First Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Premier Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Premier Bank 400 S Sycamore Ave, Suite 101 Sioux Falls, SD 57110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,219 |
| Total Mortgage Loan Application Amount | $474,695,000 |
| Average Mortgage Loan Application Amount | $162,400 |
| Highest Mortgage Loan Application Amount | $22,955,000 |
| Average Applicant Income | $133,400 |
| Highest Applicant Income | $3,360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Premier Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 1,061 | $ 212,185,000 | $ 199,000 | $ 111,000 |
| Lincoln County South Dakota | 364 | $ 94,880,000 | $ 260,000 | $ 162,000 |
| Codington County South Dakota | 144 | $ 25,630,000 | $ 177,000 | $ 92,000 |
| Lake County South Dakota | 67 | $ 12,485,000 | $ 186,000 | $ 107,000 |
| Hamlin County South Dakota | 53 | $ 8,265,000 | $ 155,000 | $ 106,000 |
| Turner County South Dakota | 45 | $ 8,335,000 | $ 185,000 | $ 89,000 |
| Brookings County South Dakota | 20 | $ 4,640,000 | $ 232,000 | $ 127,000 |
| McCook County South Dakota | 20 | $ 3,190,000 | $ 159,000 | $ 83,000 |
| Clay County South Dakota | 19 | $ 2,575,000 | $ 135,000 | $ 85,000 |
| Deuel County South Dakota | 19 | $ 3,245,000 | $ 170,000 | $ 102,000 |
| Moody County South Dakota | 18 | $ 3,410,000 | $ 189,000 | $ 103,000 |
| Lyon County Iowa | 15 | $ 2,695,000 | $ 179,000 | $ 92,000 |
| Woodbury County Iowa | 13 | $ 1,935,000 | $ 148,000 | $ 97,000 |
| Rock County Minnesota | 13 | $ 1,905,000 | $ 146,000 | $ 76,000 |
| Beadle County South Dakota | 12 | $ 1,170,000 | $ 97,000 | $ 77,000 |
| Yankton County South Dakota | 12 | $ 1,750,000 | $ 145,000 | $ 70,000 |
| O'Brien County Iowa | 11 | $ 1,895,000 | $ 172,000 | $ 76,000 |
| Sioux County Iowa | 9 | $ 885,000 | $ 98,000 | $ 62,000 |
| Grant County South Dakota | 8 | $ 1,300,000 | $ 162,000 | $ 66,000 |
| Kingsbury County South Dakota | 8 | $ 950,000 | $ 118,000 | $ 85,000 |
| Union County South Dakota | 8 | $ 1,460,000 | $ 182,000 | $ 82,000 |
| Maricopa County Arizona | 7 | $ 4,625,000 | $ 660,000 | $ 859,000 |
| Hughes County South Dakota | 7 | $ 2,135,000 | $ 305,000 | $ 109,000 |
| Hutchinson County South Dakota | 7 | $ 955,000 | $ 136,000 | $ 48,000 |
| Lawrence County South Dakota | 7 | $ 5,415,000 | $ 773,000 | $ 229,000 |
| Spink County South Dakota | 7 | $ 395,000 | $ 56,000 | $ 111,000 |
| Brule County South Dakota | 6 | $ 1,140,000 | $ 190,000 | $ 128,000 |
| Aurora County South Dakota | 5 | $ 745,000 | $ 149,000 | $ 76,000 |
| Marshall County South Dakota | 5 | $ 575,000 | $ 115,000 | $ 63,000 |
| Tripp County South Dakota | 5 | $ 925,000 | $ 185,000 | $ 76,000 |
| Hennepin County Minnesota | 4 | $ 1,360,000 | $ 340,000 | $ 195,000 |
| Dakota County Nebraska | 4 | $ 370,000 | $ 92,000 | $ 112,000 |
| Lancaster County Nebraska | 4 | $ 1,140,000 | $ 285,000 | $ 70,000 |
| Bon Homme County South Dakota | 4 | $ 380,000 | $ 95,000 | $ 106,000 |
| Clark County South Dakota | 4 | $ 800,000 | $ 200,000 | $ 76,000 |
| Davison County South Dakota | 4 | $ 490,000 | $ 122,000 | $ 46,000 |
| Day County South Dakota | 4 | $ 800,000 | $ 200,000 | $ 126,000 |
| Roberts County South Dakota | 4 | $ 830,000 | $ 207,000 | $ 288,000 |
| Los Angeles County California | 3 | $ 115,000 | $ 38,000 | $ 305,000 |
| Orange County Florida | 3 | $ 835,000 | $ 278,000 | $ 78,000 |
| Clay County Iowa | 3 | $ 145,000 | $ 48,000 | $ 84,000 |
| Dickinson County Iowa | 3 | $ 425,000 | $ 141,000 | $ 221,000 |
| Carver County Minnesota | 3 | $ 885,000 | $ 295,000 | $ 117,000 |
| Otter Tail County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 199,000 |
| Douglas County Nebraska | 3 | $ 635,000 | $ 211,000 | $ 247,000 |
| Madison County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 192,000 |
| Sarpy County Nebraska | 3 | $ 675,000 | $ 225,000 | $ 94,000 |
| Meade County South Dakota | 3 | $ 665,000 | $ 221,000 | $ 72,000 |
| Harris County Texas | 3 | $ 505,000 | $ 168,000 | $ 8,000 |
| Tallapoosa County Alabama | 2 | $ 10,000 | $ 5,000 | $ 134,000 |
| Pinal County Arizona | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| Fresno County California | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Brevard County Florida | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Lee County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 71,000 |
| Leon County Florida | 2 | $ 290,000 | $ 145,000 | $ 371,000 |
| Marion County Florida | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Newton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 490,000 |
| Dakota County Minnesota | 2 | $ 1,010,000 | $ 505,000 | $ 83,000 |
| Lac qui Parle County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Nobles County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Pipestone County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 128,000 |
| Stearns County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 218,000 |
| Knox County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Platte County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 174,000 |
| Clark County Nevada | 2 | $ 870,000 | $ 435,000 | $ 49,000 |
