First Republic Bank Mortgage Lending & HMDA Data, 2022

In 2022, First Republic Bank of San Francisco, CA reported 37,342 mortgage applications totaling $51.3 billion, up 4% from 2021. The average application was for $1,372,494, and applicants reported an average income of $571,248. 81% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,376), San Francisco-Redwood City-South San Francisco, CA (4,922) and New York-Jersey City-White Plains, NY-NJ (4,784) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 37,342
Total Mortgage Loan Application Amount $51,251,705,000
Average Mortgage Loan Application Amount $1,372,494
Highest Mortgage Loan Application Amount $98,005,000
Average Applicant Income $571,248
Highest Applicant Income $9,880,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 6,376 $ 10,094,235,000 $ 1,583,161 $ 539,000
San Francisco, California 3,259 $ 4,063,125,000 $ 1,246,739 $ 516,000
New York, New York 2,294 $ 3,783,510,000 $ 1,649,306 $ 797,000
Alameda, California 2,293 $ 2,294,325,000 $ 1,000,577 $ 301,000
San Diego, California 1,672 $ 2,347,570,000 $ 1,404,049 $ 481,000
San Mateo, California 1,663 $ 2,615,135,000 $ 1,572,540 $ 580,000
Santa Clara, California 1,571 $ 1,942,255,000 $ 1,236,317 $ 440,000
Contra Costa, California 1,429 $ 1,228,655,000 $ 859,800 $ 355,000
Suffolk, Massachusetts 1,387 $ 1,566,815,000 $ 1,129,643 $ 499,000
Kings, New York 1,349 $ 1,566,315,000 $ 1,161,093 $ 467,000
Orange, California 1,188 $ 1,495,850,000 $ 1,259,132 $ 545,000
Marin, California 1,153 $ 1,573,555,000 $ 1,364,748 $ 598,000
Middlesex, Massachusetts 1,107 $ 1,059,735,000 $ 957,303 $ 408,000
Palm Beach, Florida 772 $ 1,097,620,000 $ 1,421,787 $ 711,000
Norfolk, Massachusetts 695 $ 794,685,000 $ 1,143,431 $ 471,000
Fairfield, Connecticut 576 $ 723,730,000 $ 1,256,475 $ 695,000
Westchester, New York 427 $ 543,385,000 $ 1,272,564 $ 655,000
Sonoma, California 423 $ 486,615,000 $ 1,150,390 $ 525,000
Suffolk, New York 403 $ 860,125,000 $ 2,134,305 $ 1,316,000
Miami-Dade, Florida 340 $ 674,000,000 $ 1,982,352 $ 1,157,000
Santa Barbara, California 331 $ 675,545,000 $ 2,040,921 $ 753,000
Multnomah, Oregon 322 $ 316,900,000 $ 984,161 $ 316,000
Nassau, New York 311 $ 362,805,000 $ 1,166,575 $ 635,000
Queens, New York 306 $ 436,130,000 $ 1,425,261 $ 352,000
King, Washington 280 $ 416,950,000 $ 1,489,107 $ 483,000
Riverside, California 270 $ 214,280,000 $ 793,629 $ 622,000
Teton, Wyoming 243 $ 446,155,000 $ 1,836,028 $ 816,000
Napa, California 241 $ 340,865,000 $ 1,414,377 $ 682,000
Washington, Oregon 222 $ 145,250,000 $ 654,279 $ 226,000
Essex, Massachusetts 166 $ 242,500,000 $ 1,460,843 $ 557,000
