First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First Republic Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street, 5Th Floor San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,065 |
| Total Mortgage Loan Application Amount | $2,900,780,000 |
| Average Mortgage Loan Application Amount | $810,805 |
| Highest Mortgage Loan Application Amount | $21,500,000 |
| Average Applicant Income | $597,376 |
| Highest Applicant Income | $8,958,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,164 | $ 1,109,169,000 | $ 952,000 | $ 314,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 329 | $ 362,041,000 | $ 1,100,000 | $ 591,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 261 | $ 256,758,000 | $ 983,000 | $ 702,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 149 | $ 121,959,000 | $ 818,000 | $ 218,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 136 | $ 156,044,000 | $ 1,147,000 | $ 297,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 113 | $ 75,336,000 | $ 666,000 | $ 260,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 94 | $ 78,507,000 | $ 835,000 | $ 378,000 |
| SANTA ROSA-PETALUMA, CA | 68 | $ 43,632,000 | $ 641,000 | $ 358,000 |
| NASSAU-SUFFOLK, NY | 62 | $ 90,311,000 | $ 1,456,000 | $ 943,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 51 | $ 29,390,000 | $ 576,000 | $ 611,000 |
| NAPA, CA | 45 | $ 55,949,000 | $ 1,243,000 | $ 791,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 38 | $ 48,359,000 | $ 1,272,000 | $ 1,144,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 35 | $ 26,273,000 | $ 750,000 | $ 433,000 |
| LAS VEGAS-PARADISE, NV | 28 | $ 22,498,000 | $ 803,000 | $ 795,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 28 | $ 49,233,000 | $ 1,758,000 | $ 755,000 |
| BOSTON-QUINCY, MA | 24 | $ 18,215,000 | $ 758,000 | $ 484,000 |
| SALINAS, CA | 19 | $ 17,973,000 | $ 945,000 | $ 755,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 16 | $ 19,360,000 | $ 1,210,000 | $ 1,100,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 13,933,000 | $ 928,000 | $ 499,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 13 | $ 11,218,000 | $ 862,000 | $ 467,000 |
| EDISON, NJ | 12 | $ 13,300,000 | $ 1,108,000 | $ 1,250,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 7,183,000 | $ 598,000 | $ 711,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 11 | $ 5,765,000 | $ 524,000 | $ 217,000 |
| RENO-SPARKS, NV | 11 | $ 10,934,000 | $ 994,000 | $ 1,050,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 6,292,000 | $ 572,000 | $ 396,000 |
| NEWARK-UNION, NJ-PA | 10 | $ 7,117,000 | $ 711,000 | $ 958,000 |
| PHILADELPHIA, PA | 10 | $ 9,084,000 | $ 908,000 | $ 693,000 |
| ESSEX COUNTY, MA | 9 | $ 8,418,000 | $ 935,000 | $ 556,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 9 | $ 4,727,000 | $ 525,000 | $ 291,000 |
| HONOLULU, HI | 8 | $ 6,519,000 | $ 814,000 | $ 556,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 8,210,000 | $ 1,172,000 | $ 273,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 6 | $ 2,376,000 | $ 396,000 | $ 410,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 2,610,000 | $ 435,000 | $ 222,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 1,593,000 | $ 318,000 | $ 507,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 4,300,000 | $ 860,000 | $ 664,000 |
| BAKERSFIELD, CA | 4 | $ 1,134,000 | $ 283,000 | $ 336,000 |
| BARNSTABLE TOWN, MA | 4 | $ 3,979,000 | $ 994,000 | $ 311,000 |
| CAMDEN, NJ | 4 | $ 2,049,000 | $ 512,000 | $ 239,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 1,761,000 | $ 440,000 | $ 807,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 2,970,000 | $ 742,000 | $ 567,000 |
| SALT LAKE CITY, UT | 4 | $ 2,364,000 | $ 591,000 | $ 598,000 |
| TUCSON, AZ | 4 | $ 478,000 | $ 119,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3 | $ 628,000 | $ 209,000 | $ 160,000 |
| BOULDER, CO | 3 | $ 2,844,000 | $ 948,000 | $ 264,000 |
| DENVER-AURORA, CO | 3 | $ 1,508,000 | $ 502,000 | $ 293,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 3,666,000 | $ 1,222,000 | $ 784,000 |
| PITTSFIELD, MA | 3 | $ 2,650,000 | $ 883,000 | $ 1,592,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 2,940,000 | $ 980,000 | $ 361,000 |
| ROCHESTER, NY | 3 | $ 1,220,000 | $ 406,000 | $ 507,000 |
| STOCKTON, CA | 3 | $ 1,867,000 | $ 622,000 | $ 1,450,000 |
| TRENTON-EWING, NJ | 3 | $ 1,396,000 | $ 465,000 | $ 427,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,769,000 | $ 589,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 498,000 | $ 249,000 | $ 161,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 1,752,000 | $ 876,000 | $ 527,000 |
| JACKSONVILLE, FL | 2 | $ 990,000 | $ 495,000 | $ 486,000 |
