First Ohio Banc & Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Ohio Banc & Lending Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,734 |
| Total Mortgage Loan Application Amount | $513,085,000 |
| Average Mortgage Loan Application Amount | $177,000 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Ohio Banc & Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Ohio Banc & Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Ohio Banc & Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Ohio Banc & Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by First Ohio Banc & Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Ohio Banc & Lending Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 107 | $ 15,805,000 | $ 147,000 | $ 62,000 |
| Cook County Illinois | 83 | $ 18,305,000 | $ 220,000 | $ 68,000 |
| Summit County Ohio | 41 | $ 5,893,000 | $ 143,000 | $ 62,000 |
| Franklin County Ohio | 33 | $ 5,498,000 | $ 166,000 | $ 69,000 |
| Prince George's County Maryland | 29 | $ 8,325,000 | $ 287,000 | $ 82,000 |
| Gwinnett County Georgia | 28 | $ 5,258,000 | $ 187,000 | $ 73,000 |
| Fulton County Georgia | 27 | $ 5,592,000 | $ 207,000 | $ 66,000 |
| Baltimore County Maryland | 27 | $ 6,493,000 | $ 240,000 | $ 68,000 |
| Lake County Ohio | 26 | $ 4,272,000 | $ 164,000 | $ 70,000 |
| Mecklenburg County North Carolina | 25 | $ 4,879,000 | $ 195,000 | $ 70,000 |
| Wake County North Carolina | 23 | $ 4,218,000 | $ 183,000 | $ 67,000 |
| Snohomish County Washington | 23 | $ 6,927,000 | $ 301,000 | $ 78,000 |
| Wayne County Michigan | 22 | $ 3,355,000 | $ 152,000 | $ 57,000 |
| Ashtabula County Ohio | 20 | $ 2,179,000 | $ 108,000 | $ 39,000 |
| Stark County Ohio | 20 | $ 2,690,000 | $ 134,000 | $ 57,000 |
| Lake County Illinois | 19 | $ 3,720,000 | $ 195,000 | $ 71,000 |
| Baltimore City County Maryland | 19 | $ 3,903,000 | $ 205,000 | $ 54,000 |
| Hartford County Connecticut | 18 | $ 3,907,000 | $ 217,000 | $ 55,000 |
| Cobb County Georgia | 18 | $ 3,334,000 | $ 185,000 | $ 78,000 |
| King County Washington | 18 | $ 5,739,000 | $ 318,000 | $ 91,000 |
| Pierce County Washington | 18 | $ 4,969,000 | $ 276,000 | $ 68,000 |
| New Haven County Connecticut | 17 | $ 3,951,000 | $ 232,000 | $ 81,000 |
| St. Louis County Missouri | 17 | $ 2,827,000 | $ 166,000 | $ 61,000 |
| Medina County Ohio | 17 | $ 3,395,000 | $ 199,000 | $ 72,000 |
| Broward County Florida | 16 | $ 3,700,000 | $ 231,000 | $ 72,000 |
| Harford County Maryland | 16 | $ 4,196,000 | $ 262,000 | $ 86,000 |
| Lorain County Ohio | 16 | $ 2,238,000 | $ 139,000 | $ 51,000 |
| Knox County Tennessee | 16 | $ 2,353,000 | $ 147,000 | $ 45,000 |
| Rutherford County Tennessee | 16 | $ 2,541,000 | $ 158,000 | $ 52,000 |
| Spokane County Washington | 16 | $ 2,539,000 | $ 158,000 | $ 60,000 |
| DeKalb County Georgia | 15 | $ 2,608,000 | $ 173,000 | $ 61,000 |
| DuPage County Illinois | 15 | $ 3,615,000 | $ 241,000 | $ 72,000 |
| Jefferson County Alabama | 14 | $ 2,401,000 | $ 171,000 | $ 76,000 |
| Lucas County Ohio | 14 | $ 1,868,000 | $ 133,000 | $ 63,000 |
| Portage County Ohio | 14 | $ 2,288,000 | $ 163,000 | $ 58,000 |
| Lake County Indiana | 13 | $ 2,122,000 | $ 163,000 | $ 79,000 |
| Geauga County Ohio | 13 | $ 2,359,000 | $ 181,000 | $ 74,000 |
| Shelby County Tennessee | 13 | $ 2,172,000 | $ 167,000 | $ 72,000 |
| Virginia Beach County Virginia | 13 | $ 3,201,000 | $ 246,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 12 | $ 4,488,000 | $ 374,000 | $ 161,000 |
| Hillsborough County Florida | 12 | $ 2,215,000 | $ 184,000 | $ 60,000 |
| Will County Illinois | 12 | $ 2,434,000 | $ 202,000 | $ 84,000 |
| Macomb County Michigan | 12 | $ 1,805,000 | $ 150,000 | $ 55,000 |
| Guilford County North Carolina | 12 | $ 2,124,000 | $ 177,000 | $ 63,000 |
| Hamilton County Ohio | 12 | $ 2,037,000 | $ 169,000 | $ 63,000 |
| Miami-Dade County Florida | 11 | $ 2,409,000 | $ 219,000 | $ 73,000 |
| St. Joseph County Indiana | 11 | $ 1,477,000 | $ 134,000 | $ 60,000 |
| Oakland County Michigan | 11 | $ 1,929,000 | $ 175,000 | $ 69,000 |
| Durham County North Carolina | 11 | $ 2,011,000 | $ 182,000 | $ 72,000 |
| Iredell County North Carolina | 11 | $ 2,059,000 | $ 187,000 | $ 54,000 |
| Hamilton County Tennessee | 11 | $ 1,599,000 | $ 145,000 | $ 55,000 |
| Sumner County Tennessee | 11 | $ 2,056,000 | $ 186,000 | $ 55,000 |
| Fairfield County Connecticut | 10 | $ 2,405,000 | $ 240,000 | $ 79,000 |
| Anne Arundel County Maryland | 10 | $ 2,695,000 | $ 269,000 | $ 66,000 |
| Forsyth County North Carolina | 10 | $ 1,582,000 | $ 158,000 | $ 61,000 |
| Butler County Ohio | 10 | $ 1,845,000 | $ 184,000 | $ 86,000 |
| Blount County Tennessee | 10 | $ 2,106,000 | $ 210,000 | $ 73,000 |
