First Republic Bank Mortgage Lending & HMDA Data, 2003
In 2003, First Republic Bank of San Francisco, CA reported 3,942 mortgage applications totaling $3.1 billion. The average application was for $779,185, and applicants reported an average income of $444,555. 82% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Francisco, CA (1,556), Los Angeles-Long Beach, CA (353) and New York, NY (305) (applications in parentheses).
| Mortgage Company & Address | First Republic Bank 111 Pine Street, 5th Floor San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,942 |
| Total Mortgage Loan Application Amount | $3,071,550,000 |
| Average Mortgage Loan Application Amount | $779,185 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $444,555 |
| Highest Applicant Income | $9,332,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco, California | 976 | $ 737,761,000 | $ 755,902 | $ 260,000 |
| Los Angeles, California | 353 | $ 313,784,000 | $ 888,906 | $ 483,000 |
| San Mateo, California | 324 | $ 278,237,000 | $ 858,756 | $ 433,000 |
| Marin, California | 256 | $ 184,570,000 | $ 720,976 | $ 281,000 |
| New York, New York | 210 | $ 187,665,000 | $ 893,642 | $ 423,000 |
| Orange, California | 196 | $ 193,893,000 | $ 989,250 | $ 493,000 |
| San Diego, California | 158 | $ 120,494,000 | $ 762,620 | $ 486,000 |
| Alameda, California | 142 | $ 69,874,000 | $ 492,070 | $ 172,000 |
| Santa Clara, California | 127 | $ 98,566,000 | $ 776,110 | $ 381,000 |
| Contra Costa, California | 106 | $ 64,518,000 | $ 608,660 | $ 272,000 |
| Sonoma, California | 85 | $ 58,330,000 | $ 686,235 | $ 312,000 |
| Fairfield, Connecticut | 72 | $ 75,187,000 | $ 1,044,263 | $ 768,000 |
| Westchester, New York | 65 | $ 55,892,000 | $ 859,876 | $ 591,000 |
| Napa, California | 52 | $ 59,935,000 | $ 1,152,596 | $ 605,000 |
| Riverside, California | 47 | $ 26,997,000 | $ 574,404 | $ 513,000 |
| Santa Barbara, California | 44 | $ 39,410,000 | $ 895,681 | $ 311,000 |
| Suffolk, New York | 42 | $ 48,656,000 | $ 1,158,476 | $ 1,172,000 |
| Placer, California | 41 | $ 23,537,000 | $ 574,073 | $ 570,000 |
| Clark, Nevada | 23 | $ 11,057,000 | $ 480,739 | $ 343,000 |
| Monterey, California | 22 | $ 15,278,000 | $ 694,454 | $ 548,000 |
| Ventura, California | 20 | $ 16,731,000 | $ 836,550 | $ 643,000 |
| Honolulu, Hawaii | 20 | $ 9,707,000 | $ 485,350 | $ 401,000 |
| Kings, New York | 17 | $ 9,545,000 | $ 561,470 | $ 231,000 |
| Middlesex, Massachusetts | 16 | $ 9,713,000 | $ 607,062 | $ 247,000 |
| Nassau, New York | 16 | $ 9,473,000 | $ 592,062 | $ 628,000 |
| Suffolk, Massachusetts | 15 | $ 10,047,000 | $ 669,800 | $ 437,000 |
| Maui, Hawaii | 13 | $ 6,974,000 | $ 536,461 | $ 854,000 |
| Pitkin, Colorado | 11 | $ 16,189,000 | $ 1,471,727 | $ 1,156,000 |
| Nevada, California | 10 | $ 2,968,000 | $ 296,800 | $ 414,000 |
| Palm Beach, Florida | 10 | $ 6,507,000 | $ 650,700 | $ 577,000 |
| Monmouth, New Jersey | 10 | $ 6,499,000 | $ 649,900 | $ 572,000 |
| Morris, New Jersey | 10 | $ 5,142,000 | $ 514,200 | $ 384,000 |
| Santa Cruz, California | 9 | $ 6,204,000 | $ 689,333 | $ 395,000 |
| Litchfield, Connecticut | 9 | $ 8,126,000 | $ 902,888 | $ 848,000 |
| Cook, Illinois | 9 | $ 6,368,000 | $ 707,555 | $ 541,000 |
| Barnstable, Massachusetts | 9 | $ 13,139,000 | $ 1,459,888 | $ 1,143,000 |
