First Republic Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,833 |
| Total Mortgage Loan Application Amount | $25,836,000,000 |
| Average Mortgage Loan Application Amount | $927,800 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $572,800 |
| Highest Applicant Income | $9,748,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,142 | $ 3,966,170,000 | $ 1,262,000 | $ 507,000 |
| San Francisco County California | 2,949 | $ 3,427,605,000 | $ 1,162,000 | $ 534,000 |
| Alameda County California | 1,877 | $ 1,445,575,000 | $ 770,000 | $ 317,000 |
| New York County New York | 1,400 | $ 2,719,495,000 | $ 1,943,000 | $ 928,000 |
| San Mateo County California | 1,301 | $ 1,655,465,000 | $ 1,272,000 | $ 633,000 |
| Suffolk County Massachusetts | 1,250 | $ 1,022,240,000 | $ 817,000 | $ 423,000 |
| San Diego County California | 1,169 | $ 1,023,265,000 | $ 876,000 | $ 443,000 |
| Santa Clara County California | 1,100 | $ 1,141,550,000 | $ 1,037,000 | $ 479,000 |
| Contra Costa County California | 1,099 | $ 738,275,000 | $ 671,000 | $ 331,000 |
| Marin County California | 1,022 | $ 1,089,770,000 | $ 1,066,000 | $ 512,000 |
| Orange County California | 752 | $ 764,370,000 | $ 1,016,000 | $ 631,000 |
| Middlesex County Massachusetts | 688 | $ 594,650,000 | $ 864,000 | $ 510,000 |
| Norfolk County Massachusetts | 547 | $ 473,315,000 | $ 865,000 | $ 420,000 |
| Kings County New York | 499 | $ 584,045,000 | $ 1,170,000 | $ 440,000 |
| Palm Beach County Florida | 383 | $ 313,935,000 | $ 819,000 | $ 529,000 |
| Sonoma County California | 329 | $ 290,175,000 | $ 881,000 | $ 434,000 |
| Multnomah County Oregon | 309 | $ 240,225,000 | $ 777,000 | $ 280,000 |
| Suffolk County New York | 264 | $ 528,980,000 | $ 2,003,000 | $ 1,476,000 |
| Fairfield County Connecticut | 262 | $ 282,000,000 | $ 1,076,000 | $ 643,000 |
| Napa County California | 217 | $ 217,625,000 | $ 1,002,000 | $ 620,000 |
| Westchester County New York | 175 | $ 177,245,000 | $ 1,012,000 | $ 806,000 |
| Santa Barbara County California | 165 | $ 275,055,000 | $ 1,667,000 | $ 955,000 |
| Riverside County California | 147 | $ 71,655,000 | $ 487,000 | $ 492,000 |
| Nassau County New York | 116 | $ 112,900,000 | $ 973,000 | $ 838,000 |
| Essex County Massachusetts | 105 | $ 72,925,000 | $ 694,000 | $ 536,000 |
| Washington County Oregon | 103 | $ 42,075,000 | $ 408,000 | $ 320,000 |
| Barnstable County Massachusetts | 102 | $ 93,280,000 | $ 914,000 | $ 741,000 |
| Queens County New York | 102 | $ 71,130,000 | $ 697,000 | $ 304,000 |
| Plymouth County Massachusetts | 89 | $ 59,655,000 | $ 670,000 | $ 378,000 |
| Placer County California | 83 | $ 99,885,000 | $ 1,203,000 | $ 828,000 |
| Teton County Wyoming | 81 | $ 136,075,000 | $ 1,679,000 | $ 699,000 |
| Clackamas County Oregon | 77 | $ 46,165,000 | $ 599,000 | $ 433,000 |
| Miami-Dade County Florida | 70 | $ 63,450,000 | $ 906,000 | $ 1,480,000 |
| Nantucket County Massachusetts | 68 | $ 141,480,000 | $ 2,080,000 | $ 1,178,000 |
| Bronx County New York | 64 | $ 65,010,000 | $ 1,015,000 | $ 148,000 |
| King County Washington | 58 | $ 117,750,000 | $ 2,030,000 | $ 669,000 |
| Monterey County California | 57 | $ 81,215,000 | $ 1,424,000 | $ 961,000 |
