First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Republic Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 34,428 |
| Total Mortgage Loan Application Amount | $36,559,550,000 |
| Average Mortgage Loan Application Amount | $980,400 |
| Highest Mortgage Loan Application Amount | $62,255,000 |
| Average Applicant Income | $539,400 |
| Highest Applicant Income | $9,975,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 5,321 | $ 6,677,115,000 | $ 1,254,000 | $ 509,000 |
| San Francisco County California | 3,952 | $ 4,320,340,000 | $ 1,093,000 | $ 471,000 |
| Alameda County California | 2,291 | $ 1,829,615,000 | $ 798,000 | $ 365,000 |
| San Mateo County California | 2,009 | $ 2,397,205,000 | $ 1,193,000 | $ 523,000 |
| Santa Clara County California | 1,769 | $ 1,784,645,000 | $ 1,008,000 | $ 412,000 |
| Contra Costa County California | 1,570 | $ 1,238,600,000 | $ 788,000 | $ 361,000 |
| Marin County California | 1,496 | $ 1,684,770,000 | $ 1,126,000 | $ 497,000 |
| San Diego County California | 1,476 | $ 1,307,810,000 | $ 886,000 | $ 397,000 |
| New York County New York | 1,370 | $ 2,281,140,000 | $ 1,665,000 | $ 801,000 |
| Suffolk County Massachusetts | 1,314 | $ 1,095,680,000 | $ 833,000 | $ 368,000 |
| Middlesex County Massachusetts | 1,225 | $ 887,655,000 | $ 724,000 | $ 412,000 |
| Orange County California | 1,154 | $ 1,291,890,000 | $ 1,119,000 | $ 564,000 |
| Palm Beach County Florida | 804 | $ 638,580,000 | $ 794,000 | $ 697,000 |
| Norfolk County Massachusetts | 703 | $ 598,675,000 | $ 851,000 | $ 462,000 |
| Kings County New York | 619 | $ 592,275,000 | $ 956,000 | $ 445,000 |
| Fairfield County Connecticut | 528 | $ 553,610,000 | $ 1,048,000 | $ 642,000 |
| Sonoma County California | 508 | $ 436,980,000 | $ 860,000 | $ 474,000 |
| Multnomah County Oregon | 418 | $ 204,350,000 | $ 488,000 | $ 226,000 |
| Napa County California | 362 | $ 412,100,000 | $ 1,138,000 | $ 553,000 |
| Santa Barbara County California | 351 | $ 478,075,000 | $ 1,362,000 | $ 711,000 |
| Suffolk County New York | 303 | $ 627,925,000 | $ 2,072,000 | $ 1,187,000 |
| Westchester County New York | 291 | $ 313,585,000 | $ 1,077,000 | $ 792,000 |
| Nassau County New York | 228 | $ 255,940,000 | $ 1,122,000 | $ 775,000 |
| Teton County Wyoming | 207 | $ 327,865,000 | $ 1,583,000 | $ 651,000 |
| Riverside County California | 202 | $ 141,100,000 | $ 698,000 | $ 566,000 |
| Plymouth County Massachusetts | 174 | $ 131,370,000 | $ 755,000 | $ 513,000 |
| Placer County California | 155 | $ 174,565,000 | $ 1,126,000 | $ 947,000 |
| Essex County Massachusetts | 147 | $ 116,655,000 | $ 793,000 | $ 484,000 |
| Barnstable County Massachusetts | 145 | $ 157,345,000 | $ 1,085,000 | $ 900,000 |
| Queens County New York | 131 | $ 100,145,000 | $ 764,000 | $ 251,000 |
| Washington County Oregon | 128 | $ 61,950,000 | $ 483,000 | $ 347,000 |
| Miami-Dade County Florida | 120 | $ 221,680,000 | $ 1,847,000 | $ 1,053,000 |
| Clackamas County Oregon | 112 | $ 68,770,000 | $ 614,000 | $ 317,000 |
