First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
First Republic Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street, 5Th Floor San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,942 |
| Total Mortgage Loan Application Amount | $3,071,550,000 |
| Average Mortgage Loan Application Amount | $731,077 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $633,506 |
| Highest Applicant Income | $9,332,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 976 | $ 737,761,000 | $ 755,000 | $ 260,000 |
| Los Angeles County California | 353 | $ 313,784,000 | $ 888,000 | $ 483,000 |
| San Mateo County California | 324 | $ 278,237,000 | $ 858,000 | $ 433,000 |
| Marin County California | 256 | $ 184,570,000 | $ 720,000 | $ 281,000 |
| New York County New York | 210 | $ 187,665,000 | $ 893,000 | $ 423,000 |
| Orange County California | 196 | $ 193,893,000 | $ 989,000 | $ 493,000 |
| San Diego County California | 158 | $ 120,494,000 | $ 762,000 | $ 486,000 |
| Alameda County California | 142 | $ 69,874,000 | $ 492,000 | $ 172,000 |
| Santa Clara County California | 127 | $ 98,566,000 | $ 776,000 | $ 381,000 |
| Contra Costa County California | 106 | $ 64,518,000 | $ 608,000 | $ 272,000 |
| Sonoma County California | 85 | $ 58,330,000 | $ 686,000 | $ 312,000 |
| Fairfield County Connecticut | 72 | $ 75,187,000 | $ 1,044,000 | $ 768,000 |
| Westchester County New York | 65 | $ 55,892,000 | $ 859,000 | $ 591,000 |
| Napa County California | 52 | $ 59,935,000 | $ 1,152,000 | $ 605,000 |
| Riverside County California | 47 | $ 26,997,000 | $ 574,000 | $ 513,000 |
| Santa Barbara County California | 44 | $ 39,410,000 | $ 895,000 | $ 311,000 |
| Suffolk County New York | 42 | $ 48,656,000 | $ 1,158,000 | $ 1,172,000 |
| Placer County California | 41 | $ 23,537,000 | $ 574,000 | $ 570,000 |
| Clark County Nevada | 23 | $ 11,057,000 | $ 480,000 | $ 343,000 |
| Monterey County California | 22 | $ 15,278,000 | $ 694,000 | $ 548,000 |
| Ventura County California | 20 | $ 16,731,000 | $ 836,000 | $ 643,000 |
| Honolulu County Hawaii | 20 | $ 9,707,000 | $ 485,000 | $ 401,000 |
| Kings County New York | 17 | $ 9,545,000 | $ 561,000 | $ 231,000 |
| Middlesex County Massachusetts | 16 | $ 9,713,000 | $ 607,000 | $ 247,000 |
| Nassau County New York | 16 | $ 9,473,000 | $ 592,000 | $ 628,000 |
| Suffolk County Massachusetts | 15 | $ 10,047,000 | $ 669,000 | $ 437,000 |
| Maui County Hawaii | 13 | $ 6,974,000 | $ 536,000 | $ 854,000 |
| Pitkin County Colorado | 11 | $ 16,189,000 | $ 1,471,000 | $ 1,156,000 |
| Nevada County California | 10 | $ 2,968,000 | $ 296,000 | $ 414,000 |
| Palm Beach County Florida | 10 | $ 6,507,000 | $ 650,000 | $ 577,000 |
| Monmouth County New Jersey | 10 | $ 6,499,000 | $ 649,000 | $ 572,000 |
| Morris County New Jersey | 10 | $ 5,142,000 | $ 514,000 | $ 384,000 |
| Santa Cruz County California | 9 | $ 6,204,000 | $ 689,000 | $ 395,000 |
| Litchfield County Connecticut | 9 | $ 8,126,000 | $ 902,000 | $ 848,000 |
| Cook County Illinois | 9 | $ 6,368,000 | $ 707,000 | $ 541,000 |
| Barnstable County Massachusetts | 9 | $ 13,139,000 | $ 1,459,000 | $ 1,143,000 |
| Union County New Jersey | 9 | $ 9,188,000 | $ 1,020,000 | $ 1,073,000 |
| Blaine County Idaho | 8 | $ 4,930,000 | $ 616,000 | $ 482,000 |
| Nantucket County Massachusetts | 8 | $ 11,343,000 | $ 1,417,000 | $ 1,087,000 |
| Bergen County New Jersey | 8 | $ 8,407,000 | $ 1,050,000 | $ 1,117,000 |