| Ventura County California | 53 | $ 43,725,000 | $ 825,000 | $ 641,000 |
| Santa Cruz County California | 52 | $ 52,930,000 | $ 1,017,000 | $ 678,000 |
| Hudson County New Jersey | 52 | $ 40,290,000 | $ 774,000 | $ 357,000 |
| Monmouth County New Jersey | 47 | $ 62,865,000 | $ 1,337,000 | $ 1,307,000 |
| Bergen County New Jersey | 41 | $ 30,285,000 | $ 738,000 | $ 539,000 |
| Essex County New Jersey | 41 | $ 32,035,000 | $ 781,000 | $ 579,000 |
| Nevada County California | 40 | $ 20,140,000 | $ 503,000 | $ 521,000 |
| Washoe County Nevada | 40 | $ 43,820,000 | $ 1,095,000 | $ 898,000 |
| Solano County California | 39 | $ 12,235,000 | $ 313,000 | $ 367,000 |
| Summit County Utah | 38 | $ 49,060,000 | $ 1,291,000 | $ 1,427,000 |
| Broward County Florida | 35 | $ 47,545,000 | $ 1,358,000 | $ 775,000 |
| Dukes County Massachusetts | 31 | $ 75,345,000 | $ 2,430,000 | $ 1,720,000 |
| Marion County Oregon | 31 | $ 6,465,000 | $ 208,000 | $ 233,000 |
| Denver County Colorado | 25 | $ 17,205,000 | $ 688,000 | $ 553,000 |
| Madison County Montana | 25 | $ 95,005,000 | $ 3,800,000 | $ 3,619,000 |
| Morris County New Jersey | 23 | $ 28,455,000 | $ 1,237,000 | $ 686,000 |
| Clark County Washington | 23 | $ 7,495,000 | $ 325,000 | $ 266,000 |
| Gallatin County Montana | 22 | $ 60,170,000 | $ 2,735,000 | $ 1,359,000 |
| San Bernardino County California | 21 | $ 27,745,000 | $ 1,321,000 | $ 396,000 |
| Macomb County Michigan | 21 | $ 6,195,000 | $ 295,000 | $ 0 |
| Honolulu County Hawaii | 20 | $ 23,740,000 | $ 1,187,000 | $ 678,000 |
| Maui County Hawaii | 20 | $ 17,030,000 | $ 851,000 | $ 1,243,000 |
| Union County New Jersey | 20 | $ 16,490,000 | $ 824,000 | $ 558,000 |
| Pitkin County Colorado | 19 | $ 74,815,000 | $ 3,937,000 | $ 1,714,000 |
| Travis County Texas | 18 | $ 21,130,000 | $ 1,173,000 | $ 1,669,000 |
| Collier County Florida | 17 | $ 23,245,000 | $ 1,367,000 | $ 1,087,000 |
| Maricopa County Arizona | 16 | $ 15,780,000 | $ 986,000 | $ 866,000 |
| Blaine County Idaho | 16 | $ 17,460,000 | $ 1,091,000 | $ 1,035,000 |
| El Dorado County California | 15 | $ 24,245,000 | $ 1,616,000 | $ 538,000 |
| Sacramento County California | 15 | $ 8,975,000 | $ 598,000 | $ 437,000 |
| Hawaii County Hawaii | 15 | $ 21,875,000 | $ 1,458,000 | $ 1,418,000 |
| Worcester County Massachusetts | 15 | $ 6,925,000 | $ 461,000 | $ 437,000 |
| Litchfield County Connecticut | 14 | $ 14,940,000 | $ 1,067,000 | $ 937,000 |
| New Haven County Connecticut | 14 | $ 4,730,000 | $ 337,000 | $ 317,000 |
| Deschutes County Oregon | 14 | $ 9,650,000 | $ 689,000 | $ 354,000 |
| Newport County Rhode Island | 14 | $ 8,270,000 | $ 590,000 | $ 620,000 |
| San Luis Obispo County California | 13 | $ 8,935,000 | $ 687,000 | $ 709,000 |
| Cook County Illinois | 13 | $ 13,335,000 | $ 1,025,000 | $ 489,000 |
| Clark County Nevada | 13 | $ 5,455,000 | $ 419,000 | $ 450,000 |
| Dutchess County New York | 13 | $ 13,225,000 | $ 1,017,000 | $ 1,588,000 |
| Dallas County Texas | 13 | $ 21,785,000 | $ 1,675,000 | $ 1,410,000 |
| District of Columbia County District Of Columbia | 12 | $ 20,690,000 | $ 1,724,000 | $ 287,000 |
