First Republic Bank Mortgage Lending & HMDA Data, 2013

In 2013, First Republic Bank of San Francisco, CA reported 12,418 mortgage applications totaling $12.3 billion, down 1% from 2012. The average application was for $992,431, and applicants reported an average income of $471,153. 80% of its applications resulted in an originated loan and 3% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (3,592), Oakland-Fremont-Hayward, CA (1,430) and New York-White Plains-Wayne, NY-NJ (1,400) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 12,418
Total Mortgage Loan Application Amount $12,324,010,000
Average Mortgage Loan Application Amount $992,431
Highest Mortgage Loan Application Amount $58,500,000
Average Applicant Income $471,153
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Francisco, California 2,211 $ 2,247,703,000 $ 1,016,600 $ 358,000
Los Angeles, California 1,050 $ 1,146,203,000 $ 1,091,621 $ 418,000
New York, New York 1,043 $ 1,504,038,000 $ 1,442,030 $ 767,000
Alameda, California 854 $ 463,631,000 $ 542,893 $ 149,000
San Mateo, California 816 $ 942,057,000 $ 1,154,481 $ 463,000
Santa Clara, California 608 $ 592,875,000 $ 975,123 $ 415,000
Suffolk, Massachusetts 581 $ 443,744,000 $ 763,759 $ 392,000
Contra Costa, California 576 $ 352,939,000 $ 612,741 $ 261,000
Marin, California 565 $ 573,462,000 $ 1,014,976 $ 407,000
Orange, California 410 $ 436,858,000 $ 1,065,507 $ 567,000
San Diego, California 376 $ 412,218,000 $ 1,096,324 $ 468,000
Middlesex, Massachusetts 333 $ 307,018,000 $ 921,975 $ 476,000
Norfolk, Massachusetts 316 $ 255,401,000 $ 808,231 $ 406,000
Sonoma, California 186 $ 134,055,000 $ 720,725 $ 469,000
Suffolk, New York 179 $ 283,061,000 $ 1,581,346 $ 1,078,000
Napa, California 151 $ 156,905,000 $ 1,039,105 $ 559,000
Fairfield, Connecticut 138 $ 199,645,000 $ 1,446,702 $ 968,000
Westchester, New York 137 $ 148,682,000 $ 1,085,270 $ 767,000
Kings, New York 136 $ 142,125,000 $ 1,045,036 $ 588,000
Santa Barbara, California 135 $ 147,599,000 $ 1,093,325 $ 562,000
Multnomah, Oregon 94 $ 72,054,000 $ 766,531 $ 225,000
Solano, California 81 $ 23,070,000 $ 284,814 $ 17,000
Riverside, California 76 $ 57,187,000 $ 752,460 $ 452,000
Placer, California 72 $ 64,797,000 $ 899,958 $ 814,000
Plymouth, Massachusetts 57 $ 48,443,000 $ 849,877 $ 575,000
Nassau, New York 55 $ 49,590,000 $ 901,636 $ 760,000
Miami-Dade, Florida 51 $ 58,335,000 $ 1,143,823 $ 923,000
Essex, Massachusetts 48 $ 38,686,000 $ 805,958 $ 506,000
Santa Cruz, California 47 $ 32,552,000 $ 692,595 $ 316,000
Monterey, California 45 $ 57,336,000 $ 1,274,133 $ 686,000
Barnstable, Massachusetts 43 $ 46,370,000 $ 1,078,372 $ 853,000
