First Republic Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 37,342 |
| Total Mortgage Loan Application Amount | $51,251,705,000 |
| Average Mortgage Loan Application Amount | $1,214,400 |
| Highest Mortgage Loan Application Amount | $98,005,000 |
| Average Applicant Income | $607,800 |
| Highest Applicant Income | $9,880,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 6,376 | $ 10,094,235,000 | $ 1,583,000 | $ 539,000 |
| San Francisco County California | 3,259 | $ 4,063,125,000 | $ 1,246,000 | $ 516,000 |
| New York County New York | 2,294 | $ 3,783,510,000 | $ 1,649,000 | $ 797,000 |
| Alameda County California | 2,293 | $ 2,294,325,000 | $ 1,000,000 | $ 301,000 |
| San Diego County California | 1,672 | $ 2,347,570,000 | $ 1,404,000 | $ 481,000 |
| San Mateo County California | 1,663 | $ 2,615,135,000 | $ 1,572,000 | $ 580,000 |
| Santa Clara County California | 1,571 | $ 1,942,255,000 | $ 1,236,000 | $ 440,000 |
| Contra Costa County California | 1,429 | $ 1,228,655,000 | $ 859,000 | $ 355,000 |
| Suffolk County Massachusetts | 1,387 | $ 1,566,815,000 | $ 1,129,000 | $ 499,000 |
| Kings County New York | 1,349 | $ 1,566,315,000 | $ 1,161,000 | $ 467,000 |
| Orange County California | 1,188 | $ 1,495,850,000 | $ 1,259,000 | $ 545,000 |
| Marin County California | 1,153 | $ 1,573,555,000 | $ 1,364,000 | $ 598,000 |
| Middlesex County Massachusetts | 1,107 | $ 1,059,735,000 | $ 957,000 | $ 408,000 |
| Palm Beach County Florida | 772 | $ 1,097,620,000 | $ 1,421,000 | $ 711,000 |
| Norfolk County Massachusetts | 695 | $ 794,685,000 | $ 1,143,000 | $ 471,000 |
| Fairfield County Connecticut | 576 | $ 723,730,000 | $ 1,256,000 | $ 695,000 |
| Westchester County New York | 427 | $ 543,385,000 | $ 1,272,000 | $ 655,000 |
| Sonoma County California | 423 | $ 486,615,000 | $ 1,150,000 | $ 525,000 |
| Suffolk County New York | 403 | $ 860,125,000 | $ 2,134,000 | $ 1,316,000 |
| Miami-Dade County Florida | 340 | $ 674,000,000 | $ 1,982,000 | $ 1,157,000 |
| Santa Barbara County California | 331 | $ 675,545,000 | $ 2,040,000 | $ 753,000 |
| Multnomah County Oregon | 322 | $ 316,900,000 | $ 984,000 | $ 316,000 |
| Nassau County New York | 311 | $ 362,805,000 | $ 1,166,000 | $ 635,000 |
| Queens County New York | 306 | $ 436,130,000 | $ 1,425,000 | $ 352,000 |
| King County Washington | 280 | $ 416,950,000 | $ 1,489,000 | $ 483,000 |
| Riverside County California | 270 | $ 214,280,000 | $ 793,000 | $ 622,000 |
| Teton County Wyoming | 243 | $ 446,155,000 | $ 1,836,000 | $ 816,000 |
| Napa County California | 241 | $ 340,865,000 | $ 1,414,000 | $ 682,000 |
| Washington County Oregon | 222 | $ 145,250,000 | $ 654,000 | $ 226,000 |
| Essex County Massachusetts | 166 | $ 242,500,000 | $ 1,460,000 | $ 557,000 |
| Placer County California | 152 | $ 266,510,000 | $ 1,753,000 | $ 1,138,000 |
| Bergen County New Jersey | 146 | $ 143,250,000 | $ 981,000 | $ 745,000 |
| Hudson County New Jersey | 138 | $ 140,700,000 | $ 1,019,000 | $ 398,000 |
| Broward County Florida | 129 | $ 235,155,000 | $ 1,822,000 | $ 756,000 |
| Plymouth County Massachusetts | 129 | $ 123,015,000 | $ 953,000 | $ 540,000 |
| Barnstable County Massachusetts | 122 | $ 167,160,000 | $ 1,370,000 | $ 902,000 |
| Ventura County California | 113 | $ 148,425,000 | $ 1,313,000 | $ 609,000 |
| Monterey County California | 106 | $ 245,240,000 | $ 2,313,000 | $ 903,000 |
