First Republic Bank Mortgage Lending & HMDA Data, 2019

In 2019, First Republic Bank of San Francisco, CA reported 23,833 mortgage applications totaling $25.8 billion, up 33% from 2018. The average application was for $1,084,043, and applicants reported an average income of $558,405. 81% of its applications resulted in an originated loan and 1% were denied. Its largest markets were San Francisco-Redwood City-South San Francisco, CA (4,250), Los Angeles-Long Beach-Glendale, CA (3,142) and Oakland-Hayward-Berkeley, CA (2,976) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 23,833
Total Mortgage Loan Application Amount $25,836,000,000
Average Mortgage Loan Application Amount $1,084,043
Highest Mortgage Loan Application Amount $90,005,000
Average Applicant Income $558,405
Highest Applicant Income $9,748,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,142 $ 3,966,170,000 $ 1,262,307 $ 507,000
San Francisco, California 2,949 $ 3,427,605,000 $ 1,162,293 $ 534,000
Alameda, California 1,877 $ 1,445,575,000 $ 770,151 $ 317,000
New York, New York 1,400 $ 2,719,495,000 $ 1,942,496 $ 928,000
San Mateo, California 1,301 $ 1,655,465,000 $ 1,272,455 $ 633,000
Suffolk, Massachusetts 1,250 $ 1,022,240,000 $ 817,792 $ 423,000
San Diego, California 1,169 $ 1,023,265,000 $ 875,333 $ 443,000
Santa Clara, California 1,100 $ 1,141,550,000 $ 1,037,772 $ 479,000
Contra Costa, California 1,099 $ 738,275,000 $ 671,769 $ 331,000
Marin, California 1,022 $ 1,089,770,000 $ 1,066,311 $ 512,000
Orange, California 752 $ 764,370,000 $ 1,016,449 $ 631,000
Middlesex, Massachusetts 688 $ 594,650,000 $ 864,316 $ 510,000
Norfolk, Massachusetts 547 $ 473,315,000 $ 865,292 $ 420,000
Kings, New York 499 $ 584,045,000 $ 1,170,430 $ 440,000
Palm Beach, Florida 383 $ 313,935,000 $ 819,673 $ 529,000
Sonoma, California 329 $ 290,175,000 $ 881,990 $ 434,000
Multnomah, Oregon 309 $ 240,225,000 $ 777,427 $ 280,000
Suffolk, New York 264 $ 528,980,000 $ 2,003,712 $ 1,476,000
Fairfield, Connecticut 262 $ 282,000,000 $ 1,076,335 $ 643,000
Napa, California 217 $ 217,625,000 $ 1,002,880 $ 620,000
Westchester, New York 175 $ 177,245,000 $ 1,012,828 $ 806,000
Santa Barbara, California 165 $ 275,055,000 $ 1,667,000 $ 955,000
Riverside, California 147 $ 71,655,000 $ 487,448 $ 492,000
Nassau, New York 116 $ 112,900,000 $ 973,275 $ 838,000
Essex, Massachusetts 105 $ 72,925,000 $ 694,523 $ 536,000
Washington, Oregon 103 $ 42,075,000 $ 408,495 $ 320,000
Barnstable, Massachusetts 102 $ 93,280,000 $ 914,509 $ 741,000
Queens, New York 102 $ 71,130,000 $ 697,352 $ 304,000
Plymouth, Massachusetts 89 $ 59,655,000 $ 670,280 $ 378,000
Placer, California 83 $ 99,885,000 $ 1,203,433 $ 828,000
Teton, Wyoming 81 $ 136,075,000 $ 1,679,938 $ 699,000
Clackamas, Oregon 77 $ 46,165,000 $ 599,545 $ 433,000
Miami-Dade, Florida 70 $ 63,450,000 $ 906,428 $ 1,480,000
Nantucket, Massachusetts 68 $ 141,480,000 $ 2,080,588 $ 1,178,000
Bronx, New York 64 $ 65,010,000 $ 1,015,781 $ 148,000