| Ventura County California | 111 | $ 116,805,000 | $ 1,052,000 | $ 718,000 |
| Nantucket County Massachusetts | 102 | $ 213,810,000 | $ 2,096,000 | $ 1,242,000 |
| King County Washington | 102 | $ 96,390,000 | $ 945,000 | $ 508,000 |
| Bergen County New Jersey | 101 | $ 77,685,000 | $ 769,000 | $ 472,000 |
| Santa Cruz County California | 100 | $ 90,590,000 | $ 905,000 | $ 540,000 |
| Monterey County California | 98 | $ 141,600,000 | $ 1,444,000 | $ 818,000 |
| Broward County Florida | 86 | $ 127,550,000 | $ 1,483,000 | $ 644,000 |
| Monmouth County New Jersey | 72 | $ 93,770,000 | $ 1,302,000 | $ 1,290,000 |
| Solano County California | 70 | $ 22,800,000 | $ 325,000 | $ 284,000 |
| Hudson County New Jersey | 68 | $ 42,810,000 | $ 629,000 | $ 471,000 |
| Summit County Utah | 68 | $ 107,550,000 | $ 1,581,000 | $ 1,274,000 |
| Nevada County California | 55 | $ 33,625,000 | $ 611,000 | $ 751,000 |
| Essex County New Jersey | 51 | $ 35,525,000 | $ 696,000 | $ 635,000 |
| Bronx County New York | 51 | $ 30,915,000 | $ 606,000 | $ 205,000 |
| Dukes County Massachusetts | 46 | $ 95,510,000 | $ 2,076,000 | $ 1,438,000 |
| Washoe County Nevada | 43 | $ 57,555,000 | $ 1,338,000 | $ 734,000 |
| District of Columbia County District Of Columbia | 41 | $ 42,535,000 | $ 1,037,000 | $ 905,000 |
| Deschutes County Oregon | 39 | $ 24,955,000 | $ 639,000 | $ 441,000 |
| Maricopa County Arizona | 38 | $ 38,380,000 | $ 1,010,000 | $ 753,000 |
| Union County New Jersey | 38 | $ 33,140,000 | $ 872,000 | $ 585,000 |
| Travis County Texas | 35 | $ 79,975,000 | $ 2,285,000 | $ 968,000 |
| Clark County Washington | 35 | $ 19,305,000 | $ 551,000 | $ 428,000 |
| Blaine County Idaho | 34 | $ 43,730,000 | $ 1,286,000 | $ 1,061,000 |
| Denver County Colorado | 33 | $ 24,195,000 | $ 733,000 | $ 349,000 |
| El Dorado County California | 31 | $ 28,985,000 | $ 935,000 | $ 411,000 |
| Collier County Florida | 31 | $ 49,405,000 | $ 1,593,000 | $ 1,089,000 |
| Morris County New Jersey | 31 | $ 27,415,000 | $ 884,000 | $ 638,000 |
| Pitkin County Colorado | 29 | $ 123,265,000 | $ 4,250,000 | $ 1,805,000 |
| Madison County Montana | 29 | $ 136,125,000 | $ 4,693,000 | $ 3,650,000 |
| San Luis Obispo County California | 28 | $ 17,450,000 | $ 623,000 | $ 539,000 |
| Hawaii County Hawaii | 27 | $ 57,565,000 | $ 2,132,000 | $ 1,185,000 |
| Newport County Rhode Island | 27 | $ 38,795,000 | $ 1,436,000 | $ 1,555,000 |
| San Bernardino County California | 26 | $ 14,610,000 | $ 561,000 | $ 434,000 |
| Gallatin County Montana | 26 | $ 44,510,000 | $ 1,711,000 | $ 1,246,000 |
| Litchfield County Connecticut | 24 | $ 19,440,000 | $ 810,000 | $ 1,209,000 |
| Ocean County New Jersey | 23 | $ 22,345,000 | $ 971,000 | $ 721,000 |
| Dutchess County New York | 23 | $ 17,275,000 | $ 751,000 | $ 648,000 |
| Richmond County New York | 23 | $ 11,005,000 | $ 478,000 | $ 173,000 |
| Worcester County Massachusetts | 22 | $ 14,610,000 | $ 664,000 | $ 328,000 |
| Maui County Hawaii | 19 | $ 20,845,000 | $ 1,097,000 | $ 606,000 |
| Bristol County Massachusetts | 19 | $ 11,045,000 | $ 581,000 | $ 864,000 |
