 199,705 | $ 72,000 |
| Broward, Florida | 16 | $ 3,700,000 | $ 231,250 | $ 72,000 |
| Harford, Maryland | 16 | $ 4,196,000 | $ 262,250 | $ 86,000 |
| Lorain, Ohio | 16 | $ 2,238,000 | $ 139,875 | $ 51,000 |
| Knox, Tennessee | 16 | $ 2,353,000 | $ 147,062 | $ 45,000 |
| Rutherford, Tennessee | 16 | $ 2,541,000 | $ 158,812 | $ 52,000 |
| Spokane, Washington | 16 | $ 2,539,000 | $ 158,687 | $ 60,000 |
| DeKalb, Georgia | 15 | $ 2,608,000 | $ 173,866 | $ 61,000 |
| DuPage, Illinois | 15 | $ 3,615,000 | $ 241,000 | $ 72,000 |
| Jefferson, Alabama | 14 | $ 2,401,000 | $ 171,500 | $ 76,000 |
| Lucas, Ohio | 14 | $ 1,868,000 | $ 133,428 | $ 63,000 |
| Portage, Ohio | 14 | $ 2,288,000 | $ 163,428 | $ 58,000 |
| Lake, Indiana | 13 | $ 2,122,000 | $ 163,230 | $ 79,000 |
| Geauga, Ohio | 13 | $ 2,359,000 | $ 181,461 | $ 74,000 |
| Shelby, Tennessee | 13 | $ 2,172,000 | $ 167,076 | $ 72,000 |
| Virginia Beach, Virginia | 13 | $ 3,201,000 | $ 246,230 | $ 73,000 |
| District of Columbia, District Of Columbia | 12 | $ 4,488,000 | $ 374,000 | $ 161,000 |
| Hillsborough, Florida | 12 | $ 2,215,000 | $ 184,583 | $ 60,000 |
| Will, Illinois | 12 | $ 2,434,000 | $ 202,833 | $ 84,000 |
| Macomb, Michigan | 12 | $ 1,805,000 | $ 150,416 | $ 55,000 |
| Guilford, North Carolina | 12 | $ 2,124,000 | $ 177,000 | $ 63,000 |
| Hamilton, Ohio | 12 | $ 2,037,000 | $ 169,750 | $ 63,000 |
| Miami-Dade, Florida | 11 | $ 2,409,000 | $ 219,000 | $ 73,000 |
| St. Joseph, Indiana | 11 | $ 1,477,000 | $ 134,272 | $ 60,000 |
| Oakland, Michigan | 11 | $ 1,929,000 | $ 175,363 | $ 69,000 |
| Durham, North Carolina | 11 | $ 2,011,000 | $ 182,818 | $ 72,000 |
| Iredell, North Carolina | 11 | $ 2,059,000 | $ 187,181 | $ 54,000 |
| Hamilton, Tennessee | 11 | $ 1,599,000 | $ 145,363 | $ 55,000 |
| Sumner, Tennessee | 11 | $ 2,056,000 | $ 186,909 | $ 55,000 |
| Fairfield, Connecticut | 10 | $ 2,405,000 | $ 240,500 | $ 79,000 |
| Anne Arundel, Maryland | 10 | $ 2,695,000 | $ 269,500 | $ 66,000 |
| Forsyth, North Carolina | 10 | $ 1,582,000 | $ 158,200 | $ 61,000 |
| Butler, Ohio | 10 | $ 1,845,000 | $ 184,500 | $ 86,000 |
| Blount, Tennessee | 10 | $ 2,106,000 | $ 210,600 | $ 73,000 |
| Mobile, Alabama | 9 | $ 1,527,000 | $ 169,666 | $ 71,000 |
| Chatham, Georgia | 9 | $ 1,671,000 | $ 185,666 | $ 57,000 |
| Winnebago, Illinois | 9 | $ 1,234,000 | $ 137,111 | $ 77,000 |
| Washington, Maryland | 9 | $ 2,128,000 | $ 236,444 | $ 64,000 |
| Jackson, Missouri | 9 | $ 1,393,000 | $ 154,777 | $ 56,000 |
| Buncombe, North Carolina | 9 | $ 1,868,000 | $ 207,555 | $ 62,000 |
| Greenville, South Carolina | 9 | $ 1,662,000 | $ 184,666 | $ 69,000 |
| Henrico, Virginia | 9 | $ 1,819,000 | $ 202,111 | $ 62,000 |
| Pinellas, Florida | 8 | $ 1,467,000 | $ 183,375 | $ 64,000 |
| Columbia, Georgia | 8 | $ 1,643,000 | $ 205,375 | $ 59,000 |
| Muscogee, Georgia | 8 | $ 1,587,000 | $ 198,375 | $ 72,000 |
| Grant, Indiana | 8 | $ 1,093,000 | $ 136,625 | $ 63,000 |
| Marion, Indiana | 8 | $ 1,081,000 | $ 135,125 | $ 55,000 |
| Johnson, Kansas | 8 | $ 1,477,000 | $ 184,625 | $ 78,000 |
| Cecil, Maryland | 8 | $ 1,691,000 | $ 211,375 | $ 89,000 |
| Johnston, North Carolina | 8 | $ 1,201,000 | $ 150,125 | $ 47,000 |
| Spartanburg, South Carolina | 8 | $ 1,070,000 | $ 133,750 | $ 48,000 |
| Madison, Alabama | 7 | $ 1,339,000 | $ 191,285 | $ 88,000 |
| Shelby, Alabama | 7 | $ 1,336,000 | $ 190,857 | $ 59,000 |
| Duval, Florida | 7 | $ 1,478,000 | $ 211,142 | $ 53,000 |
| Palm Beach, Florida | 7 | $ 1,563,000 | $ 223,285 | $ 45,000 |
| Hall, Georgia | 7 | $ 1,314,000 | $ 187,714 | $ 63,000 |
| McHenry, Illinois | 7 | $ 1,620,000 | $ 231,428 | $ 84,000 |
| Porter, Indiana | 7 | $ 1,401,000 | $ 200,142 | $ 80,000 |
| Wicomico, Maryland | 7 | $ 1,181,000 | $ 168,714 | $ 50,000 |
| Gaston, North Carolina | 7 | $ 839,000 | $ 119,857 | $ 36,000 |
| Granville, North Carolina | 7 | $ 1,588,000 | $ 226,857 | $ 84,000 |
| New Hanover, North Carolina | 7 | $ 1,578,000 | $ 225,428 | $ 60,000 |
| Onslow, North Carolina | 7 | $ 1,156,000 | $ 165,142 | $ 72,000 |
| Warren, Ohio | 7 | $ 1,282,000 | $ 183,142 | $ 68,000 |
