First Star Bank, S.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First Star Bank, S.S.B. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Star Bank, S.S.B. 109 S Commerce / Po Box 7 Bremond, TX 76629 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,072 |
| Total Mortgage Loan Application Amount | $151,448,000 |
| Average Mortgage Loan Application Amount | $178,681 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $69,787 |
| Highest Applicant Income | $841,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First Star Bank, S.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Star Bank, S.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First Star Bank, S.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Star Bank, S.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Star Bank, S.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Star Bank, S.S.B.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Robertson County Texas | 71 | $ 3,868,000 | $ 54,000 | $ 55,000 |
| Dallas County Texas | 68 | $ 7,497,000 | $ 110,000 | $ 96,000 |
| Travis County Texas | 59 | $ 8,025,000 | $ 136,000 | $ 101,000 |
| Clark County Nevada | 47 | $ 9,206,000 | $ 195,000 | $ 61,000 |
| Tarrant County Texas | 34 | $ 3,932,000 | $ 115,000 | $ 35,000 |
| St. Louis County Missouri | 32 | $ 5,076,000 | $ 158,000 | $ 110,000 |
| St. Charles County Missouri | 24 | $ 3,799,000 | $ 158,000 | $ 62,000 |
| Houston County Alabama | 22 | $ 2,195,000 | $ 99,000 | $ 54,000 |
| Cook County Illinois | 22 | $ 4,983,000 | $ 226,000 | $ 76,000 |
| Palm Beach County Florida | 19 | $ 6,300,000 | $ 331,000 | $ 132,000 |
| Williamson County Texas | 17 | $ 1,916,000 | $ 112,000 | $ 95,000 |
| Johnson County Texas | 16 | $ 1,434,000 | $ 89,000 | $ 38,000 |
| Shelby County Alabama | 14 | $ 2,094,000 | $ 149,000 | $ 53,000 |
| Victoria County Texas | 14 | $ 1,275,000 | $ 91,000 | $ 44,000 |
| Dale County Alabama | 13 | $ 964,000 | $ 74,000 | $ 44,000 |
| Nye County Nevada | 13 | $ 2,127,000 | $ 163,000 | $ 45,000 |
| Jefferson County Alabama | 12 | $ 1,886,000 | $ 157,000 | $ 72,000 |
| Cullman County Alabama | 9 | $ 959,000 | $ 106,000 | $ 46,000 |
| Broward County Florida | 9 | $ 2,004,000 | $ 222,000 | $ 57,000 |
| Denton County Texas | 9 | $ 1,155,000 | $ 128,000 | $ 32,000 |
| Guadalupe County Texas | 9 | $ 815,000 | $ 90,000 | $ 33,000 |
| Milam County Texas | 9 | $ 1,098,000 | $ 122,000 | $ 52,000 |
| Tuscaloosa County Alabama | 8 | $ 1,110,000 | $ 138,000 | $ 66,000 |
| Jefferson County Missouri | 7 | $ 712,000 | $ 101,000 | $ 60,000 |
| El Paso County Texas | 7 | $ 508,000 | $ 72,000 | $ 14,000 |
| Bullitt County Kentucky | 6 | $ 843,000 | $ 140,000 | $ 63,000 |
| Collin County Texas | 6 | $ 850,000 | $ 141,000 | $ 73,000 |
| Grayson County Texas | 6 | $ 526,000 | $ 87,000 | $ 43,000 |
| Geneva County Alabama | 5 | $ 672,000 | $ 134,000 | $ 88,000 |
| Boulder County Colorado | 5 | $ 2,766,000 | $ 553,000 | $ 174,000 |
| Collier County Florida | 5 | $ 942,000 | $ 188,000 | $ 51,000 |
| Miami-Dade County Florida | 5 | $ 696,000 | $ 139,000 | $ 195,000 |
| Pinellas County Florida | 5 | $ 1,004,000 | $ 200,000 | $ 93,000 |
| Wake County North Carolina | 5 | $ 908,000 | $ 181,000 | $ 37,000 |
| Bexar County Texas | 5 | $ 543,000 | $ 108,000 | $ 50,000 |
| Marshall County Alabama | 4 | $ 303,000 | $ 75,000 | $ 39,000 |
| Los Angeles County California | 4 | $ 2,016,000 | $ 504,000 | $ 77,000 |
| Duval County Florida | 4 | $ 655,000 | $ 163,000 | $ 44,000 |
| Brazos County Texas | 4 | $ 396,000 | $ 99,000 | $ 61,000 |
| Alameda County California | 3 | $ 955,000 | $ 318,000 | $ 63,000 |
| Orange County Florida | 3 | $ 185,000 | $ 61,000 | $ 62,000 |
| Gwinnett County Georgia | 3 | $ 602,000 | $ 200,000 | $ 44,000 |
| Jefferson County Kentucky | 3 | $ 439,000 | $ 146,000 | $ 40,000 |
| St. Louis City County Missouri | 3 | $ 715,000 | $ 238,000 | $ 157,000 |
| Harnett County North Carolina | 3 | $ 393,000 | $ 131,000 | $ 44,000 |
| Mecklenburg County North Carolina | 3 | $ 621,000 | $ 207,000 | $ 27,000 |
| Falls County Texas | 3 | $ 253,000 | $ 84,000 | $ 73,000 |
| Wichita County Texas | 3 | $ 202,000 | $ 67,000 | $ 41,000 |
| Kitsap County Washington | 3 | $ 678,000 | $ 226,000 | $ 67,000 |
| Covington County Alabama | 2 | $ 163,000 | $ 81,000 | $ 70,000 |
| Walker County Alabama | 2 | $ 274,000 | $ 137,000 | $ 77,000 |
| Cochise County Arizona | 2 | $ 525,000 | $ 262,000 | $ 55,000 |
| Maricopa County Arizona | 2 | $ 461,000 | $ 230,000 | $ 71,000 |
| Brevard County Florida | 2 | $ 465,000 | $ 232,000 | $ 223,000 |
| Hillsborough County Florida | 2 | $ 185,000 | $ 92,000 | $ 49,000 |
| Leon County Florida | 2 | $ 278,000 | $ 139,000 | $ 72,000 |
| St. Lucie County Florida | 2 | $ 251,000 | $ 125,000 | $ 69,000 |
| Volusia County Florida | 2 | $ 190,000 | $ 95,000 | $ 78,000 |
| Clayton County Georgia | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Fayette County Kentucky | 2 | $ 292,000 | $ 146,000 | $ 59,000 |
| Cecil County Maryland | 2 | $ 447,000 | $ 223,000 | $ 90,000 |
| Franklin County Missouri | 2 | $ 236,000 | $ 118,000 | $ 79,000 |
| Washoe County Nevada | 2 | $ 596,000 | $ 298,000 | $ 101,000 |