| Rockingham County New Hampshire | 19 | $ 20,925,000 | $ 1,101,000 | $ 375,000 |
| York County Maine | 18 | $ 10,860,000 | $ 603,000 | $ 521,000 |
| Clark County Nevada | 17 | $ 11,535,000 | $ 678,000 | $ 721,000 |
| Mercer County New Jersey | 16 | $ 9,780,000 | $ 611,000 | $ 668,000 |
| Dallas County Texas | 16 | $ 26,460,000 | $ 1,653,000 | $ 1,038,000 |
| New Haven County Connecticut | 15 | $ 10,545,000 | $ 703,000 | $ 733,000 |
| Fulton County Georgia | 15 | $ 12,745,000 | $ 849,000 | $ 668,000 |
| Cook County Illinois | 15 | $ 11,495,000 | $ 766,000 | $ 784,000 |
| Lincoln County Wyoming | 15 | $ 5,835,000 | $ 389,000 | $ 292,000 |
| Sacramento County California | 14 | $ 6,010,000 | $ 429,000 | $ 298,000 |
| Honolulu County Hawaii | 14 | $ 18,000,000 | $ 1,285,000 | $ 742,000 |
| Cumberland County Maine | 14 | $ 8,160,000 | $ 582,000 | $ 488,000 |
| Rockland County New York | 14 | $ 9,840,000 | $ 702,000 | $ 823,000 |
| Washington County Rhode Island | 14 | $ 17,750,000 | $ 1,267,000 | $ 658,000 |
| Berkshire County Massachusetts | 13 | $ 8,505,000 | $ 654,000 | $ 807,000 |
| Ada County Idaho | 12 | $ 5,430,000 | $ 452,000 | $ 439,000 |
| Ulster County New York | 12 | $ 7,780,000 | $ 648,000 | $ 555,000 |
| Charleston County South Carolina | 12 | $ 30,020,000 | $ 2,501,000 | $ 1,370,000 |
| Boulder County Colorado | 11 | $ 7,905,000 | $ 718,000 | $ 376,000 |
| Wasatch County Utah | 11 | $ 11,325,000 | $ 1,029,000 | $ 919,000 |
| Douglas County Nevada | 10 | $ 27,110,000 | $ 2,711,000 | $ 1,940,000 |
| Passaic County New Jersey | 10 | $ 3,990,000 | $ 399,000 | $ 342,000 |
| Arapahoe County Colorado | 9 | $ 6,355,000 | $ 706,000 | $ 520,000 |
| San Miguel County Colorado | 9 | $ 15,735,000 | $ 1,748,000 | $ 782,000 |
| Martin County Florida | 9 | $ 5,785,000 | $ 642,000 | $ 636,000 |
| Wayne County Michigan | 9 | $ 3,925,000 | $ 436,000 | $ 0 |
| Somerset County New Jersey | 9 | $ 5,695,000 | $ 632,000 | $ 956,000 |
| Mecklenburg County North Carolina | 9 | $ 7,975,000 | $ 886,000 | $ 716,000 |
| Windham County Vermont | 9 | $ 3,325,000 | $ 369,000 | $ 630,000 |
| Calaveras County California | 8 | $ 3,090,000 | $ 386,000 | $ 750,000 |
| San Joaquin County California | 8 | $ 6,130,000 | $ 766,000 | $ 231,000 |
| Pinellas County Florida | 8 | $ 6,970,000 | $ 871,000 | $ 670,000 |
| Sarasota County Florida | 8 | $ 4,800,000 | $ 600,000 | $ 533,000 |
| Tillamook County Oregon | 8 | $ 4,130,000 | $ 516,000 | $ 534,000 |
| Providence County Rhode Island | 8 | $ 7,300,000 | $ 912,000 | $ 549,000 |
| Windsor County Vermont | 8 | $ 7,720,000 | $ 965,000 | $ 1,897,000 |
| Yolo County California | 7 | $ 3,255,000 | $ 465,000 | $ 351,000 |
| Eagle County Colorado | 7 | $ 10,325,000 | $ 1,475,000 | $ 951,000 |
| Lee County Florida | 7 | $ 4,085,000 | $ 583,000 | $ 423,000 |
| Jackson County Oregon | 7 | $ 8,015,000 | $ 1,145,000 | $ 768,000 |
| Yamhill County Oregon | 7 | $ 5,665,000 | $ 809,000 | $ 129,000 |
| Bucks County Pennsylvania | 7 | $ 4,775,000 | $ 682,000 | $ 3,321,000 |