| Berkeley, South Carolina | 7 | $ 1,537,000 | $ 219,571 | $ 87,000 |
| Horry, South Carolina | 7 | $ 1,181,000 | $ 168,714 | $ 52,000 |
| York, South Carolina | 7 | $ 1,259,000 | $ 179,857 | $ 62,000 |
| Maury, Tennessee | 7 | $ 1,016,000 | $ 145,142 | $ 65,000 |
| James City, Virginia | 7 | $ 1,767,000 | $ 252,428 | $ 75,000 |
| Thurston, Washington | 7 | $ 1,750,000 | $ 250,000 | $ 92,000 |
| Lee, Alabama | 6 | $ 958,000 | $ 159,666 | $ 41,000 |
| Middlesex, Connecticut | 6 | $ 1,820,000 | $ 303,333 | $ 111,000 |
| Clay, Florida | 6 | $ 1,180,000 | $ 196,666 | $ 66,000 |
| Osceola, Florida | 6 | $ 1,153,000 | $ 192,166 | $ 82,000 |
| Cherokee, Georgia | 6 | $ 1,234,000 | $ 205,666 | $ 62,000 |
| Henry, Georgia | 6 | $ 1,299,000 | $ 216,500 | $ 74,000 |
| Newton, Georgia | 6 | $ 1,004,000 | $ 167,333 | $ 61,000 |
| McLean, Illinois | 6 | $ 1,113,000 | $ 185,500 | $ 79,000 |
| St. Clair, Illinois | 6 | $ 1,029,000 | $ 171,500 | $ 56,000 |
| Clark, Indiana | 6 | $ 740,000 | $ 123,333 | $ 68,000 |
| Elkhart, Indiana | 6 | $ 947,000 | $ 157,833 | $ 60,000 |
| LaPorte, Indiana | 6 | $ 1,042,000 | $ 173,666 | $ 63,000 |
| Vanderburgh, Indiana | 6 | $ 975,000 | $ 162,500 | $ 89,000 |
| Douglas, Kansas | 6 | $ 926,000 | $ 154,333 | $ 72,000 |
| Sedgwick, Kansas | 6 | $ 916,000 | $ 152,666 | $ 79,000 |
| St. Clair, Michigan | 6 | $ 1,089,000 | $ 181,500 | $ 72,000 |
| Cass, Missouri | 6 | $ 1,207,000 | $ 201,166 | $ 58,000 |
| Clay, Missouri | 6 | $ 833,000 | $ 138,833 | $ 47,000 |
| St. Charles, Missouri | 6 | $ 1,155,000 | $ 192,500 | $ 77,000 |
| Catawba, North Carolina | 6 | $ 816,000 | $ 136,000 | $ 57,000 |
| Cumberland, North Carolina | 6 | $ 1,023,000 | $ 170,500 | $ 73,000 |
| Haywood, North Carolina | 6 | $ 1,160,000 | $ 193,333 | $ 73,000 |
| Delaware, Ohio | 6 | $ 1,507,000 | $ 251,166 | $ 87,000 |
| Montgomery, Ohio | 6 | $ 881,000 | $ 146,833 | $ 52,000 |
| Trumbull, Ohio | 6 | $ 863,000 | $ 143,833 | $ 56,000 |
| Wayne, Ohio | 6 | $ 1,028,000 | $ 171,333 | $ 78,000 |
| Lancaster, South Carolina | 6 | $ 926,000 | $ 154,333 | $ 67,000 |
| Anderson, Tennessee | 6 | $ 893,000 | $ 148,833 | $ 69,000 |
| Davidson, Tennessee | 6 | $ 937,000 | $ 156,166 | $ 43,000 |
| Norfolk, Virginia | 6 | $ 1,163,000 | $ 193,833 | $ 52,000 |
| Baldwin, Alabama | 5 | $ 940,000 | $ 188,000 | $ 58,000 |
| Cullman, Alabama | 5 | $ 1,004,000 | $ 200,800 | $ 81,000 |
| Tuscaloosa, Alabama | 5 | $ 838,000 | $ 167,600 | $ 70,000 |
| San Bernardino, California | 5 | $ 1,306,000 | $ 261,200 | $ 96,000 |
| Litchfield, Connecticut | 5 | $ 1,167,000 | $ 233,400 | $ 58,000 |
| New London, Connecticut | 5 | $ 1,444,000 | $ 288,800 | $ 72,000 |
| Hernando, Florida | 5 | $ 1,074,000 | $ 214,800 | $ 62,000 |
| Orange, Florida | 5 | $ 865,000 | $ 173,000 | $ 53,000 |
| Forsyth, Georgia | 5 | $ 759,000 | $ 151,800 | $ 54,000 |
| Paulding, Georgia | 5 | $ 763,000 | $ 152,600 | $ 44,000 |
| Whitfield, Georgia | 5 | $ 882,000 | $ 176,400 | $ 60,000 |
| Kane, Illinois | 5 | $ 1,571,000 | $ 314,200 | $ 82,000 |
| Logan, Illinois | 5 | $ 796,000 | $ 159,200 | $ 68,000 |
| Hamilton, Indiana | 5 | $ 871,000 | $ 174,200 | $ 47,000 |
| Wayne, Indiana | 5 | $ 771,000 | $ 154,200 | $ 61,000 |
| Carroll, Maryland | 5 | $ 1,597,000 | $ 319,400 | $ 88,000 |
| Frederick, Maryland | 5 | $ 2,014,000 | $ 402,800 | $ 91,000 |
| Montgomery, Maryland | 5 | $ 1,677,000 | $ 335,400 | $ 99,000 |
| Norfolk, Massachusetts | 5 | $ 1,690,000 | $ 338,000 | $ 87,000 |
| Genesee, Michigan | 5 | $ 902,000 | $ 180,400 | $ 78,000 |
| Saginaw, Michigan | 5 | $ 755,000 | $ 151,000 | $ 45,000 |
| Platte, Missouri | 5 | $ 963,000 | $ 192,600 | $ 78,000 |
| St. Louis City, Missouri | 5 | $ 814,000 | $ 162,800 | $ 54,000 |
| Cabarrus, North Carolina | 5 | $ 807,000 | $ 161,400 | $ 76,000 |
| Davidson, North Carolina | 5 | $ 772,000 | $ 154,400 | $ 61,000 |
| Harnett, North Carolina | 5 | $ 1,001,000 | $ 200,200 | $ 71,000 |
| Lincoln, North Carolina | 5 | $ 1,449,000 | $ 289,800 | $ 109,000 |
| Moore, North Carolina | 5 | $ 783,000 | $ 156,600 | $ 49,000 |
