First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First Place Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 999 E Main St Ravenna, OH 44266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 10,540 |
| Total Mortgage Loan Application Amount | $1,521,509,000 |
| Average Mortgage Loan Application Amount | $199,792 |
| Highest Mortgage Loan Application Amount | $6,830,000 |
| Average Applicant Income | $71,924 |
| Highest Applicant Income | $2,903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,340 | $ 191,019,000 | $ 142,000 | $ 60,000 |
| Mahoning County Ohio | 1,191 | $ 111,525,000 | $ 93,000 | $ 57,000 |
| Trumbull County Ohio | 1,036 | $ 86,719,000 | $ 83,000 | $ 58,000 |
| Franklin County Ohio | 626 | $ 99,830,000 | $ 159,000 | $ 63,000 |
| Summit County Ohio | 523 | $ 73,446,000 | $ 140,000 | $ 57,000 |
| Portage County Ohio | 466 | $ 61,769,000 | $ 132,000 | $ 54,000 |
| Cook County Illinois | 395 | $ 78,196,000 | $ 197,000 | $ 17,000 |
| Lake County Ohio | 262 | $ 38,304,000 | $ 146,000 | $ 52,000 |
| Hamilton County Ohio | 252 | $ 42,222,000 | $ 167,000 | $ 57,000 |
| Genesee County Michigan | 242 | $ 30,252,000 | $ 125,000 | $ 53,000 |
| Lucas County Ohio | 227 | $ 33,192,000 | $ 146,000 | $ 62,000 |
| Stark County Ohio | 201 | $ 25,273,000 | $ 125,000 | $ 51,000 |
| Lorain County Ohio | 200 | $ 30,128,000 | $ 150,000 | $ 56,000 |
| Licking County Ohio | 194 | $ 28,670,000 | $ 147,000 | $ 77,000 |
| Montgomery County Ohio | 188 | $ 31,885,000 | $ 169,000 | $ 94,000 |
| Warren County Ohio | 183 | $ 44,990,000 | $ 245,000 | $ 82,000 |
| Oakland County Michigan | 180 | $ 42,279,000 | $ 234,000 | $ 61,000 |
| Butler County Ohio | 151 | $ 22,804,000 | $ 151,000 | $ 70,000 |
| Medina County Ohio | 151 | $ 21,263,000 | $ 140,000 | $ 55,000 |
| Geauga County Ohio | 143 | $ 30,924,000 | $ 216,000 | $ 101,000 |
| Delaware County Ohio | 125 | $ 29,669,000 | $ 237,000 | $ 100,000 |
| Clermont County Ohio | 120 | $ 24,883,000 | $ 207,000 | $ 68,000 |
| Wayne County Michigan | 118 | $ 13,187,000 | $ 111,000 | $ 39,000 |
| Will County Illinois | 102 | $ 17,913,000 | $ 175,000 | $ 0 |
| Jackson County Michigan | 100 | $ 12,523,000 | $ 125,000 | $ 59,000 |
| Lake County Indiana | 99 | $ 13,941,000 | $ 140,000 | $ 7,000 |
| Knox County Ohio | 98 | $ 10,805,000 | $ 110,000 | $ 51,000 |
| DuPage County Illinois | 83 | $ 16,231,000 | $ 195,000 | $ 11,000 |
| Fairfield County Ohio | 81 | $ 13,399,000 | $ 165,000 | $ 60,000 |
| Greene County Ohio | 76 | $ 21,372,000 | $ 281,000 | $ 87,000 |
| Wood County Ohio | 52 | $ 8,444,000 | $ 162,000 | $ 48,000 |
| Livingston County Michigan | 49 | $ 9,158,000 | $ 186,000 | $ 55,000 |
| Columbiana County Ohio | 48 | $ 4,511,000 | $ 93,000 | $ 50,000 |
| Lake County Illinois | 45 | $ 11,351,000 | $ 252,000 | $ 26,000 |
| Macomb County Michigan | 45 | $ 6,340,000 | $ 140,000 | $ 47,000 |
| Washtenaw County Michigan | 45 | $ 7,917,000 | $ 175,000 | $ 32,000 |
| Boone County Kentucky | 39 | $ 7,875,000 | $ 201,000 | $ 26,000 |
| Ingham County Michigan | 36 | $ 4,878,000 | $ 135,000 | $ 31,000 |
| Union County Ohio | 34 | $ 5,021,000 | $ 147,000 | $ 46,000 |
| Kenton County Kentucky | 33 | $ 5,372,000 | $ 162,000 | $ 31,000 |
| Kane County Illinois | 31 | $ 6,589,000 | $ 212,000 | $ 0 |
| Ashtabula County Ohio | 30 | $ 3,746,000 | $ 124,000 | $ 58,000 |
| Wayne County Ohio | 29 | $ 3,499,000 | $ 120,000 | $ 42,000 |
| Monroe County Michigan | 27 | $ 4,375,000 | $ 162,000 | $ 59,000 |
| Lapeer County Michigan | 23 | $ 3,827,000 | $ 166,000 | $ 31,000 |
| Campbell County Kentucky | 22 | $ 2,391,000 | $ 108,000 | $ 36,000 |
| Madison County Ohio | 22 | $ 3,176,000 | $ 144,000 | $ 48,000 |
| Clinton County Michigan | 20 | $ 3,548,000 | $ 177,000 | $ 21,000 |
| Porter County Indiana | 18 | $ 3,398,000 | $ 188,000 | $ 0 |