| Pima County Arizona | 6 | $ 2,050,000 | $ 341,000 | $ 257,000 |
| Mono County California | 6 | $ 3,190,000 | $ 531,000 | $ 750,000 |
| Jefferson County Colorado | 6 | $ 9,010,000 | $ 1,501,000 | $ 328,000 |
| Middlesex County Connecticut | 6 | $ 4,590,000 | $ 765,000 | $ 806,000 |
| New London County Connecticut | 6 | $ 4,380,000 | $ 730,000 | $ 1,580,000 |
| Indian River County Florida | 6 | $ 8,560,000 | $ 1,426,000 | $ 2,112,000 |
| Kauai County Hawaii | 6 | $ 5,460,000 | $ 910,000 | $ 660,000 |
| Teton County Idaho | 6 | $ 2,650,000 | $ 441,000 | $ 840,000 |
| Flathead County Montana | 6 | $ 7,480,000 | $ 1,246,000 | $ 557,000 |
| Belknap County New Hampshire | 6 | $ 2,480,000 | $ 413,000 | $ 723,000 |
| Cape May County New Jersey | 6 | $ 4,930,000 | $ 821,000 | $ 660,000 |
| Middlesex County New Jersey | 6 | $ 2,260,000 | $ 376,000 | $ 352,000 |
| Columbia County New York | 6 | $ 4,040,000 | $ 673,000 | $ 801,000 |
| Clatsop County Oregon | 6 | $ 3,180,000 | $ 530,000 | $ 543,000 |
| Kent County Rhode Island | 6 | $ 2,550,000 | $ 425,000 | $ 652,000 |
| Lamoille County Vermont | 6 | $ 7,130,000 | $ 1,188,000 | $ 1,070,000 |
| Fairfax County Virginia | 6 | $ 7,710,000 | $ 1,285,000 | $ 600,000 |
| Orange County Florida | 5 | $ 4,375,000 | $ 875,000 | $ 737,000 |
| Glynn County Georgia | 5 | $ 9,305,000 | $ 1,861,000 | $ 4,265,000 |
| Greene County New York | 5 | $ 1,335,000 | $ 267,000 | $ 466,000 |
| Lane County Oregon | 5 | $ 5,265,000 | $ 1,053,000 | $ 393,000 |
| Marion County Oregon | 5 | $ 7,235,000 | $ 1,447,000 | $ 90,000 |
| Monroe County Pennsylvania | 5 | $ 985,000 | $ 197,000 | $ 838,000 |
| Montgomery County Pennsylvania | 5 | $ 4,275,000 | $ 855,000 | $ 440,000 |
| Philadelphia County Pennsylvania | 5 | $ 3,935,000 | $ 787,000 | $ 587,000 |
| Salt Lake County Utah | 5 | $ 3,825,000 | $ 765,000 | $ 289,000 |
| Arlington County Virginia | 5 | $ 3,415,000 | $ 683,000 | $ 262,000 |
| Kitsap County Washington | 5 | $ 7,405,000 | $ 1,481,000 | $ 2,795,000 |
| Mendocino County California | 4 | $ 2,040,000 | $ 510,000 | $ 282,000 |
| Monroe County Florida | 4 | $ 4,470,000 | $ 1,117,000 | $ 2,424,000 |
| St. Johns County Florida | 4 | $ 6,670,000 | $ 1,667,000 | $ 928,000 |
| Kootenai County Idaho | 4 | $ 6,930,000 | $ 1,732,000 | $ 826,000 |
| Waldo County Maine | 4 | $ 5,800,000 | $ 1,450,000 | $ 556,000 |
| Park County Montana | 4 | $ 18,990,000 | $ 4,747,000 | $ 1,717,000 |
| Orange County New York | 4 | $ 2,860,000 | $ 715,000 | $ 1,688,000 |
| Putnam County New York | 4 | $ 1,380,000 | $ 345,000 | $ 328,000 |
| Harris County Texas | 4 | $ 4,480,000 | $ 1,120,000 | $ 565,000 |
| Washington County Vermont | 4 | $ 1,730,000 | $ 432,000 | $ 587,000 |
| Alexandria County Virginia | 4 | $ 3,170,000 | $ 792,000 | $ 1,325,000 |
| Fresno County California | 3 | $ 745,000 | $ 248,000 | $ 434,000 |
| Kern County California | 3 | $ 1,135,000 | $ 378,000 | $ 349,000 |
| Stanislaus County California | 3 | $ 745,000 | $ 248,000 | $ 565,000 |
