First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

First Republic Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Republic Bank
111 Pine Street, 5Th Floor
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 3,065
Total Mortgage Loan Application Amount $2,900,780,000
Average Mortgage Loan Application Amount $810,805
Highest Mortgage Loan Application Amount $21,500,000
Average Applicant Income $597,376
Highest Applicant Income $8,958,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2004.

Mortgage Loan Application Totals for First Republic Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Francisco County California 753 $ 682,083,000 $ 905,000 $ 278,000
New York County New York 263 $ 307,021,000 $ 1,167,000 $ 568,000
Los Angeles County California 261 $ 256,758,000 $ 983,000 $ 702,000
San Mateo County California 227 $ 241,320,000 $ 1,063,000 $ 352,000
Marin County California 184 $ 185,766,000 $ 1,009,000 $ 349,000
Orange County California 136 $ 156,044,000 $ 1,147,000 $ 297,000
San Diego County California 113 $ 75,336,000 $ 666,000 $ 260,000
Santa Clara County California 94 $ 78,507,000 $ 835,000 $ 378,000
Alameda County California 82 $ 73,705,000 $ 898,000 $ 191,000
Sonoma County California 68 $ 43,632,000 $ 641,000 $ 358,000
Contra Costa County California 67 $ 48,254,000 $ 720,000 $ 249,000
Suffolk County New York 51 $ 83,191,000 $ 1,631,000 $ 1,172,000
Napa County California 45 $ 55,949,000 $ 1,243,000 $ 791,000
Riverside County California 45 $ 27,729,000 $ 616,000 $ 604,000
Westchester County New York 44 $ 44,708,000 $ 1,016,000 $ 700,000
Fairfield County Connecticut 38 $ 48,359,000 $ 1,272,000 $ 1,144,000
Santa Barbara County California 28 $ 49,233,000 $ 1,758,000 $ 755,000
Clark County Nevada 28 $ 22,498,000 $ 803,000 $ 795,000
Placer County California 21 $ 21,530,000 $ 1,025,000 $ 623,000
Monterey County California 19 $ 17,973,000 $ 945,000 $ 755,000
Palm Beach County Florida 16 $ 19,360,000 $ 1,210,000 $ 1,100,000
Middlesex County Massachusetts 15 $ 13,933,000 $ 928,000 $ 499,000
Suffolk County Massachusetts 15 $ 12,276,000 $ 818,000 $ 558,000
Ventura County California 13 $ 11,218,000 $ 862,000 $ 467,000
Hawaii County Hawaii 13 $ 18,211,000 $ 1,400,000 $ 1,231,000
Miami-Dade County Florida 12 $ 7,183,000 $ 598,000 $ 711,000
Maricopa County Arizona 11 $ 5,765,000 $ 524,000 $ 217,000
Santa Cruz County California 11 $ 6,292,000 $ 572,000 $ 396,000
Washoe County Nevada 11 $ 10,934,000 $ 994,000 $ 1,050,000
Bergen County New Jersey 11 $ 14,748,000 $ 1,340,000 $ 773,000
Nassau County New York 11 $ 7,120,000 $ 647,000 $ 409,000
Nevada County California 10 $ 4,040,000 $ 404,000 $ 333,000
Pitkin County Colorado 9 $ 17,945,000 $ 1,993,000 $ 1,269,000
District of Columbia County District Of Columbia 9 $ 4,727,000 $ 525,000 $ 291,000
Essex County Massachusetts 9 $ 8,418,000 $ 935,000 $ 556,000
Kings County New York 9 $ 4,487,000 $ 498,000 $ 884,000
Honolulu County Hawaii 8 $ 6,519,000 $ 814,000 $ 556,000
Queens County New York 7 $ 1,984,000 $ 283,000 $ 78,000
King County Washington 7 $ 8,210,000 $ 1,172,000 $ 273,000
Sacramento County California 6 $ 1,508,000 $ 251,000 $ 91,000
San Bernardino County California 6 $ 1,661,000 $ 276,000 $ 634,000