| Boulder County Colorado | 11 | $ 12,445,000 | $ 1,131,000 | $ 882,000 |
| Washington County Rhode Island | 11 | $ 12,365,000 | $ 1,124,000 | $ 708,000 |
| Salt Lake County Utah | 11 | $ 12,235,000 | $ 1,112,000 | $ 911,000 |
| York County Maine | 10 | $ 9,000,000 | $ 900,000 | $ 610,000 |
| Middlesex County New Jersey | 10 | $ 5,190,000 | $ 519,000 | $ 436,000 |
| Eagle County Colorado | 9 | $ 15,015,000 | $ 1,668,000 | $ 1,049,000 |
| Kauai County Hawaii | 9 | $ 19,155,000 | $ 2,128,000 | $ 830,000 |
| Yamhill County Oregon | 9 | $ 4,325,000 | $ 480,000 | $ 241,000 |
| Lamoille County Vermont | 9 | $ 11,005,000 | $ 1,222,000 | $ 1,260,000 |
| Mercer County New Jersey | 8 | $ 4,460,000 | $ 557,000 | $ 1,077,000 |
| Somerset County New Jersey | 8 | $ 5,890,000 | $ 736,000 | $ 608,000 |
| Windsor County Vermont | 8 | $ 5,240,000 | $ 655,000 | $ 940,000 |
| Mono County California | 7 | $ 3,305,000 | $ 472,000 | $ 337,000 |
| San Joaquin County California | 7 | $ 2,095,000 | $ 299,000 | $ 646,000 |
| Yolo County California | 7 | $ 2,475,000 | $ 353,000 | $ 801,000 |
| Sarasota County Florida | 7 | $ 5,645,000 | $ 806,000 | $ 296,000 |
| Cumberland County Maine | 7 | $ 3,525,000 | $ 503,000 | $ 219,000 |
| Hampshire County Massachusetts | 7 | $ 1,945,000 | $ 277,000 | $ 394,000 |
| Belknap County New Hampshire | 7 | $ 5,865,000 | $ 837,000 | $ 612,000 |
| Carroll County New Hampshire | 7 | $ 3,415,000 | $ 487,000 | $ 511,000 |
| Rockingham County New Hampshire | 7 | $ 4,985,000 | $ 712,000 | $ 1,634,000 |
| Lane County Oregon | 7 | $ 4,585,000 | $ 655,000 | $ 521,000 |
| Harris County Texas | 7 | $ 6,965,000 | $ 995,000 | $ 507,000 |
| Monroe County Florida | 6 | $ 7,170,000 | $ 1,195,000 | $ 2,599,000 |
| Bristol County Massachusetts | 6 | $ 2,640,000 | $ 440,000 | $ 478,000 |
| Douglas County Nevada | 6 | $ 5,510,000 | $ 918,000 | $ 951,000 |
| Ocean County New Jersey | 6 | $ 3,980,000 | $ 663,000 | $ 536,000 |
| Santa Fe County New Mexico | 6 | $ 3,120,000 | $ 520,000 | $ 582,000 |
| Columbia County New York | 6 | $ 4,330,000 | $ 721,000 | $ 1,019,000 |
| Rockland County New York | 6 | $ 2,670,000 | $ 445,000 | $ 264,000 |
| Mecklenburg County North Carolina | 6 | $ 3,020,000 | $ 503,000 | $ 386,000 |
| Beaufort County South Carolina | 6 | $ 9,610,000 | $ 1,601,000 | $ 1,603,000 |
| Arapahoe County Colorado | 5 | $ 7,405,000 | $ 1,481,000 | $ 790,000 |
| San Miguel County Colorado | 5 | $ 10,295,000 | $ 2,059,000 | $ 803,000 |
| Lee County Florida | 5 | $ 2,115,000 | $ 423,000 | $ 747,000 |
| Martin County Florida | 5 | $ 7,075,000 | $ 1,415,000 | $ 637,000 |
| Orange County Florida | 5 | $ 4,555,000 | $ 911,000 | $ 2,446,000 |
| Fulton County Georgia | 5 | $ 3,565,000 | $ 713,000 | $ 349,000 |
| Ada County Idaho | 5 | $ 2,025,000 | $ 405,000 | $ 176,000 |
| Orange County New York | 5 | $ 3,865,000 | $ 773,000 | $ 1,343,000 |
| Saratoga County New York | 5 | $ 2,925,000 | $ 585,000 | $ 289,000 |
| Montgomery County Pennsylvania | 5 | $ 4,155,000 | $ 831,000 | $ 736,000 |
| Washington County Vermont | 5 | $ 1,325,000 | $ 265,000 | $ 334,000 |
| Skagit County Washington | 5 | $ 2,295,000 | $ 459,000 | $ 280,000 |
| Snohomish County Washington | 5 | $ 4,365,000 | $ 873,000 | $ 544,000 |