| Clackamas County Oregon | 98 | $ 77,320,000 | $ 788,000 | $ 515,000 |
| Santa Cruz County California | 90 | $ 108,980,000 | $ 1,210,000 | $ 587,000 |
| Monmouth County New Jersey | 90 | $ 104,910,000 | $ 1,165,000 | $ 938,000 |
| Essex County New Jersey | 88 | $ 78,850,000 | $ 896,000 | $ 526,000 |
| Summit County Utah | 84 | $ 197,380,000 | $ 2,349,000 | $ 1,354,000 |
| Deschutes County Oregon | 82 | $ 70,580,000 | $ 860,000 | $ 481,000 |
| Travis County Texas | 81 | $ 177,305,000 | $ 2,188,000 | $ 987,000 |
| Nantucket County Massachusetts | 77 | $ 200,535,000 | $ 2,604,000 | $ 1,724,000 |
| Bronx County New York | 74 | $ 54,900,000 | $ 741,000 | $ 189,000 |
| Maricopa County Arizona | 71 | $ 116,525,000 | $ 1,641,000 | $ 878,000 |
| Solano County California | 66 | $ 32,700,000 | $ 495,000 | $ 281,000 |
| Collier County Florida | 56 | $ 88,930,000 | $ 1,588,000 | $ 1,048,000 |
| Union County New Jersey | 55 | $ 58,565,000 | $ 1,064,000 | $ 561,000 |
| Sacramento County California | 49 | $ 114,625,000 | $ 2,339,000 | $ 470,000 |
| Nevada County California | 46 | $ 41,220,000 | $ 896,000 | $ 853,000 |
| Hawaii County Hawaii | 44 | $ 142,510,000 | $ 3,238,000 | $ 959,000 |
| District of Columbia County District Of Columbia | 43 | $ 57,705,000 | $ 1,341,000 | $ 930,000 |
| Clark County Washington | 43 | $ 284,695,000 | $ 6,620,000 | $ 596,000 |
| Duval County Florida | 42 | $ 6,650,000 | $ 158,000 | $ 519,000 |
| Madison County Montana | 42 | $ 363,800,000 | $ 8,661,000 | $ 4,329,000 |
| Dukes County Massachusetts | 39 | $ 108,245,000 | $ 2,775,000 | $ 1,187,000 |
| San Bernardino County California | 38 | $ 33,970,000 | $ 893,000 | $ 488,000 |
| Denver County Colorado | 38 | $ 65,920,000 | $ 1,734,000 | $ 573,000 |
| Pitkin County Colorado | 38 | $ 247,430,000 | $ 6,511,000 | $ 2,094,000 |
| Washoe County Nevada | 38 | $ 109,270,000 | $ 2,875,000 | $ 1,272,000 |
| Morris County New Jersey | 37 | $ 34,035,000 | $ 919,000 | $ 470,000 |
| Honolulu County Hawaii | 36 | $ 65,050,000 | $ 1,806,000 | $ 1,026,000 |
| Ocean County New Jersey | 33 | $ 32,555,000 | $ 986,000 | $ 542,000 |
| Clark County Nevada | 31 | $ 28,925,000 | $ 933,000 | $ 731,000 |
| Dallas County Texas | 30 | $ 61,390,000 | $ 2,046,000 | $ 1,458,000 |
| Gallatin County Montana | 29 | $ 84,535,000 | $ 2,915,000 | $ 2,209,000 |
| Newport County Rhode Island | 29 | $ 52,345,000 | $ 1,805,000 | $ 1,189,000 |
| Snohomish County Washington | 29 | $ 48,155,000 | $ 1,660,000 | $ 322,000 |
| San Luis Obispo County California | 27 | $ 22,335,000 | $ 827,000 | $ 830,000 |
| Blaine County Idaho | 27 | $ 76,425,000 | $ 2,830,000 | $ 1,414,000 |
| Maui County Hawaii | 26 | $ 36,960,000 | $ 1,421,000 | $ 1,336,000 |
| New Haven County Connecticut | 24 | $ 13,470,000 | $ 561,000 | $ 698,000 |
| Cook County Illinois | 23 | $ 20,415,000 | $ 887,000 | $ 709,000 |
| El Dorado County California | 22 | $ 21,510,000 | $ 977,000 | $ 877,000 |
| Boulder County Colorado | 22 | $ 26,450,000 | $ 1,202,000 | $ 1,247,000 |
| Dutchess County New York | 22 | $ 19,920,000 | $ 905,000 | $ 803,000 |
| Lane County Oregon | 22 | $ 22,320,000 | $ 1,014,000 | $ 194,000 |
| Indian River County Florida | 21 | $ 49,175,000 | $ 2,341,000 | $ 1,768,000 |
| Sarasota County Florida | 21 | $ 22,595,000 | $ 1,075,000 | $ 846,000 |