| Mobile County Alabama | 9 | $ 1,527,000 | $ 169,000 | $ 71,000 |
| Chatham County Georgia | 9 | $ 1,671,000 | $ 185,000 | $ 57,000 |
| Winnebago County Illinois | 9 | $ 1,234,000 | $ 137,000 | $ 77,000 |
| Washington County Maryland | 9 | $ 2,128,000 | $ 236,000 | $ 64,000 |
| Jackson County Missouri | 9 | $ 1,393,000 | $ 154,000 | $ 56,000 |
| Buncombe County North Carolina | 9 | $ 1,868,000 | $ 207,000 | $ 62,000 |
| Greenville County South Carolina | 9 | $ 1,662,000 | $ 184,000 | $ 69,000 |
| Henrico County Virginia | 9 | $ 1,819,000 | $ 202,000 | $ 62,000 |
| Pinellas County Florida | 8 | $ 1,467,000 | $ 183,000 | $ 64,000 |
| Columbia County Georgia | 8 | $ 1,643,000 | $ 205,000 | $ 59,000 |
| Muscogee County Georgia | 8 | $ 1,587,000 | $ 198,000 | $ 72,000 |
| Grant County Indiana | 8 | $ 1,093,000 | $ 136,000 | $ 63,000 |
| Marion County Indiana | 8 | $ 1,081,000 | $ 135,000 | $ 55,000 |
| Johnson County Kansas | 8 | $ 1,477,000 | $ 184,000 | $ 78,000 |
| Cecil County Maryland | 8 | $ 1,691,000 | $ 211,000 | $ 89,000 |
| Johnston County North Carolina | 8 | $ 1,201,000 | $ 150,000 | $ 47,000 |
| Spartanburg County South Carolina | 8 | $ 1,070,000 | $ 133,000 | $ 48,000 |
| Madison County Alabama | 7 | $ 1,339,000 | $ 191,000 | $ 88,000 |
| Shelby County Alabama | 7 | $ 1,336,000 | $ 190,000 | $ 59,000 |
| Duval County Florida | 7 | $ 1,478,000 | $ 211,000 | $ 53,000 |
| Palm Beach County Florida | 7 | $ 1,563,000 | $ 223,000 | $ 45,000 |
| Hall County Georgia | 7 | $ 1,314,000 | $ 187,000 | $ 63,000 |
| McHenry County Illinois | 7 | $ 1,620,000 | $ 231,000 | $ 84,000 |
| Porter County Indiana | 7 | $ 1,401,000 | $ 200,000 | $ 80,000 |
| Wicomico County Maryland | 7 | $ 1,181,000 | $ 168,000 | $ 50,000 |
| Gaston County North Carolina | 7 | $ 839,000 | $ 119,000 | $ 36,000 |
| Granville County North Carolina | 7 | $ 1,588,000 | $ 226,000 | $ 84,000 |
| New Hanover County North Carolina | 7 | $ 1,578,000 | $ 225,000 | $ 60,000 |
| Onslow County North Carolina | 7 | $ 1,156,000 | $ 165,000 | $ 72,000 |
| Warren County Ohio | 7 | $ 1,282,000 | $ 183,000 | $ 68,000 |
| Berkeley County South Carolina | 7 | $ 1,537,000 | $ 219,000 | $ 87,000 |
| Horry County South Carolina | 7 | $ 1,181,000 | $ 168,000 | $ 52,000 |
| York County South Carolina | 7 | $ 1,259,000 | $ 179,000 | $ 62,000 |
| Maury County Tennessee | 7 | $ 1,016,000 | $ 145,000 | $ 65,000 |
| James City County Virginia | 7 | $ 1,767,000 | $ 252,000 | $ 75,000 |
| Thurston County Washington | 7 | $ 1,750,000 | $ 250,000 | $ 92,000 |
| Lee County Alabama | 6 | $ 958,000 | $ 159,000 | $ 41,000 |
| Middlesex County Connecticut | 6 | $ 1,820,000 | $ 303,000 | $ 111,000 |
| Clay County Florida | 6 | $ 1,180,000 | $ 196,000 | $ 66,000 |
| Osceola County Florida | 6 | $ 1,153,000 | $ 192,000 | $ 82,000 |
| Cherokee County Georgia | 6 | $ 1,234,000 | $ 205,000 | $ 62,000 |
| Henry County Georgia | 6 | $ 1,299,000 | $ 216,000 | $ 74,000 |
| Newton County Georgia | 6 | $ 1,004,000 | $ 167,000 | $ 61,000 |
| McLean County Illinois | 6 | $ 1,113,000 | $ 185,000 | $ 79,000 |
| St. Clair County Illinois | 6 | $ 1,029,000 | $ 171,000 | $ 56,000 |
| Clark County Indiana | 6 | $ 740,000 | $ 123,000 | $ 68,000 |
| Elkhart County Indiana | 6 | $ 947,000 | $ 157,000 | $ 60,000 |
| LaPorte County Indiana | 6 | $ 1,042,000 | $ 173,000 | $ 63,000 |
| Vanderburgh County Indiana | 6 | $ 975,000 | $ 162,000 | $ 89,000 |
| Douglas County Kansas | 6 | $ 926,000 | $ 154,000 | $ 72,000 |
| Sedgwick County Kansas | 6 | $ 916,000 | $ 152,000 | $ 79,000 |
| St. Clair County Michigan | 6 | $ 1,089,000 | $ 181,000 | $ 72,000 |
| Cass County Missouri | 6 | $ 1,207,000 | $ 201,000 | $ 58,000 |
| Clay County Missouri | 6 | $ 833,000 | $ 138,000 | $ 47,000 |
| St. Charles County Missouri | 6 | $ 1,155,000 | $ 192,000 | $ 77,000 |
| Catawba County North Carolina | 6 | $ 816,000 | $ 136,000 | $ 57,000 |
| Cumberland County North Carolina | 6 | $ 1,023,000 | $ 170,000 | $ 73,000 |
| Haywood County North Carolina | 6 | $ 1,160,000 | $ 193,000 | $ 73,000 |
| Delaware County Ohio | 6 | $ 1,507,000 | $ 251,000 | $ 87,000 |
| Montgomery County Ohio | 6 | $ 881,000 | $ 146,000 | $ 52,000 |
| Trumbull County Ohio | 6 | $ 863,000 | $ 143,000 | $ 56,000 |
| Wayne County Ohio | 6 | $ 1,028,000 | $ 171,000 | $ 78,000 |
| Lancaster County South Carolina | 6 | $ 926,000 | $ 154,000 | $ 67,000 |
| Anderson County Tennessee | 6 | $ 893,000 | $ 148,000 | $ 69,000 |
| Davidson County Tennessee | 6 | $ 937,000 | $ 156,000 | $ 43,000 |
| Norfolk County Virginia | 6 | $ 1,163,000 | $ 193,000 | $ 52,000 |
| Baldwin County Alabama | 5 | $ 940,000 | $ 188,000 | $ 58,000 |
| Cullman County Alabama | 5 | $ 1,004,000 | $ 200,000 | $ 81,000 |