| Maricopa County Arizona | 7 | $ 4,596,000 | $ 656,000 | $ 362,000 |
| El Dorado County California | 7 | $ 2,233,000 | $ 319,000 | $ 566,000 |
| Montgomery County Maryland | 7 | $ 5,849,000 | $ 835,000 | $ 365,000 |
| Norfolk County Massachusetts | 7 | $ 6,432,000 | $ 918,000 | $ 565,000 |
| Ocean County New Jersey | 7 | $ 5,103,000 | $ 729,000 | $ 729,000 |
| King County Washington | 7 | $ 4,635,000 | $ 662,000 | $ 1,552,000 |
| Mendocino County California | 6 | $ 1,814,000 | $ 302,000 | $ 250,000 |
| Sacramento County California | 6 | $ 1,769,000 | $ 294,000 | $ 178,000 |
| San Bernardino County California | 6 | $ 2,968,000 | $ 494,000 | $ 872,000 |
| Sussex County Delaware | 6 | $ 3,874,000 | $ 645,000 | $ 445,000 |
| Broward County Florida | 6 | $ 6,036,000 | $ 1,006,000 | $ 454,000 |
| Essex County Massachusetts | 6 | $ 3,263,000 | $ 543,000 | $ 510,000 |
| Essex County New Jersey | 6 | $ 3,985,000 | $ 664,000 | $ 760,000 |
| Eagle County Colorado | 5 | $ 4,760,000 | $ 952,000 | $ 941,000 |
| Collier County Florida | 5 | $ 2,422,000 | $ 484,000 | $ 280,000 |
| Hawaii County Hawaii | 5 | $ 4,985,000 | $ 997,000 | $ 663,000 |
| Washoe County Nevada | 5 | $ 1,681,000 | $ 336,000 | $ 284,000 |
| Somerset County New Jersey | 5 | $ 6,830,000 | $ 1,366,000 | $ 1,027,000 |
| Queens County New York | 5 | $ 1,551,000 | $ 310,000 | $ 47,000 |
| Fairfax County Virginia | 5 | $ 5,634,000 | $ 1,126,000 | $ 1,804,000 |
| District of Columbia County District Of Columbia | 4 | $ 3,365,000 | $ 841,000 | $ 398,000 |
| Lee County Florida | 4 | $ 4,475,000 | $ 1,118,000 | $ 922,000 |
| Miami-Dade County Florida | 4 | $ 2,588,000 | $ 647,000 | $ 773,000 |
| Kauai County Hawaii | 4 | $ 1,347,000 | $ 336,000 | $ 615,000 |
| Berkshire County Massachusetts | 4 | $ 1,687,000 | $ 421,000 | $ 1,201,000 |
| Dukes County Massachusetts | 4 | $ 2,770,000 | $ 692,000 | $ 1,151,000 |
| Summit County Utah | 4 | $ 2,464,000 | $ 616,000 | $ 278,000 |
| Yolo County California | 3 | $ 897,000 | $ 299,000 | $ 253,000 |
| Boulder County Colorado | 3 | $ 1,348,000 | $ 449,000 | $ 213,000 |
| New Castle County Delaware | 3 | $ 1,960,000 | $ 653,000 | $ 674,000 |
| Sarasota County Florida | 3 | $ 2,228,000 | $ 742,000 | $ 1,022,000 |
| Chatham County Georgia | 3 | $ 841,000 | $ 280,000 | $ 1,031,000 |
| Ada County Idaho | 3 | $ 1,024,000 | $ 341,000 | $ 188,000 |
| Worcester County Massachusetts | 3 | $ 2,297,000 | $ 765,000 | $ 360,000 |
| St. Louis County Missouri | 3 | $ 1,376,000 | $ 458,000 | $ 141,000 |
| Flathead County Montana | 3 | $ 3,800,000 | $ 1,266,000 | $ 1,082,000 |
| Douglas County Nevada | 3 | $ 4,640,000 | $ 1,546,000 | $ 1,323,000 |
| Mercer County New Jersey | 3 | $ 1,336,000 | $ 445,000 | $ 752,000 |
| Middlesex County New Jersey | 3 | $ 1,970,000 | $ 656,000 | $ 223,000 |
| Dutchess County New York | 3 | $ 3,250,000 | $ 1,083,000 | $ 773,000 |
| Rockland County New York | 3 | $ 849,000 | $ 283,000 | $ 233,000 |
| Clackamas County Oregon | 3 | $ 2,224,000 | $ 741,000 | $ 708,000 |
| Allegheny County Pennsylvania | 3 | $ 1,246,000 | $ 415,000 | $ 207,000 |
| Chester County Pennsylvania | 3 | $ 1,713,000 | $ 571,000 | $ 249,000 |
| Montgomery County Pennsylvania | 3 | $ 2,244,000 | $ 748,000 | $ 533,000 |
| Dallas County Texas | 3 | $ 4,335,000 | $ 1,445,000 | $ 1,478,000 |
| Windham County Vermont | 3 | $ 1,314,000 | $ 438,000 | $ 1,306,000 |
| Arlington County Virginia | 3 | $ 1,685,000 | $ 561,000 | $ 223,000 |
