First Place Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Place Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Place Bank 999 E Main St Ravenna, OH 44266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 9,642 |
| Total Mortgage Loan Application Amount | $1,518,674,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $8,366,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Place Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Place Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Place Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Place Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Place Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Place Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 940 | $ 99,023,000 | $ 105,000 | $ 78,000 |
| Trumbull County Ohio | 750 | $ 68,747,000 | $ 91,000 | $ 60,000 |
| Cuyahoga County Ohio | 700 | $ 105,833,000 | $ 151,000 | $ 91,000 |
| Marion County Indiana | 398 | $ 51,374,000 | $ 129,000 | $ 68,000 |
| Franklin County Ohio | 398 | $ 79,468,000 | $ 199,000 | $ 101,000 |
| Lorain County Ohio | 360 | $ 54,185,000 | $ 150,000 | $ 74,000 |
| Summit County Ohio | 346 | $ 53,569,000 | $ 154,000 | $ 72,000 |
| Genesee County Michigan | 332 | $ 44,536,000 | $ 134,000 | $ 97,000 |
| Kent County Michigan | 314 | $ 49,465,000 | $ 157,000 | $ 72,000 |
| Ottawa County Michigan | 301 | $ 44,694,000 | $ 148,000 | $ 64,000 |
| Portage County Ohio | 274 | $ 43,167,000 | $ 157,000 | $ 72,000 |
| Hamilton County Indiana | 272 | $ 41,775,000 | $ 153,000 | $ 65,000 |
| Oakland County Michigan | 240 | $ 68,219,000 | $ 284,000 | $ 111,000 |
| Jackson County Michigan | 184 | $ 23,692,000 | $ 128,000 | $ 71,000 |
| Cook County Illinois | 173 | $ 34,574,000 | $ 199,000 | $ 6,000 |
| Johnson County Indiana | 167 | $ 20,593,000 | $ 123,000 | $ 49,000 |
| Lake County Ohio | 140 | $ 21,465,000 | $ 153,000 | $ 74,000 |
| Stark County Ohio | 133 | $ 17,976,000 | $ 135,000 | $ 47,000 |
| Licking County Ohio | 117 | $ 19,723,000 | $ 168,000 | $ 85,000 |
| Hancock County Indiana | 114 | $ 16,324,000 | $ 143,000 | $ 65,000 |
| Delaware County Ohio | 109 | $ 26,846,000 | $ 246,000 | $ 90,000 |
| Montgomery County Ohio | 104 | $ 23,646,000 | $ 227,000 | $ 128,000 |
| Hamilton County Ohio | 99 | $ 17,422,000 | $ 175,000 | $ 71,000 |
| Lake County Indiana | 97 | $ 13,327,000 | $ 137,000 | $ 7,000 |
| Lucas County Ohio | 94 | $ 13,731,000 | $ 146,000 | $ 74,000 |
| Wayne County Michigan | 93 | $ 15,042,000 | $ 161,000 | $ 57,000 |
| Greene County Ohio | 89 | $ 29,669,000 | $ 333,000 | $ 162,000 |
| Warren County Ohio | 88 | $ 24,257,000 | $ 275,000 | $ 148,000 |
| Hendricks County Indiana | 86 | $ 14,057,000 | $ 163,000 | $ 69,000 |
| Allegan County Michigan | 86 | $ 13,362,000 | $ 155,000 | $ 59,000 |
| Knox County Ohio | 86 | $ 10,064,000 | $ 117,000 | $ 52,000 |
| Clermont County Ohio | 81 | $ 17,362,000 | $ 214,000 | $ 105,000 |
| Medina County Ohio | 81 | $ 14,009,000 | $ 172,000 | $ 78,000 |
| Howard County Indiana | 77 | $ 8,408,000 | $ 109,000 | $ 54,000 |
| Tippecanoe County Indiana | 77 | $ 10,471,000 | $ 135,000 | $ 44,000 |
| Macomb County Michigan | 71 | $ 17,362,000 | $ 244,000 | $ 57,000 |
| Will County Illinois | 66 | $ 11,639,000 | $ 176,000 | $ 2,000 |
| Geauga County Ohio | 62 | $ 15,921,000 | $ 256,000 | $ 123,000 |
| Madison County Indiana | 56 | $ 7,052,000 | $ 125,000 | $ 49,000 |
| Morgan County Indiana | 54 | $ 6,888,000 | $ 127,000 | $ 49,000 |
| DuPage County Illinois | 43 | $ 8,365,000 | $ 194,000 | $ 10,000 |