| Harris County Texas | 21 | $ 13,245,000 | $ 630,000 | $ 839,000 |
| Wasatch County Utah | 21 | $ 37,555,000 | $ 1,788,000 | $ 1,058,000 |
| Litchfield County Connecticut | 20 | $ 18,830,000 | $ 941,000 | $ 881,000 |
| Worcester County Massachusetts | 20 | $ 71,860,000 | $ 3,593,000 | $ 229,000 |
| Bristol County Massachusetts | 19 | $ 9,545,000 | $ 502,000 | $ 412,000 |
| Richmond County New York | 19 | $ 9,305,000 | $ 489,000 | $ 197,000 |
| Mono County California | 18 | $ 10,020,000 | $ 556,000 | $ 830,000 |
| Eagle County Colorado | 18 | $ 68,390,000 | $ 3,799,000 | $ 1,497,000 |
| Martin County Florida | 18 | $ 22,210,000 | $ 1,233,000 | $ 596,000 |
| Kauai County Hawaii | 18 | $ 40,350,000 | $ 2,241,000 | $ 2,089,000 |
| Charleston County South Carolina | 18 | $ 31,440,000 | $ 1,746,000 | $ 1,264,000 |
| Douglas County Nevada | 17 | $ 41,955,000 | $ 2,467,000 | $ 1,513,000 |
| Ulster County New York | 17 | $ 11,995,000 | $ 705,000 | $ 757,000 |
| Lee County Florida | 16 | $ 16,630,000 | $ 1,039,000 | $ 1,059,000 |
| Yamhill County Oregon | 16 | $ 11,680,000 | $ 730,000 | $ 491,000 |
| Yolo County California | 15 | $ 15,595,000 | $ 1,039,000 | $ 417,000 |
| Carroll County New Hampshire | 15 | $ 21,755,000 | $ 1,450,000 | $ 854,000 |
| Rockingham County New Hampshire | 15 | $ 9,965,000 | $ 664,000 | $ 486,000 |
| Putnam County New York | 15 | $ 13,505,000 | $ 900,000 | $ 969,000 |
| Washington County Rhode Island | 15 | $ 15,865,000 | $ 1,057,000 | $ 466,000 |
| Salt Lake County Utah | 15 | $ 51,665,000 | $ 3,444,000 | $ 948,000 |
| Teton County Idaho | 14 | $ 7,320,000 | $ 522,000 | $ 234,000 |
| Monroe County Florida | 13 | $ 17,965,000 | $ 1,381,000 | $ 1,144,000 |
| Berkshire County Massachusetts | 13 | $ 10,395,000 | $ 799,000 | $ 981,000 |
| Mercer County New Jersey | 13 | $ 12,475,000 | $ 959,000 | $ 518,000 |
| Middlesex County New Jersey | 13 | $ 6,195,000 | $ 476,000 | $ 322,000 |
| San Miguel County Colorado | 12 | $ 45,840,000 | $ 3,820,000 | $ 1,792,000 |
| Fulton County Georgia | 12 | $ 16,260,000 | $ 1,355,000 | $ 601,000 |
| Cumberland County Maine | 12 | $ 9,420,000 | $ 785,000 | $ 436,000 |
| Montgomery County Pennsylvania | 12 | $ 11,870,000 | $ 989,000 | $ 717,000 |
| Kootenai County Idaho | 11 | $ 18,675,000 | $ 1,697,000 | $ 1,274,000 |
| Somerset County New Jersey | 11 | $ 9,725,000 | $ 884,000 | $ 478,000 |
| Marion County Oregon | 11 | $ 19,025,000 | $ 1,729,000 | $ 256,000 |
| Tarrant County Texas | 11 | $ 8,635,000 | $ 785,000 | $ 1,518,000 |
| Lamoille County Vermont | 11 | $ 14,725,000 | $ 1,338,000 | $ 2,262,000 |
| Fairfax County Virginia | 11 | $ 13,675,000 | $ 1,243,000 | $ 485,000 |
| Calaveras County California | 10 | $ 4,160,000 | $ 416,000 | $ 481,000 |
| Arapahoe County Colorado | 10 | $ 14,390,000 | $ 1,439,000 | $ 1,076,000 |
| Summit County Colorado | 10 | $ 20,110,000 | $ 2,011,000 | $ 987,000 |
| Hillsborough County Florida | 10 | $ 15,000,000 | $ 1,500,000 | $ 439,000 |
| Kitsap County Washington | 10 | $ 48,630,000 | $ 4,863,000 | $ 730,000 |
| Pierce County Washington | 10 | $ 93,570,000 | $ 9,357,000 | $ 567,000 |
| San Joaquin County California | 9 | $ 6,185,000 | $ 687,000 | $ 547,000 |
| Hartford County Connecticut | 9 | $ 5,625,000 | $ 625,000 | $ 325,000 |
| Ada County Idaho | 9 | $ 8,505,000 | $ 945,000 | $ 482,000 |
| Rockland County New York | 9 | $ 4,595,000 | $ 510,000 | $ 743,000 |
