First Rate Capital Corp
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Rate Capital Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Rate Capital Corp 225 Broadhollow Road 132W Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 447 |
| Total Mortgage Loan Application Amount | $110,206,000 |
| Average Mortgage Loan Application Amount | $251,500 |
| Highest Mortgage Loan Application Amount | $740,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $361,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 57 | $ 18,331,000 | $ 321,000 | $ 99,000 |
| Cook County Illinois | 52 | $ 10,041,000 | $ 193,000 | $ 56,000 |
| Nassau County New York | 24 | $ 8,404,000 | $ 350,000 | $ 122,000 |
| New Haven County Connecticut | 21 | $ 4,062,000 | $ 193,000 | $ 74,000 |
| Fairfield County Connecticut | 15 | $ 3,965,000 | $ 264,000 | $ 74,000 |
| Queens County New York | 15 | $ 5,724,000 | $ 381,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,850,000 | $ 142,000 | $ 65,000 |
| Richmond County New York | 9 | $ 3,309,000 | $ 367,000 | $ 101,000 |
| Essex County New Jersey | 8 | $ 2,101,000 | $ 262,000 | $ 76,000 |
| Bronx County New York | 7 | $ 3,256,000 | $ 465,000 | $ 106,000 |
| Kings County New York | 7 | $ 2,870,000 | $ 410,000 | $ 92,000 |
| Hartford County Connecticut | 6 | $ 1,275,000 | $ 212,000 | $ 69,000 |
| Ocean County New Jersey | 6 | $ 1,403,000 | $ 233,000 | $ 105,000 |
| Lake County Indiana | 5 | $ 1,084,000 | $ 216,000 | $ 72,000 |
| Rockland County New York | 5 | $ 1,558,000 | $ 311,000 | $ 96,000 |
| Middlesex County New Jersey | 4 | $ 1,344,000 | $ 336,000 | $ 98,000 |
| Passaic County New Jersey | 4 | $ 1,270,000 | $ 317,000 | $ 133,000 |
| Orange County New York | 4 | $ 955,000 | $ 238,000 | $ 120,000 |
| Westchester County New York | 4 | $ 1,595,000 | $ 398,000 | $ 72,000 |
| Guilford County North Carolina | 4 | $ 427,000 | $ 106,000 | $ 52,000 |
| Broward County Florida | 3 | $ 715,000 | $ 238,000 | $ 129,000 |
| Fulton County Georgia | 3 | $ 780,000 | $ 260,000 | $ 88,000 |
| Baltimore City County Maryland | 3 | $ 424,000 | $ 141,000 | $ 53,000 |
| Prince George's County Maryland | 3 | $ 779,000 | $ 259,000 | $ 68,000 |
| Essex County Massachusetts | 3 | $ 781,000 | $ 260,000 | $ 88,000 |
| Hampden County Massachusetts | 3 | $ 419,000 | $ 139,000 | $ 35,000 |
| Plymouth County Massachusetts | 3 | $ 957,000 | $ 319,000 | $ 101,000 |
| Worcester County Massachusetts | 3 | $ 760,000 | $ 253,000 | $ 73,000 |
| Gloucester County New Jersey | 3 | $ 590,000 | $ 196,000 | $ 64,000 |
| Monmouth County New Jersey | 3 | $ 1,164,000 | $ 388,000 | $ 167,000 |
| Dutchess County New York | 3 | $ 978,000 | $ 326,000 | $ 94,000 |
| Durham County North Carolina | 3 | $ 517,000 | $ 172,000 | $ 65,000 |
| Delaware County Pennsylvania | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Monroe County Pennsylvania | 3 | $ 592,000 | $ 197,000 | $ 68,000 |
| Los Angeles County California | 2 | $ 601,000 | $ 300,000 | $ 72,000 |
| Litchfield County Connecticut | 2 | $ 536,000 | $ 268,000 | $ 110,000 |
| New London County Connecticut | 2 | $ 444,000 | $ 222,000 | $ 70,000 |
| Brevard County Florida | 2 | $ 328,000 | $ 164,000 | $ 56,000 |
| Duval County Florida | 2 | $ 288,000 | $ 144,000 | $ 56,000 |
| Marion County Florida | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Pinellas County Florida | 2 | $ 407,000 | $ 203,000 | $ 86,000 |
| DeKalb County Georgia | 2 | $ 355,000 | $ 177,000 | $ 65,000 |
| DuPage County Illinois | 2 | $ 422,000 | $ 211,000 | $ 53,000 |
| Kane County Illinois | 2 | $ 396,000 | $ 198,000 | $ 66,000 |
| Will County Illinois | 2 | $ 309,000 | $ 154,000 | $ 59,000 |
| Baltimore County Maryland | 2 | $ 429,000 | $ 214,000 | $ 48,000 |
| Charles County Maryland | 2 | $ 458,000 | $ 229,000 | $ 67,000 |
| Bristol County Massachusetts | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Middlesex County Massachusetts | 2 | $ 784,000 | $ 392,000 | $ 119,000 |
| Atlantic County New Jersey | 2 | $ 495,000 | $ 247,000 | $ 95,000 |
| Burlington County New Jersey | 2 | $ 559,000 | $ 279,000 | $ 78,000 |
| Camden County New Jersey | 2 | $ 596,000 | $ 298,000 | $ 83,000 |
| Mercer County New Jersey | 2 | $ 213,000 | $ 106,000 | $ 32,000 |
| Somerset County New Jersey | 2 | $ 588,000 | $ 294,000 | $ 109,000 |
| Monroe County New York | 2 | $ 311,000 | $ 155,000 | $ 18,000 |
| Putnam County New York | 2 | $ 564,000 | $ 282,000 | $ 96,000 |
| Ulster County New York | 2 | $ 461,000 | $ 230,000 | $ 58,000 |
| Cumberland County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 52,000 |
| Franklin County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 52,000 |
| Wake County North Carolina | 2 | $ 382,000 | $ 191,000 | $ 97,000 |
| Cuyahoga County Ohio | 2 | $ 204,000 | $ 102,000 | $ 44,000 |
| Lorain County Ohio | 2 | $ 215,000 | $ 107,000 | $ 45,000 |
| Luzerne County Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 37,000 |
| Northampton County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 36,000 |
| Mono County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Riverside County California | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Sacramento County California | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Solano County California | 1 | $ 292,000 | $ 292,000 | $ 71,000 |
| Middlesex County Connecticut | 1 | $ 249,000 | $ 249,000 | $ 53,000 |
| Windham County Connecticut | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Kent County Delaware | 1 | $ 344,000 | $ 344,000 | $ 81,000 |
| New Castle County Delaware | 1 | $ 227,000 | $ 227,000 | $ 74,000 |
| Citrus County Florida | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Clay County Florida | 1 | $ 249,000 | $ 249,000 | $ 125,000 |
| Flagler County Florida | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Hernando County Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Orange County Florida | 1 | $ 179,000 | $ 179,000 | $ 72,000 |
| Polk County Florida | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Putnam County Florida | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Bibb County Georgia | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Clayton County Georgia | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