| Columbiana County Ohio | 41 | $ 5,049,000 | $ 123,000 | $ 75,000 |
| Washtenaw County Michigan | 38 | $ 9,678,000 | $ 254,000 | $ 86,000 |
| Butler County Ohio | 36 | $ 6,149,000 | $ 170,000 | $ 87,000 |
| Livingston County Michigan | 33 | $ 6,828,000 | $ 206,000 | $ 69,000 |
| Lapeer County Michigan | 32 | $ 4,521,000 | $ 141,000 | $ 65,000 |
| Pickaway County Ohio | 28 | $ 3,957,000 | $ 141,000 | $ 59,000 |
| Wayne County Ohio | 28 | $ 3,321,000 | $ 118,000 | $ 61,000 |
| Madison County Ohio | 27 | $ 3,445,000 | $ 127,000 | $ 60,000 |
| Wood County Ohio | 27 | $ 4,417,000 | $ 163,000 | $ 91,000 |
| Monroe County Michigan | 25 | $ 4,494,000 | $ 179,000 | $ 74,000 |
| Union County Ohio | 22 | $ 4,092,000 | $ 186,000 | $ 74,000 |
| Ionia County Michigan | 20 | $ 2,076,000 | $ 103,000 | $ 30,000 |
| Ingham County Michigan | 19 | $ 2,431,000 | $ 127,000 | $ 47,000 |
| Ashtabula County Ohio | 19 | $ 1,660,000 | $ 87,000 | $ 57,000 |
| Kenton County Kentucky | 18 | $ 4,120,000 | $ 228,000 | $ 171,000 |
| Shiawassee County Michigan | 17 | $ 1,868,000 | $ 109,000 | $ 51,000 |
| Kane County Illinois | 16 | $ 3,288,000 | $ 205,000 | $ 0 |
| Barry County Michigan | 16 | $ 2,377,000 | $ 148,000 | $ 92,000 |
| Porter County Indiana | 15 | $ 2,205,000 | $ 147,000 | $ 0 |
| Saginaw County Michigan | 15 | $ 1,887,000 | $ 125,000 | $ 79,000 |
| Fairfield County Ohio | 15 | $ 3,160,000 | $ 210,000 | $ 85,000 |
| Osceola County Florida | 14 | $ 3,548,000 | $ 253,000 | $ 391,000 |
| Mecklenburg County North Carolina | 14 | $ 2,294,000 | $ 163,000 | $ 74,000 |
| Brown County Ohio | 14 | $ 2,464,000 | $ 176,000 | $ 58,000 |
| Lee County Florida | 13 | $ 5,436,000 | $ 418,000 | $ 308,000 |
| Shelby County Indiana | 13 | $ 1,589,000 | $ 122,000 | $ 49,000 |
| Kalamazoo County Michigan | 13 | $ 2,029,000 | $ 156,000 | $ 51,000 |
| Perry County Ohio | 13 | $ 3,424,000 | $ 263,000 | $ 174,000 |
| Boone County Kentucky | 12 | $ 3,688,000 | $ 307,000 | $ 89,000 |
| Tuscola County Michigan | 12 | $ 1,757,000 | $ 146,000 | $ 56,000 |
| Morrow County Ohio | 12 | $ 1,537,000 | $ 128,000 | $ 43,000 |
| Kendall County Illinois | 11 | $ 2,410,000 | $ 219,000 | $ 36,000 |
| Broward County Florida | 10 | $ 3,375,000 | $ 337,000 | $ 280,000 |
| Muskegon County Michigan | 10 | $ 1,329,000 | $ 132,000 | $ 92,000 |
| Ottawa County Ohio | 10 | $ 1,586,000 | $ 158,000 | $ 169,000 |
| Lake County Illinois | 9 | $ 3,161,000 | $ 351,000 | $ 38,000 |
| Beaufort County South Carolina | 9 | $ 2,061,000 | $ 229,000 | $ 174,000 |
| Carroll County Indiana | 8 | $ 1,073,000 | $ 134,000 | $ 70,000 |
| Grant County Indiana | 8 | $ 868,000 | $ 108,000 | $ 73,000 |
| Clinton County Michigan | 8 | $ 2,145,000 | $ 268,000 | $ 64,000 |
| Lenawee County Michigan | 8 | $ 1,301,000 | $ 162,000 | $ 66,000 |
| Montcalm County Michigan | 8 | $ 1,121,000 | $ 140,000 | $ 51,000 |
| Collier County Florida | 7 | $ 3,279,000 | $ 468,000 | $ 126,000 |
| Campbell County Kentucky | 7 | $ 1,352,000 | $ 193,000 | $ 52,000 |
| Leelanau County Michigan | 7 | $ 3,346,000 | $ 478,000 | $ 41,000 |
| Newaygo County Michigan | 7 | $ 853,000 | $ 121,000 | $ 74,000 |
| Erie County Ohio | 7 | $ 990,000 | $ 141,000 | $ 138,000 |
| Logan County Ohio | 7 | $ 802,000 | $ 114,000 | $ 253,000 |
| Mercer County Pennsylvania | 7 | $ 509,000 | $ 72,000 | $ 46,000 |
| Miami-Dade County Florida | 6 | $ 2,079,000 | $ 346,000 | $ 1,634,000 |
| Eaton County Michigan | 6 | $ 778,000 | $ 129,000 | $ 49,000 |
| Osceola County Michigan | 6 | $ 686,000 | $ 114,000 | $ 149,000 |