| Douglas County Colorado | 3 | $ 1,705,000 | $ 568,000 | $ 190,000 |
| Summit County Colorado | 3 | $ 3,035,000 | $ 1,011,000 | $ 569,000 |
| Brevard County Florida | 3 | $ 1,705,000 | $ 568,000 | $ 618,000 |
| Cobb County Georgia | 3 | $ 2,315,000 | $ 771,000 | $ 230,000 |
| Hancock County Maine | 3 | $ 2,725,000 | $ 908,000 | $ 1,266,000 |
| Knox County Maine | 3 | $ 1,525,000 | $ 508,000 | $ 1,038,000 |
| Macomb County Michigan | 3 | $ 1,195,000 | $ 398,000 | $ 0 |
| Lake County Montana | 3 | $ 3,435,000 | $ 1,145,000 | $ 1,964,000 |
| Carroll County New Hampshire | 3 | $ 1,825,000 | $ 608,000 | $ 268,000 |
| Santa Fe County New Mexico | 3 | $ 1,955,000 | $ 651,000 | $ 332,000 |
| Saratoga County New York | 3 | $ 2,165,000 | $ 721,000 | $ 183,000 |
| Sullivan County New York | 3 | $ 2,805,000 | $ 935,000 | $ 1,726,000 |
| Orange County North Carolina | 3 | $ 2,255,000 | $ 751,000 | $ 747,000 |
| Wake County North Carolina | 3 | $ 2,435,000 | $ 811,000 | $ 457,000 |
| Lincoln County Oregon | 3 | $ 1,545,000 | $ 515,000 | $ 419,000 |
| Polk County Oregon | 3 | $ 7,825,000 | $ 2,608,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 6,115,000 | $ 2,038,000 | $ 1,200,000 |
| Collin County Texas | 3 | $ 5,385,000 | $ 1,795,000 | $ 918,000 |
| Utah County Utah | 3 | $ 915,000 | $ 305,000 | $ 573,000 |
| Pierce County Washington | 3 | $ 2,005,000 | $ 668,000 | $ 726,000 |
| San Juan County Washington | 3 | $ 2,885,000 | $ 961,000 | $ 726,000 |
| Snohomish County Washington | 3 | $ 925,000 | $ 308,000 | $ 192,000 |
| Mohave County Arizona | 2 | $ 1,530,000 | $ 765,000 | $ 532,000 |
| Lake County California | 2 | $ 1,650,000 | $ 825,000 | $ 1,473,000 |
| Adams County Colorado | 2 | $ 600,000 | $ 300,000 | $ 51,000 |
| La Plata County Colorado | 2 | $ 1,510,000 | $ 755,000 | $ 454,000 |
| Park County Colorado | 2 | $ 3,720,000 | $ 1,860,000 | $ 261,000 |
| Manatee County Florida | 2 | $ 930,000 | $ 465,000 | $ 359,000 |
| Nassau County Florida | 2 | $ 2,460,000 | $ 1,230,000 | $ 529,000 |
| Seminole County Florida | 2 | $ 510,000 | $ 255,000 | $ 8,744,000 |
| St. Lucie County Florida | 2 | $ 6,980,000 | $ 3,490,000 | $ 919,000 |
| Walton County Florida | 2 | $ 2,920,000 | $ 1,460,000 | $ 385,000 |
| DeKalb County Georgia | 2 | $ 990,000 | $ 495,000 | $ 190,000 |
| DuPage County Illinois | 2 | $ 1,180,000 | $ 590,000 | $ 348,000 |
| Lincoln County Maine | 2 | $ 620,000 | $ 310,000 | $ 449,000 |
| Grafton County New Hampshire | 2 | $ 1,610,000 | $ 805,000 | $ 762,000 |
| Merrimack County New Hampshire | 2 | $ 1,160,000 | $ 580,000 | $ 316,000 |
| Strafford County New Hampshire | 2 | $ 1,230,000 | $ 615,000 | $ 626,000 |
| Sullivan County New Hampshire | 2 | $ 640,000 | $ 320,000 | $ 1,029,000 |
| Burlington County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 938,000 |
| Sussex County New Jersey | 2 | $ 2,000,000 | $ 1,000,000 | $ 411,000 |
| Chautauqua County New York | 2 | $ 710,000 | $ 355,000 | $ 221,000 |
| New Hanover County North Carolina | 2 | $ 4,520,000 | $ 2,260,000 | $ 1,916,000 |