| Union, New Jersey | 9 | $ 9,188,000 | $ 1,020,888 | $ 1,073,000 |
| Blaine, Idaho | 8 | $ 4,930,000 | $ 616,250 | $ 482,000 |
| Nantucket, Massachusetts | 8 | $ 11,343,000 | $ 1,417,875 | $ 1,087,000 |
| Bergen, New Jersey | 8 | $ 8,407,000 | $ 1,050,875 | $ 1,117,000 |
| Maricopa, Arizona | 7 | $ 4,596,000 | $ 656,571 | $ 362,000 |
| El Dorado, California | 7 | $ 2,233,000 | $ 319,000 | $ 566,000 |
| Montgomery, Maryland | 7 | $ 5,849,000 | $ 835,571 | $ 365,000 |
| Norfolk, Massachusetts | 7 | $ 6,432,000 | $ 918,857 | $ 565,000 |
| Ocean, New Jersey | 7 | $ 5,103,000 | $ 729,000 | $ 729,000 |
| King, Washington | 7 | $ 4,635,000 | $ 662,142 | $ 1,552,000 |
| Mendocino, California | 6 | $ 1,814,000 | $ 302,333 | $ 250,000 |
| Sacramento, California | 6 | $ 1,769,000 | $ 294,833 | $ 178,000 |
| San Bernardino, California | 6 | $ 2,968,000 | $ 494,666 | $ 872,000 |
| Sussex, Delaware | 6 | $ 3,874,000 | $ 645,666 | $ 445,000 |
| Broward, Florida | 6 | $ 6,036,000 | $ 1,006,000 | $ 454,000 |
| Essex, Massachusetts | 6 | $ 3,263,000 | $ 543,833 | $ 510,000 |
| Essex, New Jersey | 6 | $ 3,985,000 | $ 664,166 | $ 760,000 |
| Eagle, Colorado | 5 | $ 4,760,000 | $ 952,000 | $ 941,000 |
| Collier, Florida | 5 | $ 2,422,000 | $ 484,400 | $ 280,000 |
| Hawaii, Hawaii | 5 | $ 4,985,000 | $ 997,000 | $ 663,000 |
| Washoe, Nevada | 5 | $ 1,681,000 | $ 336,200 | $ 284,000 |
| Somerset, New Jersey | 5 | $ 6,830,000 | $ 1,366,000 | $ 1,027,000 |
| Queens, New York | 5 | $ 1,551,000 | $ 310,200 | $ 47,000 |
| Fairfax, Virginia | 5 | $ 5,634,000 | $ 1,126,800 | $ 1,804,000 |
| District of Columbia, District Of Columbia | 4 | $ 3,365,000 | $ 841,250 | $ 398,000 |
| Lee, Florida | 4 | $ 4,475,000 | $ 1,118,750 | $ 922,000 |
| Miami-Dade, Florida | 4 | $ 2,588,000 | $ 647,000 | $ 773,000 |
| Kauai, Hawaii | 4 | $ 1,347,000 | $ 336,750 | $ 615,000 |
| Berkshire, Massachusetts | 4 | $ 1,687,000 | $ 421,750 | $ 1,201,000 |
| Dukes, Massachusetts | 4 | $ 2,770,000 | $ 692,500 | $ 1,151,000 |
| Summit, Utah | 4 | $ 2,464,000 | $ 616,000 | $ 278,000 |
| Yolo, California | 3 | $ 897,000 | $ 299,000 | $ 253,000 |
| Boulder, Colorado | 3 | $ 1,348,000 | $ 449,333 | $ 213,000 |
| New Castle, Delaware | 3 | $ 1,960,000 | $ 653,333 | $ 674,000 |
| Sarasota, Florida | 3 | $ 2,228,000 | $ 742,666 | $ 1,022,000 |
| Chatham, Georgia | 3 | $ 841,000 | $ 280,333 | $ 1,031,000 |
| Ada, Idaho | 3 | $ 1,024,000 | $ 341,333 | $ 188,000 |
| Worcester, Massachusetts | 3 | $ 2,297,000 | $ 765,666 | $ 360,000 |
| St. Louis, Missouri | 3 | $ 1,376,000 | $ 458,666 | $ 141,000 |
| Flathead, Montana | 3 | $ 3,800,000 | $ 1,266,666 | $ 1,082,000 |
| Douglas, Nevada | 3 | $ 4,640,000 | $ 1,546,666 | $ 1,323,000 |
| Mercer, New Jersey | 3 | $ 1,336,000 | $ 445,333 | $ 752,000 |
| Middlesex, New Jersey | 3 | $ 1,970,000 | $ 656,666 | $ 223,000 |
| Dutchess, New York | 3 | $ 3,250,000 | $ 1,083,333 | $ 773,000 |
| Rockland, New York | 3 | $ 849,000 | $ 283,000 | $ 233,000 |
| Clackamas, Oregon | 3 | $ 2,224,000 | $ 741,333 | $ 708,000 |
| Allegheny, Pennsylvania | 3 | $ 1,246,000 | $ 415,333 | $ 207,000 |
| Chester, Pennsylvania | 3 | $ 1,713,000 | $ 571,000 | $ 249,000 |
| Montgomery, Pennsylvania | 3 | $ 2,244,000 | $ 748,000 | $ 533,000 |