| Van Buren County Michigan | 6 | $ 1,205,000 | $ 200,000 | $ 61,000 |
| Fulton County Ohio | 6 | $ 881,000 | $ 146,000 | $ 84,000 |
| Lawrence County Pennsylvania | 6 | $ 294,000 | $ 49,000 | $ 97,000 |
| Maricopa County Arizona | 5 | $ 1,813,000 | $ 362,000 | $ 132,000 |
| Manatee County Florida | 5 | $ 1,594,000 | $ 318,000 | $ 109,000 |
| Sarasota County Florida | 5 | $ 1,178,000 | $ 235,000 | $ 144,000 |
| Henry County Indiana | 5 | $ 421,000 | $ 84,000 | $ 36,000 |
| Warrick County Indiana | 5 | $ 1,011,000 | $ 202,000 | $ 0 |
| Calhoun County Michigan | 5 | $ 385,000 | $ 77,000 | $ 54,000 |
| Clare County Michigan | 5 | $ 569,000 | $ 113,000 | $ 94,000 |
| Hillsdale County Michigan | 5 | $ 409,000 | $ 81,000 | $ 84,000 |
| Mason County Michigan | 5 | $ 390,000 | $ 78,000 | $ 28,000 |
| Carroll County Ohio | 5 | $ 794,000 | $ 158,000 | $ 89,000 |
| Muskingum County Ohio | 5 | $ 551,000 | $ 110,000 | $ 65,000 |
| Butler County Pennsylvania | 5 | $ 708,000 | $ 141,000 | $ 80,000 |
| Waukesha County Wisconsin | 5 | $ 1,017,000 | $ 203,000 | $ 41,000 |
| Hillsborough County Florida | 4 | $ 818,000 | $ 204,000 | $ 78,000 |
| Palm Beach County Florida | 4 | $ 1,262,000 | $ 315,000 | $ 207,000 |
| McHenry County Illinois | 4 | $ 445,000 | $ 111,000 | $ 25,000 |
| Boone County Indiana | 4 | $ 771,000 | $ 192,000 | $ 84,000 |
| Dearborn County Indiana | 4 | $ 712,000 | $ 178,000 | $ 76,000 |
| LaPorte County Indiana | 4 | $ 546,000 | $ 136,000 | $ 0 |
| Tipton County Indiana | 4 | $ 443,000 | $ 110,000 | $ 59,000 |
| Antrim County Michigan | 4 | $ 1,080,000 | $ 270,000 | $ 71,000 |
| Iosco County Michigan | 4 | $ 728,000 | $ 182,000 | $ 91,000 |
| St. Clair County Michigan | 4 | $ 568,000 | $ 142,000 | $ 61,000 |
| Union County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 64,000 |
| Wake County North Carolina | 4 | $ 1,580,000 | $ 395,000 | $ 1,263,000 |
| Allen County Ohio | 4 | $ 470,000 | $ 117,000 | $ 76,000 |
| Ashland County Ohio | 4 | $ 458,000 | $ 114,000 | $ 75,000 |
| Champaign County Ohio | 4 | $ 447,000 | $ 111,000 | $ 66,000 |
| Clark County Ohio | 4 | $ 474,000 | $ 118,000 | $ 67,000 |
| Huron County Ohio | 4 | $ 627,000 | $ 156,000 | $ 63,000 |
| El Paso County Colorado | 3 | $ 550,000 | $ 183,000 | $ 0 |
| Brevard County Florida | 3 | $ 1,014,000 | $ 338,000 | $ 111,000 |
| Martin County Florida | 3 | $ 683,000 | $ 227,000 | $ 162,000 |
| Volusia County Florida | 3 | $ 1,206,000 | $ 402,000 | $ 132,000 |
| Grundy County Illinois | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Peoria County Illinois | 3 | $ 125,000 | $ 41,000 | $ 78,000 |
| Allen County Indiana | 3 | $ 605,000 | $ 201,000 | $ 17,000 |
| Cass County Indiana | 3 | $ 266,000 | $ 88,000 | $ 59,000 |
| Crawford County Michigan | 3 | $ 497,000 | $ 165,000 | $ 82,000 |
| Gladwin County Michigan | 3 | $ 497,000 | $ 165,000 | $ 64,000 |
| Grand Traverse County Michigan | 3 | $ 815,000 | $ 271,000 | $ 200,000 |
| Lake County Michigan | 3 | $ 518,000 | $ 172,000 | $ 50,000 |
| Mecosta County Michigan | 3 | $ 278,000 | $ 92,000 | $ 101,000 |
| Ogemaw County Michigan | 3 | $ 1,175,000 | $ 391,000 | $ 93,000 |
| Presque Isle County Michigan | 3 | $ 769,000 | $ 256,000 | $ 125,000 |
| Sanilac County Michigan | 3 | $ 581,000 | $ 193,000 | $ 84,000 |
| Hennepin County Minnesota | 3 | $ 653,000 | $ 217,000 | $ 104,000 |
| St. Louis County Missouri | 3 | $ 625,000 | $ 208,000 | $ 146,000 |
| Cape May County New Jersey | 3 | $ 900,000 | $ 300,000 | $ 104,000 |
| Alamance County North Carolina | 3 | $ 1,196,000 | $ 398,000 | $ 125,000 |