Blaine County Idaho 6 $ 7,696,000 $ 1,282,000 $ 841,000
Cook County Illinois 6 $ 2,376,000 $ 396,000 $ 410,000
Norfolk County Massachusetts 6 $ 3,419,000 $ 569,000 $ 183,000
Monmouth County New Jersey 6 $ 3,939,000 $ 656,000 $ 449,000
Mendocino County California 5 $ 1,145,000 $ 229,000 $ 49,000
Kauai County Hawaii 5 $ 6,124,000 $ 1,224,000 $ 698,000
Ocean County New Jersey 5 $ 8,925,000 $ 1,785,000 $ 2,713,000
Pima County Arizona 4 $ 478,000 $ 119,000 $ 116,000
El Dorado County California 4 $ 1,946,000 $ 486,000 $ 525,000
Kern County California 4 $ 1,134,000 $ 283,000 $ 336,000
Yolo County California 4 $ 1,289,000 $ 322,000 $ 362,000
Eagle County Colorado 4 $ 3,169,000 $ 792,000 $ 291,000
Collier County Florida 4 $ 2,970,000 $ 742,000 $ 567,000
Maui County Hawaii 4 $ 2,089,000 $ 522,000 $ 384,000
Barnstable County Massachusetts 4 $ 3,979,000 $ 994,000 $ 311,000
Burlington County New Jersey 4 $ 2,049,000 $ 512,000 $ 239,000
Essex County New Jersey 4 $ 2,128,000 $ 532,000 $ 389,000
Morris County New Jersey 4 $ 3,704,000 $ 926,000 $ 1,611,000
Putnam County New York 4 $ 3,454,000 $ 863,000 $ 842,000
Saratoga County New York 4 $ 1,128,000 $ 282,000 $ 370,000
Bucks County Pennsylvania 4 $ 3,105,000 $ 776,000 $ 759,000
Summit County Utah 4 $ 2,364,000 $ 591,000 $ 598,000
Teton County Wyoming 4 $ 7,708,000 $ 1,927,000 $ 1,083,000
Calaveras County California 3 $ 1,151,000 $ 383,000 $ 157,000
Mono County California 3 $ 5,060,000 $ 1,686,000 $ 2,308,000
San Joaquin County California 3 $ 1,867,000 $ 622,000 $ 1,450,000
Solano County California 3 $ 1,769,000 $ 589,000 $ 92,000
Boulder County Colorado 3 $ 2,844,000 $ 948,000 $ 264,000
Broward County Florida 3 $ 3,666,000 $ 1,222,000 $ 784,000
Sarasota County Florida 3 $ 2,800,000 $ 933,000 $ 886,000
Berkshire County Massachusetts 3 $ 2,650,000 $ 883,000 $ 1,592,000
Plymouth County Massachusetts 3 $ 2,520,000 $ 840,000 $ 662,000
Mercer County New Jersey 3 $ 1,396,000 $ 465,000 $ 427,000
Columbia County New York 3 $ 1,232,000 $ 410,000 $ 2,000,000
Dutchess County New York 3 $ 2,940,000 $ 980,000 $ 361,000
Monroe County New York 3 $ 1,220,000 $ 406,000 $ 507,000
Chester County Pennsylvania 3 $ 3,323,000 $ 1,107,000 $ 823,000
Montgomery County Pennsylvania 3 $ 2,656,000 $ 885,000 $ 475,000
Newport County Rhode Island 3 $ 1,142,000 $ 380,000 $ 257,000
Dallas County Texas 3 $ 1,221,000 $ 407,000 $ 955,000
Arapahoe County Colorado 2 $ 1,100,000 $ 550,000 $ 202,000
Litchfield County Connecticut 2 $ 1,000,000 $ 500,000 $ 233,000
New Castle County Delaware 2 $ 1,320,000 $ 660,000 $ 925,000
Lee County Florida 2 $ 498,000 $ 249,000 $ 161,000
Manatee County Florida 2 $ 1,500,000 $ 750,000 $ 0
Martin County Florida 2 $ 3,100,000 $ 1,550,000 $ 2,931,000
St. Johns County Florida 2 $ 990,000 $ 495,000 $ 486,000
Walton County Florida 2 $ 1,763,000 $ 881,000 $ 1,043,000
Lake County Illinois 2 $ 2,250,000 $ 1,125,000 $ 912,000
Kent County Maryland 2 $ 680,000 $ 340,000 $ 541,000
Dukes County Massachusetts 2 $ 1,885,000 $ 942,000 $ 1,274,000
Nantucket County Massachusetts 2 $ 3,500,000 $ 1,750,000 $ 1,110,000
Gallatin County Montana 2 $ 1,359,000 $ 679,000 $ 1,277,000
Rockingham County New Hampshire 2 $ 1,014,000 $ 507,000 $ 52,000