Placer, California 152 $ 266,510,000 $ 1,753,355 $ 1,138,000
Bergen, New Jersey 146 $ 143,250,000 $ 981,164 $ 745,000
Hudson, New Jersey 138 $ 140,700,000 $ 1,019,565 $ 398,000
Broward, Florida 129 $ 235,155,000 $ 1,822,906 $ 756,000
Plymouth, Massachusetts 129 $ 123,015,000 $ 953,604 $ 540,000
Barnstable, Massachusetts 122 $ 167,160,000 $ 1,370,163 $ 902,000
Ventura, California 113 $ 148,425,000 $ 1,313,495 $ 609,000
Monterey, California 106 $ 245,240,000 $ 2,313,584 $ 903,000
Clackamas, Oregon 98 $ 77,320,000 $ 788,979 $ 515,000
Santa Cruz, California 90 $ 108,980,000 $ 1,210,888 $ 587,000
Monmouth, New Jersey 90 $ 104,910,000 $ 1,165,666 $ 938,000
Essex, New Jersey 88 $ 78,850,000 $ 896,022 $ 526,000
Summit, Utah 84 $ 197,380,000 $ 2,349,761 $ 1,354,000
Deschutes, Oregon 82 $ 70,580,000 $ 860,731 $ 481,000
Travis, Texas 81 $ 177,305,000 $ 2,188,950 $ 987,000
Nantucket, Massachusetts 77 $ 200,535,000 $ 2,604,350 $ 1,724,000
Bronx, New York 74 $ 54,900,000 $ 741,891 $ 189,000
Maricopa, Arizona 71 $ 116,525,000 $ 1,641,197 $ 878,000
Solano, California 66 $ 32,700,000 $ 495,454 $ 281,000
Collier, Florida 56 $ 88,930,000 $ 1,588,035 $ 1,048,000
Union, New Jersey 55 $ 58,565,000 $ 1,064,818 $ 561,000
Sacramento, California 49 $ 114,625,000 $ 2,339,285 $ 470,000
Nevada, California 46 $ 41,220,000 $ 896,086 $ 853,000
Hawaii, Hawaii 44 $ 142,510,000 $ 3,238,863 $ 959,000
District of Columbia, District Of Columbia 43 $ 57,705,000 $ 1,341,976 $ 930,000
Clark, Washington 43 $ 284,695,000 $ 6,620,813 $ 596,000
Duval, Florida 42 $ 6,650,000 $ 158,333 $ 519,000
Madison, Montana 42 $ 363,800,000 $ 8,661,904 $ 4,329,000
Dukes, Massachusetts 39 $ 108,245,000 $ 2,775,512 $ 1,187,000
San Bernardino, California 38 $ 33,970,000 $ 893,947 $ 488,000
Denver, Colorado 38 $ 65,920,000 $ 1,734,736 $ 573,000
Pitkin, Colorado 38 $ 247,430,000 $ 6,511,315 $ 2,094,000
Washoe, Nevada 38 $ 109,270,000 $ 2,875,526 $ 1,272,000
Morris, New Jersey 37 $ 34,035,000 $ 919,864 $ 470,000
Honolulu, Hawaii 36 $ 65,050,000 $ 1,806,944 $ 1,026,000
Ocean, New Jersey 33 $ 32,555,000 $ 986,515 $ 542,000
Clark, Nevada 31 $ 28,925,000 $ 933,064 $ 731,000
Dallas, Texas 30 $ 61,390,000 $ 2,046,333 $ 1,458,000
Gallatin, Montana 29 $ 84,535,000 $ 2,915,000 $ 2,209,000
Newport, Rhode Island 29 $ 52,345,000 $ 1,805,000 $ 1,189,000
Snohomish, Washington 29 $ 48,155,000 $ 1,660,517 $ 322,000
San Luis Obispo, California 27 $ 22,335,000 $ 827,222 $ 830,000
Blaine, Idaho 27 $ 76,425,000 $ 2,830,555 $ 1,414,000
Maui, Hawaii 26 $ 36,960,000 $ 1,421,538 $ 1,336,000
New Haven, Connecticut 24 $ 13,470,000 $ 561,250 $ 698,000