King, Washington 58 $ 117,750,000 $ 2,030,172 $ 669,000
Monterey, California 57 $ 81,215,000 $ 1,424,824 $ 961,000
Ventura, California 53 $ 43,725,000 $ 825,000 $ 641,000
Santa Cruz, California 52 $ 52,930,000 $ 1,017,884 $ 678,000
Hudson, New Jersey 52 $ 40,290,000 $ 774,807 $ 357,000
Monmouth, New Jersey 47 $ 62,865,000 $ 1,337,553 $ 1,307,000
Bergen, New Jersey 41 $ 30,285,000 $ 738,658 $ 539,000
Essex, New Jersey 41 $ 32,035,000 $ 781,341 $ 579,000
Nevada, California 40 $ 20,140,000 $ 503,500 $ 521,000
Washoe, Nevada 40 $ 43,820,000 $ 1,095,500 $ 898,000
Solano, California 39 $ 12,235,000 $ 313,717 $ 367,000
Summit, Utah 38 $ 49,060,000 $ 1,291,052 $ 1,427,000
Broward, Florida 35 $ 47,545,000 $ 1,358,428 $ 775,000
Dukes, Massachusetts 31 $ 75,345,000 $ 2,430,483 $ 1,720,000
Marion, Oregon 31 $ 6,465,000 $ 208,548 $ 233,000
Denver, Colorado 25 $ 17,205,000 $ 688,200 $ 553,000
Madison, Montana 25 $ 95,005,000 $ 3,800,200 $ 3,619,000
Morris, New Jersey 23 $ 28,455,000 $ 1,237,173 $ 686,000
Clark, Washington 23 $ 7,495,000 $ 325,869 $ 266,000
Gallatin, Montana 22 $ 60,170,000 $ 2,735,000 $ 1,359,000
San Bernardino, California 21 $ 27,745,000 $ 1,321,190 $ 396,000
Macomb, Michigan 21 $ 6,195,000 $ 295,000 $ 0
Honolulu, Hawaii 20 $ 23,740,000 $ 1,187,000 $ 678,000
Maui, Hawaii 20 $ 17,030,000 $ 851,500 $ 1,243,000
Union, New Jersey 20 $ 16,490,000 $ 824,500 $ 558,000
Pitkin, Colorado 19 $ 74,815,000 $ 3,937,631 $ 1,714,000
Travis, Texas 18 $ 21,130,000 $ 1,173,888 $ 1,669,000
Collier, Florida 17 $ 23,245,000 $ 1,367,352 $ 1,087,000
Maricopa, Arizona 16 $ 15,780,000 $ 986,250 $ 866,000
Blaine, Idaho 16 $ 17,460,000 $ 1,091,250 $ 1,035,000
El Dorado, California 15 $ 24,245,000 $ 1,616,333 $ 538,000
Sacramento, California 15 $ 8,975,000 $ 598,333 $ 437,000
Hawaii, Hawaii 15 $ 21,875,000 $ 1,458,333 $ 1,418,000
Worcester, Massachusetts 15 $ 6,925,000 $ 461,666 $ 437,000
Litchfield, Connecticut 14 $ 14,940,000 $ 1,067,142 $ 937,000
New Haven, Connecticut 14 $ 4,730,000 $ 337,857 $ 317,000
Deschutes, Oregon 14 $ 9,650,000 $ 689,285 $ 354,000
Newport, Rhode Island 14 $ 8,270,000 $ 590,714 $ 620,000
San Luis Obispo, California 13 $ 8,935,000 $ 687,307 $ 709,000
Cook, Illinois 13 $ 13,335,000 $ 1,025,769 $ 489,000
Clark, Nevada 13 $ 5,455,000 $ 419,615 $ 450,000
Dutchess, New York 13 $ 13,225,000 $ 1,017,307 $ 1,588,000
Dallas, Texas 13 $ 21,785,000 $ 1,675,769 $ 1,410,000
District of Columbia, District Of Columbia 12 $ 20,690,000 $ 1,724,166 $ 287,000
Boulder, Colorado 11 $ 12,445,000 $ 1,131,363 $ 882,000
Washington, Rhode Island 11 $ 12,365,000 $ 1,124,090 $ 708,000
Salt Lake, Utah 11 $ 12,235,000 $ 1,112,272 $ 911,000
York, Maine 10 $ 9,000,000 $ 900,000 $ 610,000
Middlesex, New Jersey 10 $ 5,190,000 $ 519,000 $ 436,000
Eagle, Colorado 9 $ 15,015,000 $ 1,668,333 $ 1,049,000
Kauai, Hawaii 9 $ 19,155,000 $ 2,128,333 $ 830,000
Yamhill, Oregon 9 $ 4,325,000 $ 480,555 $ 241,000