Hudson County New Jersey 2 $ 767,000 $ 383,000 $ 176,000
Rockland County New York 2 $ 387,000 $ 193,000 $ 59,000
Ulster County New York 2 $ 4,360,000 $ 2,180,000 $ 1,977,000
Bristol County Rhode Island 2 $ 1,040,000 $ 520,000 $ 231,000
Charleston County South Carolina 2 $ 1,752,000 $ 876,000 $ 527,000
Bennington County Vermont 2 $ 906,000 $ 453,000 $ 726,000
Windham County Vermont 2 $ 456,000 $ 228,000 $ 408,000
Fairfax County Virginia 2 $ 3,244,000 $ 1,622,000 $ 767,000
Pierce County Washington 2 $ 1,843,000 $ 921,000 $ 704,000
Walworth County Wisconsin 2 $ 2,700,000 $ 1,350,000 $ 141,000
Mohave County Arizona 1 $ 160,000 $ 160,000 $ 84,000
Humboldt County California 1 $ 420,000 $ 420,000 $ 263,000
Plumas County California 1 $ 1,365,000 $ 1,365,000 $ 1,133,000
Shasta County California 1 $ 563,000 $ 563,000 $ 384,000
Tuolumne County California 1 $ 148,000 $ 148,000 $ 73,000
Denver County Colorado 1 $ 408,000 $ 408,000 $ 475,000
Larimer County Colorado 1 $ 326,000 $ 326,000 $ 648,000
Routt County Colorado 1 $ 956,000 $ 956,000 $ 376,000
San Miguel County Colorado 1 $ 3,100,000 $ 3,100,000 $ 0
Charlotte County Florida 1 $ 401,000 $ 401,000 $ 434,000
Flagler County Florida 1 $ 520,000 $ 520,000 $ 211,000
Hillsborough County Florida 1 $ 245,000 $ 245,000 $ 76,000
Indian River County Florida 1 $ 500,000 $ 500,000 $ 314,000
Lake County Florida 1 $ 124,000 $ 124,000 $ 603,000
Marion County Florida 1 $ 236,000 $ 236,000 $ 325,000
Polk County Florida 1 $ 700,000 $ 700,000 $ 649,000
Seminole County Florida 1 $ 412,000 $ 412,000 $ 292,000
Cherokee County Georgia 1 $ 390,000 $ 390,000 $ 280,000
DeKalb County Georgia 1 $ 158,000 $ 158,000 $ 165,000
Fulton County Georgia 1 $ 80,000 $ 80,000 $ 35,000
Ada County Idaho 1 $ 475,000 $ 475,000 $ 185,000
Kootenai County Idaho 1 $ 273,000 $ 273,000 $ 554,000
Hamilton County Indiana 1 $ 116,000 $ 116,000 $ 117,000
Johnson County Kansas 1 $ 156,000 $ 156,000 $ 86,000
Knox County Maine 1 $ 788,000 $ 788,000 $ 356,000
York County Maine 1 $ 600,000 $ 600,000 $ 410,000
Baltimore City County Maryland 1 $ 380,000 $ 380,000 $ 200,000
Montgomery County Maryland 1 $ 2,000,000 $ 2,000,000 $ 446,000
Eaton County Michigan 1 $ 164,000 $ 164,000 $ 91,000
Oakland County Michigan 1 $ 330,000 $ 330,000 $ 258,000
Washtenaw County Michigan 1 $ 300,000 $ 300,000 $ 330,000
Douglas County Minnesota 1 $ 225,000 $ 225,000 $ 114,000
Hennepin County Minnesota 1 $ 600,000 $ 600,000 $ 1,426,000
Washington County Minnesota 1 $ 1,000,000 $ 1,000,000 $ 1,042,000
Platte County Missouri 1 $ 225,000 $ 225,000 $ 125,000
Carbon County Montana 1 $ 300,000 $ 300,000 $ 332,000
Cascade County Montana 1 $ 75,000 $ 75,000 $ 73,000
Lake County Montana 1 $ 293,000 $ 293,000 $ 136,000
Carson City County Nevada 1 $ 160,000 $ 160,000 $ 210,000
Belknap County New Hampshire 1 $ 612,000 $ 612,000 $ 404,000
Passaic County New Jersey 1 $ 559,000 $ 559,000 $ 215,000
Somerset County New Jersey 1 $ 436,000 $ 436,000 $ 200,000
Sussex County New Jersey 1 $ 485,000 $ 485,000 $ 1,381,000
Union County New Jersey 1 $ 800,000 $ 800,000 $ 287,000
Warren County New Jersey 1 $ 1,203,000 $ 1,203,000 $ 920,000
Bernalillo County New Mexico 1 $ 900,000 $ 900,000 $ 391,000
Delaware County New York 1 $ 250,000 $ 250,000 $ 246,000