| Teton County Wyoming | 3 | $ 3,780,000 | $ 1,260,000 | $ 1,026,000 |
| Fresno County California | 2 | $ 354,000 | $ 177,000 | $ 206,000 |
| San Luis Obispo County California | 2 | $ 1,265,000 | $ 632,000 | $ 1,977,000 |
| Shasta County California | 2 | $ 308,000 | $ 154,000 | $ 55,000 |
| Solano County California | 2 | $ 393,000 | $ 196,000 | $ 139,000 |
| Stanislaus County California | 2 | $ 338,000 | $ 169,000 | $ 70,000 |
| Tuolumne County California | 2 | $ 474,000 | $ 237,000 | $ 69,000 |
| Douglas County Colorado | 2 | $ 2,500,000 | $ 1,250,000 | $ 563,000 |
| Jefferson County Colorado | 2 | $ 905,000 | $ 452,000 | $ 321,000 |
| Hartford County Connecticut | 2 | $ 1,108,000 | $ 554,000 | $ 485,000 |
| New Haven County Connecticut | 2 | $ 1,023,000 | $ 511,000 | $ 175,000 |
| Indian River County Florida | 2 | $ 473,000 | $ 236,000 | $ 496,000 |
| Orange County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 884,000 |
| St. Johns County Florida | 2 | $ 696,000 | $ 348,000 | $ 359,000 |
| Kootenai County Idaho | 2 | $ 159,000 | $ 79,000 | $ 289,000 |
| Lake County Illinois | 2 | $ 1,625,000 | $ 812,000 | $ 473,000 |
| Plymouth County Massachusetts | 2 | $ 1,105,000 | $ 552,000 | $ 225,000 |
| Washtenaw County Michigan | 2 | $ 755,000 | $ 377,000 | $ 494,000 |
| Hennepin County Minnesota | 2 | $ 2,800,000 | $ 1,400,000 | $ 1,215,000 |
| Gallatin County Montana | 2 | $ 1,373,000 | $ 686,000 | $ 796,000 |
| Cheshire County New Hampshire | 2 | $ 539,000 | $ 269,000 | $ 439,000 |
| Cape May County New Jersey | 2 | $ 1,018,000 | $ 509,000 | $ 355,000 |
| Hudson County New Jersey | 2 | $ 1,228,000 | $ 614,000 | $ 125,000 |
| Santa Fe County New Mexico | 2 | $ 1,565,000 | $ 782,000 | $ 378,000 |
| Bronx County New York | 2 | $ 539,000 | $ 269,000 | $ 99,000 |
| Columbia County New York | 2 | $ 1,701,000 | $ 850,000 | $ 3,107,000 |
| Monroe County New York | 2 | $ 571,000 | $ 285,000 | $ 485,000 |
| Richmond County New York | 2 | $ 597,000 | $ 298,000 | $ 111,000 |
| Ulster County New York | 2 | $ 390,000 | $ 195,000 | $ 176,000 |
| Warren County New York | 2 | $ 1,225,000 | $ 612,000 | $ 922,000 |
| Deschutes County Oregon | 2 | $ 571,000 | $ 285,000 | $ 369,000 |
| Jackson County Oregon | 2 | $ 547,000 | $ 273,000 | $ 850,000 |
| Multnomah County Oregon | 2 | $ 448,000 | $ 224,000 | $ 114,000 |
| Williamson County Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 759,000 |
| Collin County Texas | 2 | $ 2,800,000 | $ 1,400,000 | $ 1,318,000 |
| Harris County Texas | 2 | $ 851,000 | $ 425,000 | $ 134,000 |
| Salt Lake County Utah | 2 | $ 508,000 | $ 254,000 | $ 427,000 |
| Shelby County Alabama | 1 | $ 316,000 | $ 316,000 | $ 79,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 482,000 |
| Alpine County California | 1 | $ 680,000 | $ 680,000 | $ 728,000 |
| Amador County California | 1 | $ 120,000 | $ 120,000 | $ 280,000 |
| Butte County California | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Calaveras County California | 1 | $ 99,000 | $ 99,000 | $ 271,000 |
| Del Norte County California | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Humboldt County California | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Mono County California | 1 | $ 360,000 | $ 360,000 | $ 913,000 |
| San Joaquin County California | 1 | $ 182,000 | $ 182,000 | $ 69,000 |
| Sutter County California | 1 | $ 188,000 | $ 188,000 | $ 47,000 |