| Tuscaloosa County Alabama | 5 | $ 838,000 | $ 167,000 | $ 70,000 |
| San Bernardino County California | 5 | $ 1,306,000 | $ 261,000 | $ 96,000 |
| Litchfield County Connecticut | 5 | $ 1,167,000 | $ 233,000 | $ 58,000 |
| New London County Connecticut | 5 | $ 1,444,000 | $ 288,000 | $ 72,000 |
| Hernando County Florida | 5 | $ 1,074,000 | $ 214,000 | $ 62,000 |
| Orange County Florida | 5 | $ 865,000 | $ 173,000 | $ 53,000 |
| Forsyth County Georgia | 5 | $ 759,000 | $ 151,000 | $ 54,000 |
| Paulding County Georgia | 5 | $ 763,000 | $ 152,000 | $ 44,000 |
| Whitfield County Georgia | 5 | $ 882,000 | $ 176,000 | $ 60,000 |
| Kane County Illinois | 5 | $ 1,571,000 | $ 314,000 | $ 82,000 |
| Logan County Illinois | 5 | $ 796,000 | $ 159,000 | $ 68,000 |
| Hamilton County Indiana | 5 | $ 871,000 | $ 174,000 | $ 47,000 |
| Wayne County Indiana | 5 | $ 771,000 | $ 154,000 | $ 61,000 |
| Carroll County Maryland | 5 | $ 1,597,000 | $ 319,000 | $ 88,000 |
| Frederick County Maryland | 5 | $ 2,014,000 | $ 402,000 | $ 91,000 |
| Montgomery County Maryland | 5 | $ 1,677,000 | $ 335,000 | $ 99,000 |
| Norfolk County Massachusetts | 5 | $ 1,690,000 | $ 338,000 | $ 87,000 |
| Genesee County Michigan | 5 | $ 902,000 | $ 180,000 | $ 78,000 |
| Saginaw County Michigan | 5 | $ 755,000 | $ 151,000 | $ 45,000 |
| Platte County Missouri | 5 | $ 963,000 | $ 192,000 | $ 78,000 |
| St. Louis City County Missouri | 5 | $ 814,000 | $ 162,000 | $ 54,000 |
| Cabarrus County North Carolina | 5 | $ 807,000 | $ 161,000 | $ 76,000 |
| Davidson County North Carolina | 5 | $ 772,000 | $ 154,000 | $ 61,000 |
| Harnett County North Carolina | 5 | $ 1,001,000 | $ 200,000 | $ 71,000 |
| Lincoln County North Carolina | 5 | $ 1,449,000 | $ 289,000 | $ 109,000 |
| Moore County North Carolina | 5 | $ 783,000 | $ 156,000 | $ 49,000 |
| Randolph County North Carolina | 5 | $ 673,000 | $ 134,000 | $ 58,000 |
| Wayne County North Carolina | 5 | $ 852,000 | $ 170,000 | $ 71,000 |
| Allen County Ohio | 5 | $ 728,000 | $ 145,000 | $ 54,000 |
| Licking County Ohio | 5 | $ 774,000 | $ 154,000 | $ 30,000 |
| Richland County South Carolina | 5 | $ 782,000 | $ 156,000 | $ 56,000 |
| Chesterfield County Virginia | 5 | $ 1,189,000 | $ 237,000 | $ 75,000 |
| Portsmouth County Virginia | 5 | $ 973,000 | $ 194,000 | $ 49,000 |
| Clark County Washington | 5 | $ 1,397,000 | $ 279,000 | $ 84,000 |
| Island County Washington | 5 | $ 1,153,000 | $ 230,000 | $ 73,000 |
| Whatcom County Washington | 5 | $ 1,128,000 | $ 225,000 | $ 55,000 |
| Montgomery County Alabama | 4 | $ 621,000 | $ 155,000 | $ 48,000 |
| St. Clair County Alabama | 4 | $ 797,000 | $ 199,000 | $ 59,000 |
| Alachua County Florida | 4 | $ 757,000 | $ 189,000 | $ 55,000 |
| Brevard County Florida | 4 | $ 603,000 | $ 150,000 | $ 49,000 |
| Escambia County Florida | 4 | $ 771,000 | $ 192,000 | $ 72,000 |
| Lee County Florida | 4 | $ 823,000 | $ 205,000 | $ 97,000 |
| Santa Rosa County Florida | 4 | $ 676,000 | $ 169,000 | $ 64,000 |
| Clayton County Georgia | 4 | $ 533,000 | $ 133,000 | $ 51,000 |
| Coweta County Georgia | 4 | $ 776,000 | $ 194,000 | $ 56,000 |
| Glynn County Georgia | 4 | $ 683,000 | $ 170,000 | $ 75,000 |
| Houston County Georgia | 4 | $ 758,000 | $ 189,000 | $ 57,000 |
| Jackson County Georgia | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| Kankakee County Illinois | 4 | $ 676,000 | $ 169,000 | $ 63,000 |
| Peoria County Illinois | 4 | $ 844,000 | $ 211,000 | $ 96,000 |
| Sangamon County Illinois | 4 | $ 776,000 | $ 194,000 | $ 92,000 |
| Tazewell County Illinois | 4 | $ 613,000 | $ 153,000 | $ 60,000 |
| Johnson County Indiana | 4 | $ 584,000 | $ 146,000 | $ 83,000 |
| Madison County Indiana | 4 | $ 531,000 | $ 132,000 | $ 42,000 |
| Howard County Maryland | 4 | $ 1,260,000 | $ 315,000 | $ 116,000 |
| Essex County Massachusetts | 4 | $ 1,249,000 | $ 312,000 | $ 60,000 |
| Allegan County Michigan | 4 | $ 692,000 | $ 173,000 | $ 59,000 |
| Eaton County Michigan | 4 | $ 584,000 | $ 146,000 | $ 60,000 |
| Livingston County Michigan | 4 | $ 849,000 | $ 212,000 | $ 88,000 |
| Anoka County Minnesota | 4 | $ 1,045,000 | $ 261,000 | $ 81,000 |
| Franklin County Missouri | 4 | $ 697,000 | $ 174,000 | $ 51,000 |
| Henry County Missouri | 4 | $ 611,000 | $ 152,000 | $ 60,000 |
| Johnson County Missouri | 4 | $ 798,000 | $ 199,000 | $ 76,000 |
| Lincoln County Missouri | 4 | $ 767,000 | $ 191,000 | $ 49,000 |
| Alamance County North Carolina | 4 | $ 712,000 | $ 178,000 | $ 55,000 |
| Brunswick County North Carolina | 4 | $ 687,000 | $ 171,000 | $ 67,000 |
| Robeson County North Carolina | 4 | $ 444,000 | $ 111,000 | $ 27,000 |
| Stokes County North Carolina | 4 | $ 601,000 | $ 150,000 | $ 60,000 |