Erie County New York 1 $ 300,000 $ 300,000 $ 0
Onondaga County New York 1 $ 102,000 $ 102,000 $ 130,000
Rensselaer County New York 1 $ 465,000 $ 465,000 $ 917,000
Warren County New York 1 $ 575,000 $ 575,000 $ 452,000
Dare County North Carolina 1 $ 880,000 $ 880,000 $ 317,000
Moore County North Carolina 1 $ 312,000 $ 312,000 $ 344,000
Geauga County Ohio 1 $ 700,000 $ 700,000 $ 700,000
Lucas County Ohio 1 $ 650,000 $ 650,000 $ 700,000
Benton County Oregon 1 $ 320,000 $ 320,000 $ 700,000
Curry County Oregon 1 $ 158,000 $ 158,000 $ 210,000
Deschutes County Oregon 1 $ 115,000 $ 115,000 $ 97,000
Lane County Oregon 1 $ 152,000 $ 152,000 $ 251,000
Adams County Pennsylvania 1 $ 330,000 $ 330,000 $ 82,000
Lancaster County Pennsylvania 1 $ 306,000 $ 306,000 $ 150,000
Providence County Rhode Island 1 $ 428,000 $ 428,000 $ 100,000
Horry County South Carolina 1 $ 430,000 $ 430,000 $ 253,000
Davidson County Tennessee 1 $ 560,000 $ 560,000 $ 458,000
Collin County Texas 1 $ 540,000 $ 540,000 $ 511,000
Henderson County Texas 1 $ 200,000 $ 200,000 $ 240,000
Nueces County Texas 1 $ 420,000 $ 420,000 $ 265,000
Windsor County Vermont 1 $ 388,000 $ 388,000 $ 515,000
Albemarle County Virginia 1 $ 380,000 $ 380,000 $ 875,000
Alexandria County Virginia 1 $ 1,714,000 $ 1,714,000 $ 396,000
San Juan County Washington 1 $ 1,000,000 $ 1,000,000 $ 1,974,000
Spokane County Washington 1 $ 520,000 $ 520,000 $ 0
Winnebago County Wisconsin 1 $ 488,000 $ 488,000 $ 1,516,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,690 $1,769,604,000 $766,189 $21,500,000 $510,027 $8,958,000
Refinancing 1,212 $1,001,002,000 $718,785 $10,025,000 $625,464 $6,000,000
Home Improvement 163 $130,174,000 $1,163,083 $6,000,000 $801,166 $3,756,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,695 $1,578,213,000 $680,702 $8,000,000 $577,324 $8,958,000
Not Provided 899 $883,906,000 $791,406 $9,000,000 $584,156 $7,030,000
Not applicable 304 $319,855,000 $1,095,692 $21,500,000 $20,076 $873,000
Asian 97 $71,616,000 $478,571 $4,000,000 $546,000 $2,735,000
Hispanic 49 $26,706,000 $1,252,400 $2,535,000 $909,400 $2,851,000
Black or African American 14 $17,203,000 $495,500 $5,200,000 $475,500 $6,000,000
Native Hawaiian or Other Pacific Islander 4 $2,319,000 $579,000 $1,540,000 $420,000 $1,030,000
American Indian or Alaskan Native 3 $962,000 $334,000 $522,000 $92,500 $185,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,065 $2,900,780,000 $714,350 $21,500,000 $522,700 $8,958,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,536 $2,383,682,000 $703,921 $21,500,000 $548,789 $8,958,000
Application Withdrawn By Applicant 349 $376,173,000 $749,450 $10,000,000 $524,450 $6,000,000
Application Approved But Not Accepted 50 $51,744,000 $1,116,125 $6,600,000 $628,750 $2,003,000
File Closed For Incompleteness 48 $50,587,000 $1,342,600 $5,600,000 $579,600 $3,280,000
Application Denied By Financial Institution 45 $35,088,000 $673,777 $3,300,000 $473,666 $4,800,000
Loan Purchased By The Institution 33 $1,400,000 $42,000 $57,000 $0 $0
Preapproval Denied by Financial Institution 4 $2,106,000 $526,000 $800,000 $241,000 $564,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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