Washington, Oregon 40 $ 24,236,000 $ 605,900 $ 105,000
Nantucket, Massachusetts 37 $ 53,495,000 $ 1,445,810 $ 1,108,000
Bergen, New Jersey 36 $ 35,355,000 $ 982,083 $ 464,000
Palm Beach, Florida 35 $ 42,417,000 $ 1,211,914 $ 624,000
Ventura, California 34 $ 24,451,000 $ 719,147 $ 412,000
King, Washington 29 $ 51,342,000 $ 1,770,413 $ 593,000
Clackamas, Oregon 27 $ 11,434,000 $ 423,481 $ 197,000
Nevada, California 25 $ 12,026,000 $ 481,040 $ 502,000
Hudson, New Jersey 25 $ 18,702,000 $ 748,080 $ 476,000
Summit, Utah 23 $ 26,446,000 $ 1,149,826 $ 1,370,000
District of Columbia, District Of Columbia 20 $ 16,988,000 $ 849,400 $ 1,150,000
Hawaii, Hawaii 18 $ 41,465,000 $ 2,303,611 $ 2,288,000
Morris, New Jersey 15 $ 15,501,000 $ 1,033,400 $ 819,000
Queens, New York 15 $ 8,398,000 $ 559,866 $ 951,000
Newport, Rhode Island 15 $ 17,425,000 $ 1,161,666 $ 1,063,000
Dukes, Massachusetts 14 $ 23,928,000 $ 1,709,142 $ 1,271,000
Essex, New Jersey 14 $ 12,916,000 $ 922,571 $ 583,000
Monmouth, New Jersey 14 $ 13,361,000 $ 954,357 $ 957,000
Union, New Jersey 14 $ 15,344,000 $ 1,096,000 $ 500,000
Pitkin, Colorado 13 $ 33,997,000 $ 2,615,153 $ 1,276,000
Washoe, Nevada 13 $ 9,460,000 $ 727,692 $ 361,000
Broward, Florida 12 $ 9,114,000 $ 759,500 $ 1,377,000
Maui, Hawaii 12 $ 9,839,000 $ 819,916 $ 701,000
Clark, Washington 12 $ 1,657,000 $ 138,083 $ 76,000
San Bernardino, California 10 $ 10,368,000 $ 1,036,800 $ 354,000
San Luis Obispo, California 10 $ 6,199,000 $ 619,900 $ 373,000
Litchfield, Connecticut 10 $ 6,319,000 $ 631,900 $ 592,000
Maricopa, Arizona 9 $ 7,755,000 $ 861,666 $ 249,000
Honolulu, Hawaii 9 $ 9,754,000 $ 1,083,777 $ 558,000
Blaine, Idaho 9 $ 11,508,000 $ 1,278,666 $ 1,912,000
Cook, Illinois 9 $ 8,526,000 $ 947,333 $ 910,000
Washington, Rhode Island 9 $ 11,877,000 $ 1,319,666 $ 1,201,000
El Dorado, California 8 $ 3,159,000 $ 394,875 $ 506,000
Sacramento, California 8 $ 2,146,000 $ 268,250 $ 166,000
Cumberland, Maine 8 $ 5,283,000 $ 660,375 $ 452,000
York, Maine 8 $ 3,724,000 $ 465,500 $ 287,000
Ocean, New Jersey 8 $ 7,191,000 $ 898,875 $ 487,000
Deschutes, Oregon 8 $ 3,772,000 $ 471,500 $ 403,000
Travis, Texas 8 $ 6,093,000 $ 761,625 $ 610,000
Eagle, Colorado 7 $ 17,145,000 $ 2,449,285 $ 849,000
Collier, Florida 7 $ 11,870,000 $ 1,695,714 $ 542,000
Douglas, Nevada 7 $ 8,515,000 $ 1,216,428 $ 684,000
Belknap, New Hampshire 7 $ 7,329,000 $ 1,047,000 $ 1,167,000
Dallas, Texas 7 $ 5,811,000 $ 830,142 $ 359,000
Teton, Wyoming 7 $ 10,497,000 $ 1,499,571 $ 698,000
Kauai, Hawaii 6 $ 9,050,000 $ 1,508,333 $ 1,023,000
Worcester, Massachusetts 6 $ 1,628,000 $ 271,333 $ 439,000
Clark, Nevada 6 $ 2,227,000 $ 371,166 $ 283,000