| Randolph, North Carolina | 5 | $ 673,000 | $ 134,600 | $ 58,000 |
| Wayne, North Carolina | 5 | $ 852,000 | $ 170,400 | $ 71,000 |
| Allen, Ohio | 5 | $ 728,000 | $ 145,600 | $ 54,000 |
| Licking, Ohio | 5 | $ 774,000 | $ 154,800 | $ 30,000 |
| Richland, South Carolina | 5 | $ 782,000 | $ 156,400 | $ 56,000 |
| Chesterfield, Virginia | 5 | $ 1,189,000 | $ 237,800 | $ 75,000 |
| Portsmouth, Virginia | 5 | $ 973,000 | $ 194,600 | $ 49,000 |
| Clark, Washington | 5 | $ 1,397,000 | $ 279,400 | $ 84,000 |
| Island, Washington | 5 | $ 1,153,000 | $ 230,600 | $ 73,000 |
| Whatcom, Washington | 5 | $ 1,128,000 | $ 225,600 | $ 55,000 |
| Montgomery, Alabama | 4 | $ 621,000 | $ 155,250 | $ 48,000 |
| St. Clair, Alabama | 4 | $ 797,000 | $ 199,250 | $ 59,000 |
| Alachua, Florida | 4 | $ 757,000 | $ 189,250 | $ 55,000 |
| Brevard, Florida | 4 | $ 603,000 | $ 150,750 | $ 49,000 |
| Escambia, Florida | 4 | $ 771,000 | $ 192,750 | $ 72,000 |
| Lee, Florida | 4 | $ 823,000 | $ 205,750 | $ 97,000 |
| Santa Rosa, Florida | 4 | $ 676,000 | $ 169,000 | $ 64,000 |
| Clayton, Georgia | 4 | $ 533,000 | $ 133,250 | $ 51,000 |
| Coweta, Georgia | 4 | $ 776,000 | $ 194,000 | $ 56,000 |
| Glynn, Georgia | 4 | $ 683,000 | $ 170,750 | $ 75,000 |
| Houston, Georgia | 4 | $ 758,000 | $ 189,500 | $ 57,000 |
| Jackson, Georgia | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| Kankakee, Illinois | 4 | $ 676,000 | $ 169,000 | $ 63,000 |
| Peoria, Illinois | 4 | $ 844,000 | $ 211,000 | $ 96,000 |
| Sangamon, Illinois | 4 | $ 776,000 | $ 194,000 | $ 92,000 |
| Tazewell, Illinois | 4 | $ 613,000 | $ 153,250 | $ 60,000 |
| Johnson, Indiana | 4 | $ 584,000 | $ 146,000 | $ 83,000 |
| Madison, Indiana | 4 | $ 531,000 | $ 132,750 | $ 42,000 |
| Howard, Maryland | 4 | $ 1,260,000 | $ 315,000 | $ 116,000 |
| Essex, Massachusetts | 4 | $ 1,249,000 | $ 312,250 | $ 60,000 |
| Allegan, Michigan | 4 | $ 692,000 | $ 173,000 | $ 59,000 |
| Eaton, Michigan | 4 | $ 584,000 | $ 146,000 | $ 60,000 |
| Livingston, Michigan | 4 | $ 849,000 | $ 212,250 | $ 88,000 |
| Anoka, Minnesota | 4 | $ 1,045,000 | $ 261,250 | $ 81,000 |
| Franklin, Missouri | 4 | $ 697,000 | $ 174,250 | $ 51,000 |
| Henry, Missouri | 4 | $ 611,000 | $ 152,750 | $ 60,000 |
| Johnson, Missouri | 4 | $ 798,000 | $ 199,500 | $ 76,000 |
| Lincoln, Missouri | 4 | $ 767,000 | $ 191,750 | $ 49,000 |
| Alamance, North Carolina | 4 | $ 712,000 | $ 178,000 | $ 55,000 |
| Brunswick, North Carolina | 4 | $ 687,000 | $ 171,750 | $ 67,000 |
| Robeson, North Carolina | 4 | $ 444,000 | $ 111,000 | $ 27,000 |
| Stokes, North Carolina | 4 | $ 601,000 | $ 150,250 | $ 60,000 |
| Defiance, Ohio | 4 | $ 504,000 | $ 126,000 | $ 46,000 |
| Henry, Ohio | 4 | $ 591,000 | $ 147,750 | $ 64,000 |
| Mahoning, Ohio | 4 | $ 551,000 | $ 137,750 | $ 38,000 |
| Pickaway, Ohio | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| Aiken, South Carolina | 4 | $ 519,000 | $ 129,750 | $ 43,000 |
| Lexington, South Carolina | 4 | $ 596,000 | $ 149,000 | $ 42,000 |
| Giles, Tennessee | 4 | $ 686,000 | $ 171,500 | $ 53,000 |
| Henry, Tennessee | 4 | $ 462,000 | $ 115,500 | $ 38,000 |
| Montgomery, Tennessee | 4 | $ 762,000 | $ 190,500 | $ 74,000 |
| Harris, Texas | 4 | $ 756,000 | $ 189,000 | $ 58,000 |
| Augusta, Virginia | 4 | $ 677,000 | $ 169,250 | $ 65,000 |
| Chesapeake, Virginia | 4 | $ 1,066,000 | $ 266,500 | $ 74,000 |
| Prince William, Virginia | 4 | $ 1,054,000 | $ 263,500 | $ 109,000 |
| Yakima, Washington | 4 | $ 822,000 | $ 205,500 | $ 50,000 |
| Calhoun, Alabama | 3 | $ 335,000 | $ 111,666 | $ 46,000 |
| Collier, Florida | 3 | $ 974,000 | $ 324,666 | $ 59,000 |
| Lake, Florida | 3 | $ 612,000 | $ 204,000 | $ 64,000 |
| Leon, Florida | 3 | $ 496,000 | $ 165,333 | $ 60,000 |
| Marion, Florida | 3 | $ 601,000 | $ 200,333 | $ 89,000 |
| Okaloosa, Florida | 3 | $ 490,000 | $ 163,333 | $ 56,000 |
| Pasco, Florida | 3 | $ 529,000 | $ 176,333 | $ 53,000 |
| Polk, Florida | 3 | $ 508,000 | $ 169,333 | $ 60,000 |
| Seminole, Florida | 3 | $ 752,000 | $ 250,666 | $ 67,000 |
| St. Lucie, Florida | 3 | $ 537,000 | $ 179,000 | $ 77,000 |