| Union County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 203,000 |
| Benton County Oregon | 2 | $ 5,780,000 | $ 2,890,000 | $ 106,000 |
| Columbia County Oregon | 2 | $ 1,110,000 | $ 555,000 | $ 503,000 |
| Coos County Oregon | 2 | $ 1,020,000 | $ 510,000 | $ 500,000 |
| Carbon County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 355,000 |
| Chester County Pennsylvania | 2 | $ 2,200,000 | $ 1,100,000 | $ 1,355,000 |
| Tarrant County Texas | 2 | $ 1,480,000 | $ 740,000 | $ 644,000 |
| Davis County Utah | 2 | $ 34,210,000 | $ 17,105,000 | $ 190,000 |
| Albemarle County Virginia | 2 | $ 3,560,000 | $ 1,780,000 | $ 696,000 |
| Loudoun County Virginia | 2 | $ 1,710,000 | $ 855,000 | $ 420,000 |
| Island County Washington | 2 | $ 970,000 | $ 485,000 | $ 433,000 |
| Spokane County Washington | 2 | $ 530,000 | $ 265,000 | $ 140,000 |
| Yavapai County Arizona | 1 | $ 475,000 | $ 475,000 | $ 250,000 |
| Alpine County California | 1 | $ 265,000 | $ 265,000 | $ 198,000 |
| Amador County California | 1 | $ 275,000 | $ 275,000 | $ 359,000 |
| Humboldt County California | 1 | $ 425,000 | $ 425,000 | $ 764,000 |
| Merced County California | 1 | $ 165,000 | $ 165,000 | $ 479,000 |
| Plumas County California | 1 | $ 1,595,000 | $ 1,595,000 | $ 825,000 |
| Siskiyou County California | 1 | $ 145,000 | $ 145,000 | $ 472,000 |
| El Paso County Colorado | 1 | $ 545,000 | $ 545,000 | $ 306,000 |
| Garfield County Colorado | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Grand County Colorado | 1 | $ 605,000 | $ 605,000 | $ 655,000 |
| Routt County Colorado | 1 | $ 1,355,000 | $ 1,355,000 | $ 325,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 975,000 | $ 975,000 | $ 260,000 |
| Escambia County Florida | 1 | $ 685,000 | $ 685,000 | $ 552,000 |
| Franklin County Florida | 1 | $ 495,000 | $ 495,000 | $ 750,000 |
| Leon County Florida | 1 | $ 2,815,000 | $ 2,815,000 | $ 0 |
| Oconee County Georgia | 1 | $ 615,000 | $ 615,000 | $ 1,020,000 |
| Bonneville County Idaho | 1 | $ 1,705,000 | $ 1,705,000 | $ 1,411,000 |
| Custer County Idaho | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Valley County Idaho | 1 | $ 665,000 | $ 665,000 | $ 1,126,000 |
| Lake County Illinois | 1 | $ 515,000 | $ 515,000 | $ 85,000 |
| Androscoggin County Maine | 1 | $ 205,000 | $ 205,000 | $ 295,000 |
| Somerset County Maine | 1 | $ 225,000 | $ 225,000 | $ 430,000 |
| Hampden County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 267,000 |
| Hampshire County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Charlevoix County Michigan | 1 | $ 935,000 | $ 935,000 | $ 2,117,000 |
| Cheshire County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 268,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Atlantic County New Jersey | 1 | $ 2,005,000 | $ 2,005,000 | $ 416,000 |
| Camden County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Hunterdon County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 613,000 |
| Albany County New York | 1 | $ 205,000 | $ 205,000 | $ 996,000 |