Mercer, New Jersey 6 $ 7,724,000 $ 1,287,333 $ 878,000
Somerset, New Jersey 6 $ 4,324,000 $ 720,666 $ 605,000
Dutchess, New York 6 $ 5,481,000 $ 913,500 $ 1,910,000
Yolo, California 5 $ 1,251,000 $ 250,200 $ 0
Berkshire, Massachusetts 5 $ 4,808,000 $ 961,600 $ 566,000
Gallatin, Montana 5 $ 3,960,000 $ 792,000 $ 546,000
Rockingham, New Hampshire 5 $ 2,458,000 $ 491,600 $ 244,000
Greene, New York 5 $ 1,122,000 $ 224,400 $ 447,000
Ulster, New York 5 $ 4,192,000 $ 838,400 $ 1,084,000
Mecklenburg, North Carolina 5 $ 3,516,000 $ 703,200 $ 464,000
Denver, Colorado 4 $ 4,439,000 $ 1,109,750 $ 301,000
Martin, Florida 4 $ 2,146,000 $ 536,500 $ 257,000
Bristol, Massachusetts 4 $ 2,295,000 $ 573,750 $ 569,000
Grafton, New Hampshire 4 $ 1,033,000 $ 258,250 $ 450,000
Bucks, Pennsylvania 4 $ 3,881,000 $ 970,250 $ 1,465,000
Charleston, South Carolina 4 $ 3,913,000 $ 978,250 $ 880,000
Bennington, Vermont 4 $ 1,962,000 $ 490,500 $ 1,927,000
Calaveras, California 3 $ 1,735,000 $ 578,333 $ 276,000
Arapahoe, Colorado 3 $ 3,526,000 $ 1,175,333 $ 348,000
Indian River, Florida 3 $ 2,675,000 $ 891,666 $ 836,000
Walton, Florida 3 $ 2,607,000 $ 869,000 $ 687,000
Sagadahoc, Maine 3 $ 823,000 $ 274,333 $ 306,000
Passaic, New Jersey 3 $ 811,000 $ 270,333 $ 453,000
Delaware, New York 3 $ 908,000 $ 302,666 $ 280,000
Clatsop, Oregon 3 $ 1,503,000 $ 501,000 $ 833,000
Delaware, Pennsylvania 3 $ 3,140,000 $ 1,046,666 $ 844,000
Bristol, Rhode Island 3 $ 738,000 $ 246,000 $ 144,000
Harris, Texas 3 $ 3,365,000 $ 1,121,666 $ 700,000
Salt Lake, Utah 3 $ 859,000 $ 286,333 $ 328,000
Wasatch, Utah 3 $ 5,445,000 $ 1,815,000 $ 618,000
Lamoille, Vermont 3 $ 2,892,000 $ 964,000 $ 759,000
Loudoun, Virginia 3 $ 579,000 $ 193,000 $ 595,000
Pima, Arizona 2 $ 1,170,000 $ 585,000 $ 148,000
Alpine, California 2 $ 260,000 $ 130,000 $ 270,000
Lake, California 2 $ 284,000 $ 142,000 $ 405,000
Mono, California 2 $ 831,000 $ 415,500 $ 562,000
Douglas, Colorado 2 $ 1,790,000 $ 895,000 $ 885,000
New Haven, Connecticut 2 $ 1,845,000 $ 922,500 $ 954,000
Hillsborough, Florida 2 $ 1,428,000 $ 714,000 $ 356,000
Lee, Florida 2 $ 353,000 $ 176,500 $ 1,236,000
Orange, Florida 2 $ 1,135,000 $ 567,500 $ 467,000
Knox, Maine 2 $ 1,077,000 $ 538,500 $ 561,000
Madison, Montana 2 $ 3,186,000 $ 1,593,000 $ 770,000
Carroll, New Hampshire 2 $ 454,000 $ 227,000 $ 341,000
Merrimack, New Hampshire 2 $ 1,377,000 $ 688,500 $ 667,000
Cape May, New Jersey 2 $ 1,110,000 $ 555,000 $ 658,000
Bronx, New York 2 $ 1,846,000 $ 923,000 $ 633,000
Columbia, New York 2 $ 558,000 $ 279,000 $ 684,000
Orange, New York 2 $ 1,690,000 $ 845,000 $ 866,000
Saratoga, New York 2 $ 457,000 $ 228,500 $ 443,000