| Sumter, Florida | 3 | $ 521,000 | $ 173,666 | $ 29,000 |
| Volusia, Florida | 3 | $ 509,000 | $ 169,666 | $ 42,000 |
| Baldwin, Georgia | 3 | $ 582,000 | $ 194,000 | $ 106,000 |
| Coffee, Georgia | 3 | $ 500,000 | $ 166,666 | $ 75,000 |
| Dougherty, Georgia | 3 | $ 660,000 | $ 220,000 | $ 75,000 |
| Fayette, Georgia | 3 | $ 601,000 | $ 200,333 | $ 63,000 |
| Gordon, Georgia | 3 | $ 510,000 | $ 170,000 | $ 64,000 |
| Boone, Illinois | 3 | $ 562,000 | $ 187,333 | $ 76,000 |
| Champaign, Illinois | 3 | $ 390,000 | $ 130,000 | $ 51,000 |
| DeKalb, Illinois | 3 | $ 569,000 | $ 189,666 | $ 56,000 |
| Kendall, Illinois | 3 | $ 634,000 | $ 211,333 | $ 59,000 |
| Macon, Illinois | 3 | $ 345,000 | $ 115,000 | $ 44,000 |
| Madison, Illinois | 3 | $ 380,000 | $ 126,666 | $ 66,000 |
| Allen, Indiana | 3 | $ 384,000 | $ 128,000 | $ 75,000 |
| Dearborn, Indiana | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| LaGrange, Indiana | 3 | $ 504,000 | $ 168,000 | $ 60,000 |
| Putnam, Indiana | 3 | $ 600,000 | $ 200,000 | $ 77,000 |
| Wyandotte, Kansas | 3 | $ 494,000 | $ 164,666 | $ 81,000 |
| Charles, Maryland | 3 | $ 852,000 | $ 284,000 | $ 113,000 |
| St. Mary's, Maryland | 3 | $ 1,003,000 | $ 334,333 | $ 105,000 |
| Hampden, Massachusetts | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Calhoun, Michigan | 3 | $ 414,000 | $ 138,000 | $ 68,000 |
| Cass, Michigan | 3 | $ 773,000 | $ 257,666 | $ 153,000 |
| Lenawee, Michigan | 3 | $ 393,000 | $ 131,000 | $ 59,000 |
| Monroe, Michigan | 3 | $ 761,000 | $ 253,666 | $ 103,000 |
| Van Buren, Michigan | 3 | $ 517,000 | $ 172,333 | $ 58,000 |
| Camden, Missouri | 3 | $ 401,000 | $ 133,666 | $ 40,000 |
| Saline, Missouri | 3 | $ 584,000 | $ 194,666 | $ 62,000 |
| Caswell, North Carolina | 3 | $ 638,000 | $ 212,666 | $ 63,000 |
| Chowan, North Carolina | 3 | $ 630,000 | $ 210,000 | $ 73,000 |
| Cleveland, North Carolina | 3 | $ 425,000 | $ 141,666 | $ 90,000 |
| Pender, North Carolina | 3 | $ 468,000 | $ 156,000 | $ 61,000 |
| Rowan, North Carolina | 3 | $ 598,000 | $ 199,333 | $ 77,000 |
| Stanly, North Carolina | 3 | $ 568,000 | $ 189,333 | $ 80,000 |
| Erie, Ohio | 3 | $ 361,000 | $ 120,333 | $ 60,000 |
| Hancock, Ohio | 3 | $ 427,000 | $ 142,333 | $ 55,000 |
| Hardin, Ohio | 3 | $ 368,000 | $ 122,666 | $ 79,000 |
| Highland, Ohio | 3 | $ 362,000 | $ 120,666 | $ 57,000 |
| Holmes, Ohio | 3 | $ 373,000 | $ 124,333 | $ 42,000 |
| Jefferson, Ohio | 3 | $ 444,000 | $ 148,000 | $ 58,000 |
| Ross, Ohio | 3 | $ 541,000 | $ 180,333 | $ 56,000 |
| Sandusky, Ohio | 3 | $ 571,000 | $ 190,333 | $ 77,000 |
| Shelby, Ohio | 3 | $ 499,000 | $ 166,333 | $ 60,000 |
| Tuscarawas, Ohio | 3 | $ 348,000 | $ 116,000 | $ 20,000 |
| Lane, Oregon | 3 | $ 474,000 | $ 158,000 | $ 61,000 |
| Multnomah, Oregon | 3 | $ 575,000 | $ 191,666 | $ 57,000 |
| Bradley, Tennessee | 3 | $ 718,000 | $ 239,333 | $ 87,000 |
| Washington, Tennessee | 3 | $ 472,000 | $ 157,333 | $ 58,000 |
| Tarrant, Texas | 3 | $ 414,000 | $ 138,000 | $ 54,000 |
| Albemarle, Virginia | 3 | $ 784,000 | $ 261,333 | $ 68,000 |
| Greene, Virginia | 3 | $ 843,000 | $ 281,000 | $ 62,000 |
| Hampton, Virginia | 3 | $ 424,000 | $ 141,333 | $ 48,000 |
| Prince George, Virginia | 3 | $ 558,000 | $ 186,000 | $ 53,000 |
| Roanoke, Virginia | 3 | $ 618,000 | $ 206,000 | $ 61,000 |
| Spotsylvania, Virginia | 3 | $ 823,000 | $ 274,333 | $ 95,000 |
| Suffolk, Virginia | 3 | $ 726,000 | $ 242,000 | $ 67,000 |
| Williamsburg, Virginia | 3 | $ 984,000 | $ 328,000 | $ 116,000 |
| Grays Harbor, Washington | 3 | $ 639,000 | $ 213,000 | $ 103,000 |
| Kitsap, Washington | 3 | $ 752,000 | $ 250,666 | $ 97,000 |
| Lewis, Washington | 3 | $ 723,000 | $ 241,000 | $ 67,000 |
| Walla Walla, Washington | 3 | $ 527,000 | $ 175,666 | $ 67,000 |
| Autauga, Alabama | 2 | $ 308,000 | $ 154,000 | $ 63,000 |
| DeKalb, Alabama | 2 | $ 368,000 | $ 184,000 | $ 49,000 |
| Elmore, Alabama | 2 | $ 436,000 | $ 218,000 | $ 71,000 |
| Houston, Alabama | 2 | $ 309,000 | $ 154,500 | $ 65,000 |
| Jackson, Alabama | 2 | $ 264,000 | $ 132,000 | $ 60,000 |