| Cabarrus County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 70,000 |
| Gaston County North Carolina | 3 | $ 522,000 | $ 174,000 | $ 114,000 |
| Moore County North Carolina | 3 | $ 408,000 | $ 136,000 | $ 188,000 |
| Jefferson County Ohio | 3 | $ 238,000 | $ 79,000 | $ 106,000 |
| Miami County Ohio | 3 | $ 791,000 | $ 263,000 | $ 113,000 |
| Preble County Ohio | 3 | $ 423,000 | $ 141,000 | $ 295,000 |
| Richland County Ohio | 3 | $ 740,000 | $ 246,000 | $ 201,000 |
| Tuscarawas County Ohio | 3 | $ 647,000 | $ 215,000 | $ 80,000 |
| Allegheny County Pennsylvania | 3 | $ 140,000 | $ 46,000 | $ 97,000 |
| Horry County South Carolina | 3 | $ 689,000 | $ 229,000 | $ 213,000 |
| York County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 45,000 |
| Yavapai County Arizona | 2 | $ 1,698,000 | $ 849,000 | $ 311,000 |
| Contra Costa County California | 2 | $ 907,000 | $ 453,000 | $ 33,000 |
| Arapahoe County Colorado | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 381,000 | $ 190,000 | $ 72,000 |
| Bay County Florida | 2 | $ 293,000 | $ 146,000 | $ 189,000 |
| Charlotte County Florida | 2 | $ 445,000 | $ 222,000 | $ 179,000 |
| Duval County Florida | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Pasco County Florida | 2 | $ 239,000 | $ 119,000 | $ 47,000 |
| Polk County Florida | 2 | $ 218,000 | $ 109,000 | $ 95,000 |
| Fulton County Georgia | 2 | $ 748,000 | $ 374,000 | $ 932,000 |
| Gwinnett County Georgia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Clinton County Indiana | 2 | $ 172,000 | $ 86,000 | $ 72,000 |
| Monroe County Indiana | 2 | $ 175,000 | $ 87,000 | $ 100,000 |
| Posey County Indiana | 2 | $ 156,000 | $ 78,000 | $ 63,000 |
| Steuben County Indiana | 2 | $ 414,000 | $ 207,000 | $ 59,000 |
| Fayette County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Pendleton County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 59,000 |
| Bay County Michigan | 2 | $ 370,000 | $ 185,000 | $ 33,000 |
| Benzie County Michigan | 2 | $ 355,000 | $ 177,000 | $ 167,000 |
| Berrien County Michigan | 2 | $ 771,000 | $ 385,000 | $ 50,000 |
| Cheboygan County Michigan | 2 | $ 1,044,000 | $ 522,000 | $ 110,000 |
| Huron County Michigan | 2 | $ 213,000 | $ 106,000 | $ 78,000 |
| Isabella County Michigan | 2 | $ 169,000 | $ 84,000 | $ 27,000 |
| Midland County Michigan | 2 | $ 728,000 | $ 364,000 | $ 216,000 |
| Montmorency County Michigan | 2 | $ 227,000 | $ 113,000 | $ 50,000 |
| Oceana County Michigan | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Iredell County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 87,000 |
| Rowan County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 69,000 |
| Clinton County Ohio | 2 | $ 489,000 | $ 244,000 | $ 129,000 |
| Coshocton County Ohio | 2 | $ 611,000 | $ 305,000 | $ 117,000 |
| Defiance County Ohio | 2 | $ 45,000 | $ 22,000 | $ 38,000 |
| Fayette County Ohio | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Henry County Ohio | 2 | $ 275,000 | $ 137,000 | $ 54,000 |
| Holmes County Ohio | 2 | $ 394,000 | $ 197,000 | $ 85,000 |
| Marion County Ohio | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| Sandusky County Ohio | 2 | $ 265,000 | $ 132,000 | $ 118,000 |
| Spartanburg County South Carolina | 2 | $ 522,000 | $ 261,000 | $ 490,000 |
| Bedford County Tennessee | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 546,000 | $ 273,000 | $ 87,000 |
| Hampton County Virginia | 2 | $ 306,000 | $ 153,000 | $ 127,000 |
| Milwaukee County Wisconsin | 2 | $ 455,000 | $ 227,000 | $ 0 |