Lamoille, Vermont 9 $ 11,005,000 $ 1,222,777 $ 1,260,000
Mercer, New Jersey 8 $ 4,460,000 $ 557,500 $ 1,077,000
Somerset, New Jersey 8 $ 5,890,000 $ 736,250 $ 608,000
Windsor, Vermont 8 $ 5,240,000 $ 655,000 $ 940,000
Mono, California 7 $ 3,305,000 $ 472,142 $ 337,000
San Joaquin, California 7 $ 2,095,000 $ 299,285 $ 646,000
Yolo, California 7 $ 2,475,000 $ 353,571 $ 801,000
Sarasota, Florida 7 $ 5,645,000 $ 806,428 $ 296,000
Cumberland, Maine 7 $ 3,525,000 $ 503,571 $ 219,000
Hampshire, Massachusetts 7 $ 1,945,000 $ 277,857 $ 394,000
Belknap, New Hampshire 7 $ 5,865,000 $ 837,857 $ 612,000
Carroll, New Hampshire 7 $ 3,415,000 $ 487,857 $ 511,000
Rockingham, New Hampshire 7 $ 4,985,000 $ 712,142 $ 1,634,000
Lane, Oregon 7 $ 4,585,000 $ 655,000 $ 521,000
Harris, Texas 7 $ 6,965,000 $ 995,000 $ 507,000
Monroe, Florida 6 $ 7,170,000 $ 1,195,000 $ 2,599,000
Bristol, Massachusetts 6 $ 2,640,000 $ 440,000 $ 478,000
Douglas, Nevada 6 $ 5,510,000 $ 918,333 $ 951,000
Ocean, New Jersey 6 $ 3,980,000 $ 663,333 $ 536,000
Santa Fe, New Mexico 6 $ 3,120,000 $ 520,000 $ 582,000
Columbia, New York 6 $ 4,330,000 $ 721,666 $ 1,019,000
Rockland, New York 6 $ 2,670,000 $ 445,000 $ 264,000
Mecklenburg, North Carolina 6 $ 3,020,000 $ 503,333 $ 386,000
Beaufort, South Carolina 6 $ 9,610,000 $ 1,601,666 $ 1,603,000
Arapahoe, Colorado 5 $ 7,405,000 $ 1,481,000 $ 790,000
San Miguel, Colorado 5 $ 10,295,000 $ 2,059,000 $ 803,000
Lee, Florida 5 $ 2,115,000 $ 423,000 $ 747,000
Martin, Florida 5 $ 7,075,000 $ 1,415,000 $ 637,000
Orange, Florida 5 $ 4,555,000 $ 911,000 $ 2,446,000
Fulton, Georgia 5 $ 3,565,000 $ 713,000 $ 349,000
Ada, Idaho 5 $ 2,025,000 $ 405,000 $ 176,000
Orange, New York 5 $ 3,865,000 $ 773,000 $ 1,343,000
Saratoga, New York 5 $ 2,925,000 $ 585,000 $ 289,000
Montgomery, Pennsylvania 5 $ 4,155,000 $ 831,000 $ 736,000
Washington, Vermont 5 $ 1,325,000 $ 265,000 $ 334,000
Skagit, Washington 5 $ 2,295,000 $ 459,000 $ 280,000
Snohomish, Washington 5 $ 4,365,000 $ 873,000 $ 544,000
Mendocino, California 4 $ 1,690,000 $ 422,500 $ 210,000
El Paso, Colorado 4 $ 900,000 $ 225,000 $ 418,000
Jefferson, Colorado 4 $ 1,010,000 $ 252,500 $ 330,000
New London, Connecticut 4 $ 2,270,000 $ 567,500 $ 315,000
Indian River, Florida 4 $ 6,040,000 $ 1,510,000 $ 800,000
Berkshire, Massachusetts 4 $ 5,850,000 $ 1,462,500 $ 1,192,000
Flathead, Montana 4 $ 8,670,000 $ 2,167,500 $ 3,296,000
Cape May, New Jersey 4 $ 6,220,000 $ 1,555,000 $ 2,297,000
Putnam, New York 4 $ 1,640,000 $ 410,000 $ 181,000
Richmond, New York 4 $ 1,090,000 $ 272,500 $ 136,000
Ulster, New York 4 $ 3,040,000 $ 760,000 $ 634,000
New Hanover, North Carolina 4 $ 7,780,000 $ 1,945,000 $ 1,598,000
Clatsop, Oregon 4 $ 4,350,000 $ 1,087,500 $ 795,000
Philadelphia, Pennsylvania 4 $ 1,370,000 $ 342,500 $ 370,000
Charleston, South Carolina 4 $ 3,250,000 $ 812,500 $ 818,000
Windham, Vermont 4 $ 1,920,000 $ 480,000 $ 1,657,000
Pierce, Washington 4 $ 2,160,000 $ 540,000 $ 362,000