| Lauderdale, Alabama | 2 | $ 305,000 | $ 152,500 | $ 57,000 |
| Morgan, Alabama | 2 | $ 294,000 | $ 147,000 | $ 44,000 |
| Russell, Alabama | 2 | $ 242,000 | $ 121,000 | $ 52,000 |
| Riverside, California | 2 | $ 375,000 | $ 187,500 | $ 40,000 |
| Arapahoe, Colorado | 2 | $ 414,000 | $ 207,000 | $ 63,000 |
| El Paso, Colorado | 2 | $ 387,000 | $ 193,500 | $ 72,000 |
| Jefferson, Colorado | 2 | $ 434,000 | $ 217,000 | $ 35,000 |
| Tolland, Connecticut | 2 | $ 493,000 | $ 246,500 | $ 97,000 |
| Windham, Connecticut | 2 | $ 372,000 | $ 186,000 | $ 60,000 |
| Bradford, Florida | 2 | $ 394,000 | $ 197,000 | $ 73,000 |
| Hendry, Florida | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Manatee, Florida | 2 | $ 472,000 | $ 236,000 | $ 66,000 |
| Sarasota, Florida | 2 | $ 340,000 | $ 170,000 | $ 33,000 |
| Suwannee, Florida | 2 | $ 306,000 | $ 153,000 | $ 59,000 |
| Bibb, Georgia | 2 | $ 343,000 | $ 171,500 | $ 48,000 |
| Catoosa, Georgia | 2 | $ 246,000 | $ 123,000 | $ 55,000 |
| Clarke, Georgia | 2 | $ 348,000 | $ 174,000 | $ 17,000 |
| Douglas, Georgia | 2 | $ 294,000 | $ 147,000 | $ 69,000 |
| Early, Georgia | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Franklin, Georgia | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Lamar, Georgia | 2 | $ 376,000 | $ 188,000 | $ 73,000 |
| Liberty, Georgia | 2 | $ 254,000 | $ 127,000 | $ 51,000 |
| Lowndes, Georgia | 2 | $ 324,000 | $ 162,000 | $ 55,000 |
| Murray, Georgia | 2 | $ 336,000 | $ 168,000 | $ 58,000 |
| Polk, Georgia | 2 | $ 312,000 | $ 156,000 | $ 35,000 |
| Putnam, Georgia | 2 | $ 318,000 | $ 159,000 | $ 45,000 |
| Rockdale, Georgia | 2 | $ 272,000 | $ 136,000 | $ 56,000 |
| Spalding, Georgia | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Stephens, Georgia | 2 | $ 401,000 | $ 200,500 | $ 63,000 |
| Troup, Georgia | 2 | $ 261,000 | $ 130,500 | $ 41,000 |
| Union, Georgia | 2 | $ 519,000 | $ 259,500 | $ 55,000 |
| Walker, Georgia | 2 | $ 287,000 | $ 143,500 | $ 46,000 |
| Ware, Georgia | 2 | $ 334,000 | $ 167,000 | $ 24,000 |
| White, Georgia | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| LaSalle, Illinois | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Macoupin, Illinois | 2 | $ 215,000 | $ 107,500 | $ 66,000 |
| Ogle, Illinois | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Benton, Indiana | 2 | $ 462,000 | $ 231,000 | $ 74,000 |
| Boone, Indiana | 2 | $ 259,000 | $ 129,500 | $ 86,000 |
| Delaware, Indiana | 2 | $ 228,000 | $ 114,000 | $ 67,000 |
| Dubois, Indiana | 2 | $ 354,000 | $ 177,000 | $ 74,000 |
| Hendricks, Indiana | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Howard, Indiana | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Jackson, Indiana | 2 | $ 371,000 | $ 185,500 | $ 85,000 |
| Marshall, Indiana | 2 | $ 286,000 | $ 143,000 | $ 58,000 |
| Sullivan, Indiana | 2 | $ 371,000 | $ 185,500 | $ 107,000 |
| Tippecanoe, Indiana | 2 | $ 261,000 | $ 130,500 | $ 47,000 |
| Crawford, Kansas | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Franklin, Kansas | 2 | $ 392,000 | $ 196,000 | $ 80,000 |
| Jefferson, Kansas | 2 | $ 242,000 | $ 121,000 | $ 42,000 |
| Leavenworth, Kansas | 2 | $ 282,000 | $ 141,000 | $ 31,000 |
| Osage, Kansas | 2 | $ 273,000 | $ 136,500 | $ 83,000 |
| Shawnee, Kansas | 2 | $ 379,000 | $ 189,500 | $ 51,000 |
| Allegany, Maryland | 2 | $ 347,000 | $ 173,500 | $ 76,000 |
| Garrett, Maryland | 2 | $ 471,000 | $ 235,500 | $ 79,000 |
| Kent, Maryland | 2 | $ 304,000 | $ 152,000 | $ 90,000 |
| Queen Anne's, Maryland | 2 | $ 665,000 | $ 332,500 | $ 93,000 |
| Talbot, Maryland | 2 | $ 452,000 | $ 226,000 | $ 45,000 |
| Worcester, Massachusetts | 2 | $ 718,000 | $ 359,000 | $ 128,000 |
| Berrien, Michigan | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Iosco, Michigan | 2 | $ 292,000 | $ 146,000 | $ 86,000 |
| Jackson, Michigan | 2 | $ 360,000 | $ 180,000 | $ 24,000 |
| Kent, Michigan | 2 | $ 371,000 | $ 185,500 | $ 155,000 |
| Lapeer, Michigan | 2 | $ 319,000 | $ 159,500 | $ 53,000 |
| St. Joseph, Michigan | 2 | $ 462,000 | $ 231,000 | $ 77,000 |
| Douglas, Minnesota | 2 | $ 336,000 | $ 168,000 | $ 62,000 |