| Defiance County Ohio | 4 | $ 504,000 | $ 126,000 | $ 46,000 |
| Henry County Ohio | 4 | $ 591,000 | $ 147,000 | $ 64,000 |
| Mahoning County Ohio | 4 | $ 551,000 | $ 137,000 | $ 38,000 |
| Pickaway County Ohio | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| Aiken County South Carolina | 4 | $ 519,000 | $ 129,000 | $ 43,000 |
| Lexington County South Carolina | 4 | $ 596,000 | $ 149,000 | $ 42,000 |
| Giles County Tennessee | 4 | $ 686,000 | $ 171,000 | $ 53,000 |
| Henry County Tennessee | 4 | $ 462,000 | $ 115,000 | $ 38,000 |
| Montgomery County Tennessee | 4 | $ 762,000 | $ 190,000 | $ 74,000 |
| Harris County Texas | 4 | $ 756,000 | $ 189,000 | $ 58,000 |
| Augusta County Virginia | 4 | $ 677,000 | $ 169,000 | $ 65,000 |
| Chesapeake County Virginia | 4 | $ 1,066,000 | $ 266,000 | $ 74,000 |
| Prince William County Virginia | 4 | $ 1,054,000 | $ 263,000 | $ 109,000 |
| Yakima County Washington | 4 | $ 822,000 | $ 205,000 | $ 50,000 |
| Calhoun County Alabama | 3 | $ 335,000 | $ 111,000 | $ 46,000 |
| Collier County Florida | 3 | $ 974,000 | $ 324,000 | $ 59,000 |
| Lake County Florida | 3 | $ 612,000 | $ 204,000 | $ 64,000 |
| Leon County Florida | 3 | $ 496,000 | $ 165,000 | $ 60,000 |
| Marion County Florida | 3 | $ 601,000 | $ 200,000 | $ 89,000 |
| Okaloosa County Florida | 3 | $ 490,000 | $ 163,000 | $ 56,000 |
| Pasco County Florida | 3 | $ 529,000 | $ 176,000 | $ 53,000 |
| Polk County Florida | 3 | $ 508,000 | $ 169,000 | $ 60,000 |
| Seminole County Florida | 3 | $ 752,000 | $ 250,000 | $ 67,000 |
| St. Lucie County Florida | 3 | $ 537,000 | $ 179,000 | $ 77,000 |
| Sumter County Florida | 3 | $ 521,000 | $ 173,000 | $ 29,000 |
| Volusia County Florida | 3 | $ 509,000 | $ 169,000 | $ 42,000 |
| Baldwin County Georgia | 3 | $ 582,000 | $ 194,000 | $ 106,000 |
| Coffee County Georgia | 3 | $ 500,000 | $ 166,000 | $ 75,000 |
| Dougherty County Georgia | 3 | $ 660,000 | $ 220,000 | $ 75,000 |
| Fayette County Georgia | 3 | $ 601,000 | $ 200,000 | $ 63,000 |
| Gordon County Georgia | 3 | $ 510,000 | $ 170,000 | $ 64,000 |
| Boone County Illinois | 3 | $ 562,000 | $ 187,000 | $ 76,000 |
| Champaign County Illinois | 3 | $ 390,000 | $ 130,000 | $ 51,000 |
| DeKalb County Illinois | 3 | $ 569,000 | $ 189,000 | $ 56,000 |
| Kendall County Illinois | 3 | $ 634,000 | $ 211,000 | $ 59,000 |
| Macon County Illinois | 3 | $ 345,000 | $ 115,000 | $ 44,000 |
| Madison County Illinois | 3 | $ 380,000 | $ 126,000 | $ 66,000 |
| Allen County Indiana | 3 | $ 384,000 | $ 128,000 | $ 75,000 |
| Dearborn County Indiana | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| LaGrange County Indiana | 3 | $ 504,000 | $ 168,000 | $ 60,000 |
| Putnam County Indiana | 3 | $ 600,000 | $ 200,000 | $ 77,000 |
| Wyandotte County Kansas | 3 | $ 494,000 | $ 164,000 | $ 81,000 |
| Charles County Maryland | 3 | $ 852,000 | $ 284,000 | $ 113,000 |
| St. Mary's County Maryland | 3 | $ 1,003,000 | $ 334,000 | $ 105,000 |
| Hampden County Massachusetts | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Calhoun County Michigan | 3 | $ 414,000 | $ 138,000 | $ 68,000 |
| Cass County Michigan | 3 | $ 773,000 | $ 257,000 | $ 153,000 |
| Lenawee County Michigan | 3 | $ 393,000 | $ 131,000 | $ 59,000 |
| Monroe County Michigan | 3 | $ 761,000 | $ 253,000 | $ 103,000 |
| Van Buren County Michigan | 3 | $ 517,000 | $ 172,000 | $ 58,000 |
| Camden County Missouri | 3 | $ 401,000 | $ 133,000 | $ 40,000 |
| Saline County Missouri | 3 | $ 584,000 | $ 194,000 | $ 62,000 |
| Caswell County North Carolina | 3 | $ 638,000 | $ 212,000 | $ 63,000 |
| Chowan County North Carolina | 3 | $ 630,000 | $ 210,000 | $ 73,000 |
| Cleveland County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 90,000 |
| Pender County North Carolina | 3 | $ 468,000 | $ 156,000 | $ 61,000 |
| Rowan County North Carolina | 3 | $ 598,000 | $ 199,000 | $ 77,000 |
| Stanly County North Carolina | 3 | $ 568,000 | $ 189,000 | $ 80,000 |
| Erie County Ohio | 3 | $ 361,000 | $ 120,000 | $ 60,000 |
| Hancock County Ohio | 3 | $ 427,000 | $ 142,000 | $ 55,000 |
| Hardin County Ohio | 3 | $ 368,000 | $ 122,000 | $ 79,000 |
| Highland County Ohio | 3 | $ 362,000 | $ 120,000 | $ 57,000 |
| Holmes County Ohio | 3 | $ 373,000 | $ 124,000 | $ 42,000 |
| Jefferson County Ohio | 3 | $ 444,000 | $ 148,000 | $ 58,000 |
| Ross County Ohio | 3 | $ 541,000 | $ 180,000 | $ 56,000 |
| Sandusky County Ohio | 3 | $ 571,000 | $ 190,000 | $ 77,000 |
| Shelby County Ohio | 3 | $ 499,000 | $ 166,000 | $ 60,000 |
| Tuscarawas County Ohio | 3 | $ 348,000 | $ 116,000 | $ 20,000 |
| Lane County Oregon | 3 | $ 474,000 | $ 158,000 | $ 61,000 |
| Multnomah County Oregon | 3 | $ 575,000 | $ 191,000 | $ 57,000 |