Stanislaus, California 3 $ 645,000 $ 215,000 $ 708,000
La Plata, Colorado 3 $ 1,915,000 $ 638,333 $ 1,303,000
Pinellas, Florida 3 $ 1,905,000 $ 635,000 $ 242,000
Walton, Florida 3 $ 2,685,000 $ 895,000 $ 779,000
Kootenai, Idaho 3 $ 3,975,000 $ 1,325,000 $ 1,917,000
Hancock, Maine 3 $ 1,955,000 $ 651,666 $ 2,022,000
Passaic, New Jersey 3 $ 1,415,000 $ 471,666 $ 266,000
Sussex, New Jersey 3 $ 1,575,000 $ 525,000 $ 992,000
Jackson, Oregon 3 $ 1,025,000 $ 341,666 $ 134,000
Lincoln, Oregon 3 $ 1,175,000 $ 391,666 $ 780,000
Linn, Oregon 3 $ 705,000 $ 235,000 $ 0
Polk, Oregon 3 $ 1,025,000 $ 341,666 $ 183,000
Chester, Pennsylvania 3 $ 965,000 $ 321,666 $ 150,000
Bristol, Rhode Island 3 $ 2,545,000 $ 848,333 $ 499,000
Providence, Rhode Island 3 $ 2,005,000 $ 668,333 $ 529,000
Tarrant, Texas 3 $ 2,755,000 $ 918,333 $ 568,000
Bennington, Vermont 3 $ 1,165,000 $ 388,333 $ 227,000
Fairfax, Virginia 3 $ 2,925,000 $ 975,000 $ 1,040,000
Pima, Arizona 2 $ 1,710,000 $ 855,000 $ 413,000
Amador, California 2 $ 700,000 $ 350,000 $ 291,000
Lake, California 2 $ 860,000 $ 430,000 $ 334,000
San Benito, California 2 $ 580,000 $ 290,000 $ 0
Tuolumne, California 2 $ 500,000 $ 250,000 $ 227,000
Larimer, Colorado 2 $ 510,000 $ 255,000 $ 224,000
Summit, Colorado 2 $ 2,010,000 $ 1,005,000 $ 319,000
Middlesex, Connecticut 2 $ 1,060,000 $ 530,000 $ 829,000
Tolland, Connecticut 2 $ 310,000 $ 155,000 $ 61,000
Hillsborough, Florida 2 $ 470,000 $ 235,000 $ 210,000
Kane, Illinois 2 $ 480,000 $ 240,000 $ 376,000
Lake, Illinois 2 $ 1,470,000 $ 735,000 $ 350,000
Sagadahoc, Maine 2 $ 930,000 $ 465,000 $ 252,000
Wayne, Michigan 2 $ 470,000 $ 235,000 $ 0
Hennepin, Minnesota 2 $ 1,050,000 $ 525,000 $ 225,000
Grafton, New Hampshire 2 $ 1,220,000 $ 610,000 $ 952,000
Atlantic, New Jersey 2 $ 1,410,000 $ 705,000 $ 901,000
Delaware, New York 2 $ 340,000 $ 170,000 $ 282,000
Tillamook, Oregon 2 $ 1,270,000 $ 635,000 $ 904,000
Wasco, Oregon 2 $ 720,000 $ 360,000 $ 420,000
Bucks, Pennsylvania 2 $ 1,430,000 $ 715,000 $ 757,000
Northampton, Pennsylvania 2 $ 720,000 $ 360,000 $ 326,000
Pickens, South Carolina 2 $ 1,280,000 $ 640,000 $ 289,000
Bexar, Texas 2 $ 1,900,000 $ 950,000 $ 36,000
Hays, Texas 2 $ 1,500,000 $ 750,000 $ 275,000
Utah, Utah 2 $ 2,040,000 $ 1,020,000 $ 710,000
Wasatch, Utah 2 $ 2,950,000 $ 1,475,000 $ 1,323,000
Chittenden, Vermont 2 $ 1,720,000 $ 860,000 $ 479,000
Alexandria, Virginia 2 $ 960,000 $ 480,000 $ 250,000
Arlington, Virginia 2 $ 1,410,000 $ 705,000 $ 809,000
Charlottesville, Virginia 2 $ 2,420,000 $ 1,210,000 $ 4,675,000
Richmond City, Virginia 2 $ 1,360,000 $ 680,000 $ 2,089,000
Island, Washington 2 $ 1,850,000 $ 925,000 $ 534,000
Jefferson, Washington 2 $ 550,000 $ 275,000 $ 104,000
Kitsap, Washington 2 $ 1,210,000 $ 605,000 $ 600,000
Klickitat, Washington 2 $ 1,020,000 $ 510,000 $ 255,000
San Juan, Washington 2 $ 1,060,000 $ 530,000 $ 373,000
Mohave, Arizona 1 $ 375,000 $ 375,000 $ 350,000