Lane, Oregon 2 $ 735,000 $ 367,500 $ 502,000
Marion, Oregon 2 $ 2,475,000 $ 1,237,500 $ 0
Yamhill, Oregon 2 $ 1,356,000 $ 678,000 $ 396,000
Allegheny, Pennsylvania 2 $ 1,029,000 $ 514,500 $ 370,000
Chester, Pennsylvania 2 $ 2,420,000 $ 1,210,000 $ 397,000
Northampton, Pennsylvania 2 $ 204,000 $ 102,000 $ 844,000
Philadelphia, Pennsylvania 2 $ 570,000 $ 285,000 $ 417,000
Providence, Rhode Island 2 $ 1,683,000 $ 841,500 $ 296,000
Collin, Texas 2 $ 635,000 $ 317,500 $ 652,000
Windsor, Vermont 2 $ 2,000,000 $ 1,000,000 $ 2,419,000
Fairfax, Virginia 2 $ 2,000,000 $ 1,000,000 $ 337,000
Spokane, Washington 2 $ 473,000 $ 236,500 $ 356,000
Fresno, California 1 $ 400,000 $ 400,000 $ 302,000
Kern, California 1 $ 402,000 $ 402,000 $ 267,000
Mendocino, California 1 $ 390,000 $ 390,000 $ 254,000
Merced, California 1 $ 725,000 $ 725,000 $ 0
Tuolumne, California 1 $ 218,000 $ 218,000 $ 237,000
Adams, Colorado 1 $ 420,000 $ 420,000 $ 0
Garfield, Colorado 1 $ 1,700,000 $ 1,700,000 $ 3,423,000
San Miguel, Colorado 1 $ 1,100,000 $ 1,100,000 $ 1,118,000
Hartford, Connecticut 1 $ 543,000 $ 543,000 $ 622,000
Middlesex, Connecticut 1 $ 675,000 $ 675,000 $ 555,000
New London, Connecticut 1 $ 360,000 $ 360,000 $ 205,000
Charlotte, Florida 1 $ 1,100,000 $ 1,100,000 $ 439,000
Manatee, Florida 1 $ 354,000 $ 354,000 $ 237,000
Monroe, Florida 1 $ 1,000,000 $ 1,000,000 $ 856,000
Nassau, Florida 1 $ 624,000 $ 624,000 $ 225,000
Okaloosa, Florida 1 $ 3,200,000 $ 3,200,000 $ 824,000
St. Johns, Florida 1 $ 146,000 $ 146,000 $ 1,542,000
Fulton, Georgia 1 $ 210,000 $ 210,000 $ 480,000
Glynn, Georgia 1 $ 5,886,000 $ 5,886,000 $ 2,048,000
Teton, Idaho 1 $ 371,000 $ 371,000 $ 994,000
DuPage, Illinois 1 $ 417,000 $ 417,000 $ 170,000
Lake, Illinois 1 $ 990,000 $ 990,000 $ 420,000
Oxford, Maine 1 $ 300,000 $ 300,000 $ 360,000
Hampden, Massachusetts 1 $ 397,000 $ 397,000 $ 293,000
Washtenaw, Michigan 1 $ 105,000 $ 105,000 $ 55,000
Flathead, Montana 1 $ 441,000 $ 441,000 $ 9,999,000
Hillsborough, New Hampshire 1 $ 106,000 $ 106,000 $ 135,000
Sullivan, New Hampshire 1 $ 888,000 $ 888,000 $ 594,000
Santa Fe, New Mexico 1 $ 1,618,000 $ 1,618,000 $ 1,360,000
Essex, New York 1 $ 1,612,000 $ 1,612,000 $ 1,336,000
Putnam, New York 1 $ 621,000 $ 621,000 $ 1,149,000
Richmond, New York 1 $ 432,000 $ 432,000 $ 150,000
Rockland, New York 1 $ 500,000 $ 500,000 $ 385,000
Sullivan, New York 1 $ 417,000 $ 417,000 $ 515,000
Jackson, North Carolina 1 $ 650,000 $ 650,000 $ 800,000
Union, North Carolina 1 $ 605,000 $ 605,000 $ 314,000
Wake, North Carolina 1 $ 550,000 $ 550,000 $ 296,000
Benton, Oregon 1 $ 4,550,000 $ 4,550,000 $ 0
Jackson, Oregon 1 $ 270,000 $ 270,000 $ 206,000