| Ramsey, Minnesota | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| Christian, Missouri | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Cole, Missouri | 2 | $ 355,000 | $ 177,500 | $ 66,000 |
| Cooper, Missouri | 2 | $ 308,000 | $ 154,000 | $ 94,000 |
| Jefferson, Missouri | 2 | $ 444,000 | $ 222,000 | $ 73,000 |
| Newton, Missouri | 2 | $ 242,000 | $ 121,000 | $ 62,000 |
| Phelps, Missouri | 2 | $ 379,000 | $ 189,500 | $ 55,000 |
| Pulaski, Missouri | 2 | $ 375,000 | $ 187,500 | $ 70,000 |
| Beaufort, North Carolina | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Carteret, North Carolina | 2 | $ 452,000 | $ 226,000 | $ 95,000 |
| Chatham, North Carolina | 2 | $ 228,000 | $ 114,000 | $ 79,000 |
| Henderson, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Macon, North Carolina | 2 | $ 242,000 | $ 121,000 | $ 59,000 |
| Northampton, North Carolina | 2 | $ 494,000 | $ 247,000 | $ 52,000 |
| Perquimans, North Carolina | 2 | $ 354,000 | $ 177,000 | $ 35,000 |
| Surry, North Carolina | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Union, North Carolina | 2 | $ 322,000 | $ 161,000 | $ 54,000 |
| Ashland, Ohio | 2 | $ 355,000 | $ 177,500 | $ 42,000 |
| Auglaize, Ohio | 2 | $ 405,000 | $ 202,500 | $ 32,000 |
| Champaign, Ohio | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Clermont, Ohio | 2 | $ 404,000 | $ 202,000 | $ 54,000 |
| Fairfield, Ohio | 2 | $ 489,000 | $ 244,500 | $ 74,000 |
| Fayette, Ohio | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Fulton, Ohio | 2 | $ 281,000 | $ 140,500 | $ 54,000 |
| Jackson, Ohio | 2 | $ 293,000 | $ 146,500 | $ 69,000 |
| Madison, Ohio | 2 | $ 473,000 | $ 236,500 | $ 77,000 |
| Mercer, Ohio | 2 | $ 356,000 | $ 178,000 | $ 71,000 |
| Miami, Ohio | 2 | $ 258,000 | $ 129,000 | $ 61,000 |
| Morrow, Ohio | 2 | $ 269,000 | $ 134,500 | $ 60,000 |
| Muskingum, Ohio | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Richland, Ohio | 2 | $ 311,000 | $ 155,500 | $ 66,000 |
| Washington, Ohio | 2 | $ 345,000 | $ 172,500 | $ 105,000 |
| Wood, Ohio | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Clackamas, Oregon | 2 | $ 246,000 | $ 123,000 | $ 56,000 |
| Coos, Oregon | 2 | $ 336,000 | $ 168,000 | $ 37,000 |
| Charleston, South Carolina | 2 | $ 332,000 | $ 166,000 | $ 68,000 |
| Dorchester, South Carolina | 2 | $ 298,000 | $ 149,000 | $ 27,000 |
| Florence, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Georgetown, South Carolina | 2 | $ 353,000 | $ 176,500 | $ 50,000 |
| Greenwood, South Carolina | 2 | $ 376,000 | $ 188,000 | $ 76,000 |
| Sumter, South Carolina | 2 | $ 237,000 | $ 118,500 | $ 34,000 |
| Bedford, Tennessee | 2 | $ 456,000 | $ 228,000 | $ 84,000 |
| Cheatham, Tennessee | 2 | $ 345,000 | $ 172,500 | $ 58,000 |
| Cocke, Tennessee | 2 | $ 294,000 | $ 147,000 | $ 47,000 |
| Grainger, Tennessee | 2 | $ 272,000 | $ 136,000 | $ 40,000 |
| Hamblen, Tennessee | 2 | $ 296,000 | $ 148,000 | $ 48,000 |
| Lincoln, Tennessee | 2 | $ 338,000 | $ 169,000 | $ 129,000 |
| Monroe, Tennessee | 2 | $ 293,000 | $ 146,500 | $ 35,000 |
| Roane, Tennessee | 2 | $ 464,000 | $ 232,000 | $ 100,000 |
| Sullivan, Tennessee | 2 | $ 313,000 | $ 156,500 | $ 54,000 |
| Tipton, Tennessee | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Unicoi, Tennessee | 2 | $ 381,000 | $ 190,500 | $ 71,000 |
| Warren, Tennessee | 2 | $ 357,000 | $ 178,500 | $ 81,000 |
| Williamson, Tennessee | 2 | $ 584,000 | $ 292,000 | $ 205,000 |
| Wichita, Texas | 2 | $ 444,000 | $ 222,000 | $ 127,000 |
| Charlottesville, Virginia | 2 | $ 346,000 | $ 173,000 | $ 80,000 |
| Dinwiddie, Virginia | 2 | $ 954,000 | $ 477,000 | $ 90,000 |
| Essex, Virginia | 2 | $ 630,000 | $ 315,000 | $ 86,000 |
| Hopewell, Virginia | 2 | $ 458,000 | $ 229,000 | $ 54,000 |
| Isle of Wight, Virginia | 2 | $ 468,000 | $ 234,000 | $ 59,000 |
| Louisa, Virginia | 2 | $ 391,000 | $ 195,500 | $ 23,000 |
| Lynchburg, Virginia | 2 | $ 387,000 | $ 193,500 | $ 87,000 |
| Montgomery, Virginia | 2 | $ 362,000 | $ 181,000 | $ 56,000 |
| Rockbridge, Virginia | 2 | $ 396,000 | $ 198,000 | $ 53,000 |