Butte, California 1 $ 225,000 $ 225,000 $ 0
Calaveras, California 1 $ 265,000 $ 265,000 $ 0
Fresno, California 1 $ 305,000 $ 305,000 $ 138,000
Madera, California 1 $ 205,000 $ 205,000 $ 0
Shasta, California 1 $ 55,000 $ 55,000 $ 0
Douglas, Colorado 1 $ 295,000 $ 295,000 $ 2,500,000
Garfield, Colorado 1 $ 995,000 $ 995,000 $ 835,000
Gunnison, Colorado 1 $ 605,000 $ 605,000 $ 400,000
Weld, Colorado 1 $ 445,000 $ 445,000 $ 133,000
Hartford, Connecticut 1 $ 305,000 $ 305,000 $ 511,000
Brevard, Florida 1 $ 315,000 $ 315,000 $ 701,000
Charlotte, Florida 1 $ 475,000 $ 475,000 $ 546,000
Duval, Florida 1 $ 1,805,000 $ 1,805,000 $ 723,000
Manatee, Florida 1 $ 305,000 $ 305,000 $ 270,000
Marion, Florida 1 $ 955,000 $ 955,000 $ 765,000
Okaloosa, Florida 1 $ 2,605,000 $ 2,605,000 $ 1,216,000
St. Johns, Florida 1 $ 945,000 $ 945,000 $ 1,279,000
Sumter, Florida 1 $ 245,000 $ 245,000 $ 64,000
Chatham, Georgia 1 $ 385,000 $ 385,000 $ 450,000
Greene, Georgia 1 $ 535,000 $ 535,000 $ 413,000
Bonneville, Idaho 1 $ 385,000 $ 385,000 $ 206,000
Teton, Idaho 1 $ 225,000 $ 225,000 $ 0
DuPage, Illinois 1 $ 1,395,000 $ 1,395,000 $ 671,000
Knox, Maine 1 $ 355,000 $ 355,000 $ 420,000
Lincoln, Maine 1 $ 605,000 $ 605,000 $ 40,000
Oxford, Maine 1 $ 435,000 $ 435,000 $ 370,000
Franklin, Massachusetts 1 $ 355,000 $ 355,000 $ 471,000
Carver, Minnesota 1 $ 1,005,000 $ 1,005,000 $ 658,000
Cascade, Montana 1 $ 1,405,000 $ 1,405,000 $ 794,000
Park, Montana 1 $ 5,005,000 $ 5,005,000 $ 3,174,000
Ravalli, Montana 1 $ 655,000 $ 655,000 $ 1,406,000
Merrimack, New Hampshire 1 $ 1,505,000 $ 1,505,000 $ 3,521,000
Camden, New Jersey 1 $ 475,000 $ 475,000 $ 669,000
Hunterdon, New Jersey 1 $ 195,000 $ 195,000 $ 234,000
Albany, New York 1 $ 1,005,000 $ 1,005,000 $ 986,000
Chautauqua, New York 1 $ 385,000 $ 385,000 $ 2,198,000
Erie, New York 1 $ 265,000 $ 265,000 $ 572,000
Greene, New York 1 $ 225,000 $ 225,000 $ 639,000
Monroe, New York 1 $ 415,000 $ 415,000 $ 275,000
Carteret, North Carolina 1 $ 695,000 $ 695,000 $ 715,000
Chatham, North Carolina 1 $ 255,000 $ 255,000 $ 243,000
Durham, North Carolina 1 $ 445,000 $ 445,000 $ 190,000
Iredell, North Carolina 1 $ 635,000 $ 635,000 $ 465,000
Orange, North Carolina 1 $ 605,000 $ 605,000 $ 200,000
Stanly, North Carolina 1 $ 175,000 $ 175,000 $ 0
Union, North Carolina 1 $ 455,000 $ 455,000 $ 152,000
Wake, North Carolina 1 $ 625,000 $ 625,000 $ 501,000
Coos, Oregon 1 $ 325,000 $ 325,000 $ 275,000
Hood River, Oregon 1 $ 385,000 $ 385,000 $ 500,000
Delaware, Pennsylvania 1 $ 625,000 $ 625,000 $ 258,000
Kent, Rhode Island 1 $ 2,625,000 $ 2,625,000 $ 0
Berkeley, South Carolina 1 $ 745,000 $ 745,000 $ 191,000
Collin, Texas 1 $ 455,000 $ 455,000 $ 97,000
Denton, Texas 1 $ 385,000 $ 385,000 $ 480,000
Washington, Utah 1 $ 305,000 $ 305,000 $ 221,000
Caledonia, Vermont 1 $ 335,000 $ 335,000 $ 353,000
Rutland, Vermont 1 $ 335,000 $ 335,000 $ 259,000
Fairfax City, Virginia 1 $ 475,000 $ 475,000 $ 161,000