Cook, Illinois 23 $ 20,415,000 $ 887,608 $ 709,000
El Dorado, California 22 $ 21,510,000 $ 977,727 $ 877,000
Boulder, Colorado 22 $ 26,450,000 $ 1,202,272 $ 1,247,000
Dutchess, New York 22 $ 19,920,000 $ 905,454 $ 803,000
Lane, Oregon 22 $ 22,320,000 $ 1,014,545 $ 194,000
Indian River, Florida 21 $ 49,175,000 $ 2,341,666 $ 1,768,000
Sarasota, Florida 21 $ 22,595,000 $ 1,075,952 $ 846,000
Harris, Texas 21 $ 13,245,000 $ 630,714 $ 839,000
Wasatch, Utah 21 $ 37,555,000 $ 1,788,333 $ 1,058,000
Litchfield, Connecticut 20 $ 18,830,000 $ 941,500 $ 881,000
Worcester, Massachusetts 20 $ 71,860,000 $ 3,593,000 $ 229,000
Bristol, Massachusetts 19 $ 9,545,000 $ 502,368 $ 412,000
Richmond, New York 19 $ 9,305,000 $ 489,736 $ 197,000
Mono, California 18 $ 10,020,000 $ 556,666 $ 830,000
Eagle, Colorado 18 $ 68,390,000 $ 3,799,444 $ 1,497,000
Martin, Florida 18 $ 22,210,000 $ 1,233,888 $ 596,000
Kauai, Hawaii 18 $ 40,350,000 $ 2,241,666 $ 2,089,000
Charleston, South Carolina 18 $ 31,440,000 $ 1,746,666 $ 1,264,000
Douglas, Nevada 17 $ 41,955,000 $ 2,467,941 $ 1,513,000
Ulster, New York 17 $ 11,995,000 $ 705,588 $ 757,000
Lee, Florida 16 $ 16,630,000 $ 1,039,375 $ 1,059,000
Yamhill, Oregon 16 $ 11,680,000 $ 730,000 $ 491,000
Yolo, California 15 $ 15,595,000 $ 1,039,666 $ 417,000
Carroll, New Hampshire 15 $ 21,755,000 $ 1,450,333 $ 854,000
Rockingham, New Hampshire 15 $ 9,965,000 $ 664,333 $ 486,000
Putnam, New York 15 $ 13,505,000 $ 900,333 $ 969,000
Washington, Rhode Island 15 $ 15,865,000 $ 1,057,666 $ 466,000
Salt Lake, Utah 15 $ 51,665,000 $ 3,444,333 $ 948,000
Teton, Idaho 14 $ 7,320,000 $ 522,857 $ 234,000
Monroe, Florida 13 $ 17,965,000 $ 1,381,923 $ 1,144,000
Berkshire, Massachusetts 13 $ 10,395,000 $ 799,615 $ 981,000
Mercer, New Jersey 13 $ 12,475,000 $ 959,615 $ 518,000
Middlesex, New Jersey 13 $ 6,195,000 $ 476,538 $ 322,000
San Miguel, Colorado 12 $ 45,840,000 $ 3,820,000 $ 1,792,000
Fulton, Georgia 12 $ 16,260,000 $ 1,355,000 $ 601,000
Cumberland, Maine 12 $ 9,420,000 $ 785,000 $ 436,000
Montgomery, Pennsylvania 12 $ 11,870,000 $ 989,166 $ 717,000
Kootenai, Idaho 11 $ 18,675,000 $ 1,697,727 $ 1,274,000
Somerset, New Jersey 11 $ 9,725,000 $ 884,090 $ 478,000
Marion, Oregon 11 $ 19,025,000 $ 1,729,545 $ 256,000
Tarrant, Texas 11 $ 8,635,000 $ 785,000 $ 1,518,000
Lamoille, Vermont 11 $ 14,725,000 $ 1,338,636 $ 2,262,000
Fairfax, Virginia 11 $ 13,675,000 $ 1,243,181 $ 485,000
Calaveras, California 10 $ 4,160,000 $ 416,000 $ 481,000
Arapahoe, Colorado 10 $ 14,390,000 $ 1,439,000 $ 1,076,000
Summit, Colorado 10 $ 20,110,000 $ 2,011,000 $ 987,000
Hillsborough, Florida 10 $ 15,000,000 $ 1,500,000 $ 439,000