| Gwinnett County Georgia | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Henry County Georgia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Jones County Georgia | 1 | $ 181,000 | $ 181,000 | $ 64,000 |
| Muscogee County Georgia | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Spalding County Georgia | 1 | $ 213,000 | $ 213,000 | $ 43,000 |
| White County Georgia | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| St. Clair County Illinois | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| St. Joseph County Indiana | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Anne Arundel County Maryland | 1 | $ 210,000 | $ 210,000 | $ 74,000 |
| Caroline County Maryland | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Montgomery County Maryland | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Suffolk County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 88,000 |
| Hudson County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Morris County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 92,000 |
| Union County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 77,000 |
| Broome County New York | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
| Cattaraugus County New York | 1 | $ 159,000 | $ 159,000 | $ 74,000 |
| Erie County New York | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Greene County New York | 1 | $ 203,000 | $ 203,000 | $ 57,000 |
| Oneida County New York | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Oswego County New York | 1 | $ 120,000 | $ 120,000 | $ 97,000 |
| Saratoga County New York | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Sullivan County New York | 1 | $ 178,000 | $ 178,000 | $ 59,000 |
| Tioga County New York | 1 | $ 122,000 | $ 122,000 | $ 95,000 |
| Bladen County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 71,000 |
| Buncombe County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 72,000 |
| Forsyth County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
| Gaston County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Johnston County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Moore County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 122,000 |
| Nash County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 99,000 |
| Onslow County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Orange County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Union County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Portage County Ohio | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| Summit County Ohio | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Allegheny County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Bucks County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
| Cambria County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Centre County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Indiana County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Lawrence County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Lebanon County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Lehigh County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 70,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Venango County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Westmoreland County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 104,000 |
| York County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Newport County Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 60,000 |
| Beaufort County South Carolina | 1 | $ 201,000 | $ 201,000 | $ 128,000 |
| Florence County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Orangeburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Richland County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| York County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 36,000 |
| Dallas County Texas | 1 | $ 146,000 | $ 146,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Rate Capital Corp in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 299 | $70,440,000 | $235,000 | $732,000 | $74,000 | $361,000 |
| Home Purchase | 148 | $39,766,000 | $268,000 | $740,000 | $88,000 | $221,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 213 | $53,698,000 | $252,000 | $732,000 | $83,000 | $361,000 |
| Black or African American | 144 | $31,273,000 | $217,000 | $644,000 | $69,000 | $205,000 |
| Hispanic | 55 | $15,709,000 | $285,000 | $633,000 | $81,000 | $143,000 |
| Not Provided | 26 | $6,400,000 | $246,000 | $740,000 | $71,000 | $220,000 |
| Asian | 6 | $1,957,000 | $326,000 | $506,000 | $126,000 | $221,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $822,000 | $411,000 | $471,000 | $137,000 | $174,000 |
| American Indian or Alaskan Native | 1 | $347,000 | $347,000 | $347,000 | $97,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 420 | $102,408,000 | $243,000 | $740,000 | $78,000 | $361,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27 | $7,798,000 | $288,000 | $588,000 | $86,000 | $282,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 377 | $92,108,000 | $244,000 | $740,000 | $79,000 | $361,000 |
| Application Withdrawn By Applicant | 51 | $14,019,000 | $274,000 | $709,000 | $81,000 | $210,000 |
| Application Denied By Financial Institution | 19 | $4,079,000 | $214,000 | $368,000 | $62,000 | $104,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $1,039,000 | $207,000 | $355,000 | $60,000 | $91,000 |
| Credit History | 2 | $306,000 | $153,000 | $215,000 | $63,000 | $78,000 |
| Debt-To-Income Ratio | 2 | $334,000 | $167,000 | $232,000 | $36,000 | $49,000 |
| Unverifiable Information | 2 | $660,000 | $330,000 | $344,000 | $76,000 | $81,000 |
| Employment History | 1 | $96,000 | $96,000 | $96,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 1 | $320,000 | $320,000 | $320,000 | $104,000 | $104,000 |
| Other | 1 | $236,000 | $236,000 | $236,000 | $84,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.