| Delaware County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 833,000 |
| Schenectady County New York | 1 | $ 285,000 | $ 285,000 | $ 194,000 |
| Warren County New York | 1 | $ 855,000 | $ 855,000 | $ 2,444,000 |
| Avery County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 655,000 |
| Buncombe County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 782,000 |
| Carteret County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 230,000 |
| Lincoln County North Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 845,000 |
| Pender County North Carolina | 1 | $ 985,000 | $ 985,000 | $ 663,000 |
| Hood River County Oregon | 1 | $ 325,000 | $ 325,000 | $ 436,000 |
| Wasco County Oregon | 1 | $ 1,005,000 | $ 1,005,000 | $ 435,000 |
| Allegheny County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 527,000 |
| Northampton County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Pike County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 600,000 |
| Somerset County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 451,000 |
| Bristol County Rhode Island | 1 | $ 505,000 | $ 505,000 | $ 194,000 |
| Berkeley County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 422,000 |
| Georgetown County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 489,000 |
| Greenville County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Lexington County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 560,000 |
| Davidson County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 699,000 |
| Bexar County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Denton County Texas | 1 | $ 585,000 | $ 585,000 | $ 343,000 |
| El Paso County Texas | 1 | $ 1,075,000 | $ 1,075,000 | $ 464,000 |
| Hays County Texas | 1 | $ 955,000 | $ 955,000 | $ 251,000 |
| Montgomery County Texas | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Parker County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Waller County Texas | 1 | $ 375,000 | $ 375,000 | $ 837,000 |
| Weber County Utah | 1 | $ 185,000 | $ 185,000 | $ 270,000 |
| Bennington County Vermont | 1 | $ 185,000 | $ 185,000 | $ 341,000 |
| Franklin County Vermont | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Rutland County Vermont | 1 | $ 235,000 | $ 235,000 | $ 397,000 |
| Clarke County Virginia | 1 | $ 655,000 | $ 655,000 | $ 466,000 |
| Fauquier County Virginia | 1 | $ 345,000 | $ 345,000 | $ 942,000 |
| Williamsburg County Virginia | 1 | $ 655,000 | $ 655,000 | $ 207,000 |
| Benton County Washington | 1 | $ 265,000 | $ 265,000 | $ 702,000 |
| Kittitas County Washington | 1 | $ 575,000 | $ 575,000 | $ 346,000 |
| Klickitat County Washington | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Mason County Washington | 1 | $ 275,000 | $ 275,000 | $ 337,000 |
| Pacific County Washington | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Pend Oreille County Washington | 1 | $ 275,000 | $ 275,000 | $ 1,020,000 |
| Skagit County Washington | 1 | $ 785,000 | $ 785,000 | $ 228,000 |
| Whatcom County Washington | 1 | $ 1,205,000 | $ 1,205,000 | $ 598,000 |