| Elmore County Alabama | 1 | $ 256,000 | $ 256,000 | $ 90,000 |
| Morgan County Alabama | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Pima County Arizona | 1 | $ 360,000 | $ 360,000 | $ 82,000 |
| Washington County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Orange County California | 1 | $ 1,763,000 | $ 1,763,000 | $ 8,366,000 |
| Riverside County California | 1 | $ 600,000 | $ 600,000 | $ 252,000 |
| San Diego County California | 1 | $ 346,000 | $ 346,000 | $ 75,000 |
| Santa Clara County California | 1 | $ 617,000 | $ 617,000 | $ 185,000 |
| Ventura County California | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Adams County Colorado | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Boulder County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Denver County Colorado | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Douglas County Colorado | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Rio Grande County Colorado | 1 | $ 471,000 | $ 471,000 | $ 197,000 |
| Fairfield County Connecticut | 1 | $ 301,000 | $ 301,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Citrus County Florida | 1 | $ 148,000 | $ 148,000 | $ 186,000 |
| Clay County Florida | 1 | $ 222,000 | $ 222,000 | $ 70,000 |
| Escambia County Florida | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Leon County Florida | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Nassau County Florida | 1 | $ 788,000 | $ 788,000 | $ 290,000 |
| Okaloosa County Florida | 1 | $ 237,000 | $ 237,000 | $ 123,000 |
| Orange County Florida | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Pinellas County Florida | 1 | $ 988,000 | $ 988,000 | $ 0 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Chatham County Georgia | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Coweta County Georgia | 1 | $ 179,000 | $ 179,000 | $ 104,000 |
| DeKalb County Georgia | 1 | $ 396,000 | $ 396,000 | $ 175,000 |
| Douglas County Georgia | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Henry County Georgia | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Newton County Georgia | 1 | $ 248,000 | $ 248,000 | $ 85,000 |
| Towns County Georgia | 1 | $ 57,000 | $ 57,000 | $ 11,000 |
| Champaign County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Cumberland County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lee County Illinois | 1 | $ 200,000 | $ 200,000 | $ 1,874,000 |
| Richland County Illinois | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Union County Illinois | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Clay County Indiana | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Delaware County Indiana | 1 | $ 66,000 | $ 66,000 | $ 71,000 |
| Elkhart County Indiana | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Fayette County Indiana | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Kosciusko County Indiana | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Miami County Indiana | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Pulaski County Indiana | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Putnam County Indiana | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Vermillion County Indiana | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 256,000 | $ 256,000 | $ 232,000 |
| Oldham County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Scott County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 1 | $ 680,000 | $ 680,000 | $ 178,000 |
| Pointe Coupee County Louisiana | 1 | $ 439,000 | $ 439,000 | $ 72,000 |