Virginia Beach, Virginia 1 $ 305,000 $ 305,000 $ 95,000
Westmoreland, Virginia 1 $ 205,000 $ 205,000 $ 259,000
Kittitas, Washington 1 $ 425,000 $ 425,000 $ 919,000
Mason, Washington 1 $ 435,000 $ 435,000 $ 358,000
Thurston, Washington 1 $ 755,000 $ 755,000 $ 306,000
Lincoln, Wyoming 1 $ 55,000 $ 55,000 $ 8,000
Sublette, Wyoming 1 $ 375,000 $ 375,000 $ 139,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,586 $12,700,260,000 $1,199,000 $70,005,000 $518,000 $9,748,000
Refinancing 5,824 $6,150,595,000 $1,056,000 $90,005,000 $580,000 $9,018,000
Cash-out Refinancing 4,892 $5,057,050,000 $1,033,000 $63,255,000 $577,000 $8,949,000
Other Purpose 1,746 $1,575,620,000 $902,000 $20,005,000 $719,000 $9,679,000
Home Improvement 785 $352,475,000 $449,000 $10,005,000 $470,000 $7,175,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,821 $13,154,635,000 $1,026,000 $42,735,000 $597,000 $9,748,000
Not Provided 3,315 $3,779,885,000 $1,140,000 $22,425,000 $725,000 $8,949,000
Not applicable 3,077 $5,623,680,000 $1,829,000 $90,005,000 $72,000 $105,000
Asian 2,328 $1,817,590,000 $780,000 $10,805,000 $387,000 $9,706,000
Hispanic 962 $524,890,000 $545,000 $3,505,000 $248,000 $6,349,000
Black or African American 576 $315,970,000 $548,000 $6,805,000 $266,000 $5,300,000
American Indian or Alaskan Native 56 $41,750,000 $745,000 $2,705,000 $441,000 $2,051,000
Native Hawaiian or Other Pacific Islander 11 $5,415,000 $492,000 $745,000 $126,000 $297,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,833 $25,836,000,000 $1,084,000 $90,005,000 $560,000 $9,748,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,351 $21,736,995,000 $1,123,000 $90,005,000 $603,000 $9,748,000
Application Withdrawn By Applicant 2,025 $2,665,750,000 $1,317,000 $56,005,000 $655,000 $8,500,000
Loan Purchased By The Institution 1,687 $479,835,000 $284,000 $2,005,000 $61,000 $539,000
Application Denied By Financial Institution 311 $259,965,000 $835,000 $7,715,000 $404,000 $7,000,000
Application Approved But Not Accepted 297 $456,395,000 $1,536,000 $30,155,000 $734,000 $9,018,000
File Closed For Incompleteness 162 $237,060,000 $1,463,000 $22,005,000 $564,000 $3,321,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,522 $25,576,035,000 $1,087,000 $90,005,000 $562,000 $9,748,000
Debt-To-Income Ratio 113 $105,285,000 $931,000 $7,715,000 $254,000 $2,300,000
Collateral 91 $96,405,000 $1,059,000 $7,005,000 $756,000 $7,000,000
Credit History 64 $32,580,000 $509,000 $3,005,000 $305,000 $2,843,000
Other 16 $9,760,000 $610,000 $2,005,000 $324,000 $615,000
Insufficient Cash (Downpayment, Closing Cost) 16 $10,200,000 $637,000 $3,005,000 $318,000 $1,530,000
Unverifiable Information 5 $1,925,000 $385,000 $585,000 $143,000 $261,000
Employment History 5 $3,405,000 $681,000 $1,005,000 $294,000 $481,000
Credit Application Incomplete 1 $405,000 $405,000 $405,000 $577,000 $577,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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