| Mecklenburg County North Carolina | 9 | $ 9,275,000 | $ 1,030,000 | $ 792,000 |
| Hood River County Oregon | 9 | $ 5,385,000 | $ 598,000 | $ 357,000 |
| Philadelphia County Pennsylvania | 9 | $ 4,695,000 | $ 521,000 | $ 422,000 |
| Windham County Vermont | 9 | $ 4,695,000 | $ 521,000 | $ 907,000 |
| Pinellas County Florida | 8 | $ 11,700,000 | $ 1,462,000 | $ 809,000 |
| York County Maine | 8 | $ 4,640,000 | $ 580,000 | $ 369,000 |
| Columbia County New York | 8 | $ 10,850,000 | $ 1,356,000 | $ 944,000 |
| Douglas County Colorado | 7 | $ 12,005,000 | $ 1,715,000 | $ 660,000 |
| Manatee County Florida | 7 | $ 5,685,000 | $ 812,000 | $ 954,000 |
| Cape May County New Jersey | 7 | $ 7,665,000 | $ 1,095,000 | $ 1,011,000 |
| Passaic County New Jersey | 7 | $ 4,195,000 | $ 599,000 | $ 296,000 |
| Wake County North Carolina | 7 | $ 6,395,000 | $ 913,000 | $ 810,000 |
| Clatsop County Oregon | 7 | $ 5,585,000 | $ 797,000 | $ 379,000 |
| Delaware County Pennsylvania | 7 | $ 9,375,000 | $ 1,339,000 | $ 1,030,000 |
| Collin County Texas | 7 | $ 5,235,000 | $ 747,000 | $ 391,000 |
| Windsor County Vermont | 7 | $ 3,385,000 | $ 483,000 | $ 428,000 |
| Arlington County Virginia | 7 | $ 8,405,000 | $ 1,200,000 | $ 597,000 |
| San Juan County Washington | 7 | $ 13,635,000 | $ 1,947,000 | $ 1,781,000 |
| Lincoln County Wyoming | 7 | $ 5,345,000 | $ 763,000 | $ 281,000 |
| Pima County Arizona | 6 | $ 2,990,000 | $ 498,000 | $ 465,000 |
| Lake County Illinois | 6 | $ 2,510,000 | $ 418,000 | $ 220,000 |
| Santa Fe County New Mexico | 6 | $ 4,570,000 | $ 761,000 | $ 305,000 |
| Kent County Rhode Island | 6 | $ 2,640,000 | $ 440,000 | $ 301,000 |
| Chittenden County Vermont | 6 | $ 5,540,000 | $ 923,000 | $ 390,000 |
| Mendocino County California | 5 | $ 4,415,000 | $ 883,000 | $ 430,000 |
| Plumas County California | 5 | $ 3,835,000 | $ 767,000 | $ 480,000 |
| Jefferson County Colorado | 5 | $ 1,705,000 | $ 341,000 | $ 482,000 |
| Middlesex County Connecticut | 5 | $ 3,085,000 | $ 617,000 | $ 196,000 |
| St. Lucie County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 742,000 |
| Flathead County Montana | 5 | $ 4,675,000 | $ 935,000 | $ 699,000 |
| Belknap County New Hampshire | 5 | $ 3,585,000 | $ 717,000 | $ 682,000 |
| Grafton County New Hampshire | 5 | $ 3,275,000 | $ 655,000 | $ 1,190,000 |
| Hunterdon County New Jersey | 5 | $ 3,475,000 | $ 695,000 | $ 474,000 |
| Sussex County New Jersey | 5 | $ 3,025,000 | $ 605,000 | $ 851,000 |
| Greene County New York | 5 | $ 3,695,000 | $ 739,000 | $ 1,525,000 |
| Orange County New York | 5 | $ 4,865,000 | $ 973,000 | $ 892,000 |
| Saratoga County New York | 5 | $ 2,515,000 | $ 503,000 | $ 382,000 |
| Bucks County Pennsylvania | 5 | $ 5,145,000 | $ 1,029,000 | $ 720,000 |
| Bristol County Rhode Island | 5 | $ 5,355,000 | $ 1,071,000 | $ 336,000 |
| Beaufort County South Carolina | 5 | $ 4,655,000 | $ 931,000 | $ 502,000 |
| Hays County Texas | 5 | $ 6,025,000 | $ 1,205,000 | $ 365,000 |
| Klickitat County Washington | 5 | $ 3,245,000 | $ 649,000 | $ 861,000 |
| Spokane County Washington | 5 | $ 20,415,000 | $ 4,083,000 | $ 1,037,000 |
| Whatcom County Washington | 5 | $ 7,085,000 | $ 1,417,000 | $ 1,122,000 |
| Yavapai County Arizona | 4 | $ 3,080,000 | $ 770,000 | $ 1,075,000 |
| Routt County Colorado | 4 | $ 7,220,000 | $ 1,805,000 | $ 408,000 |