| Burlington County New Jersey | 2 | $ 375,000 | $ 187,000 | $ 49,000 |
| Gloucester County New Jersey | 2 | $ 466,000 | $ 233,000 | $ 74,000 |
| Cumberland County North Carolina | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
| Bucks County Pennsylvania | 2 | $ 506,000 | $ 253,000 | $ 69,000 |
| Shelby County Tennessee | 2 | $ 347,000 | $ 173,000 | $ 157,000 |
| Aransas County Texas | 2 | $ 135,000 | $ 67,000 | $ 42,000 |
| Bastrop County Texas | 2 | $ 157,000 | $ 78,000 | $ 54,000 |
| Burnet County Texas | 2 | $ 171,000 | $ 85,000 | $ 123,000 |
| Caldwell County Texas | 2 | $ 184,000 | $ 92,000 | $ 66,000 |
| Ellis County Texas | 2 | $ 201,000 | $ 100,000 | $ 46,000 |
| Harris County Texas | 2 | $ 213,000 | $ 106,000 | $ 50,000 |
| Hays County Texas | 2 | $ 319,000 | $ 159,000 | $ 53,000 |
| Parker County Texas | 2 | $ 251,000 | $ 125,000 | $ 51,000 |
| Fairfax County Virginia | 2 | $ 534,000 | $ 267,000 | $ 117,000 |
| King County Washington | 2 | $ 496,000 | $ 248,000 | $ 68,000 |
| Barbour County Alabama | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Chilton County Alabama | 1 | $ 153,000 | $ 153,000 | $ 48,000 |
| Coffee County Alabama | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Henry County Alabama | 1 | $ 98,000 | $ 98,000 | $ 23,000 |
| Montgomery County Alabama | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| St. Clair County Alabama | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Talladega County Alabama | 1 | $ 79,000 | $ 79,000 | $ 81,000 |
| Anchorage County Alaska | 1 | $ 248,000 | $ 248,000 | $ 300,000 |
| Southeast Fairbanks County Alaska | 1 | $ 129,000 | $ 129,000 | $ 91,000 |
| Pima County Arizona | 1 | $ 194,000 | $ 194,000 | $ 80,000 |
| Bradley County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Pulaski County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Humboldt County California | 1 | $ 156,000 | $ 156,000 | $ 0 |
| San Diego County California | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Santa Clara County California | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Santa Cruz County California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 176,000 | $ 176,000 | $ 73,000 |
| Tolland County Connecticut | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Bradford County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Clay County Florida | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Highlands County Florida | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Martin County Florida | 1 | $ 148,000 | $ 148,000 | $ 130,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Chattahoochee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Cobb County Georgia | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| DeKalb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Gordon County Georgia | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Richmond County Georgia | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Upson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Kane County Illinois | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Lake County Illinois | 1 | $ 279,000 | $ 279,000 | $ 110,000 |
| St. Clair County Illinois | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Vermilion County Illinois | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Will County Illinois | 1 | $ 348,000 | $ 348,000 | $ 281,000 |
| Clark County Indiana | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 152,000 |
| Marion County Indiana | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| Mills County Iowa | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Polk County Iowa | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Woodbury County Iowa | 1 | $ 82,000 | $ 82,000 | $ 126,000 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Riley County Kansas | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 70,000 |
| Bossier County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 107,000 |
| St. John the Baptist County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Harford County Maryland | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Montgomery County Maryland | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Prince George's County Maryland | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Hampden County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Carlton County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| DeSoto County Mississippi | 1 | $ 186,000 | $ 186,000 | $ 49,000 |
| Harrison County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Park County Montana | 1 | $ 131,000 | $ 131,000 | $ 87,000 |
| Douglas County Nevada | 1 | $ 350,000 | $ 350,000 | $ 66,000 |
| Belknap County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Essex County New Jersey | 1 | $ 151,000 | $ 151,000 | $ 61,000 |
| Middlesex County New Jersey | 1 | $ 281,000 | $ 281,000 | $ 97,000 |