| Dallas, Texas | 3 | $ 4,335,000 | $ 1,445,000 | $ 1,478,000 |
| Windham, Vermont | 3 | $ 1,314,000 | $ 438,000 | $ 1,306,000 |
| Arlington, Virginia | 3 | $ 1,685,000 | $ 561,666 | $ 223,000 |
| Teton, Wyoming | 3 | $ 3,780,000 | $ 1,260,000 | $ 1,026,000 |
| Fresno, California | 2 | $ 354,000 | $ 177,000 | $ 206,000 |
| San Luis Obispo, California | 2 | $ 1,265,000 | $ 632,500 | $ 1,977,000 |
| Shasta, California | 2 | $ 308,000 | $ 154,000 | $ 55,000 |
| Solano, California | 2 | $ 393,000 | $ 196,500 | $ 139,000 |
| Stanislaus, California | 2 | $ 338,000 | $ 169,000 | $ 70,000 |
| Tuolumne, California | 2 | $ 474,000 | $ 237,000 | $ 69,000 |
| Douglas, Colorado | 2 | $ 2,500,000 | $ 1,250,000 | $ 563,000 |
| Jefferson, Colorado | 2 | $ 905,000 | $ 452,500 | $ 321,000 |
| Hartford, Connecticut | 2 | $ 1,108,000 | $ 554,000 | $ 485,000 |
| New Haven, Connecticut | 2 | $ 1,023,000 | $ 511,500 | $ 175,000 |
| Indian River, Florida | 2 | $ 473,000 | $ 236,500 | $ 496,000 |
| Orange, Florida | 2 | $ 1,190,000 | $ 595,000 | $ 884,000 |
| St. Johns, Florida | 2 | $ 696,000 | $ 348,000 | $ 359,000 |
| Kootenai, Idaho | 2 | $ 159,000 | $ 79,500 | $ 289,000 |
| Lake, Illinois | 2 | $ 1,625,000 | $ 812,500 | $ 473,000 |
| Plymouth, Massachusetts | 2 | $ 1,105,000 | $ 552,500 | $ 225,000 |
| Washtenaw, Michigan | 2 | $ 755,000 | $ 377,500 | $ 494,000 |
| Hennepin, Minnesota | 2 | $ 2,800,000 | $ 1,400,000 | $ 1,215,000 |
| Gallatin, Montana | 2 | $ 1,373,000 | $ 686,500 | $ 796,000 |
| Cheshire, New Hampshire | 2 | $ 539,000 | $ 269,500 | $ 439,000 |
| Cape May, New Jersey | 2 | $ 1,018,000 | $ 509,000 | $ 355,000 |
| Hudson, New Jersey | 2 | $ 1,228,000 | $ 614,000 | $ 125,000 |
| Santa Fe, New Mexico | 2 | $ 1,565,000 | $ 782,500 | $ 378,000 |
| Bronx, New York | 2 | $ 539,000 | $ 269,500 | $ 99,000 |
| Columbia, New York | 2 | $ 1,701,000 | $ 850,500 | $ 3,107,000 |
| Monroe, New York | 2 | $ 571,000 | $ 285,500 | $ 485,000 |
| Richmond, New York | 2 | $ 597,000 | $ 298,500 | $ 111,000 |
| Ulster, New York | 2 | $ 390,000 | $ 195,000 | $ 176,000 |
| Warren, New York | 2 | $ 1,225,000 | $ 612,500 | $ 922,000 |
| Deschutes, Oregon | 2 | $ 571,000 | $ 285,500 | $ 369,000 |
| Jackson, Oregon | 2 | $ 547,000 | $ 273,500 | $ 850,000 |
| Multnomah, Oregon | 2 | $ 448,000 | $ 224,000 | $ 114,000 |
| Williamson, Tennessee | 2 | $ 1,000,000 | $ 500,000 | $ 759,000 |
| Collin, Texas | 2 | $ 2,800,000 | $ 1,400,000 | $ 1,318,000 |
| Harris, Texas | 2 | $ 851,000 | $ 425,500 | $ 134,000 |
| Salt Lake, Utah | 2 | $ 508,000 | $ 254,000 | $ 427,000 |
| Shelby, Alabama | 1 | $ 316,000 | $ 316,000 | $ 79,000 |
| Pima, Arizona | 1 | $ 100,000 | $ 100,000 | $ 482,000 |
| Alpine, California | 1 | $ 680,000 | $ 680,000 | $ 728,000 |
| Amador, California | 1 | $ 120,000 | $ 120,000 | $ 280,000 |
| Butte, California | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Calaveras, California | 1 | $ 99,000 | $ 99,000 | $ 271,000 |
| Del Norte, California | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Humboldt, California | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
| Mono, California | 1 | $ 360,000 | $ 360,000 | $ 913,000 |
| San Joaquin, California | 1 | $ 182,000 | $ 182,000 | $ 69,000 |