| Eaton County Michigan | 18 | $ 2,735,000 | $ 151,000 | $ 27,000 |
| Shiawassee County Michigan | 18 | $ 2,927,000 | $ 162,000 | $ 47,000 |
| Tuscola County Michigan | 18 | $ 2,728,000 | $ 151,000 | $ 26,000 |
| Kent County Michigan | 17 | $ 293,000 | $ 17,000 | $ 62,000 |
| Clark County Nevada | 16 | $ 3,596,000 | $ 224,000 | $ 213,000 |
| Brown County Ohio | 13 | $ 2,434,000 | $ 187,000 | $ 49,000 |
| Erie County Ohio | 11 | $ 1,335,000 | $ 121,000 | $ 52,000 |
| Ottawa County Ohio | 11 | $ 1,994,000 | $ 181,000 | $ 82,000 |
| Mercer County Pennsylvania | 11 | $ 1,408,000 | $ 128,000 | $ 49,000 |
| Pinellas County Florida | 10 | $ 1,912,000 | $ 191,000 | $ 80,000 |
| McHenry County Illinois | 10 | $ 1,467,000 | $ 146,000 | $ 0 |
| Perry County Ohio | 10 | $ 1,754,000 | $ 175,000 | $ 159,000 |
| Fulton County Ohio | 9 | $ 1,319,000 | $ 146,000 | $ 36,000 |
| Dearborn County Indiana | 8 | $ 986,000 | $ 123,000 | $ 48,000 |
| Plymouth County Massachusetts | 8 | $ 2,113,000 | $ 264,000 | $ 0 |
| Calhoun County Michigan | 8 | $ 1,044,000 | $ 130,000 | $ 51,000 |
| Lenawee County Michigan | 8 | $ 785,000 | $ 98,000 | $ 69,000 |
| St. Clair County Michigan | 8 | $ 1,389,000 | $ 173,000 | $ 75,000 |
| Pickaway County Ohio | 8 | $ 1,120,000 | $ 140,000 | $ 45,000 |
| Sarasota County Florida | 7 | $ 2,440,000 | $ 348,000 | $ 51,000 |
| Clark County Ohio | 7 | $ 785,000 | $ 112,000 | $ 75,000 |
| Allegheny County Pennsylvania | 7 | $ 3,790,000 | $ 541,000 | $ 25,000 |
| Broward County Florida | 6 | $ 1,142,000 | $ 190,000 | $ 60,000 |
| Collier County Florida | 6 | $ 1,688,000 | $ 281,000 | $ 134,000 |
| Lee County Florida | 6 | $ 925,000 | $ 154,000 | $ 44,000 |
| Saginaw County Michigan | 6 | $ 1,026,000 | $ 171,000 | $ 81,000 |
| Ashland County Ohio | 6 | $ 1,140,000 | $ 190,000 | $ 94,000 |
| Clinton County Ohio | 6 | $ 718,000 | $ 119,000 | $ 16,000 |
| Miami County Ohio | 6 | $ 939,000 | $ 156,000 | $ 52,000 |
| Lawrence County Pennsylvania | 6 | $ 419,000 | $ 69,000 | $ 41,000 |
| Roscommon County Michigan | 5 | $ 1,559,000 | $ 311,000 | $ 0 |
| Sanilac County Michigan | 5 | $ 781,000 | $ 156,000 | $ 86,000 |
| Logan County Ohio | 5 | $ 680,000 | $ 136,000 | $ 124,000 |
| Morrow County Ohio | 5 | $ 799,000 | $ 159,000 | $ 38,000 |
| Maricopa County Arizona | 4 | $ 561,000 | $ 140,000 | $ 19,000 |
| Brevard County Florida | 4 | $ 1,006,000 | $ 251,000 | $ 262,000 |
| Grundy County Illinois | 4 | $ 733,000 | $ 183,000 | $ 0 |
| Hamilton County Indiana | 4 | $ 667,000 | $ 166,000 | $ 31,000 |
| Gladwin County Michigan | 4 | $ 543,000 | $ 135,000 | $ 20,000 |
| Iosco County Michigan | 4 | $ 1,098,000 | $ 274,000 | $ 72,000 |
| Leelanau County Michigan | 4 | $ 449,000 | $ 112,000 | $ 0 |
| Mecosta County Michigan | 4 | $ 427,000 | $ 106,000 | $ 61,000 |
| Ottawa County Michigan | 4 | $ 28,000 | $ 7,000 | $ 92,000 |
| Van Buren County Michigan | 4 | $ 614,000 | $ 153,000 | $ 0 |
| Hocking County Ohio | 4 | $ 497,000 | $ 124,000 | $ 91,000 |
| Muskingum County Ohio | 4 | $ 307,000 | $ 76,000 | $ 33,000 |
| Sandusky County Ohio | 4 | $ 772,000 | $ 193,000 | $ 61,000 |
| Beaver County Pennsylvania | 4 | $ 499,000 | $ 124,000 | $ 87,000 |
| Denver County Colorado | 3 | $ 443,000 | $ 147,000 | $ 17,000 |
| Larimer County Colorado | 3 | $ 342,000 | $ 114,000 | $ 31,000 |
| Palm Beach County Florida | 3 | $ 808,000 | $ 269,000 | $ 40,000 |
| Cobb County Georgia | 3 | $ 611,000 | $ 203,000 | $ 35,000 |
| Jefferson County Kentucky | 3 | $ 282,000 | $ 94,000 | $ 49,000 |
| Alcona County Michigan | 3 | $ 109,000 | $ 36,000 | $ 17,000 |
| Berrien County Michigan | 3 | $ 594,000 | $ 198,000 | $ 0 |
| Clare County Michigan | 3 | $ 402,000 | $ 134,000 | $ 73,000 |
| Huron County Michigan | 3 | $ 428,000 | $ 142,000 | $ 84,000 |
| Ionia County Michigan | 3 | $ 552,000 | $ 184,000 | $ 0 |