| New London County Connecticut | 4 | $ 4,710,000 | $ 1,177,000 | $ 786,000 |
| Nassau County Florida | 4 | $ 7,210,000 | $ 1,802,000 | $ 387,000 |
| Orange County Florida | 4 | $ 23,660,000 | $ 5,915,000 | $ 763,000 |
| Walton County Florida | 4 | $ 5,880,000 | $ 1,470,000 | $ 1,506,000 |
| Chatham County Georgia | 4 | $ 2,520,000 | $ 630,000 | $ 676,000 |
| Lincoln County Maine | 4 | $ 1,310,000 | $ 327,000 | $ 324,000 |
| Hillsborough County New Hampshire | 4 | $ 3,790,000 | $ 947,000 | $ 427,000 |
| Atlantic County New Jersey | 4 | $ 4,750,000 | $ 1,187,000 | $ 884,000 |
| Camden County New Jersey | 4 | $ 2,180,000 | $ 545,000 | $ 202,000 |
| Sullivan County New York | 4 | $ 1,170,000 | $ 292,000 | $ 269,000 |
| Columbia County Oregon | 4 | $ 2,090,000 | $ 522,000 | $ 809,000 |
| Jackson County Oregon | 4 | $ 4,500,000 | $ 1,125,000 | $ 371,000 |
| Tillamook County Oregon | 4 | $ 2,760,000 | $ 690,000 | $ 239,000 |
| Chester County Pennsylvania | 4 | $ 7,870,000 | $ 1,967,000 | $ 2,009,000 |
| Providence County Rhode Island | 4 | $ 2,200,000 | $ 550,000 | $ 253,000 |
| Washington County Vermont | 4 | $ 2,120,000 | $ 530,000 | $ 1,113,000 |
| Butte County California | 3 | $ 18,895,000 | $ 6,298,000 | $ 341,000 |
| Fresno County California | 3 | $ 33,695,000 | $ 11,231,000 | $ 292,000 |
| Humboldt County California | 3 | $ 1,175,000 | $ 391,000 | $ 420,000 |
| Larimer County Colorado | 3 | $ 995,000 | $ 331,000 | $ 260,000 |
| Pasco County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 357,000 |
| St. Johns County Florida | 3 | $ 7,755,000 | $ 2,585,000 | $ 736,000 |
| DeKalb County Georgia | 3 | $ 3,115,000 | $ 1,038,000 | $ 1,169,000 |
| Bonner County Idaho | 3 | $ 925,000 | $ 308,000 | $ 192,000 |
| Franklin County Maine | 3 | $ 1,855,000 | $ 618,000 | $ 512,000 |
| Hancock County Maine | 3 | $ 1,565,000 | $ 521,000 | $ 461,000 |
| Knox County Maine | 3 | $ 3,945,000 | $ 1,315,000 | $ 440,000 |
| Oxford County Maine | 3 | $ 1,485,000 | $ 495,000 | $ 856,000 |
| Wayne County Michigan | 3 | $ 585,000 | $ 195,000 | $ 162,000 |
| Merrimack County New Hampshire | 3 | $ 3,595,000 | $ 1,198,000 | $ 479,000 |
| Sullivan County New Hampshire | 3 | $ 1,445,000 | $ 481,000 | $ 435,000 |
| Delaware County New York | 3 | $ 1,315,000 | $ 438,000 | $ 458,000 |
| Buncombe County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 668,000 |
| Williamson County Tennessee | 3 | $ 4,415,000 | $ 1,471,000 | $ 2,906,000 |
| Washington County Utah | 3 | $ 1,805,000 | $ 601,000 | $ 413,000 |
| Weber County Utah | 3 | $ 4,685,000 | $ 1,561,000 | $ 897,000 |
| Bennington County Vermont | 3 | $ 1,185,000 | $ 395,000 | $ 234,000 |
| Albemarle County Virginia | 3 | $ 2,085,000 | $ 695,000 | $ 875,000 |
| Chelan County Washington | 3 | $ 2,585,000 | $ 861,000 | $ 292,000 |
| Thurston County Washington | 3 | $ 25,265,000 | $ 8,421,000 | $ 633,000 |
| Mohave County Arizona | 2 | $ 210,000 | $ 105,000 | $ 869,000 |
| Stanislaus County California | 2 | $ 7,700,000 | $ 3,850,000 | $ 76,000 |
| Tuolumne County California | 2 | $ 700,000 | $ 350,000 | $ 372,000 |
| El Paso County Colorado | 2 | $ 2,060,000 | $ 1,030,000 | $ 545,000 |
| Gunnison County Colorado | 2 | $ 5,360,000 | $ 2,680,000 | $ 3,766,000 |
| Brevard County Florida | 2 | $ 310,000 | $ 155,000 | $ 262,000 |
| Charlotte County Florida | 2 | $ 3,160,000 | $ 1,580,000 | $ 588,000 |