Kitsap, Washington 10 $ 48,630,000 $ 4,863,000 $ 730,000
Pierce, Washington 10 $ 93,570,000 $ 9,357,000 $ 567,000
San Joaquin, California 9 $ 6,185,000 $ 687,222 $ 547,000
Hartford, Connecticut 9 $ 5,625,000 $ 625,000 $ 325,000
Ada, Idaho 9 $ 8,505,000 $ 945,000 $ 482,000
Rockland, New York 9 $ 4,595,000 $ 510,555 $ 743,000
Mecklenburg, North Carolina 9 $ 9,275,000 $ 1,030,555 $ 792,000
Hood River, Oregon 9 $ 5,385,000 $ 598,333 $ 357,000
Philadelphia, Pennsylvania 9 $ 4,695,000 $ 521,666 $ 422,000
Windham, Vermont 9 $ 4,695,000 $ 521,666 $ 907,000
Pinellas, Florida 8 $ 11,700,000 $ 1,462,500 $ 809,000
York, Maine 8 $ 4,640,000 $ 580,000 $ 369,000
Columbia, New York 8 $ 10,850,000 $ 1,356,250 $ 944,000
Douglas, Colorado 7 $ 12,005,000 $ 1,715,000 $ 660,000
Manatee, Florida 7 $ 5,685,000 $ 812,142 $ 954,000
Cape May, New Jersey 7 $ 7,665,000 $ 1,095,000 $ 1,011,000
Passaic, New Jersey 7 $ 4,195,000 $ 599,285 $ 296,000
Wake, North Carolina 7 $ 6,395,000 $ 913,571 $ 810,000
Clatsop, Oregon 7 $ 5,585,000 $ 797,857 $ 379,000
Delaware, Pennsylvania 7 $ 9,375,000 $ 1,339,285 $ 1,030,000
Collin, Texas 7 $ 5,235,000 $ 747,857 $ 391,000
Windsor, Vermont 7 $ 3,385,000 $ 483,571 $ 428,000
Arlington, Virginia 7 $ 8,405,000 $ 1,200,714 $ 597,000
San Juan, Washington 7 $ 13,635,000 $ 1,947,857 $ 1,781,000
Lincoln, Wyoming 7 $ 5,345,000 $ 763,571 $ 281,000
Pima, Arizona 6 $ 2,990,000 $ 498,333 $ 465,000
Lake, Illinois 6 $ 2,510,000 $ 418,333 $ 220,000
Santa Fe, New Mexico 6 $ 4,570,000 $ 761,666 $ 305,000
Kent, Rhode Island 6 $ 2,640,000 $ 440,000 $ 301,000
Chittenden, Vermont 6 $ 5,540,000 $ 923,333 $ 390,000
Mendocino, California 5 $ 4,415,000 $ 883,000 $ 430,000
Plumas, California 5 $ 3,835,000 $ 767,000 $ 480,000
Jefferson, Colorado 5 $ 1,705,000 $ 341,000 $ 482,000
Middlesex, Connecticut 5 $ 3,085,000 $ 617,000 $ 196,000
St. Lucie, Florida 5 $ 1,355,000 $ 271,000 $ 742,000
Flathead, Montana 5 $ 4,675,000 $ 935,000 $ 699,000
Belknap, New Hampshire 5 $ 3,585,000 $ 717,000 $ 682,000
Grafton, New Hampshire 5 $ 3,275,000 $ 655,000 $ 1,190,000
Hunterdon, New Jersey 5 $ 3,475,000 $ 695,000 $ 474,000
Sussex, New Jersey 5 $ 3,025,000 $ 605,000 $ 851,000
Greene, New York 5 $ 3,695,000 $ 739,000 $ 1,525,000
Orange, New York 5 $ 4,865,000 $ 973,000 $ 892,000
Saratoga, New York 5 $ 2,515,000 $ 503,000 $ 382,000
Bucks, Pennsylvania 5 $ 5,145,000 $ 1,029,000 $ 720,000
Bristol, Rhode Island 5 $ 5,355,000 $ 1,071,000 $ 336,000
Beaufort, South Carolina 5 $ 4,655,000 $ 931,000 $ 502,000
Hays, Texas 5 $ 6,025,000 $ 1,205,000 $ 365,000
Klickitat, Washington 5 $ 3,245,000 $ 649,000 $ 861,000
Spokane, Washington 5 $ 20,415,000 $ 4,083,000 $ 1,037,000