| Frederick County Maryland | 1 | $ 367,000 | $ 367,000 | $ 118,000 |
| Essex County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 214,000 |
| Norfolk County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 500,000 |
| Plymouth County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 104,000 |
| Alcona County Michigan | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Baraga County Michigan | 1 | $ 49,000 | $ 49,000 | $ 65,000 |
| Branch County Michigan | 1 | $ 42,000 | $ 42,000 | $ 74,000 |
| Cass County Michigan | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Kalkaska County Michigan | 1 | $ 136,000 | $ 136,000 | $ 142,000 |
| Manistee County Michigan | 1 | $ 54,000 | $ 54,000 | $ 91,000 |
| Menominee County Michigan | 1 | $ 362,000 | $ 362,000 | $ 210,000 |
| Oscoda County Michigan | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Otsego County Michigan | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Roscommon County Michigan | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Schoolcraft County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Wexford County Michigan | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Clark County Nevada | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Washoe County Nevada | 1 | $ 244,000 | $ 244,000 | $ 68,000 |
| Bergen County New Jersey | 1 | $ 520,000 | $ 520,000 | $ 143,000 |
| Valencia County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 39,000 |
| Cattaraugus County New York | 1 | $ 255,000 | $ 255,000 | $ 763,000 |
| New York County New York | 1 | $ 820,000 | $ 820,000 | $ 0 |
| Queens County New York | 1 | $ 391,000 | $ 391,000 | $ 91,000 |
| Saratoga County New York | 1 | $ 272,000 | $ 272,000 | $ 311,000 |
| Craven County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 192,000 |
| Currituck County North Carolina | 1 | $ 630,000 | $ 630,000 | $ 133,000 |
| Dare County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Forsyth County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Adams County Ohio | 1 | $ 144,000 | $ 144,000 | $ 31,000 |
| Athens County Ohio | 1 | $ 85,000 | $ 85,000 | $ 210,000 |
| Auglaize County Ohio | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Guernsey County Ohio | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Hancock County Ohio | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Highland County Ohio | 1 | $ 319,000 | $ 319,000 | $ 96,000 |
| Meigs County Ohio | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Paulding County Ohio | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Clackamas County Oregon | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Beaver County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| York County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 105,000 |
| Anderson County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 78,000 |
| Berkeley County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 104,000 |
| Charleston County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 202,000 |
| Oconee County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Blount County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Cumberland County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| DeKalb County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 216,000 |
| Shelby County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Wilson County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Caroline County Virginia | 1 | $ 291,000 | $ 291,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 299,000 | $ 299,000 | $ 93,000 |