| Polk County Florida | 2 | $ 710,000 | $ 355,000 | $ 488,000 |
| Valley County Idaho | 2 | $ 1,120,000 | $ 560,000 | $ 787,000 |
| Will County Illinois | 2 | $ 1,780,000 | $ 890,000 | $ 647,000 |
| Waldo County Maine | 2 | $ 920,000 | $ 460,000 | $ 470,000 |
| Franklin County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 554,000 |
| Hampshire County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 240,000 |
| Charlevoix County Michigan | 2 | $ 3,670,000 | $ 1,835,000 | $ 2,933,000 |
| Lake County Montana | 2 | $ 2,310,000 | $ 1,155,000 | $ 4,411,000 |
| Missoula County Montana | 2 | $ 1,800,000 | $ 900,000 | $ 392,000 |
| Park County Montana | 2 | $ 4,360,000 | $ 2,180,000 | $ 558,000 |
| Cheshire County New Hampshire | 2 | $ 910,000 | $ 455,000 | $ 511,000 |
| Coos County New Hampshire | 2 | $ 2,040,000 | $ 1,020,000 | $ 757,000 |
| Strafford County New Hampshire | 2 | $ 52,260,000 | $ 26,130,000 | $ 766,000 |
| Burlington County New Jersey | 2 | $ 1,140,000 | $ 570,000 | $ 1,165,000 |
| Warren County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 894,000 |
| Fulton County New York | 2 | $ 310,000 | $ 155,000 | $ 309,000 |
| Onondaga County New York | 2 | $ 1,070,000 | $ 535,000 | $ 406,000 |
| Ontario County New York | 2 | $ 540,000 | $ 270,000 | $ 376,000 |
| Rensselaer County New York | 2 | $ 280,000 | $ 140,000 | $ 374,000 |
| Jackson County North Carolina | 2 | $ 1,580,000 | $ 790,000 | $ 904,000 |
| Orange County North Carolina | 2 | $ 3,180,000 | $ 1,590,000 | $ 296,000 |
| Crook County Oregon | 2 | $ 1,880,000 | $ 940,000 | $ 575,000 |
| Linn County Oregon | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 2,300,000 | $ 1,150,000 | $ 1,887,000 |
| Pike County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 141,000 |
| Davidson County Tennessee | 2 | $ 1,700,000 | $ 850,000 | $ 468,000 |
| Denton County Texas | 2 | $ 3,650,000 | $ 1,825,000 | $ 597,000 |
| Ellis County Texas | 2 | $ 9,310,000 | $ 4,655,000 | $ 159,000 |
| Williamson County Texas | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Addison County Vermont | 2 | $ 780,000 | $ 390,000 | $ 200,000 |
| Orange County Vermont | 2 | $ 490,000 | $ 245,000 | $ 295,000 |
| Alexandria County Virginia | 2 | $ 2,330,000 | $ 1,165,000 | $ 440,000 |
| Charlottesville County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 521,000 |
| Cowlitz County Washington | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Island County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 391,000 |
| Mason County Washington | 2 | $ 680,000 | $ 340,000 | $ 323,000 |
| Skagit County Washington | 2 | $ 1,090,000 | $ 545,000 | $ 200,000 |
| Navajo County Arizona | 1 | $ 555,000 | $ 555,000 | $ 255,000 |
| Pinal County Arizona | 1 | $ 575,000 | $ 575,000 | $ 502,000 |
| Alpine County California | 1 | $ 285,000 | $ 285,000 | $ 548,000 |
| Imperial County California | 1 | $ 3,125,000 | $ 3,125,000 | $ 0 |
| Kern County California | 1 | $ 185,000 | $ 185,000 | $ 432,000 |
| Lake County California | 1 | $ 495,000 | $ 495,000 | $ 558,000 |
| Madera County California | 1 | $ 435,000 | $ 435,000 | $ 226,000 |
| San Benito County California | 1 | $ 485,000 | $ 485,000 | $ 76,000 |
| Sutter County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Adams County Colorado | 1 | $ 605,000 | $ 605,000 | $ 186,000 |