| Bradley County Tennessee | 3 | $ 718,000 | $ 239,000 | $ 87,000 |
| Washington County Tennessee | 3 | $ 472,000 | $ 157,000 | $ 58,000 |
| Tarrant County Texas | 3 | $ 414,000 | $ 138,000 | $ 54,000 |
| Albemarle County Virginia | 3 | $ 784,000 | $ 261,000 | $ 68,000 |
| Greene County Virginia | 3 | $ 843,000 | $ 281,000 | $ 62,000 |
| Hampton County Virginia | 3 | $ 424,000 | $ 141,000 | $ 48,000 |
| Prince George County Virginia | 3 | $ 558,000 | $ 186,000 | $ 53,000 |
| Roanoke County Virginia | 3 | $ 618,000 | $ 206,000 | $ 61,000 |
| Spotsylvania County Virginia | 3 | $ 823,000 | $ 274,000 | $ 95,000 |
| Suffolk County Virginia | 3 | $ 726,000 | $ 242,000 | $ 67,000 |
| Williamsburg County Virginia | 3 | $ 984,000 | $ 328,000 | $ 116,000 |
| Grays Harbor County Washington | 3 | $ 639,000 | $ 213,000 | $ 103,000 |
| Kitsap County Washington | 3 | $ 752,000 | $ 250,000 | $ 97,000 |
| Lewis County Washington | 3 | $ 723,000 | $ 241,000 | $ 67,000 |
| Walla Walla County Washington | 3 | $ 527,000 | $ 175,000 | $ 67,000 |
| Autauga County Alabama | 2 | $ 308,000 | $ 154,000 | $ 63,000 |
| DeKalb County Alabama | 2 | $ 368,000 | $ 184,000 | $ 49,000 |
| Elmore County Alabama | 2 | $ 436,000 | $ 218,000 | $ 71,000 |
| Houston County Alabama | 2 | $ 309,000 | $ 154,000 | $ 65,000 |
| Jackson County Alabama | 2 | $ 264,000 | $ 132,000 | $ 60,000 |
| Lauderdale County Alabama | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| Morgan County Alabama | 2 | $ 294,000 | $ 147,000 | $ 44,000 |
| Russell County Alabama | 2 | $ 242,000 | $ 121,000 | $ 52,000 |
| Riverside County California | 2 | $ 375,000 | $ 187,000 | $ 40,000 |
| Arapahoe County Colorado | 2 | $ 414,000 | $ 207,000 | $ 63,000 |
| El Paso County Colorado | 2 | $ 387,000 | $ 193,000 | $ 72,000 |
| Jefferson County Colorado | 2 | $ 434,000 | $ 217,000 | $ 35,000 |
| Tolland County Connecticut | 2 | $ 493,000 | $ 246,000 | $ 97,000 |
| Windham County Connecticut | 2 | $ 372,000 | $ 186,000 | $ 60,000 |
| Bradford County Florida | 2 | $ 394,000 | $ 197,000 | $ 73,000 |
| Hendry County Florida | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| Manatee County Florida | 2 | $ 472,000 | $ 236,000 | $ 66,000 |
| Sarasota County Florida | 2 | $ 340,000 | $ 170,000 | $ 33,000 |
| Suwannee County Florida | 2 | $ 306,000 | $ 153,000 | $ 59,000 |
| Bibb County Georgia | 2 | $ 343,000 | $ 171,000 | $ 48,000 |
| Catoosa County Georgia | 2 | $ 246,000 | $ 123,000 | $ 55,000 |
| Clarke County Georgia | 2 | $ 348,000 | $ 174,000 | $ 17,000 |
| Douglas County Georgia | 2 | $ 294,000 | $ 147,000 | $ 69,000 |
| Early County Georgia | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Franklin County Georgia | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Lamar County Georgia | 2 | $ 376,000 | $ 188,000 | $ 73,000 |
| Liberty County Georgia | 2 | $ 254,000 | $ 127,000 | $ 51,000 |
| Lowndes County Georgia | 2 | $ 324,000 | $ 162,000 | $ 55,000 |
| Murray County Georgia | 2 | $ 336,000 | $ 168,000 | $ 58,000 |
| Polk County Georgia | 2 | $ 312,000 | $ 156,000 | $ 35,000 |
| Putnam County Georgia | 2 | $ 318,000 | $ 159,000 | $ 45,000 |
| Rockdale County Georgia | 2 | $ 272,000 | $ 136,000 | $ 56,000 |
| Spalding County Georgia | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Stephens County Georgia | 2 | $ 401,000 | $ 200,000 | $ 63,000 |
| Troup County Georgia | 2 | $ 261,000 | $ 130,000 | $ 41,000 |
| Union County Georgia | 2 | $ 519,000 | $ 259,000 | $ 55,000 |
| Walker County Georgia | 2 | $ 287,000 | $ 143,000 | $ 46,000 |
| Ware County Georgia | 2 | $ 334,000 | $ 167,000 | $ 24,000 |
| White County Georgia | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| LaSalle County Illinois | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Macoupin County Illinois | 2 | $ 215,000 | $ 107,000 | $ 66,000 |
| Ogle County Illinois | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Benton County Indiana | 2 | $ 462,000 | $ 231,000 | $ 74,000 |
| Boone County Indiana | 2 | $ 259,000 | $ 129,000 | $ 86,000 |
| Delaware County Indiana | 2 | $ 228,000 | $ 114,000 | $ 67,000 |
| Dubois County Indiana | 2 | $ 354,000 | $ 177,000 | $ 74,000 |
| Hendricks County Indiana | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Howard County Indiana | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Jackson County Indiana | 2 | $ 371,000 | $ 185,000 | $ 85,000 |
| Marshall County Indiana | 2 | $ 286,000 | $ 143,000 | $ 58,000 |
| Sullivan County Indiana | 2 | $ 371,000 | $ 185,000 | $ 107,000 |
| Tippecanoe County Indiana | 2 | $ 261,000 | $ 130,000 | $ 47,000 |
| Crawford County Kansas | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Franklin County Kansas | 2 | $ 392,000 | $ 196,000 | $ 80,000 |