| Mendocino County California | 4 | $ 1,690,000 | $ 422,000 | $ 210,000 |
| El Paso County Colorado | 4 | $ 900,000 | $ 225,000 | $ 418,000 |
| Jefferson County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 330,000 |
| New London County Connecticut | 4 | $ 2,270,000 | $ 567,000 | $ 315,000 |
| Indian River County Florida | 4 | $ 6,040,000 | $ 1,510,000 | $ 800,000 |
| Berkshire County Massachusetts | 4 | $ 5,850,000 | $ 1,462,000 | $ 1,192,000 |
| Flathead County Montana | 4 | $ 8,670,000 | $ 2,167,000 | $ 3,296,000 |
| Cape May County New Jersey | 4 | $ 6,220,000 | $ 1,555,000 | $ 2,297,000 |
| Putnam County New York | 4 | $ 1,640,000 | $ 410,000 | $ 181,000 |
| Richmond County New York | 4 | $ 1,090,000 | $ 272,000 | $ 136,000 |
| Ulster County New York | 4 | $ 3,040,000 | $ 760,000 | $ 634,000 |
| New Hanover County North Carolina | 4 | $ 7,780,000 | $ 1,945,000 | $ 1,598,000 |
| Clatsop County Oregon | 4 | $ 4,350,000 | $ 1,087,000 | $ 795,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,370,000 | $ 342,000 | $ 370,000 |
| Charleston County South Carolina | 4 | $ 3,250,000 | $ 812,000 | $ 818,000 |
| Windham County Vermont | 4 | $ 1,920,000 | $ 480,000 | $ 1,657,000 |
| Pierce County Washington | 4 | $ 2,160,000 | $ 540,000 | $ 362,000 |
| Stanislaus County California | 3 | $ 645,000 | $ 215,000 | $ 708,000 |
| La Plata County Colorado | 3 | $ 1,915,000 | $ 638,000 | $ 1,303,000 |
| Pinellas County Florida | 3 | $ 1,905,000 | $ 635,000 | $ 242,000 |
| Walton County Florida | 3 | $ 2,685,000 | $ 895,000 | $ 779,000 |
| Kootenai County Idaho | 3 | $ 3,975,000 | $ 1,325,000 | $ 1,917,000 |
| Hancock County Maine | 3 | $ 1,955,000 | $ 651,000 | $ 2,022,000 |
| Passaic County New Jersey | 3 | $ 1,415,000 | $ 471,000 | $ 266,000 |
| Sussex County New Jersey | 3 | $ 1,575,000 | $ 525,000 | $ 992,000 |
| Jackson County Oregon | 3 | $ 1,025,000 | $ 341,000 | $ 134,000 |
| Lincoln County Oregon | 3 | $ 1,175,000 | $ 391,000 | $ 780,000 |
| Linn County Oregon | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Polk County Oregon | 3 | $ 1,025,000 | $ 341,000 | $ 183,000 |
| Chester County Pennsylvania | 3 | $ 965,000 | $ 321,000 | $ 150,000 |
| Bristol County Rhode Island | 3 | $ 2,545,000 | $ 848,000 | $ 499,000 |
| Providence County Rhode Island | 3 | $ 2,005,000 | $ 668,000 | $ 529,000 |
| Tarrant County Texas | 3 | $ 2,755,000 | $ 918,000 | $ 568,000 |
| Bennington County Vermont | 3 | $ 1,165,000 | $ 388,000 | $ 227,000 |
| Fairfax County Virginia | 3 | $ 2,925,000 | $ 975,000 | $ 1,040,000 |
| Pima County Arizona | 2 | $ 1,710,000 | $ 855,000 | $ 413,000 |
| Amador County California | 2 | $ 700,000 | $ 350,000 | $ 291,000 |
| Lake County California | 2 | $ 860,000 | $ 430,000 | $ 334,000 |
| San Benito County California | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Tuolumne County California | 2 | $ 500,000 | $ 250,000 | $ 227,000 |
| Larimer County Colorado | 2 | $ 510,000 | $ 255,000 | $ 224,000 |
| Summit County Colorado | 2 | $ 2,010,000 | $ 1,005,000 | $ 319,000 |
| Middlesex County Connecticut | 2 | $ 1,060,000 | $ 530,000 | $ 829,000 |