| Montcalm County Michigan | 3 | $ 254,000 | $ 84,000 | $ 19,000 |
| Chautauqua County New York | 3 | $ 797,000 | $ 265,000 | $ 49,000 |
| Hancock County Ohio | 3 | $ 645,000 | $ 215,000 | $ 41,000 |
| Henry County Ohio | 3 | $ 370,000 | $ 123,000 | $ 26,000 |
| Beaufort County South Carolina | 3 | $ 398,000 | $ 132,000 | $ 26,000 |
| Oconee County South Carolina | 3 | $ 228,000 | $ 76,000 | $ 63,000 |
| Dallas County Texas | 3 | $ 505,000 | $ 168,000 | $ 194,000 |
| St. Clair County Alabama | 2 | $ 225,000 | $ 112,000 | $ 46,000 |
| Orange County California | 2 | $ 654,000 | $ 327,000 | $ 64,000 |
| San Diego County California | 2 | $ 423,000 | $ 211,000 | $ 196,000 |
| Boulder County Colorado | 2 | $ 714,000 | $ 357,000 | $ 240,000 |
| Duval County Florida | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Flagler County Florida | 2 | $ 149,000 | $ 74,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 247,000 | $ 123,000 | $ 228,000 |
| Polk County Florida | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Fulton County Georgia | 2 | $ 458,000 | $ 229,000 | $ 75,000 |
| DeKalb County Illinois | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Kankakee County Illinois | 2 | $ 219,000 | $ 109,000 | $ 0 |
| Kendall County Illinois | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Jasper County Indiana | 2 | $ 163,000 | $ 81,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 294,000 | $ 147,000 | $ 17,000 |
| Oldham County Kentucky | 2 | $ 425,000 | $ 212,000 | $ 96,000 |
| Owen County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 83,000 |
| Anne Arundel County Maryland | 2 | $ 315,000 | $ 157,000 | $ 74,000 |
| Allegan County Michigan | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Arenac County Michigan | 2 | $ 185,000 | $ 92,000 | $ 25,000 |
| Barry County Michigan | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| Bay County Michigan | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Cass County Michigan | 2 | $ 465,000 | $ 232,000 | $ 59,000 |
| Cheboygan County Michigan | 2 | $ 88,000 | $ 44,000 | $ 26,000 |
| Chippewa County Michigan | 2 | $ 275,000 | $ 137,000 | $ 90,000 |
| Grand Traverse County Michigan | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Hillsdale County Michigan | 2 | $ 115,000 | $ 57,000 | $ 33,000 |
| Kalamazoo County Michigan | 2 | $ 198,000 | $ 99,000 | $ 31,000 |
| Midland County Michigan | 2 | $ 167,000 | $ 83,000 | $ 11,000 |
| Muskegon County Michigan | 2 | $ 155,000 | $ 77,000 | $ 0 |
| St. Joseph County Michigan | 2 | $ 18,000 | $ 9,000 | $ 39,000 |
| Union County New Jersey | 2 | $ 455,000 | $ 227,000 | $ 129,000 |
| Union County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 95,000 |
| Auglaize County Ohio | 2 | $ 119,000 | $ 59,000 | $ 95,000 |
| Carroll County Ohio | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Champaign County Ohio | 2 | $ 478,000 | $ 239,000 | $ 115,000 |
| Coshocton County Ohio | 2 | $ 447,000 | $ 223,000 | $ 29,000 |
| Crawford County Ohio | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Harrison County Ohio | 2 | $ 96,000 | $ 48,000 | $ 72,000 |
| Richland County Ohio | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 281,000 | $ 140,000 | $ 27,000 |
| Horry County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 165,000 |
| Knox County Tennessee | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
| Kenosha County Wisconsin | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 568,000 | $ 568,000 | $ 296,000 |
| Los Angeles County California | 1 | $ 302,000 | $ 302,000 | $ 96,000 |
| Sacramento County California | 1 | $ 645,000 | $ 645,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 318,000 | $ 318,000 | $ 200,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Clay County Florida | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Martin County Florida | 1 | $ 480,000 | $ 480,000 | $ 174,000 |