| Sutter, California | 1 | $ 188,000 | $ 188,000 | $ 47,000 |
| Yuba, California | 1 | $ 135,000 | $ 135,000 | $ 228,000 |
| Adams, Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Routt, Colorado | 1 | $ 1,220,000 | $ 1,220,000 | $ 575,000 |
| San Miguel, Colorado | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Summit, Colorado | 1 | $ 570,000 | $ 570,000 | $ 764,000 |
| Duval, Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 1,149,000 |
| Flagler, Florida | 1 | $ 400,000 | $ 400,000 | $ 550,000 |
| Martin, Florida | 1 | $ 500,000 | $ 500,000 | $ 546,000 |
| Nassau, Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 266,000 |
| DeKalb, Georgia | 1 | $ 755,000 | $ 755,000 | $ 153,000 |
| Fulton, Georgia | 1 | $ 442,000 | $ 442,000 | $ 225,000 |
| Glynn, Georgia | 1 | $ 1,800,000 | $ 1,800,000 | $ 2,735,000 |
| Greene, Georgia | 1 | $ 1,700,000 | $ 1,700,000 | $ 414,000 |
| Gwinnett, Georgia | 1 | $ 470,000 | $ 470,000 | $ 255,000 |
| Boise, Idaho | 1 | $ 213,000 | $ 213,000 | $ 625,000 |
| DuPage, Illinois | 1 | $ 1,000,000 | $ 1,000,000 | $ 250,000 |
| Marion, Indiana | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Dickinson, Iowa | 1 | $ 1,692,000 | $ 1,692,000 | $ 0 |
| Hancock, Maine | 1 | $ 800,000 | $ 800,000 | $ 673,000 |
| Knox, Maine | 1 | $ 1,100,000 | $ 1,100,000 | $ 361,000 |
| York, Maine | 1 | $ 425,000 | $ 425,000 | $ 206,000 |
| Baltimore, Maryland | 1 | $ 900,000 | $ 900,000 | $ 260,000 |
| Kent, Maryland | 1 | $ 436,000 | $ 436,000 | $ 94,000 |
| Talbot, Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,100,000 |
| Bristol, Massachusetts | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,891,000 |
| Hampden, Massachusetts | 1 | $ 1,190,000 | $ 1,190,000 | $ 1,510,000 |
| Leelanau, Michigan | 1 | $ 323,000 | $ 323,000 | $ 500,000 |
| Muskegon, Michigan | 1 | $ 272,000 | $ 272,000 | $ 164,000 |
| Carver, Minnesota | 1 | $ 88,000 | $ 88,000 | $ 220,000 |
| Buchanan, Missouri | 1 | $ 244,000 | $ 244,000 | $ 56,000 |
| Douglas, Nebraska | 1 | $ 804,000 | $ 804,000 | $ 500,000 |
| Carroll, New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 200,000 |
| Hillsborough, New Hampshire | 1 | $ 480,000 | $ 480,000 | $ 201,000 |
| Rockingham, New Hampshire | 1 | $ 390,000 | $ 390,000 | $ 825,000 |
| Sullivan, New Hampshire | 1 | $ 648,000 | $ 648,000 | $ 553,000 |
| Burlington, New Jersey | 1 | $ 137,000 | $ 137,000 | $ 356,000 |
| Camden, New Jersey | 1 | $ 672,000 | $ 672,000 | $ 400,000 |
| Albany, New York | 1 | $ 800,000 | $ 800,000 | $ 345,000 |
| Erie, New York | 1 | $ 325,000 | $ 325,000 | $ 340,000 |
| Orange, New York | 1 | $ 984,000 | $ 984,000 | $ 459,000 |
| Putnam, New York | 1 | $ 488,000 | $ 488,000 | $ 260,000 |
| Saratoga, New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 480,000 |
| Schenectady, New York | 1 | $ 304,000 | $ 304,000 | $ 137,000 |
| Brunswick, North Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 466,000 |
| Buncombe, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 564,000 |
| Guilford, North Carolina | 1 | $ 675,000 | $ 675,000 | $ 480,000 |
| Watauga, North Carolina | 1 | $ 870,000 | $ 870,000 | $ 848,000 |
| Cuyahoga, Ohio | 1 | $ 400,000 | $ 400,000 | $ 82,000 |
| Lorain, Ohio | 1 | $ 383,000 | $ 383,000 | $ 3,721,000 |