| Jefferson County Kansas | 2 | $ 242,000 | $ 121,000 | $ 42,000 |
| Leavenworth County Kansas | 2 | $ 282,000 | $ 141,000 | $ 31,000 |
| Osage County Kansas | 2 | $ 273,000 | $ 136,000 | $ 83,000 |
| Shawnee County Kansas | 2 | $ 379,000 | $ 189,000 | $ 51,000 |
| Allegany County Maryland | 2 | $ 347,000 | $ 173,000 | $ 76,000 |
| Garrett County Maryland | 2 | $ 471,000 | $ 235,000 | $ 79,000 |
| Kent County Maryland | 2 | $ 304,000 | $ 152,000 | $ 90,000 |
| Queen Anne's County Maryland | 2 | $ 665,000 | $ 332,000 | $ 93,000 |
| Talbot County Maryland | 2 | $ 452,000 | $ 226,000 | $ 45,000 |
| Worcester County Massachusetts | 2 | $ 718,000 | $ 359,000 | $ 128,000 |
| Berrien County Michigan | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Iosco County Michigan | 2 | $ 292,000 | $ 146,000 | $ 86,000 |
| Jackson County Michigan | 2 | $ 360,000 | $ 180,000 | $ 24,000 |
| Kent County Michigan | 2 | $ 371,000 | $ 185,000 | $ 155,000 |
| Lapeer County Michigan | 2 | $ 319,000 | $ 159,000 | $ 53,000 |
| St. Joseph County Michigan | 2 | $ 462,000 | $ 231,000 | $ 77,000 |
| Douglas County Minnesota | 2 | $ 336,000 | $ 168,000 | $ 62,000 |
| Ramsey County Minnesota | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| Christian County Missouri | 2 | $ 480,000 | $ 240,000 | $ 102,000 |
| Cole County Missouri | 2 | $ 355,000 | $ 177,000 | $ 66,000 |
| Cooper County Missouri | 2 | $ 308,000 | $ 154,000 | $ 94,000 |
| Jefferson County Missouri | 2 | $ 444,000 | $ 222,000 | $ 73,000 |
| Newton County Missouri | 2 | $ 242,000 | $ 121,000 | $ 62,000 |
| Phelps County Missouri | 2 | $ 379,000 | $ 189,000 | $ 55,000 |
| Pulaski County Missouri | 2 | $ 375,000 | $ 187,000 | $ 70,000 |
| Beaufort County North Carolina | 2 | $ 296,000 | $ 148,000 | $ 60,000 |
| Carteret County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 95,000 |
| Chatham County North Carolina | 2 | $ 228,000 | $ 114,000 | $ 79,000 |
| Henderson County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Macon County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 59,000 |
| Northampton County North Carolina | 2 | $ 494,000 | $ 247,000 | $ 52,000 |
| Perquimans County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 35,000 |
| Surry County North Carolina | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Union County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 54,000 |
| Ashland County Ohio | 2 | $ 355,000 | $ 177,000 | $ 42,000 |
| Auglaize County Ohio | 2 | $ 405,000 | $ 202,000 | $ 32,000 |
| Champaign County Ohio | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Clermont County Ohio | 2 | $ 404,000 | $ 202,000 | $ 54,000 |
| Fairfield County Ohio | 2 | $ 489,000 | $ 244,000 | $ 74,000 |
| Fayette County Ohio | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Fulton County Ohio | 2 | $ 281,000 | $ 140,000 | $ 54,000 |
| Jackson County Ohio | 2 | $ 293,000 | $ 146,000 | $ 69,000 |
| Madison County Ohio | 2 | $ 473,000 | $ 236,000 | $ 77,000 |
| Mercer County Ohio | 2 | $ 356,000 | $ 178,000 | $ 71,000 |
| Miami County Ohio | 2 | $ 258,000 | $ 129,000 | $ 61,000 |
| Morrow County Ohio | 2 | $ 269,000 | $ 134,000 | $ 60,000 |
| Muskingum County Ohio | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Richland County Ohio | 2 | $ 311,000 | $ 155,000 | $ 66,000 |
| Washington County Ohio | 2 | $ 345,000 | $ 172,000 | $ 105,000 |
| Wood County Ohio | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Clackamas County Oregon | 2 | $ 246,000 | $ 123,000 | $ 56,000 |
| Coos County Oregon | 2 | $ 336,000 | $ 168,000 | $ 37,000 |
| Charleston County South Carolina | 2 | $ 332,000 | $ 166,000 | $ 68,000 |
| Dorchester County South Carolina | 2 | $ 298,000 | $ 149,000 | $ 27,000 |
| Florence County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Georgetown County South Carolina | 2 | $ 353,000 | $ 176,000 | $ 50,000 |
| Greenwood County South Carolina | 2 | $ 376,000 | $ 188,000 | $ 76,000 |
| Sumter County South Carolina | 2 | $ 237,000 | $ 118,000 | $ 34,000 |
| Bedford County Tennessee | 2 | $ 456,000 | $ 228,000 | $ 84,000 |
| Cheatham County Tennessee | 2 | $ 345,000 | $ 172,000 | $ 58,000 |
| Cocke County Tennessee | 2 | $ 294,000 | $ 147,000 | $ 47,000 |
| Grainger County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 40,000 |
| Hamblen County Tennessee | 2 | $ 296,000 | $ 148,000 | $ 48,000 |
| Lincoln County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 129,000 |
| Monroe County Tennessee | 2 | $ 293,000 | $ 146,000 | $ 35,000 |
| Roane County Tennessee | 2 | $ 464,000 | $ 232,000 | $ 100,000 |
| Sullivan County Tennessee | 2 | $ 313,000 | $ 156,000 | $ 54,000 |