| Yuba County California | 1 | $ 135,000 | $ 135,000 | $ 228,000 |
| Adams County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,220,000 | $ 1,220,000 | $ 575,000 |
| San Miguel County Colorado | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Summit County Colorado | 1 | $ 570,000 | $ 570,000 | $ 764,000 |
| Duval County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 1,149,000 |
| Flagler County Florida | 1 | $ 400,000 | $ 400,000 | $ 550,000 |
| Martin County Florida | 1 | $ 500,000 | $ 500,000 | $ 546,000 |
| Nassau County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 266,000 |
| DeKalb County Georgia | 1 | $ 755,000 | $ 755,000 | $ 153,000 |
| Fulton County Georgia | 1 | $ 442,000 | $ 442,000 | $ 225,000 |
| Glynn County Georgia | 1 | $ 1,800,000 | $ 1,800,000 | $ 2,735,000 |
| Greene County Georgia | 1 | $ 1,700,000 | $ 1,700,000 | $ 414,000 |
| Gwinnett County Georgia | 1 | $ 470,000 | $ 470,000 | $ 255,000 |
| Boise County Idaho | 1 | $ 213,000 | $ 213,000 | $ 625,000 |
| DuPage County Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 250,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Dickinson County Iowa | 1 | $ 1,692,000 | $ 1,692,000 | $ 0 |
| Hancock County Maine | 1 | $ 800,000 | $ 800,000 | $ 673,000 |
| Knox County Maine | 1 | $ 1,100,000 | $ 1,100,000 | $ 361,000 |
| York County Maine | 1 | $ 425,000 | $ 425,000 | $ 206,000 |
| Baltimore County Maryland | 1 | $ 900,000 | $ 900,000 | $ 260,000 |
| Kent County Maryland | 1 | $ 436,000 | $ 436,000 | $ 94,000 |
| Talbot County Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,100,000 |
| Bristol County Massachusetts | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,891,000 |
| Hampden County Massachusetts | 1 | $ 1,190,000 | $ 1,190,000 | $ 1,510,000 |
| Leelanau County Michigan | 1 | $ 323,000 | $ 323,000 | $ 500,000 |
| Muskegon County Michigan | 1 | $ 272,000 | $ 272,000 | $ 164,000 |
| Carver County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 220,000 |
| Buchanan County Missouri | 1 | $ 244,000 | $ 244,000 | $ 56,000 |
| Douglas County Nebraska | 1 | $ 804,000 | $ 804,000 | $ 500,000 |
| Carroll County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 200,000 |
| Hillsborough County New Hampshire | 1 | $ 480,000 | $ 480,000 | $ 201,000 |
| Rockingham County New Hampshire | 1 | $ 390,000 | $ 390,000 | $ 825,000 |
| Sullivan County New Hampshire | 1 | $ 648,000 | $ 648,000 | $ 553,000 |
| Burlington County New Jersey | 1 | $ 137,000 | $ 137,000 | $ 356,000 |
| Camden County New Jersey | 1 | $ 672,000 | $ 672,000 | $ 400,000 |
| Albany County New York | 1 | $ 800,000 | $ 800,000 | $ 345,000 |
| Erie County New York | 1 | $ 325,000 | $ 325,000 | $ 340,000 |
| Orange County New York | 1 | $ 984,000 | $ 984,000 | $ 459,000 |
| Putnam County New York | 1 | $ 488,000 | $ 488,000 | $ 260,000 |
| Saratoga County New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 480,000 |
| Schenectady County New York | 1 | $ 304,000 | $ 304,000 | $ 137,000 |
| Brunswick County North Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 466,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 564,000 |
| Guilford County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 480,000 |
| Watauga County North Carolina | 1 | $ 870,000 | $ 870,000 | $ 848,000 |
| Cuyahoga County Ohio | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Lorain County Ohio | 1 | $ 383,000 | $ 383,000 | $ 3,721,000 |