| Lea County New Mexico | 2 | $ 30,000 | $ 15,000 | $ 515,000 |
| Barnes County North Dakota | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Grand Forks County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 79,000 |
| Mayes County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Brown County South Dakota | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Pennington County South Dakota | 2 | $ 710,000 | $ 355,000 | $ 160,000 |
| Cullman County Alabama | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Madison County Alabama | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Montgomery County Alabama | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 645,000 | $ 645,000 | $ 957,000 |
| Columbia County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Phillips County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Clara County California | 1 | $ 405,000 | $ 405,000 | $ 36,000 |
| Denver County Colorado | 1 | $ 755,000 | $ 755,000 | $ 6,000 |
| Broward County Florida | 1 | $ 22,955,000 | $ 22,955,000 | $ 197,000 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 85,000 | $ 85,000 | $ 276,000 |
| Osceola County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,800,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 2,587,000 |
| Colquitt County Georgia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 372,000 |
| Marion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Sangamon County Illinois | 1 | $ 105,000 | $ 105,000 | $ 3,273,000 |
| Vanderburgh County Indiana | 1 | $ 675,000 | $ 675,000 | $ 108,000 |
| Cedar County Iowa | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Cerro Gordo County Iowa | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Clinton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Dallas County Iowa | 1 | $ 645,000 | $ 645,000 | $ 317,000 |
| Emmet County Iowa | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Marion County Iowa | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Plymouth County Iowa | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Polk County Iowa | 1 | $ 5,000 | $ 5,000 | $ 221,000 |
| Wapello County Iowa | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Boone County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Hart County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Perry County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Powell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Union County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Jefferson Davis County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 3,000 |
| Lincoln County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 4,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Terrebonne County Louisiana | 1 | $ 495,000 | $ 495,000 | $ 10,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Chippewa County Michigan | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Monroe County Michigan | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Benton County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Big Stone County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Cass County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 390,000 |
| Cook County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Cottonwood County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Crow Wing County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Faribault County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Kandiyohi County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 243,000 |
| Lincoln County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 154,000 |
| Lyon County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Martin County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Murray County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Redwood County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Sherburne County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Todd County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 214,000 |
| Wabasha County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Washington County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 256,000 |
| Yellow Medicine County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Clay County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Dawson County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Lincoln County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Washoe County Nevada | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Bergen County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 895,000 |
| Sussex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 203,000 |
| Nassau County New York | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Cleveland County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Mecklenburg County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 960,000 |
| Wake County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| McIntosh County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Franklin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 1,224,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Highland County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 170,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Cleveland County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 557,000 |