| Stafford County Virginia | 1 | $ 382,000 | $ 382,000 | $ 97,000 |
| Wythe County Virginia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Skagit County Washington | 1 | $ 400,000 | $ 400,000 | $ 191,000 |
| Snohomish County Washington | 1 | $ 297,000 | $ 297,000 | $ 80,000 |
| Brown County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 58,000 |
| Dane County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 279,000 |
| Langlade County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 288,000 |
| Sheboygan County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Place Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,571 | $1,039,742,000 | $158,000 | $2,310,000 | $77,000 | $8,366,000 |
| Refinancing | 2,877 | $473,560,000 | $164,000 | $5,000,000 | $85,000 | $6,999,000 |
| Home Improvement | 194 | $5,372,000 | $27,000 | $207,000 | $63,000 | $330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,570 | $1,328,604,000 | $155,000 | $3,000,000 | $78,000 | $6,999,000 |
| Black or African American | 416 | $57,760,000 | $138,000 | $784,000 | $65,000 | $1,820,000 |
| Not Provided | 240 | $46,224,000 | $192,000 | $1,125,000 | $96,000 | $800,000 |
| Hispanic | 191 | $25,821,000 | $135,000 | $1,763,000 | $92,000 | $8,366,000 |
| Asian | 143 | $32,100,000 | $224,000 | $1,883,000 | $90,000 | $862,000 |
| Not applicable | 43 | $22,742,000 | $528,000 | $5,000,000 | $135,000 | $2,400,000 |
| American Indian or Alaskan Native | 25 | $3,100,000 | $124,000 | $320,000 | $74,000 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,323,000 | $165,000 | $324,000 | $56,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,658 | $1,390,795,000 | $160,000 | $5,000,000 | $81,000 | $8,366,000 |
| FHA-insured (Federal Housing Administration) | 900 | $116,336,000 | $129,000 | $242,000 | $51,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 84 | $11,543,000 | $137,000 | $279,000 | $127,000 | $6,205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,104 | $1,114,804,000 | $156,000 | $5,000,000 | $88,000 | $8,366,000 |
| Application Withdrawn By Applicant | 777 | $126,502,000 | $162,000 | $3,000,000 | $82,000 | $6,205,000 |
| Loan Purchased By The Institution | 708 | $121,503,000 | $171,000 | $988,000 | $0 | $49,000 |
| Application Denied By Financial Institution | 666 | $96,831,000 | $145,000 | $1,500,000 | $66,000 | $1,874,000 |
| Application Approved But Not Accepted | 342 | $52,738,000 | $154,000 | $1,000,000 | $80,000 | $800,000 |
| Preapproval Approved but not Accepted | 45 | $6,296,000 | $139,000 | $440,000 | $58,000 | $206,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 177 | $27,511,000 | $155,000 | $1,500,000 | $70,000 | $426,000 |
| Credit History | 149 | $17,228,000 | $115,000 | $1,260,000 | $50,000 | $355,000 |
| Collateral | 117 | $18,074,000 | $154,000 | $1,320,000 | $93,000 | $1,874,000 |
| Debt-To-Income Ratio | 115 | $16,722,000 | $145,000 | $630,000 | $47,000 | $360,000 |
| Other | 69 | $9,449,000 | $136,000 | $650,000 | $84,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,505,000 | $206,000 | $1,200,000 | $65,000 | $202,000 |
| Employment History | 13 | $1,783,000 | $137,000 | $417,000 | $40,000 | $136,000 |
| Unverifiable Information | 7 | $2,229,000 | $318,000 | $1,500,000 | $81,000 | $420,000 |
| Mortgage Insurance Denied | 2 | $330,000 | $165,000 | $181,000 | $37,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Place Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Place Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.