| Tolland County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Hillsborough County Florida | 2 | $ 470,000 | $ 235,000 | $ 210,000 |
| Kane County Illinois | 2 | $ 480,000 | $ 240,000 | $ 376,000 |
| Lake County Illinois | 2 | $ 1,470,000 | $ 735,000 | $ 350,000 |
| Sagadahoc County Maine | 2 | $ 930,000 | $ 465,000 | $ 252,000 |
| Wayne County Michigan | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,050,000 | $ 525,000 | $ 225,000 |
| Grafton County New Hampshire | 2 | $ 1,220,000 | $ 610,000 | $ 952,000 |
| Atlantic County New Jersey | 2 | $ 1,410,000 | $ 705,000 | $ 901,000 |
| Delaware County New York | 2 | $ 340,000 | $ 170,000 | $ 282,000 |
| Tillamook County Oregon | 2 | $ 1,270,000 | $ 635,000 | $ 904,000 |
| Wasco County Oregon | 2 | $ 720,000 | $ 360,000 | $ 420,000 |
| Bucks County Pennsylvania | 2 | $ 1,430,000 | $ 715,000 | $ 757,000 |
| Northampton County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 326,000 |
| Pickens County South Carolina | 2 | $ 1,280,000 | $ 640,000 | $ 289,000 |
| Bexar County Texas | 2 | $ 1,900,000 | $ 950,000 | $ 36,000 |
| Hays County Texas | 2 | $ 1,500,000 | $ 750,000 | $ 275,000 |
| Utah County Utah | 2 | $ 2,040,000 | $ 1,020,000 | $ 710,000 |
| Wasatch County Utah | 2 | $ 2,950,000 | $ 1,475,000 | $ 1,323,000 |
| Chittenden County Vermont | 2 | $ 1,720,000 | $ 860,000 | $ 479,000 |
| Alexandria County Virginia | 2 | $ 960,000 | $ 480,000 | $ 250,000 |
| Arlington County Virginia | 2 | $ 1,410,000 | $ 705,000 | $ 809,000 |
| Charlottesville County Virginia | 2 | $ 2,420,000 | $ 1,210,000 | $ 4,675,000 |
| Richmond City County Virginia | 2 | $ 1,360,000 | $ 680,000 | $ 2,089,000 |
| Island County Washington | 2 | $ 1,850,000 | $ 925,000 | $ 534,000 |
| Jefferson County Washington | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Kitsap County Washington | 2 | $ 1,210,000 | $ 605,000 | $ 600,000 |
| Klickitat County Washington | 2 | $ 1,020,000 | $ 510,000 | $ 255,000 |
| San Juan County Washington | 2 | $ 1,060,000 | $ 530,000 | $ 373,000 |
| Mohave County Arizona | 1 | $ 375,000 | $ 375,000 | $ 350,000 |
| Butte County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Calaveras County California | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Fresno County California | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Madera County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Shasta County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Douglas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 2,500,000 |
| Garfield County Colorado | 1 | $ 995,000 | $ 995,000 | $ 835,000 |
| Gunnison County Colorado | 1 | $ 605,000 | $ 605,000 | $ 400,000 |
| Weld County Colorado | 1 | $ 445,000 | $ 445,000 | $ 133,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 511,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 701,000 |
| Charlotte County Florida | 1 | $ 475,000 | $ 475,000 | $ 546,000 |
| Duval County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 723,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 270,000 |
| Marion County Florida | 1 | $ 955,000 | $ 955,000 | $ 765,000 |
| Okaloosa County Florida | 1 | $ 2,605,000 | $ 2,605,000 | $ 1,216,000 |