| Tipton County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Unicoi County Tennessee | 2 | $ 381,000 | $ 190,000 | $ 71,000 |
| Warren County Tennessee | 2 | $ 357,000 | $ 178,000 | $ 81,000 |
| Williamson County Tennessee | 2 | $ 584,000 | $ 292,000 | $ 205,000 |
| Wichita County Texas | 2 | $ 444,000 | $ 222,000 | $ 127,000 |
| Charlottesville County Virginia | 2 | $ 346,000 | $ 173,000 | $ 80,000 |
| Dinwiddie County Virginia | 2 | $ 954,000 | $ 477,000 | $ 90,000 |
| Essex County Virginia | 2 | $ 630,000 | $ 315,000 | $ 86,000 |
| Hopewell County Virginia | 2 | $ 458,000 | $ 229,000 | $ 54,000 |
| Isle of Wight County Virginia | 2 | $ 468,000 | $ 234,000 | $ 59,000 |
| Louisa County Virginia | 2 | $ 391,000 | $ 195,000 | $ 23,000 |
| Lynchburg County Virginia | 2 | $ 387,000 | $ 193,000 | $ 87,000 |
| Montgomery County Virginia | 2 | $ 362,000 | $ 181,000 | $ 56,000 |
| Rockbridge County Virginia | 2 | $ 396,000 | $ 198,000 | $ 53,000 |
| Southampton County Virginia | 2 | $ 370,000 | $ 185,000 | $ 55,000 |
| Tazewell County Virginia | 2 | $ 212,000 | $ 106,000 | $ 38,000 |
| Warren County Virginia | 2 | $ 368,000 | $ 184,000 | $ 56,000 |
| Benton County Washington | 2 | $ 439,000 | $ 219,000 | $ 111,000 |
| Douglas County Washington | 2 | $ 564,000 | $ 282,000 | $ 78,000 |
| Grant County Washington | 2 | $ 309,000 | $ 154,000 | $ 74,000 |
| Jefferson County Washington | 2 | $ 378,000 | $ 189,000 | $ 31,000 |
| Kittitas County Washington | 2 | $ 379,000 | $ 189,000 | $ 42,000 |
| Mason County Washington | 2 | $ 473,000 | $ 236,000 | $ 79,000 |
| Stevens County Washington | 2 | $ 530,000 | $ 265,000 | $ 109,000 |
| Barbour County Alabama | 1 | $ 213,000 | $ 213,000 | $ 35,000 |
| Butler County Alabama | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Chilton County Alabama | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Cleburne County Alabama | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Coffee County Alabama | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Lamar County Alabama | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Limestone County Alabama | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| Monroe County Alabama | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Pickens County Alabama | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Randolph County Alabama | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Tallapoosa County Alabama | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Walker County Alabama | 1 | $ 133,000 | $ 133,000 | $ 93,000 |
| Butte County California | 1 | $ 309,000 | $ 309,000 | $ 135,000 |
| Contra Costa County California | 1 | $ 204,000 | $ 204,000 | $ 149,000 |
| Lake County California | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| Los Angeles County California | 1 | $ 368,000 | $ 368,000 | $ 145,000 |
| Sacramento County California | 1 | $ 134,000 | $ 134,000 | $ 113,000 |
| Adams County Colorado | 1 | $ 370,000 | $ 370,000 | $ 84,000 |
| Archuleta County Colorado | 1 | $ 199,000 | $ 199,000 | $ 71,000 |
| Boulder County Colorado | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Franklin County Florida | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Hardee County Florida | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Highlands County Florida | 1 | $ 139,000 | $ 139,000 | $ 26,000 |
| Holmes County Florida | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Nassau County Florida | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Walton County Florida | 1 | $ 319,000 | $ 319,000 | $ 80,000 |
| Appling County Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bacon County Georgia | 1 | $ 158,000 | $ 158,000 | $ 37,000 |
| Barrow County Georgia | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Bartow County Georgia | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Berrien County Georgia | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Bryan County Georgia | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Butts County Georgia | 1 | $ 92,000 | $ 92,000 | $ 20,000 |
| Camden County Georgia | 1 | $ 161,000 | $ 161,000 | $ 66,000 |
| Carroll County Georgia | 1 | $ 144,000 | $ 144,000 | $ 39,000 |
| Colquitt County Georgia | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Crisp County Georgia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Dade County Georgia | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Effingham County Georgia | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Floyd County Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Gilmer County Georgia | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| Habersham County Georgia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Lee County Georgia | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| Monroe County Georgia | 1 | $ 163,000 | $ 163,000 | $ 117,000 |