| Lane County Oregon | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Washington County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
| Bristol County Rhode Island | 1 | $ 650,000 | $ 650,000 | $ 381,000 |
| Newport County Rhode Island | 1 | $ 370,000 | $ 370,000 | $ 448,000 |
| Washington County Rhode Island | 1 | $ 1,680,000 | $ 1,680,000 | $ 1,000,000 |
| Beaufort County South Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,500,000 |
| Charleston County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Bexar County Texas | 1 | $ 1,700,000 | $ 1,700,000 | $ 150,000 |
| Montgomery County Texas | 1 | $ 632,000 | $ 632,000 | $ 519,000 |
| Rockwall County Texas | 1 | $ 200,000 | $ 200,000 | $ 371,000 |
| Travis County Texas | 1 | $ 146,000 | $ 146,000 | $ 209,000 |
| Cache County Utah | 1 | $ 372,000 | $ 372,000 | $ 340,000 |
| Davis County Utah | 1 | $ 300,000 | $ 300,000 | $ 71,000 |
| Bennington County Vermont | 1 | $ 700,000 | $ 700,000 | $ 1,675,000 |
| Orleans County Vermont | 1 | $ 160,000 | $ 160,000 | $ 320,000 |
| Alexandria County Virginia | 1 | $ 955,000 | $ 955,000 | $ 546,000 |
| Northampton County Virginia | 1 | $ 96,000 | $ 96,000 | $ 602,000 |
| San Juan County Washington | 1 | $ 1,100,000 | $ 1,100,000 | $ 559,000 |
| Sublette County Wyoming | 1 | $ 1,100,000 | $ 1,100,000 | $ 2,866,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,752 | $2,019,577,000 | $723,264 | $10,000,000 | $539,441 | $9,332,000 |
| Home Purchase (one-to-four family) | 1,083 | $941,699,000 | $711,142 | $4,000,000 | $826,342 | $7,621,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 93 | $101,070,000 | $1,163,333 | $5,000,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 14 | $9,204,000 | $664,400 | $2,000,000 | $303,400 | $1,838,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,454 | $1,897,099,000 | $683,916 | $10,000,000 | $553,250 | $7,518,000 |
| Information not provided by applicant in mail or telephone application | 992 | $784,195,000 | $753,200 | $7,000,000 | $661,500 | $9,332,000 |
| Not applicable | 235 | $241,957,000 | $853,600 | $7,000,000 | $843,600 | $7,200,000 |
| Asian or Pacific Islander | 135 | $72,218,000 | $340,600 | $3,000,000 | $246,600 | $1,932,000 |
| Hispanic | 55 | $18,486,000 | $566,333 | $1,500,000 | $375,333 | $900,000 |
| Black | 37 | $17,300,000 | $545,500 | $2,000,000 | $413,500 | $2,043,000 |
| Other | 27 | $36,894,000 | $923,750 | $5,000,000 | $281,750 | $827,000 |
| American Indian or Alaskan Native | 7 | $3,401,000 | $501,000 | $850,000 | $410,000 | $2,050,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,942 | $3,071,550,000 | $709,300 | $10,000,000 | $613,750 | $9,332,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,247 | $2,524,794,000 | $713,315 | $8,500,000 | $654,921 | $9,332,000 |
| Application Withdrawn By Applicant | 505 | $380,519,000 | $756,181 | $9,000,000 | $785,772 | $7,030,000 |
| Application Denied By Financial Institution | 97 | $79,541,000 | $600,000 | $10,000,000 | $444,545 | $3,426,000 |
| Application Approved But Not Accepted | 52 | $55,226,000 | $1,308,666 | $3,400,000 | $862,222 | $7,621,000 |
| File Closed For Incompleteness | 40 | $31,322,000 | $481,000 | $2,500,000 | $287,833 | $2,100,000 |
| Loan Purchased By The Institution | 1 | $148,000 | $148,000 | $148,000 | $85,000 | $85,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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