| Fremont County Wyoming | 1 | $ 745,000 | $ 745,000 | $ 402,000 |
| Sublette County Wyoming | 1 | $ 2,175,000 | $ 2,175,000 | $ 712,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,942 | $11,720,150,000 | $905,000 | $62,255,000 | $454,000 | $9,944,000 |
| Home Purchase | 11,929 | $15,430,995,000 | $1,293,000 | $45,505,000 | $586,000 | $9,938,000 |
| Cash-out Refinancing | 6,539 | $6,492,825,000 | $992,000 | $30,005,000 | $497,000 | $9,975,000 |
| Other Purpose | 2,223 | $2,419,495,000 | $1,088,000 | $27,005,000 | $720,000 | $9,827,000 |
| Home Improvement | 795 | $496,085,000 | $624,000 | $50,005,000 | $440,000 | $4,964,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,251 | $19,739,955,000 | $1,025,000 | $30,005,000 | $569,000 | $9,975,000 |
| Not Provided | 4,267 | $4,961,745,000 | $1,162,000 | $22,755,000 | $629,000 | $9,204,000 |
| Not applicable | 4,219 | $6,803,365,000 | $1,612,000 | $62,255,000 | $78,000 | $135,000 |
| Asian | 3,132 | $2,479,780,000 | $791,000 | $18,005,000 | $369,000 | $9,389,000 |
| Hispanic | 1,337 | $813,805,000 | $608,000 | $5,505,000 | $282,000 | $4,857,000 |
| Black or African American | 665 | $357,515,000 | $537,000 | $7,635,000 | $254,000 | $8,744,000 |
| American Indian or Alaskan Native | 115 | $86,475,000 | $751,000 | $2,925,000 | $369,000 | $2,040,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $18,925,000 | $901,000 | $4,355,000 | $378,000 | $788,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,428 | $36,559,550,000 | $1,061,000 | $62,255,000 | $524,000 | $9,975,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26,884 | $29,927,180,000 | $1,113,000 | $62,255,000 | $561,000 | $9,938,000 |
| Loan Purchased By The Institution | 3,215 | $1,210,805,000 | $376,000 | $2,995,000 | $121,000 | $3,059,000 |
| Application Withdrawn By Applicant | 2,953 | $3,679,925,000 | $1,246,000 | $28,355,000 | $615,000 | $9,975,000 |
| File Closed For Incompleteness | 530 | $672,860,000 | $1,269,000 | $31,005,000 | $852,000 | $9,450,000 |
| Application Approved But Not Accepted | 523 | $770,345,000 | $1,472,000 | $29,405,000 | $627,000 | $6,411,000 |
| Application Denied By Financial Institution | 323 | $298,435,000 | $923,000 | $10,255,000 | $364,000 | $6,669,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34,105 | $36,261,115,000 | $1,063,000 | $62,255,000 | $525,000 | $9,975,000 |
| Debt-To-Income Ratio | 125 | $100,085,000 | $800,000 | $5,005,000 | $165,000 | $897,000 |
| Collateral | 106 | $120,250,000 | $1,134,000 | $9,105,000 | $695,000 | $6,669,000 |
| Credit History | 49 | $41,735,000 | $851,000 | $10,255,000 | $273,000 | $1,398,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $15,295,000 | $805,000 | $1,935,000 | $245,000 | $642,000 |
| Other | 16 | $15,380,000 | $961,000 | $3,225,000 | $315,000 | $566,000 |
| Employment History | 5 | $3,025,000 | $605,000 | $1,375,000 | $205,000 | $445,000 |
| Unverifiable Information | 3 | $2,665,000 | $888,000 | $1,105,000 | $311,000 | $348,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.