| KINGSTON, NY | 2 | $ 4,360,000 | $ 2,180,000 | $ 1,977,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 2,250,000 | $ 1,125,000 | $ 912,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 1,600,000 | $ 800,000 | $ 1,234,000 |
| ORLANDO, FL | 2 | $ 536,000 | $ 268,000 | $ 447,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2 | $ 3,100,000 | $ 1,550,000 | $ 2,931,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 1,014,000 | $ 507,000 | $ 52,000 |
| TACOMA, WA | 2 | $ 1,843,000 | $ 921,000 | $ 704,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 1,320,000 | $ 660,000 | $ 925,000 |
| ALBUQUERQUE, NM | 1 | $ 900,000 | $ 900,000 | $ 391,000 |
| ANN ARBOR, MI | 1 | $ 300,000 | $ 300,000 | $ 330,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 380,000 | $ 380,000 | $ 200,000 |
| BEND, OR | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1 | $ 2,000,000 | $ 2,000,000 | $ 446,000 |
| BILLINGS, MT | 1 | $ 300,000 | $ 300,000 | $ 332,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 300,000 | $ 300,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 160,000 | $ 160,000 | $ 210,000 |
| CHARLOTTESVILLE, VA | 1 | $ 380,000 | $ 380,000 | $ 875,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 700,000 | $ 700,000 | $ 700,000 |
| COEUR D'ALENE, ID | 1 | $ 273,000 | $ 273,000 | $ 554,000 |
| CORPUS CHRISTI, TX | 1 | $ 420,000 | $ 420,000 | $ 265,000 |
| CORVALLIS, OR | 1 | $ 320,000 | $ 320,000 | $ 700,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 152,000 | $ 152,000 | $ 251,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 326,000 | $ 326,000 | $ 648,000 |
| GLENS FALLS, NY | 1 | $ 575,000 | $ 575,000 | $ 452,000 |
| GREAT FALLS, MT | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| INDIANAPOLIS, IN | 1 | $ 116,000 | $ 116,000 | $ 117,000 |
| KANSAS CITY, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| LAKELAND, FL | 1 | $ 700,000 | $ 700,000 | $ 649,000 |
| LANCASTER, PA | 1 | $ 306,000 | $ 306,000 | $ 150,000 |
| LANSING-EAST LANSING, MI | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 430,000 | $ 430,000 | $ 253,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1 | $ 560,000 | $ 560,000 | $ 458,000 |
| OCALA, FL | 1 | $ 236,000 | $ 236,000 | $ 325,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 488,000 | $ 488,000 | $ 1,516,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 600,000 | $ 600,000 | $ 410,000 |
| PUNTA GORDA, FL | 1 | $ 401,000 | $ 401,000 | $ 434,000 |
| REDDING, CA | 1 | $ 563,000 | $ 563,000 | $ 384,000 |
| SPOKANE, WA | 1 | $ 520,000 | $ 520,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 102,000 | $ 102,000 | $ 130,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| TOLEDO, OH | 1 | $ 650,000 | $ 650,000 | $ 700,000 |
| VERO BEACH, FL | 1 | $ 500,000 | $ 500,000 | $ 314,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1 | $ 330,000 | $ 330,000 | $ 258,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,690 | $1,769,604,000 | $766,189 | $21,500,000 | $510,027 | $8,958,000 |
| Refinancing | 1,212 | $1,001,002,000 | $718,785 | $10,025,000 | $625,464 | $6,000,000 |
| Home Improvement | 163 | $130,174,000 | $1,163,083 | $6,000,000 | $801,166 | $3,756,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,695 | $1,578,213,000 | $680,702 | $8,000,000 | $577,324 | $8,958,000 |
| Not Provided | 899 | $883,906,000 | $791,406 | $9,000,000 | $584,156 | $7,030,000 |
| Not applicable | 304 | $319,855,000 | $1,095,692 | $21,500,000 | $20,076 | $873,000 |
| Asian | 97 | $71,616,000 | $478,571 | $4,000,000 | $546,000 | $2,735,000 |
| Hispanic | 49 | $26,706,000 | $1,252,400 | $2,535,000 | $909,400 | $2,851,000 |
| Black or African American | 14 | $17,203,000 | $495,500 | $5,200,000 | $475,500 | $6,000,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,319,000 | $579,000 | $1,540,000 | $420,000 | $1,030,000 |
| American Indian or Alaskan Native | 3 | $962,000 | $334,000 | $522,000 | $92,500 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,065 | $2,900,780,000 | $714,350 | $21,500,000 | $522,700 | $8,958,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,536 | $2,383,682,000 | $703,921 | $21,500,000 | $548,789 | $8,958,000 |
| Application Withdrawn By Applicant | 349 | $376,173,000 | $749,450 | $10,000,000 | $524,450 | $6,000,000 |
| Application Approved But Not Accepted | 50 | $51,744,000 | $1,116,125 | $6,600,000 | $628,750 | $2,003,000 |
| File Closed For Incompleteness | 48 | $50,587,000 | $1,342,600 | $5,600,000 | $579,600 | $3,280,000 |
| Application Denied By Financial Institution | 45 | $35,088,000 | $673,777 | $3,300,000 | $473,666 | $4,800,000 |
| Loan Purchased By The Institution | 33 | $1,400,000 | $42,000 | $57,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 4 | $2,106,000 | $526,000 | $800,000 | $241,000 | $564,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.