| Southampton, Virginia | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Tazewell, Virginia | 2 | $ 212,000 | $ 106,000 | $ 38,000 |
| Warren, Virginia | 2 | $ 368,000 | $ 184,000 | $ 56,000 |
| Benton, Washington | 2 | $ 439,000 | $ 219,500 | $ 111,000 |
| Douglas, Washington | 2 | $ 564,000 | $ 282,000 | $ 78,000 |
| Grant, Washington | 2 | $ 309,000 | $ 154,500 | $ 74,000 |
| Jefferson, Washington | 2 | $ 378,000 | $ 189,000 | $ 31,000 |
| Kittitas, Washington | 2 | $ 379,000 | $ 189,500 | $ 42,000 |
| Mason, Washington | 2 | $ 473,000 | $ 236,500 | $ 79,000 |
| Stevens, Washington | 2 | $ 530,000 | $ 265,000 | $ 109,000 |
| Barbour, Alabama | 1 | $ 213,000 | $ 213,000 | $ 35,000 |
| Butler, Alabama | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Chilton, Alabama | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Cleburne, Alabama | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Coffee, Alabama | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Lamar, Alabama | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Limestone, Alabama | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Monroe, Alabama | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Pickens, Alabama | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Randolph, Alabama | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Tallapoosa, Alabama | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Walker, Alabama | 1 | $ 133,000 | $ 133,000 | $ 93,000 |
| Butte, California | 1 | $ 309,000 | $ 309,000 | $ 135,000 |
| Contra Costa, California | 1 | $ 204,000 | $ 204,000 | $ 149,000 |
| Lake, California | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| Los Angeles, California | 1 | $ 368,000 | $ 368,000 | $ 145,000 |
| Sacramento, California | 1 | $ 134,000 | $ 134,000 | $ 113,000 |
| Adams, Colorado | 1 | $ 370,000 | $ 370,000 | $ 84,000 |
| Archuleta, Colorado | 1 | $ 199,000 | $ 199,000 | $ 71,000 |
| Boulder, Colorado | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Bay, Florida | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Franklin, Florida | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Hardee, Florida | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Highlands, Florida | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Holmes, Florida | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Nassau, Florida | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Walton, Florida | 1 | $ 319,000 | $ 319,000 | $ 80,000 |
| Appling, Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bacon, Georgia | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Barrow, Georgia | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Bartow, Georgia | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Berrien, Georgia | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Bryan, Georgia | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Butts, Georgia | 1 | $ 92,000 | $ 92,000 | $ 20,000 |
| Camden, Georgia | 1 | $ 161,000 | $ 161,000 | $ 66,000 |
| Carroll, Georgia | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Colquitt, Georgia | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Crisp, Georgia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Dade, Georgia | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Effingham, Georgia | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Floyd, Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Gilmer, Georgia | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| Habersham, Georgia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Lee, Georgia | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Monroe, Georgia | 1 | $ 163,000 | $ 163,000 | $ 117,000 |
| Morgan, Georgia | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Oconee, Georgia | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Oglethorpe, Georgia | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Pickens, Georgia | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Pike, Georgia | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Richmond, Georgia | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