| Garfield County Colorado | 1 | $ 1,325,000 | $ 1,325,000 | $ 366,000 |
| Huerfano County Colorado | 1 | $ 1,605,000 | $ 1,605,000 | $ 6,125,000 |
| La Plata County Colorado | 1 | $ 1,925,000 | $ 1,925,000 | $ 1,781,000 |
| Park County Colorado | 1 | $ 355,000 | $ 355,000 | $ 761,000 |
| Alachua County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Flagler County Florida | 1 | $ 745,000 | $ 745,000 | $ 530,000 |
| Franklin County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 750,000 |
| Marion County Florida | 1 | $ 565,000 | $ 565,000 | $ 500,000 |
| Cobb County Georgia | 1 | $ 775,000 | $ 775,000 | $ 350,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Bonneville County Idaho | 1 | $ 6,825,000 | $ 6,825,000 | $ 6,939,000 |
| DuPage County Illinois | 1 | $ 1,965,000 | $ 1,965,000 | $ 5,859,000 |
| Sagadahoc County Maine | 1 | $ 1,045,000 | $ 1,045,000 | $ 512,000 |
| Hampden County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Emmet County Michigan | 1 | $ 2,585,000 | $ 2,585,000 | $ 1,297,000 |
| Oakland County Michigan | 1 | $ 1,605,000 | $ 1,605,000 | $ 488,000 |
| Hennepin County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Broadwater County Montana | 1 | $ 365,000 | $ 365,000 | $ 478,000 |
| Carbon County Montana | 1 | $ 495,000 | $ 495,000 | $ 968,000 |
| Lewis and Clark County Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 465,000 |
| Bernalillo County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Taos County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 337,000 |
| Albany County New York | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Warren County New York | 1 | $ 125,000 | $ 125,000 | $ 410,000 |
| Chatham County North Carolina | 1 | $ 1,575,000 | $ 1,575,000 | $ 399,000 |
| Craven County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 1,837,000 |
| New Hanover County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Union County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 515,000 |
| Coos County Oregon | 1 | $ 415,000 | $ 415,000 | $ 648,000 |
| Douglas County Oregon | 1 | $ 815,000 | $ 815,000 | $ 210,000 |
| Lincoln County Oregon | 1 | $ 805,000 | $ 805,000 | $ 1,095,000 |
| Wasco County Oregon | 1 | $ 2,925,000 | $ 2,925,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 5,415,000 | $ 5,415,000 | $ 0 |
| York County South Carolina | 1 | $ 2,405,000 | $ 2,405,000 | $ 1,413,000 |
| Bastrop County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Brazoria County Texas | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Comal County Texas | 1 | $ 555,000 | $ 555,000 | $ 127,000 |
| Montgomery County Texas | 1 | $ 535,000 | $ 535,000 | $ 112,000 |
| Navarro County Texas | 1 | $ 995,000 | $ 995,000 | $ 1,291,000 |
| Rockwall County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 430,000 |
| Davis County Utah | 1 | $ 23,005,000 | $ 23,005,000 | $ 0 |
| Utah County Utah | 1 | $ 1,365,000 | $ 1,365,000 | $ 495,000 |
| Orleans County Vermont | 1 | $ 635,000 | $ 635,000 | $ 1,553,000 |
| Rutland County Vermont | 1 | $ 145,000 | $ 145,000 | $ 255,000 |
| Lancaster County Virginia | 1 | $ 475,000 | $ 475,000 | $ 917,000 |
| Loudoun County Virginia | 1 | $ 925,000 | $ 925,000 | $ 573,000 |
| Virginia Beach County Virginia | 1 | $ 755,000 | $ 755,000 | $ 200,000 |
| Benton County Washington | 1 | $ 425,000 | $ 425,000 | $ 596,000 |