| Lane, Oregon | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Washington, Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 58,000 |
| Bristol, Rhode Island | 1 | $ 650,000 | $ 650,000 | $ 381,000 |
| Newport, Rhode Island | 1 | $ 370,000 | $ 370,000 | $ 448,000 |
| Washington, Rhode Island | 1 | $ 1,680,000 | $ 1,680,000 | $ 1,000,000 |
| Beaufort, South Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,500,000 |
| Charleston, South Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Bexar, Texas | 1 | $ 1,700,000 | $ 1,700,000 | $ 150,000 |
| Montgomery, Texas | 1 | $ 632,000 | $ 632,000 | $ 519,000 |
| Rockwall, Texas | 1 | $ 200,000 | $ 200,000 | $ 371,000 |
| Travis, Texas | 1 | $ 146,000 | $ 146,000 | $ 209,000 |
| Cache, Utah | 1 | $ 372,000 | $ 372,000 | $ 340,000 |
| Davis, Utah | 1 | $ 300,000 | $ 300,000 | $ 71,000 |
| Bennington, Vermont | 1 | $ 700,000 | $ 700,000 | $ 1,675,000 |
| Orleans, Vermont | 1 | $ 160,000 | $ 160,000 | $ 320,000 |
| Alexandria, Virginia | 1 | $ 955,000 | $ 955,000 | $ 546,000 |
| Northampton, Virginia | 1 | $ 96,000 | $ 96,000 | $ 602,000 |
| San Juan, Washington | 1 | $ 1,100,000 | $ 1,100,000 | $ 559,000 |
| Sublette, Wyoming | 1 | $ 1,100,000 | $ 1,100,000 | $ 2,866,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,752 | $2,019,577,000 | $723,264 | $10,000,000 | $539,441 | $9,332,000 |
| Home Purchase (one-to-four family) | 1,083 | $941,699,000 | $711,142 | $4,000,000 | $826,342 | $7,621,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 93 | $101,070,000 | $1,163,333 | $5,000,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 14 | $9,204,000 | $664,400 | $2,000,000 | $303,400 | $1,838,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,454 | $1,897,099,000 | $683,916 | $10,000,000 | $553,250 | $7,518,000 |
| Information not provided by applicant in mail or telephone application | 992 | $784,195,000 | $753,200 | $7,000,000 | $661,500 | $9,332,000 |
| Not applicable | 235 | $241,957,000 | $853,600 | $7,000,000 | $843,600 | $7,200,000 |
| Asian or Pacific Islander | 135 | $72,218,000 | $340,600 | $3,000,000 | $246,600 | $1,932,000 |
| Hispanic | 55 | $18,486,000 | $566,333 | $1,500,000 | $375,333 | $900,000 |
| Black | 37 | $17,300,000 | $545,500 | $2,000,000 | $413,500 | $2,043,000 |
| Other | 27 | $36,894,000 | $923,750 | $5,000,000 | $281,750 | $827,000 |
| American Indian or Alaskan Native | 7 | $3,401,000 | $501,000 | $850,000 | $410,000 | $2,050,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,942 | $3,071,550,000 | $709,300 | $10,000,000 | $613,750 | $9,332,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,247 | $2,524,794,000 | $713,315 | $8,500,000 | $654,921 | $9,332,000 |
| Application Withdrawn By Applicant | 505 | $380,519,000 | $756,181 | $9,000,000 | $785,772 | $7,030,000 |
| Application Denied By Financial Institution | 97 | $79,541,000 | $600,000 | $10,000,000 | $444,545 | $3,426,000 |
| Application Approved But Not Accepted | 52 | $55,226,000 | $1,308,666 | $3,400,000 | $862,222 | $7,621,000 |
| File Closed For Incompleteness | 40 | $31,322,000 | $481,000 | $2,500,000 | $287,833 | $2,100,000 |
| Loan Purchased By The Institution | 1 | $148,000 | $148,000 | $148,000 | $85,000 | $85,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About