| Curry County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Dona Ana County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Cortland County New York | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Saratoga County New York | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Cleveland County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Pasquotank County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 88,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Vance County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ward County North Dakota | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Clermont County Ohio | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Delaware County Ohio | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Hamilton County Ohio | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 41,000 | $ 41,000 | $ 148,000 |
| Lorain County Ohio | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Portage County Ohio | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Oklahoma County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Multnomah County Oregon | 1 | $ 136,000 | $ 136,000 | $ 73,000 |
| Delaware County Pennsylvania | 1 | $ 327,000 | $ 327,000 | $ 97,000 |
| Monroe County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 58,000 |
| Northampton County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Hanson County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Walworth County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 28,000 |
| Lauderdale County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Monroe County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Sevier County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Bee County Texas | 1 | $ 96,000 | $ 96,000 | $ 59,000 |
| Clay County Texas | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Comal County Texas | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Eastland County Texas | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Ector County Texas | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Fort Bend County Texas | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Gregg County Texas | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Hidalgo County Texas | 1 | $ 214,000 | $ 214,000 | $ 89,000 |
| Hood County Texas | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Jackson County Texas | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Jasper County Texas | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Leon County Texas | 1 | $ 57,000 | $ 57,000 | $ 82,000 |
| Liberty County Texas | 1 | $ 26,000 | $ 26,000 | $ 58,000 |
| Madison County Texas | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| McLennan County Texas | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Montgomery County Texas | 1 | $ 211,000 | $ 211,000 | $ 114,000 |
| Rains County Texas | 1 | $ 57,000 | $ 57,000 | $ 73,000 |
| Titus County Texas | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Washington County Texas | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Wise County Texas | 1 | $ 98,000 | $ 98,000 | $ 35,000 |
| Beaver County Utah | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Chesapeake County Virginia | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Cumberland County Virginia | 1 | $ 94,000 | $ 94,000 | $ 24,000 |
| Loudoun County Virginia | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Radford County Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Clark County Washington | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| Teton County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 286,000 |
Mortgage Loan Application Detail Totals for First Star Bank, S.S.B. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 738 | $102,362,000 | $175,500 | $999,000 | $71,722 | $841,000 |
| Refinancing | 320 | $48,421,000 | $187,172 | $1,000,000 | $65,551 | $360,000 |
| Home Improvement | 14 | $665,000 | $47,000 | $160,000 | $123,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 976 | $144,932,000 | $175,075 | $1,000,000 | $70,200 | $841,000 |
| White | 83 | $5,999,000 | $72,000 | $302,000 | $93,000 | $240,000 |
| Hispanic | 7 | $180,000 | $25,000 | $34,000 | $44,000 | $72,000 |
| Black or African American | 4 | $87,000 | $21,000 | $37,000 | $17,000 | $25,000 |
| Not Provided | 1 | $82,000 | $82,000 | $82,000 | $208,000 | $208,000 |
| American Indian or Alaskan Native | 1 | $168,000 | $168,000 | $168,000 | $40,000 | $40,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 473 | $56,522,000 | $152,727 | $480,000 | $36,000 | $114,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 458 | $71,027,000 | $190,760 | $1,000,000 | $95,640 | $841,000 |
| VA-guaranteed (Veterans Administration) | 141 | $23,899,000 | $162,161 | $360,000 | $46,451 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 975 | $144,995,000 | $175,075 | $1,000,000 | $70,125 | $841,000 |
| Loan Originated | 87 | $5,958,000 | $68,000 | $302,000 | $101,000 | $240,000 |
| Application Denied By Financial Institution | 9 | $490,000 | $54,000 | $220,000 | $44,000 | $132,000 |
| Application Withdrawn By Applicant | 1 | $5,000 | $5,000 | $5,000 | $50,000 | $50,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Star Bank, S.S.B.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Star Bank, S.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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