Klamath, Oregon 1 $ 417,000 $ 417,000 $ 253,000
Linn, Oregon 1 $ 143,000 $ 143,000 $ 33,000
Polk, Oregon 1 $ 5,700,000 $ 5,700,000 $ 0
Tillamook, Oregon 1 $ 275,000 $ 275,000 $ 250,000
Montgomery, Pennsylvania 1 $ 1,100,000 $ 1,100,000 $ 475,000
Denton, Texas 1 $ 270,000 $ 270,000 $ 353,000
Fort Bend, Texas 1 $ 454,000 $ 454,000 $ 130,000
Utah, Utah 1 $ 1,000,000 $ 1,000,000 $ 250,000
Chittenden, Vermont 1 $ 1,600,000 $ 1,600,000 $ 507,000
Orange, Vermont 1 $ 279,000 $ 279,000 $ 350,000
Orleans, Vermont 1 $ 417,000 $ 417,000 $ 842,000
Washington, Vermont 1 $ 223,000 $ 223,000 $ 350,000
Windham, Vermont 1 $ 170,000 $ 170,000 $ 103,000
Alexandria, Virginia 1 $ 460,000 $ 460,000 $ 667,000
Arlington, Virginia 1 $ 1,183,000 $ 1,183,000 $ 179,000
Charlottesville, Virginia 1 $ 870,000 $ 870,000 $ 1,000,000
Virginia Beach, Virginia 1 $ 750,000 $ 750,000 $ 738,000
Clallam, Washington 1 $ 64,000 $ 64,000 $ 303,000
Kitsap, Washington 1 $ 868,000 $ 868,000 $ 451,000
Pierce, Washington 1 $ 250,000 $ 250,000 $ 77,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,054 $6,766,548,000 $1,117,000 $58,500,000 $500,000 $9,999,000
Refinancing 5,837 $5,078,053,000 $869,000 $33,000,000 $451,000 $9,999,000
Home Improvement 527 $479,409,000 $909,000 $14,850,000 $363,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,048 $4,681,792,000 $927,000 $9,793,000 $501,000 $9,999,000
Not Provided 4,630 $4,942,188,000 $1,067,000 $20,000,000 $626,000 $9,999,000
Not applicable 1,604 $1,804,999,000 $1,125,000 $58,500,000 $0 $51,000
Asian 785 $642,423,000 $818,000 $5,400,000 $393,000 $9,999,000
Hispanic 257 $156,474,000 $608,000 $3,500,000 $273,000 $5,004,000
Black or African American 78 $81,734,000 $1,047,000 $7,500,000 $479,000 $3,131,000
American Indian or Alaskan Native 10 $11,023,000 $1,102,000 $4,000,000 $454,000 $895,000
Native Hawaiian or Other Pacific Islander 6 $3,377,000 $562,000 $975,000 $536,000 $2,210,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,418 $12,324,010,000 $992,000 $58,500,000 $471,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,992 $10,021,173,000 $1,002,000 $58,500,000 $452,000 $9,999,000
Application Withdrawn By Applicant 1,244 $1,360,093,000 $1,093,000 $9,500,000 $703,000 $9,999,000
Application Denied By Financial Institution 387 $423,694,000 $1,094,000 $14,850,000 $527,000 $9,000,000
Loan Purchased By The Institution 386 $87,757,000 $227,000 $1,850,000 $57,000 $600,000
File Closed For Incompleteness 258 $235,486,000 $912,000 $6,000,000 $544,000 $9,999,000
Application Approved But Not Accepted 151 $195,807,000 $1,296,000 $9,227,000 $611,000 $6,320,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List