Whatcom, Washington 5 $ 7,085,000 $ 1,417,000 $ 1,122,000
Yavapai, Arizona 4 $ 3,080,000 $ 770,000 $ 1,075,000
Routt, Colorado 4 $ 7,220,000 $ 1,805,000 $ 408,000
New London, Connecticut 4 $ 4,710,000 $ 1,177,500 $ 786,000
Nassau, Florida 4 $ 7,210,000 $ 1,802,500 $ 387,000
Orange, Florida 4 $ 23,660,000 $ 5,915,000 $ 763,000
Walton, Florida 4 $ 5,880,000 $ 1,470,000 $ 1,506,000
Chatham, Georgia 4 $ 2,520,000 $ 630,000 $ 676,000
Lincoln, Maine 4 $ 1,310,000 $ 327,500 $ 324,000
Hillsborough, New Hampshire 4 $ 3,790,000 $ 947,500 $ 427,000
Atlantic, New Jersey 4 $ 4,750,000 $ 1,187,500 $ 884,000
Camden, New Jersey 4 $ 2,180,000 $ 545,000 $ 202,000
Sullivan, New York 4 $ 1,170,000 $ 292,500 $ 269,000
Columbia, Oregon 4 $ 2,090,000 $ 522,500 $ 809,000
Jackson, Oregon 4 $ 4,500,000 $ 1,125,000 $ 371,000
Tillamook, Oregon 4 $ 2,760,000 $ 690,000 $ 239,000
Chester, Pennsylvania 4 $ 7,870,000 $ 1,967,500 $ 2,009,000
Providence, Rhode Island 4 $ 2,200,000 $ 550,000 $ 253,000
Washington, Vermont 4 $ 2,120,000 $ 530,000 $ 1,113,000
Butte, California 3 $ 18,895,000 $ 6,298,333 $ 341,000
Fresno, California 3 $ 33,695,000 $ 11,231,666 $ 292,000
Humboldt, California 3 $ 1,175,000 $ 391,666 $ 420,000
Larimer, Colorado 3 $ 995,000 $ 331,666 $ 260,000
Pasco, Florida 3 $ 1,535,000 $ 511,666 $ 357,000
St. Johns, Florida 3 $ 7,755,000 $ 2,585,000 $ 736,000
DeKalb, Georgia 3 $ 3,115,000 $ 1,038,333 $ 1,169,000
Bonner, Idaho 3 $ 925,000 $ 308,333 $ 192,000
Franklin, Maine 3 $ 1,855,000 $ 618,333 $ 512,000
Hancock, Maine 3 $ 1,565,000 $ 521,666 $ 461,000
Knox, Maine 3 $ 3,945,000 $ 1,315,000 $ 440,000
Oxford, Maine 3 $ 1,485,000 $ 495,000 $ 856,000
Wayne, Michigan 3 $ 585,000 $ 195,000 $ 162,000
Merrimack, New Hampshire 3 $ 3,595,000 $ 1,198,333 $ 479,000
Sullivan, New Hampshire 3 $ 1,445,000 $ 481,666 $ 435,000
Delaware, New York 3 $ 1,315,000 $ 438,333 $ 458,000
Buncombe, North Carolina 3 $ 1,245,000 $ 415,000 $ 668,000
Williamson, Tennessee 3 $ 4,415,000 $ 1,471,666 $ 2,906,000
Washington, Utah 3 $ 1,805,000 $ 601,666 $ 413,000
Weber, Utah 3 $ 4,685,000 $ 1,561,666 $ 897,000
Bennington, Vermont 3 $ 1,185,000 $ 395,000 $ 234,000
Albemarle, Virginia 3 $ 2,085,000 $ 695,000 $ 875,000
Chelan, Washington 3 $ 2,585,000 $ 861,666 $ 292,000
Thurston, Washington 3 $ 25,265,000 $ 8,421,666 $ 633,000
Mohave, Arizona 2 $ 210,000 $ 105,000 $ 869,000
Stanislaus, California 2 $ 7,700,000 $ 3,850,000 $ 76,000
Tuolumne, California 2 $ 700,000 $ 350,000 $ 372,000
El Paso, Colorado 2 $ 2,060,000 $ 1,030,000 $ 545,000
Gunnison, Colorado 2 $ 5,360,000 $ 2,680,000 $ 3,766,000
Brevard, Florida 2 $ 310,000 $ 155,000 $ 262,000