| St. Johns County Florida | 1 | $ 945,000 | $ 945,000 | $ 1,279,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Chatham County Georgia | 1 | $ 385,000 | $ 385,000 | $ 450,000 |
| Greene County Georgia | 1 | $ 535,000 | $ 535,000 | $ 413,000 |
| Bonneville County Idaho | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| Teton County Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| DuPage County Illinois | 1 | $ 1,395,000 | $ 1,395,000 | $ 671,000 |
| Knox County Maine | 1 | $ 355,000 | $ 355,000 | $ 420,000 |
| Lincoln County Maine | 1 | $ 605,000 | $ 605,000 | $ 40,000 |
| Oxford County Maine | 1 | $ 435,000 | $ 435,000 | $ 370,000 |
| Franklin County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 471,000 |
| Carver County Minnesota | 1 | $ 1,005,000 | $ 1,005,000 | $ 658,000 |
| Cascade County Montana | 1 | $ 1,405,000 | $ 1,405,000 | $ 794,000 |
| Park County Montana | 1 | $ 5,005,000 | $ 5,005,000 | $ 3,174,000 |
| Ravalli County Montana | 1 | $ 655,000 | $ 655,000 | $ 1,406,000 |
| Merrimack County New Hampshire | 1 | $ 1,505,000 | $ 1,505,000 | $ 3,521,000 |
| Camden County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 669,000 |
| Hunterdon County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 234,000 |
| Albany County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 986,000 |
| Chautauqua County New York | 1 | $ 385,000 | $ 385,000 | $ 2,198,000 |
| Erie County New York | 1 | $ 265,000 | $ 265,000 | $ 572,000 |
| Greene County New York | 1 | $ 225,000 | $ 225,000 | $ 639,000 |
| Monroe County New York | 1 | $ 415,000 | $ 415,000 | $ 275,000 |
| Carteret County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 715,000 |
| Chatham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 243,000 |
| Durham County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Iredell County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 465,000 |
| Orange County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 200,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Union County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Wake County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 501,000 |
| Coos County Oregon | 1 | $ 325,000 | $ 325,000 | $ 275,000 |
| Hood River County Oregon | 1 | $ 385,000 | $ 385,000 | $ 500,000 |
| Delaware County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 258,000 |
| Kent County Rhode Island | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 745,000 | $ 745,000 | $ 191,000 |
| Collin County Texas | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Denton County Texas | 1 | $ 385,000 | $ 385,000 | $ 480,000 |
| Washington County Utah | 1 | $ 305,000 | $ 305,000 | $ 221,000 |
| Caledonia County Vermont | 1 | $ 335,000 | $ 335,000 | $ 353,000 |
| Rutland County Vermont | 1 | $ 335,000 | $ 335,000 | $ 259,000 |
| Fairfax City County Virginia | 1 | $ 475,000 | $ 475,000 | $ 161,000 |
| Virginia Beach County Virginia | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Westmoreland County Virginia | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| Kittitas County Washington | 1 | $ 425,000 | $ 425,000 | $ 919,000 |