| Miami-Dade County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Monroe County Florida | 1 | $ 500,000 | $ 500,000 | $ 175,000 |
| Santa Rosa County Florida | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Sumter County Florida | 1 | $ 90,000 | $ 90,000 | $ 20,000 |
| Volusia County Florida | 1 | $ 162,000 | $ 162,000 | $ 47,000 |
| Chatham County Georgia | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| DeKalb County Georgia | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 166,000 | $ 166,000 | $ 55,000 |
| Johnson County Illinois | 1 | $ 237,000 | $ 237,000 | $ 53,000 |
| Ogle County Illinois | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Allen County Indiana | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 191,000 | $ 191,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Marshall County Indiana | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Noble County Indiana | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Ohio County Indiana | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Ripley County Indiana | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Steuben County Indiana | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Webster County Iowa | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Bracken County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 66,000 |
| Bullitt County Kentucky | 1 | $ 269,000 | $ 269,000 | $ 93,000 |
| Calloway County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Grant County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Pendleton County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 224,000 | $ 224,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 268,000 | $ 268,000 | $ 305,000 |
| York County Maine | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Harford County Maryland | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 188,000 |
| Norfolk County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Alger County Michigan | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Antrim County Michigan | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Branch County Michigan | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Emmet County Michigan | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Isabella County Michigan | 1 | $ 38,000 | $ 38,000 | $ 14,000 |
| Kalkaska County Michigan | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Marquette County Michigan | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Nicollet County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Gallatin County Montana | 1 | $ 440,000 | $ 440,000 | $ 379,000 |
| Lancaster County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Gloucester County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 328,000 | $ 328,000 | $ 95,000 |
| Sussex County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 195,000 |
| Suffolk County New York | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Mecklenburg County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Athens County Ohio | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Defiance County Ohio | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Gallia County Ohio | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Hardin County Ohio | 1 | $ 322,000 | $ 322,000 | $ 446,000 |
| Holmes County Ohio | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Huron County Ohio | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Lawrence County Ohio | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Monroe County Ohio | 1 | $ 80,000 | $ 80,000 | $ 201,000 |