| Sumter, Georgia | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Toombs, Georgia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Upson, Georgia | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Walton, Georgia | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Warren, Georgia | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Wayne, Georgia | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Wheeler, Georgia | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Wilcox, Georgia | 1 | $ 114,000 | $ 114,000 | $ 88,000 |
| Wilkinson, Georgia | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| Bond, Illinois | 1 | $ 163,000 | $ 163,000 | $ 113,000 |
| Clinton, Illinois | 1 | $ 227,000 | $ 227,000 | $ 91,000 |
| Coles, Illinois | 1 | $ 148,000 | $ 148,000 | $ 93,000 |
| De Witt, Illinois | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
| Jefferson, Illinois | 1 | $ 228,000 | $ 228,000 | $ 104,000 |
| Jersey, Illinois | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Lee, Illinois | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Marshall, Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Randolph, Illinois | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Rock Island, Illinois | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Stephenson, Illinois | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Wabash, Illinois | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Warren, Illinois | 1 | $ 130,000 | $ 130,000 | $ 122,000 |
| Williamson, Illinois | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Woodford, Illinois | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Bartholomew, Indiana | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Carroll, Indiana | 1 | $ 174,000 | $ 174,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,610 | $492,779,000 | $188,000 | $840,000 | $66,000 | $1,000,000 |
| Home Purchase | 86 | $13,005,000 | $151,000 | $350,000 | $67,000 | $168,000 |
| Home Improvement | 38 | $7,301,000 | $192,000 | $377,000 | $66,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,023 | $379,772,000 | $187,000 | $840,000 | $67,000 | $1,000,000 |
| Black or African American | 410 | $74,634,000 | $182,000 | $582,000 | $63,000 | $181,000 |
| Not Provided | 144 | $26,713,000 | $185,000 | $438,000 | $66,000 | $150,000 |
| Hispanic | 124 | $23,483,000 | $189,000 | $365,000 | $63,000 | $181,000 |
| Asian | 22 | $6,073,000 | $276,000 | $423,000 | $90,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,223,000 | $203,000 | $410,000 | $70,000 | $115,000 |
| American Indian or Alaskan Native | 5 | $1,187,000 | $237,000 | $337,000 | $70,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,729 | $512,574,000 | $187,000 | $840,000 | $66,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 4 | $421,000 | $105,000 | $143,000 | $52,000 | $65,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1 | $90,000 | $90,000 | $90,000 | $54,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,276 | $428,635,000 | $188,000 | $840,000 | $67,000 | $1,000,000 |
| Application Withdrawn By Applicant | 238 | $46,650,000 | $196,000 | $582,000 | $68,000 | $247,000 |
| Application Denied By Financial Institution | 220 | $37,800,000 | $171,000 | $518,000 | $60,000 | $200,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 119 | $21,232,000 | $178,000 | $366,000 | $64,000 | $200,000 |
| Collateral | 37 | $6,100,000 | $164,000 | $333,000 | $57,000 | $164,000 |
| Credit History | 21 | $3,060,000 | $145,000 | $234,000 | $55,000 | $131,000 |
| Debt-To-Income Ratio | 21 | $3,790,000 | $180,000 | $518,000 | $44,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,289,000 | $184,000 | $424,000 | $54,000 | $104,000 |
| Unverifiable Information | 2 | $259,000 | $129,000 | $140,000 | $69,000 | $83,000 |
| Credit Application Incomplete | 2 | $228,000 | $114,000 | $116,000 | $33,000 | $41,000 |
| Employment History | 1 | $140,000 | $140,000 | $140,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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