| Grays Harbor County Washington | 1 | $ 815,000 | $ 815,000 | $ 819,000 |
| Milwaukee County Wisconsin | 1 | $ 765,000 | $ 765,000 | $ 369,000 |
| Vilas County Wisconsin | 1 | $ 1,005,000 | $ 1,005,000 | $ 369,000 |
| Fremont County Wyoming | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,967,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 20,864 | $30,764,870,000 | $1,474,000 | $91,505,000 | $546,000 | $9,824,000 |
| Refinancing | 6,498 | $8,833,455,000 | $1,359,000 | $98,005,000 | $519,000 | $9,880,000 |
| Cash-out Refinancing | 5,479 | $6,216,495,000 | $1,134,000 | $45,005,000 | $572,000 | $9,615,000 |
| Other Purpose | 2,939 | $4,581,765,000 | $1,558,000 | $27,225,000 | $903,000 | $9,788,000 |
| Home Improvement | 1,562 | $855,120,000 | $547,000 | $11,005,000 | $499,000 | $8,955,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,685 | $22,726,685,000 | $1,216,000 | $33,005,000 | $638,000 | $9,880,000 |
| Not applicable | 5,874 | $13,937,405,000 | $2,373,000 | $98,005,000 | $80,000 | $544,000 |
| Not Provided | 4,534 | $6,676,140,000 | $1,472,000 | $24,005,000 | $743,000 | $9,788,000 |
| Asian | 3,821 | $3,826,155,000 | $1,001,000 | $13,805,000 | $406,000 | $7,303,000 |
| Hispanic | 1,609 | $1,306,395,000 | $811,000 | $32,405,000 | $343,000 | $9,176,000 |
| Black or African American | 760 | $599,130,000 | $788,000 | $17,255,000 | $299,000 | $6,920,000 |
| American Indian or Alaskan Native | 110 | $89,750,000 | $815,000 | $3,155,000 | $405,000 | $1,927,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $16,850,000 | $842,000 | $2,495,000 | $252,000 | $638,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37,312 | $51,249,415,000 | $1,373,000 | $98,005,000 | $574,000 | $9,880,000 |
| FHA-insured (Federal Housing Administration) | 30 | $2,290,000 | $76,000 | $255,000 | $27,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,177 | $43,808,720,000 | $1,451,000 | $98,005,000 | $622,000 | $9,880,000 |
| Loan Purchased By The Institution | 3,119 | $987,535,000 | $316,000 | $1,825,000 | $84,000 | $2,680,000 |
| Application Withdrawn By Applicant | 3,101 | $5,043,905,000 | $1,626,000 | $91,505,000 | $685,000 | $9,824,000 |
| Application Approved But Not Accepted | 465 | $729,995,000 | $1,569,000 | $43,005,000 | $691,000 | $8,302,000 |
| Application Denied By Financial Institution | 275 | $324,445,000 | $1,179,000 | $11,005,000 | $350,000 | $2,208,000 |
| File Closed For Incompleteness | 205 | $357,105,000 | $1,741,000 | $13,205,000 | $747,000 | $8,700,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37,067 | $50,927,260,000 | $1,373,000 | $98,005,000 | $575,000 | $9,880,000 |
| Debt-To-Income Ratio | 124 | $123,070,000 | $992,000 | $9,605,000 | $204,000 | $1,517,000 |
| Collateral | 60 | $81,470,000 | $1,357,000 | $4,915,000 | $601,000 | $2,208,000 |
| Credit History | 37 | $51,535,000 | $1,392,000 | $11,005,000 | $294,000 | $958,000 |
| Other | 31 | $44,765,000 | $1,444,000 | $8,505,000 | $590,000 | $1,931,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $18,555,000 | $1,091,000 | $6,465,000 | $351,000 | $1,300,000 |
| Unverifiable Information | 3 | $2,965,000 | $988,000 | $2,105,000 | $264,000 | $525,000 |
| Employment History | 3 | $2,085,000 | $695,000 | $1,045,000 | $206,000 | $254,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.