Charlotte, Florida 2 $ 3,160,000 $ 1,580,000 $ 588,000
Polk, Florida 2 $ 710,000 $ 355,000 $ 488,000
Valley, Idaho 2 $ 1,120,000 $ 560,000 $ 787,000
Will, Illinois 2 $ 1,780,000 $ 890,000 $ 647,000
Waldo, Maine 2 $ 920,000 $ 460,000 $ 470,000
Franklin, Massachusetts 2 $ 910,000 $ 455,000 $ 554,000
Hampshire, Massachusetts 2 $ 700,000 $ 350,000 $ 240,000
Charlevoix, Michigan 2 $ 3,670,000 $ 1,835,000 $ 2,933,000
Lake, Montana 2 $ 2,310,000 $ 1,155,000 $ 4,411,000
Missoula, Montana 2 $ 1,800,000 $ 900,000 $ 392,000
Park, Montana 2 $ 4,360,000 $ 2,180,000 $ 558,000
Cheshire, New Hampshire 2 $ 910,000 $ 455,000 $ 511,000
Coos, New Hampshire 2 $ 2,040,000 $ 1,020,000 $ 757,000
Strafford, New Hampshire 2 $ 52,260,000 $ 26,130,000 $ 766,000
Burlington, New Jersey 2 $ 1,140,000 $ 570,000 $ 1,165,000
Warren, New Jersey 2 $ 770,000 $ 385,000 $ 894,000
Fulton, New York 2 $ 310,000 $ 155,000 $ 309,000
Onondaga, New York 2 $ 1,070,000 $ 535,000 $ 406,000
Ontario, New York 2 $ 540,000 $ 270,000 $ 376,000
Rensselaer, New York 2 $ 280,000 $ 140,000 $ 374,000
Jackson, North Carolina 2 $ 1,580,000 $ 790,000 $ 904,000
Orange, North Carolina 2 $ 3,180,000 $ 1,590,000 $ 296,000
Crook, Oregon 2 $ 1,880,000 $ 940,000 $ 575,000
Linn, Oregon 2 $ 400,000 $ 200,000 $ 0
Allegheny, Pennsylvania 2 $ 2,300,000 $ 1,150,000 $ 1,887,000
Pike, Pennsylvania 2 $ 400,000 $ 200,000 $ 141,000
Davidson, Tennessee 2 $ 1,700,000 $ 850,000 $ 468,000
Denton, Texas 2 $ 3,650,000 $ 1,825,000 $ 597,000
Ellis, Texas 2 $ 9,310,000 $ 4,655,000 $ 159,000
Williamson, Texas 2 $ 470,000 $ 235,000 $ 0
Addison, Vermont 2 $ 780,000 $ 390,000 $ 200,000
Orange, Vermont 2 $ 490,000 $ 245,000 $ 295,000
Alexandria, Virginia 2 $ 2,330,000 $ 1,165,000 $ 440,000
Charlottesville, Virginia 2 $ 1,030,000 $ 515,000 $ 521,000
Cowlitz, Washington 2 $ 960,000 $ 480,000 $ 0
Island, Washington 2 $ 1,040,000 $ 520,000 $ 391,000
Mason, Washington 2 $ 680,000 $ 340,000 $ 323,000
Skagit, Washington 2 $ 1,090,000 $ 545,000 $ 200,000
Navajo, Arizona 1 $ 555,000 $ 555,000 $ 255,000
Pinal, Arizona 1 $ 575,000 $ 575,000 $ 502,000
Alpine, California 1 $ 285,000 $ 285,000 $ 548,000
Imperial, California 1 $ 3,125,000 $ 3,125,000 $ 0
Kern, California 1 $ 185,000 $ 185,000 $ 432,000
Lake, California 1 $ 495,000 $ 495,000 $ 558,000
Madera, California 1 $ 435,000 $ 435,000 $ 226,000
San Benito, California 1 $ 485,000 $ 485,000 $ 76,000
Sutter, California 1 $ 3,005,000 $ 3,005,000 $ 0
Adams, Colorado 1 $ 605,000 $ 605,000 $ 186,000
Garfield, Colorado 1 $ 1,325,000 $ 1,325,000 $ 366,000
Huerfano, Colorado 1 $ 1,605,000 $ 1,605,000 $ 6,125,000
La Plata, Colorado 1 $ 1,925,000 $ 1,925,000 $ 1,781,000