| Scioto County Ohio | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Washington County Ohio | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Williams County Ohio | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Le Flore County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Crawford County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Fayette County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Georgetown County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 86,000 |
| Washington County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Montgomery County Texas | 1 | $ 306,000 | $ 306,000 | $ 156,000 |
| Franklin County Vermont | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Windham County Vermont | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 334,000 | $ 334,000 | $ 95,000 |
| Henrico County Virginia | 1 | $ 66,000 | $ 66,000 | $ 137,000 |
| Montgomery County Virginia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Greenbrier County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 106,000 |
| Dane County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Florence County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,714 | $963,823,000 | $189,903 | $6,830,000 | $71,322 | $2,903,000 |
| Refinancing | 3,429 | $508,033,000 | $225,400 | $2,437,000 | $72,400 | $2,176,000 |
| Home Improvement | 397 | $49,653,000 | $97,000 | $1,045,000 | $76,500 | $618,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,665 | $1,382,126,000 | $197,696 | $2,200,000 | $69,969 | $2,903,000 |
| Black or African American | 348 | $37,348,000 | $143,750 | $637,000 | $88,375 | $305,000 |
| Hispanic | 207 | $30,333,000 | $185,428 | $575,000 | $35,000 | $449,000 |
| Asian | 185 | $38,601,000 | $181,833 | $694,000 | $21,333 | $425,000 |
| Not applicable | 103 | $29,161,000 | $410,500 | $6,830,000 | $11,000 | $984,000 |
| American Indian or Alaskan Native | 23 | $2,350,000 | $92,000 | $338,000 | $70,250 | $184,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $958,000 | $103,666 | $357,000 | $37,000 | $211,000 |
| Not Provided | 1 | $632,000 | $632,000 | $632,000 | $180,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,211 | $1,483,998,000 | $194,882 | $6,830,000 | $75,676 | $2,903,000 |
| FHA-insured (Federal Housing Administration) | 298 | $33,142,000 | $116,250 | $272,000 | $37,250 | $205,000 |
| VA-guaranteed (Veterans Administration) | 31 | $4,369,000 | $174,333 | $245,000 | $56,666 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,016 | $963,630,000 | $202,000 | $2,200,000 | $107,066 | $2,903,000 |
| Loan Purchased By The Institution | 2,079 | $360,073,000 | $204,578 | $828,000 | $0 | $0 |
| Application Withdrawn By Applicant | 675 | $90,224,000 | $178,000 | $1,200,000 | $82,777 | $610,000 |
| Application Approved But Not Accepted | 354 | $45,828,000 | $141,375 | $940,000 | $84,625 | $1,411,000 |
| Application Denied By Financial Institution | 284 | $45,811,000 | $135,833 | $6,830,000 | $48,666 | $452,000 |
| Preapproval Approved but not Accepted | 131 | $15,892,000 | $121,000 | $900,000 | $43,000 | $520,000 |
| Preapproval Denied by Financial Institution | 1 | $51,000 | $51,000 | $51,000 | $17,000 | $17,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 111 | $9,782,000 | $98,000 | $500,000 | $41,500 | $267,000 |
| Credit Application Incomplete | 65 | $9,296,000 | $99,200 | $954,000 | $48,800 | $452,000 |
| Debt-To-Income Ratio | 60 | $8,815,000 | $146,000 | $690,000 | $38,000 | $147,000 |
| Collateral | 25 | $7,469,000 | $382,333 | $2,437,000 | $42,666 | $374,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $9,111,000 | $911,000 | $6,830,000 | $64,000 | $291,000 |
| Unverifiable Information | 7 | $771,000 | $110,000 | $257,000 | $15,000 | $49,000 |
| Mortgage Insurance Denied | 4 | $339,000 | $84,000 | $149,000 | $66,000 | $176,000 |
| Employment History | 3 | $279,000 | $93,000 | $122,000 | $21,000 | $28,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.