| Morgan County Georgia | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Oconee County Georgia | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Oglethorpe County Georgia | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Pickens County Georgia | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Pike County Georgia | 1 | $ 101,000 | $ 101,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 152,000 | $ 152,000 | $ 92,000 |
| Sumter County Georgia | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Toombs County Georgia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Upson County Georgia | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Walton County Georgia | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Warren County Georgia | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Wayne County Georgia | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Wheeler County Georgia | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Wilcox County Georgia | 1 | $ 114,000 | $ 114,000 | $ 88,000 |
| Wilkinson County Georgia | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| Bond County Illinois | 1 | $ 163,000 | $ 163,000 | $ 113,000 |
| Clinton County Illinois | 1 | $ 227,000 | $ 227,000 | $ 91,000 |
| Coles County Illinois | 1 | $ 148,000 | $ 148,000 | $ 93,000 |
| De Witt County Illinois | 1 | $ 151,000 | $ 151,000 | $ 78,000 |
| Jefferson County Illinois | 1 | $ 228,000 | $ 228,000 | $ 104,000 |
| Jersey County Illinois | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Lee County Illinois | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Marshall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Randolph County Illinois | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Rock Island County Illinois | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Stephenson County Illinois | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Wabash County Illinois | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Warren County Illinois | 1 | $ 130,000 | $ 130,000 | $ 122,000 |
| Williamson County Illinois | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Woodford County Illinois | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Bartholomew County Indiana | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Carroll County Indiana | 1 | $ 174,000 | $ 174,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,610 | $492,779,000 | $188,000 | $840,000 | $66,000 | $1,000,000 |
| Home Purchase | 86 | $13,005,000 | $151,000 | $350,000 | $67,000 | $168,000 |
| Home Improvement | 38 | $7,301,000 | $192,000 | $377,000 | $66,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,023 | $379,772,000 | $187,000 | $840,000 | $67,000 | $1,000,000 |
| Black or African American | 410 | $74,634,000 | $182,000 | $582,000 | $63,000 | $181,000 |
| Not Provided | 144 | $26,713,000 | $185,000 | $438,000 | $66,000 | $150,000 |
| Hispanic | 124 | $23,483,000 | $189,000 | $365,000 | $63,000 | $181,000 |
| Asian | 22 | $6,073,000 | $276,000 | $423,000 | $90,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,223,000 | $203,000 | $410,000 | $70,000 | $115,000 |
| American Indian or Alaskan Native | 5 | $1,187,000 | $237,000 | $337,000 | $70,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,729 | $512,574,000 | $187,000 | $840,000 | $66,000 | $1,000,000 |
| VA-guaranteed (Veterans Administration) | 4 | $421,000 | $105,000 | $143,000 | $52,000 | $65,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1 | $90,000 | $90,000 | $90,000 | $54,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,276 | $428,635,000 | $188,000 | $840,000 | $67,000 | $1,000,000 |
| Application Withdrawn By Applicant | 238 | $46,650,000 | $196,000 | $582,000 | $68,000 | $247,000 |
| Application Denied By Financial Institution | 220 | $37,800,000 | $171,000 | $518,000 | $60,000 | $200,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 119 | $21,232,000 | $178,000 | $366,000 | $64,000 | $200,000 |
| Collateral | 37 | $6,100,000 | $164,000 | $333,000 | $57,000 | $164,000 |
| Credit History | 21 | $3,060,000 | $145,000 | $234,000 | $55,000 | $131,000 |
| Debt-To-Income Ratio | 21 | $3,790,000 | $180,000 | $518,000 | $44,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,289,000 | $184,000 | $424,000 | $54,000 | $104,000 |
| Unverifiable Information | 2 | $259,000 | $129,000 | $140,000 | $69,000 | $83,000 |
| Credit Application Incomplete | 2 | $228,000 | $114,000 | $116,000 | $33,000 | $41,000 |
| Employment History | 1 | $140,000 | $140,000 | $140,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.