Park, Colorado 1 $ 355,000 $ 355,000 $ 761,000
Alachua, Florida 1 $ 605,000 $ 605,000 $ 0
Flagler, Florida 1 $ 745,000 $ 745,000 $ 530,000
Franklin, Florida 1 $ 1,005,000 $ 1,005,000 $ 750,000
Marion, Florida 1 $ 565,000 $ 565,000 $ 500,000
Cobb, Georgia 1 $ 775,000 $ 775,000 $ 350,000
Glynn, Georgia 1 $ 305,000 $ 305,000 $ 164,000
Bonneville, Idaho 1 $ 6,825,000 $ 6,825,000 $ 6,939,000
DuPage, Illinois 1 $ 1,965,000 $ 1,965,000 $ 5,859,000
Sagadahoc, Maine 1 $ 1,045,000 $ 1,045,000 $ 512,000
Hampden, Massachusetts 1 $ 495,000 $ 495,000 $ 190,000
Emmet, Michigan 1 $ 2,585,000 $ 2,585,000 $ 1,297,000
Oakland, Michigan 1 $ 1,605,000 $ 1,605,000 $ 488,000
Hennepin, Minnesota 1 $ 535,000 $ 535,000 $ 0
Broadwater, Montana 1 $ 365,000 $ 365,000 $ 478,000
Carbon, Montana 1 $ 495,000 $ 495,000 $ 968,000
Lewis and Clark, Montana 1 $ 1,005,000 $ 1,005,000 $ 465,000
Bernalillo, New Mexico 1 $ 305,000 $ 305,000 $ 0
Taos, New Mexico 1 $ 715,000 $ 715,000 $ 337,000
Albany, New York 1 $ 135,000 $ 135,000 $ 120,000
Warren, New York 1 $ 125,000 $ 125,000 $ 410,000
Chatham, North Carolina 1 $ 1,575,000 $ 1,575,000 $ 399,000
Craven, North Carolina 1 $ 235,000 $ 235,000 $ 1,837,000
New Hanover, North Carolina 1 $ 505,000 $ 505,000 $ 0
Union, North Carolina 1 $ 995,000 $ 995,000 $ 515,000
Coos, Oregon 1 $ 415,000 $ 415,000 $ 648,000
Douglas, Oregon 1 $ 815,000 $ 815,000 $ 210,000
Lincoln, Oregon 1 $ 805,000 $ 805,000 $ 1,095,000
Wasco, Oregon 1 $ 2,925,000 $ 2,925,000 $ 0
Lehigh, Pennsylvania 1 $ 785,000 $ 785,000 $ 0
Dorchester, South Carolina 1 $ 5,415,000 $ 5,415,000 $ 0
York, South Carolina 1 $ 2,405,000 $ 2,405,000 $ 1,413,000
Bastrop, Texas 1 $ 475,000 $ 475,000 $ 0
Brazoria, Texas 1 $ 355,000 $ 355,000 $ 200,000
Comal, Texas 1 $ 555,000 $ 555,000 $ 127,000
Montgomery, Texas 1 $ 535,000 $ 535,000 $ 112,000
Navarro, Texas 1 $ 995,000 $ 995,000 $ 1,291,000
Rockwall, Texas 1 $ 1,005,000 $ 1,005,000 $ 430,000
Davis, Utah 1 $ 23,005,000 $ 23,005,000 $ 0
Utah, Utah 1 $ 1,365,000 $ 1,365,000 $ 495,000
Orleans, Vermont 1 $ 635,000 $ 635,000 $ 1,553,000
Rutland, Vermont 1 $ 145,000 $ 145,000 $ 255,000
Lancaster, Virginia 1 $ 475,000 $ 475,000 $ 917,000
Loudoun, Virginia 1 $ 925,000 $ 925,000 $ 573,000
Virginia Beach, Virginia 1 $ 755,000 $ 755,000 $ 200,000
Benton, Washington 1 $ 425,000 $ 425,000 $ 596,000
Grays Harbor, Washington 1 $ 815,000 $ 815,000 $ 819,000
Milwaukee, Wisconsin 1 $ 765,000 $ 765,000 $ 369,000
Vilas, Wisconsin 1 $ 1,005,000 $ 1,005,000 $ 369,000
Fremont, Wyoming 1 $ 435,000 $ 435,000 $ 0