| Mason County Washington | 1 | $ 435,000 | $ 435,000 | $ 358,000 |
| Thurston County Washington | 1 | $ 755,000 | $ 755,000 | $ 306,000 |
| Lincoln County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 8,000 |
| Sublette County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,586 | $12,700,260,000 | $1,199,000 | $70,005,000 | $518,000 | $9,748,000 |
| Refinancing | 5,824 | $6,150,595,000 | $1,056,000 | $90,005,000 | $580,000 | $9,018,000 |
| Cash-out Refinancing | 4,892 | $5,057,050,000 | $1,033,000 | $63,255,000 | $577,000 | $8,949,000 |
| Other Purpose | 1,746 | $1,575,620,000 | $902,000 | $20,005,000 | $719,000 | $9,679,000 |
| Home Improvement | 785 | $352,475,000 | $449,000 | $10,005,000 | $470,000 | $7,175,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,821 | $13,154,635,000 | $1,026,000 | $42,735,000 | $597,000 | $9,748,000 |
| Not Provided | 3,315 | $3,779,885,000 | $1,140,000 | $22,425,000 | $725,000 | $8,949,000 |
| Not applicable | 3,077 | $5,623,680,000 | $1,829,000 | $90,005,000 | $72,000 | $105,000 |
| Asian | 2,328 | $1,817,590,000 | $780,000 | $10,805,000 | $387,000 | $9,706,000 |
| Hispanic | 962 | $524,890,000 | $545,000 | $3,505,000 | $248,000 | $6,349,000 |
| Black or African American | 576 | $315,970,000 | $548,000 | $6,805,000 | $266,000 | $5,300,000 |
| American Indian or Alaskan Native | 56 | $41,750,000 | $745,000 | $2,705,000 | $441,000 | $2,051,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $5,415,000 | $492,000 | $745,000 | $126,000 | $297,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,833 | $25,836,000,000 | $1,084,000 | $90,005,000 | $560,000 | $9,748,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,351 | $21,736,995,000 | $1,123,000 | $90,005,000 | $603,000 | $9,748,000 |
| Application Withdrawn By Applicant | 2,025 | $2,665,750,000 | $1,317,000 | $56,005,000 | $655,000 | $8,500,000 |
| Loan Purchased By The Institution | 1,687 | $479,835,000 | $284,000 | $2,005,000 | $61,000 | $539,000 |
| Application Denied By Financial Institution | 311 | $259,965,000 | $835,000 | $7,715,000 | $404,000 | $7,000,000 |
| Application Approved But Not Accepted | 297 | $456,395,000 | $1,536,000 | $30,155,000 | $734,000 | $9,018,000 |
| File Closed For Incompleteness | 162 | $237,060,000 | $1,463,000 | $22,005,000 | $564,000 | $3,321,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,522 | $25,576,035,000 | $1,087,000 | $90,005,000 | $562,000 | $9,748,000 |
| Debt-To-Income Ratio | 113 | $105,285,000 | $931,000 | $7,715,000 | $254,000 | $2,300,000 |
| Collateral | 91 | $96,405,000 | $1,059,000 | $7,005,000 | $756,000 | $7,000,000 |
| Credit History | 64 | $32,580,000 | $509,000 | $3,005,000 | $305,000 | $2,843,000 |
| Other | 16 | $9,760,000 | $610,000 | $2,005,000 | $324,000 | $615,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $10,200,000 | $637,000 | $3,005,000 | $318,000 | $1,530,000 |
| Unverifiable Information | 5 | $1,925,000 | $385,000 | $585,000 | $143,000 | $261,000 |
| Employment History | 5 | $3,405,000 | $681,000 | $1,005,000 | $294,000 | $481,000 |
| Credit Application Incomplete | 1 | $405,000 | $405,000 | $405,000 | $577,000 | $577,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.