| Okmulgee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Pottawatomie County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 253,000 |
| Columbia County Oregon | 1 | $ 435,000 | $ 435,000 | $ 54,000 |
| Josephine County Oregon | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Franklin County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 11,000 |
| Washington County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Bayamon County Puerto Rico | 1 | $ 75,000 | $ 75,000 | $ 228,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Oconee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 11,000 |
| Charles Mix County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Custer County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Douglas County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Edmunds County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Jerauld County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Lyman County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Miner County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Sully County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Todd County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Johnson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Sullivan County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Collin County Texas | 1 | $ 475,000 | $ 475,000 | $ 4,000 |
| Comal County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Denton County Texas | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Fort Bend County Texas | 1 | $ 215,000 | $ 215,000 | $ 143,000 |
| Kaufman County Texas | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Randall County Texas | 1 | $ 15,000 | $ 15,000 | $ 654,000 |
| Upshur County Texas | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Chelan County Washington | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| King County Washington | 1 | $ 805,000 | $ 805,000 | $ 121,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Kanawha County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 235,000 |
| Roane County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Dane County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for First Premier Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,281 | $346,445,000 | $270,000 | $22,955,000 | $111,000 | $1,800,000 |
| Refinancing | 292 | $51,070,000 | $174,000 | $1,565,000 | $150,000 | $3,273,000 |
| Home Improvement | 283 | $20,475,000 | $72,000 | $545,000 | $132,000 | $1,121,000 |
| Cash-out Refinancing | 205 | $42,355,000 | $206,000 | $2,505,000 | $156,000 | $3,360,000 |
| Other Purpose | 158 | $14,350,000 | $90,000 | $645,000 | $118,000 | $559,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,697 | $337,745,000 | $199,000 | $2,505,000 | $122,000 | $1,800,000 |
| Not Provided | 212 | $79,180,000 | $373,000 | $22,955,000 | $133,000 | $3,360,000 |
| Hispanic | 136 | $24,410,000 | $179,000 | $625,000 | $134,000 | $3,273,000 |
| Black or African American | 80 | $16,130,000 | $201,000 | $525,000 | $121,000 | $895,000 |
| Not applicable | 45 | $6,945,000 | $154,000 | $645,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $4,345,000 | $173,000 | $755,000 | $90,000 | $960,000 |
| Asian | 22 | $5,630,000 | $255,000 | $525,000 | $146,000 | $524,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,753 | $367,695,000 | $209,000 | $22,955,000 | $134,000 | $3,360,000 |
| FHA-insured (Federal Housing Administration) | 377 | $78,405,000 | $207,000 | $565,000 | $70,000 | $323,000 |
| VA-guaranteed (Veterans Administration) | 69 | $25,085,000 | $363,000 | $1,565,000 | $133,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,510,000 | $175,000 | $335,000 | $219,000 | $3,273,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,461 | $290,535,000 | $198,000 | $1,445,000 | $120,000 | $1,331,000 |
| Application Withdrawn By Applicant | 463 | $108,115,000 | $233,000 | $2,505,000 | $131,000 | $2,587,000 |
| Application Denied By Financial Institution | 269 | $46,635,000 | $173,000 | $1,985,000 | $126,000 | $3,360,000 |
| Application Approved But Not Accepted | 16 | $2,530,000 | $158,000 | $645,000 | $144,000 | $957,000 |
| File Closed For Incompleteness | 10 | $26,880,000 | $2,688,000 | $22,955,000 | $119,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,950 | $428,060,000 | $219,000 | $22,955,000 | $123,000 | $2,587,000 |
| Credit History | 95 | $16,195,000 | $170,000 | $1,005,000 | $148,000 | $3,360,000 |
| Other | 92 | $13,270,000 | $144,000 | $805,000 | $162,000 | $3,273,000 |
| Debt-To-Income Ratio | 67 | $14,235,000 | $212,000 | $1,985,000 | $62,000 | $298,000 |
| Collateral | 10 | $2,050,000 | $205,000 | $645,000 | $72,000 | $191,000 |
| Employment History | 2 | $620,000 | $310,000 | $405,000 | $74,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $150,000 | $75,000 | $95,000 | $41,000 | $56,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $36,000 | $36,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Premier Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.