Sheridan, Wyoming 1 $ 2,005,000 $ 2,005,000 $ 1,967,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,864 $30,764,870,000 $1,474,000 $91,505,000 $546,000 $9,824,000
Refinancing 6,498 $8,833,455,000 $1,359,000 $98,005,000 $519,000 $9,880,000
Cash-out Refinancing 5,479 $6,216,495,000 $1,134,000 $45,005,000 $572,000 $9,615,000
Other Purpose 2,939 $4,581,765,000 $1,558,000 $27,225,000 $903,000 $9,788,000
Home Improvement 1,562 $855,120,000 $547,000 $11,005,000 $499,000 $8,955,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,685 $22,726,685,000 $1,216,000 $33,005,000 $638,000 $9,880,000
Not applicable 5,874 $13,937,405,000 $2,373,000 $98,005,000 $80,000 $544,000
Not Provided 4,534 $6,676,140,000 $1,472,000 $24,005,000 $743,000 $9,788,000
Asian 3,821 $3,826,155,000 $1,001,000 $13,805,000 $406,000 $7,303,000
Hispanic 1,609 $1,306,395,000 $811,000 $32,405,000 $343,000 $9,176,000
Black or African American 760 $599,130,000 $788,000 $17,255,000 $299,000 $6,920,000
American Indian or Alaskan Native 110 $89,750,000 $815,000 $3,155,000 $405,000 $1,927,000
Native Hawaiian or Other Pacific Islander 20 $16,850,000 $842,000 $2,495,000 $252,000 $638,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,312 $51,249,415,000 $1,373,000 $98,005,000 $574,000 $9,880,000
FHA-insured (Federal Housing Administration) 30 $2,290,000 $76,000 $255,000 $27,000 $50,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 30,177 $43,808,720,000 $1,451,000 $98,005,000 $622,000 $9,880,000
Loan Purchased By The Institution 3,119 $987,535,000 $316,000 $1,825,000 $84,000 $2,680,000
Application Withdrawn By Applicant 3,101 $5,043,905,000 $1,626,000 $91,505,000 $685,000 $9,824,000
Application Approved But Not Accepted 465 $729,995,000 $1,569,000 $43,005,000 $691,000 $8,302,000
Application Denied By Financial Institution 275 $324,445,000 $1,179,000 $11,005,000 $350,000 $2,208,000
File Closed For Incompleteness 205 $357,105,000 $1,741,000 $13,205,000 $747,000 $8,700,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 37,067 $50,927,260,000 $1,373,000 $98,005,000 $575,000 $9,880,000
Debt-To-Income Ratio 124 $123,070,000 $992,000 $9,605,000 $204,000 $1,517,000
Collateral 60 $81,470,000 $1,357,000 $4,915,000 $601,000 $2,208,000
Credit History 37 $51,535,000 $1,392,000 $11,005,000 $294,000 $958,000
Other 31 $44,765,000 $1,444,000 $8,505,000 $590,000 $1,931,000
Insufficient Cash (Downpayment, Closing Cost) 17 $18,555,000 $1,091,000 $6,465,000 $351,000 $1,300,000
Unverifiable Information 3 $2,965,000 $988,000 $2,105,000 $264,000 $525,000
Employment History 3 $2,085,000 $695,000 $1,045,000 $206,000 $254,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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